Update: DEAD! Don’t miss it if this becomes alive again. Sign up for deal notification alerts here!
Update: This limited time offer will end today, 3/14 at 2:59pm EDT! Signup now to get enough miles for a round-trip lie flat seat to Israel or 13 domestic tickets for free!
Also ending at 2:59pm EDT today, is the Spark Cash Plus Card which is offering a $3,000 bonus on $50,000 spend. You can read a post comparing the 2 offers here.
Read 30 awesome ways to redeem Capital One miles here.
Capital One Launches Venture X Card: Earn 100,000 Bonus Points Along With Awesome Benefits And Lounge Access!
Table of Contents
Capital One has launched their first ultra-premium card, the Capital One Venture X Card.
For a limited time, new Venture X cardholders will earn 100,000 Capital One miles for opening this card and spending $10,000 in 6 months.
Additionally for a limited time, new cardholders will also get $200 in statement credits for vacation rental purchases like VRBO, Airbnb, Vacasa, Turnkey, Sandbridge, and more, for use within 12 months. Those credits can be applied multiple times until you spend $200.
As you earn at least 2 miles per dollar everywhere, that’s a potential 120,000 miles for spending $10,000 in 6 months. 120K miles can be used for $1,200 of travel, dining, or gift cards. Or it can be transferred into 120K airline miles where they can be much more valuable.
Note that Capital One pulls and reports to all 3 of your credit reports. It can be difficult to get approved for more than 1 Capital One card every 6 months. You can have both the Venture and Venture X cards.
There is a $395 annual fee for the primary card and no annual fee for up to 4 additional cardholders. There is no minimum age limit for additional cardholders and you don’t need to provide a SSN for additional cardholders.
Annual travel credit:
Receive a $300 annual travel credit every cardmembership year for all travel booked through the Capital One Travel portal, where you can book flights, hotels, and car rentals. Those credits can be applied multiple times until you spend $300. If you maximize this credit, this card’s effective annual fee is just $95.
Cardholders will get an anniversary bonus of 10,000 miles every year that they have the card. Those miles are worth $100 towards travel or gift cards, but they can also be transferred into 10K airline miles where they can be much more valuable. At a value of 1.5 cents per airline mile, that’s like another $150 back every card anniversary.
Between the $300 annual travel credit and the 10,000 mile anniversary bonus, the annual rewards can be worth more than the card’s annual fee!
Global Entry/Pre-Check Fee Refund:
It costs $85 to apply for a 5 year TSA Pre-Check membership which makes flying pleasant again. Shorter lines, no need to remove your shoes, belt, jacket, or hat. You can keep your laptop and small liquids inside your carry-on. And you go through a good old fashioned metal detector instead of assuming the position in the body scanner. If you charge it on your card the fee will be refunded.
It costs $100 to apply for a 5 year Global Entry membership which lets you bypass the customs line. If you have Global Entry you also get TSA Pre-Check for free.
If you charge it on your card the fee will be refunded. You can get refunded for this charge once every 4 years.
You can read more more about the differences in this post.
My whole family has Global Entry and it sure makes traveling a whole lot easier!
Capital One Lounge Access:
Capital One airport lounges have now launched with its first lounge in Dallas/DFW in terminal D near gate 22. The lounge is open from 7am-7pm. Lounges in Denver/DEN and Washington/IAD will open next year with more lounges to come.
Venture X cardholders get unlimited free entry and can bring 2 guests for free. You need to have a departing or connecting flight within 3 hours to use the lounge.
Best of all, Venture X additional cardholders are free and they also get unlimited free entry and can bring 2 guests for free!
Lounge access for Capital One Venture and Capital One Spark Miles cardholders is $45 per person per visit. Those cardholders also get 2 free visits per year. Lounge access for everyone else is $65 per visit. Kids under 2 are free.
Lounges feature grab and go food with to-go bags for your flight, fully stocked bars with local beers and craft cocktails, coffee bars, work zones, exercise rooms with Peloton bikes and yoga mats, nursing rooms, kids rooms, soundproof relaxation rooms, luggage lockers, multi-faith prayer rooms, and shower suites!
Priority Pass Membership:
Venture X Primary and additional cardholders get a complimentary Priority Pass lounge membership.
Priority Pass lounge membership allows you to bring 2 guests with you into over 1,300 airport lounges.
There are also many airports with restaurants that have $28 credit per person with Priority Pass membership. I’ve used that to get free granola bars, potato chips, and drinks to go!
Other airports have spas that are accessible with Priority Pass.
While AMEX no longer allows Priority Pass to access spas or restaurant credit on their cards, Capital One will allow cardholders to use that credit!
- 2 miles per dollar everywhere.
- 5 miles per dollar on flights booked via Capital One Travel, plus get a refund if Hopper by Capital One Travel says to buy a flight and the prices goes down within 10 days. Cardholders can also freeze the price of select flights for up to 14 days!
- 10 miles per dollar on hotels and rental cars booked via Capital One Travel.
- There are no foreign transaction fees.
You’ll need to spend $10,000 on this card within 6 months for 100K bonus miles.
You can pay your federal taxes for a 1.96% fee. If you overpay your taxes you can request a refund or apply it to your next year’s taxes.
My local natural gas company allows me to prepay up to $1,000 on a credit card for a $1.65 flat fee. That’s a great way to earn miles and help meet a spend threshold. My electricity supplier allows me to pay with a credit card for free as long as I am enrolled in autopay.
See this post for more ideas on meeting a credit card spend threshold.
Hertz elite status:
Venture X Primary and additional cardholders get Hertz President’s Circle elite status. Benefits include skip the counter and e-return, the widest vehicle selection, guaranteed upgrades, free additional driver, and more!
Excellent Visa Infinite card benefits:
This will be a Visa Infinite card, which means it will come with awesome benefits like 3 free years of Shipt for free deliveries from Target stores and more.
Primary and additional cardholders get benefits like:
- Primary rental car CDW insurance, up to $75,000 of coverage
- Return protection, up to $300 per item and $1,000 per year.
- Cell phone insurance, up to $800 per claim and $1,600 per year if monthly bill is charged to card. $50 deductible applies.
- Trip delay insurance, up to $500 per person on delays of 6+ hours.
- Trip cancellation and interruption insurance, up to $2,000 per person.
- Extended warranty of 1 extra year, up to $10,000 per item.
- Lost Luggage Insurance, up to $2,000 per bag and $3,000 per trip.
- Travel Accident Insurance, up to $1,000,000 per person.
- Purchase protection for items damaged or stolen within 90 days, up to $10,000 per item.
You can change between the no annual fee Capital One VentureOne, the $95/year Capital One Venture and the $395/year Capital One Venture X, but you won’t get a signup bonus for upgrading from VentureOne or Venture to Venture X.
Use points for paid travel reimbursement:
You can redeem your points to pay yourself back for any travel related expenses (airfare, hotels, car rentals, cruises, ride sharing, etc) or book new travel at a value of 1 cent per point.
Airline and hotel transfer partners:
You can transfer points from Capital One into these programs at the following ratios:
- Aeromexico (1:1, SkyTeam)
- Air Canada Aeroplan (1:1, Star Alliance)
- Air France/KLM Flying Blue (1:1, SkyTeam)
- Avianca LifeMiles (1:1, Star Alliance)
- British Airways Avios (1:1, OneWorld)
- Cathay Pacific Asia Miles (1:1, OneWorld)
- EVA (2:1.5, Star Alliance)
- Etihad (1:1, No alliance)
- Emirates (1:1, No alliance)
- Finnair (1:1, OneWorld)
- Qantas (1:1, OneWorld)
- Singapore (1:1, Star Alliance)
- TAP Air Portugal (1:1, Star Alliance)
- Turkish Airlines (1:1, Star Alliance)
- Accor Hotels (2:1)
- Choice Hotels (1:1)
- Wyndham Hotels (1:1)
By transferring points to Accor, you can also transfer points to the following airlines via Accor at an effective 2:1 ratio:
- Iberia (Which can also be transferred to British Airways)
- Virgin Australia
You can also combine points between Capital One miles cards and you can transfer miles to any Capital One cardholder!
A nice perk is that after the 1,000 mile minimum transfer, you only need to transfer points in increments of 100, meaning you have fewer leftover points compared to other bank transfers.
- Avianca Lifemiles awards start at just 6.5K miles on United. Or save up for the 194K miles you’ll need for a round-trip first class flight in First Class from the US to Tel Aviv on Lufthansa with access to their amazing first class terminal during your connection with a Porsche transfer to your plane.
- Turkish Airlines has an incredibly generous award chart, with bargains on United like domestic awards, including Hawaii, costing just 7.5K miles in coach or 12.5K miles in business class! Tickets to Israel cost just 32K miles in coach or 47K miles in business class!
- 37K Flying Blue miles is enough to fly nonstop on Delta between North America and Israel.
- 120K Aeroplan miles is enough for a round-trip business class award between North America and 2 European cities.
- With 90K Cathay Pacific Asia Miles miles you can book a round-trip business class award between North America and Europe.
- With 180K Qantas points you can fly round-trip in El Al business class between NYC and Tel Aviv with no fuel surcharges.
- With 135K Emirates miles you can fly round-trip in A380 Shower Class from JFK to Milan with no fuel surcharges.
- With 217.5K Emirates miles you can fly round-trip in A380 Shower Class from JFK to Dubai with no fuel surcharges.
Dan’s Quick Thoughts:
This card seems like a no-brainer thanks to the annual credits that more than cover the annual fee.
Assuming you take advantage of those annual credit, there is essentially no cost for all of the card’s valuable benefits, like Capital One lounge access, Priority Pass lounge access, Hertz elite status, high end protections, and more. Plus, all of those benefits apply to free additional user cards and there’s no age limit for Capital One additional user cards. And the Priority Pass access isn’t restricted as it is on cards from AMEX.
With the ability to reimburse yourself for any travel purchase and the option to transfer points to airlines like Turkish, where you can fly anywhere in the US50 for just 7.5K miles in coach or 12.5K miles in first class, spending on the card is valuable and doesn’t require jumping through hoops with multiple cards as with other banks.
The 100,000 point bonus and $200 credit is just gravy on top of those benefits!
Will you signup for the Capital One Venture X Card?
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772 Comments On "Only 30 Minutes Left: The Best Credit Card Deal Of The Year! Easy Approval, 100,000 Points, $200 Vacation Credit, 13 Free Flights, And More From Capital One Venture X Card!"
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Sounds pretty sweet
Glad Capital one joined the Premium game…
Terrific benefits on this one.
Now all we need is categorized spend and we are all set 🙂
I haven’t had much success in recent years getting approvals from Cap1. Are there any thresholds where rejection is guaranteed (i.e. something along the lines of 5/24)?
When is next Tuesday? LOL. I think you mean THIS Tuesday.
Ha! Age old debate… THIS Tuesday might mean the Tuesday that was 2 days ago 🙂
No. That was last Tuesday.
How does their travel portal compare to ones like Amex Travel or Chase’s?
if I want to book a car, does it show comparable rates or accept corporate codes?
Yes! Because changes will no doubt be made fairly quickly. Such as the lounge policy, once they realize the issue with overcrowding they’ll be forced to limit it….
Can we downgrade this card in the future? If yes to which cards?
You should be able to convert between Venture and Venture X.
i callled and they said cant downgrade
How does this compare to Chase Sapphire Reserved? If you had to choose one, which would you chose?
They’re both excellent cards and have very different benefits, features, and mileage partners. Tough to pick one without knowing more about your usage and redemption patterns.
The capital one has return protection while chase sapphire don’t have so I think for that reason itself capital one is better
Sapphire Reserve has return protection.
If I block them from checking experian howich will it lower my chances?
What benefits do additional users get?
All listed in the post.
All? I’m assuming they don’t also get $300 travel credit
No, that information is all written in the post when there’s a benefit that applies to additional users.
What about global pre check?
Only one credit per account every 4 years.
No fee for additional users, and additional users get their own priority pass membership?
Is there any other card out there that offers that?
It’s actually even crazier. Not only do free users get Priority Pass, but they get it including access to restaurants. AMEX doesn’t even give that to primary cardmembers. This is huge.
As Dan mentioned in his linked post, the only other card that offers free users their own Priority Pass is the JPMorgan Ritz card, which isn’t available for new signups (the only way to get it is to convert from a Chase Marriott Consumer card). So yes, this new card offering this is big.
I truly hope it last – we are traveling almost at much pre-pandemic and PDX (home hub) has three restaurants ( it was easy to hit two of them before boarding – but construction has the air-side concourse connector blocked- as well Capers Cafe closes at 2PM).
Will they also offer a business card?
Not at this time.
CDW primary or secondary?
If everything holds, this is non-brainer. I would sign up. However, If they increase annual fee (which is likely) in the future, it would become another 2% cash back card with an annual fee. All the extras are nice but duplicated from other cards I own.
Free Priority Pass with restaurant access for free additional users probably doesn’t duplicate another card (unless you have the Ritz card) 🙂 But I agree, depending on your situation that might not be as valuable. For people living in airports (like myself here in CLE) with no Priority Pass lounge but with a great restaurant, it’s huge. 🙂
You need to travel more, CLE now has an excellent PP lounge 😀
It has a PP lounge, “excellent” might be a bit strong. But that plus Bar Symon, and CLE is actually a PP goldmine
I was thinking the same it’s pretty obvious that they will eventually hike up the annual fee to 495 then 595 the sweet offering is just for the beginning so they get sign ups however you can always downgrade to the venture with no annual fee and
Any cards cover primary insurance if I’m not on any car insurance?
I would regular insurance besides the collision one.
If you don’t have car insurance then even secondary coverage becomes primary.
Cards only cover collision, not liability to other cars and people.
What are the chances of getting approed if you already have a Venture card?
You always have a great answer!
Is that an exact or rounded number?
I got approved yesterday and I already have Venture, Spark Cash, and (2) Spark Business cards.
How strict are they? Would an 18 year old have good chance of being approved for this if it’s their first ever cc?
Do you have suggestions on other cards an 18 year old could be approved with?
Put them on your credit card as a user and in no time their credit score may match yours.
Would one be able to book & then cancel, in order to Receive a $300 annual travel credit for all travel booked through the Capital One Travel portal?
Feel terrible that missed out on recent 100k points offer on venture one card after spending $20k, so guess will have to do this.
Does Capital One require SSNs to add additional users? Is there a limit on how many you can add, and is there an age limit? I’d love to get Priority Pass for everyone in the family to add more guests 🙂
No SSN needed.
Limit of 4 AUs on Venture X.
No age limit.
@Dan if not using SSN for AU what id is needed (if any) for underage ( no photo ID) children who you have added as AU without adding SSN
Strong offering, however they were offering the same SUB on the $95 Venture card.
Now all they need to offer 1.25-1.5c when booking through their portal to leapfrog Chase.
Venture needed $20K spend for the 100K bonus.
Added value for redemptions would be nice, though don’t forget this earns at twice the rate of CSR/CSP for everyday spend.
True. But I already have the Spark Miles which has the same earning rate on everyday spend and the global entry, so for me it comes down to the SUB and how I value the statement credits(unlike the CSR credit which is very usable) and lounge access.
But yes for a very frequent flyer this card makes sense and I do like how they’re trying to offer a premium card without a mega fee- these days most cards are either $95 or $6-$700.
I guess the better question is why keep Spark Miles/Venture if you get this?
Well for one the Spark has generous retention. But yes if I didn’t have the Spark, it would be a no brainer. Let’s not forget it can be very difficult to get many cards from them.
That’s why I said I wished they offered added redemption value through their portal. That or 3x points on Groceries or gas etc would make it the most compelling all around card IMO
There was also a 200k signup bonus on the Spark but it required $50k in spend. It was definitely a sprint pulling it off but was well worth it 🙂
But costs $300 more and the $20k has 12 months to spend.
$300 more, less a $300 annual travel credit and 10,000 miles every anniversary, not counting lounge access and other perks.
Also with the $200 credit for airbnb – the fee pays itself and then some
Ony for 1st year
It’s a false comparison to compare “spend” on the CSR, since anyone fairly familiar in the game would spend on a Chase unlimited or Bonus category card and only use the CSR for the redemption value.
True, but that requires juggling multiple cards and no Chase card offers 2 miles per dollar for everyday spending.
There are certainly pros and cons both ways.
True, but you get 1.5 points per dollar spent on Chase Freedom Plus and can redeem those for 1.5 cents each via Reserve for a total vale of 2.25 cents per dollar spent. Of course that requires you have both cards but its a common 2-card combo in the Chase tri/quad-fecta!
If we get 1.5% on CFU and redeem on CSR at 1.5% then why is that value of 2.25% and not 3%?
1. Thanks a lot!
2. Does the refund for hopper telling you to buy exclusive to this card? Or Venture card too?
3. On that note, maybe you can do a comparison post between their cards?
4. How to transfer to any cap1 member? When I tried it said only to myself?
Can existing Venture cardholders get this card?
Thanks Dan. Do you still qualify for the signup bonus if you have the Venture or Venture One card? I did meet the deadline.
Can i have this and the venture at the same time?
you haven’t touched the moist important point – is it going to be metal? 🙂
It will be
No cards cover liability?
Call your car insurance provider. It may be included with your policy.
Amex platinum ICC
Does it earn points on foreign spend?
Why wouldn’t it
For some reason, it seems my AMEX biz gold doesn’t so I was wondering
All cards earn on foreign spend.
I got a Capital One business card in the past 6 months, is that likely to prevent me from getting approved for this card?
Card doesn’t seem all that great to me… particularly because I really hate cards/points/credits that require you to use their own travel portal.
You can apply credits at a 1% rate towards any travel already spent on the card. The portal requirement is for the $300 credit. That’s like a 2% cash back.
You can get the same value with a Citi Doublecash and apply the value towards any spend (not just travel).
Chase bifecta will get you 2.25% return but requires travel booked through portal.
This is a strong card but the only real benefits over the cheaper Cap1 cards are in the ancillary bonuses ($300 credit, lounge etc).
There is NO additional value in terms of spend or points value.
Not entirely true, you can get 2 miles per dollar and only need to have 1 card. No other card offers that with no cap.
For transferring miles – agreed. But isn’t that the same for the other Cap1 cards?
They also earn 2% uncapped.
Sure, but this card can have an effective negative AF vs $95 AF.
Plus you get PP and C1 lounge access.
Yes. Personally I ignore those parts of the value equation. It’s smoke and mirrors designed by marketing departments.
Real value is how much your spend yields (assuming you have significant spend).
The best pure value is therefore the Citi bifecta of 2% credit on anything (Doublecash) combined with TYP transfer to airlines that equals 2 miles per $1 spent.
Yes, that requires juggling more than one card but I’m not sure that’s a problem for most here 🙂
For those that would rather redeem for direct bookings on the chase travel portal, the Chase Bifecta with an effective 2.25% would probably be the best option.
However when booking hotels through the travel portals you don’t earn miles (and officially member benefits)on your stay
Now we just need them to give some kosher food at their lounges!
Be sure to send them feedback!
can u get this if u already have a venture and can u pay the annual fee in points
You can at the statement credit rate, but that won’t be worthwhile.
In essence +10 extra points for first 10k of spending. Nothing crazy in that area being that u can get even better than that on the amex plat now
Considering AMEX Plat is officially once per lifetime (or at least once per x years) and has a much higher annual fee, not sure why that’s the comparison.
For someone who already has most of the benefits on other premium cards, Is it worth applying for the 100k points and paying the AF?
(I have no C1 cards. But have 2 Amex plats, Aspire, and many other cards)
Sure, as the credits more than cover the fee!
Do you have a Priority Pass that covers PP spa, bars, and restaurants? Plus there’s the Capital One lounge access and point transfers to airlines like Turkish.
Used your link.
Approved for 20k.
Now gotta figure out how to take advantage of the benefits to warrant the $395AF
I rarely travel…
Excuse my ignorance? What’s the point of restaurant if no kosher food?
Drinks and possibly snacks
Any Forex fees associated with this card?
“There are no foreign transaction fees.”
i just wish they had a business card that didn’t report to all the credit agencies
Spark Cash Plus doesn’t report.
Approved! ty Dan
Approved! First Cap1 card since well… forever
Appreciate the great breakdown of this card; fingers-crossed the Auth User benefits don’t get nerfed too soon.
Congrats and thanks!
Dan, After first year, can this be down graded to a no fee card and still keep points alive? If so, what are the choices? Thanks.
Should be able to convert to no AF venture one. Correct me if I’m wrong
That is my understanding as well.
Able to book flights thru portal to get $300 travel credit and then cancel ticket for refund while still maintaining credit?
The terms state that they reserve the right to do a clawback in that case, though you can still rebook if they do clawback.
Is the $300 credit based on calendar year or anniversary?
Is it time to downgrade my CSR ?
This card could well make that argument, though you would lose out on 1.5cpp Chase redemptions.
I would say absolutely not so long as you have 30K+ points and use CSR for travel spending and restaurants. The $300 annual travel credit on CSR is awesome, and getting 1.5cpp is huge. I see this card as a supplement to CSR personally since I can use it at grocery stores and non-travel/dining expenses.
Dining earns more on CSP than CSR.
$300 travel credit just make CSR effective annual fee $250. So then the question is just do you get that value from the 1.5cpp redemption and the extra 0.9 points per dollar on travel?
After taking into consideration the Effective AF of $250, the actual redemption value can be broken down based on the amount spend on chase travel.
Spend $1,000 Effective Redemption Value $0.0113
Spend $1,500 Effective Redemption Value $0.0125
Spend $2,000 Effective Redemption Value $0.0131
Spend $2,500 Effective Redemption Value $0.0135
Spend $3,000 Effective Redemption Value $0.0138
Spend $3,500 Effective Redemption Value $0.0139
Spend $4,000 Effective Redemption Value $0.0141
Spend $4,500 Effective Redemption Value $0.0142
Spend $5,000 Effective Redemption Value $0.0143
And that doesn’t even take into consideration the lost potential value of spending on a card that would give you 3-5 point on travel
In order to take advantage of the better benefits of PP thru C1, do I need to cancel PP I have with Amex, or simply just apply for a new one with C1?
Simply apply for a new one with Capital One.
$300 annual travel credit, so double dip opportunity for year 1 then? If so, this is a no brainer.
Wondering the same. Maybe you can even downgrade after getting the anniversary 10K…
also to ponder if they pro-rate the annual fee when canceling after 13 months (and double dip on 10k/$300 travel)
Are you sure this card has return protection? Extremely underrated benefit
Yes, the full guide to benefits can be found via the link in this section:
Dream card for those of us TLV based. Will apply, bit highly doubt I’ll get approved…
Would have been even more dreamy back when Shmoozy Bar TLV was part of PP, good times there getting free bottles of wine! 😀
Holy guacamole!!! I got approved, and a $20K limit. The day I’ve been waiting for… a one-card wallet (well..I guess I’ll hang on to Bilt Mastercard for access to Hyatt and AA earn, and maybe Amex Aspire, and maybe also…okay who am I kidding.. no one-card wallet :-)) and best of all: bye-bye Barclays Arrival Premier!!!!
Please elaborate. Do you mean for PP membership?
Just got denied
Anyone else get this?
“Oops, our bad!
We are experiencing technical difficulties right now and may not have received your application successfully. Please wait at least 24 hours and call 1-800-903-9177 to check the status of your application. Our hours of operation are M-F 8AM-8PM EST.”
Try applying incognito if the application didn’t go through.
Seems like $30K is a common credit line. Myself & 2 friends all got that same number.
yup , me too
Applied and approved, thanks Dan
Do I need to have all three credit reports open or can I block experian?
If you try, let us know how it goes. 🙂
Says in the terms
I understand that I am not eligible for this offer if:
I have implemented a credit security freeze or credit lock with one or more of the credit bureaus, which prevents Capital One from accessing my credit report.
can you us points to pay off annual fee?
can you use annual travel fee for buses like commuting?
You can at the statement credit rate, but that won’t be worthwhile.
No, the $300 is only for bookings made via the portal. However you can use points to reimburse travel related expenses.
It won’t let me access the travel portal. Getting a message:
“To access Capital One Travel you need an eligible credit card associated with this account.”
Have you activated your card?
Approved! Same 30k.
I mainly book travel with points, how I can still utilize the the $300 credit when it must be booked Thru there portal?
Use it for car rentals?
Never take car rentals. And even if I do most probably can get better deals with status direct or others.
Can convert American or United tickets into vouchers that can be used by anyone…
Then again have to be used towards a cash ticket. Do those vouchers have an expiration date ?
United is 24 months and can be extended. It can also be sold on the grey market.
But anyway, there’s plenty of times that miles aren’t a good value, so why not use this credit then?
Well , I don’t travel often. I mainly want to get the card for the bonus points.
You can sell vouchers or credit on DDF.
American tickets booked with OTAs only get flight credit to be used for the original traveler.
From a sad experience this week.
Awesome DP. Hate booking with OTA –
Isn’t this ending with United 12.31.2021?
Only basic is ending. Should keep going for anything else.
Remains to be seen if it will be an amex style credit (only selected airline) or chase which worked on literally anything
Erm, no. That does not remain to be seen. The details are in the post.
Approved for both wife and myself!
Anyone else having issues linking to Award Wallet? Ever after I authenticate, I get error that “We don’t see any reward accounts under this login” on Award Wallet side.
Dan something is wrong with the site lately. When I try to post a comment thru my default galaxy browser the comment would not go true. It will just roll and roll. It only goes thru chrome Browser . Can you fix that ?
Incontigo on my default browser you mean ? It’s called secret mode by me. That doesn’t work neither. The problem started a few months ago but I thought it might be a temporary bug. It’s just annoying to have to go chrome anytime I want to post a comment.
Just make a test comment from the Galaxy browser. Worked fine.
Seems like a problem on your end.
Very weird. I use the note 10+. Any suggestions what I should do that night help ?
Worked fine from my Note 10+ Galaxy browser. You must have some setting off, but I’m not sure what.
Try updating the browser version?
Everything is up-to-date. I really don’t know what can be the reason.
Yup. Thanks JM. Cleared chache didn’t help. Had to clear cookies that helped. I’m wondering how many sites I’ll get logged out next time I browse there site
Planning on applying for this plus a chase card same day credit pull, does chase allow moving over credit from any personal cards even from UR cards/Airline cards.
The card seems like a no brainer for the sign up bonus. But if someone has both an Amex platinum and a CSR (and plans on keeping them) Not sure that the incremental benefits is worth keeping the card and remembering to use the $300 from the travel portal annually. The only difference I see is that you get 2 points per dollar for every day spending that can be 2 airline miles per dollar vs 1.5 per dollar on the freedom unlimited or ink. Though I still think that is a push since I would value the UR more since you have the flexibility to redeem those at 1.5c per dollar.
I guess the questions becomes, is CSR worth keeping over CSP?
Had same thoughts. but keep finding reason to keep CSR. The ability to use points at 1.5c for my Airbnb in Orlando made it worth for now
Inspiration hat tip on the new post? 🙂
@ Dan – you wrote how there’s “no age limit for Capital One additional user cards”. Does this mean that with Amex there is?
Can someone under 13 get an additional user card, spend $4k and get 20k MR bonus points (current biz card promo), without giving Amex their age?
You would have to give a birthdate.
If i have the venture already, will i still get sign up bonus for this?
This answers my question.
Anyone approved that had TU frozen?
got approved thanks DAN
Does spending by the additional user count towards the signup bonus?
Is the c1 travel portal easy to use?
Wondering if I need to wait to receive card to start signing up for all the status benefits and global entry etc…
Did you receive a virtual number upon approval?
Dan i try not to pay for travel so not sure how it makes sense I will be out $395 at the end of the day. All this would make sense if you pay for travel and want to be reimbursed but if I’m missing something let me know. Some cards you can redeem points 1c per point for annual fee which might still make sense but this card doe snot have that ratio so…..
are there other ways to to creatively pay off the annual fee other than using the points?
Sell the credit to someone who will use it?
sell it where?
Friends of family?
$300 annual credit sold at discount still wont cover AF of $395? is it a calendar credit so I get it twice?
There’s also $200 vacation rental credit the first year and a 10,000 mile anniversary bonus on subsequent years.
Authorized users count towards 5 /24 right ?
The Chase automated system would see it as a 5/24 card, but a recon rep can manually exclude it if the AU says they aren’t responsible for paying the bill.
i’ve earned my 100,000 bonus miles on the Venture card. Is there any value to keeping both the Venture and Venture-X cards (if approved)?
will all the benefits renew on the first of they year? So in the first year you get 2 of each one?
I got approved for 30K.
How does their travel portal compare to Chase’s?
Is there any way of transferring to Hyatt?
No, they’re exclusively with Chase.
what’s the best way to benefit from delta miles if I’m not flying now
A nice perk is that after the 1,000 mile minimum transfer, you only need to transfer points in increments of 100. Does this mean that once you have already transferred 1000 points for the 1st time, then you can always in the future transfer if you want even only a 100 points at a time? Or does it mean that you can transfer 1100 points instead of 2000?
1,100 instead of 2,000.
Dan, the AMES $ Centurion from the UK covers liability on car rentals as well as CDW, but it is very hard to get..
I’m talking about US cards. I can’t speak for cards from other countries.
You can get industry-best travel protections with the Amex Platinum International Currency Card. $1 million rental coverage including 3rd party liability, which is non-existent on regular U.S. cards. 4-hour delay coverage also, among a slew of other amazing coverages like attorney/legal fee coverage, coverage for lost cash (yes, hard to believe but true) and documents, etc. Downside is no warranty/purchase protection and hard to get it you only have a U.S. residence.
Approved for card today. Looked at my account and don’t see anything about Priority Pass. I know with some other card issuers you have to actually request the membership. Any idea how to requires the membership? Anyone else that was approved, do you see a link somewhere online to do so?
Found out how to get the Priority Pass with this card. You go here to register:
Hope that’s helpful for everyone.
hmm!! i got declined. Any guesses why that may have happened? Have excellent credit in general.
Do you already have 2 personal (not business) cards open by capital one ?
I have none with capital one for at least last 5-6 yrs.
Ok- they informed that I have too many revolving credits. Any idea if reconsideration line may help?
How many revolving credits do you have? Trying to figure out if their algorithm is set to 20 or 25
I don’t think I have too many. May be 8-10. But I have HELOC which has a loan.
My wife got approved for 30K. She has a C1 venture card already..
thanks bh got approved
approved for card today, how do i sine up for Hertz President’s Circle elite status.
“Cardholders can also freeze the price of their flight for 14 days!”
Which airline lets holding for so long? Are they guaranteeing space on the flight?! Like no risk that the flight will be sold out by 14 days? Sounds like it’s missing a detail or something.
I currently have 2 C1 cards, Journey and Quick Silver from way back when. I decided to just try seeing my pre-qualified results on C1 main site.
It came back as too many C1 cards and too many revolving accounts in general.
Do you think I’ll get approved if I apply for the Venture X?
Thanks. I applied and got approved instantly for 15k even though I already have 2 C1 cards and my credit wasn’t the greatest, cuz I just recently got a new car finance.
$300 travel credit per year plus $200 airbnb statement credit?
The $200 airbnb credit is just for the first year. In subsequent years you get a 10K annual bonus.
Dan – Does this mean if i just got the card i can get $200 in december 2021 and then again in the new year? Tnx!!!
Is there an official date when this offer will end?
can you used codes (hertz aaa enterprise etc.) when booking car rental on Cap1 travel?
if not then 10x on car rental not really a deal
Can I transfer these points to the capital one Gm card
Would one be able to book & then cancel, in order to Receive a $300 annual travel credit for all travel booked through the Capital One Travel portal?
Just got approved instantly with 30k credit line
Is it true that Capital one limits 2 personal credit card accounts per person?
Would an AU under 18 be able to get PP? Would PP know the age of the AU and deny based on that, after they’ve already been added as an AU?
+1 Had the same question…
@ Dan, is there a way for a Canadian citizen who just bought an apartment in the US but doesn’t have a SSN, can they get this card? I know that Chase requires an SSN for personal cards.
Approved with a $30,000 line. Thanks!
What gift card can the points be redeemed for?
Awesome! Got instantly approved using P2 info. Added AU (me) at approval, didn’t need SSN.
Unlimited Priority Pass for entire family, and annual fee is mostly offset by credits/ points!
I’m sure they’ll Nerf this card soon, like the CNB Crystal card a couple years ago
Thanks Dan. Finally some love from Cap1 with an approval.
@Dan how much do you value Cap1 points?
And is there any clue or guess what could be min. income needed to be approved for this card?
Anyone with info on how flight fares on Capital one travel compare with sites like Skyscanner.com studentuniverse.com?
Tried to check my self but access to site was denied since i don’t have any venture card.
Does this card offer road side assistance like the CSR card does?
Wow, got the cards last night through Fedex. That is quick and I am impressed. I briefly browsed the website and it is quite rudimentary. The benefits page is pretty much one-size-fit-all for all venture cards. Anyone knows:
1. How to link AU’s card to his/her own account?
2. how to request the priority pass?
Sadly, just got confirmation that Israel is EXCLUDED from CDW benefit.
How is the prognosis based on: 800+ score, ~20 cards open, ~8k spending monthly, no MS, no balance, 3 inquiries in past 6 months?
Should be OK. YMMV as always.
Does the $200 Airbnb statement credit work for Airbnb gift cards purchased directly from Airbnb?
Try and let us know 🙂
@Dan transaction shows “LGC*AIRBNB GIFTCARD” what do you think, will it trigger?
Did you try it and did it trigger the credit?
What ended up happening? Did it trigger
Did it trigger the credit?
What ended up happening? Did it trigger
Anyone know if jeevesfloridarentals.com will count for the Vacation rental credit?
Try and let us know
Same house is available on VRBO though, but Jeeves is cheaper – so would love to know in advance…
Confirmed it does work!
are there foreign transaction fees?
“There are no foreign transaction fees.”
My 18 yr old kid, student, no income got it with a 10K limit! Why it worked: an authorized user on some of my accounts for years, got the first primary credit card few months ago. They did ask for income, bank statements; which I provided because I agree to share the income.
Bottom line: nice card to start on the credit card adventures!
What was their first primary card? They asked for their income..etc..or yours?
No, the second. The first one was a regular AMEX gotten a few months ago. There were a number of options to verify the income and we used the bank statements for the last three months.
Can i pay this card with a check at Cap1 branch?
And if yes can it be third party checks [payed out to Cap1]?
I am paying for my C1 card with a third party check payed out to C1 @ there bank
still cant think of an easy way to pay off annual fee with the airbandb credit and travel credit
can I do refunables?
Has anyone received the card yet? Was approved last week and haven’t received yet.
Should I be concerned yet? Been a week
What chances of getting approved for this card if in July got the venture card (100k after $20k)?
My wife has a venture in April and she is approved.
Refunables will work with 200 and 300 credit?
got denied 🙁 any reconsideration line? do i have a chance in the bank itself?
Can somebody with accces to Cap1 travel check by the terms what is the max. refund you could get thru price match?
Page is loading but after a second requires to sign in but i don’t have a eligable card yet.
Price Match Guarantee
Flight, hotel, and rental car purchases made through Capital One Travel are eligible for price matches if you find a cheaper itinerary elsewhere and let us know within 24 hours of booking through Capital One Travel.
Qualification criteria. To qualify for Capital One Travel’s price match guarantee, the cheaper itinerary found must be:
An exact match to the original itinerary that was made within the last 24 hours (including the cancellation policy, i.e. refundable or non-refundable);
Priced in USD, including any taxes and fees;
Available to the general public. For example, this means that the rate doesn’t require the customer to log into a site or have a special membership;
Available at the time the customer contacts us. Our agent must be able to verify that the lower price exists.
Submitting a claim. You must submit a price match guarantee claim through an agent by calling Capital One Travel at 844-422-6922. Please provide the trip ID for the original booking, the amount of the lower price, and the website where you found the lower price so that our agents can verify the lower price. If the claim is verifiable, our agents will authorize the refund live on the phone.
If our agents are unable to verify the lower price, we will verify offline and will attempt to respond within 24 hours, though it may take longer in certain cases. If the claim is verifiable, you will receive an email confirmation of your refund. If the claim is not verifiable after an offline review, you will be notified of the decline by email, and you may not receive a refund.
Refund method and amount. For reservations that meet all price match guarantee criteria, we will refund you 100% of the difference in price to your original payment method (e.g., credit card and/or rewards redemption). If you used a credit card and redeemed rewards to purchase the fare, the difference will be refunded proportionally, up to the benefit maximum.
If your Capital One rewards are on a tiered structure (e.g.,15,000 miles are worth up to $149 when you redeem) and you used rewards to purchase your flight, you will receive any price guarantee refunds in the form of rewards. The rewards refunded will be equivalent to the dollar value of the refund (e.g., a 1,000 mile refund for a $10 price drop), regardless of any tiering impacts.
Refund timing and rewards adjustments. Refunds should appear on your account within 1-2 billing cycles. Please be aware that the portion of the transaction that is refunded will result in an adjustment of any rewards earned on that transaction.
Do I get car rental Coverage when I book with Reserve points?
Hey Dan! Is there a deadline of how long this offer will last?
Can I upgrade Cap1 rewards visa signature (1.25 miles/dollar) to try and get this or just open a new card? TIA
May as well try to open a new card in order to get the signup bonus, no?
Denied but wife got it. Both close to or under 5/24, has to be the number of open accounts. We only wanted 1 card due to spending so happy 1 of us got it.
Does the Primary rental car CDW insurance, up to $75,000 of coverage apply worldwide, including Israel?
Unfortunately, Israel is excluded.
OOh. That’s a big disadvantage compared to Sapphire for those visiting Israel.
What people doing in regard of Liability insurance? Most policies not working in Israel and EU.
This may have been asked but is there a chance being added here as an authorized user by DW will count towards 5/24, even if not adding SS (but adding birthdate) – i.e. that it may show up on my credit report even if I didn’t add a social. If yes, is it ok if I add a card with my name but no other factual info?
Just putting it out there.
I believe that you can’t book JetBlue flights through the travel portal since Hopper doesn’t work with JetBlue. For using your mileage, this is not a big deal as you can credit back purchases for the same mileage amount. However, the $300 credit would not work for JetBlue flights
@Dan any tricks on how to downgrade my sapphire reserve (now that I have the new venture X card) after downgrading and upgrading recently in order to get the sapphire 100k sign up bonus? The agent on the phone said there is no way for me to downgrade my reserve now (my annual fee was just billed) 🙁
Is it a new Sapphire Reserve?
I had the reserve for 5(?) years and then in July I downgraded the reserve to a freedom unlimited so that I can qualify for the regular sapphire (100k bonus) and then once I was approved for the Sapphire, I upgraded my freedom unlimited (original reserve) back to a sapphire reserve. This was all in July.
Last week I got the venture X from capital one and now I no longer have a use for the sapphire reserve.
I was also charged my annual fee on the sapphire reserve this past billing cycle.
Therefore I would like to downgrade my sapphire reserve now and get the annual fee refunded.
The problem is that the agent on the phone said its not allowed since I already did 2 product changes in the past 12 months.
I tried 3 times, each time they start off saying that they can definitely downgrade my card, but when they click the button in their system to actually do the downgrade their system doesn’t allow them to do the product change. All 3 representatives said the same exact thing 🙁
Ouch. Maybe try downgrading to another product?
I tried downgrading both to the Freedom and the Freedom unlimited (2 different calls). Seems their system doesn’t allow for more than 2 product changes within 12 months. They all said that their supervisors would not be able to override it.
I tried via the secure message center and they gave me the same response that my card is not eligible for a product change at this time.
Any other suggestions other than closing down the card completely?
Thanks Dan Applied thru your link,
Instant Approval $30K CL BH
Thanks and congrats!
Same here! That’s a first for me such a high credit line!
What’s the best card for big spenders (1M+)? been using capital one spark 2% cash back. wondering if I can do better, Are these points worth more than the 2% cash back? can I sell these points?
These are worth more.
I plan to pay taxes to meet spend but want to avoid the processing fee. Can anyone recommend online stores other than Simons to buy gc’s or virtual cards? I cannot make it in person to purchase.
Anybody get on this card. Seems like a no brainer. Reviews?
We did. And it is 🙂
I got an email from capital one offering me to upgrade my venture to the venture X and get a 50k bonus but I didn’t take the offer and I applied for a brand new card to get the 100k bonus and got approved then I called them to ask if the upgrade offer is still valid and they said yes! and I will get the 50k plus the $200 vacation credit
Hi Dan do you know if Capitalone would ship my cards to Israel?
Ours showed up via FedEx overnight – but we are in US not EY.
Whats the best non-business credit card?
They once shipped me my Savor1 card to Israel but was a bit of a hassle since they had to send it twice because first card never arrived probably got lost by the stupid Israel post.
What i did is applied online with my American address since you can’t fill the application with an international address. Was approved called them up right away and they did it for me
Thanks they claim they don’t send the initial cards overseas
You might choose to apply and try the HUCA strategy and ask as well for a supervisor and at the same time have an open eye if you someone coming from America.
BTW if I’m not mistaken Capital one lets you see your card numbers online in your account.
I know most stores here in Israel don’t accept card numbers but if you learn in the Mir you’ll still be able to shop at Zol Dafna 🙂
in my 10 year experience almost ALL stores accept nu,bers except the big stores like sharei revacha and osher ad.ive used credit cards for months without having received the physical card
Hi, can points from Capital One be transferred to Virgin Atlantic?
Can we get a comparison:
Amex Plat VS CSR VS Venture One X
Can I book tix, get the 5 points per tik and then pay myself back with the points…..?
Does capital one make you send back items under the return protection or is it similar to AMEX?
Instant approval DP:
30K CL, 23.99% APR
810 FICO, 200K existing tradelines, 2% util, 2/12, 3/24
Didnt get approved – I am 4/24 currently so not sure why I got declined.
Got rejected due to having to many lines of credit open but I only have 8 cards. Is there a recon number to call or is it worth reapplying for it? TIA!
Just got denied, despite an excellent credit score.
This is the only reason I got: “Based on your credit report from one or more of the agencies on the back of this letter, there are too many revolving accounts”
Does anyone know what that really means? I have a bunch of credit cards over the years (but less than 5/24 at this point), and definitely less than all of the bloggers across the many points blogs who seem to be getting instant approvals.
Any insight will be help me decide whether my wife should apply. 🙂
Got denied as well. I wonder how long has to wait before your application is trashed and you can try again with Cap 1?
Do you get a card number to use instantly after approval?
does capital one still do a hard pull on all 3 ?
Yes but I believe you can freeze a specific one.
“Note that Capital One pulls and reports to all 3 of your credit reports. It can be difficult to get approved for more than 1 Capital One card every 6 months. You can have both the Venture and Venture X cards.”
Sounds like a great card…
Can I remove one of the four holder, so I can add another one? For instance, I would add myself, my wife, and my two children that are currently learning in Israel as holders of this card for the time being. This would allow those in my family that travel the most to take advantage of this card’s benefits. Say in two or three years from now, when I have a different child learning abroad, could I remove one of the current users and add my next child as a user? Would he/she still receive these benefits?
Instant Approval for $30K. Thanks Dan!
Trying to decide between this and the Amex Platinum business which offered me 150k rewards points if I add it to my wallet. Any thoughts about which is best?
If I close the card before it renews in a year, can I still keep my points with Capital One until I’m ready to transfer to an airline, or do I need to take the points out right away when closing the card like Citi requires?
Dose C1 have a ez and smooth return Protection or making problems? Anyone tried with them?
Hi Dan , if I want to apply for 1 credit card
Either this one or the Citi Bank thank you points.
What’s a better value in terms of promotion
Does one normally get rejected for applying as a US resident with an SSN but a Canadian citizen? How long do they hold onto applications until so that one can reapply at a later date?
Have a rather silly question. I had a C1 account years ago but got turned off based on how absolutely horrible their customer service was. Do you know if this premium card comes with premium customer service? Like the Sapphire cards from Chase, you get connected to a US based agent right away.
Try calling them?
It can depend on the time of day that you call.
Just got vacation rental credit for a hotel in israel (kibbutz lavi hotel). Didnt know it worked on hotels…
how long did it take for it to be credit back to your account
About 5 days
Through the Capital One portal? Are there many options in Israel and do they have AIRBNB type locations also?
Did anyone else have an issue with shipt not recognizing the card as a visa infinite card?
I don’t see offer for $200 for vaca rentals. Called them. They don’t show that.
Click on the link in this post, click apply now, and click on card details.
Under premium benefits, “Receive up to $200 in statement credits for vacation rentals charged to your account within your first year.”
Umm, see that. I’ll call them again.
Nothing to call about. If you apply with the link in the post you’ll get it automatically.
Do they give instant number? i have 4K purchase in 3 days and wondering if they can give number instantly or ship card via overnight service?
For $15 I believe they will expedite the card.
Give them a call.
Is the $300 travel credit per calendar year or anniversary year?
Any tricks on spending 10K?
Yes, first add my daughters as AU’s.
You will meet that minimum spend without any effort .
LOL, Ill be sure to send you my Zelle info so you can reimburse me 😉
Any ways of spending 10K which will NOT leave me in debt??
99 year loan? Lolz
It’s only $1,666/ per month
Best practice is to have a plan ahead of applying for a card to meet spend and avoid unnecessary debt.
If not, theb like Dan suggests you can over pay income tax and request refund, over pay some utilities, cell phone, etc.
See at the top of post for spending suggestions.
Some banks/CU allow you to open and fund with a CC., Ymmv based on where you
We just paid our property taxes and meet spend on four cards.
Visa gift cards then money orders.
See here https://www.dansdeals.com/points-travel/milespoints/tax-court-weighs-whether-manufactured-spending-taxable-income/
Your account in local grocery.
I paid hotel parking with my vanture x card, I just saw a “vacation rentals credit” on my account
Hi, I paid for a room upgrade at the Hilton Los Cabos, from a standard room to a ALTAMAR PLUNGE POOL SUITE OCEAN FRONT with the venture X and it triggered the vacation rental credit.
Better value than the Chase Sapphire Preferred?
Does this come with rental car insurance?
Thanks Dan. Just got approved, for 30k. Can we add Authorized Users any time?
About five years ago Capital One started to give the option to add, and pay with, debit cards to some credit card holders. There are recent reports that this option still shows up in the app and/or website for some card holders. Does anybody here see this option in the app or the website?
Hopefully Venture X gives this option to more people.
Any DP on this? PP for an AU and wasn’t billed for the visit?
“Best of all, Venture X additional cardholders are free and they also get unlimited free entry and can bring 2 guests for free!”
I’ve requested an AU card through the Cap1 PP link above- waiting on physical cards to be delivered.
Just wanted to make sure we don’t get surprised with an $28~$84 charge for a visit on an AU card. Just asking as its a new product.
if i currently have a CapitolOne venture and am an authorized user on the venture x.
do i qualify for the signup bonus?
Is this a better value than the Chase Sapphire Preferred?
Thanks Dan just was approved thru your link. Appreciate all you do.
Anyone try to buy a air bnb gift card for the vacation rental reimbursement?
Did not get approved. I have a perfect credit score but I did get the sparks business card 3 months ago. Any ideas for me here?
“It can be difficult to get approved for more than 1 Capital One card every 6 months.”
So this currently only gets you access to one lounge in Dallas?
No. In addition to the Capital One Lounge, you can also get access to any of the Priority Pass lounges.
Got rejected the day it came out. Went under 5/24 on Nov 27, reapplied that day and was approved!
Hi. Did you do something different to get approved, the second time?
I was under 5/24. Filled out application same way
not sure if this was mentioned yet but you can lock your Experian file with the free trial on experian.com and still get approved for the venture/venture x or any cap1 card as long as transunion and equifax are open and you”ll only get a hard pull on those 2, saving you 1 Experian hard pull… did it 6mo ago w/ venture and now with venturex
Any military peeps get approved and if so, is Capital One waiving the annual fee and other fees?
would you know how long this offer will be available for?
sorry for the rookie question- anyone been approved by Cap1 only unfreezing 2 of 3 credit bureaus?
when booking travel through the Capitol One travel portal will I still get airline mile credits and hotel night/miles credits to my mileage accounts?
usually you will get airline miles as it is coded as a revenue ticket but hotels only give points on bookings made on there website
Can you use the $300 annual travel credit for a statement credit for travel i.e. EZ-Pass
Thank you Dan, just got approved with $20,000 credit limit, listing myself as an independent contractor.
Dan or others, would like to add AU who doesn’t have SSN and doesn’t live in US. Any restrictions or concerns? Thanks.
Not that I know of. No SSN is required for AUs.
I have a regular Capital One card and want to keep it’s number. Can I get this premium card and transfer the old card’s number to it? Thank you.
Don’t think so.
for hotels, if I can’t transfer my points to the hyatt, (which I have done with my sapphire reserve), what are my options?
You can redeem for 2% back at paid hotels.
How is it 2% cash back? I thought you only get 1% back?
You earn 2 points per dollar spent.
When I applied for Spark 2 years ago, they froze all of my accounts for 3 weeks, including my regular Venture, and initiated a “fraud” investigation into my income. Was extremely humiliating to have payments rejected and be unable to function for almost a month. Anyone know if this will be an issue this time?
any ideas how to use vacation rental credit besides at airbnb (or similar)? same query for how to use travel credit besides for plane, car & hotel?
Can this card be used to insure a car rented on Turo?
The answer is no. I called them.
@Dan What’s the bet card for buying gas?
I don’t fly, so miles isn’t as valuable as cashback.
Maybe Costco Visa, 4% cash back on up to $7,000 in gas per year.
I have a Capital One Venture card already, can I still get the signup bonus for Venture X?
I got approved for venture in July.
got approved for ventureX (30k) on Sunday after 6 months had passed.
fwiw i said i don’t carry a balance and i declined checks for cash advance, but YMMV.
There should be no reason you don’t get the bonus.
They claim they will refund you the difference in price if you show them a lower price for travel items within 24 hours of booking through Capitol One travel portal. Anyone know if this really works?
What about capital one Canada, does it also have the same benefits, bonuses, etc.?
I am having trouble getting the 3 years of shipt membership. When I type in my cc number it only approves me for the 3 months like a lower level visa card. Any thoughts?
Anyway to track the 200$ vacation rental? It’s not listed anywhere on the app so..how do we know. How to apply it or is it autmomatic. I know I have it because it deducted once already
How do I get the 3 free years of shipt? When I click on the link, create an account and put in my venture X card number, it is saying my card is only eligible for 1 month free and then 3 months at 50% off.
Hi Dan, I’m looking to apply now for either the venture x or venture, what would you be the main difference besides the annual fee and $300 credit on the venture x, can’t decide for which one to apply now . Is the transfer ratio to airlines from both cards the same ?
How can I register for the Hertz Elite Status?
in the app, under benefits. but you need to be a gold member witch is free.
Anyone know how the travel portal works with car rentals?
Can you use status, codes etc.?
I have the Chase Sapphire Reserve and therefore also have the Global Entry fee reimbursement. Will I be able to use this reimbursement from this Cap One card for an authorized user (my spouse)?
You can use it for anyone.
i got the credit card how do i sign up for the hertz elite?
Was not approved, although I have a 750/755 credit score
can i still get the 200 vacation rental credit on new card houlders
If I have the citi premiere can I just upgrade and get these bonuses also??
Do authorized user also get a TSA Pre Check or Global Entry Credit?
can I use the $300 travel credit right away?
That information doesn’t match our records. Please try again. Note: Eligibility to enroll in Priority Pass is only available for Venture X customers and begins 1-2 weeks after approval. As a reminder, only your physical card number can be used for Priority Pass enrollment.
Only getting 1 month free from Shipt
does the 100 towards global entry count towards the 10,000 spent even though I get a reimbursement or no?
Is there a number to call for reconsideration? Or do I need to wait 10 days to find out why?
Approved. 20k limit. Denied 2 years ago from cap1.
Got approved by your link!!
Is the $300 per card year or calendar year? Double dip if calendar year by getting it now? Or not in this one? Thanks
I see it now, it’s card year. So no double dip.
Additionally for a limited time, new cardholders will also get $200 in statement credits for vacation rental purchases like VRBO, Airbnb, Vacasa, Turnkey, Sandbridge, and more, ANY IDEA IF IT WORKS ON GIFT CARDS ?
Do we even have the slightest clue as to when this offer will end? Does Capital One pull fast ones, or are we likely to have notice of an end date before it’s pulled?
Is it possible to transfer points from CapitalOne card to Captal One X?
Called customer service and it was done immediately.
Any idea as to when this offer will end? I applied in November but got denied (due having just a few days earlier getting the Citi Premier card. I would like to try again but I want to wait as long as possible.
you not getting points, you getting miles
Is there any benefit using this card to purchase United Air tickets?
What is capital one policy regarding transferring points to a spouse or someone else?
For those looking to make their spend, there is a new processor for the IRS that charges 1.87%. https://www.pay1040.com/#/
When dos the credit card company charge the annual fee?
same date ir was approved just next year.
Correction to Dan’s post –
I just received the card and called to add additional users and I was asked for SS# for each used
Just applied and was approved with 20K limit.
Added an authorized user online. There was a place to put in SSN but it was optional.
Any way you can redeem the points as cash back?
Yes, but very poor value. 0.5 cent per point
Thanks as always Dans! I don’t see the Hertz offer available in the portal. Is there still a way to get this?
Will I be able tokeep my hertz presidential status even after I downgrade to a venture?
tryed to aply online but they are giving me a hard time.
Asking me to ”fax” them proof of i.d.?
Sent the fax and still not good for them.
Any one know what i can do?
Thanks Dan! Got approved on the spot! Now I just gotta spend 10K!!
QUICK QUESTION… If I add an additional user, will it get reported on his credit report? I assume not, since they don’t ask for the additional users SSNs….
For example… If I add John as an additional user and then I screw up and miss 3 payments, will his credit score plunge, or only mine?
Thanks as always! Keep up the great work!
Did you get any answers in this?
No…. Still waiting..
Not sure what will happen if you don’t give an SSN, but it can still get matched up and reported without one.
If you try it, let us know!
Thanks, will do!
Not sure about this card specifically but I had added my father as authorized user to my Chase Freedom Flex… I don’t recall providing his SSN and his credit score increased significantly after a couple months of being under my account. His credit report DOES show my account/CL, so I assume that if I did miss any payments then I could also hurt his credit.
(Interesting observation, his card number/CVV/exp. are exactly the same as mine, the only difference is the name. I would’ve thought at least CVV would be different but nope)
What is the answer to this?
b) is it a hard pull on either the original account or authorized user score?
c)is it a guarantee that I can make sure it doesn’t count towards my 5/24
d) can they get tsa pre/global entry and will it effect other users from getting it
c. It counts towards the AU’s 5/24.
Thank you for the response.
a) Is there a way to have it not count towards the au 5/24?
b) can they get tsa pre? (not sure what your answer was regarding)
c) can I hurt their credit? can they hurt my credit?
I aplied and got aproved for this card.
The problem is that they are asking me for an American Id or American driver license.
I’m not american and they are not accepting any otehr pethod of me proving that I’m the one who really applied for the card
I’ve tried sending thru my social security number, my passport, my valod Visa and a previous visa and they are still no accepting.
Does anyone have any experience like this? Any idea how could I get this done?
Thank you in advance,
Never heard of this being a problem… do you live in the US? If you do, you can get a driver’s license or State ID card from your local BMV, even if you’re on a Visa. Most people who live here already have one- why don’t you? But either way, you may still be able to get one on time to show them before your application expires, if you move quickly.
I don’t travel to often i like better to get cash for my points and travel credits, what would you say is the best i should do with my points to which program will my points be the most worth if i am looking to sell it?
And also what’s DDF that you say where i can sell my travel credits?
check this out!
Thanks @Dan Applied thru your link was approved with 10k limit!
Thanks and congrats!
can i pay the 395 annul fee with points? or pay my bill with points? thanks!
I don’t travel a huge amount, and am wondering if this card is still worth it if I have the Sapphire Reserve, Freedom and Freedom Unlimited with my wife having the Sapphire Preferred (for the signup bonus). I have been wanting to downgrade my Sapphire Reserve after they increased the fee, but still have over 250k points there and don’t want to lose the 1.5x redemption.
Always good to have different points to use for different situations.
Is it worth it to have the venture x AND the chase saphire reserve, or better to get venture x instead of CSR? And what if I already have 200k points on my CSR, is it worth it to sign up now and close CSR after I use the points?
Will adding a additional user pull his/her credit?
P2 also approved thru your link for Venture X with same $30K CL
We just met SUB from P1 Venture X from Thanksgiving app with organic spend.
Will likely just keep both Ventur X cards and use the annual travel credit for Hotel stays.
If not we will keep one card and combine miles under one card and PC the other.
Have to see were global travel is at this November/Jan 2023.
I’m 21, learning in Israel, with a credit score of 770+, I currently have the Chase sapphire preferred which is my second credit card.
Besides this capital one card, which other cards are best to get? (There’s just to many options)
And if there are many, should I open a few cards in one day?
Go back to the bm
Thanks for the advice. Greatly appreciated.
Just an FYI – this card has the fastest points posting I have ever seen. Charge on Monday, and the points are available on your account on Tuesday when the charge posts. Compare that to AMEX that doesn’t post points until the minimum monthly payment is made…
when I look on capital one travel I see that even on united basic economy it includes a carry on even though united changed that policy, is that a mistake or is it another benefit of the venture x?
booked a rental car thru the portal but didnt get to add to my hertz profile. i canceled reservations but still got travel refund
What are approval odds if only relatively short credit history (8 months) and only one other card (authorised user for 1.5 years)? Have a 740 FICO,
On the Venture X card is the primary CDW coverage good in Israel, like Chase Sapphire
I requested Hertz Presidential status through capital one a couple weeks ago but I see now it only gave me 5 star status. not presidential even though I now see my Venture X membership on Hertz
not sure why i didnt get approved. i have a score of 800. this is the first time i got denied for any card
Got an email from capitol one with the following benefit. Never knew it existed before on the venture x. $300 Towards Gravity Haus.
“GRAVITY HAUS MEMBERSHIP
Get $300 toward an annual membership at Gravity Haus, a lifestyle community catered to the modern adventurer, plus special access to excursions like skiing and mountain biking.”
My business partner just got this card, and he wants to add me as an AU so I can use it for our business spending. Is their any risk involved to my credit score by being an AU on his card, and is there any way to have it not report to on my credit reports?
I think they don’t have my kids’ ssn where they are authorized user. Not sure. If you aren’t comfortable with it just say no thanks or get your own. It’s quite a nice gesture.
No need to put your SSN on AU card
I tried applying when this offer first came out and got denied (first time getting denied for a card). It was most likely since I had purchased a car that week. Regardless, how long should I wait until I try applying again or can I never get the card now? TIA
I tried to enter priority pass lounge at Pearson airport today and was denied. I was told that priority pass no longer has an agreement with them??? Any idea?
Just to be clear, if I am a current Capital One Venture cardholder (paying $95/year), I will not get the 100K bonus points for 10k spend in first six months?
You will get it.
I just received a letter from Banco Popular Credit Services that they are terminating their agreement with lifemiles and no more lifemiles card as of March 31,2022
Oh man, just got rejected. Dan, what are the chances of reconsideration actually approving?
Approved after getting rejected a few times in the past by cap 1
Tempting…Just Wonder how long it will be before they raise their annual fee like the Sapphire Reserve did. Hook you in and hit you up.
so the travel credit is only for travel booked thru their portal unlike the Sapphire reserve which is a general travel credit for just about anything and not confined to chase portal. Anyone can confirm?
Can anyone confirm whether the membership fee,travil even though I get the travel credit,and global entry even though reimbursed count towards the spend threshold or not?
Can points be used for any airline?
you do need ssn for other users
primary cdw is only for rentals not more than 15 days.
correct me if im wrong.
We currently have citi credit card that gives 1% cash back on everything. We are thinking of getting a new card that gives us more benefit since we put everything on that CC. What would you suggest to get?
Will the travel insurance cover an award ticket when taxes are paid with this card? (As an aside, do you have a comprehensive pots explaining which card provide travel insurance for award tickets?). Thanks
If I currently have Hertz gold status through my Amex platinum, how do I upgrade to the president circle through Venture X?
Click on benefits in your Capital One account to enroll.
Thanks got instant approval with not the best credit
Points can be used to cover/wipe out VRBO charges?
If I don’t book a car through their portal but I paid with the card,
Any way to apply the travel credit to it?
You should be able to redeem points for it, but not the $300 travel credit.
No Turkish Airlines flights showing up at all on capital one travel starting 3 days ago. Issue for redeeming $300 credit. Anyone notice this issue? Or otherwise, did anyone see dates/dest that it does show up? Reached out to them a few times they have now explanation. Plus, it does show up on Hopper which the site is based off of…
Is there something wrong with the credit rating website I’m getting this error…
Something Went Wrong !!!
Sadly, you’ve reached a page that can’t be displayed.
We’ve logged this action, so we are aware there is an issue!
At this time, please hit your browser’s back button or simply close this page!
Getting the same here…
Try using another browser or incognito browser?
Same issue tried 3 browsers
Something Went Wrong !!!
Sadly, you’ve reached a page that can’t be displayed.
We’ve logged this action, so we are aware there is an issue!
At this time, please hit your browser’s back button or simply close this page!
Doesn’t help. Never had a problem with my browser
Is it possible that this error is happening if your out of the U.S?
Hi Dan, what’s the best airline when using this card’s points to purchase business class flying from the us to Israel?
You can transfer to Turkish for 47K business class flights.
What about ElAl or Delta?
Qantas can book El Al, though El Al only releases limited space.
Delta almost never releases business class saver awards to partners.
So I’d have to transfer points to quantas and ask quantas to book an el al flight? How many miles is that usually?
Are El Al and Delta any worse about saver awards than United at this point? Turkish idea is nice in theory but not in reality
Applied a few weeks ago and was declined for too many recent accounts. not sure why. i don’t have a lot of recent accounts.
anything to do? how long do i wait before i can reapply?
is there a chance i will get approved if i apply again?
Dan, I’m thinking about applying for this card before deal ends – on the Turkish Air bit – If I’m already United Silver, do I get the 24 hour before Economy plus seats free if booked with Turkish mileage flying on United? (and the 1 checked bag?). Thanks.
Yes, just need to use attach your United mileage number for those benefits.
Thanks. I see ending soon, will likely apply this week…via your link.
If i book a united flight using turkish points is there a way to get free baggage for the flight if i paid the taxes with my united quest card?
I spoke to united and they told me that since it was booked through turkish, i do not get free luggage
Yes, if you switch the mileage number to United:
Amy tricks for the reimbursement of the $300 like booking and cancelling? Also I’m still debating where to do my spending as I always use my ur points for Hyatt which you can’t do with capital one? Do you know if they plan on having more hotel transfers?
@Dan can you please respond??
This doesn’t have baggage delay insurance like CSP? What would you suggest if I want to go with this card?
Hello, if someone can advise – if I add child under 18yrs old, when applying for this card, will that take spot in 5/24 rule?
or if I add family member (outside of my family) with same last name, to get access to lounges, will that take spot in 5/24
Generally authorized users get affected as well for the 5/24
You have all the details in the link above
Did not get approved 2 months ago as I had just opened up a Sparks Card. Applied again now before it ends (less then 3 months from when I got the Sparks) and got approved instantly with a higher credit limit then I have ever received!!
One question. I don’t see anywhere on Capital One about the limited time $200 in statement credits for vacation rentals in the benefits tab on website. How do I know that will post?
If you used the link in this post, just click on card details and it says that offer.
I saw that on application. I just don’t see it anywhere on Capital One website under benefits tab that lists all benefits of the card.
It’s not a card benefit, it’s a signup benefit of applying with this link.
If I have an existing Priority Pass membership through Amex Platinum, do I have to cancel that, or I should just sign up through Capital One’s webpage?
You can just signup for another one.
Are there any differences between the two? It seems like I will now have two Priority Pass memberships?
Yes, the Capital One membership is better, as explained in the post.
Thanks, approved instantly.
When the AU uses for lounges they get their own lounge card? Or the actual cc is all they need?
Unfortunately I was declined for this card, how long should I wait till my next request?
Meaning what would be my chances to be approved if I request again (I blocked my Experian report…)
Great Card! Highly recommend! me and my wife both got the VX. We are sitting on a warchest of 380K C1 points earned by spending 40,000 on 3 capitol one cards since august (more than half MS; sales tax free). We were naively hoping to parlay that into Polaris flights to tel aviv through Miles & Smiles this summer. I have found some economy saver space, but economy does not seem worth the risk and headaches of Turkish.
…would love to fly United again but Quantas does seem to offer award itineraries with a very versatile mix of cabins and airlines. I found an itinerary with nonstop business on EL Al the way there for under 140K per person which I value at $1400 given the marginal value of C1 miles. Just a bit over the 1100 it would cost to fly direct in economy on United (before Capital1 portal credits and 5X points)
I also used presidential status with HERTZ which was very nice and easy.
whatever is available for getting to EY we are looking at 2500-2800 minimum of personal value for both cards on 20k spend (12%!!!) between points, credits, perks and status.
@Dan Should I hold out for Polaris award space on United through AeroPlan or Miles and Smiles? Or is that a pipedream?
Never mind @dan I found 750 round trip in July on AF. With Good itineraries. With lounge access short stopovers should be manageable. I’ll use purchase eraser. Now I won’t spend hours and weeks holding out for better options
If I financed the phone through T-Mobile for 24months, the phone is giving troubles after the return window.
My monthly bill is in this card.
Can they do anything?
Can I transfer the points to British Airways Avios, and then transfer the Avios to American Airlines?
So you can’t pay your bill with the points?
You can credit travel charges with points at 2%
If i get approved today, is there any way to be able to take advanatge of the priority pass for my trip this week? if not, how long will it take?
Virgin red new transfer partner
You keep mentioning using Turkish airlines to fly united to tlv in business class. I can never find availability. When does United offer saver award on business class.
I’ve posted when availability opens many times.
You can also fly on Turkish.
did anyone ever find out if airbnb gift cards trigger the $200 credit?
BTW the CDW is ONLY for 15 days in the US not the standard 31. Also it does NOT cover you in Israel!
If approved, will I receive response immediately?
@dan Is it worth it if I travel to Israel once or twice a year. That’s the extent of my traveling now.
Venture X application was declined because I applied and received the Spark Business within 60 days of the application. Any way around this?
where can we get a list of Airport restaurants that would provide the $28 credit thru priority pass?
Just search on their website, https://www.prioritypass.com/