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On Additional Sapphire Reserve Cards Without A Fee And Keeping Sapphire Reserve For Additional Years; Earning $4,250 In Travel Credit

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Related posts (Read these first):
Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Travel!
-What Should You Do With Your Sapphire Preferred Card After Getting A Sapphire Reserve Card?
-On The Topic Of Chase 5/24

-Expedite Your 100,000 Point Sapphire Reserve Signup Bonus; Can You Get The Signup Bonus With Only $3,700 In Spending?

Sapphire Reserve mania is everywhere. I still get Bloomberg Businessweek for free thanks to combining a few magazine subscriptions from this deal and there it is on this week’s front cover. When dollar coins from the Mint made the front page of the WSJ we all knew that it would come to an end, so I’m not sure how I feel about the cover story…

At any rate, I’d like to tackle a couple of common questions with the Sapphire Reserve.

People often ask me about the $75 additional cardholder fee. And it’s true, this is indeed a disadvantage compared to Sapphire Preferred which has free additional cardholders.

Both myself and my wife signed up for our own Sapphire Reserve cards, so we have no need for an additional user card. It was a no-brainer for both of us to signup. In our first cardmebership year (August 2016-2017) we’ll pay $900 in annual fees, but we’ll get a total of 200,000 bonus points that are worth at least $3,000 of travel credit (though likely much more than that by transferring those points into miles). Additionally we’ll get $1,200 in automatic travel refunds for airfare, car rentals, hotels, Airbnb, campgrounds, cruises, trains, buses, subways, Uber, Lyft, taxis, limos, ferries, bridges, tolls, E-ZPass, parking, and more. You can even buy airline or hotel gift cards or just prepay your E-ZPass account to trigger the credit. The $1,200 is made up of $300 in credits on each of cards in 2016 and then another $300 of credits on each card in 2017.

Chase even awards 900 points for that $300 in spending despite it being refunded. That’s another 3,600 in bonus points on free spending between our 2 cards, good for at least $54 in free flights.

Between our 2 cards that’s a minimum of $4,250 in travel credit in our first cardmembership year. That’s well worth paying $900 in annual fees. And that’s not even counting the triple points on travel and dining, the Priority Pass lounge membership, the 5 year Global Entry membership, and the ability to redeem all Chase points for 1.5 cents towards travel, including on cards like Freedom Unlimited where you earn 1.5 points per dollar everywhere (effective 2.25% minimum rebate everywhere) or Freedom/Ink cards that can earn 5 points per dollar (effective 7.5% minimum rebate in select categories).

The reason that Sapphire Reserve has a $75 additional cardholder fee is to cover the primary Priority Pass membership that each additional cardholder receives. With Chase’s Priority Pass membership you can bring unlimited guests with you into the lounge for free.

If your additional cardholder travels with you then it’s not worth paying the $75 as they can enter as your guest. But if they travel by themselves it can make sense to pay the $75.

Previously 2 Chase online SM reps and a phone rep told me that additional cardholders would also qualify for Global Entry credits, but it turns out that is not the case.

If you just need an extra Sapphire Reserve card for travel and dining spending you can get a duplicate card by just calling Chase and asking for an extra metal or plastic version of the card.

Or if you still have the old Chase.com interface you can request a replacement card online. I have 2 Chase logins, 1 only has my personal accounts and has been upgraded to the new interface. The other login has both my personal and business accounts and still uses the old interface. After logging in to an account with the old interface just click on “Customer Center” and then “Card replacement:”

csr3

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

I haven’t been able to find that option in the new Chase.com interface.

I now have 2 identical Sapphire Reserve cards in my name that both work, no $75 fee required. Even if a store asks for ID, Visa does not allow a store to refuse to swipe your credit card if you refuse to show it…

Another common question is whether it’s worth keeping the Sapphire Reserve for subsequent years.

Chase has done a good job making a strong value proposition to keep the card despite its $450 annual fee.

My 2nd cardmembership year will run from August 2017-2018. In 2018 I’ll get another $300 in travel credits. Chase also awards 900 points for that $300 in spending, so that’s $313.50 of annual credit.

The credit will apply in every subsequent cardmembership year and it makes the effective annual fee just $136.50 per year. That’s only $41.50 per year more than Sapphire Preferred and is a bargain considering what you get for that.

If you spend $233 per month on travel and dining you’ll already pay for that difference in the annual fee thanks to the 3 points per dollar awarded with Sapphire Reserve compared to 2 points per dollar with Sapphire Preferred. That level of spending means an extra 2,800 annual points that are worth at least $42 thanks to the minimum 1.5 cents per point travel redemption value if you have a Sapphire Reserve card.

Of course the additional benefits are much more than just the extra point per dollar. You also get the lounge membership with unlimited guesting, the Global Entry credit every 4 years, and the ability to use all of your Chase points for 1.5 cents each towards travel.

Other Sapphire Reserve benefits include roadside assistance, free trip cancellation insurance, primary CDW insurance, rental car discounts, price protection, return protection, purchase protection, warranty protection, lost luggage Protection, trip delay protection, baggage delay protection, travel accident insurance, and Visa Infinite Concierge. You can read more about those here.

As always you can transfer points to someone else in your household, so if one person in the household uses cards like Freedom, Freedom Unlimited, and Ink to earn between 1.5-5 points per dollar everywhere they can transfer those points to the another person in the household who has a Sapphire Reserve to transfer into miles or use at a value of 1.5 cents each. And you even can get extra Sapphire Reserve cards to earn 3 points per dollar for travel and dining purchases without paying the $75 annual fee as shown above.

I’m just hoping that these levels of benefits will be sustainable despite the mainstream media coverage…

Have you signed up for a Sapphire Reserve yet?

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93 Responses to “On Additional Sapphire Reserve Cards Without A Fee And Keeping Sapphire Reserve For Additional Years; Earning $4,250 In Travel Credit”

  1. Ry Says:
    1

    Great post!
    Both my wife and I got approved, I even got with 7/24 without cpc, my wife already got the bonus but they giving me hard time transferring her points to me.
    Defiantly will keep it after the first year plus we both downgraded our preferred to free freedom so we will keep them all!
    Questions- does radpad qualified as spending for the signup?

    ReplyReply
  2. A Says:
    2

    If you go the card replacement route, just be careful not to swipe your cards at two vastly different locations at around the same time or Chase may assume your card was stolen.

    ReplyReply
  3. Dan Says:
    3

    @Ry:
    Nice!

    You can combine your points online, no need to call:
    https://ultimaterewardspoints.chase.com/auth/login

    Radpad will count. It will even count as travel spending if you use Apple or Android Pay!

    @A:
    I don’t think that will be a problem. Worst case you can make a phone call to them.

    ReplyReply
  4. Dan's the Man Says:
    4

    Another great benefit of the card is the outstanding Travel insurance benefits. The Sapphire Preferred had good benefits but the Reserve’s benefits are outstanding. Medical coverage while traveling? Medical evacuation benefit? Just outstanding. Buying even a cheap travel insurance plan for just 1 trip a year would cost more than the $150 net annual fee.

    ReplyReply
  5. Curious Says:
    5

    Why would you want a duplicate? What is the benefit?

    ReplyReply
  6. Dan Says:
    6

    @Dan’s the Man:
    Nice!

    @Curious:
    For an additional user (spouse/child) to be able to earn triple points on dining (Restaurants, fast food, coffee shops, bars, lounges, and cafes) and travel (airfare, car rentals, hotels, Airbnb, campgrounds, cruises, trains, buses, subways, Uber, Lyft, taxis, limos, ferries, bridges, tolls, E-ZPass, parking, and more) spending.

    ReplyReply
  7. Anonymous Says:
    7

    They took back 300 points from me from the $300 travel credit, that means you only get 600 points, not bad either

    ReplyReply
  8. Dan Says:
    8

    @Anonymous:
    Weird. That didn’t happen to me.

    ReplyReply
  9. Brian Says:
    9

    Another sweet unpublished benefit is that they’ll reimburse you for 2 lounge visits a year if you don’t have your lounge membership card on you.
    Call Chase to confirm.

    ReplyReply
  10. Mike L Says:
    10

    In your post you state that the reason Chase charges $75 for the additional users is to cover that priority Pass membership, but then the next paragraph says that the global entry is not covered, then the next paragraph states they can enter as a guest. You’re referring to priority pass again correct? what about pre check? and if an AU was already obtained in order to get the global entry, do you think they’ll refund it?

    ReplyReply
  11. BagBag Says:
    11

    What are the chances they will let me cancel my wife’s additional user card and not charge me for it? Can I claim that I thought she would get Global Entry?

    ReplyReply
  12. Menachem Says:
    12

    Has anyone had experience with bringing guests into the priority clubs? My concern is that if you were to purchase the select level pass from Priority you would have to pay the $27 fee per guest. What makes this different? Is there anything that notifies the agent at the entrance desk that this is different?

    ReplyReply
  13. JM Says:
    13

    Can you please share how you were able to get the card with the 5/24 rule?

    ReplyReply
  14. sam Says:
    14

    @Dan
    “I haven’t been able to find that option in the new Chase.com interface.”
    you can find it under “things you can do”

    ReplyReply
  15. Nic Says:
    15

    Sounds good Dan – now I just need you to get them to drop the 5/24 rule for me 🙂

    ReplyReply
  16. Davidmal Says:
    16

    If you want two cards with another user on it

    Order it

    Then cancel it

    You’ll be credited for the $75

    And the card still works since it’s the same info just another name

    Not like Amex that has 2 names And each with a individual number

    ReplyReply
  17. Aaron Says:
    17

    Is it better to redeem your points on your Sapphire reserve, than transferring them to chase freedom, or no difference?

    ReplyReply
  18. Fafa123 Says:
    18

    Dan,

    How are you not over 5/24? Would so love to get this card but am more like 12/24…

    ReplyReply
  19. JJJ Says:
    19

    dan, i already have priority pass lounge membership from amex platinum last year. can i get another one from sapphire reserve? i am guessing no, because when i activated my card thru phone call, the rep said he would request membership but after almost 3 weeks now i haven’t received anything from priority pass. what do you say?

    ReplyReply
  20. Dan Says:
    20

    @Brian:
    Yup.

    @Mike L:
    You do get lounge membership with guesting. You don’t get Global Entry/PRe-Check, though you can try showing them my SMs (linked to in the post) and see what they say.

    They’ll refund the AU if you cancel.

    @BagBag:
    They will refund if you cancel the additional card.

    @Menachem:
    Yes, there is no charge for guests.
    It’s a special level of membership that Chase has arranged for. You can’t get that level without Chase.
    It had nothing to do with the lounge agent, they type in the guests, but you won’t be charged.

    @JM:
    Read the related posts.

    @sam:
    I don’t see it under there.

    @Nic:
    Read the related posts.

    @Davidmal:
    Yup, that works too!

    @Aaron:
    It is 50% better!
    And Freedom can’t transfer to miles either.

    @Fafa123:
    Read the related posts.

    @JJJ:
    Yes, you will get another one.
    Call Chase to have them request it again. And don’t forget to write Chase on it as it looks like the AMEX version but the Chase version comes with free guesting!

    ReplyReply
  21. BagBag Says:
    21

    @Davidmal: But will it be cancelled online because that name isn’t in the system anymore or is that now how it works?

    ReplyReply
  22. Dan Says:
    22

    @BagBag:
    With Chase consumer cards the AUs will still work ever if they’re cancelled.

    ReplyReply
  23. Aaron Says:
    23

    Dan one more time, Are you saying that if I cancel my Sapphire reserve after the bonus I won’t be able to transfer the miles to my freedom card? And even if yes they are worth half the amount?

    ReplyReply
  24. Joseph Says:
    24

    @Dan: Can you verify that Radpad via android pay counts as travel? How would that count as travel?

    ReplyReply
  25. Need a Priority Pass card? Says:
    25

    Will they be mailing us Priority Pass cards? Or do we just show the Reserve card to get into lounges? My wife and I also each got the card despite each being well over 5/24. CPC helped. Crazy how popular this card is. Chase is killing it big time!

    ReplyReply
  26. JJJ Says:
    26

    dan, so priority pass allows multiple memberships with same name? i am cancelling my amex plat next week when annual fee kicks in. my amex priority pass expiration is 2018. will it still work after i cancel amex plat? should i cancel my amex PrPass first and then re-request chase PrPass? thanks for your reply 🙂

    ReplyReply
  27. Davidmal Says:
    27

    Also something highly overlooked I posted in the forums but I’ll post again here for the people

    Is you can use your $300 credit towards MTA or EZpass for your daily commute!!

    ReplyReply
  28. Moe Says:
    28

    Thank you Dan for pointing out about the free additional card – I needed that so badly!!! I even tweeted with them about it and they said itt wasn’t possible without the fee. Thanks Dan 🙂

    ReplyReply
  29. Yhg Says:
    29

    When does offer end??

    ReplyReply
  30. Mark91 Says:
    30

    Dan, if you can get 3x points by paying rent on radpad via androidpay, wouldn’t the value of the points exceed the 2.99% credit card processing fee?

    ReplyReply
  31. Yony Says:
    31

    @Davidmal: I actually ordered an AU card before I realized that it costs money. I cancelled it the day the card arrived in the mail and now i have 2 Free cards and I can provide a photo ID to the ignorant store clerk who requests it….

    ReplyReply
  32. Dan Says:
    32

    @Aaron:
    You can transfer CSR points to Freedom.
    However:
    1. Freedom can’t transfer points into real airline miles/hotel points.
    2. Freedom points are worth 1 cent each, CSR points are worth 1.5 cents each for travel.

    @Joseph:
    That’s what people are reporting.

    @Need a Priority Pass card?:
    Call Chase to request a PP card.

    @JJJ:
    You can have multiple PP memberships.
    Once you cancel the credit card the PP associated with that card stops working as well.

    @Davidmal:
    It’s in this post.

    @Moe:
    Enjoy.

    @Yhg:
    Unknown.

    @Mark91:
    Yes.
    But they will only work for bona fide rent payments.

    @Yony:
    Yup, that works too.

    ReplyReply
  33. HT moshe Says:
    33

    I added an authorised user for my reserve card online. I was not charged at all for this extra card.

    ReplyReply
  34. Dan Says:
    34

    @HT moshe:
    The fee may come on your next statement.

    ReplyReply
  35. mdrills Says:
    35

    chase said no to giving me a duplicate card

    ReplyReply
  36. Dan Says:
    36

    @mdrills:
    Don’t have the old Chase.com interface?

    If your old card is demagnetized they will send a duplicate card as well.

    ReplyReply
  37. Moshe G Says:
    37

    @mdrills: Did you ask nicely ?

    ReplyReply
  38. mdrills Says:
    38

    @Dan:
    no…new interface
    my card is plastic but they told me that metal ones are coming out Nov 1.
    Anything else to tell them or just HUCA. Was told that chase doesnt like having duplicate cards out for security purposes

    ReplyReply
  39. Dan Says:
    39

    @mdrills:
    Read comment 36 again.
    Or 16.

    ReplyReply
  40. mdrills Says:
    40

    @Dan:
    Or just HUCA thanks Dan

    ReplyReply
  41. david Says:
    41

    Another amazing benefit i bought some duty free and it was considered as travel got the credit and the triple points on the refunded bill. Enjoy!

    ReplyReply
  42. Dan Says:
    42

    @david:
    Awesome.
    Which duty free store?

    ReplyReply
  43. david Says:
    43

    @dan
    Got refunded for Duty Free as a travel purchase on an Elal flight.
    My experience was using Chase United won’t give you double points on United’s duty free flight….

    ReplyReply
  44. Nat Says:
    44

    I just signed up & got approved
    Thanks Dan!!!!
    Question how do I get the priority pass membership?

    ReplyReply
  45. Dan Says:
    45

    @david:
    That’s great.

    @Nat:
    Congrats!
    The best way is to call Chase and request it.

    ReplyReply
  46. AMEX ?! Says:
    46

    so what’s the point in amex now?
    can you please make a post when to use which cards?
    thanx for everything!

    ReplyReply
  47. Miz Says:
    47

    “Visa does not allow a store to refuse to swipe your credit card if you refuse to show it…” A rule is only as good as it can be enforced, and this one cannot. A supermarket in Brooklyn always insists on seeing ID, I told them “Visa does not allow a store to refuse to swipe my credit card if I refuse to show it…” and they just said show ID or we are not going to sell you anything. I said “Visa does not allow a store to refuse selling if I refuse to show ID…”, and they basically said “shut up”. I reported them several times to Visa and MasterCard during the last few years. Nothing has changed.

    ReplyReply
  48. Dan Says:
    48

    @AMEX ?!:
    It’s on my to do list.

    @Miz:
    It’s pretty rare either way.
    And this card is really ideal for travel and dining purchases. Never had to show ID for those.

    ReplyReply
  49. chaiforever Says:
    49

    In the new interface under “things you can do” there is an option to “replace a card.” First time I did it I got an error. Second time it went through. Will arrive in 3-5 days.

    ReplyReply
  50. AMEX ?! Says:
    50

    thanx dan can’t wait 😉

    ReplyReply
  51. Craig Says:
    51

    “Additionally we’ll get $1,200 in automatic travel refunds”

    How does that work? I thought an AU counts towards the same $300 total

    ReplyReply
  52. Dan Says:
    52

    @chaiforever:
    Cool.

    @Craig:
    Read the paragraph again.

    ReplyReply
  53. new to the game Says:
    53

    hey dan how about an up to date post for starters?

    ReplyReply
  54. PP Says:
    54

    how long is a PP valid for?

    ReplyReply
  55. Dan Says:
    55

    @PP:
    As long as the card is open.

    ReplyReply
  56. Question Says:
    56

    are cancelled AU’s PP cancelled automatically too?

    ReplyReply
  57. i don't chap Says:
    57

    does this mean that unless you use your points for hotels amex is worthless?!
    can someone please help, did i miss something, or …….?

    ReplyReply
  58. Sam Says:
    58

    @Davidmal:

    MY wife can add me as AU in my name and once he gets AU card, call Chase to cancel the AU card for the $75 refund and chase cancels the AU card but the AU card that’s in my name will still work to make purchases in store?
    You mean the card numbers, expiration date will be same as primary card?

    What about online purchases? shop online in my wife’s name right?

    ReplyReply
  59. sam Says:
    59

    @chaiforever: that option is only for adding AU, not an extra card for yourself.

    ReplyReply
  60. Josh Says:
    60

    Testing the waters of the $300 travel refund….

    Bought a $50 Royal Caribbean gift card from their website, not a third party website, and no $50 credit on statement. Obviously, it has been well spoken about the gift cards would count towards the $300. It did not happen for me. Just passing info along.

    ReplyReply
  61. anonymous Says:
    61

    if I add an AU, how long do I have to get him off the account so I don’t pay the $75 fee?

    ReplyReply
  62. Dan's the Man Says:
    62

    @Josh: Did you get the 3x points for the transaction? If not maybe it isn’t coded correctly.

    ReplyReply
  63. Anonymous Says:
    63

    Dan i tried everything to get approved but no mazal even got CPC status and even had a cpc banker call for me. They said decision is final and noted i called 4 previous times. They said i need to be an established CPC client and that I myself do not have the 250 k funds. what noW?

    ReplyReply
  64. Anonymous Says:
    64

    i made an au – i forgot abt the fee – any way i can cancel and get $$ back?

    ReplyReply
  65. Chaim Says:
    65

    hi i just called and asked for an extra Sapphire Reserve card for travel and dining spending you can get a duplicate card by just calling Chase and asking for an extra metal or plastic version of the card but unfortunately they said that would not be possible can you please advise.
    thanks.

    ReplyReply
  66. Anonymous Says:
    66

    ”Even if a store asks for ID, Visa does not allow a store to refuse to swipe your credit card if you refuse to show it…”
    USPS as well or they are exempt?

    How are the PP lounges now with high season out of JFK? looks like 770???

    ReplyReply
  67. Anonymous Says:
    67

    @Dan: or go to card benefits online and request

    ReplyReply
  68. OTBocher Says:
    68

    im at 5/24 but will it make a difference that i closed one of those cards?

    ReplyReply
  69. Chaim Says:
    69

    @chaiforever

    I don’t see the replace a card option in things to do.

    ReplyReply
  70. cbreen Says:
    70

    Was denied. I am at 8/24. Went to listen to the CPC pitch but I told them that I couldn’t justify tying up that much money not getting a return and the fees on brokerage products are stupidly expensive.

    ReplyReply
  71. josh Says:
    71

    @ Dans the man

    I did not get 3x points either. Any advice on how to proceed?

    ReplyReply
  72. emes520 Says:
    72

    Made a purchase the United’s MileagePlus X and it is not getting me the 3x points for travel or counting towards my $300.00 bonus

    ReplyReply
  73. Dizengoff Says:
    73

    Dan, how soon did you see your 100K bonus as “pending” after passing $4K in spending? Thanks!

    ReplyReply
  74. Radpad? Says:
    74

    Seems like Radpad may be in some financial trouble (per Reddit). Risky to use them for rent payment?

    ReplyReply
  75. jesse Says:
    75

    my wife and i both applied for the reserve card. both decisions were reserved. I called reconsideration and they approved me right away. I then called for my wife, and they said they would send her a decision in the mail, i tried to get them to change. Would HUCA work with reconsideration for this?

    ReplyReply
  76. josh Says:
    76

    Royal Caribbean will NOT count towards $300 spending, they code themselves as “Direct Marketing” not a “Cruise line” chase says because of this, they are NOT considered a travel expense and therefore not part of the $300 travel refund.

    ReplyReply
  77. Shragy Says:
    77

    The Chase agent just told me that there is no option of getting a duplicate card

    ReplyReply
  78. me Says:
    78

    is there a way to get back the old interface?

    ReplyReply
  79. sally Says:
    79

    OK Dan here goes… I applied for my wife she had a score of 750 and 2 other ink chase cards which one was maxed and the other double the limit additionally she got her capital one business about 2 months ago 10k limit , I didnt realize that only chase business doesnt report so I maxed out the card I quickly applied for the reserve before it showed up on the report originally she was denied, after paying off the ink to within the limit I did 3 HUCA’s and got approved , once approved I let the ink go again above limit everything seemed to be fine but a week after being approved BANG they closed all of the accounts due to high credit usage and they sent me her score which was down to 684 due to the capital one spend ( I didint now they can do another hard pull)
    do you have any suggestions how to move forward are there any chances of getting it opened again?

    ReplyReply
  80. Jay Says:
    80

    @Dan
    I had to buy a air ticket and travel insurance for someone not in my family. (They don’t qualify for the free travel insur.) I charged the Travel Insur on the CSR card, and it did not get 3x points. That’s a charge to a travel insurance company. Sounds like travel expense to me! Just let buyer beware!

    ReplyReply
  81. Yingerman Says:
    81

    @Chaim: @Dan:
    Here is a direct link to Card Replacement in the new Chase.com interface:

    https://secure01b.chase.com/web/accounts/dashboard#/dashboard/misc/classic/index;params=cardreplacement

    ReplyReply
  82. rallydave Says:
    82

    Dan, just asked about getting a duplicate card for my wife to use and the CSR said once the new card is activated, the old card is deactivated. Don’t see how that will happen as the numbers are the same on both cards. Is this just talk to stop people from getting extra cards or can they really deactivate different cards???

    ReplyReply
  83. rallydave Says:
    83

    @dan Asked chase CSR about getting a duplicate card and they said the original card would be cancelled. With the cards all identical don’t know if that is the truth or they are saying the company line. ANY thoughts Dan??

    ReplyReply
  84. Yaacov Says:
    84

    Applied online – denied.
    Applied at bank – denied.
    Too many cards…

    Called reconsideration:
    1. Clarified that I’m not responsible for AU -only for myself the primary cardholder.
    2. Shifted credit.

    Bingo!
    Thank Dan!

    ReplyReply
  85. NIck Says:
    85

    So I wrote to them about cancelling my authorized due to the extra $75.00 and this is the email I received back. If I still ok this and take my wife off as an authorized user will the card still work??

    Hello,

    Thank you for contacting Chase about the Authorized User
    added on your Sapphire account.

    I would like to confirm that a $75.00 annual fee is
    assessed for the Authorized User added
    on your account. Also, please know that
    once the Authorized User is removed from your account, you
    cannot request for another active card under your name to
    be used by your partner. As we cannot have two active
    cards with the same name on the account. I sincerely
    apologize for the inconvenience caused.

    please reply to this email with a confirmation if
    you still wish to remove the authorized User from the
    account. Once received either me or my colleague would be
    glad to assist you further.

    I am glad that I was able to clarify this for you and I
    appreciate the opportunity to assist you with your
    account. If you have any further questions you can reply
    to this email.

    ReplyReply
  86. Cat Says:
    86

    I have paid travel deposit for cruises and rental car on Preferred. If I now pay the remaining balance on Reserve, which travel benefit/insurance will cover and who would I be making the claim to? I was planning on downgrading my Preferred to Freedom when I get the Reserve.

    ReplyReply
  87. Ja Says:
    87

    Dan,

    Any ideas if Chase Sapphire Reserve gives $300 travel credit when using the UR Portal.

    For example, I wanted book ticket to India but tickets are relatively expensive in December. Is it possible to split transaction between UR points and cash, charge $300 on Sapphire Reserve card and rest in points.
    Would Chase credit me for $300 travel?

    ReplyReply
  88. Duplicate Says:
    88

    Duplicate Card. Clicked online to request a duplicate card a few weeks ago and was approved and said it would be mailed soon, but still have not received it. Anyone receive a duplicate yet?

    ReplyReply
  89. fjdo Says:
    89

    @Duplicate: Yup. Mine came a few days after requested one online. P.S. Dan, you can order a duplicate card with the new Chase interface as well. Just click on “Things you can do” and then simply scroll down and click “replace a card”.

    ReplyReply
  90. Mordr Says:
    90

    Dan.do u know if I will get the $300.00
    Travel credit if I purchase gift cards via the mileage plus app?
    Just like when u posted to do for amex

    ReplyReply
  91. JMS Says:
    91

    I Secure Messaged for an additional card and received this response:

    “I understand the significance of your inquiry and it is my
    pleasure to look into this for you.

    Let me share that we are unable to provide duplicate or
    additional cards while your card is fully functional.
    Please reply to this email with your consent for changing
    the card to a plastic card. We will be also sending a
    envelope to the address we have on file, to return your
    metal card to us for destruction.

    We appreciate your understanding in this matter. If you
    need any other assistance, you can send us a secure
    message.”

    But can I respond yes and then just keep both?

    ReplyReply
  92. Anonymous Says:
    92

    @Anonymous: @OTBocher: I was way higher on the 4/24 and had just been turned down for the normal sapphire card in august? didn’t think I’d get it but the bonus was too good to pass up, got it in 25 seconds.

    ReplyReply
  93. Anonymous Says:
    93

    @Menachem:

    I’ve got the Priority Pass access through the Reserve card and you can definitely bring a guest into the lounges with you. I’ve done it at several different airports. Never tried multiple guests however.

    ReplyReply

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