Goodbye To My Chase Ink Bold Exclusives, Ink Classic, And Ink Cash Mastercards

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If you were reading this blog in 2011, you knew that the Chase Exclusives credit cards were all the rage.

If you had a Chase checking account you could get a lucrative Freedom Exclusives card or Ink Bold Exclusives card. The Freedom Exclusives card offered 10 points per transaction, 5 points per dollar in rotating categories, and 10% bonus points dividend. The Ink Bold Exclusives card awards threshold bonuses so that you’d earn 1.65 points per dollar if you spend $50K annually or 1.675 points per dollar if you spend $100K annually.

I wrote on 11/29/11 about the final chance to get an Ink Bold Exclusives card.

I had several Freedom Exclusives cards, but Chase killed the 10 points per dollar for my Freedom cards way back in 2013, and then killed the 10% bonus in 2015, though some people continued to retain Freedom Exclusives benefits even afterward.

In 2014 I wrote about the end of the line for new Ink Bold applications.

In 2015 Chase changed Ink Bold cards from charge cards to credit cards. Charge cards don’t have a set credit line, and it was awesome to have a Chase card like that. Unfortunately with that change Chase no longer offered any charge cards, sending many customers who needed a flexible spending limit to AMEX charge cards.

And now I got notice that my Ink Bold Exclusives Mastercard will convert to into an Ink Plus Visa in January. I already have 2 Ink Plus Visas, so why not a 3rd.

I also was notified that my Ink Classic Mastercard and my Ink Cash Mastercard will become Chase Ink Cash Visa cards in January.

Those cards earn 5 points per dollar on spending at office supply stores and on telecom.

Unfortunately that means I’ll lose the ability to earn up to 1.675 points per dollar and I’ll lose the ability to earn 5 points per dollar on gift card purchases from CardCash and Paypal Digital Gifts via eBay.

The only real upside for Visa is the 5% rebate at B&H, Lenovo, and more.

Will you miss your Chase Ink Mastercard?

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45 Comments On "Goodbye To My Chase Ink Bold Exclusives, Ink Classic, And Ink Cash Mastercards"

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bort

Im confused…Are they getting rid of the 5x at office supplies stores for ink? (I couldnt tell based off your post…)

Al

You pay $95 for each of those 3 Ink Plus cards?

DaVe

I buy thousands of dollars in Amazon gift cards from PPDG for 5x. This one is going to hurt. I guess I’ll have to make the trip to Staples now.

Queenz

But the 5 points/dollar on Chase ink cards at office supply will continue, right?

Aay B.

NOW WAIT A SECOND…. are you saying that my old (grandfathered) ink bold will be loosing both top perks; 1) 20% bonus points for having a chase checking account and 2) 47,500 additional bonus points for an annual 100k spending?!?!?!??

joseph

i currently have the old chase ink classic
can i apply for the ink preferred before it merges?

Work-for-ur-muny

You mentioned the only real upside with the VSE. Don’t forget that that too is capped, (unless you are busy adding AUs, of course).

E

I’ll miss it. It’s my only MasterCard Business and I do have easy savings benefits on pretty much every statement. Any recommendations for a MC business replacement? (I’ve already got a personal JetBlue MC, not sure if it pays to double up.)

J

I tried to have them waive the $95 fee…to no avail… so I cancelled…

Ted

I just want to clarify: I have a Chase business preferred Ink (which I use as a primary business card). There’s no changes there correct? I never received an email notice so probably not. As long as you’re reading this, do you have a favorite business card for primary use (must have no foreign transaction fee)?

chanie

What exactly will I be losing by my card getting downgraded from Ink bold to Ink cash? Will I still have the annual fee?

Sammy

Didn’t see this clearly in the article- Will there be no more 5X on cardcash via paypal payment?

degania

I will miss my Mastercard. My county allows payment of county taxes by either Mastercard or Discover, for a low 1% convenience fee.

Aa gold

Please explain what it has to do with the ability to earn 5 points per dollar on gift card purchases from CardCash and Paypal Digital Gifts via eBay

Also i think the chase freedom unlimited is a gr8 card

Also depends what your spending is

mont

Well; had just got the Ink Preferred and was debating on whether to keep that vs splitting time with the Bold; this made it easy. Preferred move since we have the tmobile bill on that now for the cell protection perk.

Bye bye bold; you were good while it lasted all these years.

Warning

Goodbye Chase! For nor reason they just closed all my family’s accounts. No explanation. I let a friend use a couple of my cards on a regular basis for his business. He always paid the bill in full from his business checking account. The last couple months he started banking at chase and paid the bill from his chase account which I am not am signer. That is the only thing I can think of why they closed all my accounts accounts and everyone at my address. Been charging tens of thousands of dollars consistantly every month. They would not give me any explanation….
Just a warning to others who don’t want this mess….

Shaya

Does this mean the rewards will be only cashback like the Freedom?

Ethan

As someone who makes a substantial chunk of points just from the signup bonuses (rookie), I feel like accepting the new card means I miss out. Why wouldn’t I just cancel this card myself and apply for a new card to get the bonus?

Thanks in advance!

Ethan

Any thoughts?

Ethan

Still no thoughts? Not sure what to do here. It seems like I would be best not to go with this transition and then just apply for the card and get the sign up bonus…?

Me

I have the Chase Ink bold business mastercard and got notice that it is being converted to Chase Ink Plus Visa. I spend a few thousand/month on my card. How will this affect me?

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