Update: DEAD! Don’t miss it if this becomes alive again. Sign up for deal notification alerts here!
Chase Freedom is an excellent no annual fee card thanks to its quarterly 5% categories. While they call it 5% cash back, you’ll really get 5 Ultimate Rewards points per dollar spent which can be worth much more than 5% cash. If you max out the $1,500 in bonus spending per quarter you will earn at least 30,000 Ultimate Rewards points over the course of a year (7,500 points per quarter at 5 points per dollar spent). My wife and I have 5 Freedom cards, which makes it all the more lucrative.
You can now start spending on the Chase Freedom Q4 5% categories.
You must register here for 2019 Q4 spending which is valid 10/1-12/31 at:
- Paypal purchases. This includes online stores that accept Paypal, eBay purchases paid with Paypal, charity donated with Paypal, as well as payments made to friends and family for goods paid with your credit card.
- Purchases made with Chase Pay. You can use Chase Pay at stores like Best Buy, Cinemark, eBags, Parkmobile, Shell, ShopRite, Walmart.com, and more.
- You can also link Samsung Pay to Chase Pay and use your phone to pay in nearly every store while earning 5 points per dollar!
- Department stores. These include stores like Bloomingdale’s, Dillard’s, JCPenney, Kohl’s, Lord & Taylor, Macys, Neiman Marcus, Nordstrom, Nordstrom Rack, Saks Fifth Avenue, Saks Off 5th, Sears.
- You can also buy gift cards at any of these stores above to lock in savings!
While Chase Freedom is a great card for the bonus categories, it’s not a great card for everyday spending. However the Chase Freedom Unlimited® card also has no annual fee and is excellent for everyday spending thanks to 1.5 points per dollar that can be earned everywhere with no limit. You can also earn 3 points per dollar on up to $20K of spending for the first year that you have the card.
The no annual fee business version of Freedom Unlimited is the Ink Business Unlimited® Credit Card Card, which offers $500 in the form of 50,000 Chase Ultimate Rewards points after spending $3,000 within 3 months plus 1.5 points per dollar spent.
Freedom, Freedom Unlimited, and Ink Unlimited alone can’t transfer points into much more lucrative airline or hotel miles, but if you or your spouse has a Sapphire Reserve, Chase Sapphire Preferred® Card, or Ink Business Preferred® Credit Card card then you can transfer points from Freedom to one of those cards and from there to your favorite travel currency. Those cards also allow you to rdeem your points for paid travel at a value of 1.25 or 1.5 cents per point. The Freedom, Freedom Unlimited, or Ink Unlimited card can also keep your points alive for free if you do close one of those premium cards.
The value of the points will be based on where you use them, but if you use those points for a trip worth where they are worth 2 cents each then you’ll have effectively earned 10% back on those “5 point categories.” The sky is the limit of the value of airline miles as they aren’t tied to the cost of a ticket. That’s good for people in the know and bad for those who are not. 1 mile can be worth 0.25 cents or it can be worth 25 cents, it all just depends on how you use them!
Where will you make your Q4 purchases?
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33 Comments On "Chase Freedom Q4’s Amazing Bonus Categories Are Now Live!"
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Didn’t see at shoprite any option to pay with Chase pay
Tell cashier you want to use Chase Pay
You can pay in store with the Chase Pay app.
Do 2 cards on the same account get the $1500 limit?
Each gets $1,500.
An authorized user on the same account number get additional 1500?
Never worked for me? Teach me…
Dan is referring to one person who has two separate freedom card accounts. An additional user does not get $1500.
Correct!
don’t find these so amazing for those without a smartphone
Borrow a smartphone.
every time I want to shop? not practicable
Buy some gift cards at a place you’ll shop and maximize the category. Go with a friend shopping. Buy the cards and you’re done usually within 5 minutes top and boom. $75 savings or even more.
and apropos of this time of year, please remember that you can give to Chabad via PayPal
Discover Card 5% this quarter:
Amazon.com, Target and Walmart.com
How do you link chase pay to samsung pay? I only see a PayPal option. Or do you mean linking chase, to PayPal, to samsung?
https://www.dansdeals.com/credit-cards/use-chase-pay-samsung-pay-5-times-25-purchases-select-cards-earn-1500-bonus-ultimate-rewards-points/
Any way to get the bonus at Staples.com?
If I understand it correctly, this includes all purchases on the pay app itself as well, so basically 5% on all those restaurants purchases.
Can u add paypal to Google pay and use this wherever Google pay is accepted?
Wow, AliExpress considered a department store.. You’ll need to buy a LOT of stuff to reach $1500
does this work on purchase made at apple stores also? Like buying an iphone?
That’s a great Q! does anyone know the answer?
Samsung Pay works anywhere.
My samsung phone is not compatible with samsung pay
You mentioned how you(dan) and your wife have a combined 5 freedom card. Care to elaborate? Aren’t there only 2 types of freedom cards. I can see how u can get to 4, but what’s the 5th?
I also have a Freedom Unlimited, but I’m talking about 5 Freedom cards. You can have more then one by product changing.
Is there any way to get 5x on walmart online?
Pay with Paypal.
Chase just told me Samsung Pay won’t qualify for bonus!
You need to link it to Chase Pay.
I did, and saw that all charges thru Samsung pay don’t have a bonus and charges with Chase pay do! they are all still pending though, but I spoke to 3 reps they all said the same thing.
Any way to get 5x at costco.com
Anyway to download Samsung pay without my device being a Samsung device?