Credit Card Profile #7-Delta Consumer And Business Amex

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This Post Completes The Reviews Of The Fall 2006 Credit Card Roundup. I Hope That You’ve Enjoyed It!
Delta Consumer Amex
Delta Business Amex

I ranked the Delta card as follows in the following categories:
Best Credit Cards To Use And Spend To Earn Miles: #8 and #9.
Best Credit Cards To Have For Miscellaneous Benefits: Business-#10, Consumer-Unranked.
Credit Cards Good For A One-Time Bonus: #1 and #2.

Key facts:
-Signup Bonus: Business: 15,000 Miles, Consumer: 17,500 Miles.
-Annual fee: Business and Consumer-Free for first year, $85 subsequent years.
-Signup Bonus Earned: After first purchase.
-Maximum points that can be earned in 1 year from spending: Unlimited.
Maximum Number Of Times The Signup Bonus Can Be Earned: One Consumer bonus and one business bonus.
Minimum Wait Time Between Applying For The Consumer And Business Card: None, you can apply for both on the same day.
Amex Open Savings For The Business Card:Get a 5% Cash rebate in addition to miles for spending with ATT, Fedex, Hertz, various other stores/chains/hotels and all Delta tickets, get a 3% cash rebate in addition to points for spending with Jetblue.
Double Miles For The Consumer Card: Double miles for spening at Stand-alone supermarkets, Gas stations, Drugstores, Home improvement stores, The U.S. Postal Service, wireless service providers.

Reason for the being ranked #8 and #9 in “Cards To Use And Spend To Earn Miles” category :
If you want Delta miles you’re generally better off having a Starwood Amex and getting 1.25 miles per dollar spent.
However if you want 5% off Delta tickets you should use the business card and when you spend on categories that offer double miles you should use the consumer card!

Reasons for the business card being ranked #10 in “Miscellaneous Benefits” category:
-Business card offered a 5% cash rebate in addition to the Delta miles earned on purchasing the ticket.
-Consumer card has no unique benefits.

Reason for being #1 and #2 in the “Credit Cards Good For A One-Time Bonus” category:
-It’s a strong signup bonus that can only be earned once.

Summary:
The Business card is an absolute must-have for all Delta flyers to get the 5% cash rebate in addition to the Delta miles earned on purchasing the ticket.
The Consumer card offers a nice signup bonus and double miles offers.


©2006 Ctownbochur.com
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11 Comments On "Credit Card Profile #7-Delta Consumer And Business Amex"

All opinions expressed below are user generated and the opinions aren’t provided, reviewed or endorsed by any advertiser or DansDeals.

NNadiv

dan, great job on the entire roundup, it was amazing! keep it up!

danFan

MUST get a nuvi 660. any ideas??

Dan

$773 At Amazon may be as good as you’re going to get for now…
I’m sure you can find for a few dollars less, but it’s worth a few dollar premium to have amazons free shipping+return policy…

Anonymous

I have a delta amex consumer,which i want to get rid of and open a starwood amex. Should I just cancel the delta amex? will it be a problem with my credit?

danFan

true that. thank you for the response, i know your busy!

Anonymous

Thanks Dan
if you got the bonus on the amex delta can you still get it on the starwood amex?
also if I cancel my delta amex can i transfer the credit line to a starwood amex?
thanks

Random.Bochur

Annual fee: Business and Consumer-Free for first year, $85 subsequent years.

I think if you have an AMEX rewards card also, its only 35 a year.

Glumech

I got an Amex rewards with a 50,000 signup bonus! beat that!

Dan
Anonymous

Glumech, don’t be stingy. If that 50,000 offer is still available, let us know where to find it.

Glumech

It was a mail offer.

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