November 26th, 2012
50,000 Point Signup Bonus For the American Express Business Gold Rewards Card
Update: DEAD!
It’s worth noting that between 12/03 and 01/14 you will be able to get a 30% bonus on Membership Rewards transfers to British Airways Avios. That means that after spending the $5,000 and transferring during the bonus period you’ll have enough points for about 16 one-way short haul flights using Avios on American (or LAN, or Qantas intra-Australia, or even BA intra-EU) with no fuel surcharges. And it’s way more than enough for a round-trip ticket to Israel using Avios on Air Berlin with no fuel surcharges.
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Originally posted on 09/05:
Related posts:
-4BM Success! (2 consumer card and 2 business card approvals with just 1 hard pull!) .
-Want To Boost Your Credit Score? Spend On Business Cards Instead Of Consumer Cards.
-Which Miles To Use To Fly To Israel? (Hint: You can get to Israel round-trip for as little as 25,000 points with fuel surcharges or 50,000 points with no fuel surcharges!)
-Credit Score FAQs Part 1: Opening And Closing Cards
-Credit Card Reconsideration: Don’t Give Up!
-Need To Meet A Spending Threshold Deadline? Send And Receive $1,000/Month With No Fees Using Amazon Payments!
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Business Gold Rewards Card from American Express OPEN-50,000 points for spending $5,000
-You will get 50,000 bonus points for spending $5,000 on this card within 3 months.
-3X points on airfare and 2x points on purchases in the U.S. for advertising in select media, gasoline at U.S. stand-alone gas stations, and shipping.
-There is no fee for the first year, subsequent years are $175.
With this business card you will get Membership Rewards points AND automatic cash back on purchases from these select retailers with Open Savings:
Barnes & Noble online: 5%, Epson: 5%, Fedex: 5%, Flowers.com: 5%, Hyatt: 3%, HP: 5% if you spend $200-$999 annually, 10% if you spend $1,000-$50,000 annually, Microsoft Store: 5%, Courtyard/Fairfield/TownePlace/SpringHill/Residence Inn by Marriott: 5%, Office Max online: 5% on purchases up to $250, 10% on purchases above $250.
Getting a business card is simple. If Joe Smith sells items on Ebay or on Amazon, or has any other side business/hobby and wants a credit card to better keep track of business expenditures he can just open a business credit card for “Joe Smith Sole Proprietorship” as the business name.
Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field as well as in the social security number field.
Some people have reported receiving a financial review after applying for this card, so if you have no income on the books it would not be a good idea to apply for this card.
Membership Rewards points transfer to:
Transfers are at 1K:1K ratios or are otherwise listed.
Airlines:
-Aeromexico (Skyteam)
-Air Canada (Star Alliance)
-Alitalia (Skyteam)
-ANA (Star Alliance)
-Asia Miles, Cathay Pacific (OneWorld)
-Avios, British Airways/Iberia (OneWorld)
-Delta (Skyteam)
-El Al (1,000 MR:20 El Al ratio)
-Flying Blue, Air France/KLM (Skyteam)
-Frontier
-Hawaiian
-Jetblue (250 MR:200 Jetblue ratio)
-Singapore (Star Alliance)
-Virgin America (200 MR:100 Virgin ratio)
-Virgin Atlantic
Hotels:
-Best Western
-Choice
-Hilton: (1,000 MR:1,500 Hilton ratio)
-Starwood: (1,000 MR:333 Starwood ratio)
You can apply for both consumer and business American Express cards on the same day with just 1 credit pull. Other cards you may want to consider include:
Consumer cards:
-Starwood Preferred Guest® Credit Card from American Express
-TrueEarnings® Card from Costco and American Express
-American Express® Premier Rewards Gold Card
-The Platinum Card® from American Express
-Gold Delta SkyMiles® Credit Card from American Express
-American Express® Gold Card
-Blue Cash Preferred Card® from American Express
-Blue Cash Everyday Card® from American Express
-Blue Sky from American Express®
Business cards:
-Starwood Preferred Guest® Business Credit Card from American Express OPEN
-Business Gold Rewards Card® from American Express OPEN
-The Business Platinum Card® from American Express OPEN
-Gold Delta SkyMiles® Business Credit Card from American Express OPEN
-SimplyCash® Business Card from American Express OPEN
1
September 5th, 2012 at 1:32 pm
Smh. Right after the SPG card they throw this out there which sounds so much better..
2
September 5th, 2012 at 2:32 pm
Is this a charge card and won’t effect my credit?
3
September 5th, 2012 at 2:38 pm
does any know if i got the ink card (old sept ’11) and 80k promotion can i get the new ink 50k promotion?
4
September 5th, 2012 at 2:39 pm
@Yisrael:
It is indeed a charge card.
@Smart Guy:
I have never had a problem churning a Chase Ultimate Rewards card for points.
5
September 5th, 2012 at 2:43 pm
dan
i think the fun is over as far as churning american express cards.the fine print says you cant have had this card or a platinum within the last 12 months to get promotion.you will get approved for the card but you will not get the points.
i just had that with another mercedes platinum card that i got.since i had one prior within the year they will not give me the points
6
September 5th, 2012 at 2:43 pm
I applied for the 25k offe last month. Anyway to have it matched?
7
September 5th, 2012 at 3:04 pm
@bernie weinberg:
Yep, on DDF more and more people are reporting that they are not getting bonus’s.
@dan: You should mention this in your post so people understand this before applying
8
September 5th, 2012 at 3:13 pm
@bernie weinberg:
Actually it says you can’t have had a business gold or business plat in the last 12 months.
Either way I just did a 4bm with 4 cards I have had before and will be happy to update everyone with the results of it!
@Yitz:
Nope.
@Anonymous:
And plenty are saying that it is still working just fine.
Way too soon to know either way.
9
September 5th, 2012 at 3:23 pm
How much would a mileage buyer pay for 55000 AmEx points?
10
September 5th, 2012 at 3:24 pm
@Anon:
Depends on the various bonuses they run, but probably in the ballpark of $900.
11
September 5th, 2012 at 3:37 pm
I know the answer to this can very likely be found in the forums but wanted to know your thoughts. I don’t most of my flying with AA and try to fly with One World airlines otherwise. Whats the best card to open to accrue AA mileage or accrue points to transfer to AA. Thanks!
12
September 5th, 2012 at 4:21 pm
Any suggestion how to spend 5k in three month without actually spending?
13
September 5th, 2012 at 4:28 pm
amazon payments, gift cards, etc.
14
September 5th, 2012 at 4:58 pm
I just did 2 seperate 3bm pulls yesterday for a total of 3 cons cards and 3 biz cards. I got instantly approved on only 1 (premier gold cons). I got approved for another 1 (plat biz) this morning and declined for 2 (spg biz, blue cons)this morning. 2 (delta & spg cons) are still processing. How do they decide which card to approve and which to deny and Can i trade 1 for the other ie: if I would rather have the spg than the biz plat? I should add that I do have less than average credit ie: verizon collection and Citi settlement but that should either get me denied for all or none, correct?
15
September 5th, 2012 at 4:58 pm
Whats more ways to spend the 5k in three months? i just got approved…
i can do amazon payments, what else can get me closer?
16
September 5th, 2012 at 5:47 pm
Here is a stupid question: Can the points be transferred to an airline posted and then sit in my account at that airline? For example, if I transfer my points to jetblue, must i use them right then or can it sit in my accunt at jet blue. I ask becuase I have no intention of keeping the account open once the fee kicks in. Thx.
17
September 5th, 2012 at 5:52 pm
Approved!
18
September 5th, 2012 at 6:35 pm
whats diff btwn this card and regular gold card?
19
September 5th, 2012 at 6:47 pm
If I have more then one corporation, can I get the bonus for each corporation?
20
September 5th, 2012 at 6:55 pm
Dan, I just got off the phone with chase and none of the reps can get me an application to the saphire preffered world mastercard. They say I have to apply and by default it will be the visa and then I can request to be switched to the mc. Is this something new. Are there more qualificatons to get the mc than the visa?
21
September 5th, 2012 at 7:18 pm
@SoWhat:
They can stay by the airline, subject to the expiration policies of each airline.
@Dan, help me out man!:
Mastercard link:
http://www.dansdeals.com/go/SapphireWMC/
22
September 6th, 2012 at 1:01 am
@Shalom:
NOT BETTER, SPG is a better card, i have both. This card had many 75000 MR bonus for signup very frequently, i got it at 75k, I am not a churner, i get cards and keep most of them unless i have both a business and personal version of same card, i do not mind paying high annual fees, i spend more than 250k a month on cards for business and keep my relation with banks A=, if you churn too often, Citi, Chase and Amex are starting to close accounts, Greed and freebies are good to a certain extent, even 2 highly followed bloggers wrote recently that they,ll not apply for more than one or max 2 Chase cards a year , they were almost blacklisted. Bloggers make money on each application through their links, and keep mentioning the benefits of a different card every day, and newbgies keep applying till they burn themselves with the banks, while the bloggers fly first class and stay at top end hotels they promote .
23
September 6th, 2012 at 2:11 am
GM
Which other card(s) would u suggest applying 4 together with this card in a 2bm or 3bm?
Thank You
24
September 6th, 2012 at 2:33 am
Dan I tried couple of times to get a cc but I always get back denied cuz no credit history (tried Macy’s.etc too ) please help me getting my first card ty
25
September 6th, 2012 at 4:52 am
Dan anyway around the annual fee on this or sapphire
26
September 6th, 2012 at 7:58 am
Dan, I applied for the spg business and they want financial documents from me proving my income. I told them I make 80000 but in truth its only about 35000. Should I even bother sending it in? will I get into trouble? denied automatically?
27
September 6th, 2012 at 8:16 am
@Anonymous: this is the secure message i got back from amex
I checked our records and would like to clarify that your new Mercedes-Benz Platinum Card is not eligible to receive 50,000 Membership Rewards bonus points because you had a Mercedes-Benz Platinum Card ending in 71000 with us in the last 12 months. You had cancelled the Card ending in 71000 on April 24, 2012.
Please know that as per the terms and conditions associated with the offer, bonus points are not available to applicants who have had the same product issued by us within the last 12 months.
28
September 6th, 2012 at 9:59 am
@lucy:
Quite frankly you have no idea what you’re talking about. But it sure must be nice to be able to spend $3,000,000 a year and reap the miles without having to resort to lowly churning like the rest of us.
First of all I’ve been churning and blogging about this stuff since 2004, wayyyy before banks decided to advertise on blogs.
I have churned hundreds of cards personally earning into many millions of miles without doing the kind of spending like you can. Any blogger who opens just 1 or 2 Chase cards per year simply isn’t playing the game right as that’s pretty pathetic…talk the talk but not walking the walk? My stays and trips are all from miles and points from churning, not from any freebies from the banks, hotels, or airlines. Feel free to see my collection in this post: http://www.dansdeals.com/archives/23410
I have opened and closed some 15 AMEX and Chase cards over the past year. People on DDF (DansDeals Forums) have done app-o-ramas with 12 cards at once multiple times per year without repercussions, and there are hundreds of heavy churners on DDF. Only a tiny percentage have run into any trouble and usually it was due to other factors, like abusing 5% cards like AARP and Ink Vanilla spending. As far as AMEX as long as you make anything on the books you can almost always pass as FR.
And that 75K offer (not currently around) required $10,000 in spending, something that’s more than most people can hack with plays like Amazon Payments, though I can see how that’s better for you given your $3,000,000 per year spending availability. Heck if there were a 250,000 bonus point card for spending $100,000 you’d probably be touting it as the best thing around… As far as most people who don’t spend anywhere near that amount it’s about churning as many card offers that have spending thresholds within reach to rack up the miles, clearly someone in your lucky position has no need to do all that as you get more than enough miles to travel for free anyway based on your spend.
And you are correct, SPG is a better card than this, though it’s debatable if 50K MR or 30K SPG is better.
@Hello:
Starwood, Premier Gold, Delta, Platinum, it really just depends on your needs.
There are links in the recent Starwood post:
http://www.dansdeals.com/archives/23240
@Ash:
Cancel after a year. Or apply for a few new cards and use the old cards as leverage to get approved.
@sam:
Send it in. Someone on DDF passed with multiple AMEX cards and just 6.5K in reported income!
@bernie weinberg:
Well, I guess we know that card is going to be a hard churn now. We’ll see about the others.
29
September 6th, 2012 at 11:12 am
If i do the 4bm with one of the cards being the amex business gold card and the rest being personal card will it still only be one pull ? (i did the chase ink bold and sapphire preferred and got two hard pulls) or does amex do business and personal card with one pull ?
30
September 6th, 2012 at 11:15 am
@Vass:
It’s 1 pull with AMEX, 2 for Chase when mixing business and personal.
http://www.dansdeals.com/archives/23754
31
September 6th, 2012 at 11:32 am
whats 2bm 3bm or 4bm????,
32
September 6th, 2012 at 11:40 am
@Dan: Does you know if somebody got the a second ink while still having the first card and getting the promotion?
33
September 6th, 2012 at 11:42 am
@matt:
http://www.dansdeals.com/archives/23410
@Smart Guy:
Yes.
34
September 6th, 2012 at 12:00 pm
is buying a airlines ticktet refundable then wait for the statement of the credit card and cancell it will be considere spending money or not ???
35
September 6th, 2012 at 12:21 pm
I just did 2 seperate 3bm pulls yesterday for a total of 3 cons cards and 3 biz cards. I got instantly approved on only 1 (premier gold cons). I got approved for another 1 (plat biz) this morning and declined for 2 (spg biz, blue cons)this morning. 2 (delta & spg cons) are still processing. How do they decide which card to approve and which to deny and Can i trade 1 for the other ie: if I would rather have the spg than the biz plat? I should add that I do have less than average credit ie: verizon collection and Citi settlement but that should either get me denied for all or none, correct?
36
September 6th, 2012 at 12:34 pm
@Dan: Whats the 3 or 4 best amex cards to apply for ? (spending is not an issue)
37
September 6th, 2012 at 3:29 pm
@Dan: I just don’t understand how you can churn these cards over and over again.
On most of the applications, it says that the bonus is for first time cardholders.
As I only have one identity/one social security number I don’t know how on earth I would grab the same bonus from the same card more than once in a lifetime!
What am I missing?!
38
September 6th, 2012 at 5:41 pm
Ijust applied for this card via the link provided.
I went through the entire application process including the verification screen and then clicked on the final submit button.
After the 60 second hourglass completed twirling I received a message that their systems were down and I should call the regular app phone number to apply.
So what do you suggest I do at this point. should I call?
Dan how are you going to get your referall vig if I call it in?
39
September 6th, 2012 at 6:48 pm
Warning- i applied for this card 6 months ago and my income I make on the books is fine but I had just started working (as an OT) so my tax returns did not show income yet. Anyway, they did a financial review on my account and closed it.
40
September 9th, 2012 at 1:37 pm
Dan, How can i take advantage of the AA airline credit without flying? (gift cards, redeemable on some website?)
41
September 10th, 2012 at 7:34 am
Hi dan. Where is the best place to find out my credit score? Thanks.
42
September 12th, 2012 at 2:47 am
@Shani: hi I had same-however they initially promised me that they would allow me 2 close if it came 2 that.So after much fuss they re-opened my accnt 4 me & allowed me 2 close it..& pull out my unused miles:)..
43
September 12th, 2012 at 3:58 am
could i do a 2 BM 75k with 50k?
what about the fact that i just opened a business and i just got my first AMEX 2 month ago.
would you recommend me to apply for those?
44
September 12th, 2012 at 8:50 am
Hi,
i has the platinum and platinum mercedes benz in the past (feb) applied again in aug did the spending and it doesn’t seem like i will be getting the bonus points because last time on the mercedes benz i got a e-mail congratulating and so far i didn’t receive the e-mail, at mr they don’t see the promotion attached.
45
September 12th, 2012 at 9:40 am
Got approved but I can’t afford spend 5k in 3 month any suggestion??
46
September 12th, 2012 at 9:47 am
Dan: i have applied in the past already fro an American Express 2 times and was declined i do have good credit and have Chase sapphire card and other cards, do you think i can get approoved on Business Gold Rewards Card from American Express ? if personal income is not 60K ?
47
September 12th, 2012 at 10:09 am
Dan, I am responsible to pay the bills in the compnay that i work for. In the past i had a personal credit card (SPG) to pay the bills. I want to get the gold business card- does Amex automatically give me (personally) the points or because its now a “company” credit card does the company get the points?
thanks!
48
September 12th, 2012 at 11:04 am
can i transfer these point to SPG? because i don’t plan on keeping this card open
49
September 12th, 2012 at 2:08 pm
Sorry I am new to this and this might be a dumb question
I have to place about $20,000 on a credit card for a large purchase at work. Should I get the Bus Gold reward with the 75k bonus or a Starwood?
50
September 12th, 2012 at 2:09 pm
to clarify.. I already have a starwood
51
September 12th, 2012 at 2:16 pm
I canceled my spg business amex about 2 mo. ago. Now got a new personal spg. card. How can I set it up so the new membership points combine with the previous ones?
52
September 12th, 2012 at 2:55 pm
Hello:
Thank you for this website/blog. I received the Starwood AMEX card last week upon your recommendation. Will that preclude me from participating in the 70k points promotion on this card?
Thank you,
Orrin
53
September 12th, 2012 at 5:26 pm
@Mitzeahnow, I got the same message, so I decided to switch browsers. I was using Chrome when getting the message, but then switched to IE and it worked. Pending for approval though
Good luck!!
54
September 12th, 2012 at 7:21 pm
Attention Dan:
I just got this card two Weeks before you published this sign up bonus, does secure msg work with Amex like it does with chase?
55
September 13th, 2012 at 5:21 pm
why is n one answering us?
56
September 16th, 2012 at 12:39 am
“Some people have reported receiving a financial review after applying for this card, so if you have no income on the books it would not be a good idea to apply for this card.”
have people had the same experience with the starwoods or chase business cards?
57
November 19th, 2012 at 2:37 pm
Dan i was gonna try a 3bm AMEX business should i hurry and do this or wait for a better offer (guessing something else will be after this), also if I do 3bm should I mix like 2 business and one personal or all business, thanks.
58
November 19th, 2012 at 2:44 pm
why do u need mc over visa ?
59
November 19th, 2012 at 3:02 pm
If I signed up for the platinum(consumer) a couple of months back, will I still get the signup bonus? Someone told me you can’t get a bonus on the gold even though it is a different card then the platinum being that I just had the platinum…
60
November 19th, 2012 at 3:08 pm
Why arent you mentioning the 25% discount on redeeming Avios points from now through May 31? its expirng tonight.
61
November 19th, 2012 at 3:15 pm
@oompaloompa:
This is business so consumer bonuses don’t affect it in my experience.
@BA 25% discount:
Because it applies to longhaul BA flights that have heavy fuel surcharges, I don’t think too many people here are interested in that.
62
November 19th, 2012 at 3:23 pm
@Dan:
But the consumer PRG won’t give me the bonus?
63
November 19th, 2012 at 3:26 pm
@oompaloompa:
I’ll let others chime in with their experience, because I have applied for a couple of consumer PRG cards, a platinum card, a couple Starwood cards, and a couple Delta cards and have received the bonuses on all of them even after the changes they’ve made to their wording.
YMMV in this business is the name of the game.
64
November 19th, 2012 at 3:27 pm
I was planning on opening 3 gold biz cards for different llc, can I do that at the same time. I just got a ink bold for one llc this month. Should I rush or will there b another offer soon?
65
November 19th, 2012 at 3:30 pm
please clarify the 25% discount as i am booking a trip to HK.
also
Avios, British Airways/Iberia (OneWorld) (Limited time 1,000 MR:1,400 Avios ratio)
is this still available?
66
November 19th, 2012 at 3:33 pm
@DanK:
You can always try.
@Reuben:
If you book a longhaul on BA metal today there’s 25% off the miles (though not the insane fuel surcharge) automatically.
For HKG you’ll be better off flying Cathay Pacific even without the 25% off.
67
November 19th, 2012 at 3:36 pm
the business gold card 175 fee can that be downgraded after year?
68
November 19th, 2012 at 3:37 pm
@newcards:
It’s free for a year and it can be downgraded afterward.
69
November 19th, 2012 at 4:08 pm
Dan, Is the business Gold Rewards the same as the Business Gold Amex? The 175 fee is for the first year what is the charge to add additional users? Also, How long would it take me to get the AU cards to use for the available promo’s
70
November 19th, 2012 at 4:16 pm
@Mark:
Yes.
ADDITIONAL CARDS:
Introductory annual fee for Additional Gold Cards in the first year is $0; then, $50 for the first Additional Gold Card and no fee for other Additional Cards.
If you apply for them right now at the time of the app it should come right away.
71
November 19th, 2012 at 4:51 pm
Dan, or someone else, can u explain how its possible with 65,000 points (50k sign up +30% extra) one could get 16 one-way trips on avios using american airlines? Is it a different point system then AA? When i go to the AA site short flights are 12-17k each way….is it less points bookie through avios?
72
November 19th, 2012 at 4:53 pm
@Josh:
Yes, it’s much less with Avios.
http://www.dansdeals.com/archives/17323
http://www.dansdeals.com/archives/17453
73
November 19th, 2012 at 6:06 pm
@Dan:
They denied my 50K when I applied for the platinum saying that I already got it for the Platinum. They even wrote me a letter to that effect.
arrggh – frustrating.
74
November 19th, 2012 at 6:30 pm
ur link seems to be dead!!!
75
November 19th, 2012 at 6:38 pm
@yitz:
Works for me.
If you ever get errors you can browse incognito:
http://www.dansdeals.com/credit-cards
76
November 19th, 2012 at 9:16 pm
Hi Dan, just applied for the amex business, and they emailed me that they need a Federal Tax Identification Number. What should i tell them?
Thanks Dan you the man!
77
November 19th, 2012 at 9:18 pm
@moe:
Just use your social as the tax ID number. That’s exactly what it is for sole-proprietors.
78
November 19th, 2012 at 10:14 pm
I was turned down for amex gold buisness on an llc and then got it upon further manual review.I want to now go for a 3bm with 2 buisness cards on my ss#(starwoods and delta)and one personal(starwoods).Please advise.
Also i want to go for chase buisness on my ss# and personal.Should I wait on amex or does it not make a difference?
Thanks
79
November 19th, 2012 at 10:15 pm
how can i get amex gold to increase amount they will approve?
80
November 19th, 2012 at 10:25 pm
Can I apply for this business card as well as a personal starwood together? (and it will only do 1 credit pull?)
81
November 19th, 2012 at 10:28 pm
@yoss:
Go for it.
You can apply for AMEX and Chase at the same time.
@Sam:
Yes, 1 pull in my experience.
82
November 19th, 2012 at 11:00 pm
where can i get information on how to spend $ 5,00 without buying too much I’m already doing the amazon payments thanks you are doing a gret servic and a superb job!!!!!
83
November 19th, 2012 at 11:10 pm
So i did a 3BM for business cards. Not yet approves. We’ll wait and see and hope for the best.
If I am not approved immediately, uifht as well apply for a consumer card (or 2 foe good luck), no?
I have not seen you (yet) advocate that if you were not immediately approved, go ahead and apply for more cards! It will all (hopefully) be only 1 pull!!
Is this assumption correct?
84
November 19th, 2012 at 11:16 pm
@savta:
There are lots of ways like vanilla reloads or look on DDF for other suggestions.
@Mendy:
Additional apps on the same day don’t generally cause more pulls. Buy be prepared to call Recon for cards that aren’t approved.
85
November 20th, 2012 at 2:00 am
hi Dan, just wondering if I should convert Amex points to ba with the 30% bonus or should I wait for something better (like 40% or maybe even 50% bonus) in the near future ?
86
November 20th, 2012 at 8:26 am
dan if i just closed my gold card a month ago will i still get the 50k for singing up
87
November 20th, 2012 at 2:00 pm
not sure where to put this. long story short i enrolled in BILL ME LATER. s/t i would not have done normally. i have enough credit cards. should i have them close the account or just leave it open . i currntly hv: about 4 cc cards. and mistakenly opended this not realizing it was a credit account w/ hard pull?
88
November 20th, 2012 at 2:02 pm
i applied for chase bus. ink and next day they said i didnt have long enough credit history w/ ovr $5000 limit. i did HUCA and was told “prev. person alredy explained and there was nothing they cd do”. shd i try writing to them?
89
November 20th, 2012 at 2:08 pm
@a:
Do you have other Chase cards?
90
November 20th, 2012 at 2:35 pm
yes a freedom (abt. 8 months) and united sig. explorer $7000 limit (abt. 6months.) they said they cant move credit line from personal to bus. card.
also prev. Question. was. acc. opned BILL ME LATER ACCNT. close or not.? idnt need it/want it. ?
91
November 20th, 2012 at 2:43 pm
@a:
You were misinformed, you can transfer the line from personal cards.
Call back to business recon and negotiate that.
Once you opened it just leave it open.
92
November 20th, 2012 at 2:50 pm
Dan, what is the best way to improve chances for instant approval? I have a biz and personal SPG Amex now; should I cancel, wait some time (how long) and then apply or just go for a 4BM now (2 laptops, 2 browsers, hit “submit” simultaneously)?
93
November 20th, 2012 at 3:11 pm
Dan, or anyone, is there something special about Hyatt 48lex? There are many Hyatts in Manhattan, do you know which are the nicer ones?(want to use my hyatt award anniversay night…)
Thanks
94
November 20th, 2012 at 3:13 pm
@Donor:
4BM it now, definitely don’t cancel a card, use it as leverage.
@Avi: 48LEX is the only one eligible for the anniversary night.
95
November 20th, 2012 at 3:20 pm
Oh, yes I see now, thank you Dan.
96
November 20th, 2012 at 5:55 pm
if i just closed my gold card a month ago will i still get the 50k for singing up
97
November 24th, 2012 at 11:32 pm
How can I meet the spend for a 3B or 4B? The Amazon payments is limited and the Vanilla Reloads have become difficult besides being limited as well. You seem to have more good ideas.
98
November 25th, 2012 at 3:43 pm
OK, it did not expire, the offer is still there, presumably until 11-26. BUT when I did a 3BM (the 4th kept hanging up saying could not process request), only 1 of 3 was intant approval; the rest are “pending” (I will call the acct mgmt people Monday).
I applied as sole proprietor with 3 identical apps, one on a laptop aand 2 on a desktop (one with IE and the other with FFOX).
Should I have listed 3 different business names, varied the applications?
99
November 25th, 2012 at 3:59 pm
UPDATE: 2 of the 3 applications to the same 50K AMEX rewards biz card were Cancelled. What should I have done differently?
100
November 26th, 2012 at 1:41 pm
Dan the business gold rewards card can be downgraded to what card after the first year?
101
November 26th, 2012 at 2:11 pm
Need idea for a 4 bm thinking 2 Starwood and 2 gold but I think personal only has 25 k any ideas
102
November 26th, 2012 at 2:16 pm
@donor:
You need to apply for 3 different cards, not the same card.
@bklyn:
Just use it as leverage to get approved for another card after the year.
@Mow:
25K Starwood is worth over $500, nothing to sneeze at.
103
November 26th, 2012 at 2:37 pm
I know this has been asked, but can someone summarize how to spend $5k without spending it, in simple terms for a newbie.
Also, I neglected to apply for a second card for the promotion; can I save that? Customer service told me no??
104
November 26th, 2012 at 2:42 pm
Never mind second part of previous post; the bonus is per account, not per card. I still would like to hear how to spend without actually spending to qualify for the bonus points. TIA.
105
November 26th, 2012 at 2:57 pm
@Gershon Dubin:
Amazon Payments, Vanilla Reload+Bluebird, etc.
106
November 26th, 2012 at 3:27 pm
Is anybody else having this problem, when putting in all my info and then waiting for a response this shows up “Currently, our systems are not responding. Please try again later or call us at 1-800-519-OPEN (6736) to apply for a Card. We apologize for any inconvenience.”
And can i do the application over the phone even if im using my SS for the tax ID number?
107
November 26th, 2012 at 3:33 pm
@Dan:
I need it in simple newbie terms. Sorry. Is there a post/posts on these you can direct us newbies to?
108
November 26th, 2012 at 3:41 pm
@jack:
Browse incognito, see here: http://www.dansdeals.com/credit-cards
@Gershon Dubin:
http://www.dansdeals.com/archives/15503
http://www.dansdeals.com/archives/24892
http://www.dansdeals.com/archives/25499
109
November 26th, 2012 at 5:08 pm
I get the Bluebird, and I get the Amazon payments. AISI they’re very similar; send money somewhere that you’ll get back, such as a friend or paying off the credit card account that funded the BB or AP in the first place.
Where does the Vanilla come in (and where in NYC do you get it)?
110
November 26th, 2012 at 5:10 pm
@Gershon Dubin:
CVS, Walgreens, 7-11, etc.
The problem is in NYC they are generally stricter about taking credit cards than the rest of the country so YMMV.
Find more store locations here: https://www.vanillareload.com/
111
November 26th, 2012 at 5:13 pm
hi if i aready have 1 card from before can i apply for more and get additional 50k ?
112
November 26th, 2012 at 5:26 pm
Are those places that you can get an original vanilla card or only reload?
I still don’t “get” where Vanilla comes in where Bluebird can’t do it on its own (load Bluebird from the cc to be used and then pay with Bluebird, either a friend or the cc bill)?
113
November 26th, 2012 at 5:28 pm
You can’t load BB with a cc.
You can load BB with a Vanilla Reload. A Vanilla Reload can be loaded from a credit card.
114
November 26th, 2012 at 5:40 pm
Hey Dan,
Assuming i fly Delta just as much as United, isn’t the Gold Delta SkyMiles AmEx just as good as the United Mileage Plus Explorer, if not better? Since you only need to spend $500 in 3 months for the Delta card as opposed to $1000 for the United card?
115
November 26th, 2012 at 9:20 pm
Dan, I applied for 3 business cards with the 3bm I go approved for the gold Card but declined for the statwood and delta because of too much of my credit being used. I want to call reconsideration, I just want to know if all else fails, can I ask them to move some of the $9200, credit line from my personal spg, or will that not work? And if not is there a better method to try and get approved?
116
November 26th, 2012 at 10:06 pm
is the deal dead? even incognito it says the deal is dead. thought it was valid till the end of the day.
117
November 26th, 2012 at 10:08 pm
tried the business gold its dead
118
November 26th, 2012 at 11:37 pm
it looks dead
119
November 27th, 2012 at 12:55 am
Game is over!
Doesn’t work anymore!
120
November 27th, 2012 at 4:57 am
I forgot to take screenshot of the offer, does anyone have one and would be willing to share with me? Uploading to imageshack.us would be good enough. Thank you.
121
November 27th, 2012 at 4:32 pm
Is there a way to transfer AA Miles into Avios miles?
122
November 27th, 2012 at 10:15 pm
i have 100000 united miles and 100000 chase miles i wane fly busniss or first class from ny to isreal for lag bomer whats the best way to do it ?
123
November 27th, 2012 at 11:26 pm
@ dan or any other professional – i got 100,000 amex points, and need to get from NY to LA for pesach (6 tickets). what’s my best bet? i can’t figure out this avios thing – seems like they only fly 10 locations worldwide????