Updated Chase Ink Offers

Related posts:
-Want To Boost Your Credit Score? Spend On Business Cards Instead Of Consumer Cards.
-A Rundown Of The Chase Ultimate Rewards Program And Ultimate Rewards Cards
-Chase Ink Offers Being Updated

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It’s Tuesday and as promised here are the new offer links for the Chase Ink cards.  If any of the links below aren’t working you can try opening them in a different browser, or browsing incognito.  This is always a good strategy when a card offer says expired or unavailable as often it’s just a browser cookie issue. In IE and Firefox you can access this mode by holding down Ctrl, Shift, and P buttons on your keyboard. In Chrome you can access this mode by holding down Ctrl, Shift, and N. Then just return to DansDeals.com and click on the card offer you want and it should work for you.

-Chase Ink Bold and Chase Ink Plus now give 50,000 points each for spending just $5,000 in 3 months.  This is down from $10,000.

-Chase Ink Classic and Chase Ink Cash now give 20,000 points each for spending $3,000 in 3 months.

After my most recent business 3BM and I now have all 4 of these cards and they are still fully churnable in my experience.  I was even able to get 2 Ink cards approved on the same reconsideration call by moving credit around from other cards.

You can read more about these cards and their perks (lounge passes, etc) in the related links at the top of this post.  Bonus point categories include 5 points per dollar on telecom/cell phones, cable, internet, and office supply stores and 2 points per dollar on gas and lodging or dining on the Ink Cash card.

Getting a business card is quite simple.  You don’t need to be a traditional “business owner.”

For example if Joe Smith sells items on Ebay or on Amazon, or has any other side business/hobby and wants a credit card to better keep track of business expenditures he can just open a business credit card for “Joe Smith Sole Proprietorship” as the business name.  You don’t need to file any messy government paperwork to be allowed to do that.
Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field as well as in the social security number field.

I’ve had business cards since I turned 18 as a Sole Proprietor and never had a problem getting approved with reconsideration if needed.
You can reach Chase business reconsideration at 800-453-9719.  You can offer to move over part or all of the credit line from a consumer or business card to get a business card approved.

Need help meeting a spend hurdle? Don’t forget that you send $1,000/month via your credit card to anyone for free via Amazon Payments.  And they can send it back to you via their credit card or via a 3rd party who can put $1,000 on their card and send it back to you.

And of course you can stock up on gift cards to stores like Amazon or just a prepaid credit card (prepaid credit cards carry a fee of about 1%) at office supply stores on Ink cards and earn 5 miles for every dollar you spend.  At a value of about 1.9 cents per Ultimate Rewards point that’s like a 9.5% rebate.  Office supply stores like Office Max, Office Depot, and Staples all have large gift card sections and they even have occasional weekly promotions to buy gift cards, so check your Sunday circulars as they make it a cinch to meet a spending threshold.

When you buy $5,000 worth of gift cards or prepaid credit cards from an office supply store on a new Ink Bold or Ink Plus card you’ll have a whopping 75,00 points (50,000 points from the signup bonus and 25,000 points from the office spending.)  Coupled with bonus rebates on gift cards and finding ways to liquidate them for free like with Amazon or Bluebird it can all get pretty addictive.

Don’t have the money right now to pay off all those gift cards that you’re stocking up on to meet a spending threshold? Obviously don’t spend more than your needs, but all of the Ink cards besides the Bold card have 6 months of 0% interest on purchases (and balance transfers) and as a business card that balance won’t even show up on your credit report, so it won’t hurt you like it would on a consumer card! Just be sure that you’ll have the funds to cover your purchases in 6 months before they start charging interest. And of course you will have to make the minimum payments as well.

Also bear in mind that places like Plastic Jungle and CardPool will buy gift cards off of you.  People also buy and sell gift cards on the DDF Goods For Sale board.

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41 Responses to “Updated Chase Ink Offers”

  1. Sholy Says:
    1

    Hi Dan. Can I apply for ink bold and ink plus at the same time?

    ReplyReply
  2. shmuly Says:
    2

    how long do you need to wait between cards to be eligible for the amex premier gold card offer again?

    ReplyReply
  3. Yossi Says:
    3

    Can I do a 3BM for the Bold, Plus and Classic or are they considered the same item?

    ReplyReply
  4. rob Says:
    4

    can the ink bold be used as leverage for the ink plus and the classic for ink cash as i currently have a bold and a classic also, the link for the ink cash says 200 cash back not 20000 points
    thanks please advise

    ReplyReply
  5. hello Says:
    5

    hey dan, do you recommend the plus or the bold for a first time business card with chase?

    ReplyReply
  6. Avi Says:
    6

    Can I do a 3bm for a biz card and 2 personal cards

    ReplyReply
  7. sam Says:
    7

    Got declined :-( any advice?

    ReplyReply
  8. hello Says:
    8

    is the bold or the plus easier to get approved?

    ReplyReply
  9. Dan Says:
    9

    @Sholy:
    Yes.
    The Bold is a charge card and the Plus is a credit card. Tell Recon you would like one of each if they ask why you want both.

    @shmuly:
    Officially they say a year, though I received the bonus on that card in July and again in October.

    @Yossi:
    Yes, I just did a business 3BM.

    @rob:
    Yes.
    $200 cash back is in the form of 20K points.

    @hello:
    No real difference. The advantage of Plus is 6 months of no interest.

    @Avi:
    It may come through as 2 pulls, but it still can be done.

    @sam:
    Call Recon. Do you have other Chase cards you can move over part of the credit limit or close to get this approved?

    @hello:
    Dunno, sorry.

    ReplyReply
  10. golan Says:
    10

    hey dan, i got the bold 2 months ago, you think i can sm them for the lower spend ?

    ReplyReply
  11. golan Says:
    11

    When you say churn -do you mean closed card then apply again or while first is still open ?
    Thanks for all your info !

    ReplyReply
  12. Anna Says:
    12

    Thanks for update? DO you have any idea how long this promotion would last? Thanks~

    ReplyReply
  13. Dan Says:
    13

    @golan:
    Sure. Even if they say no send back another SM that you want a supervisor to look it over.
    Or call them.

    @golan:
    Generally opening, closing, and opening the same card.

    @Anna:
    This is the current offer. How long it will last is anyone’s guess!

    ReplyReply
  14. Al Says:
    14

    Okay, so I got both the Ink Bold and Ink Plus, my Bluebird card arrived today, and wouldnt you know it, Vanilla Reloads are NOWHERE to be found around here! At least anywhere you can buy them for credit.

    Following your suggestion, I went to Office Depot and bought a $500 Vanilla Visa card. Then I went to CVS, but they did not have Vanilla Reload cards. Only the Vanilla Visas. So, I’m stuck with a $500 Visa prepaid card which I’ll use up, but my concern is now how do I make the $5000 spend on each Ink card within the next 3 months. I already have another card which I need to use Amazon for this month so that leaves only $2000. Please help! Thanks

    ReplyReply
  15. Dan Says:
    15

    @Al:
    Vanilla Reloads are still just now arriving into CVS stores nationwide, just keep on checking.

    Take advantage of deals like this:
    http://www.dansdeals.com/archives/25499
    As well as Amazon payments or even buying store gift cards from office supply stores to sell to places like Cardpool or use yourself while earning 5 points per dollar and meeting spend thresholds.

    ReplyReply
  16. Yossi Says:
    16

    Thanks Dan!! If I get denied, will the reconsideration allow to shift credit line from personal to business in order to get approved?

    ReplyReply
  17. Dan Says:
    17

    @Yossi:
    Yes, just did that myself.
    Chase reconsideration is the best!

    ReplyReply
  18. trying Says:
    18

    Dan would like to try first time AMEX business should i do 2-3 BM with amex? is it one pull? which ones would u say i shud try? Thank u

    ReplyReply
  19. china Says:
    19

    “6 months of 0% interest on purchases (and balance transfers)” can you balance transfer from consumer cards to this business card?
    Would this help your credit score, since the consumer balance is not reported

    ReplyReply
  20. Dan Says:
    20

    @trying:
    It is one pull.
    Starwood? Gold? Delta?
    http://www.dansdeals.com/credit-cards

    @china:
    Yes, but you will pay a 3% BT fee. But interest is 0% for 6 months.
    It would definitely help your score.

    ReplyReply
  21. Jim Says:
    21

    I did my first AOR in September which includes a couple of personal Chase cards. Do I have to wait before I can apply for biz cards? or are they on different cycles?

    ReplyReply
  22. shmuel Says:
    22

    would it not look suspicious if you close the bold card and then apply again rite away ? how long should i wait?

    ReplyReply
  23. Mordy Says:
    23

    If I call recon and shift all my credit off my personal card, does that effectively close my personal card?
    Will that be a good setup for a churn?

    ReplyReply
  24. hey Says:
    24

    @dan, u said that for amex small biz u can have uptp 12 users on each card, i addes 7 on each of my spg personal and biz card but they screwed up and did all 14 under my personal, so i just added 7 more under my biz one…. so now i have 14 under my personal, should i be worried? cuz u said u can only have 12

    ReplyReply
  25. sol Says:
    25

    R they still matching the 60k ink offer which i got back in june?

    ReplyReply
  26. hudi Says:
    26

    If I just got approved a few days ago for 3 chase personal cards, and now I want to apply for these business cards will they give me a problem because Im applying for too many cards in a short period? TIA

    ReplyReply
  27. Dan Says:
    27

    @Jim:
    @shmuel:
    There is no hard timeframe.

    @Mordy:
    If you move all the credit it would close it. However you can shift everything but $500 to leave it open.

    @hey:
    I never said that.

    @sol:
    Try and let us know!

    @hudi:
    Not if you’re willing to negotiate.

    ReplyReply
  28. hudi Says:
    28

    Can they close personal cards in order to open business cards?

    ReplyReply
  29. Dan Says:
    29

    @hudi:
    Yes.

    ReplyReply
  30. Aus Says:
    30

    What would stop someone from being approved for an unlimited amount of business cards. If ones personal credit is not an issue, what is?

    Thanks!

    ReplyReply
  31. bob Says:
    31

    how do i get rid of my prg and delta amex cards- theyre coming up on a year and i dont like to just cancel cards

    ReplyReply
  32. Joe Says:
    32

    If I shift some of my credit from personal cards to the business ones, doesn’t that lower my credit score? I thought my business lines of credit don’t count towards my personal score. So if I move them out of my personal cards, my overall credit limit goes down and thus my score. Right? Or am I missing something?

    ReplyReply
  33. sam Says:
    33

    I tried calling recon and they declined me because my business is to new and not making enough money yet, is it worth trying to call again that they should but from my other card?

    ReplyReply
  34. hello Says:
    34

    Dan,do u recommend calling to reconsider while they r deciding or should I wait for a answer first?

    ReplyReply
  35. DanK Says:
    35

    I just got my ink bold today, and I called to have them change my bonus to 50k for $5,000 in 3 months. And they said there is no such offer and that they are aware of several websites touting such an offer but it is a mistake. Are they a)being stingy with me, b)lying or c)misinformed. (have you been able to confirm this offer over the phone).

    ReplyReply
  36. yoss Says:
    36

    I was turned down for amex gold buisness on an llc and then got it upon further manual review.I want to now go for a 3bm with 2 buisness cards on my ss#(starwoods and delta)and one personal(starwoods).Please advise.

    Also i want to go for chase buisness on my ss# and personal.Should I wait on amex or does it not make a difference?
    Thanks

    ReplyReply
  37. yoss Says:
    37

    Any advice on raising the amount amex will approve on business spending?

    ReplyReply
  38. Josh Says:
    38

    In terms of getting gift cards, and selling them on those websites above, what cards tend to be the most valuable ?
    there are so many, and they buy price seems to vary from 70-93%

    ReplyReply
  39. BB Says:
    39

    GM

    For a purchase of $1000 @ CVS, which card should I use? Sapphire Preferred, Freedom, or Ink Bold.

    Thanx

    ReplyReply
  40. DanK Says:
    40

    Update: I called again and spoke to a different rep and they matched the offer no problem.

    ReplyReply
  41. Sean Says:
    41

    Dan, can I buy a $500 My Vanilla card from CVS on CC, then withdraw the $500 from an ATM machine in the same store? Can you please advise with a post about this or just a short way to spend $$ on a CC like I do with Amazon Payments? Thanks!

    ReplyReply

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