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Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Travel!

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Update: My Sapphire Reserve came in the mail today and it’s a great looking card with even better benefits, have you received yours yet?

Originally posted on 08/22:


Related posts:
-30 Awesome Things You Can You Do With Ultimate Rewards Points
Building Credit And Credit Card FAQs: Your Questions Answered


Signup Bonus:

For a limited time only, Chase is offering an unprecedented 100,000 Ultimate Rewards points for spending $4K on the brand new Sapphire Reserve card within 3 months. You can use those points for $1,500 in travel or you can transfer them into airline miles or hotel points.

Note that if you have opened up 5 or more cards in the past 2 years it can be difficult to get approved for most cards from Chase unless you have a banking relationship like Chase Private Client. If you have opened additional user cards in the past 2 years you can request from the bank or credit bureaus to have those removed from your credit report so that it doesn’t negatively impact your ability to get approved for a new credit card.

Annual fee:

The card has a $450 annual fee which is not waived for the first year. The effective annual fee though is just a third of that thanks to the travel credit.

Travel credit:

The Sapphire Reserve offers a $300 automatic travel credit to offset the annual fee. The first $300 of any travel charged to your card each calendar year will be refunded. That includes any charges for airfare, car rentals, hotels, Airbnb, campgrounds, cruises, or transportation which includes trains, buses, subways, Uber, Lyft, taxis, limos, ferries, bridges, tolls, E-ZPass, and parking.

As the credit is per calendar year that means you’ll get $600 of travel refunds in your first cardmembership year with a $300 credit in 2016 and a $300 credit in 2017. That’s far more generous than other travel refunds that only officially refund things like airline change and baggage fees.

Combined with the signup bonus that means you can get $2,100 in travel.

The annual travel credit effectively lowers the annual fee of the card to $150 per year. That’s only $55 per year more than Sapphire Preferred and it comes with a lot of valuable benefits that make the card a keeper:

Sapphire Reserve offers 3 points per dollar on:
-Airfare, including tickets bought from travel agents and online agencies.
-Timeshares (just in case you’re a real sucker)
-Car rentals.
-Hotels, Airbnb, and campgrounds.
-Restaurants, fast food, coffee shops, bars, lounges, and cafes.
-Catering
-Cruises
-Transportation including trains, buses, subways, Uber, Lyft, taxis, limos, ferries, bridges, tolls, E-ZPass, and parking.

That’s 50% more points than the Sapphire Preferred offers in these categories.

There are no foreign transaction fees.

You’ll be able to access over 900 clubs worldwide with Priority Pass and you can bring unlimited guests with you into the lounge for free! That includes lounges with kosher food and wine in Newark and Tel Aviv. You can call Chase to enroll in Priority Pass or you can enroll online here.

Every 4 years you can get a $100 credit for a 5 year Global Entry membership which also includes TSA pre-check. That means you can skip the lines and forms when flying back from abroad and you can leave your shoes on, laptops in their bags, and go through metal detectors when flying from the US.

Additional cardholders cost $75/year and include a Priority Pass membership with free guesting privileges as well.

Increased cash back or miles:
The Sapphire Reserve allows you to use all your Chase points for 1.5 cents each per dollar towards travel.
Previously it’s always been worth transferring Chase points into real airline miles and hotel points.
But at about 1.5 cents per dollar it can start making sense to consider redeeming points directly for paid travel without transferring them into miles. That’s especially true as those fares, as opposed to traditional mileage tickets, also earn additional miles. You can still do much better with miles when hunting for last minute tickets or for premium class tickets, but for regular coach tickets this will be hard to beat.

The ability to choose between 1.5 cents per dollar or mileage transfers make Sapphire Reserve an incredibly versatile credit card.

The 1.5 cents per dollar redemption option also means the travel and dining categories on this card earn at least 4.5% per dollar.

The Chase Freedom Unlimited card earns 1.5 points per dollar everywhere. Having the Sapphire Reserve makes everyday spending on that card worth at least 2.25%.

Chase Freedom and Ink cards also have 5 point category bonuses and those will be worth at least 7.5% if you have the Sapphire Reserve.

As a Visa Infinite card, it also comes with some benefits like discounts on car rentals (including Silvercar), though apparently the card won’t have the Visa Infinite benefit of $100 off companion airfare.

Sapphire Reserve comes with primary rental car CDW insurance in every country in the world. Most other cards only have secondary coverage when you rent a car in your home country. This means that if you damage your rental vehicle you must file the claim with your own personal insurance policy first, and only if they won’t cover the damage will the credit card cover the damage. Even additional cardholders get primary coverage when they rent.

Most credit cards also exclude countries like Israel from coverage, however all Chase cards cover you worldwide, including in Israel. And they will give you a letter of coverage stating that you are covered in Israel so that you don’t have to argue at the rental car counter that your Chase Visa does give CDW coverage.

Plus you get triple points on car rentals, meaning there is no better card out there for car rentals!

-Trip cancellation insurance is free.
Trip cancellation reimburses up to $10,000 per person, up to $20,000 per trip, and up to $40,000 per year if you need to cancel for injury, death, or sickness experienced by you, a traveling companion, or an immediate family member of you or your traveling companion. Other covered reasons include severe weather, military orders, terrorism, jury duty, home dwelling becoming inhabitable, quarantine, or financial insolvency of the travel agency or operator of your trip.

Other card benefits include:
-Price protection. Find a lower price in a store or online on a non-auction site within 90 days and get back up to $500/item and $2,500/year.
-Return protection. Return an item to a store that won’t take back an item for up to 90 days ($500/item, $1,000/year)
-Purchase protection: 120 days of protection in case of damage or theft on items you buy ($10,000/item, $50K/year)
-Warranty protection: An extra year of warranty coverage on purchases ($10K/item, $50K/account)
-Lost Luggage Protection: If your checked or carry-on bags are lost you can be reimbursed by up to $3,000 per person.
-Trip Delay Protection: If you are delayed that either requires an overnight stay or is more than 6 hours you can be reimbursed for up to $500 in expenses per person.
-Baggage Delay Protection: If your bags are delayed by more than 6 hours you can be reimbursed for up to $100 in expenses per person per day, for up to $500 per person.
-Travel Accident Insurance: Coverage if you are injured or killed on a trip.
-Roadside Assistance: Coverage for up to 4 incidents per year.

-Visa Infinite Concierge is included free of charge.

The Chase Sapphire Reserve card earns Ultimate Rewards points and has the ability to transfer points into miles.  It also gives you the ability to transfer points from fantastic no annual fee cards like Chase Freedom, Freedom Unlimited, and Ink Cash into miles as well, as those cards can’t transfer points directly into miles without having the Sapphire Reserve, Sapphire Preferred, or Ink Plus card.

You can also transfer points at an equal ratio to your own or to one authorized user’s airline and hotel programs:
-United (Star Alliance)
-Singapore (Star Alliance)
-British Airways (OneWorld)
-Korean (Skyteam)
-Air France/KLM Flying Blue (Skyteam)
-Southwest
-Virgin Atlantic
-Hyatt
-Marriott
-Ritz Carlton
-IHG

Point Currency:

Chase Ultimate Rewards offer instant and fee-free transfers to top-notch mileage and points programs at a 1:1 ratio.

You can transfer points to a household member’s Chase card or to an authorized user’s airline/hotel programs.

You can also transfer points to Chase business Ink cards like Ink Plus and Ink Cash where you can transfer from there to other business owner’s cards and/or programs.

Transfer partners include:
United (Star Alliance) is an excellent currency. They never charge fuel surcharges, have very flexible routing rules, they allow one-way awards for half the mileage, they have short-haul awards for 10,000 miles, they often run discounted award promotions, they allow for a stopover and an open-jaw so that you can really maximize a single award ticket into several free trips, and they have dozens of partners to fly on, most of which can be booked on their website.
British Airways (OneWorld) is awesome for short-haul awards, though partner American has been stingy with award space of late. Awards start from just 4.5K miles. Flights to Israel on Air Berlin are just 60,000 miles round-trip with no fuel surcharges. They allow one-way awards for half the mileage. There are no close-in or expedite fees. You can cancel an award for as little as $5.60. Infants are only charged 10% of the miles on international trips instead of 10% of the full fare like US carriers charge. Plus they don’t collect fuel surcharges on American within the western hemisphere, on Qantas from or within Australia, on Air Berlin, Aer Lingus, Alaska, or LAN and you can transfer points to Iberia to limit fuel surcharges there as well.
You can read more in this post on everything you need to know about BA Avios. And you can see 110 places you can go to nonstop from NYC with Avios.
Korean (Skyteam) offers unbeatable first class availability (A380 First Class Trip Report here) and they also have true bargains on partner travel, just 30,000 miles to fly round-trip on Hawaiian or Alaska to Hawaii in coach or 60,000 miles in first. And it’s just 20,000 miles to fly to Alaska in coach or 40,000 miles in first. You can even get a free stopover on the way to or in Alaska! If you can find Delta saver availability you can fly to Hawaii round-trip for just 25,000 miles in coach or 45,000 miles in business.
Air France/KLM Flying Blue (Skyteam) offers promo awards from rotating North American cities to Europe, Israel, and Russia from just 12,500 miles each way. Regular awards to Israel are just 25K miles each way, though some fuel surcharges apply on most airlines except for Delta.
Singapore (Star Alliance) offers private walled-in first class suites that can only be booked with their miles. A suite one-way from JFK to Europe is 57,375 miles. Travel to the US48, Hawaii, Alaska, Europe, and Israel can all be had on the cheap. There are no close-in booking fees and changes and cancellations are very cheap. Fuel surcharges apply when flying on most airlines besides United. More info here.
Southwest offers a value of about 1.7 cents per point towards award travel, though that rate can now vary. Plus you get 2 free checked bags, free flight changes or flight cancellations. and you can even get a point refund if the price of your flight goes down.
Virgin Atlantic has some niche uses with awards on Delta.
Hyatt is a very powerful hotel currency. They have a cash and points option that offers some excellent values and more importantly those stays earn points, elite stay credits, promo credits, and you can use suite upgrades on cash and point stays as well. It remains far less expensive for high-end hotel stays than any other hotel program.
You can also funnel points through Hyatt to Southwest to qualify for a free Southwest Companion Pass which gives you a free companion every time you pay for or redeem for a free ticket.
-You can also transfer points to Marriott, Ritz Carlton, and IHG.

Generally speaking you’ll want to use the 1.5 cents per point option when redeeming for round-trip coach tickets booked in advance. You’ll generally want to transfer to miles for business class, first class, last minute and one-way coach awards. You’ll be better off with 1.5 cents per points for IHG and Marriott hotels, but Hyatt points can often be worth more than 1.5 cents each, so you’ll want to transfer points to Hyatt in those cases.

Will you be signing up for Sapphire Reserve? Hit the comments!

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421 Responses to “Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Travel!”

  1. joe Says:
    1

    7/24 780 FICO with 120k income, denied, called recon twice same answer: too many ccs. ARGH

    ReplyReply
  2. Aaron Says:
    2

    Dad already got it. Was in bank 2 days ago and signed up. Seems like a cool card.

    ReplyReply
  3. Chaim Says:
    3

    Has anyone been approved with 5/24?

    ReplyReply
  4. Dan Says:
    4

    @Chaim:
    People with Private Client have.

    ReplyReply
  5. Moeshe Says:
    5

    Dan-any dates for Israel?

    ReplyReply
  6. DUMB Says:
    6

    Dan,
    Before I apply can you please explain this in detail:
    “If you have opened additional user cards in the past 2 years you can request from the bank or credit bureaus to have those removed from your credit report so that it doesn’t negatively impact your ability to get approved for a new credit card.”

    ReplyReply
  7. John Says:
    7

    Hey – just signed up for sapphire preferred 2 months ago. This card seems better suited for needs plus the 100k bonus. Do you know if it’s possible to open this card in addition to my preferred? And would you reccomend doing that? Thanks in advance for your help!

    ReplyReply
  8. John Says:
    8

    Is 5/24 rule in effect?

    ReplyReply
  9. Anonymous Says:
    9

    So that’s the answer
    It dies have the 5/24 rule or is it to soon to tell?

    ReplyReply
  10. 5/24 Says:
    10

    didnt receive 5 over 24
    but had 5+ open
    does it qualify?

    ReplyReply
  11. hey Says:
    11

    I applied and i have way way more then 5/24 got a email saying they would consider my application and get back to me in he next 30 days.

    Should I just wait it out or should I be proactive and call them thanks dan!!

    ReplyReply
  12. Shayt Says:
    12

    The $300 travel credit works on EZ-Pass? Looked through the terms and doesn’t specify.

    Is EZ-Pass billed in the travel category?

    ReplyReply
  13. Volvy Says:
    13

    Can i upgrade my sapphire or i have to apply separately ?

    ReplyReply
  14. Ari Says:
    14

    Is there a Bussiness version of this card?

    ReplyReply
  15. Dan Says:
    15

    @Moeshe:
    Of course.
    You can transfer miles to an airline like United.
    Of you can buy any ticket with each point being worth 1.5 cents towards that ticket, so an $800 ticket nonstop from NYC to TLV in September would cost 53K points.

    @DUMB:
    If you’ve opened additional user cards in the past 2 years it can hinder your ability to get approved for Chase cards if it puts you over 5 cards in the past 24 months.

    However you can close and/or remove those cards from your report so that they don’t negatively affect you.

    @John:
    It’s a better card in every way and you can signup for this card even if you have Sapphire Preferred.

    @John:
    Yes.

    @5/24:
    As long as you haven’t opened 5 cards in the past 24 months (some cards like AMEX business cards don’t count towards this) then you can get approved.

    @hey:
    YMMV. Probably just wait it out.

    @Shayt:
    Mine is billed as travel, yes.

    @Volvy:
    You can, but you won’t get the signup bonus then.

    @Ari:
    No.

    ReplyReply
  16. netlevy Says:
    16

    So the main question for you Dan is:
    Are you going to be able to get approved???

    ReplyReply
  17. Dovid Says:
    17

    Can you transfer UR points to Amtrak? is it worth it?

    ReplyReply
  18. Dan Says:
    18

    @netlevy:
    I’ll let you know 🙂

    @Dovid:
    Not anymore.

    ReplyReply
  19. Chaim Says:
    19

    @dan:
    Has anyone with 5/24 without private client been approved?

    ReplyReply
  20. David Says:
    20

    Dan- can you upgrade from a chase sapphire card and get the bonus? Also , does this upgrade obviate the 5 cards in 24 months issue for those that have a problem otherwise getting this card?

    ReplyReply
  21. Julian Says:
    21

    How can I easily check how many cards I have applied for in the last 2 years?

    ReplyReply
  22. Dovid Says:
    22

    @Dan: Do you know how I can become a Chase private client?

    ReplyReply
  23. mike Says:
    23

    I Have lots of cards and have private client and was approved on the spot. I just opened sapphire preffered a couple months ago too. Thanks dan

    ReplyReply
  24. ShlockDoc Says:
    24

    “The annual travel credit effectively lowers the annual fee of the card to $150 per year” I don’t understand this line. The credit gives $600 during the first year of membership. Doesn’t that make the effective annual fee $150 in profit?

    ReplyReply
  25. tony Says:
    25

    @dan i just applied and they say they will let me know whats the deal with that?

    ReplyReply
  26. Danny Says:
    26

    I see on the purchase protection Benefit you wrote for theft or damaged up to 120 days. What about on lost items like the platinum card is that also covered?

    ReplyReply
  27. Dan Says:
    27

    @David:
    No points for upgrades.

    @Julian:
    http://www.annualcreditreport.com and look to see which accounts have an opening date in the past 2 years.

    @Dovid:
    Create a relationship with a local banker.

    @mike:
    Nice!

    @ShlockDoc:
    $150 in subsequent years.

    @tony:
    Wait and see or call them.

    @Danny:
    No.

    ReplyReply
  28. Rhubbarb Says:
    28

    @hey: I applied and got the message saying tthey need to consider it. I called the recon line and he told me the system had already automatically denied me because I had opened more than 5 cards in th past 24 months

    ReplyReply
  29. Acer Says:
    29

    would buying a LIRR monthly ticket count as travel?
    Thanks

    ReplyReply
  30. Dan Says:
    30

    @Acer:
    Sure.

    ReplyReply
  31. Moshe Says:
    31

    @Dan I just spoke with a representative at Chase Sapphire Preferred, he informed me that indeed, unless you are with an authorized user they will not gain access to lounges. Furthermore, authorized users will not get reimbursed for the $100 TSA fee, only the main account holder. So the $75 will basically allow them to get the lounge access only.

    ReplyReply
  32. endofbonus Says:
    32

    In the past when Chase has had increased sign up bonuses for introduction of a new card, has there been advanced notice before they lowered the bonus?

    ReplyReply
  33. Rob Says:
    33

    @dan should I cancel my sapphire preferred card if I don’t use it that often?

    ReplyReply
  34. shmool325 Says:
    34

    is the annual travel credit able to be carried over to the next calendar year if not used in 2016 for example?

    ReplyReply
  35. MYN Says:
    35

    Is Fuel also considered travel?

    ReplyReply
  36. Jeff Says:
    36

    @Dan Do gift card purchases at places like Home Depot, Krogers, Amazon etc count toward min spend?

    ReplyReply
  37. David Says:
    37

    If I have sapphire preferred and want to upgrade to this card- will they do a hard pull of my credit? Will I still get the 100K points?

    ReplyReply
  38. Max Says:
    38

    Does reqesting an annual credit report hurt for the credit history ?

    ReplyReply
  39. Jacob Says:
    39

    if its my first card is there any chance i can get card

    ReplyReply
  40. Chossid Says:
    40

    So I am not sure how many cards I or my wife have applied for in the past 24 months. I know it isn’t crazy. Is there a way to check? Our income last year was over $150k and this year is set to be $250k or so but still nervous.

    ReplyReply
  41. Jacob Says:
    41

    @dan also can i buy gift cards to add up to 4000 and where do u suggest to do that?

    ReplyReply
  42. Avi Says:
    42

    @Dan
    What was that part about $100 global entry credit? Can you explain that. When does that apply? Does that count towards travel or separate? Does the credit happen automatically?

    ReplyReply
  43. na nach Says:
    43

    APPROVED

    ReplyReply
  44. A. Says:
    44

    If I have a very good business relationship with Chase, should I ask my contact before applying? In the past I did receive one of those letters from Chase about opening too many cards. Before applying for this new card should I ask my contact or should I apply and get the letter and then ask my contact for help? Also, can applying and getting denied ruin my credit?

    ReplyReply
  45. Avi Says:
    45

    Which credit agencies does chase pull info in NJ

    ReplyReply
  46. tony Says:
    46

    @NA NACH WHEN DID U APPLY?

    ReplyReply
  47. Dan Says:
    47

    @Moshe:
    Another rep just told me the opposite.
    I guess we’ll see!

    @endofbonus:
    Sometimes yes, sometimes no.

    @Rob:
    I would downgrade it to Freedom Unlimited or Freedom.

    @shmool325:
    No.
    You get a new $300 credit for 2017.

    @MYN:
    No.

    @Jeff:
    Sure.

    @David:
    No hard pull and no points to upgrade.

    @Max:
    No.

    @Jacob:
    I would start with an easier card to get.

    @Avi:
    If you spend $100 on a Global Entry membership you’ll get an automatic $100 refund.

    @na nach:
    Congrats!

    @A.:
    You can apply and then ask for help if needed.
    A denial won’t ruin your credit.

    ReplyReply
  48. Bob Says:
    48

    @Dan
    How do I check if I applied for more then 5/24, I don’t remember exactly when I got all my credit cards

    ReplyReply
  49. Mike Says:
    49

    Is there a way to check all my past applications and their dates?

    ReplyReply
  50. Rob Says:
    50

    Just approved!

    ReplyReply
  51. Dan Says:
    51

    @Mike:
    http://www.annualcreditreport.com and look to see which accounts have an opening date in the past 2 years.

    @Rob:
    Congrats, me too 😀

    ReplyReply
  52. JACOB Says:
    52

    @DAN THERE IS NO WAY I GET ACCEPTED?

    ReplyReply
  53. Jeff Says:
    53

    Thanks for the heads up on this card, Dan. Instant online approval!

    ReplyReply
  54. tony Says:
    54

    @dan when did you apply??

    ReplyReply
  55. Steve Says:
    55

    Is the 300 travel credit one time up to 300 or combined?

    ReplyReply
  56. liha Says:
    56

    Dan, a few. Weeks ago a someone added me as an additional to their card, it showed up on my report didn’t remember opening a new card recently so contacted Amex and they removed me, also disputed with eqafax, it’s still pending supposed to be resolved in the next 2 weeks. Should I wait this 2 weeks or can I sign up now? My score was 760 dropped to 720 because of new card, should I wait this 2 weeks? Does it make sense the signup bonus should decrease in next 2 weeks?

    ReplyReply
  57. Steven Says:
    57

    Can you walk us through the process to get approval with chase private client? Do you just give the banker the denial letter and ask him to help? My chase banker is very not with the program

    ReplyReply
  58. Leah Says:
    58

    Hey Dan I was wondering, if I sign up for this card is there any specific other cards I should apply for on the same day so that I will all be on the same credit check??

    ReplyReply
  59. Eli Says:
    59

    Hi dan I am a private client and I was denied due to 5/24 what should I do now recon or is it a waste of time?

    ReplyReply
  60. Gluck Says:
    60

    I have exactly 5 credit inquiries from experian (the other two I only have 1 more combined), will I be able to get accepted?

    ReplyReply
  61. Yaakov Says:
    61

    Is here a minimum income requirement

    ReplyReply
  62. Anonymous Says:
    62

    I got it today. 0/24. 24K Credit line. Now just need help hitting the $4,000 spend…

    ReplyReply
  63. Nick Says:
    63

    I’m approved but confused with travel credit. Effectively that 300 you get in 2016 and 17 you HAVE to spend or your gonna end up paying 450 membership fee instead of 150? Is that correct??

    ReplyReply
  64. jew Says:
    64

    Dan, why did you reply to “A” (end of comment 47) that denial wont hurt his credit? Doesn’t a denial mean a hard pull?

    ReplyReply
  65. tryintohelp Says:
    65

    FYI my personall experience – and ive heard from others as well- when it comes to chase 5/24 rule if you call recon line and tell them which cards you have are AU thell verify it on the spot and move ahead with approving you

    ReplyReply
  66. Joe Says:
    66

    Dan, i haven’t seen any data points on these specifics, can you help me out here?

    1. Does removing yourself as an AU help with 5/24 any more than closing an individual account would?

    2. Does lending credit (open personal loans or student loans) count towards 5/24?

    ReplyReply
  67. Schmo Says:
    67

    So Dan, I assume you have more than 5 apps the last 24m. What’s the scoop?

    ReplyReply
  68. Mike Says:
    68

    How do I find out if I have chase private client?

    ReplyReply
  69. Tovi Says:
    69

    Just got this card. Does anyone know if you still get reimbursed for Global Entry even if you apply for someone else with your card( like your spouse)? I’m figuring you would get a credit since it goes by account not by name….

    ReplyReply
  70. 5/24 Says:
    70

    so review credit report and count how many opened on or after 8/22/14?

    ReplyReply
  71. Nick Says:
    71

    I just reread it Dan!! I get it now thanks!

    ReplyReply
  72. CL Says:
    72

    What CL Number do they want to see compared to your income?

    ReplyReply
  73. Moshe Says:
    73

    @dan, have more then 5/24, any point trying to get approved? (not a chase private client unfortunately)

    ReplyReply
  74. Chickensauce Torah Hashem Says:
    74

    DOES ANYONE KNOW HOW TO PUT MONEY IN THE CREDIT CARD SO IT WILL WORK AT A SUPERMARKET?

    ReplyReply
  75. Shmuel Says:
    75

    I really want this card, but I’m over 5/24, so it doesn’t make sense for me to even bother applying.

    I checked pre-screened offers, and didn’t see anything listed, but this is most likely because I opted out of pre-screened offers at some point. So I opted back in, but I have no idea how long this takes to have any effect.

    Anyone know?

    ReplyReply
  76. Chaim Says:
    76

    Over 5/24 but got approved by transferring around credit lines!

    ReplyReply
  77. hesh Says:
    77

    Would gift cards count as travel spending like amex?

    ReplyReply
  78. Mendy Says:
    78

    Just got approved!! Tks DAN 🙂
    applied online and got a decision pending, called the reconsideration line and got approved 🙂

    ReplyReply
  79. AZ Says:
    79

    @Dan still possible to be approved if one of my chase accounts was closed for inactivity recently?

    ReplyReply
  80. Avi Says:
    80

    @Dan:
    @Dan
    This is in addition to $300 towards travel correct?

    ReplyReply
  81. Anonymous Says:
    81

    @Julian: anual credit report

    ReplyReply
  82. Kyle Says:
    82

    I was over 5/24 and got pending/7-10 days..didnt want to waste the hard pull do applied and instantly approved with 30k combined CL for 2 other chase(non-5/24 cards) did i hurt my chance at reconsideration by applying for those two others? Any RECON line open Now?

    ReplyReply
  83. Dan Says:
    83

    @Jeff:
    Congrats!

    @tony:
    When I made this post.

    @Steve:
    Combined.

    @liha:
    I’d probably wait.

    @Steven:
    You can ask for help, but becoming private client will help much more.

    @Leah:
    Depends on what other cards you have.

    @Eli:
    Call Recon of course.

    @Gluck:
    It’s not about hard pulls, it’s the number of accounts actually opened in the past 24 months.

    @Anonymous:
    Congrats!

    @Nick:
    It’s $300 for free for anything travel related in every calendar year.

    @jew:
    I said it won’t ruin his credit.
    A hard pull will cost you a few points for 6 months. No big deal.

    @Joe:
    1. You would also need to have the AU removed from the report.
    2. No.

    @Schmo:
    Get friendly with a banker and become private client.

    @Tovi:
    You will.

    @5/24:
    Yes.

    @Chaim:
    Nice!

    @hesh:
    From airlines or hotels? Sure!

    @Mendy:
    Congrats!

    @AZ:
    Yes.

    @Avi:
    Yes. Global Entry reimbursement comes on top of $300 in travel spend per calendar year.

    @Kyle:
    Probably.
    They close at 10.

    ReplyReply
  84. Joseph Says:
    84

    Declined, too many recent apps 6/24 but they were all in 2014. None in 2015 or 2016, and one was an au on spouses card. Any suggestions on how to get this card!

    ReplyReply
  85. Bruce F Says:
    85

    Thank you Dan I just got Approved for the Chase Sapphire Reserve this is my 4th card from Chase and I had been approved for the Freedom Unlimited just 4 months ago.

    ReplyReply
  86. BethCLE Says:
    86

    Wahoo – Thanks Dan! I was approved! Do we know if this will offer referral bonuses…

    ReplyReply
  87. my08701 Says:
    87

    I love your suggestion regarding EZ Pass. is it standard that it will be categorized as travel, or does something have to be done?

    ReplyReply
  88. Doug Says:
    88

    I find it quite odd that Dan would get approved for this card, as it seems highly unlikely that he’s not over 5 in the past 24.

    I’m not saying I don’t think the approval is true, but I am wondering what he said/did to get approved and why he isn’t sharing it (Dan MUST know that everyone here is thinking the same thing…)

    ReplyReply
  89. Brian Says:
    89

    Are you sure you can transfer all of your Chase points to this card for 1.5 cents per dollar for travel?

    ReplyReply
  90. JJ Says:
    90

    Hey dan Ive been approved but chase Is telling me that I wont be able to get the CC for another week is there a way around that?

    ReplyReply
  91. YY Says:
    91

    I got approved, but did not have 5/24 so no problem.
    Anyone know whether it is worth it $75 a year for additional cards ?

    ReplyReply
  92. Nick123 Says:
    92

    @dan I have applied but didnt get instantly approved i have to wait for a letter of either approved or denied! Should i wait for the letter and proceed from there or should i call recon right away?

    ReplyReply
  93. Shmendrikstein Says:
    93

    @Chickensauce Torah Hashem:

    Hey– you stuff the money inside the credit card. When you swipe the credit card it slowly squeezes the money out.

    ReplyReply
  94. LB Says:
    94

    Any info on the Virgin Atlantic uses for Delta?
    Seems like all other ff programs got a full paragraph besides this one…

    ReplyReply
  95. Nitantnel Says:
    95

    @Doug:
    He wrote here time and again that you can get approved when over 5/24 if you have Chase Private Client.

    ReplyReply
  96. @ Nitanel Says:
    96

    @Nitantnel:

    Some CPCs have been declined despite the understanding that 5/24 does not apply to CPCs. I too would like to know what the trick is to get approved. Ordinary recon does not work.

    ReplyReply
  97. Private Client Declined Says:
    97

    Dan,

    I’ve been a Chase Private Client for years. I am well over 5/24 (though I’m guessing less over it than you 🙂 ). I applied online and was declined. Ordinary recon twice said no chance. What do you recommend? I have a phone call into my private banking rep.

    Thanks.

    ReplyReply
  98. Chaim Says:
    98

    Thanks Dan, Got approved.
    I called to request Rush on the card as I am travelling next week and they told me they are not providing rush for this card. Is that really true or should I HUCA?

    ReplyReply
  99. AHB Says:
    99

    …you can request from the bank or credit bureaus to have those removed from your credit report so that it doesn’t negatively impact your ability to get approved for a new credit card.

    @Dan please advise how to do this…is this online, phone etc?
    Only after a denial?

    TIA

    ReplyReply
  100. BB Says:
    100

    Does $300 credit work like plat card with $300 towards delta EC for example?

    ReplyReply
  101. High end hobo Says:
    101

    Any idea when the 100k offer will end?

    ReplyReply
  102. Points lover Says:
    102

    Dan I hope you answer this question as I’m a huge fan of yours. In the last 24 months all I opened was the business plat amex business gold and every day preferred Citi prestige citi premiere. Can I go for sapphire reserve? Or I’m over 5/24

    ReplyReply
  103. S. Rosenberg Says:
    103

    Trip delay is now 6 hours not 12 as you wrote, but its still inferior to Citi Prestige 3 hour.

    ReplyReply
  104. GR Says:
    104

    The offer on the Chase site says 50,000 miles.
    Did the offer change?

    ReplyReply
  105. Mendel Says:
    105

    anyone know if purchases via MileagePlus X count for travel expenses to receive the $300 credit?

    ReplyReply
  106. Refuafan Says:
    106

    Do cards like the Staples CC count for the 5/24 rule?
    Any word on how long this offer will be around?

    ReplyReply
  107. lev Says:
    107

    I have a $8,000 balance transfer balance on my Sapphire Preferred for past 6 months, 750 credit. Should I bother to apply?

    ReplyReply
  108. Izzy Says:
    108

    Any idea how long this promotion will last? And can i pay rent with radpad with chase reserve? (was not able to add my sapphire preferred or freedom to android pay)

    ReplyReply
  109. Cool benefit Says:
    109

    My kids sleep away camp fees were counted as a travel expense in my CSP card this summer so that should also get people 3x points on this card!

    ReplyReply
  110. Mlkfjams Says:
    110

    If approved for chase ultimate reserve, should we close ultimate preferred? Is there any reason to have both?

    ReplyReply
  111. DB Says:
    111

    Approved on the spot!! Thanks so much Dan!!!

    ReplyReply
  112. Shlomo Says:
    112

    Dan thanks for this and all you do.
    I had preferred and applied for this and got instant approval.
    Two questions:
    Will I get the signup bonus? I didn’t get it on the preferred card as I didn’t realise I needed the spend in three months.
    And secondly, what are the pro and cons between this card and the preferred? Should I cancel the preferred now?

    ReplyReply
  113. maya Says:
    113

    i just read about chase private client – concierge banking. it seems you need to get this service:

    An average balance of $250,000 required. Qualifying Chase deposits and investments include the following:
    a) Up to 9 Chase Private Client CheckingSM accounts, personal savings accounts, Chase Liquid® Cards, CDs, certain investment management, fiduciary and custody accounts, certain Retirement CDs, or certain Chase Retirement Money Market Accounts (balances in Chase Money Purchase Pension and Profit Sharing plans do not qualify); and

    ReplyReply
  114. Harry Says:
    114

    Applied and immediately approved. Great value card with tremendous benefits for anyone who travels a lot.

    ReplyReply
  115. Harry Says:
    115

    @Private Client Declined: Say some kappitelach. Having been a Chase Private Client for years you should simply have gone through your rep who has every reason to keep[ you happy.

    ReplyReply
  116. New Guy Says:
    116

    Hi Dan. I opened my first CC only 1 year ago and I have 3 CC. My credit score is 710. Is it worth a try?

    ReplyReply
  117. Joseph Says:
    117

    How long does it take to get authorized users off credit report? Can I request they be removed and apply right away?

    ReplyReply
  118. YM Says:
    118

    I have had the sapphire preferred for several years, is it worth it to apply for this card and close the sapphire preferred? I don’t want to pay the annual fee for both

    ReplyReply
  119. Dave T Says:
    119

    Dan, seems the rewards are very similar to the Amex premier rewards gold. If I have the Amex gold and chase sapphire preferred would you suggest downgrading both of those cards to no annual fee and using this as my primary? Do I do that before or after applying for the card?
    Thanks!

    ReplyReply
  120. yoni Says:
    120

    dan- does the travel credit include gift cards from airlines. meaning can i buy a 300 gift card from united and have it covered?

    ReplyReply
  121. Bp27 Says:
    121

    Is Global Entry / TSA Pre considered a travel expense? Meaning if I do two applications (me and my wife) will the second one get credited as part of the $300 travel credit?

    ReplyReply
  122. Yisroel Says:
    122

    Can I prepay $300 into my ezpass account

    ReplyReply
  123. Anonymous Says:
    123

    @Bp27:
    i asked dan that, he said it is in addition to the 300 travel. it reimburses the $100 for global…

    ReplyReply
  124. Nikki Says:
    124

    Thanks Dan! Any idea how long this offer will be around? We just got the United Chase card and havent met the spending limit for it yet so would like to wait a month or two before applying for this one if possible.

    ReplyReply
  125. mrs k Says:
    125

    hi when i try to redeem points for travel thru chase unlimited i dont see the value 1.5 cent perr mile what am i doing wrong ?

    ReplyReply
  126. Brandon Says:
    126

    same question as Joseph – what’s the best/quickest way to get CC’s off my credit reports on which i’m only an authorized user? that’s going to make the difference as to whether i’m over or under 5/24. thanks Dan!

    ReplyReply
  127. jonny Says:
    127

    0/24, approved with 24K credit limit, expedited shipping. Now need to figure out how to spend 4K in 6 mos…

    ReplyReply
  128. Ush Says:
    128

    When does this offer expire?

    ReplyReply
  129. jacob Says:
    129

    I have a score from 754 but I didn’t open any Credit cards yet will I get Approved ?

    ReplyReply
  130. YGX Says:
    130

    Approved, thanks for the hookup!

    ReplyReply
  131. ariella Says:
    131

    I was approved immediately!

    I wonder if I should try to downgrade my united mileage plus card.

    ReplyReply
  132. AdamN Says:
    132

    Which Priority Pass membership do you get? Do you need to pay a $27 fee every time you go there like with the AMEX Hilton Surpass?

    ReplyReply
  133. Anonymous Says:
    133

    @Anonymous:
    That wasn’t the question. I know that the $100 reimbursement is besides the $300. Question was about using the card for a second application. Will the second $100 go against the $300 travel credit.

    ReplyReply
  134. mrs k Says:
    134

    803 score application pending

    ReplyReply
  135. Yaakov Says:
    135

    Can I get this card with the sapphire preferred . I want to do a 2 bm and get 50 k for the preferred also

    ReplyReply
  136. daniel Says:
    136

    i applied, got denied. i called reconsideration, said it was because of 5/24. i went through my 5 cards with her and we realized that BECAUSE I WASN’T A PRIMARY ON 1 OF MY 5 CARDS, THAT MEANS I DIDN’T PERSONALLY APPLY FOR 5 CARDS…. I CAN BE APPROVED.

    i hope this is helpful for some….

    good luck!

    ReplyReply
  137. DK233 Says:
    137

    Will there be a dedicated line that you can call CS similar to CSP?

    ReplyReply
  138. Ben Says:
    138

    Dan, Just got approved, thanks!
    The rep informed me that it is $300 of travel on the card anniversary day not every new calendar year.

    ReplyReply
  139. Josh Says:
    139

    do you get 5x rewards on cable and staples on this, or thats only INK?

    ReplyReply
  140. Chaim Says:
    140

    @Daniel

    Thanks for reporting that.
    I hope it fixes my issue.

    ReplyReply
  141. Chaim Says:
    141

    Dan –

    What still needs to be confirmed –

    1 – Is it $300 per card anniversary or per calendar year?

    2 – Will lounge access allow guest/s, how about a child or two?

    3 – Will purchasing airline gift cards be credited or only actual travel?

    Anyone who help, please do!

    ReplyReply
  142. Sruli Says:
    142

    Got it, thanks Dan!

    ReplyReply
  143. Al Says:
    143

    Becoming a Chase Private Client is not as simple as “getting to know a banker”. You need to keep a MINIMUM $250,000 on deposit with Chase! Why didn’t you mention that?

    ReplyReply
  144. Chaim Says:
    144

    @Ben
    And to answer one of the above questions.

    From the T&C –

    A statement credit will automatically be applied to your account when your card is used for purchases in the travel category, up to $300 in statement credits annually (“annually” means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date).

    **********

    Sounds like $300 from now until December and then once a calendar year afterwords.

    ReplyReply
  145. David B Says:
    145

    Are Store credit cards counted towards the 5/24 rule?

    ReplyReply
  146. Shargy Says:
    146

    I was approved immediately yesterday, how does the Priority Pass work? will I get a Pass? or I will just need to show the Credit Card when I enter the lounge?

    ReplyReply
  147. Yaakov E Says:
    147

    Approved!

    ReplyReply
  148. Anonymous Says:
    148

    @Al: no with 250k anyone can become a CPC with a good relationship the banker can ”make” you a CPC

    ReplyReply
  149. John Says:
    149

    I am 5/24 but will be 4/24 next week (I opened a CC on 8/28/2014). Any idea if this offer still be available in a week?

    ReplyReply
  150. Danny Says:
    150

    @Dan:

    Thanks Dan Well if they don’t cover lost items that’s a HUGE disadvantage since theft you’ll need a police report etc….

    ReplyReply
  151. Dan Says:
    151

    @Joseph:
    Did you tell them about the AU?
    When will you fall under 5/24?

    @Bruce F:
    @BethCLE:
    Congrats!

    @my08701:
    Was travel for me when it charged my card.

    @Doug:
    I said several times, create a relationship with a banker and get CPC. Or get added to an account of someone who has CPC.
    Proof if you need it:
    https://i.gyazo.com/5d7538a84df91ab6d96106ba45883a07.png

    @Brian:
    Just transferred my points to Sapphire Reserve and it worked just like I said it would:
    https://i.gyazo.com/53b1bde7b5f94abb8d2cff8781311389.png

    @YY:
    Congrats!
    Depends if the AUs want their own guest lounge membership.

    @Nick123:
    YMMV

    @LB:
    I’m not an expert in their program.
    They run promotions that make coach travel a decent deal, but their business class comes with lots of fuel surcharges.

    @@ Nitanel:
    Depends on your Recon skills. This stuff is always YMMV.

    @Private Client Declined:
    Yup, call your banker.

    @Chaim:
    They told me that too.

    @AHB:
    Can start by making phone calls.

    @BB:
    Of course. The $300 credit is far more widespread than the $200 AMEX Plat credit.
    It’s good for anything travel related as I wrote in the post.

    @High end hobo:
    No clue, sorry.

    One rumor said it will go down to 75K after the initial offer.

    @Points lover:
    AMEX business doesn’t count towards 5/24, so you should be good.

    @S. Rosenberg:
    Thanks

    @GR:
    Follow the link in this post.

    @Mendel:
    I don’t think that works with Visa, but if you try let us know.

    @Refuafan:
    If it’s on your report it counts.
    No clue.

    @lev:
    My crystal ball is broken today 🙂

    @Cool benefit:
    Wow, which camp?

    @Mlkfjams:
    You can downgrade the Sapphire Preferred to Freedom or Freedom Unlimited.

    @DB:
    Congrats!

    @Shlomo:
    1. Yes.
    2. Sapphire Preferred doesn’t have benefits over this, but you can downgrade it to Freedom or Freedom Unlimited which do.

    @maya:
    $250K is their guideline, but a banker can make anyone CPC if they want to.

    @Harry:
    Congrats!

    @Harry:
    Can always call him for help afterward.

    @New Guy:
    My crystal ball is broken today 🙂

    @Joseph:
    It won’t be immediate.

    @YM:
    You can downgrade your Sapphire Preferred to Freedom or Freedom Unlimited.

    @Dave T:
    You could do that afterward.

    @yoni:
    Sure, anything travel related counts.

    @Yisroel:
    Should be able to, but test it with a smaller amount just to confirm.

    @Nikki:
    Don’t know, sorry.

    @mrs k:
    You need to transfer it to Sapphire Reserve:
    https://i.gyazo.com/53b1bde7b5f94abb8d2cff8781311389.png

    @Brandon:
    Some Chase reps will not count those while others will.
    But you can start by calling the banks and bureaus to remove them.

    @Ush:
    Unknown.

    @YGX:
    @ariella:
    Congrats!

    @AdamN:
    Unknown at this point.

    @Anonymous:
    I’m not sure, sorry.

    @Yaakov:
    Yes.

    @daniel:
    Congrats!

    @DK233:
    Yes.

    @Ben:
    The rep is wrong.

    @Josh:
    Only Ink.

    @Chaim:
    1. Roughly per calendar year.
    “A statement credit will automatically be applied to your account when your card is used for purchases in the travel category, up to $300 in statement credits annually (“annually” means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date).”

    2. Unknown.

    3. Of course, that would be travel.

    @Al:
    False.
    You can get CPC with zero balances if you have a good relationship with a banker or if you are a joint holder (even on a free safety deposit box) of another CPC member.

    @David B:
    If it’s on the report that Chase pulls, yes.

    @Shargy:
    You will get a PP membership card in the mail.

    @Yaakov E:
    Congrats!

    @John:
    It should be.

    @Danny:
    Each card has their pluses and minuses.

    ReplyReply
  152. Me Says:
    152

    APPROVED! THANKS!

    ReplyReply
  153. BG Says:
    153

    The application link is dead

    ReplyReply
  154. Abe Says:
    154

    @Dan

    You still have the old Chase site?…

    ReplyReply
  155. Abe Says:
    155

    Approved after some phone verification (don’t know why i always have to call in to verify)

    ReplyReply
  156. SW Says:
    156

    When is the annual fee due? right at the beginning? or at the end of the year?

    ReplyReply
  157. Dan Says:
    157

    @Me:
    Congrats!

    @BG:
    Working on that now, thanks.

    @Abe:
    Long live the old site!

    @Abe:
    Congrats!

    @SW:
    Beginning.

    ReplyReply
  158. Shragy Says:
    158

    Is the annual fee and the reimbursed charges (Global Entry/$300 travel) counted towards the 4k spending?

    And if is there any reason not to transfer points from the preferred to the Reserve?

    ReplyReply
  159. Meir Says:
    159

    I made this card in the small print the bank gave me it says that the 2nd $300 credit will only post after 12 billing cycles of first credit

    ReplyReply
  160. yudig Says:
    160

    Spplied early am, got 7-10 day waiting message, called recon later in day. verified info, gave them the suggested DD recon shpiel and got approved by moving credit over.

    was offered new credit but it would meant ‘another’ review so I said no thanks!

    I have chase private client (never asked for it, just says so online ever since the new design rollout) and are over 5/24 if amex cards/adding au’s count

    ReplyReply
  161. Anonymous Says:
    161

    @yudig: what do u mean by the DD Shpiel?

    ReplyReply
  162. Ben Says:
    162

    They approved me for $32,000 credit line. This credit line is way to high for me to use. Does it effect me if I have a bunch of credit cards and I am not using most of the credit? What % of my credit is best to use monthly? Is there a way for me to lower it?

    ReplyReply
  163. commonsense Says:
    163

    anonymous, I’ll gladly fill up your $4000 for you if you pay the bill:)

    ReplyReply
  164. Anonymous Says:
    164

    …you can request from the bank or credit bureaus to have those removed from your credit report so that it doesn’t negatively impact your ability to get approved for a new credit card.
    @Dan please advise how to do this…is this online, phone etc?
    Only after a denial?
    TIA

    @AHB:
    Can start by making phone calls

    @Dan to whom? each credit bureau, amex and chase bank?

    ReplyReply
  165. lindnuck Says:
    165

    Immediate approval. Woot! Thanks Dan.

    ReplyReply
  166. yudig Says:
    166

    @Anonymous:

    http://www.dansdeals.com/archives/29113

    ReplyReply
  167. adam Says:
    167

    I just got off the phone with chase. It is not a $300 travel credit. It’s a credit for incidental fees like baggage. The person even asked her manager after I told her what the website states. “$300 Annual Travel Credit A statement credit will automatically be applied to your account when your card is used for purchases in the travel category.” I asked her what about upgrades or purchases like food? And how would they know if I purchased my bags or other incidental fees if I included that in my total purchase let’s say from orbitz.com? She couldn’t give me a real answer. Btw is a maximum statement credit of $300.

    Also, you will not get the 100,000 bonus points if upgrading from preferred. But if you apply and get approved you can transfer the preferred points to reserve and use the 50% off with points.

    Was really excited about this card but not so sure anymore. Then again it just came out and they seem to have no clue on whats going on.

    ReplyReply
  168. yudig Says:
    168

    @Ben

    you don’t ask to lower credit line, it’s a +…next time you apply for card(s), you can tell them to use some of that credit if you don’t get instant approval

    just use every card a little (at least) and pay off bill on time. try and keep use to under 15% of total credit

    ReplyReply
  169. Harry Says:
    169

    They are telling me “We’ll let you know our decision in writing as soon as we can” what does that mean?

    ReplyReply
  170. dave Says:
    170

    Said 30 days would let me know. 2 hours later showed up on my profile. Cool!

    ReplyReply
  171. yudig Says:
    171

    @Ben:

    dont lower the credit line. keep use to under 15% of total credit. use all your cards on monthly basis and pay bill off on time.

    see here: http://www.dansdeals.com/archives/53213

    ReplyReply
  172. yudig Says:
    172

    @Harry:

    it means get on the phone and call reconsideration dept to get application approved

    ReplyReply
  173. Dan Says:
    173

    @Shragy:
    Unknown.
    No reason.

    @Meir:
    It does not say that at all.
    It says,
    “A statement credit will automatically be applied to your account when your card is used for purchases in the travel category, up to $300 in statement credits annually (“annually” means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date).”

    @yudig:
    Congrats!

    @Ben:
    It’s fine.

    @Anonymous:
    Start over the phone.

    @lindnuck:
    Congrats!

    @adam:
    DROPR (Don’t rely on phone reps).
    The credit on the Sapphire Reserve is good for any travel purchase.
    The rep is probably thinking of the credit on the Chase Ritz.

    @dave:
    Nice!

    ReplyReply
  174. Chaim Says:
    174

    Do I need to add an AU in order to get the 100K points or is just applying for myself enough?

    ReplyReply
  175. Dan Says:
    175

    @Chaim:
    No need for an AU.

    ReplyReply
  176. SR Says:
    176

    Got application pending response… Called recon line and got approved by moving some credit from dormant cards… Thank you!

    ReplyReply
  177. keo Says:
    177

    @dan when will the cards come?

    ReplyReply
  178. Avrohom Says:
    178

    Dan, Have a 4.5k charge today for travel. I got the numbers from my banker, does anyone know if i can charge the card before it comes in the mail? Getting different answers from different reps.

    ReplyReply
  179. Moshe Says:
    179

    Thanks Dan got approved for $10k

    ReplyReply
  180. tziki Says:
    180

    got approved can i downgrade the sapphire to a no fee card once i receive the reserve ?

    ReplyReply
  181. jakov klein Says:
    181

    got the card today for my wife (applied last week with the leaked link )

    was more the 5/24 (as you all know that that link didint had that rule)

    got $10000 credit line

    the card comes with a nice box (nicer than amex/citi prestige…….)

    ReplyReply
  182. needer Says:
    182

    my goal is family of 4 to do global entry, $100×4= $400
    looks like this card will only allow 1 global entry $100 for free, if I get 3 other cards for $75/each, will each of those cover global entry?
    is the only benefit airline lounges for getting each family member a card for $75/each?
    my other option is amex $450 card, from what I hear is I can get each of them a card for $40/each and that covers global entry from each
    any recommendations

    ReplyReply
  183. Anonymous Says:
    183

    @needer: Global entry is $100 EVERY 5 YEARS, the additional cards are $75 each year… Dont think its worth it just for global entry

    ReplyReply
  184. Yidel Says:
    184

    Hi Dan, i have more then 5/24. And from my experience with the Sapphire Preferred is that the system automatically denied me for the 5/24 reason, and i tried a few reps to move money around from diff. cards, and they said that since the system automatically denied me, they cant help me anymore… do i have a better chance getting approved by applying in a chase branch? so they can move around credit from my existing accounts?

    ReplyReply
  185. YL Says:
    185

    @Dan: Does it matter which link is used to apply or do you automatically get the 100k offer when applying now. I used the link you have in the post but don’t remember seeing the 100k. APPROVED!!

    ReplyReply
  186. Dan Says:
    186

    @Avrohom:
    You have the expiration date and CVV?

    @Moshe:
    Congrats!

    @tziki:
    Yes.

    @needer:
    Unknown at this time.

    @Yidel:
    Recon can move credit, but if you were denied for 5/24 then your best bet would be to become CPC.

    @YL:
    The link in the post is for 100K.

    ReplyReply
  187. Avi Says:
    187

    Is the $450 annual fee per card anniversary or per calendar year?

    ReplyReply
  188. Dan Says:
    188

    @Avi:
    Per card anniversary.

    ReplyReply
  189. Approved with the help of CPC rep! Says:
    189

    Didn’t think it would take this much time or so many hoops to jump through, but all’s well that ends well. I’m approved. CPC does help! As does having credit availability to move around.

    ReplyReply
  190. Anonymous Says:
    190

    @Dan my banker gave me the expiration, and my travel agent said he doesn’t need the CVV, do you think it will work? Getting mixed answers from chase

    ReplyReply
  191. Dan Says:
    191

    @Approved with the help of CPC rep!:
    Nice!

    @Anonymous:
    What do you have to lose by trying?

    ReplyReply
  192. Avrohom Says:
    192

    @Dan:
    Nothing, wanted to know before I applied because of the travel purchase, but now gonna try anyways.

    ReplyReply
  193. Moish p Says:
    193

    a bit off topic, but I have a BA free companion ticket when you use Avios for the first ticket. To Tel Aviv, the taxes, etc., were about $650 per ticket. Any ideas how to get there w/o these surcharges? the travel needs to be on BA for this offer.

    ReplyReply
  194. Nick123 Says:
    194

    @Dan Thank you very much for all your help!! just got Approved after calling recon for 10k

    ReplyReply
  195. Jimmy F. Says:
    195

    As a data point for those that care. I am WAY over the 5/24 rule. I applied on line and got that “we’re thinking about it” message. I called recon today. The agent asked a number of questions to confirm my income. He ultimately asked what credit limit I wanted — I said I would be ok with $5k — he advised the minimum on this card was $10k limit. I said, “sure, I’ll take $10k then”. I then offered to have him move credit from my Freedom card to the new card — he said, that would be helpful. I was then approved! From what I can see online, it looks like he took the full $10k credit from my Freedom credit limit (it’s now down from $35k to $25k).

    So, it looks like the 5/24 rule is not being applied.

    Thanks Dan.

    ReplyReply
  196. Eli Says:
    196

    @Dan: Hi dan. im a chase private client and you told me earlier to call recon i did as i was told and they asked me if im ready to move credit from another card and i agreed… now they said that my app went into a pending stage that can take 30 days and there is nothing they can do what does that mean i keep calling and they are saying the same thing?

    ReplyReply
  197. Shmuel Says:
    197

    @Jimmy F. Are you a CPC? And what was your income, if you don’t mind me asking?

    ReplyReply
  198. Jud Says:
    198

    Dan or anyone for that matter. Have you actually seen the EZ Pass toll charge get credited back? Or are you just seeing that its billed as Travel. Someone told me a chase rep told them that EZ pass would not be covered for the $300 reimbursement fee but rather only for 3x points.

    ReplyReply
  199. Dan Says:
    199

    @Moish p:
    Can’t be avoided.

    @Nick123:
    Congrats!

    @Jimmy F.:
    Nice!

    @Eli:
    I’d hang tight or have your banker call for you.

    @Jud:
    Any travel that gets 3x works for the $300 reimbursement on this card.

    ReplyReply
  200. Izzy Says:
    200

    What are my chances of approval with a Fico of 730 and 3/24

    ReplyReply
  201. mushka Says:
    201

    does the 300$ travel credit come as it’s spent or at the same month the annual fee is due?

    ReplyReply
  202. Nick123 Says:
    202

    @Izzy I have a Fico Score of 724 and and also 3/24 and got approved so you might want to try your luck

    ReplyReply
  203. starting up Says:
    203

    thank you for sharing! i am just starting up and am very excited for the spend bonus! how many points are roughly needed for a round trip JFK to TLV economy and JFK-TLV business? i wana know how many points i need to rack up after i reach this one.

    ReplyReply
  204. Dan Says:
    204

    @Izzy:
    Crystal ball still down, sorry!

    @mushka:
    It’s per calendar year.

    @Nick123:
    Nice!

    @starting up:
    It depends if you use miles or book a cash ticket.

    If paid coach is $800 then an award ticket at 1.5 cents per point will be about 53K points.

    A United business saver award is 140K miles.

    If paid business is $2,400 then an award ticket at 1.5 cents per point will be about 160K points.

    ReplyReply
  205. starting up Says:
    205

    thanks Dan! those are round trip? I was under the impression that alot more points are needed to get a round trip ticket

    ReplyReply
  206. Dan Says:
    206

    @starting up:
    That’s round-trip.

    ReplyReply
  207. Nitantnel Says:
    207

    Thanks dan for your responses here, gained a lot from it!

    Suggestion: If would be cool if you can highlight the comment to which you are responding to, this way it won’t be necessary to go back and forth from the comment to the response.

    ReplyReply
  208. Mark Says:
    208

    I’m not convinced how much FICO matters (obviously it matters below 700 or so, but not so much above) because last year I was denied a freedom card (already have plenty of others including CSP, amex plat, and a bunch of others) by Chase despite having a FICO of 830-something at the time. I called recon a few times and was refused every time. Since then, I’m afraid to apply for any Chase product because the freedom is an “entry level” card and if they refuse me for that one, then kal vachomer, they would likely refuse all others. And I don’t want to waste hard pulls for no reason. Also since then I’ve opened a Chase bank account (for the good bonus they had last year) which is CPC. So I will give CSR a try, but only at the branch with my private banker (whom I’ve only met once while opening the account) when I get chance. Interestingly enough, I checked my FICO today and it is 850 … that’s the highest I’ve ever seen it, before today the highest I ever received was 845 a few months ago. I try to monitor it regularly, but most of the time I forget to check.

    ReplyReply
  209. Dan Says:
    209

    @Nitantnel:
    Thanks.

    If you click on the name of the person I responded to it will take you directly to their comment.

    @Mark:
    Where are you checking your FICO that is showing an 850?
    That’s extremely improbable.

    ReplyReply
  210. ybeeds Says:
    210

    Thanks Dan! Got instantly approved with a 10k credit line. I already have numerous CCs from Chase with way higher credit lines. This is my first new CC in around a year.

    ReplyReply
  211. Jacob Says:
    211

    Will the 300 credit work for mta subway/buses?? Njtransit??

    ReplyReply
  212. Nitantnel Says:
    212

    @Dan:
    True, but it would be easier if you see it right there, similar to how it is on the forums.

    BTW, Mark probably looked at the Citi FICO score, which has a range from 250-900:

    “The scale of the score is from 250 to 900, not the 300 to 850 you’re used to. That’s not because this is a Vantage Score (it’s still a real FICO), but because Citi is showing you the specific score used for credit card accounts. FICO offers a separate scoring model for credit cards that helps banks better target customers for the unique demands of a credit card. That score ranges from 250 to 900 rather than the 300 to 850 range you’re used to seeing, and Citi has decided to let you see the very score it uses.”

    ReplyReply
  213. Shalom Says:
    213

    My credit score is now 632 and got approved

    ReplyReply
  214. PAUL Says:
    214

    CAN SOMEONE TELL ME IF THIS CARD HAS THE GOLD STATUES THAT AMEX PLATNIUM COMES WITH? THANKS

    ReplyReply
  215. Jack out of the box Says:
    215

    @Jimmy F.: Thanks for giving me hope. Now I’ll try my luck too.

    ReplyReply
  216. Charles Says:
    216

    Any time frame published for this offer?

    ReplyReply
  217. Eli Z Says:
    217

    Not sure if this was asked but is 3bm still alive and well? Was thinking of Sapphire reserve, Sapphire, preferred and southwest.

    Also what is the rule with southwest? If you’ve gotten the bonus within how long are you not eligible?

    ReplyReply
  218. Starting up Says:
    218

    Thank you, that helps! I got my husband approved. We will aim for the 160k each. That’s allotta points in three months lol!
    Do you know if auto insurance can count towards $300 spend/refund?

    ReplyReply
  219. Jerry Says:
    219

    Applied on Monday. Got the review email. Called today, they told me I had too much credit on other cards (included was my wife’s cards that I’m an AU), I offered to move credit. Viola! approved!

    ReplyReply
  220. Slim Says:
    220

    I just got a chase ink 60k bonus offer in the mail today. Will signing up with multiple browsers affect either one?

    ReplyReply
  221. Steven Says:
    221

    Dan – on the recent PreCheck/Global Entry post, right after mentioning the Sapphire Reserve card, you said: “But you shouldn’t use that credit to signup for PreCheck.” Why not?

    ReplyReply
  222. drew Says:
    222

    I have 4 “pulls” on my credit, if I do 5 will it hurt me? 776 fico

    ReplyReply
  223. Yed Says:
    223

    Over 5/24 and current Fico 634-681 (just dropped a day before though) approved for 27K cl
    Applied in bank with CPC banker but got approval straight away so not sure I wouldn’t get instant approval online.
    was denied freedom just a few months ago when Fico was much higher.
    once I was approved I started to think about getting another card on that same pull but I most probably missed the boat since I didn’t come up with those thoughts until the next day,( by now i’m already 2 days past)
    do I still have a chance???

    ReplyReply
  224. philip Says:
    224

    can i use the 300$ travel credit for amazon through united?

    ReplyReply
  225. howie Says:
    225

    I applied and it said was pending, when I alled recon they said was instantly denied cuz too many cc in 24 mo is there anything I can do now?

    ReplyReply
  226. Schmuey Says:
    226

    Decided to try after weighing the benefits. I was instantly approved. I’ll cancel my Sapphire Preferred card when its annual fee is posted. I’m not affected by 5/24 (yet) so it was a breeze.

    ReplyReply
  227. Eitan Says:
    227

    Is the 4K spend net of travel reimbursement or gross spend? In other words if I spend 4K on travel and get $300 reimbursed for a net amount of $3,700, did I still reach my 4k spend minimum?

    ReplyReply
  228. Izzy Says:
    228

    @Dan: REJECTED
    300k income
    FICO 760
    200k in checking
    Chase has my mortgage. I offered to sign for Private Client
    Too many cards. Recon rejected

    ReplyReply
  229. @dan Says:
    229

    I was originally not approved for 5/24 spoke with the rep and they realized I had to as additional cards so they moved my line of credit from my freedom after an hour they said it looks OK they just need to connect me with another department to confirm that I sent in the application and I did then they asked me to verify my ID so I faxed that into them yesterday and today they are telling me I am denied and will not disclose why what am I to do? Can it be that there was another applicant from the same address that was denied for 524?

    ReplyReply
  230. JOSH Says:
    230

    ON PRIORITY PASS WEBSITE IT SAYS FOR CERTAIN AIRPORTS YOU HAVE A LIMITED NUMBER OF GUESTS. IS THAT NOT THE CASE WITH THIS CC?

    DO YOU HAVE TO REQUEST TO BE REIMBURSED FOR TRAVEL EXPENSES OR IT IS DONE AUTOMATICALLY?

    THAKS

    ReplyReply
  231. Dan Says:
    231

    @ybeeds:
    Congrats!

    @Jacob:
    Yes.

    @Shalom:
    Nice!

    @PAUL:
    It does not.

    @Charles:
    No.

    @Jerry:
    Congrats!

    @Steven:
    Because Global Entry is better.

    @drew:
    Don’t sweat it.

    @Yed:
    You can still do it.

    @philip:
    Seems like no, but try a small purchase and let us know.

    @Schmuey:
    Downgrade, don’t cancel.

    @Eitan:
    Unknown at this time.

    @Izzy:
    So try for CPC in the bank.

    @JOSH:
    This card has no limits on free guests.
    It’s automatic.
    Also, it might be time for a new keyboard.

    ReplyReply
  232. Josh Says:
    232

    @Dan, thanks for advice, new keyboard now active.
    I know this is not the theme of the thread but does global entry or tsa precheck work for my kids if i have it? or do they need their own separate account? Does age make a difference? Thanks!

    ReplyReply
  233. Dan Says:
    233

    @Josh:
    Discussed here:
    http://www.dansdeals.com/archives/93629

    ReplyReply
  234. Lev Says:
    234

    @dan I was originally not approved for 5/24 spoke with the rep and they realized I had to as additional cards so they moved my line of credit from my freedom after an hour they said it looks OK they just need to connect me with another department to confirm that I sent in the application and I did then they asked me to verify my ID so I faxed that into them yesterday and today they are telling me I am denied and will not disclose why what am I to do? Can it be that there was another applicant from the same address that was denied for 524?

    ReplyReply
  235. Dan Says:
    235

    @Lev:
    Try having those additional cards removed from your report.

    ReplyReply
  236. Anonymous Says:
    236

    @Dan: sorry for my ignorance…dont sweat it is I should try or should not?

    ReplyReply
  237. Dan Says:
    237

    @Anonymous:
    I would go for it.

    ReplyReply
  238. Lev Says:
    238

    @dan lending already approved it with those cards realizing they were “additionals” then they sent me to another department that wanted me to fax a copy of ID and they say they got it but “they can not verify information “and they won’t tell me what “information “they do not have to reveal their process”

    ReplyReply
  239. Anonymous Says:
    239

    @Dan: Dies it need to be removed from all 3 Bureaus or experian is enough?

    ReplyReply
  240. Yossi Says:
    240

    If I have 720 score do I have a chance for this card?

    ReplyReply
  241. Yed Says:
    241

    @Dan
    Thanks for the reply, you say I can still do it, do you mean to say that I can still avoid another pull even if I applied on the 22nd, If positive which card should I go for? I got 2 Inks, 1 CSP, 1 CBA 2 Citi (1 pres 1 prem) 1 Amex Gold 2 SPG (1 bus 1 consumer) and just closed Amex Plat a few months ago. (all these opened in the last 24…but gor confirmed for CSR as mentioned, do you think I should give it a shot, anything to lose?)

    Thanks for all advice!

    ReplyReply
  242. Anonymous Says:
    242

    @Dan: tyvm!!!! so helpful

    ReplyReply
  243. Anonymous Says:
    243

    @Dan: and….I just got approved!!!!! thanks

    ReplyReply
  244. Elis Says:
    244

    Do this offer have a date when it expires?

    ReplyReply
  245. starting up Says:
    245

    Sorry i am asking again, my question wasn’t answered….

    Will auto insurance count towards the travel for the $300?

    ReplyReply
  246. Dan Says:
    246

    @Anonymous:
    Depends which report Chase pulls in your state.

    @Yossi:
    Yes.

    @Yed:
    Same day is better, but on different days you can usually still call the bureau to get the pull merged into one.

    @Anonymous:
    Congrats!

    @Elis:
    Not that I know of.

    @starting up:
    No.

    ReplyReply
  247. Coach Says:
    247

    i have 6 cards opened in last 24 mos. one is actually outside of the 365 days but since it’s still august and we are in august, it’s affecting it. pretty much cut and dry. i was denied bc of too many cards. they said re-apply after i get under 5. i can do after first of year and will have only 4 in 24. I spoke to the initial CSR then to reconsideration and no go. i even had my guy at Chase bank branch call. he got the Heisman too. bumma….

    ReplyReply
  248. PITA Says:
    248

    In my experience the insurer on Chase cards – Crawford/Chubb/Broadspire is a major PITA to deal with. On all claims, they have an insane amount of bureaucratic paperwork, and a lot of inane forms to fill out, and they are in general not worth dealing with.

    They don’t come close to Amex, even on their premium cards, you will get the same service available on the Discover It Card.

    ReplyReply
  249. Dan Says:
    249

    @PITA:
    True, for purchases where you might need those protections I’d use AMEX.

    ReplyReply
  250. Joel Says:
    250

    Dan, I have the sapphire preferred now. If I downgrade it to freedom unlimited does that mean my everyday purchases will now be worth 2.25 on travel. Is there a better card for everyday purchases?

    ReplyReply
  251. Joe Says:
    251

    Got approved with 720 score! Woohoo!

    ReplyReply
  252. surprised Says:
    252

    any spending ideas?

    ReplyReply
  253. Issy Says:
    253

    Was just approved 3rd card I opened this month

    ReplyReply
  254. self employed Says:
    254

    Self employed. Only 85000 income. 815 FICO. Got approved instantly!

    ReplyReply
  255. Glenn Says:
    255

    Does Amazon giftcards count toward the $4k spending threshold?

    ReplyReply
  256. mlkfjams Says:
    256

    thanks Dan.

    I applied for Saphirre Reserve and no immediate response. Called recon and was told a very strong and definite NO. wrote to CPC banker to move credit over. Will see what he can do.

    Based on all your recommendations and my old cards this is currently what I have in my wallet.
    Chase: BA, united mileageplus Club, sapphire Preferred, freedom, ink business plus, ink
    Citi: costco, aadvantage executive, aadvantage platninum (15 years)
    Amex: SPG, Delta, jetblue, executive gold.

    If I get the Reserve Card what is your recommendation? Any other advice? I would like to close some of the more expensive annual cards after the first year is over. I don’t really care about lounge access. Just wanted promotion points and free luggage.

    ReplyReply
  257. Ronald Says:
    257

    Dan – if you know, from which rating service does Chase pull a credit report 4 a NJ resident?

    ReplyReply
  258. Dave Says:
    258

    For these 100K points, to use for 1.5x travel, do I need to book through Chase, or can I just buy plane tickets on my credit card and have up to $1500 reimbursed? Can I combine points from 2 accounts to a single account?

    ReplyReply
  259. Anonymous Says:
    259

    @mlkfjams: and i would be willing to pay for a service where you would manage my cards for me. I never know which one to use. And I have store cards with points too. I never know should i get triple points at bloomingdales or use my chase preferred.

    ReplyReply
  260. Shragy Says:
    260

    @DAN, I was pre-approved, does that mean that they did not pull my credit report?

    ReplyReply
  261. Dan Says:
    261

    @Joel:
    That’s what it means.

    @Joe:
    Congrats!

    @Glenn:
    Sure.

    @mlkfjams:
    You should be able to close several of those, namely the expensive ones that only give lounge access.

    @Ronald:
    Probably Experian

    @Dave:
    Book via Chase.
    Yes.

    @Shragy:
    If you apply you’ll get a hard pull.

    ReplyReply
  262. Ronald Says:
    262

    THANKS!

    ReplyReply
  263. thanks den Says:
    263

    the banker said i am pre approved for a saphire perferred does that mean it will bypass 5//24 ? and can i ass well trie this one even if not pre approved for this

    ReplyReply
  264. sean Says:
    264

    Good job Dan.

    Do you mind using a different word when a deal is over, such as sold out or “gone” (or anything else)? The other word is just grim sounding.

    ReplyReply
  265. Benny Says:
    265

    Hi
    I got approved and I have 5/24 + 2 au and I am not a cpc and didn’t even call the reconsider department.

    ReplyReply
  266. Newjaze Says:
    266

    Hi! If you get denied when can you reapply??

    ReplyReply
  267. Levi Says:
    267

    If i have already priority pass with palt can i get another one with this card?

    ReplyReply
  268. YY Says:
    268

    Mine came Thursday UPS next day
    Card looks cool like other sapphire cards and I already used it

    ReplyReply
  269. Newbie Says:
    269

    Newbie question – will a balance transfer count as the $4,000 spend?

    ReplyReply
  270. Newbie Says:
    270

    Another newbie question – I haven’t applied for a CC in decades. I bank with Chase (and have a very old MileagePlus Card with a balance). If I want to go for a trifecta submit and I’m looking to build points more easily used out of the NY area for airfare, which other 2 cards would people recommend?

    ReplyReply
  271. alert Says:
    271

    most prob. you have a farud aleart on your credit file

    ReplyReply
  272. Bong Chul Kim Says:
    272

    I ANTICIPATE the purchase of a new home in the near future. should i not apply for this ? must i be concerned that it will affect my credit ratings? i have way over 5/24 except that i have cpc.

    ReplyReply
  273. Bob Says:
    273

    I applied Thursday night. Got the 7-10 notice. I called this Friday AM was told declined b/c of 5/24. Nothing they could do. Had read about some people having luck in branch by asking if they are pre-approved for any cards. Sure enough I was pre-approved. Banker said it doesn’t always clear. Got instant approval. Banker was shocked. Said he never heard that that have 2 systems.

    ReplyReply
  274. SC Says:
    274

    Did you receive yours with the box? I received mine but without the box. Wonder what the criteria is in order to get the card with the box.

    ReplyReply
  275. isaac Says:
    275

    “You’ll be able to access over 900 clubs worldwide with Priority Pass and you can bring unlimited guests with you into the lounge for free!”
    i have priority pass select and the charge $27 for each guest

    ReplyReply
  276. Dan Says:
    276

    @sean:
    It’s industry standard language.

    @Benny:
    Nice!

    @Levi:
    Yes.

    @Newbie:
    No.

    @Bong Chul Kim:
    A hard pull will cost you a few points in the short-term.
    Long-term your score will he higher.

    For most people a hard pull won’t make a difference, but talk to a mortgage broker.

    @SC:
    No box. They probably ran out of boxes.

    @isaac:
    That is the version that comes from AMEX Plat.
    This version comes with free guests.

    ReplyReply
  277. William Jr. Says:
    277

    Till when is the 100K offer valid? I’m 20 and have 11 inquiries on my credit report since I’m 18. What are my approval odds? 740 FICO. I currently have the freedom and sapphire from chase. Also have personal bank accounts with chase.

    ReplyReply
  278. Isaac Says:
    278

    Thanks Dan for all your work

    1. Got approved with 23 cl (self employment 100k/year) . is this smelling a fr ?

    2. What’s the best thing to do know with sapphire preferred ? Downgrade it to freedom unlimited? To freedom ? Keep it ? Or just close it ?

    Thanks

    ReplyReply
  279. moshe k Says:
    279

    i currently have 4/24 but i dont have any cards from chase, does it make sense to apply for this one as my first card from chase or should i try a lower card and in 6 months go for this one?
    also which low level card from chase would you recommend?
    (i dont have a bank account at chase)

    ReplyReply
  280. Anonymous Says:
    280

    I just received email from ups that delivery from chase is scheduled for tomorrow.
    Does the priority pass come in same package? When I spoke to priority on Friday they said that this promotion is all ruled by chase and they don’t have any pass numbers they also said that chase is not allowing electronic passes.
    I’m traveling on Tuesday and could really use it if I get it

    ReplyReply
  281. Benny Says:
    281

    Hi
    Is it true that u can get 30k points instead of $300 for travel credits?

    ReplyReply
  282. Shragy Says:
    282

    Got mine on Wed.,
    Cool card!

    ReplyReply
  283. Sarah Says:
    283

    THANK YOU DAN!!!
    I GOT APPROVED ON THE WEBSITE!
    THANKS ALWAYS INFORMING US OF GREAT DEALS ALWAYS!!

    ReplyReply
  284. kevin Says:
    284

    I am above the 5/24. My mother is not. If we apply under her and add me as an authorized user, what if any of the benefits associated with the card can I use?

    ReplyReply
  285. Dan Says:
    285

    @William Jr.:
    Unknown.
    Inquiries don’t matter, accounts approved in the past 24 months will matter for some, but not everyone.

    @Isaac:
    1. Don’t sweat it.
    2. Freedom or Freedom Unlimited, depending on your spending patterns.

    @moshe k:
    You can try for this and add in another Chase card to apply for at the same time as well.

    @Anonymous:
    PP comes separately.
    Did you apply for the PP?

    @Benny:
    No.

    @Shragy:
    @Sarah:
    Enjoy!

    @kevin:
    5/24 doesn’t affect everyone. Only way to find out is to apply and see.
    AUs get their own PP membership and Global Entry credit.

    ReplyReply
  286. Sycats Says:
    286

    Applied, email reply said two weeks for decision. Called, resolved issue but rep said would be 2 weeks for banker to approve (allegedly they are so busy with new applications). Balked, and rep had it approved in 4 minutes. Moral, be persistent.

    ReplyReply
  287. Mike L Says:
    287

    I have 6/24 but only 2 cards and 4 AU. I got the 7-10 day decision on application. From what I have read I appears I should wait till denied (or possibly will get approved) and then call recon, at which point I should get approved because really I’m only 2/24. But I’ve been reading that lots of people have called right away and with some slight persistence have gotten approved. So, what to do? Getting anxious

    ReplyReply
  288. David Says:
    288

    Do you have to have a Chase account to apply? Or a well established account elsewhere is also good?

    ReplyReply
  289. CK Says:
    289

    I am 5/24 right now, however will be 4/24 on Sept 24. Don’t know if the 100K offer will be around till end of Sept. Should I just apply or hold on until end of Sept? Would hate to miss out as I have excellent credit (820+) and income.

    ReplyReply
  290. Alan Says:
    290

    Dan – my wife applied with a great credit score and we are waiting on an answer – maybe to many cards opened from your site. Thanks Even though industry standard uses the language doesn’t mean on your site you have to do the same. You site is great and I’m sure you will think if something appropriate.

    ReplyReply
  291. Deltaflyer Says:
    291

    @Dan
    I applied for the card today online and got a message that they need to review.
    Called recon line, rep asked a few question and told me that she “recommended that I be approved, but the application needs to be signed off by senior analyst” and that I should check my profile in 2 – 4 days to see if the card was added.
    Have you every heard of anything like this?

    ReplyReply
  292. yony Says:
    292

    @Bong Chul Kim:
    Mortgage underwriter will probably question why you opened card and will need an LOX… No big deal but a headache..

    ReplyReply
  293. Akriegs Says:
    293

    Does anyone know if they tax you on the 100,000 miles?
    Do you need to declare on tax form?

    ReplyReply
  294. Sol Says:
    294

    Hey Dan

    If I have 3 individual cards and 3 authorized users cards on my credit report and one individual card will fall off at the end of September. Should I bother waiting until the end of September to apply or try now since I technically only have 3/24 with 3 AU?

    how long after can I apply? Can I safely assume that November 1st would be ok? Or should I wait longer for it to reflect on my credit report..

    ReplyReply
  295. Dan Says:
    295

    @Sycats:
    Well done!

    @Mike L:
    It’s YMMV.
    Call if you want though.

    @David:
    Elsewhere is fine.

    @CK:
    I haven’t seen how long the 100K offer will last.

    @Deltaflyer:
    Normal.

    @Akriegs:
    No taxes are owed on credit card bonuses.

    @Sol:
    I’d go for it now and explain the AUs.

    ReplyReply
  296. Yisrolik Says:
    296

    if i am not planning on spending on travel for the next couple while, is there any way to get the 300 dollars back?

    ReplyReply
  297. Shragy Says:
    297

    @Yisrolik:

    Make a one time payment on your EZ Pass account.

    ReplyReply
  298. Rivky Says:
    298

    Hi Dan!
    Do u know when this offer expires?

    ReplyReply
  299. Yussel Says:
    299

    Got on smartphone and applied. Got approved immediately.
    Big round for Dan.

    ReplyReply
  300. moshiko Says:
    300

    Hello Dan,

    I got approved for the card!! thanks!!
    is it worth it to keep my Sapphire preferred?

    ReplyReply
  301. Dan Says:
    301

    @Yisrolik:
    Prepay for anything in any travel category.

    @Rivky:
    I don’t know.

    @Yussel:
    @moshiko:
    Congrats!

    I would downgrade it to Freedom or Freedom Unlimited.

    ReplyReply
  302. Quin Says:
    302

    @Dan:

    I’m reading from lots of places and have my own experience talking with Chase twice and you’re the only person claiming the Authorized User card comes with an additional $100 Global Entry credit for a total of (2) credits per 4 years. I hope this is true but I’m seeing almost unanimous support for no additional credits.

    ReplyReply
  303. Dan Says:
    303

    @Quin:
    2 SM reps confirmed it:
    https://i.gyazo.com/09ce4ae941d79d70aedb0c5fcac62903.png
    And further clarified here:
    https://i.gyazo.com/7c113eb7de2e65f6b22f204b8a0cb239.png
    And a phone rep confirmed it as well to me.

    You can send an SM if you want it in writing.

    ReplyReply
  304. moshiko Says:
    304

    thanks again! but I already have the freedom and the freedom unlimited. should I still get rid of the sapphire preferred?

    ReplyReply
  305. Mendy Says:
    305

    Thanks just got my New Sapphire Reserve card

    ReplyReply
  306. Akriegs Says:
    306

    Can you access the airport clubs if you are flying another airline. If i am flying Southwest can i access Delta club while i am at the airport?
    Will they charge me if i take my family members into the club?

    ReplyReply
  307. Dan Says:
    307

    @moshiko:
    Get another Freedom.

    @Mendy:
    Nice!

    @Akriegs:
    You can access any lounges in the Priorit Pass network without flying on that airline.
    There’s no charge for guests.

    ReplyReply
  308. Lee Says:
    308

    Applied last week, got pending message and no update. Called up today, spoke to rep, offered to move some of my Sapphire Preferred limit to the Reserve, and bingo! Got approved. 🙂
    Thanks Dan!

    ReplyReply
  309. ygift Says:
    309

    I just received my card and i called up to confirm and activate. I asked the rep if there is any way to be able to utilize the priority pass benefit tomorrow even though I dont hace the pass yet. He told me that THEY ADDED A PERK A FEW DAYS AGO AND NOW YOU CAN PURCHASE THE LOUNGE ACCESS AND THEY WILL REIMBURSE THE CHARGES TO THE CARD AS LONG AS YOU ACTIVATED THE BENEFIT ON THE ACCOUNT.
    I hope this is helpful to some of you out there

    ReplyReply
  310. Big K Says:
    310

    Does transportation in Israel count towards travel credit?
    Thanks Dan!!

    ReplyReply
  311. Stacey Says:
    311

    Is there a charge for additional cardholders?

    ReplyReply
  312. any Says:
    312

    is there a way to use this card before it arrives ? i want to book hotel tickets for tonight and i wont have my card yet..

    ReplyReply
  313. Dan Says:
    313

    @Big K:
    Yes.

    @Stacey:
    Read the post.

    @any:
    If you go into a Chase branch they can tell you the number.

    ReplyReply
  314. Anonymous Says:
    314

    @Dan:

    thank u so much!!! going now

    ReplyReply
  315. Anonymous Says:
    315

    @Dan:

    They couldn’t give me cvv number or exp date? what now

    ReplyReply
  316. stacey Says:
    316

    ism then only kosher lounge option in terminal B?

    ReplyReply
  317. Stacey Says:
    317

    as a one K member on united would i lose anything to purchase united tix on the sapphire since i met my expenditure for the year and earned my 1K

    ReplyReply
  318. Dan Says:
    318

    @Anonymous:
    Might be out of luck.

    @stacey:
    https://www.prioritypass.com/en/Select#

    @Stacey:
    No difference.

    ReplyReply
  319. any Says:
    319

    @Dan:

    Might be? 🙂

    whats the secret (i searched the forums.. im willing to do the work..)

    ReplyReply
  320. Rose Says:
    320

    Can this card and points be used on Delta and Jet Blue? You listed several airlines but these are not included.

    ReplyReply
  321. Chaya Says:
    321

    Does gas purchase apply to the travel credit?

    ReplyReply
  322. yosef Says:
    322

    could someone confirm that being pre-approved in a branch bypasses the 5/24 rule?
    that’s exactly what happened to me, I applied online on 8/22 and got denied for being well over 5/24, I applied again in a branch on 8/23 after being pre-approved, and it went pending with the ‘2 week message’ until they called me today for some verification and I got approved!

    ReplyReply
  323. Happy Says:
    323

    Applied, said needs review. Applied husband. Approved. One week later, received a card for both!! Thank you!!
    Would anyone please post the link to book a points flight from chase? Thanks!!

    ReplyReply
  324. Disney Says:
    324

    Do theme parks count as travel?

    ReplyReply
  325. itshappening Says:
    325

    i have the BA chase card, but its going to be useless with this… should i continue to pay the $95 fee on that card or close it? They said there are no downgrades for it… thanks.

    Also- still in the 2 week waiting period despite being chase private client. Should i shift balance over from BA and maybe thatll help?
    Thanks in advance and for everything.

    ReplyReply
  326. Zac Says:
    326

    Did I miss the 100,000 mile option? I only see 50,000 point and it is the $95 annual fee with the first year waived. I don’t see the 100k offer with $450 annual fee and related.

    ReplyReply
  327. Zac Says:
    327

    Okay… so I did find it… but not in Dan’s list… or through the direct link to Creditcards.com. After linking form the banner I went to their home page and it was on the home page. Do you have a direct link (so you are credited) if I want to sign up in the end there?

    ReplyReply
  328. Dan Says:
    328

    @Rose:
    You can use the points for 1.5 cents each to fly on them.

    @Chaya:
    No.

    @Happy:
    Just click on Ultimate Rewards from your Chase.com account.

    @Disney:
    No.

    @itshappening:
    Offering to close the BA card and moving over the line can definitely help.

    @Zac:
    You can view credit card offers by clicking on the “Other Credit Cards” tab on top of the DansDeals banner to view links for card offers. You can click on the link that says “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.

    Thanks!

    ReplyReply
  329. sol Says:
    329

    Hey Dan

    if my 5/24 end august and on September i will be 3/24 when do you think is the earliest i could apply? september 1st or would you give it a few days?

    ReplyReply
  330. DB Says:
    330

    Will I be able to transfer my existing UR points all onto this card, to take advantage of the 50% travel bonus, vs my current 20% bonus (from Sapphire)? If so, this is a material benefit to those with current points. Will increase the value of my points by hundreds of $.

    ReplyReply
  331. Dan Says:
    331

    @sol:
    Today should be fine.

    @DB:
    Sure!

    ReplyReply
  332. anon Says:
    332

    is the offer still alive? seems dead, says no longer available…

    ReplyReply
  333. LM Says:
    333

    I just checked my annual credit report and it’s showing that I applied for a few cards in November 2014. I checked my records (email confirmations) and I see that I actually applied and got approved for them on Sep 4th 2014. Does it take 2 months for it to show on my credit report and does the 5/24 rule apply from when I applied or from when it appears on the credit report?

    ReplyReply
  334. Yaffa Says:
    334

    Dan,
    Do you have any idea when this limited time offer will end?

    ReplyReply
  335. Elis Says:
    335

    When I click on the apply now button I get to the website creditcards.com
    & there it says only 50 thousand points for chase sapphire is that only cause usual it’s only 50 thousand or if I’m applying via this website I’m getting only 50 thousand?

    ReplyReply
  336. Dan Says:
    336

    @anon:
    Was gone for a bit, but it’s back.

    @LM:
    Your actual credit report shows the cards as being opened in November?

    @Yaffa:
    No.

    @Elis:
    You’re looking at Sapphire Preferred.
    Scroll down to Sapphire Reserve.

    ReplyReply
  337. LM Says:
    337

    Yes, shows date opened 11/2014 and I have confirmations from Amex on Sep 4 2014

    ReplyReply
  338. Larry Says:
    338

    Got my card today in the mail, switched my preferred to freedom unlimited. Thanks Dan

    ReplyReply
  339. Elias Says:
    339

    Got my card in the mail but they charged the annual fee right away. Isn’t it better to apply for the card in January because the trsvel credit is at the end of the year?

    ReplyReply
  340. AV Says:
    340

    after i hit submit it takes me back to the previous screen with no error message is there something wrong with the site?

    ReplyReply
  341. Grazira Says:
    341

    i got pre-approved but they said i have to wait to see if i’m really approved, now the card shows up on my online account. does that mean i got it? also if you get the chance can you write a post that shows how to make sure people maximize their benefits from various cards i have the CSP, (maybe also reserve) amex blue cash preffered, and premire rewards gold. love your site!!

    ReplyReply
  342. Mendyw Says:
    342

    I dont see anything on the card page about roadside assistance. Do you know where I can find it. I would like to know how much it covers. Ty

    ReplyReply
  343. lee Says:
    343

    @Grazira: If you see the sapphire reserve card listed on your online acct, then you are really approved and the card is in the mail.
    You may even get an email stating that it is being sent.

    ReplyReply
  344. Grazira Says:
    344

    thanx @lee

    ReplyReply
  345. Jackie Says:
    345

    Is the $300 travel credit redeemable for airline gift cards? You advertised this for platinum in the past, but didn’t see any mention here.

    ReplyReply
  346. Grazira Says:
    346

    just came in the mail! got a plastic one until the metal one is ready..

    ReplyReply
  347. EER Says:
    347

    Just got approved in the branch 20k limit. Thanks for all your help!

    ReplyReply
  348. CUBS FAN Says:
    348

    On the topic of FICO scores and the Reserve card, I called Chase last night as my application is pending. They said they would like to take available credit from some of my other 4 Chase cards to create available credit for the Reserve card.

    My question is now that I have moved available credit from 4 Chase cards to create a fifth (Reserve Card) does that have any negative impact to my credit score? And in a year from now when the $450 annual fee comes up and the card benefits have waned do I transfer some of that available credit back to the original cards and then cancel/downgrade or downgrade to a no annual fee Freedom card? In short a greater percentage of available credit is now sitting with the Reserve card which is a new card rather than Chase Cards of older vintages.

    Do any of these maneuvers adversely impact my FICO or does FICO merely look at total available credit with Chase and history of repayment and not concern itself with how the available credit is split between different cards of different ages? Thanks Dan!

    ReplyReply
  349. LM Says:
    349

    Dan,
    Any info on when American Express reports to the credit agencies? I just checked again and confirmed that I signed up and got approved for 3 Delta American Express (Platinum, Gold, and Business Gold)cards on 9/5/2014 and on my credit report it is showing as Nov 2014. If it goes by application date, then I would be out of my 5/24 by now, but according to credit report, I wouldn’t be out of 5/24 until November

    ReplyReply
  350. Chaya Says:
    350

    What’s the deadline to apply for this card?

    ReplyReply
  351. james Says:
    351

    Hey Dan,

    The way you described it, the travel credit rolls over if not used. Is this true?

    ReplyReply
  352. Dan Says:
    352

    @CUBS FAN:
    You’ll be able to shift the lines around so that it won’t affect your credit score.
    But it’s really $150/year, not $450.

    @LM:
    Probably November.

    @Chaya:
    Unknown.

    @james:
    No, where did I imply that?

    ReplyReply
  353. Moish Says:
    353

    Any way I can get pending points posted quicker? I have paid off the balance.

    ReplyReply
  354. yosef768 Says:
    354

    I see in the posts that EZ-Pass qualifies for the $300 in credits. Is there any way you know of to have EZ-Pass charge $300 at once so that I know I locked in the $300 in savings in 2016?

    ReplyReply
  355. Larry Says:
    355

    Thanx Dan for all your hard work! Was instantly approved with 5/24, 2 of which were AU. I was pre-approved and I’m a cpc so I’m not sure what did it. Does anyone have a link as how to easily meet the spending requirements?

    ReplyReply
  356. YosefZ Says:
    356

    How frequent of a traveler must a person be for this credit card to be worthwhile?
    Is there a way to cancel or downgrade the card with out negative on my credit score?
    Does the $300 annual credit roll over?
    The 100,000 are essentially how much in cold hard cash? And how much more is it worth in virtual/traveler cash.
    When am I charged the annual fee? Calendar year or start year?
    Can I cancel my card before I’m charged the second annual fee, will I be held responsible? How will that affect my credit score?
    In two years from now why would I still want this card?

    ReplyReply
  357. Ryan Says:
    357

    I booked bundle hotel/flight ($262) through Expedia using the new reserve card and the whole amount was credited back as part of the $300 travel credit on this card. Amazing Card.

    I just can’t wait to see what AMEX will offer to compete with this card especially after the fact that this card is better than their platinum card.

    ReplyReply
  358. chaya Says:
    358

    thanks for all the info! instantly approved. took around 7 seconds!

    ReplyReply
  359. Jersh Says:
    359

    I want to get rid of my sapphire preffered because I just got approved for the reserve. Is it better to transfer the credit limit to my reserve and cancel it or just downgrade it to the freedom? (I’d rather a lot of credit on one card instead of 2)? Thanks!

    ReplyReply
  360. Dan Says:
    360

    @Jersh:
    You can downgrade it to Freedom/Freedom Unlimited and move over as much of the line as you want.

    ReplyReply
  361. Avi Says:
    361

    Now that I have this great Reserve card, any reason to continue with my Amex Platinum Business card?

    $450/year is steep (even after the $200 travel credit) and most of the other perks are the same or better with Reserve.

    (I also have an Amex Delta Platinum card, which I’ll keep to earn MQMs)

    Thanks, Dan

    ReplyReply
  362. zisha Says:
    362

    til when can i signup?

    ReplyReply
  363. Dan Says:
    363

    @Avi:
    Only for access to Airspace, Delta, and Centurion lounges.

    @zisha:
    Unknown.

    ReplyReply
  364. QWERTY Says:
    364

    When does this offer expire? Would like to triple dip in airline credit in my first year…

    ReplyReply
  365. dewf Says:
    365

    @zisha: @Dan: Will they warn us before they pull it or will it just dissappear over night?

    ReplyReply
  366. BK Says:
    366

    Approved , got email approval 2 days later and the card 3 days later , hit 4K spending 20min after activation 🙂 and now we wait

    ReplyReply
  367. Yyy Says:
    367

    I would love to open this card now. I can’t find the link.

    ReplyReply
  368. Avi Says:
    368

    When I cancelled my Amex Platinum Business card (in favor of the Chase UR), the agent told me that my Membership Reward points would be lost, unless I opened another card with them. She suggested the Blue for Business, as it’s no fee.

    Dan, is this accurate?

    Thanks

    ReplyReply
  369. Dan Says:
    369

    @Yyy:
    There is a banner in this post.

    @Avi:
    Technically yes.
    However that card can’t transfer points into miles. Though if you open another card that can you’ll be able to transfer all the points once again.

    ReplyReply
  370. Will Says:
    370

    Hi Dan, I was approved for CSR. Want to also get the Chase Freedom for 5 x bonus points and then transfer to CSR for travel redemption. Can I apply for Chase Freedom or will it be denied for recent CSR application/approval? Excellent credit here 800+ and not even close to 5/24 (last card obtained before CSR was Sept. 2015) with no other cards years before that.

    ReplyReply
  371. Alan Says:
    371

    Is there any reason to hold on to the BA Chase card once I have the reserve? If not, what’s the best thing to do with the credit line?

    ReplyReply
  372. Mendel Says:
    372

    How much do you have to make annually in order to be approved for this card?

    ReplyReply
  373. Moshe Berger Says:
    373

    Dan,
    Can I use the travel credit towards car insurance?

    ReplyReply
  374. moshe Says:
    374

    Can I use the travel credit towards car insurance?

    ReplyReply
  375. points lover Says:
    375

    just got approved instantly under 6/24 w/o cpc. talk about luck… thanks dan the man for all your help

    ReplyReply
  376. Neil Says:
    376

    Does anyone know if the $300 of refunded travel expenses would count toward the $4000 of charges needed for the 100k points??

    ReplyReply
  377. @neil Says:
    377

    Yes it does count

    ReplyReply
  378. ez Says:
    378

    is this deal dead?

    ReplyReply
  379. SoCal Dude Says:
    379

    12 seconds for approval through Dan’s credit card site…Thx.

    ReplyReply
  380. NYC Says:
    380

    Update: UberEATS orders count for the $300 travel credit

    ReplyReply
  381. Laser Says:
    381

    Still giving 10k bonus?

    ReplyReply
  382. yoichy Says:
    382

    is it still available?
    is it worth for me to apply whilst waiting to be approved for a mortgage?

    thanks

    ReplyReply
  383. Ari Says:
    383

    Is there any reason to keep my sapphire preffered card that ive had for 3 years already once I sign up for this card?

    ReplyReply
  384. tzviki Says:
    384

    hey just got this card and pretty new to the cc game. if i use the card on a travel website such as priceline or expedia does that count towards the travel credit?

    ReplyReply
  385. Dan Says:
    385

    @Ari:
    http://www.dansdeals.com/archives/94207

    @tzviki:
    Sure.

    ReplyReply
  386. Wolf Aaronson Says:
    386

    I charged my ezpass to the Sapphire reserve card and I did not receive a travel credit. I called Chase a was told the charge came through as governmental fees not travel so it was not eligible for the credit. Do you have any advice?

    ReplyReply
  387. @ Wolf Says:
    387

    Charge something else that will definitely code as travel quickly!

    ReplyReply
  388. Question Says:
    388

    After I sign up for Global Entry is there another process I have to do in order to get PreCheck or will I automatically get PreCheck with global entry?

    ReplyReply
  389. andrew Says:
    389

    When I open this card can I also redeem my previous UR points at 1.5 cents for travel?

    ReplyReply
  390. Abe Says:
    390

    Anyone tried refilling ezpass in Ohio ? Did it post as travel?

    ReplyReply
  391. Anonymous Says:
    391

    @andrew: yes

    ReplyReply
  392. Rus Says:
    392

    Hi Dan, just spent ~$2k on airline tx on CSP, can i open and transfer te spending to qualify for $4k spending?

    Thank you

    ReplyReply
  393. q Says:
    393

    Any idea when the 100,000 points offer will expire? Is there a point in still getting this card for this year or just wait for beginning of next year?

    ReplyReply
  394. YitzP Says:
    394

    Ezpass is the NY area no longer will qualify as a travel expense. Just spoke to Chase. Ezpass changes the way the charge is processed and it is now a goverment fee instead of travel.

    ReplyReply
  395. Dan Says:
    395

    @YitzP:
    That’s only if you don’t manually load it.

    ReplyReply
  396. YitzP Says:
    396

    @Dan
    How do i manually load it?

    ReplyReply
  397. Dan Says:
    397

    @YitzP:
    Should be able to load funds online or via the phone.

    ReplyReply
  398. Agi Says:
    398

    Does paying for car insurance count toward the $300 travel reimbursement?

    ReplyReply
  399. Boruch Says:
    399

    Can I apply for another sapphire reserve card and get another 100,000 point bonus? I already got one reserve and got the bonus.

    ReplyReply
  400. Q Says:
    400

    After I sign up for Global Entry is there another process I have to do in order to get PreCheck or will I automatically get PreCheck with global entry. ?

    ReplyReply
  401. MosheF Says:
    401

    I manually loaded my ezpass over the phone and did not get credited. Chase confirmed that ezpass no longer gets you the travel credit!

    ReplyReply
  402. Dan Says:
    402

    @MosheF:
    When did you load?
    What state?

    ReplyReply
  403. MosheF Says:
    403

    NY

    ReplyReply
  404. Dan Says:
    404

    When?
    It’s so strange. Plenty of reports from the last week that manual loads are working.

    ReplyReply
  405. MosheF Says:
    405

    Did it on Wednesday. Chase said the change in the ezpass status is about 2 weeks old. Do you think NJ would work? Or would online be better than on the phone?

    ReplyReply
  406. Dan Says:
    406

    @MosheF:
    Did it post to your account yet as a confirmed charge?
    It only earned 1 point per dollar?

    ReplyReply
  407. MosheF Says:
    407

    The charge is still pending. I was just basing this off what Chase was saying and some earlier posts. I will wait till the charge goes through and let you know. Maybe it will work!! Thanks!!

    ReplyReply
  408. Dan Says:
    408

    @MosheF:
    DROPR!!!
    Keep us posted.

    ReplyReply
  409. MosheF Says:
    409

    LOL! Will do!

    ReplyReply
  410. Torah613 Says:
    410

    @Dan

    I got the reserve card for myself and my wife about a month ago, and we both already got the charge for $450 annual fee.

    I thought you said there should be no charge until AFTER the year ends?!?

    ReplyReply
  411. Dan Says:
    411

    @Torah613:
    When did I say that?

    ReplyReply
  412. Deenz101 Says:
    412

    @dan

    I got my reserve card about 3-4 weeks ago. the due date is Jan. 3 but there are no statements yet. it shows i got the $300 travel credit already. #1 how do i know what the statement date will be in order to get the $300 x 3?? (December 2016, jan-Dec 2017, and february 2018) #2 i was just charged the $450 annual fee, when will i be charged the $450 again-i want to downgrade it before the second charge but after i get the $300 three times?

    ReplyReply
  413. Dan Says:
    413

    @Deenz101:
    1st statement will close December 6.

    ReplyReply
  414. MosheF Says:
    414

    So Dan, you are right as usual. The travel credit did get posted to my account. Another example of DROPR! Thanks for all the help:)

    ReplyReply
  415. Fran Says:
    415

    Hi Dan! I applied yesterday through the private client in the bank, and got approved instantly! so happy, Thanks !
    My question now is: how would I be able to get the double travel credit if its only arriving on the mail this week, probably on 12/22/16? any ideas?

    ReplyReply
  416. Yosef Z Says:
    416

    I was approved for this card on December 13th, my closing date is on January 13th. If I call and change my closing date to December 31st will I still get this years $300 travel credit?

    ReplyReply
  417. Dan Says:
    417

    @Yosef Z:
    http://www.dansdeals.com/archives/101322

    ReplyReply
  418. Yosef z Says:
    418

    I just checked the app and apparently my due date is 02/07. I read the other threads and I’m not clear what to do. I need to call and change my closing date to exactly what date so that I could get this years credit? And what should I say to convince them if they give me problems?

    ReplyReply
  419. Sharon Matten Says:
    419

    Do you get free baggage check with this card? Is the baggage allowance only for the primary card holder? Thanks.

    ReplyReply
  420. yoel Says:
    420

    whats the best way i can use my 100k points without traveling should i sell it for $1500 (?) or first trensfer to airline? will i be able to get more this way??

    ReplyReply
  421. yitzy Says:
    421

    i cannot book a easyjet flight on chase rewards site so can i earn anything from the price protection progrem?

    ReplyReply

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