Table of Contents
Limited time signup bonus
From now through 11/30, you can earn 20,000 bonus miles for opening a Chase United Gateway Card and spending $1,000 within 3 months. With this offer you can also earn up to 54,000 miles on groceries in your first cardmembership year, as described below.
Comparison to previous signup bonus:
This is an intro card offer. The regular signup bonus will probably be 5K or 10K miles.
Welcome bonus terms
You can receive the bonus on this card if you haven’t received a bonus on a United Gateway card in the past 24 months and don’t currently have a United Gateway card.
You can receive the bonus on this card even if you got another United consumer or business card in the past 24 months or currently have another United consumer or business card.
All Chase cards are now subject to 5/24 restrictions. That means it will be hard to get approved if you have been approved for 5 or more consumer credit cards in the past 24 months. Read more about that here.
- Earn 3 miles per dollar on grocery purchases through 9/30/21. The triple miles can be earned on a maximum of $1,500 in grocery spending per month before it reverts back to 1 mile per dollar. This offer is only available for new card applications, not for downgrades from other United cards.
- Earn 2 miles per dollar on United purchases.
- Earn 2 miles per dollar on gas stations.
- Earn 2 miles per dollar on transit and commuting, including ride share services, taxicabs, train tickets, tolls, and mass transit.
- Earn 1 mile per dollar on all other purchases.
- 25% statement credit for food, beverage, and WiFi purchases on United flights.
- No foreign exchange fees.
- United miles never expire, even if you close your card.
- Trip Cancellation / Trip Interruption Insurance
- Extended Warranty Protection
- Purchase Protection
Expanded award ticket availability
One of the best perks of United credit cards are that they are the only airline cards that offer expanded award ticket availability.
This increases the value of your miles significantly and in turn makes the Chase Quadfecta/Quinfecta spending strategy even more valuable.
As this card has no annual fee, it makes for a great downgrade option from other United consumer cards.
Cardholders have access to expanded saver coach award availability (XN class), last seat standard coach award availability (YN class), and last seat standard business/first class award availability (JN class).
It’s not just slightly expanded. There is a world of difference between the availability that cardholders can access and the availability for non-cardholders.
This availability differential applies to all domestic and international routes and makes it crucial to be a United cardholders.
ll domestic and international routes and makes it crucial to be a United cardholders.
Expanded Plan B availability
As you have better access to saver coach awards you’ll also have better ability to do Plan B awards.
Plan B allows you to redeem for saver business class awards when there’s only saver coach available! Read more about Plan B in this post.
No airline besides United offers a Plan B style award redemption.
Discounted awards for cardholders
United runs promotions offering discounts on award flights for cardholders.
Here Is United’s Hidden Award Chart
United no longer publishes an award chart, but rates for United flights found in their old award chart are still correct.
United does charge a close-in mileage surcharge and they can be found in the chart below. Note that the you’ll want to book travel as 2 one-ways to avoid paying the surcharge on the return leg when it wouldn’t apply when booked separately. However if you do that you would lose your ability to take a free stopover.
Partner award rates have gone up and they can be found in the unpublished award chart below with one-way rates for flights to/from the mainland US:
|United flights||Partner flights|
|Close-in surcharge within 7 days||2.5K-3K miles||1K-3.5K miles|
|Close-in surcharge 8-21 days in advance||2K-2.5K miles||1K-3.5K miles|
|Mainland US/Canada||12.5K Coach|
35K Premium Business
40K Premium Business
50K Premium Business
|Central America||17.5K Coach|
|Northern South America||20K Coach|
|Southern South America||30K Coach|
|Middle East||42.5K Coach|
|Central Asia||42.5K Coach|
|South Asia||40K Coach|
|North Asia||35K Coach|
|Japan and Oceania||35K Coach|
|Australia and New Zealand||40K Coach|
While American and Delta have eliminated free stopovers, United continues to offer a free excursionist perk as described in this post. Just use the multi-city award search on United.com to piece it together.
A round-trip to 2 Hawaiian Islands is just 45,000 miles round-trip thanks to the free excursionist perk:
A round-trip ticket to 2 European or South American cities is just 60,000 miles round-trip thanks to the free excursionist perk:
A flight to 2 of my favorite cities in Asia, Hong Kong and Chiang Mai, Thailand is 80K miles thanks to the perk:
You’re even allowed a free open jaw in addition to the perk to really maximize your travel. For example this itinerary includes travel to London, Paris, and Zurich. You can take a train or use 4.5K BA Avios to get from London to Paris to fill the hole in the open jaw:
Of course the free stopover isn’t just useful from the US.
You can stopover in NYC and LA when flying from Tel Aviv to the US:
United has dozens of partner airlines which means lots of great award opportunities. It can be worth checking for award space on partner sites like ANA or Aeroplan.com to search for award availability and then call United to book if you don’t see availability on United.
Partners airlines include:
- Aegean Airlines
- Aer Lingus
- Air Canada
- Air China
- Air Dolomiti
- Air India
- Air New Zealand
- Asiana Airlines
- Austrian Airlines
- Avianca Airlines
- Azul Brazilian Airlines
- Brussels Airlines
- Cape Air
- Copa Airlines
- Croatia Airlines
- EVA Air
- Ethiopian Airlines
- Hawaiian Airlines
- Island Air
- Juneyao Airlines
- LOT Polish
- Scandinavian Airlines
- Shenzhen Airlines
- Silver Airways
- South African Airways
- Swiss International Airlines
- TAP Portugal
- Turkish Airlines
Will you signup for a United Gateway Card?