Is Bluebird The Next Dollar Coin Churn?

For years the mint sold dollar coins at face value and allowed you pay with a credit card.  I ordered well into the 6 figures and deposited them into my checking account before the mint finally sent me a letter to take it easy.

Since they stopped selling coins via credit card that left Amazon Payments as a good source for free credit card spending to meet spending thresholds, but that’s limited to $1,000 per month.

Along comes Bluebird from American Express. A card with practically no fees that allows you to send a check to anyone to pay a bill or even to pay off your credit card.

While it can be funded via debit card at Walmart for free the real beauty is that it can be funded with Vanilla Reload cards.
You can buy a Vanilla Reload card at Office Depot stores (except in NYC) with a credit card. There is a $3.95 fee to load $500.

-If you have a Chase Ink Bold, Ink Plus, Ink Classic, or Ink Cash card you earn 5 points per dollar spent at office supply stores. So a $500 Vanilla Reload card purchase earns you 2,500 miles for a $3.95 fee, or 0.158 cents per mile. You can earn 5 points per dollar on the Bold/Plus cards on $50,000 of annual spending and on the Classic-Cash cards on $25,000 of annual spending.
If you spent $24,000 over the course of a year ($2,000/month) you would earn 120,000 miles, enough to fly in business class round-trip to Israel. The fees for the cards would total $189.60.
-Or on a Chase Freedom Exclusives card for example and you would earn 560 miles, or 0.7 cents per point, still a great deal for miles.
-On a Starwood card you would earn 500 Starpoints or 0.79 cents per Starpoint. Of course if you then transfer Starpoints to miles at a 25% bonus that means the miles were bought at an effective rate of 0.632 cents per mile.
-Or of course you can just use this to meet a spending threshold for a signup bonus. The Ink Bold and Plus cards give 50,000 bonus points for spending $10,000 in 3 months, so spending $10,000 at Office Depot on a new card would earn a total of 100,000 miles. The Ink Classic and Cash cards give 25,000 bonus points for spending $5,000 in 3 months.  Read more about applying for business cards in this post.

You can use the Vanilla Reload card to fund your Bluebird card from the Vanilla Reload site and use Bluebird to pay off your credit card bill.  You can also use it to pay any other bills you may have like your mortgage, rent, or utilities, which may raise less of a flag then paying a credit card bill.

It all seems simple enough, I wonder how long it will take for them to plug the loophole?

Beware that Chase won’t exactly be pleased if you run out and max out your Ink card at an office supply store, so take it easy with this aspect and don’t spend too much in one shot.  Don’t say I didn’t warn ya’

HT: FT and regalhome, via DDF

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157 Responses to “Is Bluebird The Next Dollar Coin Churn?”

  1. anon Says:
    1

    What’s a legit explanation for frequent spending of high dollar amounts at OD of questioned?

    ReplyReply
  2. Lb Says:
    2

    This is really cool, I just wish there was a way to get the vanilla card without going into a Office max store as the nearest one is a half hour drive from me.

    ReplyReply
  3. Devorah Says:
    3

    Can it be used to pay your mortgage/rent?

    ReplyReply
  4. Dan Says:
    4

    @anon:
    I’ll leave that to your imagination.

    @Lb:
    You’re lucky. Closest to me is 2 hours away :(

    @Devorah:
    Yes.

    ReplyReply
  5. sarah Says:
    5

    Oy gevold! Here we go again! The bank manager use to laugh from me every time I came with boxes from the mint at one time I use to walk in with a hand truck

    ReplyReply
  6. Cbs Says:
    6

    1 mile away from me i found 2 stores and another 3 miles away! here we go..

    ReplyReply
  7. sarah Says:
    7

    Can you order it from here? https://www.myvanilladebitcard.com

    ReplyReply
  8. hunch Says:
    8

    On FT they keep mentioning “beans”. Can someone fill me in what thats’ the secret code for?
    Thanx

    Also, I live in NJ so no vanilla reloads at any OD’s :(

    ReplyReply
  9. Sarah Says:
    9

    What’s the difference between Bluebird and Amex prepaid CC’s or is it the same exact product?

    ReplyReply
  10. rcarentals Says:
    10

    is serve EXACTLY the same? bluebird isn’t letting me create an account because i have a serve account? does the vanilla refill strategy work with serve now too?

    ReplyReply
  11. Dan Says:
    11

    @sarah:
    No.

    @hunch:
    Vanilla comes from a bean :D

    @Sarah:
    Bluebird allows you to pay bills that you can’t pay with a credit card.

    @rcarentals:
    You need to first close your serve account.

    ReplyReply
  12. ashley Says:
    12

    can you reload a vanilla card or must you purchase a new one each time

    ReplyReply
  13. Anonymous Says:
    13

    Q#1- First, how can bluebird pay your cc bill? By sending a check to my cc company or can it be done through online, b?c Idk any cc account that lets you type in a cc or prepaid card # to pay the bill.

    Q#2- Can I reload my vanilla card from a office depot in nyc??

    Thanks Dan. Great catch.

    ReplyReply
  14. hunch Says:
    14

    O man now i feel stupid :-[

    Thanx

    ReplyReply
  15. Dan Says:
    15

    @ashley:
    You buy vanilla reload cards each time to fund bluebird.

    @Anonymous:
    Click on pay bill and type in your Chase credit card number and have the bill paid electronically.

    OD in NYC does not carry Vanilla reload cards as far as I know.

    ReplyReply
  16. Anonymous Says:
    16

    @Lb:
    officemax sells VR cards? how about in NY?
    any non-office places (pharmacies etc.) sell them?

    ReplyReply
  17. Anonymous Says:
    17

    What about if I get one outside nyc can I load it in nyc office depot stores?

    ReplyReply
  18. zack Says:
    18

    why do i need to go through the vanilla card, if i can use my debit card? also bluebird is an american express card are ther any benefits for spending on the card?

    ReplyReply
  19. MW Says:
    19

    Dan,
    The cap on this by BB is 5K/month. Instead of buying 5K worth of Vanillas at an OD, which I am assuming would be a crimson red flag, lol….what are some other options on acquiring Vanillas?

    Sorry if this is listed somewhere but my initial thoughts would be walk into a grocery store like a Kroger’s that sells all kinds of prepaid Visas, and buy one of those. Then fund your Vanilla at OD with the prepaid Visa you bought from Kroger’s. Is that possible, has anyone tried that or can you not fund a Vanilla with a prepaid Visa or Visa gift card? I would think if you can fund a Vanilla at OD with your CC, you could do it with a prepaid one but wanted to see if anyone has. That would make it much more easier to max out this at 5K from various sources rather than trying to put 5K/mo on a card at OD.

    ReplyReply
  20. Yitzi Says:
    20

    I think when I was in Florida I bought one at my local cvs store

    ReplyReply
  21. Jack Says:
    21

    Wait is there a $ 500 limit or I can load, let’s say $10000 at a time

    ReplyReply
  22. shmu Says:
    22

    how do you load up the venilla card to the bluecard? the venilla card option does not really have a place to put in the numbers etc.

    ReplyReply
  23. Lazer Says:
    23

    Will american express do a hard pull when you order your bluebird card online?

    ReplyReply
  24. Redbull3 Says:
    24

    Dan have you tried this personally? Isn’t there a $2 fee to load from a debit card to bluebird (on their fee schedule)/are you factoring that in?

    ReplyReply
  25. Yoily Says:
    25

    All sounds very “sketchy”….

    ReplyReply
  26. hunch Says:
    26

    @Zack
    You can buy vanilla cards with your cc

    ReplyReply
  27. Reuven Says:
    27

    do they do a credit check?

    ReplyReply
  28. Naphtali Says:
    28

    Don’t they usually make you pay cash for prepaid cards (Vanilla)…???

    ReplyReply
  29. Meir Says:
    29

    Dan any advice for us New Yorkers?

    ReplyReply
  30. yitz Says:
    30

    What is the nearest store to NYC that you can purchase Vanilla

    ReplyReply
  31. Ddawg Says:
    31

    Do they check your credit for opening this?
    Also anyone see any risks?

    ReplyReply
  32. Mordy Says:
    32

    The Vanilla reload site shows you can reload in 7-11 and many other grocery/convenience stores can that be done for this to work?

    ReplyReply
  33. asks Says:
    33

    @Meir: @yitz:
    many 7-11’s sell them too, call your local store

    ReplyReply
  34. Jeff Says:
    34

    If I understand this correctly, there are many places to reload, including online. But the only place to do it for free is at Walmart!! Am I correct?

    Also, Can you get a Vanilla reload card at an office depot in NJ?

    ReplyReply
  35. asks Says:
    35

    @Redbull3:

    So this would really be 3.95 vanilla card +2.00 debit to bluebird per $500?

    ReplyReply
  36. Rtibs Says:
    36

    It says on their website that you can reload VR cards at 7-11, so maybe they can be purchased there as well?

    ReplyReply
  37. Nick Says:
    37

    Did you mean office depot or office max?

    ReplyReply
  38. Dan Says:
    38

    @Yitzi:
    Try to buy it with a credit card and let us know what happens.

    @Lazer:
    No.

    @Redbull3:
    No fee for Vanilla reload or for debit reload at a Walmart store.

    @Meir:
    Try looking at drug stores, grocery stores, 7-11, or gas stations for a vanilla reload card and see if they’ll take credit card. Make sure you buy the reload version.

    @Nick:
    Office depot.

    ReplyReply
  39. Anonymous Says:
    39

    This is great but….
    All the Office Depot’s near me are completely SOLD OUT of vanilla reload cards.
    Is there any other store that sells them??

    ReplyReply
  40. Anonymous Says:
    40

    Is there a limit on bluebirds account, how much money I can load every month?

    ReplyReply
  41. eli Says:
    41

    The maximum you can load in a month is $2,500 and the maximum on one day is $1,000

    Loading the Card

    You can load funds to the Card at any time(i) using your Funding Source or , (ii) via direct deposit of your paycheck or (iii) using a Green Dot MoneyPak, Vanilla Reload Network Card or other cash funding sources and methods accepted by us from time to time (each, a “Cash Loading Method”). We reserve the right to delay the availability of funds loaded to your Card using any of these loading methods until such funds have cleared and posted to your Card. Funds loaded to the Card from your savings or checking account will generally be available within five (5) business days after load instructions, funds loaded to the Card using Cash Loading Methods will generally be available shortly after loading, and funds loaded to the Card using Direct Deposit will generally be available on the business day we receive the transfer. We may change accepted tender types and funding methods for the Card at any time for legal, risk management, security or other purposes.

    The amount of each load to the Card using your Funding Source must be at least $25 and the amount of each load to the Card using Cash Loading Methods must be at least $20. You may load funds to the Card using your Funding Source or Cash Loading Methods until the aggregate balance on your Card (and Cards you purchased for others) equals $2,500, and you may load funds to your Card using Direct Deposit until the aggregate balance on your Card (and Cards you purchased for others) equals $5,000. Not more than $1,000 may be loaded to your Card on any day using Cash Loading methods, not more than $2,500 may be loaded to your Card in any [28-day period] using your Funding Source or Cash Loading Methods, and not more than $5,000 may be loaded to your Card in any month using Direct Deposit. The maximum aggregate balance on your Card (and Cards you purchased for others) at any time may not exceed $5,000. We may change these limits at any time for legal, risk management, security or other purposes.

    You will not receive interest on funds loaded to the Card, and funds loaded to the Card are not insured by the Federal Deposit Insurance Corporation.

    ReplyReply
  42. Anonymous Says:
    42

    There are a ton of “My vanilla” cards available, but those are not the ones we want, right?

    ReplyReply
  43. Aaron Says:
    43

    Looks Like you can reload the vanilla cards at Family Dollar and Dollar General among other places. Am I missing something? Or is Office Depot preferred because of higher points per dollar because its a office supply store?

    ReplyReply
  44. Menachem M Says:
    44

    Is there an F/R risk associated with this since its run by amex?

    ReplyReply
  45. AJK Says:
    45

    @Menachem M: Absolutely.

    @Aaron: Correct, OD because its 5x.

    @Anonymous: Yes, $1,000 per day, $5,000 per month.

    ReplyReply
  46. yitz Says:
    46

    Any place near NYC that the card can be purchased.

    ReplyReply
  47. elik Says:
    47

    I just called an OD in nj. They have them and accept cc as long as you have proper id.

    ReplyReply
  48. Chani S. Says:
    48

    Will this system work as well with Amex as with Chase Ink?
    (Or is it an issue due to same ownership?)

    I don’t need the 5X Chase UR as much as the Amex MR right now…

    ReplyReply
  49. zevy Says:
    49

    Will I get the 10% open discount for spending $250 or more with my business amex?? That might spice things up on this deal, no?

    ReplyReply
  50. Dan Says:
    50

    @Chani S.:
    You do know you can sell Chase UR for more than you can buy AMEX MR for.
    But you if need 1 MR more than 5 UR go for it.

    @zevy:
    There is no OPEN savings at Office Depot.

    ReplyReply
  51. mmb Says:
    51

    hey Dan would i be able to buy Vanilla cards with my amex and then turn around and pay my amex bill with Bluebird?

    ReplyReply
  52. zevy Says:
    52

    @mmb: Welcome to the discussion

    ReplyReply
  53. SDN Says:
    53

    The Chase website says that the offer for extra points is not valid when buying gift cards or any other cash equivalent products. Has anybody tried this yet?

    ReplyReply
  54. SDN Says:
    54

    Here is the exact verbiage:

    Not eligible on gift cards, gift certificates or any other similar cash equivalents. Orders placed through bsd.officedepot.com Contract Account are not eligible. Promotional codes or coupons not listed on this site are not eligible. Any return, exchange or other adjustment made at a physical store location for an on-line purchase may result in your purchase being deemed ineligible for reward.

    ReplyReply
  55. SDN Says:
    55

    I have a feeling that the end result will be that you will NOT be given points for the Vanilla purchases.

    ReplyReply
  56. Joe Says:
    56

    Hi, I’m new here. Could someone explain to me what is going on here? Why does everyone want this Amex card? So they could buy dollar coins and get points? Sorry for the question, Im very new to all of this. Thank you.

    ReplyReply
  57. Mendy Says:
    57

    Question, how often would you open a new credit cards (using the 3 browser trick)?

    ReplyReply
  58. jeff Says:
    58

    My IB was shut down/banned 4 months later, though they wouldn’t answer me why exactly, I know it is due to the visits to office store for perk abuse. it sux but nothing to do now.

    I strongly urge folks to stay away from these gift card things( ABNORMAL PERK ABUSE LARGE PURCHASE) if you don’t want to get banned for life

    ReplyReply
  59. Reuven Says:
    59

    Does anyone know if they do a credit check?

    ReplyReply
  60. Anonymous Says:
    60

    @ jeff- what’s IB?

    ReplyReply
  61. Anonymous Says:
    61

    Blue bird website says you can load $100 off a debit card, max https://bluebird.com/legal/#c-debit-card

    ReplyReply
  62. Redbull3 Says:
    62

    IB = Ink Bold

    Vanilla reload does not count as a debit card it counts as funding from cash, scroll down that same link.

    ReplyReply
  63. newdanfan Says:
    63

    I feel like an idiot, but I really don’t understand this at all – and I’m usually fast to pick these things up. You have to pay $3.95 to load a card for $500? Even if you’re getting to spend the $500 toward a bonus, what to you gain from paying money for the transaction? If someone could explain this a little clearer, I would appreciate it.

    ReplyReply
  64. eitang Says:
    64

    @newdanfan I’ll copy and paste what Dan wrote: “-If you have a Chase Ink Bold, Ink Plus, Ink Classic, or Ink Cash card you earn 5 points per dollar spent at office supply stores. So a $500 Vanilla Reload card purchase earns you 2,500 miles for a $3.95 fee, or 0.158 cents per mile.”

    ReplyReply
  65. eitang Says:
    65

    If that is not clear…you will get 2,500 UR points for a small fee of $3.95. Just the cash value alone of selling 2,500 UR points @ 1.8 cents per point would give you $45.00. So, it is worth it :)

    ReplyReply
  66. Yisroel Says:
    66

    dan just to make sure… can someone else pay for the vanilla card and then can i transfer the amount to my bluebird after i pay their bill for them? or does it all have to be in the same name?

    ReplyReply
  67. newdanfan Says:
    67

    So this only worth it if you a) have an Ink card and b) live an area that allows you to purchase this with a credit card? Did I get that right? So, if I live in NYC and don’t have an Ink card, then this isn’t for me, right?

    I do have a Starwood business card, if that will help. But I live in NYC. Is this still possible?

    ReplyReply
  68. ihw Says:
    68

    This could be awesome – I may have to finally break down and get the Ink Bold card from Chase

    ReplyReply
  69. eitang Says:
    69

    @newdanfan: or this is also great if you are trying to reach spending thresholds for bonuses on new cards.

    ReplyReply
  70. PGA Says:
    70

    I just picked up the last 5 at the OD close by. FYI, each card has to be called in separately. If your cashier is an old lady with Parkinson’s and a mouth like a drunken sailor, it may take 40 minutes and be an interesting experience like mine.

    ReplyReply
  71. NR Says:
    71

    I haven’t been able to find any place in NYC that sells the vanilla cards for anything but cash. Please advise.

    ReplyReply
  72. b Says:
    72

    You can buy a Vanilla Reload card at Office Depot stores (except in NYC) with a credit card. There is a $3.95 fee to load $500.

    just in nyc? what about queens or brooklyn?

    ReplyReply
  73. hunch Says:
    73

    @SDN
    People have been buying vanilla reloads at OD for months. Wake up and smell the coffee.

    ReplyReply
  74. esther12 Says:
    74

    spending on bluebird does not earn any amex points, correct?

    ReplyReply
  75. butch Says:
    75

    i looked in the chase freedom rewards it say that it gives u 5 per doller on office depot. is that right or did i make a mistake.

    ReplyReply
  76. Boruch Says:
    76

    SHI$ i baught the wrong vanilla card!! from 7elevin i got the ONE VANILLA CARD!! what can i do i baught 2 cards for a total of 1000$$$

    ReplyReply
  77. Curtis Says:
    77

    Wow, you people don’t read so well, do ya…

    ReplyReply
  78. frank Says:
    78

    Why do you need to get the reloadable Vanilla card as opposed to any visa card they sell at grocery stores? what is the benefit? Will bluebird only accept the reload version for some reason?

    ReplyReply
  79. frank Says:
    79

    Do you load the vanilla card online when you get home, or do you actually do it while at OfficeDepot? I have a 2 hour drive to my nearest office Depot outside of Arkansas and don’t want to mess this process up?

    ReplyReply
  80. RGreen Says:
    80

    Hello,
    1) Can anyone tell me how to use/sign up for Amazon payments?
    2) Can payments be sent to my own bank account or do they have to be sent to someone elses?
    3) I have two rates on my Discover Card. 7% and 12%. New purchases get the lower rate while payments above the minimum go to paying off the old rate.
    Ergo, what I want to do is use AmPayments to “transfer” the old/higher rate to the new/lower rate (ie by “spending” on the new rate and then paying back the old).
    That should work right?

    ReplyReply
  81. RGreen Says:
    81

    @RGreen: I already have an Amazon account.

    ReplyReply
  82. ck Says:
    82

    go here https://payments.amazon.com/sdui/sdui/index.htm
    click “no cash? send payments etc..”
    click “sign in to send money” (left side midway down)
    follow instructions
    FYI – just thinking, this should also work if you get a new card with zero percent for a year but have to pay a transfer fee.
    use the new 0% card to fund the transfer and then pay back the old card that has the interest rate

    ReplyReply
  83. yonah Says:
    83

    Dan,
    1) where is a good place for a Clevelander buy a VR card?

    ReplyReply
  84. yonah Says:
    84

    (continued) I dont need a office depot. I need to meet spending threshholds on a few amex cards.
    So my question is- where in cleveland can I buy vanilla reload cards with an amex cc?
    (7-11, dollar genera, and family dollar dont work.)
    thanks

    ReplyReply
  85. yonah Says:
    85

    Dan, these specific cards – the vanilla reload- isn’t sold in, cvs, walmart,office max, home depot, or whole foods. Where can they be bought in cleveland??

    ReplyReply
  86. joe Says:
    86

    how do you transfer the money from the vinilla card to blurbird

    ReplyReply
  87. Avi Says:
    87

    Help

    I purchased 4 Vanilla Reload Cards ($500 each) from OD. I then attempted to
    a. Load over the phone using the 1877 number – No Joy
    b. load at Walmart – No Joy

    They said the card i have, Vanilla Reload Network, Prepaid ReLoad with the following MyVanilla, MIO, NetSpent, Reload netSpend, is not able to reload the BB account.

    Did i purchase the wrong card? did i miss a step?

    Either-way, i contacted vanilla reload and they are going to issue a complete refund for the balances, so i still get my points and money, however, i would like to keep doing this.

    Please Help.

    ReplyReply
  88. Dan Says:
    88

    @Avi:
    I gave the link right in the post!
    https://www.vanillareload.com/

    ReplyReply
  89. Anonymous Says:
    89

    @dan

    I tried and they said that it could not load a bluebird account. Please advise

    ReplyReply
  90. avi Says:
    90

    @dan

    Last annon was from me. I called and attempted to load at WalMart,no joy.

    ReplyReply
  91. Avi Says:
    91

    @dan.

    Thanks Mate, i just was able to load online $1,000.

    ReplyReply
  92. Kelly Says:
    92

    @Avi, @Dan, what was the trick? I have the same problem. They said it won’t work for Bluebird when I called.

    ReplyReply
  93. Kelly Says:
    93

    Online I get errorcode (90)

    ReplyReply
  94. @kelly Says:
    94

    You have to enter online.

    You need your 15 digit bb card# (needs to be the number of the card they sent you) and then scratch off the pin and enter, and Walla, Chu chu chu ing

    I have to wait for one of my card refunds as they deactivated the vanilla reload card.

    ReplyReply
  95. avi Says:
    95

    Just to inform,

    When i just purchased new cards, i was told @OD that on amounts $2000+ they have to call a number and verify not money laundering ( do not know what she was on about.

    I just purchased another 8. Thanks Dan.

    BTW i have 105K southwest points (2 sw cards) and i need 5K more for free companion ticket, any advise on the best method to get the 5K

    ReplyReply
  96. TCRunGirl Says:
    96

    Per phone call with Vanilla, you cannot load the Vanilla funds on the Bluebird starter card. You have to wait for the personalized card that comes in the mail. I confirmed this with both Vanilla and Bluebird.

    ReplyReply
  97. HelpMe Says:
    97

    If you can find VR this card would be your last choice to use.

    ReplyReply
  98. Avi Says:
    98

    @helpme

    VR?

    ReplyReply
  99. HelpMe Says:
    99

    @Avi: Vanilla Reload

    ReplyReply
  100. @help Says:
    100

    Duh, having a blond moment

    ReplyReply
  101. shlomo Says:
    101

    Had a serve account, but just used my e mail and password from serve to log into bluebird, received a message saying thank you for activating, your bluebird card should be received within 7-10 days.

    ReplyReply
  102. Larry Says:
    102

    Someone PLEASE address #53 and #54 above by SDN.

    Is there confirmation that the OD purchase will earn the 5 points/dollar for a Vanilla Reload?

    ReplyReply
  103. Dan Says:
    103

    @Larry:
    I can confirm that it does.

    ReplyReply
  104. sb Says:
    104

    Dan does it make sense that these r one time use cards meaning 500 and then u need a new card? Also for the bold ink how much can I put a month

    ReplyReply
  105. 5ish Says:
    105

    So a $500 Vanilla Reload card purchase earns you 2,500 miles for a $3.95 fee, or 0.158 cents per mile.
    should be .00158 cents per mile (you missed a couple of zeros)

    ReplyReply
  106. Dan Says:
    106

    @sb:
    Yes.
    There is no monthly limit.

    @5ish:
    Nope, it’s .158 cents per mile. In other words 6.3 miles costs 1 penny and 630 miles would cost $1.

    Or you can call it .00158 dollars per mile, but I’ve never seen miles referred to in dollar terms, that would be awkward.

    ReplyReply
  107. Yonah Says:
    107

    I’m a little bit of a newbie here. Where does it say on the vanilla website that you can reload bluebird? I am very tempted to do this with my freedom card but dont want to get stuck with a useless vanilla card. Thanks for your help

    ReplyReply
  108. John Q. Public Says:
    108

    Deal over, Off Depot shut it down, too many blogs harping about it.

    ReplyReply
  109. Dan Says:
    109

    @John Q. Public:
    It’s not over, still many many ways to take advantage of this.

    ReplyReply
  110. dave Says:
    110

    is there a point of using the freedom card for this or only the chase ink series?

    ReplyReply
  111. Blue Says:
    111

    dan i still wanna fund my BB card how do i do it now with a credit card so i can at least get 1% back ? better then nothing, Thanks

    ReplyReply
  112. Pretzel Says:
    112

    Is it better to register with a starter card or can I register without one and still get all the benefits?

    ReplyReply
  113. Pretzel Says:
    113

    I see there are a bunch of over loadable prepaid cards like green dot. What’s so special about the vanilla variety? Why can’t I use those too for blue bird?

    ReplyReply
  114. anon Says:
    114

    Can I use bluebird to pay an Amex cc (business or personal cc) bill and will this trigger a red flag?

    ReplyReply
  115. Nate Says:
    115

    I bought a paypal reload card at CVS with my spg card and immediately loaded onto my account and transferred to bank, not a great a idea paypal called me 15minutes later an asked me to explain what I did, I said for credit card point he said that’s ok but don’t do it anymore because it looks like money laundering because people “clean up their money” a small fee like this. I guess I have to be more careful next time.

    ReplyReply
  116. Scott Says:
    116

    Just went to Office Depot. They had the Vanilla Reload cards, but the register would not allow them for sale – regardless of method of payment.

    ReplyReply
  117. Scott Says:
    117

    @Dan: What are the other methods you reference to use your points credit card to load the BlueBird card now that OD is not selling the Vanilla Reload cards?

    ReplyReply
  118. Chris Says:
    118

    Tried reloading my personalized Blue Bird card (One I received in the mail) with a Vanilla card and got an error. Is the gig up?

    ReplyReply
  119. Dan Says:
    119

    @Chris:
    Are you using Vanilla Reload?
    http://www.dansdeals.com/archives/26616

    ReplyReply
  120. Chris Says:
    120

    @Dan:

    Yup, that exact card on the right. The card is valid too because it detects the amount I loaded but gives me an error.

    ReplyReply
  121. Dan Says:
    121

    @Chris:
    Have you already loaded $1K in a day or $5K in a month?

    ReplyReply
  122. Chris Says:
    122

    @Dan:

    No, I have only made one Vanilla purchase and some other everyday items like gas and food.

    ReplyReply
  123. Chris Says:
    123

    @Dan:

    Ok, disregard. Looks like my BlueBird account is locked. I will have to call later to find out why.

    ReplyReply
  124. Tim Says:
    124

    I bought the Vanilla prepaid and registered the card online. I know show a balance online but I’m not sure how to buy the bluebird without a fee. Do you go to transfer to transfer the money to a bluebird?

    ReplyReply
  125. moe Says:
    125

    can bluebird pay an american express cc bill???

    ReplyReply
  126. aron Says:
    126

    Cvs wont let you load with cc only up to 100 dollars. OD doesnt sell vanilla anymore. Wallgreen only debit or cash.

    ReplyReply
  127. chaim Says:
    127

    Dan im looking for a place where i can buy vanilla reload cards rh a cdt card ovr 500 dollars. Please tell me where?

    ReplyReply
  128. jack Says:
    128

    bluebird has terrible customer service.you could wait hours till you get someone on the phone.and a lot of people have complained that they had a “security” hold on their account for no good reason and had a very hard time getting access to their money.am i missing something here?to me this doesnt sound like the way to go…

    ReplyReply
  129. The Newt Says:
    129

    Is there any way to still take advantage of the deal, now that office Depot has stopped selling the Vanilla Card?

    ReplyReply
  130. moshe Says:
    130

    FYI- those who keep asking what the point in this is… even w/o the extra points for purchases, this is an easy way to meet a spending threshold for a new card bonus (like amazon payments $1000p/m)

    ReplyReply
  131. qwerty Says:
    131

    whats wrong with buying vanilla debit and cashing out at the bank why is everyone trying to get vr?

    ReplyReply
  132. bem684 Says:
    132

    I second qwerty’s question.

    ReplyReply
  133. njmacman Says:
    133

    Can I use my VR money to fund Amazon payments and then withdraw that amount to my bank account?

    ReplyReply
  134. orrin davis Says:
    134

    I’m having trouble finding the $500 vanilla visa gift cards at my local Office Depots……I was at three different ODs today, and there were only the $25-100 denominations.

    ReplyReply
  135. Michael Says:
    135

    Bluebird only allows to deposit $100 per day from a vanilla reload and charges $2 per transaction. Any other way of transferring the vanilla reload amount into it more efficiently?

    ReplyReply
  136. Dan Says:
    136

    @Michael:
    Incorrect.
    It is $1,000 per day and there is no charge.

    ReplyReply
  137. usher Says:
    137

    can i fill up a VR card at CVS with a GC?

    ReplyReply
  138. jysubs Says:
    138

    Has anyone used BB and/or VR successfully from Israel? I need to max out $10k in 4 months for AMEX. Any other ideas for doing so from Israel besides Amazon Payments ($1k/mo max). Todah m’Rosh :-)

    ReplyReply
  139. chani Says:
    139

    i cant for the life of me figure out how to pay a bill with bluebird. if im paying a chase credit card do i put in the account number or zip code on account number slot. none are working

    ReplyReply
  140. MO Says:
    140

    So with VR into BB or Debit card funded into bb through walmart no fee. But if I use a Green Dot MoneyPak to fund into BB directly..Will there be a $2 fee???

    ReplyReply
  141. Kay Says:
    141

    Hi Dan… I opened an ink bold card and hoped to use it to pay a large monthly bill…This week, I was told by the 2 Office Depot in my area that Office Depot has stopped selling the $500 Visa gift cards and the $500 American Express cards. Now they only offer $200 gift cards. They received an email from corporate headquarters that Office Depot will no longer have $500 gift cards available. In addition, the Office Max in my area only has $200 Visa gift cards.
    The fee for the $200 gift cards is the same as the fee was for the $500 gift cards. I belive $4.95 and $6+ for the $200 American express gift card.
    There is no Staples in my area.
    I wanted to use my ink bold card, which I need to still spend $3,5000 to get the sign up bonus and I wanted to get the 5x points at the office suppyl store. I am not sure it is worth it if it has to be done with $200 cards. Then add the vanilla reload cost… Please advise! Thanks!!

    ReplyReply
  142. abe Says:
    142

    sorry if this was discussed already just point it out. i purchased 7 $500 my vanilla (personal reloadable prepaid card) is that the right cards I’m trying to figer out how to loud them up to my blue bird account with out much success

    ReplyReply
  143. Moshe Says:
    143

    Is there anything wrong with paying an American Express bill with Bluebird if I bought the Vanilla Reloads with my Amex card?

    ReplyReply
  144. Juan Says:
    144

    No different than paying any other bill.

    ReplyReply
  145. Juan Says:
    145

    Only load $1000 per day.

    ReplyReply
  146. douglas Says:
    146

    why exactly is this vanilla reload better than gcs?

    ReplyReply
  147. paying amex bill Says:
    147

    1. Has anyone had a problem buying VR cards, loading them onto bluebird and paying their Amex bill?
    2. Is there a way to transfer money from bluebird directly into your bank account?
    3. I believe, if someone can confirm this- that would be great- that you can load money from a VR onto a My vanilla debit card and then you can take a cash advance at your bank and the money will go directly into your checking account- if you are not comfortable paying a bill directly from your bluebird account.

    ReplyReply
  148. Tyler Says:
    148

    Not sure if this was brought up before: Can I purchase discounted gift cards online (e.g. CVS GC’s @ 6% off) and use those GC’s to buy VR cards?

    ReplyReply
  149. eve w Says:
    149

    is it possible to buy visa/amex gift cards with a credit card and load them onto bluebird?

    ReplyReply
  150. Joe s Says:
    150

    @Curtis: What do you mean by “you people”? Though, much as I hate to admit it, it seems idiotic the way some on this site ask the same questions over and over and over again.

    ReplyReply
  151. WAM Says:
    151

    @Joe s:
    The people he’s referring to don’t read so well – they won’t read his comment either.

    ReplyReply
  152. Eddie Says:
    152

    I just bought a bluebird card but it says on the website that CASH can be loaded on the card at walmart. Can people confirm that debit cards can not be loaded onto bluebird anymore?

    ReplyReply
  153. Ari Says:
    153

    When trying to load a PPGC onto Bluebird.com, error message “Billing address does not match debit card address” appears.. DAN – HOW DO WE DEAL WITH THIS?? I used the address they were shipped to, billed to, and that were mailed from, Nothing works

    ReplyReply
  154. Mike Twersky Says:
    154

    Dan – I’m in NJ. I just called 3 office depots and none of them carry credit card payable vanilla reload cards. Please advise.

    ReplyReply
  155. Pinny Says:
    155

    Can you use Visa Gift Cards to purchase the vanilla Reload cards?

    ReplyReply
  156. Scott Says:
    156

    Just heard from a friend that AMEX did not credit Delta miles when he purchased Vanilla Reloads at CVS. He called AMEX and was told that they do not credit miles for purchases of prepaid or reloadable cards. I looked at the AMEX website for Starwood cards, and it had this language, as did the Delta AMEX site:
    1 Starpoint® on Eligible Purchases
    Eligible purchases mean purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of traveler’s checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents.

    ReplyReply
  157. David Says:
    157

    Are there any gift cards i could get a refund ?

    ReplyReply

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