Update: You Must Sign Up For This By Today-12/31!
Citi Credit Protector is a service that is free for 1 month and costs .85 per $100 on a credit card.
The $100 gas certificate is valid even if you cancel during the free trial!
It offers 3 benefits:
“-Cancel your Account Balance—up to $10,000 if you should die or suffer a long term disability
-Defer payment and interest for up to 2 years—if you should lose your job, become disabled or hospitalized after you enroll
-Cancel 2 minimum monthly payments (excluding past due and over limit/over line amounts) for certain events such as a move, marriage, or having a baby.”
As long as you remember to cancel within 30 days though you will get $100 worth of gas for free!