Limited Time Offer: Earn 100,000 Miles On The Brand New Chase United Business Card!

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Update: Chase has clarified that everyone who is approved for this card will be eligible for the bonus on this brand new card, even if they have or got a bonus on the United Explorer Business card in the past 24 months!


Chase and United released a new business card today, the Chase United Business Card. Chase also still offers the older United Explorer Business Card.

Limited time signup bonus

Until 4/2 only, you can earn 100,000 bonus miles for opening a Chase United Business Card and spending $10,000 in 3 months.

You can also earn the same bonus on the United Club Business Card. Just click on the United Business Card to apply.


Annual fee

There is a $99 annual fee for the United Business Card.

The United Club Business Card has a $450 annual fee, and comes with a full United Club Membership.


Welcome bonus terms

You can receive the bonus on this card if you haven’t received a bonus on this United business card in the past 24 months and don’t currently have this United business card.


Card benefits

  • A free checked bag for the cardholder and a companion, even on basic economy fares. (The United Club card comes with 2 free checked bags for the cardholder and a companion).
  • 2 miles per dollar on United, restaurants, gas stations, office supply stores, local transit, taxis, tolls, mass transit, and ride share services.
  • 5,000 bonus miles every card anniversary if you have this United business card and any United consumer card.
  • $100 annual statement credit if you make 7 United flight purchases of $100 or more.
  • 25% statement credit for food, beverage, and WiFi purchases on United flights.
  • A free carry-on bag for the cardholder and companions, even on basic economy fares.
  • Priority boarding for the cardholder and companions, even on basic economy fares.
  • The ability to use online checkin and get a boarding pass in advance on basic economy fares. United does not allow online checkin on basic economy fares unless you have elite status or a United card with free bags.
  • 2 free United Club passes every year for being a cardmember.
  • No foreign exchange fees.
  • Primary rental car CDW insurance in the US when renting for business purposes and in every other country for any rental purpose.
  • Exclusive cardmember access to auctions that allow you to use your miles for once-in-a-lifetime experiences. A few years ago I used 25K miles for 4 field box seats to an Indians game along with the right to run onto the field before the top of the 7th inning and swipe 2nd base right off the field. Nobody could believe it as I walked around the ballpark with 2nd base. I even got it signed after the game by the Indians wining pitcher that night, Justin Masterson, who was equally shocked that I actually had 2nd base.
  • Cardholders with United elite status get free upgrades on coach award tickets on upgrade eligible routes.
  • If you spend $12K/year on the card it will give you 500 PQPs and if you spend $24K/year you’ll get 1,000 PQPs. PQPs from multiple cards can stack together.
  • United miles never expire, even if you close your card.

Business card and 5/24 info

This is a business card, but you may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith” as the business. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field.

If you have business paperwork you can apply under your business name. Otherwise, it’s critical to just write your own name as the business name if you are just applying for your own small business as a Sole Proprietorship that doesn’t have any business paperwork. You can then send in bills in your own name for verification.

All Chase cards appear to be subject to 5/24 restrictions, meaning that you are not likely to be approved if you have been approved for 5 or more consumer credit cards in the past 24 months. Note that the Chase system automatically counts cards like authorized user cards and store cards as cards that count towards 5/24, but if you explain to Chase that those cards are merely authorized user cards or store cards they can manually approve you for a new card.

However, it’s important to note that business cards from most banks, including Chase business cards, do not get added to your 5/24 count of recently opened cards. That’s because business cards from most banks don’t show up on your personal credit report and the 5/24 count is based off of your personal credit report. That means that applying for these cards won’t “hurt” your 5/24 count.

Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score.


Expanded award ticket availability

The reason this card is the best airline card you can get isn’t for the spending benefits, it’s for the perks. And they are awesome.

The reason this is my favorite airline card is that the United card is the only airline card that offers expanded award ticket availability.

This increases the value of your miles significantly and in turn makes the Chase Quadfecta/Quinfecta spending strategy even more valuable.

Cardholders have access to expanded saver coach award availability (XN class), last seat standard coach award availability (YN class), and last seat standard business/first class award availability (JN class).

It’s not just slightly expanded. There is a world of difference between the availability that cardholders can access and the availability for non-cardholders.

Availability calendar for non-cardholders:

 

Availability calendar for cardholders:

 

Read more about this in the United Expert Mode post.

This availability differential applies to all domestic and international routes and makes it crucial to be a United cardholders.


Expanded Plan B availability

As you have better access to saver coach awards you’ll also have better ability to do Plan B awards.

Plan B allows you to redeem for saver business class awards when there’s only saver coach available! Read more about Plan B in this post.

No airline besides United offers a Plan B style award redemption.


Discounted awards for cardholders

United runs promotions offering discounts on award flights for cardholders.

They have offered these discounts for travel to Tahiti, Ski destinations, Hawaii, Mexico, The Caribbean, and more


Excursionist Perk

While American and Delta have eliminated free stopovers, United continues to offer a free excursionist perk as described in this post. Just use the multi-city award search on United.com to piece it together.

 

A round-trip to 2 Hawaiian Islands is just 45,000 miles round-trip thanks to the free excursionist perk:

 

A round-trip ticket to 2 European or South American cities is just 60,000 miles round-trip thanks to the free excursionist perk:

 

 

A flight to 2 of my favorite cities in Asia, Hong Kong and Chiang Mai, Thailand is 80K miles thanks to the perk:

 

You’re even allowed a free open jaw in addition to the perk to really maximize your travel. For example this itinerary includes travel to London, Paris, and Zurich. You can take a train or use 4.5K BA Avios to get from London to Paris to fill the hole in the open jaw:

 

Of course the free stopover isn’t just useful from the US.

You can stopover in NYC and LA when flying from Tel Aviv to the US:

 

 

If you find yourself in Japan you can fly on the island hopper to 2 cities in Micronesia (I’ve been hankering to get back to Palau since the moment I left) for 30K miles:


Partner airlines

United has dozens of partner airlines which means lots of great award opportunities. It can be worth checking for award space on partner sites like ANA or Aeroplan.com to search for award availability and then call United to book if you don’t see availability on United.

Partners airlines include:

  • ANA
  • Adria Airlines
  • Aegean Airlines
  • Aer Lingus
  • Air Canada
  • Air China
  • Air Dolomiti
  • Air India
  • Air New Zealand
  • Aeromar
  • Asiana Airlines
  • Austrian Airlines
  • Avianca Airlines
  • Azul Brazilian Airlines
  • Brussels Airlines
  • Cape Air
  • Copa Airlines
  • Croatia Airlines
  • EVA Air
  • Edelweiss
  • Egyptair
  • Ethiopian Airlines
  • Eurowings
  • Germanwings
  • Hawaiian Airlines
  • Island Air
  • Juneyao Airlines
  • LOT Polish
  • Lufthansa
  • Scandinavian Airlines
  • Shenzhen Airlines
  • Silver Airways
  • Singapore
  • South African Airways
  • Swiss International Airlines
  • TAP Portugal
  • THAI
  • Turkish Airlines

Are you a United cardholder?

Leave a Reply

80 Comments On "Limited Time Offer: Earn 100,000 Miles On The Brand New Chase United Business Card!"

All opinions expressed below are user generated and the opinions aren’t provided, reviewed or endorsed by any advertiser or DansDeals.

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Helen

Thanks! United miles no longer expire even if you’re not a cardholder so that shouldn’t really be listed as a benefit.

fjdo

Wish United would partner with banks other than Chase!

BigAl

Hi Dan,

Thanks as usual for pulling the trigger on the get go.
Is there any benefits to the older business card over this one?

Chaim

does the 5000 bonus work even if I have the united busienss card and the free united consumer card?

Mike

Thanks dan. I have explorer business card now. Besides for the bonus it seems pretty similar expect for the $100 credit when spending $700. Is there any “big reasons” to get this?

Chaim

I wouldn’t phrase it as “$100 credit when spending $700”
you need to purchase 7 tickets and each one of them being at least $100. At least that’s how I understand it.

miles

Do I need to give my personal annual household income on an established business?

Danny

I’ve had the explorer card for a year and haven’t been charged for the year yet us it a good idea to cancel that card and sign up for this one

tony

If I paypal my friend $5000 every 3 months (and of course he then pays me back) will I get the extra benefit of 1000PQP and is that considered spent money?

David Black

What’s the difference between this and the United explorer business card ?

Jodi

Dan, thank you. So if I just got the sign up bonus about six months ago on the explorer business can I get it on this one?TIA

Jen

Can I get the bonus if I currently have the United Explorer Business Card, since it’s a different product?

Joe

Dan, can you apply for this new United Business card while already having the United Explorer Business Card since its a new product?

WInnie

THAT is an important question.

tzip

Can you exchange these points for cash?

don

i know its just opinion, but who thinks this will be the highest offer on this card over the next year? Have 2 other united cards and would like to wait for highest bonus

Michael

Dan, are you sure that this card offers expanded award availability? I could be wrong, but I took a look through the card’s advertised benefits on the Chase site and didn’t actually see any mention of this? Thanks!

Afrosheen

Dan, can you apply for this new United Business card while already having the United Explorer Business Card since its a new product?

el

i’ve had a united biz card in the past. It says we can get the bonus if we didn’t have this card in the past. Wouldn’t that apply to everyone if it’s a new card? Confirming i would get the bonus? Thanks!

L

How come I am not getting accepted as a sole proprietor business? Doesn’t this exclude the 5/24 rule??

MK

No TSA pre credit ?

Eli

Is the free checked bag only for flights paid for on the card?

Sam

Would the united travel bank card count as a personal united card ?

!

Is this thanks to dynamic ?

Fred

Dan, can one apply for both these cards now and get both bonuses ?

jjgfromnj

Is it worth the $95 to just get the bonus, if I already have expanded award availability through the MileagePlus Club card (personal)?

Menachem

Do you also get 1.5 points on all purchases like the mileage plus card?

yy

I clicked on the link and see no mention of a signup bonus.

Be happy

Would you recommend applying for this card with both sole proprietorship business and business with EIN? I have both. Possible to do so at same time? Thanks so much, Dan!

Bear

Does an authorized user on the card get a free bag if they used their card to purchase the ticket?

JW

I am thinking of applying, but I was reading the details on Chase’s website to try to figure out if the 7 flights over $100 had to be separate purchases (like if I buy 3 tickets at $150 each in one $450 purchase does that count as 1 or 3) and I ended up coming away with a different question. The language I found on Chase’s website says,

“Each anniversary year that you make seven (7) United flight travel-related purchases, each totaling $100 or more, with your UnitedSM Business Card, you will receive a $100 statement credit. United flight travel-related purchases include seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Anniversary year means the year beginning with your card account open date through the anniversary of the account open date, and each 12 months after that. The statement credit will post to your account within 24 hours of your 7th United $100 or more purchase posting to your account. To qualify, account must be open and not in default at the time of fulfillment.”

To me, that makes it sound like purchasing the flights themselves doesn’t count. Am I missing something?

Thanks!

slow

is there a product change you could do from the united explorer mileage plus business card, to a card with no annual fee?

Max

Is there a hard credit inquiry on your personal report for the business card?

John

I believe there is

UA to UR

Can you transfer UA to UR form Chase?

Andy

Dan, I was approved after calling Chase but was told that it will take 10 business days to get this card. At the same time, they said that it is not possible to have expedited shipping on United brand of Chase cards. Doesn’t that reduce the time to spend $10,000 from 90 days(~3 months) to 80 days ?

Eric

Hi Dan- I have the old CO P+ Card, who’s benefits recently got stripped. Any downside to getting the Club version of this biz one and cancelling the old CO, other than the small FICO hit for dropping? This one appears to have even more perks.

Lkwd grl

Hey Dan, is the explorer business card still available?? If so where’s the link? Thank so much! We luv you❤️

David

I also would like an application link for the old card.

hiii

also looking for it??????

yakov

Can I apply for my business using it’s EIN? Or must I use my social? If I can, could I get a 2nd for myself?

Mj

Dan. Which one is now better this or the ink for 80k points?

juda

when does this offer expire?

JL

@dan

My wife is an additional on my account, she was flying to Miami on United this week. They did not honor the free carry on for her or free checked bag.

Reader

United elite status
What is it premier silver/gold/….
Thanks Dan

Aryeh S

I just got approved (after decline) by explaining that one of my 5/24 was an authorized user card. Thanks, Dan!

tt

Seems that they extended this offer

Don

When is this extended until?

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