Monday, November 28th, 2011, 4:26 pm
-DansDeals Credit Card Links And Card Opening FAQ’s On DDF
-Chase Exclusives Bonuses Explained And A Comparison Of Chase Ultimate Rewards Credit Cards.
-Credit Cards With The Best Signup Bonuses!
-Credit Card Benefits, Categorized By Benefit.
-Sapphire Preferred, Starwood, Or Freedom? A Guide For Which Cards To Use For Any Purchase.
-Does Opening And Closing Cards Hurt Your Credit Score?
-The Best Credit Cards For Spending!
-Credit Card Reconsideration: Don’t Give Up!
-Need To Meet A Spending Threshold? Get Waived Fees On AMEX Gift Cards!
-Need To Meet A Spending Threshold? Send And Receive $1,000/Month With No Fees Using Amazon Payments!
The New Ink Bold Card With Ultimate Rewards Linky
Chase has just refreshed the Ink Bold card.
-Get 50,000 bonus points after you spend $5,000 in 3 months, that’s $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool.
Better yet you can transfer the points instantly with no fees to anyone’s Continental (Star Alliance), British Airways (OneWorld), Korean (Skyteam), United (Star Alliance), Hyatt, Priority Club, Marriott, or Amtrak account at a 1:1 ratio where they will be worth much more than redeeming for travel directly through Chase. When redeeming miles for your own travel it’s not hard at all to get a value of 2 cents for each mile, if you fly in first class you can even get a value of 10 cents per mile or more! Multiply that by 2 or even 5 points per dollar in select categories and this card gets quite lucrative!
-2 free annual complimentary airport lounge uses with access to over 350 VIP lounges worldwide. Lounge amenities include internet access, complimentary snacks and beverages, phone, fax, conference rooms and more. Additional visits are available for $27 each.
-Earn 5 points for each $1 spent on wireless/telecom, cable and satellite television and radio services, office supply stores, and wholesale distributors of office supplies for up to $50,000 of spending in bonus categories.
-Earn 2 points for each $1 spent at gas stations, hotels and motels, and travel agencies for up to $50,000 of spending in bonus categories.
-Earn 1 point per dollar elsewhere.
-No foreign transaction fees and Free Employee Cards.
-No interest or over limit fees.
-No Annual Fee in the first year – that’s a $95 savings.
-The Ink Bold is a business card. If Joe Smith sells items on Ebay or has any other side business/hobby and wants a credit card to better keep track of business expenditures he can just open a business credit card for Joe Smith Sole Proprietorship. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field as well as in the social security number field. Best of all spending on business cards don’t count against your credit utilization and closing a business card also will not hurt your personal credit score.
-This appears to be an alternate program to the Chase Exclusives program. In that program you earn between 1.2 and 1.675 points per dollar spent everywhere. If you have a Chase checking account you can opt into the Exclusives program instead.
-Don’t want to give up on the 2 and 5 point categories? Do what I do and get an Ink Classic card with no annual fee for the same 2 and 5 points categories in addition to upgrading your Ink Bold card to the Chase Exclusives program for 1.2-1.675 points everywhere else and the ability to transfer all the points into airline/hotel programs. Of course I also carry a Freedom card that I upgraded to Chase Exclusives with no annual fee for small purchases where I earn 10 points for every time I swipe my card in addition to 1.1 points per dollar spent and a Chase Sapphire Preferred card for 7% annual bonuses-even on top of the 50,000 point signup bonus, 2.14-3.21 points for spending on dining and travel, for no foreign exchange fees, and an awesome looking metal card!
-The old offer for 25,000 bonus points after spending $1 with threshold bonuses for spending $25K, $50K, or $100K is still alive for now, but will likely be going away soon.