Earn 75,000 Points On The Chase Sapphire Reserve® Card!

Signup Bonus

You can earn 75,000 Chase Ultimate Rewards points for opening a Chase Sapphire Reserve Card and spending $4,000 in 3 months. Those points are worth a minimum of $750 cash back or $1,112.50 towards travel and other categories, but they can be worth much more as shown below.

Also available is a 75,000 point offer on the Chase Sapphire Preferred® Card.

These cards were previously offering a 60,000 point signup bonus.

Annual Fee

$550 for the primary card and $75 for additional users.

Pay Yourself Back For The Annual Fee

You can use 44K points to pay yourself back the full $550 annual fee or you can use points at a value of 1.25 cents each to pay off any part of the annual fee.

Of course, you’ll still be able to take advantage of card benefits like the $300 annual travel credit, making all of your Chase points more valuable, and so much more.

Signup Bonus Terms

If you received your last Sapphire bonus on today’s date in 2020 or earlier, you are now eligible to earn another Sapphire bonus!

1. You won’t get approved for this card if you have received a signup bonus on Sapphire Reserve, Chase Sapphire Preferred® Card, or Sapphire card within the past 48 months. You can call Chase to find out when you last earned a bonus on those cards or you can pull up your old statements online to check when you last got a bonus. You can also send Chase a secure message with your old card number to ask when you got the signup bonus on it.
2. You won’t get approved for this card if you currently have an active Sapphire Reserve, Chase Sapphire Preferred® Card, or Sapphire card. However you can call Chase to change those cards to a Freedom Unlimited, Freedom, or Freedom Flex card, wait 2-4 days, and then apply for a Sapphire Reserve Card!
3. You can apply and Chase won’t pull your credit or approve you if you are not eligible to get the card bonus.
4. You will get the bonus for this card even if you are an authorized user on another person’s Sapphire card.
5. If you are approved, that means you will get the bonus for this card as long as you spend $4,000 in 3 months.

5/24

Some Chase cards are subject to 5/24 restrictions, meaning that you might not be approved if you have been approved for 5 or more consumer credit cards in the past 24 months. Enforcement of 5/24 has been patchy for the past year and the only way to know if you can get approved is by trying to apply.

Note that the Chase system automatically counts cards like authorized user cards and store cards as cards that count towards 5/24, but if you explain to Chase that those cards are merely authorized user cards or store cards they can manually approve you for a new card.

You can check your credit report for free at the federally authorized annualcreditreport.com to check how many accounts are shows as being open in the past 24 months.

Card Earnings

• 3 points per dollar on travel, including airfare, hotels, car rentals, cruises, subways, trains, taxis, tolls, parking, Airbnb, Uber, etc.
• 3 points per dollar on dining, including sit-down or eat-in dining, including fast food restaurants and fine dining establishments, take-out, and restaurant delivery.
• 5 points per dollar on airfare booked through the Chase Travel.
• 10 points per dollar on Lyft spending through 3/31/25.
• 10 points per dollar on hotels and car rentals booked through Chase Travel.
• 10 points per dollar on Chase Dining purchases booked through Chase Travel.
• 1 point per dollar elsewhere.
• There are no foreign transaction fees.

$300 Annual Travel Credit

Cardholders get $300 in annual refunds that post automatically whenever you charge something that is categorized as travel, which includes airfare, Airbnb, car rentals, cruises, hotels, Lyft, subways, taxis, tolls, trains, Uber, UberEats, etc. It’s pretty easy to spend $300 over the course of a year given the wide range of eligible categories.

If you applied for your Sapphire Reserve on or after 5/21/17, the annual travel credit is based on your cardmembership year. In other words if you opened a card on 3/1/21 and your statement closes on the 1st of the month, you will get a $300 credit for travel spending from 3/1/21 through 4/1/22 and it will reset annually on 4/1.

If you applied for your Sapphire Reserve before 5/21/17, the annual travel credit is based on the calendar year.

Read more about this credit here.

Spend Threshold

You’ll need to spend $4,000 on this card within 3 months.

You can pay your federal taxes for a 1.82% fee.

My local natural gas company allows me to prepay up to $1,000 on a credit card for a $1.65 flat fee. That’s a great way to earn miles and help meet a spend threshold. My electricity supplier allows me to pay with a credit card for free as long as I am enrolled in autopay.

Card Benefits

Sapphire Reserve has a plethora of value benefits and protections:

• Free roadside assistance, including free battery boost, flat tire service, 2 gallons of fuel delivery, towing, or lockout assistance.
• Primary rental car insurance worldwide.
• $10K/item Purchase Protection for for items damaged or stolen within 120 days.
• $10K/item Extended Warranty Protection
• $500/item Return Protection
• Lost luggage insurance of $3,000 per person per trip.
• Baggage delay reimbursement of $100 per day per person (max of 5 days) for essential items needed (Clothing, toiletries, charger, etc) for delays more than 6 hours.
• Trip delay reimbursement of $500 per person for reasonable expenses (Hotel, food, toiletries, medicine, etc) required for delays more than 6 hours.
• Trip cancellation and trip interruption insurance of $10,000 per trip or $20,000 per trip with multiple travelers.
• $1,000,000 in travel accident insurance.
• $100,000 in emergency evacuation insurance when traveling more than 100 miles from home.
• Repatriation of Remains Insurance
• Emergency Medical and Dental Benefit while traveling

Peloton Credit And Bonus Points

Make a Peloton purchase of $150+ and earn 10 points per dollar spent through 3/31/25, up to 50K points.

Increased Points Value

If you or someone in your household has a Sapphire Reserve card you can redeem Chase Ultimate Rewards points earned from any card at a value of 1.5 cents towards paid travel. That makes the 75K points worth at least $1,112.50 towards paid travel.

Pay Yourself Back

Chase Ultimate Rewards cards allow you to Pay Yourself Back for purchases in rotating categories.

Currently, you can pay yourself back for gas, wholesale clubs, pet supply stores and services, and your annual fee at a rate of 1.25 cents per point through 6/30. Those categories rotate by quarter.

A great feature of the program is that you keep the original points that the purchase earned, even though you paid yourself back for the purchase. That means your points will be worth more than 1.25 cents each!

Airline And Hotel Transferability

If you or someone in your household has a Chase Sapphire Reserve you can transfer Chase Ultimate Rewards points into valuable airline and hotel mileage currencies.

Card Convertibility

You can call Chase to convert this card or any of the following cards into another card from this list:

• Chase Sapphire Preferred® Card ($95 annual fee)
• Chase Sapphire Reserve® Card ($550 annual fee)
• Chase Freedom Unlimited® Card ($0 annual fee)
• Chase Freedom Card ($0 annual fee)
• Chase Freedom Flex Mastercard ($0 annual fee)

Note that some reps will only allow card conversions after you have had the card for 12 months.

If you or someone in your household has a Sapphire Reserve, then your points will be worth at least 1.5 cents towards travel!

Priority Pass Membership

Priority Pass lounge membership allows you to bring 2 guests with you into over 1,300 airport lounges.

Secondary cardholders get their own Priority Pass membership and can bring in their own guests.

There are also many airports with restaurants that have $28 credit per person with Priority Pass membership. I’ve used that to get free granola bars, potato chips, and drinks to go! You can still use these for now, but the credits for non-lounge locations will end after 6/30.

Chase Sapphire Lounge Access

Chase Sapphire lounges are now open in Boston, Hong Kong, JFK, LaGuardia, Washginton DC/IAD. A Sapphire Terrace is also open in Austin.

Chase Sapphire lounges in Las Vegas, Philadelphia, Phoenix, and San Diego, and more are coming soon.

Sapphire Reserve cardholders can access Sapphire lounges as often as they want via their Saphire Reserve Priority Pass card with 2 guests at no charge. Additional guests cost $27 each and children under 2 are at no charge. Additional cardholders, which cost $75/year, can also access the Chase Sapphire lounges as often as they want via their Priority Pass card with 2 guests at no charge and the same price for additional guests.

I have visited the LaGuardia lounge several times, and it’s excellent!

It has everything from a kids lounge:

To an awesome arcade room, equipped with a jukebox, pinball, shuffleboard, and photobooth for complimentary use:

Grab a latte (parve milk substitute options are available), beer, or cocktail from the bar:

Or enjoy a complimentary facial:

Lyft Pink Membership

Enroll in Lyft Pink All Access for free for 2 years. Lyft Pink All Access normally costs $199 per year. After the 2 free years, the membership will renew at 50% off for the 3rd year.

You can set Lyft Pink not to auto-renew by going to settings in the Lyft app, and then Lyft Pink, and manage plan.

To enroll, just have your Sapphire Reserve card saved as your Lyft payment method and then click on Lyft Pink in the app, where you will have the option to start your 2 free years.

This offer is available for activation through 12/31/24, so you may not want to enroll in it now if you don’t need it currently.

If you currently pay for Lyft Pink, you can get a pro-rated refund once you activate this offer!

Chase Sapphire Reserve® Cardmembers also receive 10 points per dollar spend on Lyft through 3/31/25.

Plus, all Lyft members can earn miles with Alaska, Delta, or Hilton.

• Lyft Pink All Access includes:
  • Free Priority Pickup upgrades to get picked up faster
  • Member-exclusive pricing including 10% off all Lux rides
  • Cancellation forgiveness, cancel up to 3 times per month for free
  • In-app roadside assistance for your own car, free up to 4 times a year
  • Free Grubhub+ for one year
  • Free SIXT car rental upgrades
  • Free, unlimited 45-min classic bike rides
  • Free unlimited ebike and scooter unlocks
  • Discounted ebike and scooter rates
  • 5 bike or scooter guest passes per year

Global Entry/PreCheck/Nexus Fee Refund

It costs $85 to apply for a 5 year TSA PreCheck membership which makes flying pleasant again. Shorter lines, no need to remove your shoes, belt, jacket, or hat. You can keep your laptop and small liquids inside your carry-on. And you go through a good old fashioned metal detector instead of assuming the position in the body scanner.  If you charge it on your card the fee will be refunded.

It costs $100 to apply for a 5 year Global Entry membership which lets you bypass the customs line. If you have Global Entry you also get TSA PreCheck for free. If you charge it on your card the fee will be refunded.

It costs $50 to apply for a 5 year NEXUS membership and it includes PreCheck and Global Entry. If you charge it on your card the fee will be refunded.

You can read more more about the differences in this post.

My whole family has Global Entry and it sure makes traveling a whole lot easier!

Effective 10/1, kids will be free, but adults will pay $120 for Global Entry or Nexus. Chase has announced that they will continue to cover this higher fee.

Instacart Membership and $15 Monthly Credit

This card comes with 12 months of Instacart+ Membership.

Through 7/31/24, you’ll get a $15 monthly statement credit for Instacart spending.

You can stack free months and credits together from other eligible cards as well!

Doordash DashPass And Monthly Credit

Cardholders get free DoorDash DashPass to save money on deliveries, a $9.99 monthly value. The membership is valid through 12/31/24.

Cardholders also get a $5 monthly DoorDash credit, which expires after 3 months, so you can stack $15 of credits together.

DoorDash DashPass allows you to get free delivery and lower service fees on $12+ orders from select restaurants that have a blue checkmark. There are also lots of promotions and free food offers available to DashPass members.

Ultimate Comparison Chart Of Chase Ultimate Rewards Cards

Killer Combos

Stacking multiple Ultimate Rewards cards together can supercharge your earnings by getting you more points per dollar while increasing the value of all your points.

Read more about this strategy in depth in this post.

A Chase Bifecta would consist of a household that has the Sapphire Preferred or Sapphire Reserve and the Ink Business Unlimited® Credit Card. The total effective annual fees would be either $95 with Sapphire Preferred or $250 with Sapphire Reserve after accounting for that card’s $300 annual travel credit. With the Sapphire Preferred+Ink Unlimited you would earn 1.5 points per dollar everywhere, 2.1 points per dollar on all travel after the Sapphire Preferred annual bonus, 3 points per dollar on drugstores, 3.1 points per dollar on dining, streaming, and online grocery shopping after the Sapphire Preferred annual bonus, and 5.1 points per dollar on travel booked via Chase after the Sapphire Preferred annual bonus. You’ll be able to transfer all of your points into airline miles or hotel points.

A Chase Trifecta adds a no annual fee card like the Ink Business Cash® Credit Card or Chase Freedom Flex into the mix, so your total effective annual fee will still be $95 or $250. Both of those cards give options to earn a whopping 5 points per dollar in various categories on top of the 2-3 points per dollar that the Sapphire cards offer and the 1.5-5 points per dollar everywhere else with a Freedom Unlimited card.

A Chase Quadfecta would add both the Ink Cash and Chase Freedom Flex on top of a Sapphire card and an Unlimited card, so your total effective annual fee will still be just $95 or $250. The Quadfecta is the sweet spot and allows you to really supercharge your spending everywhere.

A Chase Quinfecta could add the Ink Preferred to that mix, adding $95 to the annual fee total. This make sense if you spend money on shipping, social media advertising, or search engine advertising, or if you want free cell phone insurance.

Again, all of these cards don’t need to be in one person’s name. 2 people from the same household can split up the requisite cards that make up the Quinfecta, as they can transfer the Ultimate Rewards points back and forth between themselves freely and they can add each other as an authorized user on their cards!

Airline Transfer Partners

You can transfer points at a 1:1 ratio to:

• United (Star Alliance)
• Air Canada Aeroplan (Star Alliance)
• Singapore (Star Alliance)
• Air France/KLM Flying Blue (Skyteam)
• British Airways (OneWorld)
• Aer Lingus (OneWorld)
• Iberia (OneWorld)
• Qatar (OneWorld, transfer via BA)
• Emirates
• JetBlue
• Southwest
• Virgin Atlantic

Hotel Transfer Partners

You can transfer points at a 1:1 ratio to:

• Hyatt
• IHG
• Marriott
• You can also transfer points to Hilton at a 1:1.5 ratio via Virgin Atlantic

The great thing about Chase Ultimate Rewards is how versatile and valuable they are

The Ink Preferred Card and Sapphire Preferred cards allow you and anyone in your household to transfer Chase points into miles. They also allow you to use points at a value of 1.25 cents each towards travel.

The Sapphire Reserve also allows you and anyone in your household to transfer Chase points into miles. Plus it allows you to use points at a value of 1.5 cents each towards travel.

The fixed value is excellent and doesn’t require hunting down award space, but those points can be much more valuable by transferring them into airline miles or hotel points.

• If I want to stay in a 5 star Park Hyatt in the Maldives, Melbourne, NYC, Paris, Sydney, or Tokyo that would cost over $1,000/night, I can instantly transfer 25-40K points to Hyatt to do that, a value of up to 6 cents per point.
• If I need a one-way flight from Cleveland (or Chicago, Detroit, Miami, Montreal, Orlando, Pittsburgh, Toronto, etc) to NYC that can cost $500 each way, I can instantly transfer 6K points to Qatar Avios via British Airways to book a short-haul on American with no last minute booking fees. That’s a value of up to 7 cents per point.
• Air Canada offers one-way short haul awards for just 6K miles. You can also get stopover awards for 5K miles, build round-the-world awards, and get free lap child awards in the US/Canada and bring lap children to anywhere else in the world for just C$25!
• If I want to stay in a non-chain hotel that costs $300/night and don’t want to pay cash, I can redeem 20K points for the room thanks to my Sapphire Reserve card’s minimum redemption value of 1.5 cents per point or 24K points with the Sapphire Preferred Card’s minimum redemption value of 1.25 cents per point
• If I want to fly in a $30,000 ANA First Class Suite round-trip from the US to Tokyo, I can instantly transfer 145K-170K points to Virgin Atlantic. That’s a value of up to 21 cents per point. You can now redeem one-way awards for half the price as well!
• If I want to book a $2,281 business class ticket on Air Canada to Tel Aviv I can redeem 152K points for the flight thanks to my Sapphire Reserve card’s minimum redemption value of 1.5 cents per point or 182K points with the Sapphire Preferred’s minimum redemption value of 1.25 cents per point, plus I’ll earn Qantas miles for more future travel as it’s considered a paid flight instead of an award flight.
• And thousands of other possibilities from Singapore couples suites to booking Southwest awards with 2 free bags and free cancellations, to stealing 2nd base in middle of an MLB game.

Will you apply for a Chase Sapphire Reserve Card?

Ink Business Preferred® Credit Card

Signup bonus:

The Chase Ink Preferred Card is offering a whopping signup bonus of 100,000 Chase Ultimate Rewards points for opening the card and spending $8,000 in 3 months. Those points are worth a minimum of $1,000 cash back or $1,250 towards paid travel, but they can be worth much more as shown below.

Previously this card required $15,000 in spending to earn a signup bonus!

No other card offers that many Chase Ultimate Rewards points for signing up. The next closest are the Ink Business Unlimited® Credit Card and Ink Business Cash® Credit Card at $750 cash back in the form of 75,000 points for spending $6,000 in 3 months.

Annual fee: 

There is a $95 annual fee for the primary card and no annual fee for additional cardholders.

How to apply, Business card and 5/24 info:

This is a business card, but you may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith” as the business. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and then switch the Tax Identification field from Employer Identification number to social security number and use your personal social security number.

If you have business paperwork you can apply under your business name. Otherwise, it’s critical to just write your own name as the business name if you are just applying for your own small business as a Sole Proprietorship that doesn’t have any business paperwork. You can then send in bills in your own name for verification.

If you’re like me and you run more than one business, you can signup for multiple of the same card for each business to manage each businesses expenses separately.

Some Chase cards are subject to 5/24 restrictions, meaning that you might not be approved if you have been approved for 5 or more consumer credit cards in the past 24 months. Enforcement of 5/24 has been patchy for the past year and the only way to know if you can get approved is by trying to apply.

Note that the Chase system automatically counts cards like authorized user cards and store cards as cards that count towards 5/24, but if you explain to Chase that those cards are merely authorized user cards or store cards they can manually approve you for a new card.

You can check your credit report for free at the federally authorized annualcreditreport.com to check how many accounts are shows as being open in the past 24 months.

It’s important to note that business cards from most banks, including Chase business cards, do not get added to your 5/24 count of recently opened cards. That’s because business cards from most banks don’t show up on your personal credit report and the 5/24 count is based off of your personal credit report. That means that applying for these cards won’t “hurt” your 5/24 count.

Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score.

Card earnings: 

• 3 points per dollar on travel, including airfare, hotels, car rentals, cruises, subways, trains, taxis, tolls, parking, Airbnb, Lyft, Uber, etc.
• 3 points per dollar on internet, cable, and phone services. This includes streaming services like Netflix and more.
• 3 points per dollar on shipping purchases.
• 3 points per dollar on search engine and social media advertising.
• Max of $150,000 of annual spending in bonus categories.
• 1 point per dollar elsewhere.
• There are no foreign transaction fees.

Spend Threshold:

You’ll need to spend $8,000 on this card within 3 months.

You can pay your federal taxes for a 1.82% fee.

My local natural gas company allows me to prepay up to $1,000 on a credit card for a $1.65 flat fee. That’s a great way to earn miles and help meet a spend threshold. My electricity supplier allows me to pay with a credit card for free as long as I am enrolled in autopay.

Cell Phone Protection:

If you pay your cell phone bill on the card you cell phone will be insured from damage, theft, or involuntary and accidental parting until the end of the calendar month following the payment.

This benefit covers claims up to $1,000 and there is a $100 deductible for claims. You do not need to pay for the phone on this card to file a claim.

You can file up to 3 claims per 12 month period.

This card offers triple points for cell phone bills, making it a good value for your monthly bill thanks to the insurance.

Other card benefits:

• Primary rental car CDW insurance in every country, when the rental is for business purposes.
• Primary rental car CDW insurance in every country outside of the US, when the rental is for personal purposes. Rentals without a business purpose in the US have secondary coverage.
• Extended warranty adds a year of coverage, up to $10,000 per claim.
• Purchase protection for items damaged or stolen within 120 days, up to $10,000 per claim.
• Trip Delay Reimbursement covers $500 per person for reasonable expenses (Hotel, food, toiletries, medicine, etc) required for delays more than 12 hours.
• Trip Cancellation/Trip Interruption Insurance covers $5,000 per trip or $10,000 per trip with multiple travelers.
• Travel Accident Insurance covers $500,000 per person.
• Lost Luggage Insurance covers $3,000 per person per trip (limit of $500 per person for jewelry, watches, electronics)
• Baggage Delay Reimbursement covers $100 per day per person (max of 5 days) for essential items needed (Clothing, toiletries, charger, etc) for delays more than 6 hours.

Increased points value:

If you or someone in your household has an Ink Preferred Card you can redeem Chase Ultimate Rewards points earned from any card at a value of 1.25 cents towards paid travel.

If you or someone in your household has a Chase Sapphire Reserve® you can get a value of 1.5 cents per point towards paid travel. That makes the signup bonus worth at least $1,500 towards travel.

Airline and hotel points transferability:

If you or someone in your household has an Ink Preferred Card you can transfer Chase Ultimate Rewards points into valuable airline and hotel mileage currencies.

Product changes options:

You can call Chase to convert between an Ink Preferred Card to either of the following cards:

• Ink Cash Card ($0 annual fee)
• Ink Unlimited Card ($0 annual fee)

Note that some reps will only allow card conversions after you have had the card for 12 months.

Those cards also have strong benefits.

The Ink Cash Card earns 75K points, which is marketed as $750 cash back, after spending $6,000 in the first 3 months, 5 points per dollar on $25K/year in annual cable, internet, phone, and office supply purchases, plus 2 points per dollar on $25K in annual dining and gas purchases.

The Ink Unlimited Card earns earns 75K points, which is advertised as $750 cash back, after spending $6,000 in the first 3 months, plus 1.5 points per dollar everywhere.

However those no annual fee cards cant transfer points into airline miles or hotel points without a Chase Ultimate Rewards card that has an annual fee. Plus they don’t get a bonus for travel redemptions.

Ultimate Comparison Chart Of Chase Ultimate Rewards Cards

Visa Savings Edge:

All Chase Ink cards are eligible for additional cash back via Visa Savings Edge.

That means you can earn points plus cash back at ParkWhiz, Budget, Chevron, AutoZone, Boost Mobile, MGM hotels, Wyndham hotels, and more.

Killer Combos:

Stacking multiple Ultimate Rewards cards together can supercharge your earnings by getting you more points per dollar while increasing the value of all your points.

This list will be customized for the Ink Preferred Card.

A Chase Bifecta would consist of a household that has the Ink Preferred Card and the Ink Unlimited or Chase Freedom Unlimited®. The total effective annual fees would be either $95. With the Ink Preferred Card you would earn 3 points per dollar on travel, internet, cable, phone, shipping, and more. With an Unlimited card you would earn 1.5 points per dollar everywhere. Either way you’ll be able to transfer all of your points into airline miles or hotel points, but with the Ink Preferred Card you can also use the points with a value of 1.25 cents each towards travel.

A Chase Trifecta adds a no annual fee card like Ink Cash or Chase Freedom into the mix, so your total effective annual fee will still be just $95. Both of those cards give options to earn a whopping 5 points per dollar in various categories on top of the 3 points per dollar that the Ink Preferred Card offers and the 1.5 points per dollar everywhere else with an Ink Unlimited or Freedom Unlimited card.

Having all 3 Chase Ink cards means you can take advantage of bonus points on all purchases that you make while not having any effect on your personal credit.

A Chase Quadfecta would add both the Ink Cash and Chase Freedom on top of a Ink Business Preferred® Credit Card and an Unlimited card, so your total effective annual fee will still be just $95.

A Chase Quinfecta would add either the Chase Sapphire Preferred® Card or Chase Sapphire Reserve to that mix, adding $95 or $250 to the additional effective annual fee after the Sapphire Reserve travel credit. This will add either double or triple points on dining, plus with Sapphire Reserve would make your points worth at least 1.5 cents each.

Again, all of these cards don’t need to be in one person’s name. 2 people from the same household can split up the requisite cards that make up the Quinfecta, as they can transfer the Ultimate Rewards points back and forth between themselves freely and they can add each other as an authorized user on their cards!

Airline transfer partners:

You can transfer points at a 1:1 ratio to:

• United (Star Alliance)
• Air Canada Aeroplan (Star Alliance)
• Singapore (Star Alliance)
• Air France/KLM Flying Blue (Skyteam)
• Virgin Atlantic (Skyteam)
• British Airways (OneWorld)
• Aer Lingus (OneWorld)
• Iberia (OneWorld)
• Emirates
• JetBlue
• Southwest
• Qatar (via British Airways)

Hotel transfer partners:

You can transfer points at a 1:1 ratio to:

• Hyatt
• IHG
• Marriott

You can also transfer points to Hilton at a 1:1.5 ratio via Virgin Atlantic.

The great thing about Chase Ultimate Rewards is how versatile and valuable they are:

The Ink Preferred Card and Sapphire Preferred cards allow you and anyone in your household to transfer Chase points into miles. They also allow you to use points at a value of 1.25 cents each towards travel.

The Sapphire Reserve also allows you and anyone in your household to transfer Chase points into miles. Plus it allows you to use points at a value of 1.5 cents each towards travel.

The fixed value is excellent and doesn’t require hunting down award space, but those points can be much more valuable by transferring them into airline miles or hotel points.

• If I want to stay in a 5 star Park Hyatt in the Maldives, Melbourne, NYC, Paris, Sydney, or Tokyo that would cost over $1,000/night, I can instantly transfer 25-40K points to Hyatt to do that, a value of up to 6 cents per point.
• If I need a one-way flight from Cleveland (or Chicago, Detroit, Miami, Montreal, Orlando, Pittsburgh, Toronto, etc) to NYC that can cost $500 each way, I can instantly transfer 7.5K points to British Airways to book a short-haul on American with no last minute booking fees. Or if American doesn’t have availability I can instantly transfer 10K points to United for their short-haul award. That’s a value of up to 7 cents per point.
• Air Canada offers one-way short haul awards for just 6K miles. You can also get stopover awards for 5K miles, build round-the-world awards, and get free lap child awards in the US/Canada and bring lap children to anywhere else in the world for just C$25!
• If I want to stay in a non-chain hotel that costs $300/night and don’t want to pay cash, I can redeem 20K points for the room thanks to my Sapphire Reserve card’s minimum redemption value of 1.5 cents per point or 24K points with the Sapphire Preferred’s minimum redemption value of 1.25 cents per point
• Flying Blue has award flights to Israel for 25K miles for adults or 18,750 miles for kids.
• If I want to fly in a $25,000 ANA First Class Suite round-trip from the US to Tokyo, I can instantly transfer 145K or 160K points to Virgin Atlantic. That’s a value of up to 23 cents per point. You can now redeem one-way awards for half the price as well!
• If I want to book a $2,281 business class ticket on Air Canada to Tel Aviv I can redeem 152K points for the flight thanks to my Sapphire Reserve card’s minimum redemption value of 1.5 cents per point or 182K points with the Chase Sapphire Preferred’s minimum redemption value of 1.25 cents per point, plus I’ll earn Qantas miles for more future travel as it’s considered a paid flight instead of an award flight.
• And thousands of other possibilities from Singapore couples suites to booking Southwest awards with 2 free bags and free cancellations, to stealing 2nd base in middle of an MLB game.

Will you signup for the Ink Preferred Card?