AMEX Adding JFK Centurion Lounge; AMEX Consumer Vs. Business Platinum Card Benefit Comparison Chart

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  • AMEX Platinum Click Here to get more details on this card and compare to other cards! 
  • AMEX Platinum Business Click Here to get more details on this card and compare to other cards! 

Back in the good old days, an AMEX Platinum card granted access to American, Continental, Northwest, and USAirways lounges.

One by one, those airlines merged and stopped allowing lounge access for AMEX Platinum cardholders. You can still access Delta lounges, though you can no longer bring in any guests with you. The good news is that additional cardholders do get access to Delta lounges.

Originally, Centurion Lounges were designed for free access only for Centurion cardholders. You know them as those black cards that cost a whopping $2,500 per year with a $7,500 initiation fee that used to give top-tier elite status on airline like Continental and USAirways but no longer do.

Once the Platinum card started losing airline lounge partners they opened the Centurion lounge up to Platinum cardholders for free as well. Platinum cardholders used to be able to bring a spouse and kids into a Centurion lounge for free, but now you are limited to 2 guests besides for the cardholder. The good news is that additional cardholders also get access and can bring in 2 guests as well.

Centurion lounges offer services that vary by location including free spa/massage services, showers, complimentary food, drinks, cocktails, etc.

AMEX also added Airspace lounge access, Priority Pass lounge access, and other benefits like an annual $200 airline fee credit ($400 in your first cardmembership year) to make up for the loss of the airline lounges.

Currently, there are Centurion Lounges in:

  • Dallas/DFW (Terminal D, near American)
  • Houston/IAH (Terminal D, near United)
  • Las Vegas (Concourse D, near United)
  • NYC/LGA (Central terminal B upstairs, before security)
  • Philadelphia (Terminal A West, near American)
  • Miami (Concourse D, near American)
  • Seattle (Concourse B)
  • San Francisco (Terminal 3, near United)

International locations include:

  • Buenos Aires/EZE
  • Delhi
  • Hong Kong (Terminal 1)
  • Mexico City
  • Monterrey, Mexico
  • Sao Paulo/GRU
  • Sydney
  • Toluca, Mexico

In early 2019, AMEX will open a 2 level Centurion lounge in JFK terminal 4. Terminal 4 includes airlines like El Al, Asiana, Delta, Emirates, Etihad, KLM, Singapore, South African, Swiss, Virgin Atlantic, and more.

Delta also has a shuttle that connects terminals 2 and 4 airside after security.

While Delta has a lounge in terminals 2 and 4, those are limited to Platinum cardholders only. The Centurion lounge will be open to cardholders plus 2 guests.

  • AMEX Platinum Click Here to get more details on this card and compare to other cards! 
  • AMEX Platinum Business Click Here to get more details on this card and compare to other cards! 

The chart below summarizes all of the differences between the consumer and business versions of the Platinum card. It features the superior benefits in red font when there is a difference between the consumer and business card.

Note that the lounge benefits for additional cardholders as described below is only for additional Platinum cardholders, not for additional Gold or Green cardholders.

However, additional Gold and Green cardholders do qualify for free Global Entry/PreCheck memberships!

Additionally if you pay for a ticket with a Consumer Platinum card and you also have a Business Platinum card, and you choose to have it rebated with points, you will still earn a bonus 4 points per dollar. More info on how that works in this post.

 Consumer PlatinumBusiness Platinum
Annual Fee$550$450
Signup Bonus60,000 points for spending $5,000 in 3 months50,000 points for spending $10,000 in 3 months and another 25,000 points for spending another $10,000 in 3 months
Additional Cardholder Fee-Up to 3 additional Platinum cardholders for a $175 fee ($58.33/card with 3 cards).

-No fee for additional Gold cardholders
-$300 for each additional Platinum cardholder.

-No fee for additional Green cardholders
Annual Airline Fee Credit$200$200
Points earned on airfare5 per dollar from airlines (including online travel agencies) and on AMEXTravel.com5 per dollar, but only if booked on AMEXTravel.com
Points earned on hotels5 per dollar, but only if booked on AMEXTravel.com5 per dollar, but only if booked on AMEXTravel.com
Points earned on large purchases of $5,000+1 per dollar1.5 per dollar (Up to 1 million bonus points per year)
Uber BenefitsVIP Status

$15 in monthly credit plus $35 credit every December
None
Rebate on points redeemed for paid airfare for 1 year from the date a card was opened or upgraded between 10/1/16-5/31/17None-50% rebate on a US airline of your choice in coach with no cap.

-50% rebate on all airlines in business or first with no cap.
Rebate on points redeemed for paid airfare (Unless card was opened or upgraded between 10/1/16-5/31/17)None-35% rebate on a US airline of your choice in coach.

-35% rebate on all airlines in business or first.

-Maximum rebate of 500K points per calendar year.
Gogo In-Flight Wi-FiNone10 Gogo flight passes per year
Card designMetalMetal
Elite statusHilton, Marriott, and SPG Gold for primary and secondary cardholdersHilton, Marriott, and SPG Gold for primary and secondary cardholders
Centurion lounge accessPrimary or secondary cardholder plus 2 guestsPrimary or secondary cardholder plus 2 guests
Priority Pass membershipPrimary or secondary cardholder plus 2 guestsPrimary or secondary cardholder plus 2 guests
Airspace lounge accessPrimary or secondary cardholder plus 2 guestsPrimary or secondary cardholder plus 2 guests
Delta SkyClub accessPrimary or secondary cardholders only. Must be flying Delta.Primary or secondary cardholders only. Must be flying Delta.
Global Entry/Pre-Check Fee Refund
Once every 4 years for Primary and for each secondary cardholderOnce every 4 years for Primary and for each secondary cardholder
Boingo WiFiUnlimited worldwide for Primary and secondary cardholdersUnlimited worldwide for Primary and secondary cardholders
Fine Hotels & Resorts benefits
Early check-in, room upgrade, daily breakfast, Wi-Fi, late checkout, and an additional special amenity.Early check-in, room upgrade, daily breakfast, Wi-Fi, late checkout, and an additional special amenity.
Lost/Stolen/Damaged Item Protection
Covers items up to $10,000 for losses within 90 days of purchase, up to $50,000/year.Covers items up to $10,000 for losses within 90 days of purchase, up to $50,000/year.
Return Protection
Covers items up to $300 within 90 days of purchase if the store won't take a return or charges a restocking fee, up to $1,000/year.Covers items up to $300 within 90 days of purchase if the store won't take a return or charges a restocking fee, up to $1,000/year.
Premium Roadside AssistanceFree towing up to 10 miles, jump starts, flat tire changes, lockout service, and delivery of fuel, up to 4 times per year.Free towing up to 10 miles, jump starts, flat tire changes, lockout service, and delivery of fuel, up to 4 times per year.
Extended WarrantyDoubles the manufacturer's warranty up to 1 additional year. Covers up to $10,000/item and up to $50,000/year.Doubles the manufacturer's warranty up to 1 additional year. Covers up to $10,000/item and up to $50,000/year.
Car Rental Perks-4 hour late return fee-free grace period at Hertz.

-National Executive
-4 hour late return fee-free grace period at Hertz.

-National Executive
Open SavingsNone5% cash back at Fedex, HP, Hertz, and 800-Flowers
Counts against Chase 5/24 guidelinesYesNo
Foreign transaction feeNoneNone

 

What is your favorite AMEX Platinum perk?

  • AMEX Platinum Click Here to get more details on this card and compare to other cards! 
  • AMEX Platinum Business Click Here to get more details on this card and compare to other cards! 

HT: as2, via DDF

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27 Comments on "AMEX Adding JFK Centurion Lounge; AMEX Consumer Vs. Business Platinum Card Benefit Comparison Chart"

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davidmal

AWESOME News!

messiah

if my citi card is converting over to the new hilton ascend by end of january does the new card come with lounge passes?and how do i register with them thanks

dg

Is the 100k bonus only if you never got one before?

Mountain Man

Is it worth noting that the national executive can then be status matched to hertz five star.

mordechai

How does it work with the premium roadside assitance you put the towing charges on your platinum card and it gets refunded after you call up? also if i have a additional cardholder how does he register with hilton lets say for them to give him gold statues?

E H

There is no Uber credit for Platinum Business Cards?

R

Not that exciting if you fly DL. As an AMEX holder you already have access to the DL Lounge. Also, I assume the lounge will be in the middle by security (where the Wingtips lounge is). That is a solid 20+ min walk to the gates if you’re at the B34+ gates.

Myi

You can use your expired platinum card until the expiration date to take advantage of the lounges.

as2

May want to specify in the chart, access to SkyClub only when flying DL.

mo

Why is it that if I buy a ticket from an airline on my gold card I get 3x but on my Platinum only 1x

Yitzie

How do you get Hertz 4 hour grace period?
Has anypne used this?

Fran

Yes! Simply apply the amax code in your reservation.

R

You can even pre-book it that way. (i.e. if you book a reservation with a 1PM pickup and a 5PM return, it will only charge you for 1 day….note that this does NOT cover other items like insurance or neverlost)

Joel

Can Centurion lounges be used on arrival?

Sammy

For the Platinum Amex consumer, are there any lounges in Istanbul airport? (during my layover)

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