JPMorgan Ritz-Carlton Card Kills $100 Flight Discount Benefit, Does It Make Sense To Keep Or Still Get The Card?

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Without any notice, the JPMorgan Ritz-Carlton Card has killed its most valuable benefit, $100 off when you purchase at least 2 round-trip flights.

Previously Ritz cardholders were able to get unlimited $100 discounts, for example they were able to book 2 round-trip tickets from Newark to Charlotte for $9.30 each:

 

It stinks when benefits are killed without notice, but clearly this one was costing too much.

The card has a $450 annual fee, is it worth keeping? Even with this devaluation it’s a stronger offering than the $450/year Marriott Brilliant AMEX.

  • Both cards get an annual free night anniversary certificate valid at hotels that cost up to 50K points, such as the awesome Ritz-Carlton Herzliya.
  • Both cards come with Gold status and the ability to earn Platinum with $75K in annual spending.
  • Both cards come with a Global Entry/Pre-Check refund every 4 years.
  • The Ritz card offers Priority Pass membership with unlimited free guests and it works at Priority Pass restaurants that offer credit for each visitor. The Brilliant card only offers 2 free guests and it won’t work at Priority Pass restaurants.
  • The Ritz card offers no-fee secondary cardholders their own free Priority Pass membership with unlimited free guests, while the Brilliant card does not.
  • The Ritz card gets a $300 annual airline fee credit, and its quite generous about what counts, though its not nearly as generous as the Sapphire Reserve travel credit. You can even get credited from the $300 benefit over 2 different calendar years on one purchase. The Brilliant card gets a $300 Marriott credit.
  • The Ritz card earns 3 points per dollar on dining, car rentals, and airfare, while the Brilliant card only earns 3 points per dollar on US dining and US airfare.
  • The Ritz card comes with primary car rental CDW insurance, while the Brilliant card only offers secondary coverage.

Want the card? You can’t apply for it directly. However the Chase Marriott Bonvoy Boundless Consumer Card is currently offering 100,000 bonus points for spending $5,000 in 3 months. You can read all about the offer here.

One lessor known “benefit” of the card is that it gives you the ability to get the discontinued JPMorgan Ritz-Carlton Card.

While you can’t apply for the JPMorgan Ritz-Carlton Card, you can convert Chase Marriott consumer cards to it. Officially you need to have the Chase Marriott card for 12 months before you can convert, but some reps will process the conversion sooner.

Is that worth the $450 per year?

If you’ll maximize the $300 airline fee credit and use the 50K anniversary night, you’ll probably find it worthwhile. But without the card’s best benefit most of the value is gone. The real question is how long the Priority Pass free unlimited guest and free authorized user benefits survive.

Will you keep or close your Ritz card?

HT: mochjas, via DDF and FM

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36 Comments On "JPMorgan Ritz-Carlton Card Kills $100 Flight Discount Benefit, Does It Make Sense To Keep Or Still Get The Card?"

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pointer

ouch!
Still a money maker though.

Nic

Never knew you could get RT tickets for even $59, muchless $9!

Whatever

Wow! Why is this the first time I’m hearing about this back door to the Ritz card, is it the first time you wrote about it? I try to read all posts…

me

To me the PPS with restaurant on authorized user cards are the true value. If this is gone someday, I wish existing AU keeps their PPS. Even otherwise this card is still better than Sapphire Reserve.

Brad Thomas

How is this applied? Never seen this in my account or did I just get 50k points added to my account. Thanks for any info.

Both cards get an annual free night anniversary certificate valid at hotels that cost up to 50K points, such as the awesome Ritz-Carlton Herzliya.

Gef

“You can even get credited from the $300 benefit over 2 different calendar years on one purchase”

What does this mean?

BrooklynDan

I’m wondering if JPMorgan Chase’s ridiculously high most recent quarterly and yearly earnings, have gone to their head and figured they control such a large part of the Consumer Credit Card Market. Although dropping valuable benefits would seem counterintuitive, the annual fee to benefits ratio seems to be widening.

Abey

Chase has no incentive to keep consumers of this card happy, As it is not accepting sign-ups anymore so they don’t view it as a successful part of their portfolio and long term strategy

schlomo

you are forgetting a big benefit that only this card (plus csr) have: best-in-class travel insurance

chaim

if you have the sapphire reserve it doesn’t seem like there is any reason to keep this card now.

Pointer

the free night and travel credit alone are easily worth more than $450
let alone the unlimited guest PP even at restaurants

benny

hi any way to go from amex business Marriott bonvoy to the ritz card?

benny

ok thanks can i open The Chase Marriott Premier Plus card if i have amex business Marriott? ?

Nevsky

Are you sure that the card still permits unlimited guests at Priority Pass restaurants? I have heard contrary information. Also the card has three Ritz-Carlton Club upgrade certificates.

Joey

Is this the best card for free AU’s getting priority pass, or is there a better/non hotel card that also offers pp for free AU’s?

Jonathan Moskowitz

Ritz cc claimed that visa infinite cancelled the benefit , without notice to them

Ari

Worth it to keep just to own the heaviest card:)

Pointer

only problem is, its not the heaviest

CaliAravos

It is one gram less than the JP Morgan Reserve which most people dont have access to…

Joelfreak

SLIGHT correction. If you look, VISA killed the benefit, so it trickled down to Chase.

100/24

I’ve had the Brilliant for less than a year. If i get someone at chase to switch me to the Ritz Card do you think it will reset when i receive the free anniversary night?

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