Back in the good old days, an AMEX Platinum card granted access to American, Continental, Northwest, and USAirways lounges.
One by one, those airlines merged and stopped allowing lounge access for AMEX Platinum cardholders. You can still access Delta lounges, though you can no longer bring in any guests with you. The good news is that additional cardholders do get access to Delta lounges.
Originally, Centurion Lounges were designed for free access only for Centurion cardholders. You know them as those black cards that cost a whopping $2,500 per year with a $7,500 initiation fee that used to give top-tier elite status on airline like Continental and USAirways but no longer do.
Once the Platinum card started losing airline lounge partners they opened the Centurion lounge up to Platinum cardholders for free as well. Platinum cardholders used to be able to bring a spouse and kids into a Centurion lounge for free, but now you are limited to 2 guests besides for the cardholder. The good news is that additional cardholders also get access and can bring in 2 guests as well.
Centurion lounges offer services that vary by location including free spa/massage services, showers, complimentary food, drinks, cocktails, etc.
AMEX also added Airspace lounge access, Priority Pass lounge access, and other benefits like an annual $200 airline fee credit to make up for the loss of the airline lounges.
Currently, there are Centurion Lounges in:
- Dallas/DFW (Terminal D, near American)
- Houston/IAH (Terminal D, near United)
- Las Vegas (Concourse D, near United)
- NYC/LGA (Central terminal B upstairs, before security)
- Philadelphia (Terminal A West, near American)
- Miami (Concourse D, near American)
- Seattle (Concourse B)
- San Francisco (Terminal 3, near United)
International locations include:
- Buenos Aires/EZE
- Hong Kong (Terminal 1)
- Mexico City
- Monterrey, Mexico
- Sao Paulo/GRU
- Toluca, Mexico
In early 2019, AMEX will open a 2 level Centurion lounge in JFK terminal 4. Terminal 4 includes airlines like El Al, Asiana, Delta, Emirates, Etihad, KLM, Singapore, South African, Swiss, Virgin Atlantic, and more.
Delta also has a shuttle that connects terminals 2 and 4 airside after security.
While Delta has a lounge in terminals 2 and 4, those are limited to Platinum cardholders only. The Centurion lounge will be open to cardholders plus 2 guests.
The chart below summarizes all of the differences between the consumer and business versions of the Platinum card. It features the superior benefits in red font when there is a difference between the consumer and business card.
Note that the lounge benefits for additional cardholders as described below is only for additional Platinum cardholders, not for additional Gold or Green cardholders.
However, additional Gold and Green cardholders do qualify for free Global Entry/PreCheck memberships!
Additionally if you pay for a ticket with a Consumer Platinum card and you also have a Business Platinum card, and you choose to have it rebated with points, you will still earn a bonus 4 points per dollar. More info on how that works in this post.
|Consumer Platinum Card||Business Platinum Card|
|Annual Fee||$550||$595 as of 2/1/19|
|Welcome Bonus||60K points for spending $5,000 in 3 months.||50K points for spending $10,000 in 3 months. and another 25K points for spending another $10,000 in 3 months.|
|Additional Cardholder Fee||-Up to 3 additional Platinum cardholders for a $175 fee ($58.33/card with 3 cards).|
-No fee for additional Gold cardholders
|-$300 for each additional Platinum cardholder.
-No fee for additional Green cardholders
|Annual Airline Fee Credit||$200||$200|
|Points earned on airfare||5 per dollar from airlines (including online travel agencies) and on AMEXTravel.com||5 per dollar, but only if booked on AMEXTravel.com|
|Points earned on hotels||5 per dollar, but only if booked on AMEXTravel.com||5 per dollar, but only if booked on AMEXTravel.com|
|Points earned on large purchases of $5,000+||1 per dollar||1.5 per dollar (Up to 1 million bonus points per year)|
|Saks 5th Avenue Benefits||$50 credit every Jan-Jun and every Jul-Dec||None|
|Uber Benefits||VIP Status|
$15 in monthly credit plus $35 credit every December
|Dell Benefits||None||$100 credit every Jan-Jun and every Jul-Dec|
|WeWork Benefits||None||1 year of complimentary global access, a $2,700 value.|
|Rebate on points redeemed for paid airfare||None||-35% rebate on a US airline of your choice in coach.
-35% rebate on all airlines in business or first.
-Maximum rebate of 500K points per calendar year.
|Gogo In-Flight Wi-Fi||None||10 Gogo flight passes per year|
|Elite status||Hilton and Marriott Gold for primary and secondary cardholders||Hilton and Marriott Gold for primary and secondary cardholders|
|Centurion lounge access||Primary or secondary cardholder plus 2 guests||Primary or secondary cardholder plus 2 guests|
|Priority Pass membership||Primary or secondary cardholder plus 2 guests||Primary or secondary cardholder plus 2 guests|
|Airspace lounge access||Primary or secondary cardholder plus 2 guests||Primary or secondary cardholder plus 2 guests|
|Delta SkyClub access||Primary or secondary cardholders only. Must be flying Delta.||Primary or secondary cardholders only. Must be flying Delta.|
|Global Entry/Pre-Check Fee Refund||Once every 4 years for Primary and for each secondary cardholder||Once every 4 years for Primary and for each secondary cardholder|
|Boingo WiFi||Unlimited worldwide for Primary and secondary cardholders||Unlimited worldwide for Primary and secondary cardholders|
|Fine Hotels & Resorts benefits||Early check-in, room upgrade, daily breakfast, Wi-Fi, late checkout, and an additional special amenity.||Early check-in, room upgrade, daily breakfast, Wi-Fi, late checkout, and an additional special amenity.|
|Lost/Stolen/Damaged Item Protection||Covers items up to $10,000 for losses within 90 days of purchase, up to $50,000/year.||Covers items up to $10,000 for losses within 90 days of purchase, up to $50,000/year.|
|Return Protection||Covers items up to $300 within 90 days of purchase if the store won't take a return or charges a restocking fee, up to $1,000/year.||Covers items up to $300 within 90 days of purchase if the store won't take a return or charges a restocking fee, up to $1,000/year.|
|Premium Roadside Assistance||Free towing up to 10 miles, jump starts, flat tire changes, lockout service, and delivery of fuel, up to 4 times per year.||Free towing up to 10 miles, jump starts, flat tire changes, lockout service, and delivery of fuel, up to 4 times per year.|
|Extended Warranty||Doubles the manufacturer's warranty up to 1 additional year. Covers up to $10,000/item and up to $50,000/year.||Doubles the manufacturer's warranty up to 1 additional year. Covers up to $10,000/item and up to $50,000/year.|
|Car Rental Perks||-4 hour late return fee-free grace period at Hertz.|
|-4 hour late return fee-free grace period at Hertz.
|Counts against your Chase 5/24 count||Yes||No|
|Foreign transaction fee||None||None|
What is your favorite AMEX Platinum perk?