Need To Meet A Spending Threshold Deadline? Send And Receive $1,000/Month With No Fees Using Amazon Payments!

Amazon Payments Linky

This has been discussed on the DansDeals Forums for the past year or so, but it’s good info in case you’re not (yet) a DansDeals Forum user!

Amazon payments lets you send and receive up to $1,000/month per Amazon account without any fees!  Send $1,000 to a friend from your credit card and your friend will get $1,000 deposited to their bank account without any fees and you’ll get 1,000 miles or points, and more importantly, be $1,000 closer to that spending threshold you need to meet to get signup bonus miles!

Just be sure to select that the payment is for goods/services and not cash advance when making the payment on Amazon.

This can help you meet thresholds on cards with spend hurdles like the Starwood American Express

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114 Responses to “Need To Meet A Spending Threshold Deadline? Send And Receive $1,000/Month With No Fees Using Amazon Payments!”

  1. bem684 Says:
    1

    Well, I give it about 6 months before they either terminate this program or start charging a fee. They’re gonna see a huge spike in $1k transactions with the mint program shut down.

    ReplyReply
  2. ek Says:
    2

    It should be noted that this should be used with caution or else you risk being shut down.

    ReplyReply
  3. HSS Says:
    3

    So much for using amazon payments… this will kill it for sure.

    ReplyReply
  4. arye Says:
    4

    talk about a sure and fast death

    ReplyReply
  5. Levi Says:
    5

    All morons that have a tendency to call the companies and tell them about these deals.

    Please don’t

    ReplyReply
  6. gogreen Says:
    6

    Please take this article down! Don’t ruin a good thing!

    ReplyReply
  7. danr Says:
    7

    +1000000

    ReplyReply
  8. joe Says:
    8

    Take this down pleeeeeasse.

    ReplyReply
  9. Jimbob Says:
    9

    This is probably the last month folks… if you’re lucky

    ReplyReply
  10. al613 Says:
    10

    If you already publish it, it makes sense to tell people that they can bee banned from Amazon completely if Amazon SUSPECTS that you are exchanging funds with your friends for miles or points. No proof needed. Also, for Amex, such services are a fast track to Financial Review. You can use it, but you should know what are you doing and know the risks. Otherwise, many people will come back here to complain.

    ReplyReply
  11. don't mr pickle this Says:
    11

    Please don’t be a deal killer ala mr pickles

    ReplyReply
  12. john doe Says:
    12

    this does not belong on the main site. your killing the forums dan.

    ReplyReply
  13. say it ain't so dan Says:
    13

    Please pull this down, dan your are becoming a deal killer. You know this will be abused and eventually pulled just like every deal that is posted on your main page. Pls leave this in the forums so it will stay alive.
    Dan you underestimate your power I you will kill this deal, its too good to be killed.

    ReplyReply
  14. Chris Says:
    14

    Great. Another hyperventilating flurry of “take this post down!” comments. For all of you “I know about it but I don’t want anyone else to know about it” people, save yourselves a lot of grief and give the selfishness a rest. This type of info is easily available already. It’s called the internet. Deal with it. But by all means, feel free to start your own blog and keep it free of any and all useful info. if that will make you feel better.

    ReplyReply
  15. intelligentian Says:
    15

    Really dan? The deal’s gonna go away in a few days now.

    ReplyReply
  16. meir Says:
    16

    you cant do 1000 i tried it wont let the most you can transfer at a time is $500

    ReplyReply
  17. Anonymous Says:
    17

    @meir:
    500×2=1000

    ReplyReply
  18. James Says:
    18

    SHHHHHHHH!!!!!!

    ReplyReply
  19. dealz Says:
    19

    cmon this isn’t a new deal and the worries have always been the same. if you want to do it thank Dan for the reminder id you don’f like it move on.

    ReplyReply
  20. aa gold Says:
    20

    Really?!

    ReplyReply
  21. meir Says:
    21

    @Anonymous: the problem is the account that is getting money has to be connected with a bank account thats why it didnt work but now i figured it out

    ReplyReply
  22. common man Says:
    22

    Thanks dan – say good bye to this deal …….why post this now – u know it will be abused especially since mint shut down last week

    ReplyReply
  23. bless G-d Says:
    23

    If I send it to my wife’s account and she has the same last name as me is that a problem?

    What about if we have the same bank account? Or, if I use my checking and she uses the savings account which both have the same routing number, is that an issue?

    ReplyReply
  24. Judah Says:
    24

    This post wins the award for most negative feedback of the year…by far!

    I love the drama!

    ReplyReply
  25. al613 Says:
    25

    @bless G-d:

    Same last name might be a problem, might not. If its Cohen, you are OK. :)
    Same account number is a big problem – open second account.
    Same routing number is not a problem.
    DO NOT use the same computer or the same internet connection (IP) to log in! Have her do it from a different place.
    Don’t use same email or mailing address.

    ReplyReply
  26. tom Says:
    26

    Anyone beside me think this may be a halachic issue. Companies want you to SPEND 1000, not send it to a friend who will hand it over to you the next day. Interesting…….(at least the coins was a purchase)

    Of course most people will respond that the friend is returning it as a “gift”, please….

    ReplyReply
  27. mark Says:
    27

    Guys chill out!! I spoke to amazon they are not changing this until next year. They know about the shtick

    ReplyReply
  28. al613 Says:
    28

    @tom:

    I don’t think so. Thet advertise it: “Send money to your friends and family online or via your mobile phone.”
    Even to family.

    ReplyReply
  29. simcha Says:
    29

    THANKS Dan. Your not selfish like your boggers who come on your site to see a deal they don’t know and scream at you when you put a deal that they know dan your the best plz keep putting up the best deals for us and who ever dose not like this site dose not have to come visit it.

    ReplyReply
  30. ys Says:
    30

    “Key Am Keshay Oyref who”

    ReplyReply
  31. bruce Says:
    31

    Guys give him a break and stop looking out for yourselves.

    Thank you Dan for helping many people in klal Yisroel and for being selfless by sharing lots of wonderful deals in order to help your fellow brothers around the world.

    ReplyReply
  32. Mikeey Says:
    32

    This is not ethical behavior. You r abusing what seems to be a generous service when really needed

    ReplyReply
  33. mendel Says:
    33

    if the receiver has an account, you could send $1000. if not u could only send $500
    i opened 4 accounts with 4 email addresses and send $1000 from 1 to the other with the same cc and bank acount and same first and last name! thats $4000.
    if you open 20 account…

    ReplyReply
  34. dans chusid Says:
    34

    Thanks dan smart move

    ReplyReply
  35. geshak Says:
    35

    Hay guys stop keveching dan have enough crying form his new baby ps what your baby name well the last name is deals but what’s the first

    ReplyReply
  36. Get in Trouble? Says:
    36

    What’s the final word, if u open many accounts with diff email addresses, but use the same Credit Card to charge, & same Bank Account to receive, will they allow it? & if they allow it, will u get in trouble for doing it? Please only answer if u know. Thanx Guys! & Ofcourse, THANX DAN!! U Rock!

    ReplyReply
  37. abe Says:
    37

    hey dan i was charged a $2 fee from amazon for sending $500 whats that about it says no fees

    ReplyReply
  38. Hocker Says:
    38

    @abe:
    did you click purchase or cash advance?

    ReplyReply
  39. Hocker Says:
    39

    @Get in Trouble?:
    Don’t know if this was smart but I did 2 accts with same cc and same checking and the money ($2000, $1000 for ea.) is back in my acct 2 days later

    ReplyReply
  40. abe Says:
    40

    @Hocker: i clicked purchase

    ReplyReply
  41. shmill Says:
    41

    Would this work with amex serve as well?

    ReplyReply
  42. seriously Says:
    42

    @Chris: thank you. why are we gathering here if not to find this out? everything ends. get over it.

    ReplyReply
  43. amex fr Says:
    43

    Dan you forgot to mention if you do this with amex you’re guaranteed an FR. Dan – you just officially killed the forums, no one is gonna talk about anything out of fear it’ll go on the main site.

    ReplyReply
  44. Dan Says:
    44

    @amex fr:
    So be it.
    I agree with Chris here. “I know about it but I don’t want anyone else to know about it” people are selfish. If I felt the same way I would’ve never started a little blog for my friends called ctownbochur.blogspot.com which was started to help friends know about stuff that I was doing.

    And BS that you guaranteed an F/R. Hundreds of people have done this without getting an FR.
    Sure, it can be an FR factor, but so can dozens of other things!

    ReplyReply
  45. Chaim Says:
    45

    What is an F/R FR?

    ReplyReply
  46. Joseph Says:
    46

    I was wondering, what is an FR Factor? Will using amazon for my Amex card spending threshold hurt me?

    ReplyReply
  47. Rd Says:
    47

    @Chris:
    +1

    @Dan:
    +1
    Wow, it’s really scary to see how selfish all these people are.
    I think people have to just chill out. Enjoy the extra perks you get with miles but don’t make it something you must have, because it seems to sometimes bring out the worst in people.
    Remember it’s just an added bonus in life- not life itself.
    Chill and enjoy. :-)

    ReplyReply
  48. yakov Says:
    48

    tru dat

    ReplyReply
  49. bob Says:
    49

    If i send money to somebody thru Amazon payment using my credit card, does it show up on my credit card as a cash advance or a purchase? I don’t want to pay a fee.

    Post above also discusses a $2 fee being charged by amazon. Is this for a purchase or cash advance?

    Please explain how to send money wiothout any credit card or amazon fees being charged/

    Thanks

    ReplyReply
  50. savta Says:
    50

    how do you access amazon payment system using your credit card and sending it to someone elses’s bank account????thank you

    ReplyReply
  51. ethan Says:
    51

    I have used amazon payments many times successfully, last week I used it for a sapphire card and transferred $1000. It did not count towards the threshold, it was registered as a cash advance and I got charged $50 + interest. I got the charges cancelled, but it still won’t count towards the $3000 spend minimum.

    ReplyReply
  52. Dan Says:
    52

    @ethan:
    Then you clicked on cash advance instead of purchase or you paid yourself when you used Amazon because that has never happened to anyone else.

    ReplyReply
  53. Jay Says:
    53

    Dan and fans! Thanks for all! And I’m counting of your creative side here…I spend $2,000 a month in mortgage payments, and another $400 in car payments; I’d like to leverage that (30K annualy) for CC points/miles; so what can we come up with?
    I have some raw ideas (Amazon payments? Paypal? Recurring no fee cash advances and then CC bill pay) but they need polishing, and would surely appreciate your input!

    ReplyReply
  54. need to spend Says:
    54

    can i still use amazon payments for a spending threshold? is everything about it still free? if you dont mind can you post exactly how to do it?

    ReplyReply
  55. jim Says:
    55

    can someone please respond to 54 need to spend! thanx!!!

    ReplyReply
  56. ME Says:
    56

    @jim: @need to spend: yes. you can do it. if you have an amazon account then go to payments.amazon.com and create an amazon payments account. i use amazon payments all the time and dont pay a dime. i even had a credit on my credit card for something and charged my own cc from amazon payments and now that money is in my bank account for free

    ReplyReply
  57. L Says:
    57

    If the Chase Freedom card gives you 10 points for every transaction, do you see an issue with making a whole bunch of 5 cent payments to rack up points?

    ReplyReply
  58. dovPGH Says:
    58

    @dan:

    amazonpayments state that recipients may receive “up to $500 per month. The receiving limit may be raised or removed entirely once a credit card and verified bank account have been registered in the account.”

    does that mean that if I want to send more to one person (my sis- in order to meet a threshold) she must have both CC and bank account verified?? I know her bank account is verified but I don’t even know if she has a CC? Would a debit card count as a CC?

    ReplyReply
  59. love this blog Says:
    59

    What do you think about. http://forums.dansdeals.com/index.php?topic=18775.msg289089#msg289089

    ReplyReply
  60. 123 Says:
    60

    Please pull this down, there is a reason why it was postd in the forums. Dan this makes people hesitate to post deals on the forum.

    ReplyReply
  61. TT Says:
    61

    Don’t do it with AMEX. They will call you and ask what this is for. ( they want you to use serve).

    ReplyReply
  62. Mark Says:
    62

    Just make sure you do it as a payment and not cash advance so your CC shouldn’t charge you a finance charge for cash advance

    ReplyReply
  63. moshe Says:
    63

    @Anonymous: THATS because You must verify 1. a CC 2. Your routing number to your bank TWO things
    if its just a CC you can only do $500

    ReplyReply
  64. ddawg Says:
    64

    Any chance this will bring on F/R of you use an amex card?

    ReplyReply
  65. Mendy Says:
    65

    @Dan: Can you please explain how this works? If I use my CC to do it, does the money have to really goto “someone else” or can got myself? Also how long does it take to get the money?? Please answer. Thanks,

    ReplyReply
  66. newdanfan Says:
    66

    Thank you to Dan for posting this. Sharing this with everyone was a very thoughtful and selfless thing to do.

    Regarding the $1,000/month, does that go for each calendar month? For example, if I do it now in August, can I do it again in 2 weeks in September?

    ReplyReply
  67. Dan Says:
    67

    @123:
    Lol, I’m guessing you skipped the bolded update.

    @ddawg:
    I haven’t had problems with $1,000/month, but if you do multiple amazon accounts with the same card to rack up a lot on AMEX it may cause problems.
    YMMV.

    @Mendy:
    Yes, just find 1 or better yet 2 other people to make a circle with.

    @newdanfan:
    Correct, calendar month.

    ReplyReply
  68. Jerry Says:
    68

    Any other ideas to reach the $5000? Any stores give back cash for returns that was paid for by cc or something like that?

    ReplyReply
  69. Doug Says:
    69

    Yeah, I need to find a 3rd person for a decent circle.

    Wife and I each have a separate Amex SPG and linked to a separate checking account, but it seems fishy just sending money back and forth to each other…really need a third to avoid suspicion better I think.

    I’m willing to circle with someone here if we can verify each other’s identity, etc. unless someone has a better idea on how to do it.

    ReplyReply
  70. Luke Says:
    70

    I did this at the beginning of the year and now i get a message from amazon every month stating that i need to give my social or tax id in order to meet with their new regulations? I’m sorta scared to continue using this due to the fact that i may get taxed on it….thoughts?

    ReplyReply
  71. pilot Says:
    71

    @gogreen: Ruin what? this has been written about by at least 12 popular bloggers over the past few months, it is a well known fact to the average Joe, nothing secretive here, this whole thing is changing, people who just depend on card churns only will not be in the long run, banks were always aware of this but now started getting tougher, closing accounts, declining new applications for churners, soon the way to earn miles will be through flying or heavy credit card spending .

    ReplyReply
  72. hudi Says:
    72

    @Luke: i gave my ssn and i have no problems

    ReplyReply
  73. Luke Says:
    73

    @hudi and your not afraid of amazon sending you a tax return form? saying you paid person “X” $12000 over a year and that person getting a tax notification saying they received $12,000 as income?

    ReplyReply
  74. Dan Says:
    74

    @pilot:
    I’d have to disagree with churning being dead, it’s just about knowing the right way to do it.

    @Luke:
    They only 1099 you if you process at least 200 transactions AND receive at least $20,000.

    ReplyReply
  75. Dov Says:
    75

    Dan, you rock, thank you as always for your amazing work.

    Does anyone know the financial/tax implications for this? If I pay a friend for ‘goods and services’, can that create IRS related tax issues since he obviously won’t be reporting that as revenue?

    Thanks.

    ReplyReply
  76. Dan Says:
    76

    @Dov:
    No.
    The IRS doesn’t care that you are passing back and forth $1,000 for miles as that’s not income.
    And anyway it’s not reported unless you process at least 200 transactions AND receive at least $20,000 on Amazon Payments.

    ReplyReply
  77. Tt Says:
    77

    If u wanna fill a spending threshold u can buy visa gift cards in an office supply store, with an ink card ull get 5% back.

    ReplyReply
  78. Anonymous Says:
    78

    @Dan:
    Can I make lets say 5 accounts for 5 family members and transfer 1,000$ a month between them from my different personal credit cards?

    ReplyReply
  79. anonymous Says:
    79

    i sent 100 dollars to someone as a test. why was my credit card charged 1.00$ twice?

    ReplyReply
  80. me Says:
    80

    @anonymous: your credit card most likely wasnt charged. you probably see a transaction from amazon as pending. amazon just wants to make sure you are using a valid credit card. the authorization will drop after a couple days and you will only be charged for the amount you charged.

    ReplyReply
  81. Me Says:
    81

    Thanks! I paid (some of) my rent via amazonpayment! More points every month!

    ReplyReply
  82. Anonymous Says:
    82

    @Dan: so if i sent 1k today 9the 29th) i can send another one on the first of sep?
    also how much doe amazon charge after 1k?

    ReplyReply
  83. simcha Says:
    83

    Dan, do you think if I would make a payment to my business through amazon or paypal using my personal cc, they would put it together as the same person and not credit the points? especialy beacause i have the business amex card as well with my name and business name on it

    ReplyReply
  84. Dovid Says:
    84

    @dan: can i send 1000 to my wife’s paypal account (under her maiden name.. And should she claim from same computer putting it into our account?

    ReplyReply
  85. Chana k Says:
    85

    I sent 1000 to my son. Now they don’t let my husband send to me or my son. Is this correct? If not, what do I do differently?
    We each have different cc’s and checking accounts (except my husband who has no checking account registered)

    ReplyReply
  86. Chana k Says:
    86

    Also Jay (comment #53) says he pays his mortgage with a cc. My mortgage website only seems to allow bank drafts for payment. Is there a way I can use a cc, or only some banks allow it? My car payment sounds like it will allow cc on phone payments, yet not on the website.(I havn’t tried it yet.)

    ReplyReply
  87. fred Says:
    87

    How do i add a credit card to my amazon account? they only show instructions how to add a checking account? thanks

    ReplyReply
  88. Rick Says:
    88

    @ethan:

    Same with me with a Chase Mileage Plus Explorer Visa. Spouse’s $50 fee was reversed immediately via Secure Msg, but mine took three tries plus a threat to cancel the card.

    “The transaction to AMAZON PAYMENTS dated 10/16/2012 for
    $1,000.00 is listed as a quasi cash transaction.

    I credited your account $50.00 in transaction fee. You
    will see this adjustment listed on your xx/xx/2012
    statement.

    A quasi cash transaction is one that is similar to a cash
    advance. Money transfers, money order purchases, gambling
    transactions, and other transactions where cash is
    accessed will be classified as quasi cash transactions.

    Quasi cash transactions are subject to a 5% transaction
    fee with a $10.00 minimum and no maximum. Also, they earn
    interest on a daily basis and accrue interest from the
    date they post to your account until paid in full.”

    ReplyReply
  89. Dan Says:
    89

    @Rick:
    Did you choose cash advance or goods when you made the amazon payment?

    ReplyReply
  90. Jonathan Says:
    90

    Dan, Does cashing out GCs on AP only work with MC GCs? Is there anything different you need to do compared with adding a CC?

    ReplyReply
  91. Dan Says:
    91

    @Jonathan:
    Yes.
    http://www.dansdeals.com/archives/25499

    ReplyReply
  92. Papa Says:
    92

    The deal appears to be partially dead. The rebate number no longer works online and must be mailed in. We’ll probably still get the standard rebate, but this appears to be how they are fixing the “glitch” that some people have cashed in on.

    ReplyReply
  93. Sol Says:
    93

    Hi Dan, i’m pretty new to the forum, does amazon still have the option available. i only see the option of adding a checking account?
    thank you

    ReplyReply
  94. Sara Says:
    94

    Hi Dan,
    If my husband applied for one of the Amex business cards and got me a second card under his account, can we each spend $1000 monthly on amazon payments which will add up to $2000 monthly for the account? This would add up pretty quickly for the spending threshold…

    ReplyReply
  95. Daniel Says:
    95

    @Dan:
    Dan, you rock rock rock! thanks for being so selfless!

    So to confirm for the last time, if i send my wife for example $50,000 with 50 $1,000 transactions (keeping it under 200), will she be sent a 1099? will she get hit with a financial review?

    ReplyReply
  96. isaac Says:
    96

    DAN, is there any problem to send money from my friends amazon payments account with my cc which has my billing address to my own amazon payments account which obviously has the same billing address (my own)?
    ps. please answer… i wana do this this month.

    ReplyReply
  97. sam Says:
    97

    if u send and receive between same people,it is a guaranteed shut down.

    Just don’t use amazon payment unless you have to

    ReplyReply
  98. sam Says:
    98

    @isaac,

    if your friend uses your card to send you money, it will be rejected and your account flagged for shut down!

    your card is registered in the credit card system with your name and address so it won’t go through.

    ReplyReply
  99. Duvid Says:
    99

    @Dan is this legally considered kiting and illegal?

    ReplyReply
  100. Chaim Says:
    100

    I just opened a separate amazon account for my wife and completed the email verification, and sent her $500
    she received an email telling of the money to claim, however when she clicks (or actually I click for her) the
    claim button on amazon payhments nothing happens.
    Any idea?

    ReplyReply
  101. new1 Says:
    101

    Hi Dan, how long does it take for amazon payments to verify your credentials…i just signed up for one and i am not able to add funds..the website says it needs to verify my info.

    ReplyReply
  102. ash Says:
    102

    Dan the man:

    i dont see the Amex Business Gold card listed above does that mean amazon payments wont work for getting the $75000 points?

    thank you

    ReplyReply
  103. Shmuel Z Says:
    103

    Does anyone know if this works outside the US, like say Israel?

    ReplyReply
  104. Yosel Says:
    104

    I added $1000 to amazon but now I don’t see it amazon payments

    ReplyReply
  105. Yosel Says:
    105

    Does anybody know what I can do now with the $1000 I thought all I gotta do is add it to my amazon and then send as payment PLEASE HELP

    ReplyReply
  106. Daniel Says:
    106

    you send money to someone else by charging your credit card. how did you add the money to amazon?

    ReplyReply
  107. Daniel Says:
    107

    @sam (not meant for isaac)

    not true. ive done it plenty of times.

    ReplyReply
  108. Aaron Says:
    108

    @ yosel
    Withdraw it to your bank account. It will take 5-7 days to get there and then pay the bill with that money !

    ReplyReply
  109. Moish Says:
    109

    Does anyone know if I can deposit from amazon payments to my bluebird account with the account number and routing number on my bluebird checks? Or it needs to be a real bank account thank you

    ReplyReply
  110. Sara Says:
    110

    @Dan
    Can I purchase gift cards from any retail store and transfer them to my amazon payment account? or my blue bird account? If yes how can I do that- New at this

    ReplyReply
  111. Yoily Says:
    111

    Does anyone know if its safe to use amazon payments to meet Amex SPG $5000/6 mo. as of Aug. 2013, or will my account get shut down?

    ReplyReply
  112. John A Says:
    112

    Dan the Man,

    Thank you for the plethora of knowledge that you are spreading out! I was wondering if the Amazon Payments for points is still working, and whether or not I should worry about my current account being flagged or closed. I’m new here, and there hasn’t been any conversation for a few months now, so I am just being cautious. Please let me know. Thanks!

    ReplyReply
  113. david R Says:
    113

    IS their another site ,like amazon that i can do the same ?

    ReplyReply
  114. Bob Says:
    114

    I too am wondering if this is still available. Are we to assume that it’s not since there has been no reply in here for such a long time?

    ReplyReply

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