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Limited time signup bonuses:
- Through 4/6/23, you can earn 100K Marriott bonus points for opening the Chase Marriott Bonvoy Boundless Consumer Card and spending $3,000 in 3 months.
- Through 4/6/23, you can earn 60K Marriott bonus points for opening the Chase Marriott Bonvoy Bold Card and spending $2,000 in 3 months.
- The Boundless card has a $95 annual fee, though the signup bonus and annual anniversary nights are worth well more than that.
- The Bold card has no annual fee.
Welcome bonus terms:
You won’t get the welcome bonus on this card if:
- You have an active Chase Marriott consumer Boundless, Bold, or Premier card.
- You got a bonus on a Chase Marriott consumer card in the past 24 months.
- You have or had an active Marriott Bonvoy AMEX Consumer card in the past 30 days.
- You were approved for a Marriott Bonvoy Brilliant AMEX card or the Marriott Bonvoy Business AMEX in the past 90 days
- You received a signup bonus for a Marriott Bonvoy Brilliant AMEX or the Marriott Bonvoy Business AMEX card in the past 24 months.
Typically, Chase cards are be subject to 5/24 restrictions, meaning that you are not likely to be approved if you have been approved for 5 or more consumer credit cards in the past 24 months. Note that the Chase system automatically counts cards like authorized user cards and store cards as cards that count towards 5/24, but if you explain to Chase that those cards are merely authorized user cards or store cards they can manually approve you for a new card.
However there have been many reports of 5/24 rules being waived for co-brand consumer cards like there.
You can check your credit report for free at the federally authorized annualcreditreport.com to check how many accounts are shows as being open in the past 24 months.
New: Card earnings:
- 2 points per dollar everywhere.
- 3 points per dollar on $6,000 per calendar year of dining, gas stations, and groceries.
- 6 Marriott points per dollar at Marriott hotels.
- Earn 1 elite night credit with every $5,000 spent.
- There are no foreign transaction fees.
- 1 point per dollar everywhere.
- 2 points per dollar on all travel purchases.
- 3 Marriott points per dollar at Marriott hotels.
- There are no foreign transaction fees.
- Purchase protection covers items purchased up to $500 against theft or damage for 120 days.
- Extended warranty protection adds an additional year on the manufacturer’s warranty.
- Car rental CDW insurance covers rentals in the US on a secondary basis and rentals outside of the US on a primary basis.
- Trip delay reimbursement covers $500/passenger for expenses due to delays of 12+ hours.
- Lost luggage reimbursement covers luggage lost or damaged, up to $3,000/passenger.
You’ll need to spend $2,000 or $3,000 within 3 months.
You can pay your federal taxes for a 1.85% fee. If you overpay your taxes you can request a refund or apply it to your next year’s taxes.
My local natural gas company allows me to prepay up to $1,000 on a credit card for a $1.65 flat fee. That’s a great way to earn miles and help meet a spend threshold. My electricity supplier allows me to pay with a credit card for free as long as I am enrolled in autopay.
Airline transfer bonus:
You can transfer increments of 60K Marriott points into 25K airline miles with dozens of airlines or 27.5K miles with United.
Additionally, airlines often have their own bonuses for hotel point transfers.
Marriott has dozens of valuable airline transfer partners, such as Aegean, Alaska, American, JAL, Qantas, and dozens more!
Unfortunately, transfers to American, Delta, Korean, and Lifemiles are now at a 3:1 ratio instead of a 60K:25K ratio.
Miles from these airlines can be very valuable and hard to get from other sources. For example JAL miles allow you to book awards on Emirates, AA, and BA with discounted or no fuel surcharges as well as mileage bargains. Alaska miles opens up bargains on airlines like Cathay Pacific and Qantas with no fuel surcharges and they allow 2 free stopovers on awards.
Premium internet access:
Boundless cardholders get free premium in-room internet at Marriott hotels.
Both cards offer Silver Elite status, which gives 10% bonus points, late checkout, and more.
If you spend $35K/year on the Boundless card you will earn Gold elite status, which gives 25% bonus points, late checkout, room upgrades, a points amenity on paid and award stays, and more.
The Boundless card also offer 1 elite night credit for every $5,000 spent, with no cap.
Both cards also offer 15 elite night credits for having the card.
You can get 15 elite night credits for having a Marriott consumer card and 15 elite night credits for having a Marriott business card. You can combine those nights with promotional nights to reach higher elite tiers.
You can’t get 2 sets of 15 elite night credits if you only have consumer or only have business cards.
Boundless cardholders will receive a free night upon every card anniversary valid at hotels that cost up to 35K points. Anniversary nights can be worth several times the annual fee on this card! Anniversary nights expire 12 months after they post to your account, though they can typically be extended for another 12 months.
You will be able to add up to 15K points to certificates, for hotels that go for up to 50K points.
Officially you can’t convert until you have had your card for 12 months, but some reps will allow conversions at any time.
Upgrade to JPMorgan Ritz:
The JPMorgan Ritz-Carlton Card is the best Marriott card, but there’s no way to apply for it directly.
However after having a Chase Marriott card for 12 months, you can change your card into a JPMorgan Ritz-Carlton Card.
The JPMorgan Ritz-Carlton Card has a hefty $450 annual fee, but here’s what you get for that:
- A $300 annual airline fee credit. This credit is a lot more flexible that the AMEX airline fee credit. It’s good for any airline in the world. You can use it for seat upgrades, bag fees, lounges, and any other fee. To get credit, you just call or send an SM to Chase with a request. I’ve never been denied reimbursement for a fee. Assuming you use this credit, the effective annual fee is just $150.
- An anniversary free night that is now valid up to 85K points. Previously this card received a 50K free night certificate. You can also top it up with up to 15K points, for rooms that go for up to 100K points per night. With 85K-100K points, you can potentially stay in a hotel room with a private pool that would otherwise cost thousands of dollars per night!
- A Priority Pass membership that allows you to bring unlimited free guests into lounges. While AMEX limits you to traditional lounges, this also works for airport bars, restaurants, stores, massage spas, minute suites, and much more. For example in Cleveland I can use it at The Club lounge or for a $28/person credit at Bar Symon. With unlimited free guests, I can receive pretty much all of the snacks and drinks to stay or to go that I could ever want.
- Additional card users are free and they also receive a Priority Pass membership that allows you to bring unlimited free guests into lounges!
- Global Entry/TSA PreCheck/NEXUS credit
- Return Protection, up to $500/item and $1,000/year.
- Roadside Assistance, free up to 4 times per year.
- Primary Car Rental CDW Coverage worldwide.
- Emergency Medical and Dental when traveling.
- Trip Delay Reimbursement
- Baggage Insurance, extended warranty, and purchase protection
- Trip Cancellation and Interruption Insurance
- 3 annual Ritz-Carlton Club Level Upgrade Certs On Paid Stays
- $100 property credit at Ritz-Carlton, Ritz-Carlton Reserve or S. Regis when you book using special rate for a 2+ nights.
- Gold elite status, plus earn Platinum with $75K spend.
- Complimentary premium in-room internet.
- Visa Infinite benefits, like a 3 year Shipt membership.
Marriott Card Comparison Chart:
|Chase Marriott Bold Consumer Card||Chase Marriott Boundless Consumer Card||Marriott Bonvoy Consumer AMEX||Marriott Bonvoy Business AMEX||AMEX Marriott Bevy Consumer Card and Chase Marriott Bountiful Consumer Card||JPMorgan Ritz Carlton Card||Marriott Bonvoy Brilliant Consumer AMEX|
|Points earned on everyday purchases||1 (2 on travel purchases)||2||2||2||2||2||2|
|Points earned on airfare||2||2||2||2||2||3||3|
|Points earned on Marriott hotels||3||6||6||6||6||6||6|
|Points earned on restaurants||1||3 ($6K annual cap across 3x categories)||2||4||4 ($15K annual cap across 4x categories)||3||3|
|Points earned on supermarkets||1||3 ($6K annual cap across 3x categories)||2||2||4, US only on AMEX, worldwide on Chase ($15K annual cap across 4x categories)||2||2|
|Points earned on gas stations||1||3 ($6K annual cap across 3x categories)||2||4, US only||2||2||2|
|Points earned on wireless service and shipping||1||2||2||4, US only||2||2||2|
|Free elite status level||Silver||Silver||Silver||Gold||Gold||Gold||Platinum|
|Elite night credits||15 consumer nights||15 consumer nights||15 consumer nights||15 business nights||15 consumer nights||15 consumer nights||25 consumer nights|
|Elite status with annual spending||None||Gold for $35K, plus earn 1 elite night credit with every $5,000 spent||Gold for $35K||-||-||Platinum for $75K||-
|Anniversary night with no spending required||None||Automatic free night up to 35K Marriott points||Automatic free night up to 35K Marriott points||Automatic free night up to 35K Marriott points||None||Automatic free night up to 85K Marriott points||Automatic free night up to 85K Marriott points|
|Free night awards for spending||None||None||None||35K night if you spend $60K in a calendar year||50K night if you spend $15K in a calendar year||None||85K night if you spend $60K in a calendar year, or select 5 suite upgrade nights or $750 off Marriott mattress|
|Monthly restaurant credit.||None||None||None||None||None||None||$25|
|Bonus points on each paid stay charged to card||None||None||None||None||1,000||None||None|
|Savings on Marriott stays||None||None||None||7% off standard rates||None||$100 property credit at Ritz-Carlton, Ritz-Carlton Reserve or S. Regis when you book using special rate for a 2+ nights||$100 property credit at Ritz-Carlton, Ritz-Carlton Reserve or S. Regis when you book using special rate for a 2+ nights|
|Annual Ritz-Carlton Club Level Upgrade Certs On Paid Stays||None||None||None||None||None||3||None|
|Annual airline fee credit||None||None||None||None||None||$300||None|
|Global Entry/TSA PreCheck credit||None||None||None||None||None||Full credit every 4 years.||Full credit every 4 years.|
|Foreign transaction fees||None||None||None||None||None||None||None|
|Complimentary premium in-room internet||No||Yes||Yes||Yes||Yes||Yes||Yes|
|Priority Pass lounge membership||No||No||No||No||No||Yes, with unlimited free guests||Yes, with 2 free guests|
|Enhanced Priority Pass access to restaurants, spas, and non-lounge credits||No||No||No||No||No||Yes, with unlimited free guests||No|
|Chase Sapphire Lounge Access||No||No||No||No||No||Yes, with unlimited free guests||One free annual visit to Chase Sapphire lounge with no guests. Guests or additional visits cost $75.|
|Priority Pass lounge membership for free additional users||No||No||No||No||No||Yes, with unlimited free guests||No|
|Enhanced Priority Pass access to restaurants, spas, and non-lounge credits for free additional users||No||No||No||No||No||Yes, with unlimited free guests||No|
|Chase Sapphire Lounge Access for free additional users||No||No||No||No||No||Yes, with unlimited free guests||No|
|Roadside Assistance||No||No||No||No||No||4 free uses per year||No|
|US Car Rental CDW Coverage||Secondary||Secondary||Secondary||Secondary||Secondary||Primary||Secondary|
|Emergency Medical and Dental when traveling||No||No||No||No||No||Yes||No|
|Trip Delay Reimbursement||Yes||Yes||No||No||Yes||Yes||Yes|
|Trip Cancellation and Interruption Insurance||No||No||No||No||No||Yes||Yes|
|Baggage Insurance, extended warranty, and purchase protection||Yes||Yes||Yes||Yes||Yes||Yes||Yes|
As the 2 least expensive Marriott cards on the market, these cards still provide a good value and signup bonus.
The 35K annual free night should easily more than cover the cost of the Boundless card’s annual fee.
Both cards are also great entry point options to the excellent JPMorgan Ritz-Carlton card.
Will you signup for this limited time offer? Where do you use your anniversary nights?