Earn Up To 60,000 Southwest Points On 4 Southwest Cards! Earn A Companion Pass Valid Through 12/31/2020!

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You can maximize the value of these cards if you apply now in order to earn 110,000 points in early 2019. You would then earn a companion pass valid through 12/31/20.

Limited time card signup bonuses

For a limited time, you can earn a higher signup bonus on Southwest cards. Note that you can only have one open Southwest consumer card and one Southwest business card at a time.

  • The Chase Southwest Business Premier card has a signup bonus of 60K Southwest points for spending $3,000 in 3 months.
    • The card offers 6,000 points every card anniversary, and has no foreign transaction fees. $99 annual fee.


  • The Chase Southwest Consumer Priority card has a signup bonus of 40K Southwest points for spending $1,000 in 3 months plus another 20K points for spending another $11,000 in 12 months.
    • The card offers some amazing benefits for Southwest loyalists including 4 annual A1-A15 boarding upgrade certificates, $75 in annual Southwest travel credit, 7.5K Southwest points upon every card anniversary, 20% off in-flight purchases, and the ability to earn tier points towards A-List status. $149 annual fee.

  • The Chase Southwest Consumer Premier card has a signup bonus of 40K Southwest points for spending $1,000 in 3 months plus another 20K points for spending another $11,000 in 12 months.
    • The card offers 6,000 points every card anniversary, and has no foreign transaction fees. $99 annual fee.

  • The Chase Southwest Consumer Plus card has a signup bonus of 40K Southwest points for spending $1,000 in 3 months plus another 20K points for spending another $11,000 in 12 months.
    • The card offers 3,000 points every card anniversary. $69 annual fee.

Comparison chart

CardSouthwest Consumer PrioritySouthwest Consumer PlusSouthwest Consumer PremierSouthwest Business PremierChase Ink Cash Business
Signup bonus40K Southwest points for spending $1K in 3 months plus an additional 20K Southwest points for spending another $11K in 12 months40K Southwest points for spending $1K in 3 months plus an additional 20K Southwest points for spending another $11K in 12 months40K Southwest points for spending $1K in 3 months plus an additional 20K Southwest points for spending another $11K in 12 months60K Southwest points for spending $3K in 3 months50K Chase points for spending $3K in 3 months
Annual Fee$149$69$99$99$0
Anniversary Bonus7.5K Southwest points3K Southwest points6K Southwest points6K Southwest pointsNone
Annual Southwest travel credit$75NoneNoneNoneNone
Annual Southwest A1-A15 boarding upgrade certificates4NoneNoneNoneNone
Points per dollar spent on Southwest22225 if you buy Southwest gift cards on Staples.com or in office supply stores
Points per dollar spend elsewhere11115 on telecom, office supplies, and gift cards from office supply stores, 2 on gas and dining, 1 elsewhere
Cash back on Southwest in-flight drinks, WiFi, messaging, and movies. 20%NoneNoneNoneNone
Points count towards companion passYesYesYesYesNo
Foreign transaction fees0%3%0%0%3%
Tier qualifying points towards A-list Status1.5K tier points for every $10K spent, up to $100K annuallyNoneNoneNoneNone
Visa Savings Edge cash back NoneNoneNoneYesYes

Value of Southwest points

The value of Southwest points is variable based on the paid fare.

If you’ll redeem points for an average of 1.65 cents each, that makes a 60K signup bonus worth $990. If you qualify for a companion pass that number can double to a whopping $1,980 signup bonus.

For example:

  • A one-way Los Angeles-San Francisco nonstop flight on 1/8 is $48.98 with tax. It can also be bought for 2,524 points plus $5.60 tax. So 2,524 points gets you a value of $43.38 ($48.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.72 cents (43.38/2,524) per point.
  • A one-way Newark-Ft. Lauderdale nonstop flight on 1/29 is $50.98 with tax. It can also be bought for 2,669 points plus $5.60 tax. So 2,669 points gets you a value of $45.38 ($50.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.7 cents (47.38/2,669) per point.
  • A one-way Phiuladelphia-Orlando nonstop flight on 1/15 is $50.98 with tax. It can also be bought for 2,669 points plus $5.60 tax. So 2,669 points gets you a value of $45.38 ($50.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.7 cents (47.38/2,669) per point.
  • A one-way LaGuardia-Chicago nonstop flight on 1/15 is $52.98 with tax. It can also be bought for 2,814 points plus $5.60 tax. So 2,814 points gets you a value of $47.38 ($52.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.68 cents (47.38/2,814) per point.
  • A one-way LaGuardia-Fort Lauderdale nonstop flight on 1/13 is $93.98 with tax. It can also be bought for 5,789 points plus $5.60 tax. So 5,644 points gets you a value of $88.38 ($93.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.53 cents (88.38/5,789) per point.
  • A one-way LaGuardia-Denver nonstop flight on 1/13 is $90.98 with tax. It can also be bought for 5,571 points plus $5.60 tax. So 5,789 points gets you a value of $85.38 ($90.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.53 cents (85.38/5,571) per point.
  • A one-way Newark-San Diego nonstop flight on 1/13 is $128.98 with tax. It can also be bought for 8,329 points plus $5.60 tax. So 8,329 points gets you a value of $123.38 ($128.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.48 cents (123.38/8,329) per point.

Annual travel credit

If you have the Priority card you’ll get reimbursed for $75 in annual spending on Southwest flights! Between the Priority card’s annual 7.5K point bonus and the annual travel credit, you’ll get about $200 of Southwest travel every year, more than covering the card’s annual fee.


Upgraded boarding certificates

If you have the Priority card you’ll get reimbursed for 4 annual purchases of upgraded A1-A15 boarding positions so that you can get some of the best seats on the plane. Southwest is increasing these fees so that thsy cost $15-$25 per leg, so this is a benefit worth up to $100 per year.


20% cash back on in-flight purchases

If you have the Priority card you’ll get 20% cash back on top of points for purchases of drinks, messaging, movies, and Wi-Fi on Southwest flights!


Free changes and cancellations. Lock in low fares with no penalty

While other mileage currencies charge up to $200 to cancel an award ticket, Southwest continues to allow you to cancel an award flight and redeposit the points in your account for future use without any penalties.

Coupled with 2 free carry-ons and 2 free checked bags per person, that’s a lot of added value. A family of 4 needing to cancel award tickets on another airline would set you back $400-$800 versus it being a free change on Southwest. A family of 4 checking 2 bags each would run $560 round-trip on another airline versus paying nothing on Southwest.

Thinking of taking a trip but not 100% sure about it? With Southwest points you can lock in a good rate and just cancel the trip free of charge at any point before the flight if you can’t make it!

You can use the points for yourself or book award tickets for anyone else you want to give a ticket to.

Southwest allows you to redeem points for any seat on any flight. There are no blackout dates or capacity controls.

When Southwest has a fare sale the amount of points go on sale as well as it tracks to the price of the ticket. Best of all Southwest will refund your points if the price of your award ticket falls!  Just rebook your trip online for the same dates or give them a call for the credit.

Southwest points will never expire as long as you earn points every 24 months.


Don’t fly? Redeem for gift cards!

You can also use 60,000 points to get $600 worth of gift cards to places like Alamo, Amazon, Avis, Bed Bath & Beyond, Best Buy, Bloomingdales, Brooks Brothers, Budget, Carnival Cruises, Express, Fairmont, Gap, Hertz, Kohl’s, Lowe’s, Macy’s, National, Nike, Saks, Sea World, Shutterfly, Staples, Starbucks, Target, The Children’s Place, TJMaxx, Walmart, Zappos and more.


Companion pass and A-List Status

You can get a free companion pass if you earn 110,000 points in a year from select sources, including earnings from credit card signups and credit card spending! If you earn 110,000 Southwest points in 2019 the pass will be good until 12/31/20. The pass allows you to bring a companion with you for free whenever you fly Southwest, even if you are flying on a free ticket! That effectively doubles the value of your Southwest points. There is no limit to the number of free companion flights that you can take.

You’ll want to hold off on meeting the spending threshold so that the card signup bonus points post to your account in 2019 in order that the companion pass will expire at the end of 2020.

While Chase no longer allows you to signup for a consumer Southwest card if you already have one, you can signup for a business Southwest card even if you have a consumer Southwest card open.

Or, you can always put items like federal taxes on a Southwest card to help hit the spending you would need to hit 110K points earned in a year. You’ll pay a 1.87% processing fee, but if you take advantage of the points earned from spending and the companion pass free travel that can be worthwhile.

The Southwest Priority card also earns 1,500 tier points towards A-List status for every $10,000 spent. You can earn a maximum of 15,000 tier points annually. You can learn more about A-List status here.


Cash back on top of points

Chase business cards in the chart above are eligible for additional cash back via Visa Savings Edge. That means you can get points plus 2% cash back at Chevron, Sheetz, AutoZone, or Texaco. You’ll earn points plus 3% cash back at Boost Mobile. You’ll earn points plus 4% cash back at Alamo, National, and MGM hotels. You’ll earn points plus 5% cash back at Lenovo and Wyndham hotels.


Business card information, benefits, and 5/24

2 of the cards in the chart above are business cards, but you may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith Sole Proprietorship” as the business. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field.

It’s important to just write your own name as the business name if you are just applying for your own small business as a Sole Proprietorship that doesn’t have any business paperwork.

All of the cards in this post are subject to 5/24 restrictions, read more about that here.

However, it’s important to note that business cards from most banks, including Chase business cards, do not get added to your 5/24 count of recently opened cards. That’s because business cards from most banks don’t show up on your personal credit report and the 5/24 count is based off of your personal credit report.

Another benefit of business cards not reporting on your personal credit report is that your credit score won’t be hurt when you spend money on your cards. When you spend money on personal cards your score will be hurt even if you pay your bill on time. That’s because a whopping 30% of your credit score is based on credit utilization, so you lose lots of points even if you pay your bills before the statement due date. You can pay off your credit card bill before your statement close date to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On business cards from banks like AMEX and Chase the spending is not reported on your personal credit report, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score.


As always, Southwest benefits include:

  • 2 free checked bags per passenger.
  • No change fees to switch your flight. Whether you are on a paid or an award flight you can change without penalty!
  • No cancellation fee to cancel your flight (you will get Southwest credit for the full amount paid, even on non-refundable wanna get away fares) or to cancel and redeposit your award flight.
  • A refund of the fare or point difference if the price of your flight goes down after you buy it, just call to get the credit at any time before your flight!

Will you signup for any Southwest cards?

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63 Comments On "Earn Up To 60,000 Southwest Points On 4 Southwest Cards! Earn A Companion Pass Valid Through 12/31/2020!"

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Mike

Did the 20k bonus points for spending $11k just come out? I signed up my in-laws a couple of weeks ago and my wife yesterday. Thanks Dan!!

Netzih

Under 5/24.
Applied and was approved for southwest premiere and plus (personal) in June 2017.
Any way to get 2 cards now (I know I can get 1 business) in order to get companion?

Doovid

If you got the SWA Plus card in 12/17 for 40k bonus are you still eligible for these cards?

Ez

I opened this card a few months ago and used the points for three RT tickets from EWR to FLL this January. It will be my final hurrah with the airline as there won’t be any more nonstops this route beyond April.

Dave

Would be nice if there were more nonstop flights from my part of the US; Michigan. Almost nothing I’d use is nonstop.

Ez

Dave, which airport are you referring to, Detroit? Looks like SW has about a half a dozen destinations, but I understand that you probably aren’t looking to travel to St. Louis or Nashville. Delta has had a grab hold in Detroit for a while now, I recall when I lived in Cincinnati how they manipulated the high airfares there and drove competition away, to eventually dropping their hub like a hot potato. Being that Detroit is more or less stagnant (same 32 ish million passenger volume as year 2000) I can’t imagine Delta being loyal there forever. But I could be wrong.

Dave

Yes, I am referring to Detroit. Most affordable flights out of DTW to the east coast where I travel alot, is with American. I never flew Delta 🙂
So you’re surmising that SW may possibly add more direct flights from Detroit?? As you mentioned; right now, there’s almost nothing that helps me.

Jeremy

Probably not so convenient if you need to go to BOS or NYC. WN (Southwest) does fly to ATL and BWI though out of DTW.

sm

Any idea of how long this bonus will last?

Moshe

Is it risky to do a 2bm for consumer and business card?

lk

Is there a limit on how often you can get the bonus?
Can I cancel my consumer southwest card and just reapply?

edith

once every 24 months

D in the house

How often can we open these cards and receive the bonus?

Aron

Can I open one and my wife another one to count for 110k for the companion pass?

midwesterner

Dan,
I spoke to a rep and they told me that if I do cancel a card and re-apply, in order to be eligible I need to have not received a bonus in 24 months, AND ALSO I would also have to wait 4-6 weeks after cancelling my card (so the cancellation gets reported to credit bureaus) to be eligible for the new signup bonus.
Is that accurate, or was she misinformed?

Sam

@dan Movies messaging etc are now free on southwest…so no need to use the card for 20% off inflight for those

Met

Can I open the business card and then the consumer card? And will both cards count towards tge companion pass?

Ken

on my 4th year of companion pass

Moishe

I don’t spend nearly as much as required to get the bonus points. Can you please suggest a few creative ways to meet the spending requirements?

dan1

Dan, does the biz card have the 48-mo restriction? or the restriction applies to only personal/consumer cards? TIA

Mel

Can you transfer a balance instead of making purchases on a new card?

Joe

Do i need to earn all the 110k in a calendar or just reach the 110k point?? Basically I currently have 50k points would i get the companion pass if I get the 60k from signup?
Thanx

Yocheved

Do i get the bonus 20k points as soon as i spend 11000 or only after 12 months?

Chaim57

I am 20K miles short of a companion pass on my personal card. Any suggestions to finding those extra miles. I am prepaying taxes etc. If I open biz card will the bonus post by 12/31 to the same rapid rewards?

Rabbi Nate

If you book a flight and cancel you’ll receive a credit good for a year from the date of booking. You’ll earn double points because it was a southwest purchase and you can use the credit over the year. Keep in mind the credit is nontransferrable to another person. So if you plan on traveling with your family book then each a ticket and cancel.

Michael

Hey Dan, Would applying simultaneously in different browsers enable one to get two consumer cards? It’s worked for me before when I was at 4/24, but not sure if this would be different. And would the answer be the same for CSR/CSP under their new rule?
Thanks so much!

jp

DAN

Please respond to Michael. It would be helpful info

Thanks

Michael

Thanks jp!
Would really appreciate your input Dan! 🙂

Jake

Hi Dan,
So I can get 109,000 for example in 2018, and January 1, I can hit 110,000 then I’ll have it through 2020?

MR

Do the points have to be earned by one person? Or can my wife and I each earn 60k pts?

E&N

Hi Dan, just to clarify regarding the bonus. My closing date on the SW card is the 4th of the month. Any purchases from Dec 5 and on will close on Jan 4 2019 and I will get the bonus on Jan 4, even though the payment due date for that Jan 4 closing will be Feb 1. In other words, my account is credited with the bonus on the period closing date, not the payment due date. Thanks!

Micael

Does point transfer count towards the 110K miles for a companion pass?

Rabbi Nate

No. Only flights, purchases on sw cc or bonuses earned on sw cc.

Stamnik

I’ve earned a companion pass through California promotion last year. I have close to 60,000 points and would get a companion again if I was approved for another card. I’ve tried getting a consumer card from the list here and got denied: the reasoning was “you already have similar type of consumer card” (even though it’s a different card).

Any way around it? What if I cancel the current card I have, will I be able to get a new consumer card soon enough ?

MG

I’m confused. To get the companion pass I would need to spend another 50K at 1 point/dollar? So 60 k point bonus + 50k spending = 110 to get companion?

SK

Hi Dan,
Thanks for the article!
Was wondering if the anniversary points add to the 110k?

JS

If I have the Consumer plus, can I upgrade to the consumer priority for the extra benefits?
I understand that I won’t receive the sign up bonus?

mister bee

is southwest points worth anything for ney york to israel travel?

Barak

@dan: If i have Priority card already, can i get the 60K bonus for Plus card?

jane

need 4500 more points by dec 26 to get companion pass. ideas – pls help?

Eli

If I use th miles throughout the year does it still count for the companion pass?

Howie

Just applied for both. One was approved and one was not. Reason given was that you cannot have 2 Chase personal Southwest cards at the same time. Told them I needed 2 cards to separate expenses. They still said no. They will allow you to open a buisness and a personal. PS if you apply on a SW plane or in the airport they give you an initial 50,000 on both products. A

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