WOW! Earn A Highest Ever 80,000 Point Signup Bonus On The Chase Sapphire Preferred Card!

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WOW! Earn A Highest Ever 80,000 Point Signup Bonus On The Chase Sapphire Preferred Card!

Signup bonus:

For a limited time only, you can earn 80,000 Chase Ultimate Rewards points for opening this card and spending $4,000 in 3 months. Those points are worth a minimum of $800 cash back or $1,000 towards travel and other categories, but they can be worth much more as shown below.

You can signup for this highest ever public offer here.

The previous signup bonus offers on this card have been 40K, 50K, or 60K points for spending $4,000 in 3 months. If you signed up for the previous offer within the past 90 days you can try sending a secure message asking to be matched to this offer. Offer matching does not appear to be working.


Annual fee: 

There is a $95 annual fee for the primary card and no annual fee for additional cardholders.


Signup bonus terms: 

  • You won’t get the signup bonus on this card if you have received a signup bonus on Sapphire Reserve, Sapphire Preferred, or Sapphire card within the past 48 months. You can call Chase to find out when you last earned a bonus on those cards or you can pull up your old statements online to check when you last got a bonus.
  • You won’t get approved for this card if you currently have an active Sapphire Reserve, Sapphire Preferred, or Sapphire card. However you can change those cards to a Freedom Unlimited or Freedom Flex card, wait a few days, and then apply for a Sapphire Preferred card.

5/24:

All Chase cards appear to be subject to 5/24 restrictions, meaning that you are not likely to be approved if you have been approved for 5 or more consumer credit cards in the past 24 months. Note that the Chase system automatically counts cards like authorized user cards and store cards as cards that count towards 5/24, but if you explain to Chase that those cards are merely authorized user cards or store cards they can manually approve you for a new card.

You can check your credit report for free at the federally authorized annualcreditreport.com to check how many accounts are shows as being open in the past 24 months.


Card earnings: 

  • 2 points per dollar on travel, including airfare, hotels, car rentals, cruises, subways, trains, taxis, tolls, parking, Airbnb, Uber, etc.
  • 2 points per dollar on dining.
  • 5 points per dollar on Lyft spending through 3/31/22.
  • 1 point per dollar elsewhere.
  • There are no foreign transaction fees.

Spend Threshold:

You’ll need to spend $4,000 on this card within 3 months.

You can pay your federal taxes for a 1.87% fee. If you overpay your taxes you can request a refund or apply it to your next year’s taxes.

My local natural gas company allows me to prepay up to $1,000 on a credit card for a $1.65 flat fee. That’s a great way to earn miles and help meet a spend threshold. My electricity supplier allows me to pay with a credit card for free as long as I am enrolled in autopay.


Card benefits:

  • Primary rental car CDW insurance in every country.
  • Trip Cancellation/Trip Interruption Insurance
  • Lost Luggage Insurance
  • Trip Delay Reimbursement
  • Baggage Delay Reimbursement
  • Travel Accident Insurance
  • Purchase protection for items damaged or stolen within 120 days

Increased points value:

If you or someone in your household has a Sapphire Preferred card you can redeem Chase Ultimate Rewards points earned from any card at a value of 1.25 cents towards paid travel.

If you or someone in your household has a Sapphire Reserve card you can redeem Chase Ultimate Rewards points earned from any card at a value of 1.5 cents towards paid travel.


Pay yourself back:

Back in May, Chase added the ability to pay yourself back and redeem your Sapphire Preferred or Sapphire Reserve Ultimate Rewards points to offset any dining, grocery store, or home improvement purchases at a rate of 1.25 or 1.5 cents per point through 9/30. They also added select charities to the program, which you can offset your donation with points.

Chase tells me that Pay Yourself Back will be a permanent feature of the Ultimate Rewards program, and that they will add more cards and change the categories for the program in the future. This adds a ton of value to the Ultimate Rewards program as you can buy anything from those stores, even gift cards to other stores, and make them free by redeeming points at a value of 1.25 or 1.5 cents each. The ability to get that kind of value from your points even when you’re not traveling is outstanding.

A great feature of the program is that you keep the original points that the purchase earned, even though you paid yourself back for the purchase. That means your points will be worth more than 1.25 or 1.5 cents each!


Airline and hotel transferability:

If you or someone in your household has a Sapphire Preferred card you can transfer Chase Ultimate Rewards points into valuable airline and hotel mileage currencies.


Card convertibility:

You can call Chase to convert this card or any of the following cards into another card from this list:

Note that some reps will only allow card conversions after you have had the card for 12 months.

If you or someone in your household has a Sapphire Reserve, then your points will be worth at least 1.5 cents towards travel!

If you want to get a Sapphire Reserve, your best path is to apply for the Sapphire Preferred card and then convert it to a Sapphire Reserve as you’ll get 80,000 signup bonus points instead of 50,000 points!


Killer Combos:

Stacking multiple Ultimate Rewards cards together can supercharge your earnings by getting you more points per dollar while increasing the value of all your points.

Read more about this strategy in depth in this post.

Chase Bifecta would consist of a household that has the Sapphire Preferred or Sapphire Reserve and the Freedom Unlimited. The total effective annual fees would be either $95 with Sapphire Preferred or $250 with Sapphire Reserve after accounting for that card’s $300 annual travel credit. With the Sapphire Preferred+Freedom Unlimited you would earn 2 points per dollar on all travel, 3 points per dollar on dining and drugstores, and 5 points per dollar on travel booked via Chase. Plus you’ll earn 5 points per dollar on up to $12K of groceries purchased during your first cardmember year. You’ll be able to transfer all of your points into airline miles or hotel points or use the pay yourself back feature.

Chase Trifecta adds a no annual fee card like Ink Cash or Chase Freedom into the mix, so your total effective annual fee will still be $95 or $250. Both of those cards give options to earn a whopping 5 points per dollar in various categories on top of the 2-3 points per dollar that the Sapphire cards offer and the 1.5-5 points per dollar everywhere else with a Freedom Unlimited card.

Chase Quadfecta would add both the Ink Cash and Chase Freedom on top of a Sapphire card and an Unlimited card, so your total effective annual fee will still be just $95 or $150. The Quadfecta is the sweet spot and allows you to really supercharge your spending everywhere.

Chase Quinfecta could add the Ink Preferred to that mix, adding $95 to the annual fee total. This make sense if you spend money on shipping, social media advertising, or search engine advertising, or if you want free cell phone insurance.

Alternatively, you can create a Chase Quinfecta by adding the Chase United Explorer card into the mix. This card also carries a $95 annual fee like the Ink Preferred card, but may be more useful to many people if they don’t need the Ink Preferred’s bonus categories. This card doesn’t earn Ultimate Rewards points, but it makes your Ultimate Rewards points more valuable. Having that card enables you to have access to significantly expanded United saver and standard award space in addition to benefits like 2 free club passes, a free checked bag, a free carry-on bag, and priority boarding, even when you’re on a basic economy fare. See more about those benefits here.

Again, all of these cards don’t need to be in one person’s name. 2 people from the same household can split up the requisite cards that make up the Quinfecta, as they can transfer the Ultimate Rewards points back and forth between themselves freely and they can add each other as an authorized user on their cards!


DoorDash DashPass Membership:

DoorDash DashPass allows you to get free delivery and lower service fees on $12+ orders from select restaurants that have a blue checkmark. There are also lots of promotions and free food offers available to DashPass members.

DashPass normally costs $9.99/month.

If you add your Chase Sapphire Preferred card to your Doordash account and open the Doordash app, you can enroll for free through 12/31/21!


Airline transfer partners:

You can transfer points at a 1:1 ratio to:

  • United (Star Alliance)
  • Singapore (Star Alliance)
  • Air France/KLM Flying Blue (Skyteam)
  • British Airways (OneWorld)
  • Aer Lingus (OneWorld)
  • Iberia (OneWorld)
  • Emirates
  • JetBlue
  • Southwest
  • Virgin Atlantic

Hotel transfer partners:

You can transfer points at a 1:1 ratio to:

  • Hyatt
  • IHG
  • Marriott

The great thing about Chase Ultimate Rewards is how versatile and valuable they are:

The Sapphire Preferred card allows you and anyone in your household to transfer Chase points into miles. They also allow you to use points at a value of 1.25 cents each towards travel.

The Sapphire Reserve also allows you and anyone in your household to transfer Chase points into miles. Plus it allows you to use points at a value of 1.5 cents each towards travel.

The fixed value is excellent and doesn’t require hunting down award space, but those points can be much more valuable by transferring them into airline miles or hotel points.

  • If I want to stay in a 5 star Park Hyatt in the Maldives, Melbourne, NYC, ParisSydney, or Tokyo that would cost over $1,000/night, I can instantly transfer 25-30K points to Hyatt to do that, a value of up to 6 cents per point.
  • If I need a one-way flight from Cleveland (or Chicago, Detroit, Miami, Montreal, Orlando, Pittsburgh, Toronto, etc) to NYC that can cost $500 each way, I can instantly transfer 7.5K points to British Airways to book a short-haul on American with no last minute booking fees. Or if American doesn’t have availability I can instantly transfer 10K points to United for their short-haul award. That’s a value of up to 7 cents per point.
  • If I want to stay in a non-chain hotel that costs $300/night and don’t want to pay cash, I can redeem 20K points for the room thanks to my Sapphire Reserve card’s minimum redemption value of 1.5 cents per point or 24K points with the Sapphire Preferred card’s minimum redemption value of 1.25 cents per point
  • If I want to fly in a $25,000 ANA First Class Suite round-trip from the US to Tokyo, I can instantly transfer 110K or 120K points to Virgin Atlantic. That’s a value of up to 23 cents per point.
  • If I want to book a $2,281 business class ticket on Air Canada to Tel Aviv I can redeem 152K points for the flight thanks to my Sapphire Reserve card’s minimum redemption value of 1.5 cents per point or 182K points with the Sapphire Preferred card’s minimum redemption value of 1.25 cents per point, plus I’ll earn Qantas miles for more future travel as it’s considered a paid flight instead of an award flight.
  • And thousands of other possibilities from Singapore couples suites to booking Southwest awards with 2 free bags and free cancellations, to stealing 2nd base in middle of an MLB game.

 


Highest Public Offer Ever: Earn 80,000 Points On The Chase Sapphire Preferred Card!

Will you signup for this highest ever public offer? 

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224 Comments On "WOW! Earn A Highest Ever 80,000 Point Signup Bonus On The Chase Sapphire Preferred Card!"

All opinions expressed below are user generated and the opinions aren’t provided, reviewed or endorsed by any advertiser or DansDeals.

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Joel2

WOW Indeed

Steve

Has anyone seen an expiration on this offer?

JS

Wow,

Do you know till when this limited time offer will go?

And is it also valid if being referred?

Bill

Shoot! just got the 60k! missed out on the additional 20k

Lcm

Convert the preferred into preferred?

Pat

There’s been a ton of chase news so I haven’t been able to keep up. Is PC to original freedom not available anymore?

Not that Dan

Not the highest ever — wasn’t it 100k when first released?

Avraham

Is there any way for a Canadian citizen to signup for this?

Lcm

Or get a SSN. There’s ways

David

I have 3 freedoms card and I have no idea which was the sapphire before. Any way to check that ?

Faygie

I just got this card in the mail yesterday with 60K bonus. What number do I call do try to get them to give me this bonus?

yeshivabucher

when i try to reffer somone it only shows 60k can someone call in and get the 20k bonus?

OD

denied

David

I for sure got the reserve when it came out. That means im for sure no qualified, right?

ME17

Dan- is it worth changing the reserve to unlimited to be able to apply? Worth the risk of not being allowed a product change (Back to reserve) for a year?

Mendy

I have the chase reserve card now. If I downgrade in order to get this offer can I later upgrade back to the Chase reserve?

Mendy

I just got my renewal annual fee for the sapphire reserve the cost was $450. however if I downgrade in order to get this bonus and then I upgrade will I be charged $550 for the annual fee?

ckmk47

Isn’t the additional $100 AF charge worth 80,000 UR pts?

Tab

@Dan i just called to request they match the offer because I signed up literally a week ago and she told me some nonsense that they changed their policy in the last week. The only option they said is being that I haven’t spent yet on the account I can reject my previous account and reapply.

Yitz

Any idea when 100k Reserve offer is coming? 🙂

John ?

Can i get approved even if i don’t qualify for the bonus?

ilyar

Hey Dan,

About 2 weeks ago, I downgraded my Chase Sapphire Reserve card to a Chase freedom in an effort to collect sign up bonus again. This process has been a real pain for me and originally the thought was 24 month window from the last time receiving sign up bonus points and now I learned that it is actually a 48 month window.

I applied for the Chase Sapphire Reserve card and was denied for already having an active Sapphire product. This was before I received the freedom card and activated. So, I received the card and activated it. Then, I submitted another application for Sapphire Reserve and was again denied because I already collected the sign up bonus points in the last 48 months. This was news to me because I thought the window was 24 months, I began to worry I would be without Sapphire Reserve for the next 7/8 months until my 48 month window is up. A rep was able to help me a submit a request to undo the downgrade to get my Chase Sapphire Reserve card back. Hoping I can get the card back … wish the first representative who i spoke with when downgrading knew about the 48 month window because when I explained my intention to get sign up bonus points again, she reassured me it would all work out.

Now, I just want to confirm that in April 2021 when my 48 month window is up, I will be able to do this whole process again but this time will be approved for the Sapphire Reserve.

Dan, any insight you can provide would be extremely grateful.

Thank you!

Yitz

No free bags on UA when using UR points to book UA though unless you transfer them to UA first and book through them. But with such cheap fares these days that rarely makes sense anymore, it makes more sense to book at 1.25/ 1.5

Esther12

My daughter is 20 years old and this would be her 1st credit card in addition to bank account and a store card. Is it worth a chance trying to apply or she’ll get denied?

Awesome

Are 2 BMs still working?
Also how hard is it to get the ink preferred. Would get both… 🙂

Josh Zak

just called chase..not helpful at all. Rep states that since I dont have a sapphire card now there is “no way” for her to tell when I got the bonus. I also asked if there was a way for me to check and she said “no”

You can however go to your account and look at the statements for the cards(assuming you downgraded its very easy to tell since the number of the card stays the same) and pull up your statements from around 4+- years ago and you will see in the statement when the signup bonus was paid out.

Eli

Gosh, i applied and got approved 2 weeks ago, any way to get the additional 20k bonus?

Mike

What’s the point in waiting after product change ?

Jb

Can I take this out as a business card and not be subjected to the 24 months rule if my business never took a card out ?

Elle

Can I upgrade a freedom unlimited to a sapphire preferred to get this signup bonus?

shnaz

Do i get the 80k bonus if sign up with someone’s link?

foo

Tried calling CS about previous Sapphire bonuses, but they didn’t have it on record. Guess because the previous Sapphire card was closed. Which dept should I try?

Shmooz

what is the minimum income range for this card?

jay zee

how do i get them to reconsider due to the 5/24 rule if 2 of the cards are store cards?
And are business cards included in this 5/24 thing thank you

denied

i was denied can i send a secure message for reconsideration? or do i have to call
what s the number

Abe

Hi Dan can I cancel my current card and then wait a few days or is it better to change it to a freedom and then wait a few days

Let\'s Go!

“You can call Chase to find out when you last earned a bonus on those cards or you can pull up your old statements online to check when you last got a bonus.”
So I should apply 48 months from the statement date for when the bonus posted?

jay zee

I just was on the phone with chase fighting for the 5/24 rule they claim since I have a chase ink card that counts as 5 cards. I thought its only personal cards

GP

I also recently received the CSP at 60K and SM to request match to 80. Reply was

“I appreciate the opportunity to assist you with your
inquiry about the richer premium request on the account.

G, we appreciate you taking the time to write into
us. I would like to inform you that although your account
isn’t eligible for the new offer you requested, the
original offer is still available and will remain on your
account.”

Dan\'s the Man

Any idea as to how long you expect this offer to be around for? Waiting for my refi to close first.

avrumi

worth the extra 30K UR points to sign up for this or Reserve? Am thinking that any potential savings of 1.5 over 1.25 redemptions is outweighed by $550 annual fee and 30K less points.

OD

Dan my relative who lives in the same address was approved! can she transfer her points me? can I make use of all the benefits like 1.25 value

OD

can I benefit from this card if my relative got approved and lives in the same address: ie can she transfer the points to me or better can i transfer points to her? what if she adds me as authorized user?

ckmk47

Spouses can transfer. I think they ask during the transfer setup.
Try in your on line account and see if the process works for you.

OD

relative is not a spouse but same address what do you say?

simon

approved, thank you dan!!

denied

on the phone with them for an hour for reconsideration. representative did not see why i would not be accepted however they said it needs a final review! will be getting my card or a letter in the mail …
this has never happened to me before any idea of what this means?

Enock

@Dan what do you suggest. I recently upgraded to sapphire preferred from sapphire and I have another sapphire as well. (just realized i can apply for new bonus)
should I downgrade both to freedom/unlimited and then apply?

Sholom

I am an AU for the Sapphire Preferred. Would I have to downgrade (or change) my card to be eligible for this as well?

YF Deals

Hi Dan what are the best business cards to apply for today’s days, if any . .

HelpMe

Is the 48 months from approval or from when the bonus posted?

Eli

If I have the Chase Sapphire (not preferred), can I still get accepted for this car

Ari

Can I upgrade from a freedom and get the bonus?

Mendy

Mendy
I just got my renewal annual fee for the sapphire reserve the cost was $450. however if I downgrade in order to get this bonus and then I upgrade will I be charged $550 for the annual fee?

Ive

Will it alert me before approval if I’m ineligible for bonus. Had reserve bonus post in 2016 November

levi

“earn 80,000 Chase Ultimate Rewards points for opening this card and spending $4,000 in 3 months”
does anyone know if its still extended to 6 months? (i think some cc company’s are extending it due to covid-19)

elade

any speculation on how long this offer will last?

Joeschmo

Great tip about switching a current Sapphire to flex and applying for the offer after a few days. Thanks.

Remind me of the good old days when the reserve just came out and I got the 100k bonus plus 80k points from a brand new chase ink preferred.

A nice $2700 trip that was, which I paid nothing for!

Moishy

“A nice $2700 trip that was, which I paid nothing for!”
A $450 Annual fee?

Joeschmo

Please… dont start with that ..
When the reserve just came out you were given travel credit twice a year due to a loophole. that is $600 alone , also, what about the TSA pre/global entry and all the free entries I used for major lounges around the world and didn’t pay a dime for?

I doubt it I ended paying anything after all,

anything else you have to say cause I know.

joel

also had the answer will get answer by mail…

Nyc

If I have the JPMorgan version of the sapphire reserve. Since 2016. Can i get this offer?

Mille_Bornes

For the 48 month test, do they also consider if one received the 80k bonus on an Ink Business Preferred card? Or are they just checking for bonuses on personal Sapphire cards? Thanks.

Heshy

Upgarded to redeem points. How soon is it safe to downgrade?

Sarah

If I opened the sapphire preffered card a few years ago and closed it am I still eligible?

Upset

Signed up in the last 90 days, sent them a secure message, but they will not match the current offer. Anything else I can do to get them to match the offer?

Yehudah

Dan, What do you mean by this – “A great feature of the program is that you keep the original points that the purchase earned, even though you paid yourself back for the purchase. That means your points will be worth more than 1.25 or 1.5 cents each!”?

When you pay yourself back, the points are deducted from your total points. They are gone/used, not kept(by my definition of kept).

n

Dan i got declined I dont know why, what is the number to call for reconsideration?

Avi2

If I currently have a CSR, do you think it is worth downgrading the CSR to a Freedom Unlimited, then getting the CSP with bonus. Then once bonus is received, move back up to CSR before the price goes up to $550

elikip

If I’ve never had a preferred, but signed up for the reserve 8 months ago, if I downgrade reserve am I eligible to apply for the preferred?

A

Question: Does an authorized user get all of the very same card benefits as the primary account holder? Primarily: Primary rental car CDW insurance in every country.
Trip Cancellation/Trip Interruption Insurance
Lost Luggage Insurance
Trip Delay Reimbursement
Baggage Delay Reimbursement
Travel Accident Insurance
Purchase protection for items damaged or stolen within 120 days

Akiv s

Can i get the bonus if I’m just an additional Sapphire holder ?

DjEggroll

My wife Jsut got her first Cc like 2 months ago (Chase Freedom) do you think she’ll get approved for this, even though she just started building her credit?

Allen

Hey Dan,
I’ve got the business Ink Plus for years and Freedom Unlimited. I just got the Preferred from your link, thank you! Do I need to do anything to get the 5x points on groceries? Which card would do it?

Thanks!

n

I got declined I dont know why, what is the number to call for reconsideration?

AG

Dan, did chase started payment options on fixed rate like amex plan it?

My Chase PlanSM Fee

(fixed finance charge)

1.72% of the amount of each purchase transaction selected to create a My Chase Plan. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is paid in full.

Bruce

I applied for a sapphire card a few months and did not get approved can I apply now and get the bonus??

David

I was approved for CSR in early 9/2016 and probably got the signup bonus 100k in 10/16 or 11/16. So the 48 months has to be from the date of bonus, not the day I was approved? What if I sign up for the 80k offer now (48 months from my last bonus? Will that work? I doubt this offer will last until November.

L

Why would chase count an authorized user if the primary card holder is responsible for the card? Whats the reasoning behind it?

Dan1

isn’t a 48 month wait period exceedingly long for such a thing, the 5/24 wait is tough as it is and this wait is double….

Michael Vick

Have around 730 credit score 2 ehh cards at arnd 1500 each monthly discover 5% and capital one quicksilver ….would I qualify I don’t sign up often to cards. And for a general all around card is this my best offer with less than 100 fee????

Points Saver

Here’s to hoping this is still around on January 23rd. 4 years and 1 day

aaron

Dan, I got denied and part of the reason the rep gave me was that I don’t have any other products like checking or investments with them. Ever heard of that one?

Michael Vick

@@@dan

Have around 730 credit score 2 ehh cards at arnd 1500 each monthly discover 5% and capital one quicksilver ….would I qualify I don’t sign up often to cards. And for a general all around card is this my best offer with less than 100 fee????

Shvimmer

“You won’t get the signup bonus on this card if you have received a signup bonus on Sapphire Reserve, Sapphire Preferred, or Sapphire card within the past 48 months.”

Dan, is this from when I received the card, hit the bonus, or downgraded the card?

Eli

Hey Dan,

If I downgrade to the sapphire preferred from sapphire reserve will I get the 80k bonus??

Mike

If I got approved does that mean I will get the bonus points ? I don’t see the bonus progress on my app ?

Simcha

I down graded my sapphire preferred to the sapphire. Can I change it to the cards listed?

Bob

What’s the point of this card besides the signup bonus? The benefits aren’t really there. At least not to justify the annual fee. Is it just a way to redeem Freedom points into UR?

ams

So is the 48 month clock:
1) 48 months between date of last Sapphire bonus and date of new application?
2) 48 months between date of last Sapphire bonus and date of achieving new bonus?
3) 48 months between closing date of last Sapphire bonus month and date of new application?
4) 48 months between closing date of last Sapphire bonus and date of achieving new bonus?

Lynn

Answered above- hit bonus

David

He’s asking if it’s 48 mo between last bonus date and current application or later bonus and new bonus. For ex, last bonus on 10/1/16, can we apply today 9/17/20, and spend $4k on 10/5/20, which is over 48 mo from last bonus. Or if current application has to be after 10/1/20.

Isaac K

Applied, called recon the next morning and answered a couple questions. Moved some credit from other open cards and approved. Thanks Dan!

AG

Approved. Thank you Dan!

yoyo

Does this card have any return protection?

Bruce

Thanks dan!!

Y

If you have reserve can you play

Rafael

Hi Dan, I have a chase sapphire preferred card, with 25k line opened in 2014 I was thinking to downgrade it to the freedom card and reapply to the sapphire preferred again to get the Bonus am i able to do that and if yes is it wise?

OMG

can you get cash back for the points?
I never fly anywhere.

aaron

how am I supposed to confirm if its been 48 months since my last Saphire card? I tried sending a secure message but they said they cant see that information.

KW

Can I downgrade a Sapphire Preferred to a Freedom Unlimited in the first year and would the $95 fee be prorated?

dan

The statement in which I got bonus was open-close : 09/21/16 – 11/03/16
I actually applied 9/22 and got denied for 48 months. Is the proper target date 11/04, ie statement close in which I got the bonus?

HSS

This is the cc offer I applied for in a really long time and I just got declined for first time ever… so weird… I just downgraded my Saphire Reserve to Freedom Unlimited last week is that the problem?

Chaim

Dan
I don’t have any cc’s of my own yet but I have an excellent 700’s credit score from being an au. I got declined from a few credit cards (even macy’s) because “I don’t have enough credit cycling” duh I don’t have any card… any recommendations of what card to apply for or how to fix this.
I think by now I also have to many inquiries so many I should wait a while? Canyou help me out

Fay

My first two credit cards were Bank of America Travel Rewards and Cash Rewards. I was approved for the Travel Rewards soon after opening my bank account with no previous history with them.
Might be a good place to start–plus the card isn’t too bad either for a starter card. 1.5% cashback on everything plus a signup bonus ($150 if I recall correctly).

Chaim

Thank you so much

Shim

If I understand correctly, I got my CSR bonus in Oct. 2016, should I first apply to the Ink Business Preferred (was denied in April), and then after downgrading the CSR to ??? (you tell me) I can apply for the CSP? Any time period to wait between?
Thanks

Issac

Does it raise a red flag if i downgrade the saffire reserve & then apply for the preferred ?

Fay

Was thinking back and forth since you first posted this but couldn’t resist the sign up bonus! Never had any accounts with Chase but got approved straight away.
Thank you Dan!

moish rub

I have a preferred as an additional will I be approved?

piresn

Dan what is the likelihood Chase would approve this as my daughters first credit card. She is turning 18 and I can add her to payroll to help give her a kickstart in building a credit score and credit history. 2 years ago I added her as a AU on a couple cards so she already has a credit score

wpDiscuz