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$45 In Free uber Car Service Credit For New Customers

Update: The hipmunk code below has been extended and is now valid for rides until 05/30/14 at 7pm EDT. If you haven’t yet used the credit you should see the new expiration date on the uber promotion page.

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Originally posted on 03/12:

About uber:

uber offers luxury car service via UberBLACK, affordable rides in clean cars at rates lower than taxis in most cities via uberX, and rides for the whole family via uberSUV. They also offer uberT which allows you to hail a taxi from your phone, but you can’t use credit for that as you pay the driver directly with that service.

You can hail a ride via the uber app from anywhere across hundreds of cities worldwide, but they’re really great at the airport where you can skip the long taxi line and get straight into your private ride. When you request a car you’ll get an ETA along with the name, number, and picture of your driver and you can meetup wherever is convenient for you. It took all of 1 minute to have an uberx car waiting at LGA as opposed to waiting half an hour in line for a smelly taxi.

Tax and tip is included in all fares. You do not pay the driver anything in cash. Rides are charged to your account credit and then to your credit card on file when you first open your uber account.

New uber customers can get $20 of free uber credit by first signing up via my referral link here.

The $20 signup credit never expires and can be used on multiple rides.

Immediately after signing up for a new account you can also enter the following code on the promotion page for another $25 credit off of your first ride (Exp: 05/01/14): Hipmunk

You will then see a $20 non-expiring account bonus AND a $25 promotion expiring on 05/01 now 05/30:

uber2

 

Note that you will only see $20 as an account credit. The other $25 is in the promo field and will stack with the $20 account credit for $45 of free rides!

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Wired & Popular Science Magazine Bundle For $8.99/Year And Other Magazine Deals

These deals will expire tonight, 03/12 at 11:59pm EDT:
Wired & Popular Science Magazine Bundle For $8.99/Year

Use the following code to drop the price to $8.99/year: DANSDEALS
Price valid for 1, 2, or 3 years.

Other deals valid today only.
Chicago Magazine for $4.99 year with code: DANSDEALS
New York Magazine for $4.99 year with code: DANSDEALS
Country Living Magazine for $5.99 year with code: DANSDEALS
Smithsonian Magazine for $8.99 year with code: DANSDEALS

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Like Shutterfly On Facebook And Get A Free 8×11 Hardcover Photo Book!

Update: Don’t forget that you have to order your free book by 03/16.
You can now also stack the free book code with the following code for 50% off additional pages: BOOKLOVER
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Originally posted on 03/04:

This will only work from a computer:

Like Shutterfly On Facebook And Get A Free 8×11 Hardcover Photo Book!

Just like Shutterfly, fill out the form on the bottom of the page with your info, and click the box to claim your code.

You can click on this link to apply the code to your Shutterfly account.

You’ll have to order the book by 03/16. The code will work for any 8×11 hardcover photo book, not just the wedding book.

Shutterfly Photo Books Linky

We’re in love with Shutterfly’s 8×11 sized hardcover photobooks, we make an 8×11 book for every trip we take (big bookcase ;) ).  They also make for great gifts for the grandparents.

The hardcover version of the 8×11 photo book where you can put your own picture on the front and back covers is normally $39.99.

Shipping is $8.99, but this is a true bargain at that price.  The quality is far superior to Snapfish.

If you order $30 of other items from Shutterfly (or if you add a lot of extra pages to your book) you can get free shipping on the order with code: SHIP30

20 pages are included, extra pages are $1 each.

You can also save 25% on additional pages with code (Exp: 03/05): UP50PB

HT: DW Mimi 😀

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Price Mistake: Series 7 11.6″ Business Slate For $10 From Samsung

Update: DEAD

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Series 7 11.6″ Business Slate For $10 From Samsung

This is an obvious price mistake and there’s a 99.9% chance that all orders will be cancelled but if you do try for it then be sure to splurge for express shipping…

More details on the device from Amazon where it sells for $989.

HT: Myls311, via DDF

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Join the 33,000+ people who follow @DansDeals on twitter and you’ll get a tweet when a deal is posted on DansDeals.com!
You can even have Twitter send you a text message whenever a new deal is posted.

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Amazon Lightning Deal: Canon imageCLASS LBP6000 Compact Laser Printer For $39.99 Shipped

Update: Now $49.99.

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Amazon Lightning Deal: Canon imageCLASS LBP6000 Compact Laser Printer For $39.99 Shipped

This is a lightning deal and will only be available for a short amount of time.

-Print in black and white at up to 19 ppm
-Quick First Print provides first print time of approximately 8 seconds or less
-150-sheet front loading paper cassette

Other stores like Office Depot sell this for $119.

HT: Centro, via DDF

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Fellowes PlushTouch Mouse Pad And Wrist Rest With FoamFusion Technology For $4.88 From Amazon

Update: The $5 coupon offer is now gone.

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Fellowes PlushTouch Mouse Pad And Wrist Rest With FoamFusion Technology For $4.88 From Amazon

Retail is $19.99 and this is on sale for $9.88. Clip the $5 coupon on the product page to drop the price to $4.88.

Just clip the $5 coupon as pictured below.  Interestingly most Amazon coupons only work once, but this one appeared to still work even after I bought one for myself 😀

mouse

 

 

 

 

 

 

 

-The Softest Place Your Wrists Can Rest
-Innovative new FoamFusion Technology provides superior comfort and softness to help relieve wrist pressure
-Microban antimicrobial protection keeps product cleaner
-Optical/Laser-friendly mouse pad improves mouse performance
-Non-skid backing keeps wrist rest in place, soft breathable material withstands daily wear and tear

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-Free shipping with $35+ orders or get free 2nd day shipping on all orders with Amazon Prime. A prime trial is free with Amazon Mom or Amazon Student.
Or you can always share Amazon prime for a fraction of the regular cost in this DDF thread!

-Save on all your Amazon purchases! You can buy Amazon gift cards (as well as gift cards for airlines, hotels, clothing stores, gas stations, and much much more) at any Office Supply store with your  Chase Ink Plus, Chase Ink Bold, and the Chase Ink Cash Card card to earn 5 points per dollar!

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A Chilling And Awe-Inspiring Malaysia Air Flight 370 Story

Please scroll below this update for the original story.

Update, 03/11: Well this turned out to be more controversial than I thought it would be…
At any rate let’s make a few things perfectly clear:
1. My thoughts and deepest prayers are with every single man, woman, and child that was on-board MH370 as well as their families.
This story isn’t intended to diminish from the shocking events even one iota. It was only an attempt to shine a small glimmer of light into the darkness, just like stories of people who were saved from other tragedies.
2. This story is 100% true. I know the travel agent very well and he is a completely honest person who shies away from attention, even more so given the negative responses here, and while the saga is ongoing.
I examined the original unedited email exchange and I’ve heard from the traveler as well. I am absolutely positive that the story below is legitimate.
3. Call it a coincidence, call it the hand of G-d, call it whatever you want, but because a travel agent put his religious convictions and values over profit, Andy is alive and safe today.
4. The fact that the fate of hundreds of people is still unknown is a terrible tragedy beyond my comprehension. However hearing the true story of even 1 life being spared from that fate is something that shouldn’t be tossed aside like rubbish, as it means that 239 passengers are missing and not 240.
The Talmud says that he who saves one life is as if he saved the entire world.  This particular article may focus on that one life, but does not imply that the disappearance of MH370 is any less of a tragedy.
5. In absolutely no way am I implying that G-d struck down the plane because of the Sabbath. Nor am I implying that anyone would ever deserve this fate. Again, Andy had a small religious awakening and for whatever reason, that had a direct correlation to him being safe today. It’s rare that we get to see a story like this with the digital trail left behind so neatly and I enjoyed reading it. I hope that sharing it inspired more than it offended.
6. I fervently hope that somehow, against all odds, we hear about the safe rescue of all onboard MH370. Once again, you are all in our prayers.

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This is the original story as posted on 03/10:

The whole world’s eyes are on the far east, wondering how a Boeing 777 can just disappear without a trace.  Malaysia Air Flight 370 took off from Kuala Lumpur at 12:43am this past Saturday morning and has yet to be located.  Flying is the safest mode of transportation that exists today, so the disappearance of an airplane like this is really sobering.

I heard the following story firsthand from the travel agent involved.  He is an avid DansDeals follower that I’m friends with.  He sent me the unedited exchange that follows and I made the necessary edits to protect the privacy of the parties involved.

The saying goes, “More than the Jews have kept the Shabbos (Sabbath), the Shabbos has kept the Jews.”  When I think of that saying, I picture my life if I were constantly wired 7 days a week.  As it is, I feel like a slave to my digital devices, but the knowledge that Shabbos is right around the corner keeps me going. From sundown Friday evening until when the stars come out on Saturday night it’s 25 hours spent completely offline and it’s blissful.  It’s 25 hours spent praying to G-d and consuming obscene amounts of calories eating scrumptious meals with family and friends.  It’s perfect.  Sure anyone can always disconnect, but there’s something awesome about the forced routine that can’t be properly explained to one who hasn’t experienced it.

But the saying goes much deeper than that in this story.

Click on any of the emails to enlarge them.

On 01/13/14 Andy emailed his travel agent his desired itinerary:

 

mh1

mh1a

 

The travel agent, an Orthodox Jew, proposed the following business class itinerary, slightly altering the Kuala Lumpur-Beijing flight from Saturday to Friday.

 

mh2c

 

 

 

 

 

 

 

 

 

 

 

 

 

 

mh3c

 

 

 

 

 

 

 

 

 

 

 

Andy loved the price, but again requested the Saturday morning flight from Kuala Lumpur to Beijing:

mh4c

 

 

The travel agent responded that he would not be able to book travel for him over the Sabbath, but that he was free to book that flight by himself:

mh5c

 

 

 

 

 

 

 

 

Andy agreed with that and planned to book the flight by himself:

mh6

 

And the travel agent noted that if he changed his mind to just let him know:

mh7

 

 

 

 

 

 

Shortly afterward Andy did just that:

mh8

 

And the travel agent recommended a place to get a nice kosher meal and booked him the originally proposed itinerary, flying from Kuala Lumpur to Beijing on Friday early morning instead of Saturday.

mh9

 

 

 

 

 

 

 

 

 

Fast forward to 2 days ago.  The travel agent is in Israel and reads this email once Shabbos is over.  The email was sent after shabbos, at 7:15pm Beijing time/1:15pm Israel time:

 

mh10

 

And the travel agent wrote back, equally in shock at the realization of Shabbos saving his client’s life:

mh11c

 

 

 

 

 

 

 

 

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Indeed, due to the travel agent worrying about the religious observance of a fellow Jew, Andy was persuaded into flying on Malaysia Air 370 exactly one day prior to the ill-fated flight he wanted to take.

It’s not often we hear a story like this.  It’s been 103 years since Rose was saved from the devastation of the Triangle Shirtwaist Factory fire thanks to observing Shabbos.  And now it was Andy’s turn.

Prayers go out to the families of those still missing.

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Frontier Airlines To Significantly Increase Cleveland Flights

Related posts:
CLE News I Like To Cover And You Don’t Like Reading About: Ohio Attorney General Will Audit United, Regional Carriers Dropping United, Airlines Adding Flights To CLE, Which Hub Will Be Axed Next?
Smisek Lies Again: “Our hub in Cleveland hasn’t been profitable for over a decade”
-CLE Is Dehubbed; The Continental-United Merger Has Brought Nothing But Misery To All

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In June United will finalize the process of shrinking Cleveland from their smallest hub into their largest focus city. Nonstop destinations served from Cleveland will be cut from 58 to 20. The number of daily flights will be cut from 199 to 72.
The United announcement came on the heels of American ending service effective 04/01 from LaGuardia to Atlanta, Cleveland, and Minneapolis as part of slots given up in order to secure the USAirways merger.

But nothing happens in a vacuum and the vultures are already swarming:

-Delta has already announced new nonstop service between Cleveland and Hartford, Indianapolis, and Raleigh/Durham and an upgrade to all mainline flights between Cleveland and Atlanta.
-Delta is also upgrading the Cleveland-NYC route from 3 daily flights to a whopping 8 daily flights with 3 dailies to JFK and 5 dailies to LGA.
-Southwest is increasing Akron-LGA flights from 2 daily 717s to 3 daily 737s.

Before the dehubbing Frontier only flew nonstop from Cleveland to Cancun, Denver, and Punta Cana.
With the new service increases Frontier will also fly between Cleveland and:
-Atlanta with 5 weekly flights.
-Denver will increase from 5 to 12 weekly flights.
-Fort Lauderdale with 3 weekly flights.
-Fort Myers with 3 weekly flights.
-Orlando with 4 weekly flights
-Phoenix with 3 weekly flights.
-Raleigh/Durham with 3 weekly flights.
-Seattle with 3 weekly flights.
-Tampa with 3 weekly flights.
-Trenton with 4 weekly flights

There is intro pricing available starting at just $39-$99 for flights booked by 03/15.

The biggest news here are the nonstop flights to Phoenix and Seattle as those have no other nonstop competition now that United has cut those flights.  All of the other cities (except Trenton) have service from other carriers.

It’s more service than I expected.  It also probably means Cleveland will see even deeper cuts from United as people start flying on low-cost Frontier as their loyalties switch away from United.

HT: michael2500, via DDF

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55% Off Regularly Priced Items At Banana Republic

Banana Republic Linky

Save 40% off your entire purchase with code (Exp: 03/12): BRFORTY
Plus
Save 25% off regularly priced items with code (Exp: 04/30): STYLE25

You can use both of those codes to create an effective 55% discount off of the original price.

-Exclusions: BR Picks, Men’s Performance Collection, 100% Cashmere, men’s suit jackets, men’s blazers, leather apparel, and designer collections & collaborations.
This does not stack with the new email subscription discount.

Post what deals you find!
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If you have a Chase Ink Plus, Chase Ink Bold, and the Chase Ink Cash card you can earn 5 Ultimate Rewards points (transferable to several airlines and hotels) per dollar spent by buying Gap Inc gift cards at Office Depot or Staples.

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60% Off Everything At The W Hotel Store, Including The W Hotel Exclusive Mattress

Update: The unprecedented 60% discount is scheduled to end today. If you have bought in the past, send them an email to request a price adjustment. People are reporting getting refunds from orders made months ago!
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Originally posted on 03/06:

W Hotel Store Linky

W Store Mattresses Linky

W Store Extreme Signature Mattress Linky

60% off with code (Exp: 03/11): W6EM9

-Charge the W Mattress to your Starwood Preferred Guest® Credit Card from American Express and get double Starpoints, as with all Starwood expenditures!

-The mattress comes with a 10 year warranty.
-Tax is only charged for deliveries to New York.

-The W Hotel plush top mattresses have better reviews than the W pillow top mattresses. Want an even softer mattress? Go for the plush bed but get the W featherbed with the protector. Fair warning: It will be really hard to sleep on other mattresses after buying that combo!

Plush top mattresses prices:
Twin: Normally $849, now $339.60
Full: Normally $959, now $383.60
Queen: Normally $1,059, now $423.60
Cal King: Normally $1,379, now $551.60
King: Normally $1,379, now $551.60

Plush top mattress+box spring prices:
Twin: Normally $1,059, now $423.60
Full: Normally $1,269, now $507.60
Queen: Normally $1,379, now $551.60
Cal King: Normally $1,769, now $707.60
King: Normally $1,769, now $707.60

Extreme Signature mattresses prices:
Queen: Normally $2,199, now $879.60
Cal King: Normally $2,699, now $1,079.60
King: Normally $2,699, now $1,079.60

Extreme Signature mattress+box spring prices:
Queen: Normally $2,699, now $1,079.60
Cal King: Normally $3,299, now $1,319.60
King: Normally $3,299, now $1,319.60

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Amazon Lightning Deal: Britax Pavilion 70-G3 Convertible Car Seat For $214.19 Shipped

Amazon Lightning Deal: Britax Pavilion 70-G3 Convertible Car Seat (Blueprint color)

This is the lowest price ever for this convertible car seat in Blueprint on Amazon.  It is a lightning deal and will only be available for a short amount of time.

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Samsonite 5-Piece Travel Luggage Set For $79.95 Shipped From BuyDig

Update: If you haven’t yet used the 20% off of all Clothes, Shoes, Watches, Luggage, Handbags, And Jewelry from Amazon you can actually get this luggage set in Black for $71.99 after 20% off.
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Samsonite 5-Piece Travel Luggage Set (Black)
Samsonite 5-Piece Travel Luggage Set (Red)

Use $20 off promo code (Exp: 03/14): LUXTRAV

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Are Major Changes Coming To American Express Consumer Card Bonuses?

-DDF user shmebeble was the first to report being told that effective May 1st you will only be able to earn a signup bonus from an American Express card if you have never had it in the past.
DDF user Drago then learned from their Twitter reps that starting May 1 there will be new ‘acquisition incentive control rules’.
DDF user Redbull3 then confirmed with their chat agents that something is in the works as well.

I jumped onto the American Express chat to learn more. I asked about the exact language for the new ‘acquisition incentive control rules’.
I was told that,

Effective for consumer card applications on May 1st, acquisition incentive control will be declined if the Card Member has ever had the same card and cancelled it. We no longer limit the timeline to look back 12 months.

The rep continued,

You may be wondering why we are doing it. I know it’s a great loss to people who genuinely take advantage of it. Of recent though, we have seen some misuse of it. I.E. people getting Cards, spending the required spend limit, and then canceling. In the meantime, we are trying to work on something else. To see if we can offset it. No eta as of yet.

I pressed on and the rep said,

For example, if a Cardmember has been with us for a while and does not have a history of hit and run, so to say (I’m using my own language), then that requirement may be relaxed. I can’t guarantee that will be one of them. But it’s a possibility.

Just to confirm I asked “So all consumer card bonuses will be once in a lifetime starting may 1st?” And the rep answered:

Basically, yes. Now, that’s not to say that won’t change or that exceptions can’t be made.

Just to be certain I jumped onto chat one more time with another rep who wrote,

Let me provide you the details. Accounts opened before April 30, 2014 – bonus will be declined if the Card Member: Has the same Card or Cancelled the same Card in the last 12 months.
Account opened on or after May 1, 2014 – bonus will be declined if the Card Member: Has the same Card or cancelled the same Card.

All of the above is only for consumer cards.  I got conflicting information about business cards about whether this is eventually coming, whether the status quo remains, or whether it might even get easier to get a business card bonus, so I’m not going to speculate on what’s going on there…#Developing!

So there you have it. At this point nothing is 100% confirmed and we won’t really know anything for a few more months to see if this will be enforced.  But we have confirmations from phone reps, Twitter reps, and chat agents that changes are likely coming.

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Amazon Deals Of The Day: 03/10 Edition

-Clip coupons on this page to save on hundreds of items from Amazon.
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20% Off Terra Chips. Plus save an additional 5-20% with Subscribe & Save.
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Irwin Industrial Tools Fastener Drive Tool and Drill Bit Set, 20-Piece: $8.79 and now the lowest price ever on Amazon.
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Bose OE2 audio headphones: $84.26
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Hamilton Beach 5-Quart Slow Cooker: $19.88 and the lowest price ever on Amazon.
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Metro Mags Clear Colors 100 Piece Set: $69.95 and now the lowest price ever on Amazon.
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LEGO Friends Stephanie’s Beach House: $29.99 and now the lowest price ever on Amazon.
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Fisher-Price Laugh and Learn Apptivity Creation Center: $15.62
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Sesame Street Count And Crunch Cookie Monster Plush: $15.99
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Playskool Sesame Street Rockin’ Shapes & Colors Elmo: $12.99 and now the lowest price ever on Amazon.
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Nokia Purity On-Ear Headphones: $50.28 and now the lowest price ever on Amazon.
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Crest 3D White Vivid Anticavity Teeth Whitening Radiant Mint Toothpaste Twin Pack: $4.84-$5.89 after clipping coupon on product page and 5-20% Subscribe & Save discount.
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Oven Gloves Exclusive Extra Long Cuff, 4.9 star average reviews: $19.77. $25 price drop from last month and $15 price drop from last week, now lowest price ever on Amazon.
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Planters Peanuts 6 Pack of Canisters: $11.55-$14.70 after clipping 25% off coupon on product page and 5-20% Subscribe & Save discount.
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-Free shipping with $35+ orders or get free 2nd day shipping on all orders with Amazon Prime. A prime trial is free with Amazon Mom or Amazon Student.
Or you can always share Amazon prime for a fraction of the regular cost in this DDF thread!

-Save on all your Amazon purchases! You can buy Amazon gift cards (as well as gift cards for airlines, hotels, clothing stores, gas stations, and much much more) at any Office Supply store with your  Chase Ink Plus, Chase Ink Bold, and the Chase Ink Cash Card card to earn 5 points per dollar!

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Exclusively Discounted Gift Cards For DansDeals Readers At CardCash

CardCash.com offers heavily discounted gift cards with free shipping!

They have a $20 minimum purchase in order to checkout.

Plus you can save even more at the following stores with code: DANSDEALS

Just go to your shopping cart and use the code above to receive the additional discount off of the following stores:

-Home Depot: Normally 7% off, DansDeals readers get 11% off
-TJ Maxx: Normally 16.5% off, DansDeals readers get 20% off
-Starbucks: Normally 21.7% off, DansDeals readers get 25% off
-Lowes: Normally 7% off, DansDeals readers get 11% off
-Fossil: Normally 11.2% off, DansDeals readers get 15% off
-Sports Authority: Normally 17.5% off, DansDeals readers get 21% off
Aeropostale: Normally 23.7% off, DansDeals readers get 27% off

You can also sell your Gift Cards for cash here.

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Credit Cards For Dummies: 10 Frequently Asked Questions

-Find more posts like this by clicking on the “Credit Card Posts” tab and find credit card offers in the “Credit Cards” tab above of the DansDeals banner at the top of this site.
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I’ve been blogging about deals for over 9 years now, but my passion is in miles and travel, I live and breath those deals and am a hopeless addict.  There can be worse addictions, I’ve been able to fly with my wife and kids on hundreds of first class flights and stay in 5 star hotels for practically nothing.  There’s no great secret in how I accumulated over 20 million miles and points as well as several lifetime elite status levels. It’s just about taking full advantage of everything from signup bonuses to dollar coins to Wendy’s cups to Faster Free Nights to………….

Many people are scared of credit cards for a variety of reasons but only one is valid: buying things they can’t afford and falling into debt.  Once you fall into a debt trap the entire thing will become a net loss, guaranteed.  Otherwise they represent the lowest hanging fruit in the miles and points world.

Here are some of the most common questions I get asked:

Q: Isn’t it bad for your score to close a card?
A: I have a FICO in the 800s, among the best scores in the country. And I’ve closed hundreds of cards.

Understanding how your score works is key here. The 2 primary factors making up 65% of your score are your payment history and the amount of money you owe. So always make sure to protect those.

A credit card continues to benefit the length of your credit history (the 3rd most important factor at 15% of your score) for 10 years after its been closed.

The only negative outcome of closing a card is losing the credit line, which can hurt your credit utilization. That can be avoided in several ways. Many banks allow you to move a line of credit onto a different card. Some banks may be more willing to approve you for another card contingent on moving part of line of credit from an older card onto a newer card. Or they may want to completely close out the older card and move the entire line onto the newer card.

Now you have to strike the right balance between your income and your total credit. You don’t want to have too much total credit. So don’t sweat it if you have to close a card, you can always get another to get your credit line back up to where it was.

Note that while you can close a card via secure message or chat without having to call up, typically if you call up, the retentions department may offer to waive the fee for another year or give you miles to keep the card.  Even if they don’t do that many cards can be downgraded to a free version and you’ll get a refund of the annual fee.  You have between 30 and 60 days from when an annual fee is billed to have it refunded if you close a card.

Q: Isn’t it really bad to close your first ever credit card?
A: Perhaps.
It’s a good idea to start off with a no-annual fee card as your oldest card so you don’t have to close it.  For example, Chase Freedom is a great no-fee card.
If you have one card which is wayyy older than other cards then you will want to keep it open and that establishes your credit length.
However, if your oldest card is not that much older than the next card, it won’t make a big difference.

Either way it will take 10 years after closing your oldest card until it falls off your report. So even if your oldest card is 2 years older than your next card in 10 years from now that won’t make a big difference.

Note that AMEX always reports every card you open as being opened in the year that you first got an AMEX card.  So if an AMEX was your first card then don’t sweat it as you can always get that date again by just opening a new card.

Q: Isn’t it bad for your score to open a card?
A. When you apply for a card a credit inquiry or hard pull is done on your report. New credit is one of the 2 smallest factors in your score.  It makes up 10% of your FICO score and a hard pull can lower your score by a few points. However, the negative effects of a hard pull lessen after a few months and most banks only care about the number of hard pulls from the past 3 or 6 months. After 2 years they fall off completely.

A new account will also temporarily lower the average age of your accounts, a subset of the 15% of the length of credit history category.  However that card will eventually improve your average age as it continues to help for that even if you close it for 10 years after you close it.

More importantly, when you get a new card, you get a new line of credit. 30% of your score is made up of amounts owed and credit utilization so the more credit you have, the better your score.

So the answer is that in the short-term your score may go down slightly, but longer-term your score will only go up.

Once you use that pull and apply for a card be sure you actually get that card!  It can take several tries, but typically calling or writing (via SM or even snail mail) to reconsideration departments can turn a denial into an approval, especially if you are an existing customer.

Q: Are there any tricks to raise your credit score quickly?
A: There are a few.
1. Try to pay off your credit card bills before the statement prints. Once it prints the amount owed can severely hurt your score even if you pay it off on time. I try to pay off everything but $1 so that when I get the bill in the mail I have a $1 amount owed. That shows the card is still being used, but that it’s not being maxed out.
Even if it’s too much for you to do this try to at least keep your spending when the statement closes under 25% of the credit limit of your card.
Amounts owed is 30% of your score, so this is a quick and easy way to get a nice bump.

2. 10% of your score is made up by the types of credit you have used. Have cards from multiple banks and have other kinds of loans as well.
For example, even if you can afford to pay for a car in cash you should finance it. First of all, you can usually get a nice instant rebate by financing and there’s typically no penalty to pay if off early. Second of all, once it’s paid off you’ll get a nice score boost.

3. Use business cards. Amounts owed on business cards from banks like AMEX and Chase aren’t reported on your personal credit report. So even if the statement closes with a large amount owed it won’t hurt your score like that would on a personal account.
If you even just have a hobby or want to start a business you can open up a card as a Sole Proprietor and just use your social security number instead of the Tax-ID number.

Q: I don’t make my own income, how can I get a credit card?
A: Recently the CFPB ruled that as long as you live in the same household as someone who you can rely upon to provide from their income you can include all of that household income when reporting your income on a credit application.
Income isn’t listed on your credit report, it’s based on what you report.

Q: I don’t have any cards yet and always get rejected, how can I build up my credit?
A: Start by having someone in your household or a relative add you as an additional user onto their account. Be sure that the account has been open for a while and is used responsibly and not maxed out.

After a couple months you should get a nice boost from that. Start by applying for a store card like from Gap, Kohls, Macy’s, Target, etc. as those can be easier to get approved for than real credit cards. Use the store card for a couple months (making sure to just leave $1 or so for when the bill comes to you) and then try for a real credit card.

Still not having any luck? Get a secured card. A secured card functions as a debit card except that unlike a debit card it helps your credit score. Most of these cards don’t offer miles but some like the USBank LAN card at least offers something decent.

Some banks offer a student card like Discover It Student that can also be easier to get than regular credit cards.

Q: Why is my credit score different depending on where I check it?
A: There are thousands of sites offering to give you your credit score for free. They just want your info to be able to sell you ads and other products. Their scores are called FAKOs and are basically meaningless. They look at your report and based on their own criteria make up a score on the spot. No creditor is ever going to use that score.
The only place where a consumer can buy their real FICO credit score is from MyFico.

You should always keep tabs on all 3 of your reports by using annualcreditreport.com, the only government sanctioned credit report site. If there are mistakes then be sure to dispute them!

There are 3 credit bureaus, Experian, Equifax, and Transunion, so you will have a FICO score for all 3. Some banks, like Barclays and Discover, allow their cardholders to view one of those scores for free. Some cards, like American Express Starwood and Delta also give you your FICO Experian score via mail when you apply for a card.

To make things more complicated there are different versions of FICO scores based on criteria set in ’98, ’04, or ’08, but that’s getting way beyond the scope of this article.

Q: 3BM? AOR? What in the world is everyone on DDF talking about?
DDF, or the DansDeals Forums is chock full of good info when it comes to credit cards. The acronyms thread can help you decipher the maddening abbreviations used there. The Start here thread offer a good place to start learning more as well. Take a look at the FAQ thread as well.

In short though, a 3BM means using 3 web browsers, like Internet Explorer, Chrome, and Firefox, to apply for 3 different cards from the same bank, as close to each other as possible. An MBM jus stands for multiple browser method. Personally I’ll fill out the application form on all 3 browsers and then hit submit on all of them within a few seconds. This way you can get 3 cards with just 1 credit pull. There’s no guarantee you’ll get accepted to all 3 or that you won’t get more pulls, but this increases the odds of getting multiple cards with 1 pull.

An “AOR” or app-o-rama is the process of using multiple 3BMs from multiple banks as quickly as possible, in order to get approved for more cards from more banks. People sometimes stagger their AORs every few months to get more approvals.

Note that when applying for a Capital One credit card you will get 3 hard credit pulls every time you apply for a card, making them one of the more hated banks out there.

Q: So Capital One checks all 3 bureaus, but where do the other banks check?
It generally varies based on your home state. This DDF thread tried to make sense of the madness.

If you’re in a state where one of your reports is getting hard hit you may want to freeze that report and have a bank check another more seldomly used report to increase the odds of getting approved for a card. More info on freezing from Equifax, Experian, and TransUnion. Note that some banks, like American Express, won’t be willing to check a different report and you may have to try a few times to find a rep from other banks to do it as well.

Q: But so and so expert says to always use debit cards and to cut up your credit cards?
A: If you can’t control your spending on a credit card then he’s right.
Otherwise that’s terrible advice. Not only do you throw away valuable miles by making purchases with a debit card, you also lose out on the protections that credit cards offer.
When fraud happens on a credit card you are not responsible for it while it’s being investigated. On a debit card those funds are immediately taken out of your checking account and you have to fight to get them back.
Plus credit cards offer awesome benefits like return protection and warranty extension that you won’t get from your debit card.

So just use them responsibly and reap the benefits!

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Today Only: Free 3 Oz Lotion In Bath And Body Works Stores

Today Only: Free 3 Oz Lotion In Bath And Body Works Stores

You need Facebook to claim the offer. You do not need to like them or share the offer.

After claiming the offer they will email you a coupon.  It will take several minutes to arrive. Be sure to check your Social and your Spam folders to find it.

You do have to to claim the lotion in a store today only.

Store Locator Linky

Choose from Hawaii Passionfruit Kiss, Oahu Coconut Sunset or Maui Hibiscus Beach.

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Express Clothing Deals

Express Linky

Express.com Clearance Linky

Non-clearance items:
Save $15 off $30, $30 off $75, or $60 off $150 with promo code: 1206
The coupon will not work on clearance items but it will work with site promotions like Buy 1 Polo Shirt, Get 1 for $9.99.

Clearance items:
-Save an additional 50% off of the sale price after the item is added to your cart.

Shipping is $8 or free on $125+ orders. Post a comment of what you’re buying!

HT: whacked1, via DDF

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The Deal You’ve Been Waiting For: 2014 Toyota Camry LE For $139/Month, Only From Plaza Auto Leasing!

Please note: This is a paid advertisement.

-24 month lease/10K miles per year for only $139 per month with Toyota Camry loyalty or select vehicle lease conquest.

-This is the most incredible deal on a Camry ever and it’s available ONLY from Plaza Auto Leasing!
-The 2014 Camry LE features Bluetooth, power drivers seat, power windows, power door locks, AM/FM/CD. $5,000 damage waiver available!

-This deal requires Camry loyalty which means that you own or lease any Camry any year OR you have select vehicle lease conquest which means that you have a Honda Accord, Nissan Altima, Ford Fusion, Chevy Malibu or Hyundai Sonata whose lease is ending on or before 5/31/2014.

-Please call 718-975-9000 for additional details and to make sure you qualify.
-Lease price is before tax. Due at signing is first month, bank fee, applicable taxes and registration fees. Residency restrictions apply. Expires 3/16/2014 or when inventory is depleted.

For more great deals on any vehicle, make or model call 718-975-9000 or click here to see our specials!

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HP ENVY 700-230qe Core i7 Desktop PC For $634.98 Shipped

Update: DEAD!

—————————————————————————–

Buy this desktop on an American Express card like the Starwood Preferred Guest® Credit Card from American Express or the American Express® Premier Rewards Gold Card and you’ll get a 3rd year of top notch warranty coverage from AMEX for free! Have a problem with the desktop during the AMEX warranty year? AMEX will pay to fix the problem or refund the entire purchase price of your desktop, free of any hassle!

Save an additional 3-10% with AMEX Open Savings!
—————————————————————————–

HP ENVY 700-230qe Core i7 Desktop PC Linky

Use code: MORE25

-Windows 8.1 64
-4th generation Intel Core i7-4770 processor quad-core 3.4GHz
-2TB 7200 RPM SATA Hard Drive
-12GB RAM
-SuperMulti DVD Burner
-Wireless-N LAN card and Bluetooth
-HP USB keyboard and optical mouse with volume control

HT: DH Data Recovery, via DDF

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Enjoy Life Semi Sweet Chocolate Chips On Sale From Amazon

Update 2: Alive again!

Update: Dead.

———————————————————-

-6 Pack Enjoy Life Semi-Sweet Chocolate Chips, Gluten, Dairy, nut & Soy Free, Mini Chips, 10-Ounce Bags: $19.62

-6 Pack Enjoy Life Semi Sweet Mega Chunks, 10-Ounce: $20.70

These have excellent 4.7-4.8 star reviews on Amazon and both have just dropped in price this week. They are certified CRC parve.

After Trader Joe’s chips went dairy on us (anyone else still have a stockpile like me :D) these are the best parve real chocolate chips on the market today by a long shot. Because there’s nothing worse than chocolate flavored chips…

Free shipping with $35+ orders or get free 2nd day shipping on all orders with Amazon Prime. A prime trial is free with Amazon Mom or Amazon Student.
Or you can always share Amazon prime for a fraction of the regular cost in this DDF thread!

HT: LJN

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Groupon: 20% Off Spa And Salon Deals

Groupon: 20% Off Spa And Salon Deals
(Disclaimer: This link for spa deals on Groupon contains non-tznius pictures.)

Use code (Exp: 03/11): 20OFFBEAUTY
-Coupon valid once per account and the maximum savings is $50.

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Ad: Two Super-Fast Computers At The Lowest Prices Anywhere!

Please note: This is a paid advertisement which is stickied as the top post, please scroll down for new posts.

Incredible Laptop deal – very limited quantities:
Dell Latitude E6510 Laptop, Intel Dual Core i7, 500GB HDD: $389 Shipped
-Intel Core i7 Processor 2.66GHz
-500GB Hard Drive
-4GB RAM (holds up to 8GB)
-Windows 7 Home
-15.6” High Definition Widescreen
-DVD-ROM, DVD+/-RW, Blu-Ray
-Microsoft Authorized Refurbished
-100% Guaranteed

Incredible Desktop deal:
Lenovo M90p Desktop, Intel Dual Core i5, 250GB HDD: $285 Shipped
-Intel Core i5 Processor 3GHz
-250GB Hard Drive
-4GB RAM (holds up to 8GB)
-Windows 7 Home
-DVD
-Keyboard & Mouse included
-Microsoft Authorized Refurbished
-100% Guaranteed

Bonus giveaway to DansDeals readers only: FREE McAfee Antivirus Plus 2014 with either purchase. A $39.99 value. You MUST enter Promo Code: ONLY4DANS

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Southwest Airlines Rapid Rewards Card: Get 50,000 Points

From the Southwest blog:
-More international Airtran flights switch to Southwest-which makes them eligible for redemption and companion pass usage.  And the international expansion is only just beginning.
A companion pass lowers the cost of a nonstop flight from NYC/Islip to Fort Lauderdale for example from under 11,000 points round-trip per person to under 5,500 points round-trip per person. (Sample date 03/31-04/07)
-You can now book flights through October. You can always redeem points now and rebook if the price drops or cancel if your plans change, all without paying any fees.
-Yisrael LUVs Southwest and catches their attention.
—————————————————————————

Originally posted on 01/09/14:

Southwest Airlines Rapid Rewards Premier Chase Visa Signature Card

Signup offer and anniversary bonus:

You can get 50,000 points when you spend $2,000 within 3 months of getting the card. They’re marketing this as 2 roundtrip flights but in fact it is enough for up to $970 of flights on Southwest.

For example a one-way Los Angeles-Las Vegas flight on 05/07/14 is $62 with tax.
It can also be bought for 3,060 points plus $2.50 tax.
So 3,060 points gets you a value of $59.50 ($59.50 airfare less the $2.50 tax required on the points ticket)
So each point is worth 1.94 cents (59.50/3,060), valid for redemption on all flights. so you can stretch out those 50K points points for as many as 16 flights with Southwest’s low prices or 32 flights if you earn a companion pass.

Note that effective for booking made on or after 03/31 the value of Southwest points will be going down.  For the flight in the example above you will need 3,570 points.  For that route the value per point will be 1.67 cents (59.50/3,570).  However you can still transfer points into the old program which isn’t being devalued-see below for more.

Free changes and cancellations. Lock in low fares with no penalty:

While other mileage currencies now charge $200 to cancel an award ticket, Southwest continues to allow you to cancel an award flight and redeposit the points in your account for future use without any penalties! Coupled with 2 free bags per person and that’s a lot of added value. A family of 4 needing to cancel award tickets on another airline would set you back $800 versus it being a free change on Southwest. A family of 4 checking 2 bags each would run $480 round-trip on another airline versus paying nothing on Southwest.

Thinking of taking a trip but not 100% sure about it? With Southwest points you can lock in a good rate and just cancel the trip free of charge at any point before the flight if you can’t make it!

You can use the points for yourself or book award tickets for anyone else you want to give a ticket to.

Airtran flights:

You can also use your points for Airtran flights as well! Plus because you will be booking the Airtran flights via Southwest.com you will get 2 free bags and free changes and flight cancellations as well!

Don’t fly?

You can also use 50,000 points to get $500 worth of gift cards to places like Alamo, Amazon, Avis, Bed Bath & Beyond, Best Buy, Bloomingdales, Brooks Brothers, Budget, Carnival Cruises, Children’s Place, Express, Fairmont, Gap, Hertz, Hyatt, Kohl’s, Lowe’s, Macy’s, Marriott, Motherhood Maternity, National, Nike, Office Depot, Saks, Sea World, Sears, Shutterfly, Staples, Starbucks, Toys R Us, TJMaxx, Walmart, Zappos and many others.

————————————————————————————————————

With Southwest’s Rapid Rewards “2.0” program you can redeem points for any seat on any flight. There are no blackout dates or capacity controls.

The value per point will depend on your route, but points always seem to be worth more than 1.8 cents each for discounted fares.

When Southwest has a fare sale the amount of points go on sale as well as it tracks to the price of the ticket. Best of all Southwest will refund your points if the price of your award ticket falls!  Just rebook your trip online for the same dates or give them a call for the credit.

You get 1 point per dollar on regular purchases and 2 points per dollar on Southwest purchases, including hotel and car rentals via Southwest.

Companion pass:

Plus you get a free companion pass if you earn 110,000 points in a year from most sources, including earnings from credit card signups and credit card spending! If you earn 110,000 Southwest points in 2014 the pass will be good until 12/31/15. The pass allows you to bring a companion with you for free whenever you fly Southwest, even if you are flying on a free ticket! There is no limit to the number of free companion flights that you can take.

Points transferred from Ultimate Rewards to Southwest don’t qualify towards companion pass status, but points transferred from Ultimate Rewards into Hyatt and then into Southwest do qualify. So you can transfer 50K Ultimate Rewards points into 50K Hyatt and 50K Hyatt transfers into 30K Southwest.

In other words if you get 50K points from signing up for this credit card you can transfer 100K Ultimate Rewards points to Hyatt and then into 60K Southwest points, worth about $1,170 towards Southwest travel. Plus then you’ll have a companion pass so that you can bring your companion for free whenever you fly Southwest, so that $1,170 toward Southwest is really doubled to $2,340 because of the free companion ticket. Not a bad value for a 100K Ultimate Rewards transfer.

See this post for more info on the Ultimate Rewards program and associated credit cards.

Transfers to Airtran and Rapid Rewards “1.0”:

You can transfer increments of 1,200 Southwest points into 1 Airtran credit. Here is Airtran’s award chart, which does not price awards according to the cost of the flight. Thus you can get an international round-trip award ticket for just 19,200 Southwest points. These awards are capacity controlled however. A business class upgrade on Airtran is just 4,800 Southwest points.

Once they are in Airtran you can also transfer them back into Southwest’s old Rapid Rewards 1.0 program. In this program awards are just 16 credits (19,200 points) round-trip, no matter how expensive the flight is. These are also capacity controlled, but for some flights you will come out far ahead with this old program.

And as always, Southwest:
-Gives 2 free checked bags per passenger.
-Does not charge change fees to switch your flight. Whether you are on a paid or an award flight you can change without penalty!
-Does not charge a cancellation fee to cancel your flight (you will get Southwest credit for the full amount paid, even on non-refundable wanna get away fares) or to cancel and redeposit your award flight.
-Refunds the fare or point difference if the price of your flight goes down after you buy it, just call to get the credit at any time before your flight!

——————————————————————————-

Other Chase consumer cards you can get at the time as the Southwest card include the Chase Sapphire Preferred (40K signup points plus another 5K points for adding a free additional user, no fee the first year, plus 2.14 points per dollar on travel and dining with no Foreign Exchange fees), Chase British Airways , Chase Freedom (which gives 5 points per dollar in rotating categories and 10% bonus points if you have a Chase checking account), and the Chase United Explorer (which gives free luggage, free primary car rental insurance in most countries worldwide besides Israel, expanded saver and standard award ticket availability, priority boarding, and more).

The Chase Ink Plus and Chase Ink Bold business cards both give 50,000 signup points and offer 5 points per dollar on telecom, cable, and office supply stores, 2 points per dollar for gas and lodging, no foreign exchange fees, free lounge visits, and a waived annual fee for the first year.

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10 Bottles Of Softsoap Hand Soap With Aloe For $8.41 With Free Shipping From Staples

Softsoap Hand Soap With Aloe Linky

These are normally $1.99 each and are on sale for 99 cents each (Limit 10).

Signup and login to a free Staples Rewards account and you’ll get free shipping on all of your Staples.com orders with no minimum order size required!

Plus use the following code for an additional 15% off: 70699

I just bought 10 bottles and it came out to $8.41 (plus tax) with free shipping that I gladly put on one of my Staples gift cards that I got as a rebate from the last Visa card special.

HT: ShlockDoc, via DDF

Don’t forget to use your Ink Plus, Ink Bold, or Ink Cash card to earn 5 points per dollar!

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$15 Off $40 Of Up & Up Products From Target

To get an in-store coupon for $15 off $40+ of Up & Up Products from Target just text UPANDUP to 827438

The coupon will expire 03/15.

HT: ShlockDoc, via DDF

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$5 Statement Credit For Spending $25 On Food Delivery From Delivery.com

-Find local restaurants that delivery to your address from Delivery.com here.

-Sync your American Express card with your twitter account and get bonus savings.

Step 1: Tweet #AmexDelivery

Step 2: Click on @connect to confirm that you are registered.

Spend $25 in one order by 04/06 and get a $5 statement credit.

Offer Terms Linky

You may also be able to register by logging in on americanexpress.com, on Facebook, on Foursquare, or on the AMEX app.

Forgot which card is synced to your social media account? You can unsync and resync cards here.

LA kosher restaurants include:
Got Kosher
Bodhi Kosher Thai Kitchen
Pico Cafe
MexiKosher
Bibi’s Bakery & Cafe

In Crown Heights, Brooklyn, Empire Grill participates.

Find more kosher places? Hit the comments!

HT: moe

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Download A Free Amazon App Store Android App And Get A $1 MP3 Credit

Download A Free Amazon App Store Android App And Get A $1 MP3 Credit

See link above for free music and game apps that will earn a free MP3 credit as well.

-You can download the Amazon app store here.

-Every day Amazon has a different app for free for their app store that can be found via this link.

-Promotional offer limited to one promotional credit per customer.
-Promotional offer is valid from February 1, 2014, through December 31, 2014 and subject to change. You must redeem the credit by January 31, 2015.

HT: yitzyul, via DDF

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Ad: Last Chance For Exclusive DansDeals 50% Discount

Please note: This is a paid advertisement which is stickied as the top post, please scroll down for new posts.

Auction is tonight, Sunday March 9th 8:30 PM

www.mychabadauction.com’s annual chinese auction is tonight, Sunday, March 9th. 60 prizes worth $100,000. Fighter Pilot for a Day! $1,000, Google Glass, Apple Macbook Air, iMac, Macbook Pro, iPad, iPod, Vacations, etc are just some of the great prizes you can win.

The first 25 customers only can use the following coupon code in their cart to receive a whopping 50% off: DD

Coupon will expire after 25 uses!

Offer cannot be combined with other coupon codes NO MINIMUM is required. Excludes Split the Pot and Jackpot.

www.mychabadauction.com

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Will Sapphire Preferred’s Annual Fee Be Going Up For New Applicants?

DDF user AAFlyer first reported seeing an annual fee of $149 on Chase.com for the Sapphire Preferred after the first free year. Then BarryLincoln said that he saw a $125 offer.

Indeed by using a couple of different browsers to go to Chase.com I was able to replicate both of their findings:

$149 annual fee:

sapp1

$125 annual fee:

sapp2

 

 

 

 

 

 

For now, my affiliate Chase Sapphire Preferred link is still showing free for the first year and then a $95 annual fee:

sapp3

 

 

 

 

 

 

 

All of the cards have the same offer of 40,000 bonus points for spending $3,000 in 3 months plus 5,000 additional bonus points for adding a free additional user.

I don’t have any information on pricing changes, but in the past changes first occur on Chase.com and then for my affiliate link. That has happened with the Ink card, Freedom card, etc.

Indeed the Southwest offer direct from Chase.com is now back down to 25K while my affiliate Chase Southwest link is still showing the 50K bonus…for now.

Maybe they’re testing different levels, maybe a change is coming for everyone, hard to say at this point. But if you do want to lock in the lower fee now seems like a good time to apply.

The Sapphire Preferred is one of the best all-around cards out there with a great signup bonus, great year-round spending bonuses, and great benefits.

It gives free primary car rental insurance in Israel while offering 2.14 points per dollar spent and no foreign exchange fees.

Sapphire Preferred cards have an EMV chip so that you’ll be able to use your card in more places when abroad.  The card is made from metal and feels awesome.  Plus when you call the number on the back of your card a human being answers right away. No phone maze to fight with and no hold time.

Besides for the Sapphire Preferred’s excellent signup bonus the card also offers:
-No foreign exchange or transaction fees so you’ll always get the best possible rate.
-2.14 points per dollar on all airfare, including tickets bought from travel agents and online agencies.
-2.14 points per dollar on timeshares (just in case you’re a real sucker)
-2.14 points per dollar on car rentals.
-2.14 points per dollar on hotels.
-2.14 points per dollar at restaurants, fast food, coffee shops, bars, lounges, and cafes (3.21 on the first friday of the month)
-2.14 points per dollar on catering (3.21 on the first friday of the month)
-2.14 points per dollar on transportation including trains, buses, taxis, limos, ferries, bridges, tolls, and parking.
-1.07 points per dollar elsewhere.

Sapphire Preferred also offers protections including very generous travel protections when the trip is charged to your card:
-Trip cancellation insurance ($5,000 per individual trip or $10,000 per family trip).
-Lost luggage protection ($3,000 per person)
-Trip delay protection ($500 per person for trips delayed by 12+ hours or that require an overnight stay)
-Baggage delay protection (If delayed 6+ hours: $100 per day per person up to 5 days)
-Travel accident insurance
-Price protection ($500 per item that drops in price within 90 days of purchase)
-Return protection ($500 per item for 90 days)
-Purchase protection ($500 per item damaged or stolen for 120 days)
-Extended warranty protection ($10,000 per item for an extra year on original warranties of 3 years or less)

Points can instantly at an equal ratio transfer to:
-United (Star Alliance)
-British Airways (OneWorld)
-Korean (Skyteam)
-Southwest
-Virgin Atlantic
-Hyatt
-Marriott
-Ritz Carlton
-Priority Club
-Amtrak

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25% Off Crocs, Plus Get Free Shipping On $24.99+ Orders

Crocs.com Linky

Crocs Clearance Linky

Use code (Exp: 03/09): FRIEND25

HT: Marco Polo, via DDF

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Yummy Earth Candy On Sale From Amazon

Save an additional 15% by clipping the coupons on the products below.
Plus save 5-20% with subscribe and save.

-Yummy Earth YumEarth Family Size Organic Drops
Yummy Earth Organic Lollipops
Yummy Earth Organic Candy, 5 Pound Bag

Certified Chof-K parve and just in time for Purim!

HT: Marco Polo, via DDF

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20% Off Select Shoes And Handbags From Amazon

20% Off Select Shoes And Handbags From Amazon

Use code (Exp: 03/16): SPRINGSH

The code only works for shoes and bags found via the link above that are shipped and sold from Amazon.  If you’re looking for other shoes (like Ecco, etc), you can see this post to save 20% one time per Amazon account on all shoes, clothes, watches, luggage, handbags, And jewelry From Amazon.

HT: springles, via DDF

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Reminder: Earn 3.21 Points Per Dollar With Sapphire Preferred At Restaurants Today

Today and on every first Friday of every month you will earn triple points with your Chase Sapphire Preferred card on all dining purchases. Normally you earn 2.14 points per dollar on dining, airfare, hotel stays, and car rentals.

This program was introduced in 2013 and has been extended for 2014 as well.

Together with the 7% annual dividend that means 3.21 points per dollar. For example if you spend $100 in any restaurant you’ll get 300 points on your next statement plus 21 additional points as part of your annual dividend.

Dining on the Sapphire Preferred card includes all sit-down restaurants, fast food, coffee shops, catering, bars, lounges, and more.

Don’t want to eat out today? Ask your favorite eatery if they sell gift cards or will allow you to have a credit balance in your name and lock in 3.21 points per dollar by purchasing them today!

Need to pay a caterer? Do it today and pocket the extra miles!

Are you outside of the USA? Not to worry, the Sapphire Preferred card does not charge any foreign transaction fees. (Which also makes it the best card for car rentals in Israel: 2.14 points per dollar, free primary CDW insurance with no deductible, and no foreign use fees).

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Ad: Baby Jogger End-Of-Year Clearance Sale: Up To 40% Off!

Please note: This is a paid advertisement which is stickied as the top post, please scroll down for new posts.

Considering a new stroller? Now is the time to go for it! PishPoshBaby has all 2013 models of Baby Jogger strollers on sale – this is the stroller blowout sale of the year.

City Mini Single 249 169!
City Mini GT Single 349 239!
City Mini Double 449 315!
City Mini GT Double 579 384!
City Select Single 499 349!
City Select Double 659 499!
City Versa 449 319!

Plus FREE SHIPPING on $75+ & NEXT-DAY DELIVERY to the Tri-State area! Sale won’t last too much longer – don’t hesitate.

Confused about the number of options available out there? Give us a call at 877.747.4767 with any questions.

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Visa Gift Card Special At Office Max Stores Next Week

Update: 03/06, Let the good times roll…at least until 03/08!  The spoils goes to those who conquer from within 😉

???????????????????????????????

 

 

 

 

 

 

 

 

 

Update, 03/03: I’m already in for $5K so far, post your results in the comments! Yesterday was a bit of a pain as the promotion wasn’t properly activated and had to be manually applied by a store manager but today was easy sailing.

I’ve been buying 5 of the $200 cards in a single transaction and the coupon that they scan at the register automatically takes off $60. Total comes out to $974.75 for $1,000 in Visa cards and more importantly, quintuple points!

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Originally posted on 02/28:

If you buy at least $250 in Visa gift cards between 03/02-03/08 you’ll get $15 off instantly.

That means you can get 2 $200 cards for below face value and you’ll get quintuple points by using your Ink Plus, Ink Bold, or Ink Cash card.

A $100 card normally costs $105.95 and a $200 card normally costs $206.95.

If you open a new Ink Plus card for example and spend $5K at Office Max you would have a whopping 75,000 Ultimate Rewards points.  That’s more than enough for 16 (!) free short-haul flights or for 6 nights at the cash and points rate at a incredible high-end hotel like the Grand Hyatt Kauai, Andaz Maui, or Park Hyatt Maldives. (This new award works with Hyatt suite upgrades and it’s worth noting that those expire today if you have any.)

Officially there is a limit of 2 $15 discounts per person though in the past my local stores haven’t enforced any limits.
The Visa cards can be loaded onto Bluebird at WalMart via the ATM or any cashier, sent to a friend via Amazon Payments, loaded on a money order at any store besides for the post office that accept debit cards for a money order (my local grocery store does this for 50 cents), etc.

Or just use them for everyday purchases knowing that you already got the cards below face value and that you earned 5 points per dollar!

HT: raccah, via DDF

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Yes, Twitter Turned Off Many People’s Text Alerts Last Week. Yes, You Can Turn Them Back On.

Related posts:
DansDeals.com: Stay Connected And Never Miss Another Deal!
Get A Text Message Whenever A Deal Is Posted
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Late last week for whatever reason Twitter seems to have disabled text alerts for many people who were getting a text message whenever a new deal was posted.

I’m aware of this because several hundred of you have been emailing me either telling me of that fact or asking that I turn it back on for their Twitter handle.

There’s nothing I can do on my end, but all you need to do is go through the steps in this post to re-enable text alerts. Once you do that you should be good to go.

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Dell XPS 8700 Core i7 Desktop For $614.99 With Windows 8 Or $664.99 With Windows 7

Buy this desktop on an American Express card like the Starwood Preferred Guest® Credit Card from American Express or the American Express® Premier Rewards Gold Card and you’ll get a 2nd year of top notch warranty coverage from AMEX for free! Have a problem with the desktop during the AMEX warranty year? AMEX will pay to fix the problem or refund the entire purchase price of your desktop, free of any hassle!
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Dell XPS 8700 Desktop Linky

Use code: 7CGSBDFTF3TNBR

Specs:
-4th Generation Intel Core i7-4770 Processor, 3.4 GHz
-Windows 8.1 64Bit
Upgrade available to Windows 7 for $50
-8GB RAM (2 of 4 slots used)
Upgrade available to 12GB (4 of 4 slots used) for $100
-16X CD/DVD burner (DVD+/-RW), write to CD/DVD
-1TB 7200 RPM SATA Hard Drive 6.0 Gb/s
-NVIDIA GeForce GT 635 1GB DDR3 Dedicated Graphics
-Dell Wireless 1703 802.11a/b/g/n
-Bluetooth v4.0
-Dell KB213 Wired Multimedia Keyboard
-Dell Laser Mouse

HT: SearchGuy, via DDF

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Join Me For Pesach!

I’ll be spending Pesach this year with Smilow Family Tours at the AAA 4-Diamond Bonaventure Resort in Fort Lauderdale!

OK, as a hopeless foodie who has never been to a Pesach program before I’ll admit to being most excited about the promised 5 star culinary experience and how that will be accomplished with a completely non-gebroktz and cholov yisroel menu. I’ve heard from past attendees that dishes like pancakes, waffles, pizza, pasta, and baked goods taste like the real deal.  The only question is how many times I’ll make a mezonos instead of a shehakol 😉

But I’m also excited about the opportunity I’ll have there to talk about credit cards, miles, points, and travel in different format than I have until now.  I’ve run 8 sold out seminars which have been attended by thousands of people and have loved getting to meet so many of my readers face-to-face to talk about our addictive hobby.  I’ve gotten lots of positive feedback about the seminars but the most common complaint from folks is that I cover so many topics in such a short period of time that it gets overwhelming.

Unfortunately I don’t normally have a good solution for that.  There’s just so much information to cover in less than 3 hours.  I take lots of questions after each seminar from the audience (and the Q&A formats have been much improved of late) but it’s still a lot to digest.

With a captive Pesach audience I’ll be able to break down the topics into separate sessions, allowing more time to cover each section, and allowing for questions and answers after each session.

Also at the program will be world renown lecturers like Charlie Harary, R. Zecharia Wallerstein, R. Menachem Nissel (all the way from Israel), R. Daniel Mechanic, and Dr. David Lieberman.

Entertainers will include Avrohom Fried, Sruli Wulliger, The Yedidim Choir, ventriloquist Chuck Field, and from LA, comedian Avi Lieberman. A Teen Program/Camp will be run by the NCSY’s energetic R. Avrohom Walkin.

You can find out more on www.smilowfamilytours.com, by emailing info@smilowfamilytours.com, or by calling 323-275-1949.

Will I see you at the program? Hit the comments!

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Spend $100 On P&G Products At Costco And Get A $33 Cash Card!

Spend $100 On P&G Products At Costco And Get A $33 Cash Card

See link above for the 38 qualifying brands.

Buy more than $100 of P&G products sold at Costco warehouses or Costco.com between 1/30/14 and 3/31/14. Purchase total must be more than $100 before tax and after any coupons or other discounts are applied.

Plus there are lots of additional savings in the current Costco coupon book available at the membership desk that runs from today through 03/30. For example:
-$2 off Bounty Paper Towels
-$2 off Charmin Bath Tissue
-$1.80 off Bounce Dryer Sheets
-$4 off Crest Toothpaste
-$3 off Duracell 9V
-$3 off Cascade
-$2 off Mr Clean Magic Eraser
-$6 off Prilosec

HT: pointsqueen, via DDF

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