August 23rd, 2012
Need To Meet A Spending Threshold Deadline? Send And Receive $1,000/Month With No Fees Using Amazon Payments!
Update: This article was originally posted over a year ago and this has been discussed on DDF for 2 years now, but it’s worth reminding people of it. When I posted this some people thought that it would surely be killed, and yet like the Energizer bunny it just keeps on going. Kudos to Amazon for the service!
————————————————
Originally posted on 08/01/11:
This has been discussed on the DansDeals Forums for the past year or so, but it’s good info in case you’re not (yet) a DansDeals Forum user!
Amazon payments lets you send and receive up to $1,000/month per Amazon account without any fees! Send $1,000 to a friend from your credit card and your friend will get $1,000 deposited to their bank account without any fees and you’ll get 1,000 miles or points, and more importantly, be $1,000 closer to that spending threshold you need to meet to get signup bonus miles!
Just be sure to select that the payment is for goods/services and not cash advance when making the payment on Amazon.
This can help you meet thresholds on cards with spend hurdles like:
-Starwood American Express Consumer card (30K Starpoints for $5,000 spend in 6 months for apps until 09/04)
Click the link below for a list of other cards with spend thresholds that you can cover with Amazon Payments.
-Starwood American Express Business card (30K Starpoints for $5,000 spend in 6 months for apps until 09/04)
-American Express Premier Gold card (25K MR points for $2,000 spend in 3 months plus 15K additional MR points annually for $30K spend)
-American Express Delta Consumer card (30K miles for $500 spend in 3 months)
-American Express Delta Business card (30K miles for $500 spend in 3 months)
-American Express Platinum card (25K MR points for $2,000 spend in 3 months)
-American Express Platinum Business card (25K MR points for $5,000 spend in 3 months)
-Chase Sapphire Preferred Visa (40K UR points for $3,000 spend in 3 months)
-Chase Sapphire Preferred Mastercard (40K UR points for $3,000 spend in 3 months)
-Chase Freedom Mastercard (10K UR points for $500 spend in 3 months)
-Chase Ink Plus Business card (25K UR points for $1 spend plus 25K points for $10,000 spend in 3 months)
-Chase Ink Bold Business card (25K UR points for $1 spend plus 25K points for $10,000 spend in 3 months)
-Chase Ink Classic Business card (10K UR points for $1 spend plus 15K points for $5,000 spend in 3 months)
-Chase Ink Cash Business card (10K points for $1 spend plus 15K points for $5,000 spend in 3 months)
-Citi Hilton Reserve (2 free weekend nights at any Hilton worldwide with standard rooms for $2,500 spend and an additional weekend night annually with $10K spend.)
1
August 1st, 2011 at 6:48 pm
Well, I give it about 6 months before they either terminate this program or start charging a fee. They’re gonna see a huge spike in $1k transactions with the mint program shut down.
2
August 1st, 2011 at 6:54 pm
It should be noted that this should be used with caution or else you risk being shut down.
3
August 1st, 2011 at 7:02 pm
So much for using amazon payments… this will kill it for sure.
4
August 1st, 2011 at 7:09 pm
talk about a sure and fast death
5
August 1st, 2011 at 7:21 pm
All morons that have a tendency to call the companies and tell them about these deals.
Please don’t
6
August 1st, 2011 at 7:41 pm
Please take this article down! Don’t ruin a good thing!
7
August 1st, 2011 at 7:49 pm
+1000000
8
August 1st, 2011 at 7:50 pm
Take this down pleeeeeasse.
9
August 1st, 2011 at 8:02 pm
This is probably the last month folks… if you’re lucky
10
August 1st, 2011 at 8:07 pm
If you already publish it, it makes sense to tell people that they can bee banned from Amazon completely if Amazon SUSPECTS that you are exchanging funds with your friends for miles or points. No proof needed. Also, for Amex, such services are a fast track to Financial Review. You can use it, but you should know what are you doing and know the risks. Otherwise, many people will come back here to complain.
11
August 1st, 2011 at 8:16 pm
Please don’t be a deal killer ala mr pickles
12
August 1st, 2011 at 8:19 pm
this does not belong on the main site. your killing the forums dan.
13
August 1st, 2011 at 8:22 pm
Please pull this down, dan your are becoming a deal killer. You know this will be abused and eventually pulled just like every deal that is posted on your main page. Pls leave this in the forums so it will stay alive.
Dan you underestimate your power I you will kill this deal, its too good to be killed.
14
August 1st, 2011 at 8:30 pm
Great. Another hyperventilating flurry of “take this post down!” comments. For all of you “I know about it but I don’t want anyone else to know about it” people, save yourselves a lot of grief and give the selfishness a rest. This type of info is easily available already. It’s called the internet. Deal with it. But by all means, feel free to start your own blog and keep it free of any and all useful info. if that will make you feel better.
15
August 1st, 2011 at 9:14 pm
Really dan? The deal’s gonna go away in a few days now.
16
August 1st, 2011 at 9:21 pm
you cant do 1000 i tried it wont let the most you can transfer at a time is $500
17
August 1st, 2011 at 9:55 pm
@meir:
500×2=1000
18
August 1st, 2011 at 9:58 pm
SHHHHHHHH!!!!!!
19
August 1st, 2011 at 10:07 pm
cmon this isn’t a new deal and the worries have always been the same. if you want to do it thank Dan for the reminder id you don’f like it move on.
20
August 1st, 2011 at 10:09 pm
Really?!
21
August 1st, 2011 at 10:25 pm
@Anonymous: the problem is the account that is getting money has to be connected with a bank account thats why it didnt work but now i figured it out
22
August 1st, 2011 at 10:55 pm
Thanks dan – say good bye to this deal …….why post this now – u know it will be abused especially since mint shut down last week
23
August 1st, 2011 at 11:32 pm
If I send it to my wife’s account and she has the same last name as me is that a problem?
What about if we have the same bank account? Or, if I use my checking and she uses the savings account which both have the same routing number, is that an issue?
24
August 2nd, 2011 at 12:26 am
This post wins the award for most negative feedback of the year…by far!
I love the drama!
25
August 2nd, 2011 at 12:31 am
@bless G-d:
Same last name might be a problem, might not. If its Cohen, you are OK.
Same account number is a big problem – open second account.
Same routing number is not a problem.
DO NOT use the same computer or the same internet connection (IP) to log in! Have her do it from a different place.
Don’t use same email or mailing address.
26
August 2nd, 2011 at 12:35 am
Anyone beside me think this may be a halachic issue. Companies want you to SPEND 1000, not send it to a friend who will hand it over to you the next day. Interesting…….(at least the coins was a purchase)
Of course most people will respond that the friend is returning it as a “gift”, please….
27
August 2nd, 2011 at 1:58 am
Guys chill out!! I spoke to amazon they are not changing this until next year. They know about the shtick
28
August 2nd, 2011 at 11:52 am
@tom:
I don’t think so. Thet advertise it: “Send money to your friends and family online or via your mobile phone.”
Even to family.
29
August 2nd, 2011 at 12:23 pm
THANKS Dan. Your not selfish like your boggers who come on your site to see a deal they don’t know and scream at you when you put a deal that they know dan your the best plz keep putting up the best deals for us and who ever dose not like this site dose not have to come visit it.
30
August 2nd, 2011 at 3:00 pm
“Key Am Keshay Oyref who”
31
August 2nd, 2011 at 6:19 pm
Guys give him a break and stop looking out for yourselves.
Thank you Dan for helping many people in klal Yisroel and for being selfless by sharing lots of wonderful deals in order to help your fellow brothers around the world.
32
August 2nd, 2011 at 10:58 pm
This is not ethical behavior. You r abusing what seems to be a generous service when really needed
33
August 2nd, 2011 at 11:46 pm
if the receiver has an account, you could send $1000. if not u could only send $500
i opened 4 accounts with 4 email addresses and send $1000 from 1 to the other with the same cc and bank acount and same first and last name! thats $4000.
if you open 20 account…
34
August 3rd, 2011 at 1:19 am
Thanks dan smart move
35
August 3rd, 2011 at 1:23 am
Hay guys stop keveching dan have enough crying form his new baby ps what your baby name well the last name is deals but what’s the first
36
August 3rd, 2011 at 3:15 am
What’s the final word, if u open many accounts with diff email addresses, but use the same Credit Card to charge, & same Bank Account to receive, will they allow it? & if they allow it, will u get in trouble for doing it? Please only answer if u know. Thanx Guys! & Ofcourse, THANX DAN!! U Rock!
37
August 3rd, 2011 at 5:51 pm
hey dan i was charged a $2 fee from amazon for sending $500 whats that about it says no fees
38
August 5th, 2011 at 8:56 am
@abe:
did you click purchase or cash advance?
39
August 5th, 2011 at 8:59 am
@Get in Trouble?:
Don’t know if this was smart but I did 2 accts with same cc and same checking and the money ($2000, $1000 for ea.) is back in my acct 2 days later
40
August 5th, 2011 at 5:05 pm
@Hocker: i clicked purchase
41
August 8th, 2011 at 1:45 am
Would this work with amex serve as well?
42
August 17th, 2011 at 12:17 am
@Chris: thank you. why are we gathering here if not to find this out? everything ends. get over it.
43
August 22nd, 2011 at 2:15 pm
Dan you forgot to mention if you do this with amex you’re guaranteed an FR. Dan – you just officially killed the forums, no one is gonna talk about anything out of fear it’ll go on the main site.
44
August 22nd, 2011 at 3:48 pm
@amex fr:
So be it.
I agree with Chris here. “I know about it but I don’t want anyone else to know about it” people are selfish. If I felt the same way I would’ve never started a little blog for my friends called ctownbochur.blogspot.com which was started to help friends know about stuff that I was doing.
And BS that you guaranteed an F/R. Hundreds of people have done this without getting an FR.
Sure, it can be an FR factor, but so can dozens of other things!
45
September 1st, 2011 at 5:22 pm
What is an F/R FR?
46
September 7th, 2011 at 1:15 pm
I was wondering, what is an FR Factor? Will using amazon for my Amex card spending threshold hurt me?
47
September 20th, 2011 at 1:26 pm
@Chris:
+1
@Dan:
+1
Wow, it’s really scary to see how selfish all these people are.
I think people have to just chill out. Enjoy the extra perks you get with miles but don’t make it something you must have, because it seems to sometimes bring out the worst in people.
Remember it’s just an added bonus in life- not life itself.
Chill and enjoy.
48
October 11th, 2011 at 6:31 pm
tru dat
49
November 17th, 2011 at 6:22 pm
If i send money to somebody thru Amazon payment using my credit card, does it show up on my credit card as a cash advance or a purchase? I don’t want to pay a fee.
Post above also discusses a $2 fee being charged by amazon. Is this for a purchase or cash advance?
Please explain how to send money wiothout any credit card or amazon fees being charged/
Thanks
50
April 18th, 2012 at 2:39 pm
how do you access amazon payment system using your credit card and sending it to someone elses’s bank account????thank you
51
April 19th, 2012 at 11:13 am
I have used amazon payments many times successfully, last week I used it for a sapphire card and transferred $1000. It did not count towards the threshold, it was registered as a cash advance and I got charged $50 + interest. I got the charges cancelled, but it still won’t count towards the $3000 spend minimum.
52
April 19th, 2012 at 11:37 am
@ethan:
Then you clicked on cash advance instead of purchase or you paid yourself when you used Amazon because that has never happened to anyone else.
53
June 1st, 2012 at 12:35 am
Dan and fans! Thanks for all! And I’m counting of your creative side here…I spend $2,000 a month in mortgage payments, and another $400 in car payments; I’d like to leverage that (30K annualy) for CC points/miles; so what can we come up with?
I have some raw ideas (Amazon payments? Paypal? Recurring no fee cash advances and then CC bill pay) but they need polishing, and would surely appreciate your input!
54
July 19th, 2012 at 9:08 am
can i still use amazon payments for a spending threshold? is everything about it still free? if you dont mind can you post exactly how to do it?
55
August 15th, 2012 at 2:51 pm
can someone please respond to 54 need to spend! thanx!!!
56
August 16th, 2012 at 2:21 pm
@jim: @need to spend: yes. you can do it. if you have an amazon account then go to payments.amazon.com and create an amazon payments account. i use amazon payments all the time and dont pay a dime. i even had a credit on my credit card for something and charged my own cc from amazon payments and now that money is in my bank account for free
57
August 16th, 2012 at 5:06 pm
If the Chase Freedom card gives you 10 points for every transaction, do you see an issue with making a whole bunch of 5 cent payments to rack up points?
58
August 19th, 2012 at 4:18 pm
@dan:
amazonpayments state that recipients may receive “up to $500 per month. The receiving limit may be raised or removed entirely once a credit card and verified bank account have been registered in the account.”
does that mean that if I want to send more to one person (my sis- in order to meet a threshold) she must have both CC and bank account verified?? I know her bank account is verified but I don’t even know if she has a CC? Would a debit card count as a CC?
59
August 23rd, 2012 at 7:03 am
What do you think about. http://forums.dansdeals.com/index.php?topic=18775.msg289089#msg289089
60
August 23rd, 2012 at 9:20 am
Please pull this down, there is a reason why it was postd in the forums. Dan this makes people hesitate to post deals on the forum.
61
August 23rd, 2012 at 9:57 am
Don’t do it with AMEX. They will call you and ask what this is for. ( they want you to use serve).
62
August 23rd, 2012 at 10:06 am
Just make sure you do it as a payment and not cash advance so your CC shouldn’t charge you a finance charge for cash advance
63
August 23rd, 2012 at 10:13 am
@Anonymous: THATS because You must verify 1. a CC 2. Your routing number to your bank TWO things
if its just a CC you can only do $500
64
August 23rd, 2012 at 11:28 am
Any chance this will bring on F/R of you use an amex card?
65
August 23rd, 2012 at 12:39 pm
@Dan: Can you please explain how this works? If I use my CC to do it, does the money have to really goto “someone else” or can got myself? Also how long does it take to get the money?? Please answer. Thanks,
66
August 23rd, 2012 at 2:54 pm
Thank you to Dan for posting this. Sharing this with everyone was a very thoughtful and selfless thing to do.
Regarding the $1,000/month, does that go for each calendar month? For example, if I do it now in August, can I do it again in 2 weeks in September?
67
August 23rd, 2012 at 3:07 pm
@123:
Lol, I’m guessing you skipped the bolded update.
@ddawg:
I haven’t had problems with $1,000/month, but if you do multiple amazon accounts with the same card to rack up a lot on AMEX it may cause problems.
YMMV.
@Mendy:
Yes, just find 1 or better yet 2 other people to make a circle with.
@newdanfan:
Correct, calendar month.
68
August 23rd, 2012 at 3:31 pm
Any other ideas to reach the $5000? Any stores give back cash for returns that was paid for by cc or something like that?
69
August 23rd, 2012 at 3:34 pm
Yeah, I need to find a 3rd person for a decent circle.
Wife and I each have a separate Amex SPG and linked to a separate checking account, but it seems fishy just sending money back and forth to each other…really need a third to avoid suspicion better I think.
I’m willing to circle with someone here if we can verify each other’s identity, etc. unless someone has a better idea on how to do it.
70
August 23rd, 2012 at 11:55 pm
I did this at the beginning of the year and now i get a message from amazon every month stating that i need to give my social or tax id in order to meet with their new regulations? I’m sorta scared to continue using this due to the fact that i may get taxed on it….thoughts?
71
August 24th, 2012 at 1:05 am
@gogreen: Ruin what? this has been written about by at least 12 popular bloggers over the past few months, it is a well known fact to the average Joe, nothing secretive here, this whole thing is changing, people who just depend on card churns only will not be in the long run, banks were always aware of this but now started getting tougher, closing accounts, declining new applications for churners, soon the way to earn miles will be through flying or heavy credit card spending .
72
August 24th, 2012 at 1:08 am
@Luke: i gave my ssn and i have no problems
73
August 24th, 2012 at 10:05 am
@hudi and your not afraid of amazon sending you a tax return form? saying you paid person “X” $12000 over a year and that person getting a tax notification saying they received $12,000 as income?
74
August 24th, 2012 at 10:14 am
@pilot:
I’d have to disagree with churning being dead, it’s just about knowing the right way to do it.
@Luke:
They only 1099 you if you process at least 200 transactions AND receive at least $20,000.
75
August 24th, 2012 at 12:18 pm
Dan, you rock, thank you as always for your amazing work.
Does anyone know the financial/tax implications for this? If I pay a friend for ‘goods and services’, can that create IRS related tax issues since he obviously won’t be reporting that as revenue?
Thanks.
76
August 24th, 2012 at 12:34 pm
@Dov:
No.
The IRS doesn’t care that you are passing back and forth $1,000 for miles as that’s not income.
And anyway it’s not reported unless you process at least 200 transactions AND receive at least $20,000 on Amazon Payments.
77
August 24th, 2012 at 12:57 pm
If u wanna fill a spending threshold u can buy visa gift cards in an office supply store, with an ink card ull get 5% back.
78
August 26th, 2012 at 1:08 am
@Dan:
Can I make lets say 5 accounts for 5 family members and transfer 1,000$ a month between them from my different personal credit cards?
79
August 26th, 2012 at 10:47 am
i sent 100 dollars to someone as a test. why was my credit card charged 1.00$ twice?
80
August 26th, 2012 at 10:42 pm
@anonymous: your credit card most likely wasnt charged. you probably see a transaction from amazon as pending. amazon just wants to make sure you are using a valid credit card. the authorization will drop after a couple days and you will only be charged for the amount you charged.
81
August 28th, 2012 at 8:15 am
Thanks! I paid (some of) my rent via amazonpayment! More points every month!
82
August 29th, 2012 at 3:10 pm
@Dan: so if i sent 1k today 9the 29th) i can send another one on the first of sep?
also how much doe amazon charge after 1k?
83
September 3rd, 2012 at 9:29 pm
Dan, do you think if I would make a payment to my business through amazon or paypal using my personal cc, they would put it together as the same person and not credit the points? especialy beacause i have the business amex card as well with my name and business name on it
84
September 10th, 2012 at 11:09 pm
@dan: can i send 1000 to my wife’s paypal account (under her maiden name.. And should she claim from same computer putting it into our account?
85
September 12th, 2012 at 11:41 am
I sent 1000 to my son. Now they don’t let my husband send to me or my son. Is this correct? If not, what do I do differently?
We each have different cc’s and checking accounts (except my husband who has no checking account registered)
86
September 12th, 2012 at 12:10 pm
Also Jay (comment #53) says he pays his mortgage with a cc. My mortgage website only seems to allow bank drafts for payment. Is there a way I can use a cc, or only some banks allow it? My car payment sounds like it will allow cc on phone payments, yet not on the website.(I havn’t tried it yet.)
87
September 23rd, 2012 at 12:16 pm
How do i add a credit card to my amazon account? they only show instructions how to add a checking account? thanks
88
November 12th, 2012 at 1:56 pm
@ethan:
Same with me with a Chase Mileage Plus Explorer Visa. Spouse’s $50 fee was reversed immediately via Secure Msg, but mine took three tries plus a threat to cancel the card.
“The transaction to AMAZON PAYMENTS dated 10/16/2012 for
$1,000.00 is listed as a quasi cash transaction.
I credited your account $50.00 in transaction fee. You
will see this adjustment listed on your xx/xx/2012
statement.
A quasi cash transaction is one that is similar to a cash
advance. Money transfers, money order purchases, gambling
transactions, and other transactions where cash is
accessed will be classified as quasi cash transactions.
Quasi cash transactions are subject to a 5% transaction
fee with a $10.00 minimum and no maximum. Also, they earn
interest on a daily basis and accrue interest from the
date they post to your account until paid in full.”
89
November 12th, 2012 at 1:58 pm
@Rick:
Did you choose cash advance or goods when you made the amazon payment?
90
November 13th, 2012 at 3:10 pm
Dan, Does cashing out GCs on AP only work with MC GCs? Is there anything different you need to do compared with adding a CC?
91
November 13th, 2012 at 3:13 pm
@Jonathan:
Yes.
http://www.dansdeals.com/archives/25499
92
November 14th, 2012 at 10:31 pm
The deal appears to be partially dead. The rebate number no longer works online and must be mailed in. We’ll probably still get the standard rebate, but this appears to be how they are fixing the “glitch” that some people have cashed in on.
93
December 2nd, 2012 at 3:59 pm
Hi Dan, i’m pretty new to the forum, does amazon still have the option available. i only see the option of adding a checking account?
thank you
94
December 17th, 2012 at 12:03 am
Hi Dan,
If my husband applied for one of the Amex business cards and got me a second card under his account, can we each spend $1000 monthly on amazon payments which will add up to $2000 monthly for the account? This would add up pretty quickly for the spending threshold…
95
December 19th, 2012 at 8:47 pm
@Dan:
Dan, you rock rock rock! thanks for being so selfless!
So to confirm for the last time, if i send my wife for example $50,000 with 50 $1,000 transactions (keeping it under 200), will she be sent a 1099? will she get hit with a financial review?
96
December 21st, 2012 at 12:42 am
DAN, is there any problem to send money from my friends amazon payments account with my cc which has my billing address to my own amazon payments account which obviously has the same billing address (my own)?
ps. please answer… i wana do this this month.
97
December 31st, 2012 at 12:21 am
if u send and receive between same people,it is a guaranteed shut down.
Just don’t use amazon payment unless you have to
98
December 31st, 2012 at 12:23 am
@isaac,
if your friend uses your card to send you money, it will be rejected and your account flagged for shut down!
your card is registered in the credit card system with your name and address so it won’t go through.
99
January 23rd, 2013 at 11:44 pm
@Dan is this legally considered kiting and illegal?
100
January 28th, 2013 at 2:10 pm
I just opened a separate amazon account for my wife and completed the email verification, and sent her $500
she received an email telling of the money to claim, however when she clicks (or actually I click for her) the
claim button on amazon payhments nothing happens.
Any idea?
101
January 30th, 2013 at 6:13 pm
Hi Dan, how long does it take for amazon payments to verify your credentials…i just signed up for one and i am not able to add funds..the website says it needs to verify my info.
102
April 10th, 2013 at 12:28 pm
Dan the man:
i dont see the Amex Business Gold card listed above does that mean amazon payments wont work for getting the $75000 points?
thank you
103
April 16th, 2013 at 3:52 pm
Does anyone know if this works outside the US, like say Israel?
104
April 16th, 2013 at 6:18 pm
I added $1000 to amazon but now I don’t see it amazon payments
105
April 17th, 2013 at 12:11 am
Does anybody know what I can do now with the $1000 I thought all I gotta do is add it to my amazon and then send as payment PLEASE HELP
106
April 18th, 2013 at 2:38 am
you send money to someone else by charging your credit card. how did you add the money to amazon?
107
April 18th, 2013 at 2:41 am
@sam (not meant for isaac)
not true. ive done it plenty of times.
108
April 24th, 2013 at 8:15 pm
@ yosel
Withdraw it to your bank account. It will take 5-7 days to get there and then pay the bill with that money !
109
April 25th, 2013 at 2:35 pm
Does anyone know if I can deposit from amazon payments to my bluebird account with the account number and routing number on my bluebird checks? Or it needs to be a real bank account thank you
110
May 19th, 2013 at 6:32 pm
@Dan
Can I purchase gift cards from any retail store and transfer them to my amazon payment account? or my blue bird account? If yes how can I do that- New at this