Earn Up To 300,000 Miles Or $3,000 Cash Back On Capital One Business Cards For Big Spenders!

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Related: Capital One Miles Will Be Transferable Into Airline Miles!


Capital One has new limited time offers available on their business cards.

  • The Capital One® Spark® Miles for Business is offering 50,000 miles for spending $5,000 in 3 months and another 150,000 miles for spending another $45,000 within 6 months. Click Here to get more details on this card and compare to other hotel cards!
    • The card earns 2 miles per dollar everywhere, so you’ll have 60,000 miles after spending $5,000 in 3 months or 300,000 miles for spending $50,000 in 6 months.
    • These miles can be used for paid travel at a rate of 1 cent per mile or they can be transferred into airline miles at a 2:1.5 ratio.
    • 60K Capital One miles can be used for $600 in free travel or transferred into 45K airline miles.
    • 300K Capital One miles can be used for $3,000 in free travel or transferred into 225K airline miles.
  • The Capital One® Spark® Cash for Business is offering $500 cash back for spending $5,000 in 3 months and another $1,500 cash back for spending another $45,000 within 6 months. Click Here to get more details on this card and compare to other hotel cards!
    • The card earns 2% cash back everywhere, so you’ll have $600 cash back after spending $5,000 in 3 months or $3,000 cash back for spending $50,000 in 6 months.
    • The effective cash back on $5,000 of spending is 12%
    • The effective cash back on $50,000 of spending is 6%
  • Both cards have a $95 annual fee, which is waived for the first year.
  • Both cards have no foreign transaction fees.
  • You can earn the bonus on these cards even if you have had them previously.
  • Note that Capital One pulls and reports to all 3 of your credit reports and they report business cards on your personal credit report.

The Spark Cash card is a simple cashback card.

The Spark Miles card can be used towards paid travel or they can be transferred into airline miles. You can book paid travel via any booking method and then get a refund for that purchase by requesting to use your points at a value of 1 cent each.

Starting in December, you’ll be able to transfer points from Capital One into these 12 airline programs at a 2:1.5 ratio:

  • Aeromexico (SkyTeam)
  • Air Canada Aeroplan (Star Alliance)
  • Air France/KLM Flying Blue (SkyTeam)
  • Alitalia (SkyTeam)
  • Avianca LifeMiles (Star Alliance)
  • Cathay Pacific Asia Miles (OneWorld)
  • Etihad (No alliance)
  • EVA (Star Alliance)
  • Finnair (OneWorld)
  • Hainan (No alliance)
  • Qantas (OneWorld)
  • Qatar (OneWorld)
  • Capital One says that they will be adding more partners in the future as well.

For example you could transfer:

These are business cards, but you may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith” as the business name. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field.

It’s important to just write your own name as the business name if you are just applying for your own small business as a Sole Proprietorship that doesn’t have any business paperwork.

Will you apply for one of these limited time offers?

HT: shapsam, via DDF

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69 Comments On "Earn Up To 300,000 Miles Or $3,000 Cash Back On Capital One Business Cards For Big Spenders!"

All opinions expressed below are user generated and the opinions aren’t provided, reviewed or endorsed by any advertiser or DansDeals.

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Laya

Can you fly United with capital one points

Jeremy

You can use Aeroplan or Avianca LifeMiles to fly United.

lipa

wow that’s generous

MendyR

300k bc 200k for signup and 2x points w $50k spend is an additional 100k pts

This is for those that aren’t sure how you came to that number

Yossi

The Spark card generally doesn’t give very high credit limits, so it’s quite hard to spend that much. I got much lower than i get for my Amex and Chase cards. Also Capital One reports credit utilization on Business cards to the credit bureau so unless you have a very high limit this will lower your credit score.

yman

can you transfer points from chase to avianca?? or from spg?? if you have chase or marriott or amex spg how can you transfer points to avianca?

mf

Dan
can you book elal with aeromexico miles?
they have some sort of partnership.

marc

Is this the best deal out there for cash cash back card? After the first year it would seem like this card is useless for paying $95 when the citi card gives 2% for no annual fee.

So the game plan on this card would be to use it for a year and than downgrade?

JK

If I have their older 2% cash back card, can I upgrade and get the signup offer? Or cancel the current card and re-apply?

ABE

Hi Dan

I already have the Spark business, can I also get the rewards by just using it, or do I have to get NEW card?

Abraham

So there’s no advantage to this being a business card? It will count towards 5/24 and you need to pay off most of the balance before the closing date to retain a good score?

Abraham

Do you know when this offer is ending?

Chaim

I assume once you’ve reached the $50,000 spending threshold on either card you can retire it to your drawer as there are better earning cards out there, correct?

Ahmad Ali

Thanks Dan! Just got approved! $29,000k limit. Used my LLC

bill

How do you do this if you dont have a business?

Zalmy

Get a business

eli232

@Ahmad Ali, almost everyone seems to get insta-denied can we maybe get any DP’s on those who did get approved? big spend etc? freezed CBs?

moshe

will this count towards 5/24?

two always better than one?

can you combine pulls?

Ahmad Ali

This card is Great News! Not only because of the points that we’ll be earning but mainly because we see that all the other banks are taking on Chase full force and just a matter of time for chase to loose all their shine. I was personally shut down by Chase and I was private client and they wouldn’t even tell me a reason so happy to see Chase go down!

Rick

@Dan any info on Cap One declining people because of too many cards?

hh

If i have the cash card is there any way to convert it to points?

MarkG

Got the Spark cash with your link….30k credit limit. Merry Christmas!

Bee

Dan,
Any DP if C.O. allows transfer of Credit Line from Personnel to Business (Chase does not, Barclay Does, Amex Does on some)

js

what is the cashback redemption of their miles? doesn’t seem to state it on their site

eli232

Thanks Dan! Just got approved! although with a very small CL…

Nice guy

Have the card for a while with big credit line. amazing customer service .
Points usable for all travel related stuff.
Been flying business to israel and going to orlando for pesach all on capital 1.

MIKE

just got approved x 2! 20K limit for me and my wife will be flying to TLV BIZ free of charge early 2019

thanks Dan

zow

Did 2BM and was approved for miles but not for cash card. Recon closed for the evening so will try tomorrow. Thanks, Dan!

Esther

I am self employed but it’s not letting me put in my ss# for both business and individual – anyway around this?

yossi 11204

Just read above
Sole Pro’ and the use social for both ,
Dan states all needed so clear ,
guys take a coffee and read all.

jason

is this a visa card I spend a lot in Costco want to know if this will work there

Jake

I already use the spark cash under my business name. Should i apply under same business name and TID

yosef768

Will there be a red flag or issue getting instant approval on a business card like spark if I use a new business address that’s not yet associated with my credit report when applying online for the card? All of my cards have been registered to my home address.

mendel

thanks Dan, Just got approved with 20k limit

jj

All set! Your application is complete.
Thank you for submitting an application for a Capital One credit card! Notification of your application status will typically be sent in 7 to 10 business days; however, in certain circumstances it may take up to 15 days.

does this mean that im not approved?

yossi112040

I had the same message called the reconsi… number and they approved me after 2 days for 30k,

Moshe

Does cap1 have access to my business card balances that aren’t on my credit report?

simon

are these cards subject to the 5/24 rule ?

wam

No. That’s Chase, this is Capital One.

Joseph

When does this offer expire ?

A Dan Chosid

Already have a spark Business, signed up for miles card under LLC got denied, reapplied as sole proprietor got approved for 75K. BTW I have over 825 credit score.
Thanks Dan

Jason

Dan, I just applied and got approved for a chase ink business card a couple of weeks ago,Do you think there’s any issue with getting approved for Capital one if I apply now? Or I should wait a little while before I apply for another Credit Card?? Thanks so much Dan!

sara

Which is a better deal, the miles or the cash?

Jared

Hello…can business partners share the miles?

zurich

It’s important to just write your own name as the business name. why?

ZICO

thanks Dan! got approved for $50,000

Jason

It is hard, but you can get them to increase your credit limit once you get the card. They issued me a card with a $50K limit but I needed it increased to $75K as we charge between $60-70K a month on a credit card for our business. They make you wait 3 months before applying for a credit increase. We were pre-paying the card twice a month as not to exceed the original $50K limit. They first denied the credit increase because they said we were exceeding the $50K a month usage limit (even though we were pre-paying it). After finally speaking to someone in their credit department with half a brain, I had to provide 2 years tax returns and then they finally granted the $75K limit. This was never an issue with the Chase Ink Business card I was replacing. They gave me a $75K limit up front just for asking. So if you are persistent, Capital One will accommodate you.

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