Without any notice, the JPMorgan Ritz-Carlton Card has killed its most valuable benefit, $100 off when you purchase at least 2 round-trip flights.
Previously Ritz cardholders were able to get unlimited $100 discounts, for example they were able to book 2 round-trip tickets from Newark to Charlotte for $9.30 each:
It stinks when benefits are killed without notice, but clearly this one was costing too much.
The card has a $450 annual fee, is it worth keeping? Even with this devaluation it’s a stronger offering than the $450/year Marriott Brilliant AMEX.
- Both cards get an annual free night anniversary certificate valid at hotels that cost up to 50K points, such as the awesome Ritz-Carlton Herzliya.
- Both cards come with Gold status and the ability to earn Platinum with $75K in annual spending.
- Both cards come with a Global Entry/Pre-Check refund every 4 years.
- The Ritz card offers Priority Pass membership with unlimited free guests and it works at Priority Pass restaurants that offer credit for each visitor. The Brilliant card only offers 2 free guests and it won’t work at Priority Pass restaurants.
- The Ritz card offers no-fee secondary cardholders their own free Priority Pass membership with unlimited free guests, while the Brilliant card does not.
- The Ritz card gets a $300 annual airline fee credit, and its quite generous about what counts, though its not nearly as generous as the Sapphire Reserve travel credit. You can even get credited from the $300 benefit over 2 different calendar years on one purchase. The Brilliant card gets a $300 Marriott credit.
- The Ritz card earns 3 points per dollar on dining, car rentals, and airfare, while the Brilliant card only earns 3 points per dollar on US dining and US airfare.
- The Ritz card comes with primary car rental CDW insurance, while the Brilliant card only offers secondary coverage.
Want the card? You can’t apply for it directly. However the Chase Marriott Bonvoy Boundless Consumer Card is currently offering 100,000 bonus points for spending $5,000 in 3 months. You can read all about the offer here.
One lessor known “benefit” of the card is that it gives you the ability to get the discontinued JPMorgan Ritz-Carlton Card.
While you can’t apply for the JPMorgan Ritz-Carlton Card, you can convert Chase Marriott consumer cards to it. Officially you need to have the Chase Marriott card for 12 months before you can convert, but some reps will process the conversion sooner.
Is that worth the $450 per year?
If you’ll maximize the $300 airline fee credit and use the 50K anniversary night, you’ll probably find it worthwhile. But without the card’s best benefit most of the value is gone. The real question is how long the Priority Pass free unlimited guest and free authorized user benefits survive.
Will you keep or close your Ritz card?