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Are You Ready For Small Business Saturday? Where Will You Be Shopping? Plus A Roundup Of Fees For Additional User Cards.

Less than 3 weeks remain until Small Business Saturday. There’s still time to get in on the action if you apply for new primary or secondary cards now!

Related post: AMEX Small Business Saturday Will Return 11/29/14!

American Express is a DansDeals.com advertiser.
—————————————————————-
Small Business Saturday will fall out on 11/29 this year.
Terms can be found here.

For each AMEX card that you have you will be able to spend $10 up to 3 times at small businesses and get refunded by AMEX. That’s $30 of free spending per card.

Hit the comments to share where you’ll be shopping.

One of the best aspects of the promotion is that each additional user card that you have also qualifies for $30 of free spending.

The excellent Starwood card has a $95 annual fee after the first free year, but with just 1 free additional user card you can get $60 in free spending on Small Business Saturday.

Or the brand new and incredible Everyday Preferred card has a $95 annual fee, but with just 2 free additional user cards you can get $90 in free spending on Small Business Saturday.

Of course if you have more than that, the annual fee on the card actually becomes an annual refund…gotta love AMEX promotions!

You can have up to 99 additional user cards on a primary card. However adding a lot of additional user cards to an account is known to trigger a financial review.  A financial review is typically easy to pass as long as you have any income on the books, but you will need to be willing to have over your tax return to AMEX.

When you add additional user cards online you need to give a social security number, but when you add them over the phone you can just say that you don’t have the social security number handy.   Note that there is no credit check or hard pull for adding an additional user for you or for the added user.

Generally speaking there’s no need to activate additional user cards, they work in most cases even if you don’t activate them, though you may want to test that out before Small Business Saturday to confirm.

You can even add the primary cardholder as an additional user and you can add the same additional member multiple times to the same primary account!

There’s still time to signup for additional cards (and add additional users to each of those cards) to take advantage of Small Business Saturday.

Consumer cards include:

Starwood Preferred Guest® Credit Card from American Express

The Amex EveryDay Credit Card from American Express

The Amex EveryDay Preferred Credit Card from American Express

American Express® Premier Rewards Gold Card

Gold Delta SkyMiles® Credit Card from American Express

Platinum Card® from American Express

Blue Cash Everyday® Card from American Express

Blue Cash Preferred® Card from American Express

Business cards:

All business cards give automatic OPEN Savings rebates on top of points.

Starwood Preferred Guest® Business Credit Card from American Express 

The Enhanced Business Gold Rewards Card from American Express OPEN

The Business Platinum Card® from American Express OPEN

Gold Delta SkyMiles® Business Credit Card from American Express

SimplyCash® Business Card from American Express 

Business Green Rewards Card from American Express OPEN

The Blue for Business® Credit Card from American Express OPEN 

Note that Serve cards also qualify for Small Business Saturday.  You can add 4 sub-accounts to your Serve card for free, for a total of $150 in free spending from Serve!

Editorial Note: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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182 Responses to “Are You Ready For Small Business Saturday? Where Will You Be Shopping? Plus A Roundup Of Fees For Additional User Cards.”

  1. Geshmak Says:
    1

    Dan – any way you can compile a list of stores that will be accepting order forms? I have tons of CCs but the kosher grocery store in the area isn’t participating. There’s a limit to how much take-out food I can eat in one night 😉

    ReplyReply
  2. Dan Says:
    2

    @Geshmak:
    Why are they not participating?

    ReplyReply
  3. yehuda Says:
    3

    i know you wrote target redcard doesnt work for sbs but i see you can add more cards, so why is it no good?

    ReplyReply
  4. Dan Says:
    4

    @yehuda:
    What does the ability to add more cards to the Target AMEX REDcard have to do with its’ SBS eligibility?

    ReplyReply
  5. Ally Says:
    5

    When do you need to register cards by?

    ReplyReply
  6. Dan Says:
    6

    @Ally:
    Registration will open in a couple of weeks.
    I’ll post here when it’s open.

    ReplyReply
  7. David Says:
    7

    If anyone can chime in, what do you think is a reasonable number of au’s I can add without raising any flags for a au. I know there is no “magic number” but do you think 10 is safe? Should i stick with more like 6 or 7? I know people have gotten away with 20-50 and more but i wanna stay safe yet maximize what i can

    ReplyReply
  8. Fishy Says:
    8

    When swiping 3 times 10 dollars in one store, will that make amex suspect fraudulent activity and thus decline the charges? I read, I think in ddf that someone suggests charging 10.01, 10.02 etc. to avoid that. Dan, do you agree that that’s necessary?

    ReplyReply
  9. Toby Says:
    9

    Does the Macy’s American express card qualify for small business Saturday?

    ReplyReply
  10. MO Says:
    10

    I know you wrote that Serve cards also qualify for Small Business Saturday. How can I add add 4 sub-accounts to your Serve card for free ?? My wife and I each have our own Serve account.

    ReplyReply
  11. Dan Says:
    11

    @David:
    I think 10 would be fine, but something like a financial review can be the sum total of many factors, so it’s impossible to say what exactly will trigger it.

    @Fishy:
    If they do decline the $10 charge then make it $10.01, what’s the big deal?

    @Toby:
    Yes.
    However with AMEX issued cards they will stand behind it if it doesn’t post automatically.
    With 3rd party AMEX cards it can be tough to get honored if for some reason it doesn’t post automatically.

    @MO:
    Login to your account and click add sub-account.

    ReplyReply
  12. Timmy Says:
    12

    How do you figure that on the brand new everyday preferred with 1 AU you get $90 on SBS ?

    ReplyReply
  13. Dan Says:
    13

    @Timmy:
    1 primary+2 AUs=$90.

    ReplyReply
  14. yehuda Says:
    14

    @Dan: nevermind, i see this Corporate Cards and all prepaid Card products (other than
    American Express Serve® and Bluebird®) are not eligible.

    ReplyReply
  15. Timmy Says:
    15

    By all the cards that have free AU’s, that’s even after first year, correct ?

    ReplyReply
  16. Dan Says:
    16

    @Timmy:
    Correct.

    ReplyReply
  17. dan fan Says:
    17

    can we use the same card 3X in the same store? (I realize fluctuating the amount as per fishy)

    ReplyReply
  18. Fishy Says:
    18

    @ Dan The big deal would be if AMEX shuts down the account due to security concerns and then you have to be busy calling them to reactivate it. Doing that with all the amex accounts can be tiring to say the least..

    ReplyReply
  19. Dan Says:
    19

    @dan fan:
    Of course.

    I did $5 x 3 times on all of my AMEX cards at Miami Beach Chocolates and they all processed just fine with no need to fluctuate the amount.
    All refunds came through perfectly.

    @Fishy:
    Never heard of that happening.

    ReplyReply
  20. Jack Says:
    20

    How do u add yourself as an additional??

    ReplyReply
  21. ben Says:
    21

    Called amex to add au to my blue cash and they told me there is a limit of 3 au per blue cash card…. is that new?

    ReplyReply
  22. Kevin Says:
    22

    @Dan:One of my favorite places to use it, switched to swiping with a square card reader on a ipad. Do you think charges there will qualify this year?

    ReplyReply
  23. Martin Says:
    23

    The SBS map for Brooklyn /BP or FB doesn’t have most frum biz,
    Are they still a part of SBS if they are a small biz?

    ReplyReply
  24. Martin Says:
    24

    You can even add an AU twice!

    ReplyReply
  25. ben Says:
    25

    Also does bb work for SBS? And if yes how many accounts can I add to my bb card?

    ReplyReply
  26. Shmo Says:
    26

    @Dan can i add additional for serve over the phone or only online?

    ReplyReply
  27. Shai Says:
    27

    “When you add additional user cards online you need to give a social security number, but when you add them over the phone you can just say that you don’t have the social security number handy. ”

    When you fill out the form online you can just give a random 9 digit number (as long as it passes the requirments here – http://www.ssa.gov/employer/randomization.html ) and it will work.

    ReplyReply
  28. Dan Says:
    28

    @Jack:
    Online.

    @ben:
    Never heard of that, though my cards are all mileage cards.

    @Kevin:
    Dunno.

    @Martin:
    In my experience it works even if they’re not on the map.
    But YMMV.
    Might want to try a swipe and see if you get a confirmation email that day.

    @Martin:
    Or more 😀

    @ben:
    It says it will work, I guess we’ll know for sure when registration opens.

    Better question is why haven’t you switched to Softcard Serve or REDcard 😉

    @Shmo:
    Should be able to do it either way.

    @Shai:
    Better off doing it over the phone than committing fraud.

    ReplyReply
  29. fan of dan Says:
    29

    does bb work for sbs?

    ReplyReply
  30. Dan Says:
    30

    @fan of dan:
    See comment 28.

    ReplyReply
  31. Shai Says:
    31

    @Dan:
    Yeah, not committing fraud is always a plus.

    ReplyReply
  32. Geshmak Says:
    32

    @Dan:

    The kosher store in Passaic doesn’t even accept Amex.

    ReplyReply
  33. Dan's the Man Says:
    33

    When is registration open to register your Amex cards?

    ReplyReply
  34. Dan Says:
    34

    @Dan’s the Man:
    11/16.

    ReplyReply
  35. Martin Says:
    35

    Dan,not everyone can get softcard, if u use prepaid and Red isn’t in NY yet.
    Sad!!

    ReplyReply
  36. Dan Says:
    36

    @Martin:
    People have gone into cell phone stores to activate Softcard 😉

    ReplyReply
  37. Yoni Says:
    37

    does it include Amex Hilton card?

    ReplyReply
  38. Dan Says:
    38

    @Yoni:
    Yes.
    Better question is why you have that card though…

    ReplyReply
  39. Yaks Says:
    39

    To all the people adding themselves as an AU once or multiple times… If that does lead to an FR how do you plan on explaining it? Also bear in mind even if you can pass an F R if it’s ongoing during SBS your cards are locked and you get zero credits. In my humble opinion better safe then sorry….

    ReplyReply
  40. Dan Says:
    40

    @Yaks:
    FR can be cleared in a couple days.

    Plenty or reasons to have multiple cards. To keep charges at different stores on separate accounts to track them, etc.

    Ultimately though pigs get fat and hogs get slaughtered, so be smart about it.

    ReplyReply
  41. Anonymous Says:
    41

    Just to confirm, I can add myself to my own credit card as an AU multiple times online (with my SS number), with no problem?

    ReplyReply
  42. REEEED Says:
    42

    If I sign up AUs on my account through calling without SS, can I then use these cards without adding the SS will I get the refund? Also does it matter what name I put down, can I make up first names and use my last name? If I use my wifes name does this preclude her from signing up for her own card at a later time?

    ReplyReply
  43. Rachel Says:
    43

    Dan, I’m not sure I follow. You write: “The excellent Starwood card has a $65 annual fee after the first free year, but with just 1 free additional user card you can get $60 in free spending on Small Business Saturday.”
    Meaning you can only add one user for free.

    Then you write: “-Starwood Preferred Guest® Credit Card from American Express (10K Starpoints for spending $1 plus another 15K bonus Starpoints for spending $5K in 6 months. 25% point bonus for transfers to airlines in 20K increments. $65 annual fee waived for first year. No fee for additional cardholders.)”
    Meaning no fee for additional user no matter how many..

    Which one is right??

    ReplyReply
  44. reeeeed Says:
    44

    @ rachel: Where in the first statement does it say you can only sign on one AU for free?

    ReplyReply
  45. 613avi Says:
    45

    Does it need to be a real name?

    ReplyReply
  46. Anonymous Says:
    46

    @Rachel: You’re not reading the first one correctly – he’s saying you don’t even need a lot of AUs to make it worthwhile – even with just one (though you CAN add more), you pretty much make your money back.

    ReplyReply
  47. Queen Esther Says:
    47

    ok, added au over phone, got email several weeks later asking to complete AU SS on enclosed link. now what.

    ReplyReply
  48. Rachel Says:
    48

    @reeeeed: @Anonymous: Got it. Thanks

    ReplyReply
  49. Anonymous Says:
    49

    @Dan:

    You can’t softcard if you’re phone plan is on a corporate account

    ReplyReply
  50. Dan Says:
    50

    @Anonymous:
    Yes.

    @REEEED:
    You will get the refund.
    Adding an AU does not preclude the AU from getting their own card.

    @Rachel:
    Lol, should be an SAT reading comprehension question.

    See comments below for the answer.

    @Queen Esther:
    Read the post. Card should still work, go ahead and try.

    @Anonymous:
    I have a corp VZW account and Softcard. Just needed the NFC SIM.

    ReplyReply
  51. Username Says:
    51

    @Anonymous:
    I did. You just need corporate to order the special sim for you. It’s free.

    ReplyReply
  52. mendy from lakewood Says:
    52

    dan,

    can i add my 5 month old baby as an additional user? Is there an age requirment for additional users?

    ReplyReply
  53. David Says:
    53

    Dan,

    I was added as an additional user & i see it on my credit report isn’t this a hard pull?

    ReplyReply
  54. Dan Says:
    54

    @mendy from lakewood:
    15 years old.

    @David:
    No.

    ReplyReply
  55. bizzel Says:
    55

    is there a list of stores that this will work

    ReplyReply
  56. Yebo Says:
    56

    Hi Dan. You mentioned Serve. What about Bluebird?

    ReplyReply
  57. DoGo Says:
    57

    The big question;
    Does it need to be a physical swipe?

    ReplyReply
  58. Yaakov Says:
    58

    I recently added an au to my amex business card. They said it can’t bee activated without a social security. Any way to get around that?

    ReplyReply
  59. Costco Says:
    59

    -TrueEarnings® Card from Costco and American Express (3% cash back on gas, 2% cash back on travel and restaurants, no annual fee. No fee for additional cardholders.)

    You could only add a costco member with the costco mebership# for an additional user and only once.

    ReplyReply
  60. ygift Says:
    60

    Someone told that thus year amex says that if u have 8 or more au’s on any acct that do the charges that day then that will cause a FR especially if the cards are not used outside of the promotions. . Does anyone know about that? I have a few accts with 13 au’s. Should limit to 7?

    ReplyReply
  61. Dan Says:
    61

    @bizzel:
    http://shopsmallnow.americanexpress.com/?linknav=us-loy-open-shopsmall-footermap

    @Yebo:
    Read previous comments.

    @DoGo:
    No.

    @Yaakov:
    Read the post and previous comments.

    @ygift:
    When you’re done with that someone I have a bridge in Brooklyn to sell you.

    ReplyReply
  62. Yaakov Says:
    62

    @Dan: I read the post as well as all the comments. I never had a problem activating consumer cards, but it seems like business cards need a social even when activating over the phone.

    ReplyReply
  63. Dan Says:
    63

    @Yaakov:
    As I wrote in the post and comments, you generally don’t need to activate AU cards to use them.

    ReplyReply
  64. bunim1 Says:
    64

    @Rachel: No fee for any additional. Its total $65 annually

    ReplyReply
  65. Steve Says:
    65

    FYI: A couple years back i added a bunch of AUs(i think 8 per card for 6 amex cards) close to SBS. I did it over the phone w/o SS#. They FR’d all the cards between Thurs & Fri before SBS & without giving all the SS#s i couldnt clear it up.

    ReplyReply
  66. Chaim Says:
    66

    Do citi issued amex card have a different number for AUs?

    ReplyReply
  67. Dan Says:
    67

    @Steve:
    48 cards is a lot at one shot.
    And doing it very close to SBS was a mistake.

    @Chaim:
    No.

    ReplyReply
  68. ff Says:
    68

    everyone, just for a by the way, adding AU’s on ANY type of card, builds their credit. the moment i turned 18, i had at least 4 cards with $40k approved credit. just keep on adding AU’s on your account when they’re young. it builds their profile in no time. also, any info regarding SMS and their map can be found on http://shopsmallnow.americanexpress.com/

    ReplyReply
  69. Anonymous Says:
    69

    @Dan: Well it was done over a number of days, but still…

    My larger point was that if you dont have valid ss#s for ur AUs then you wont pass an FR.

    ReplyReply
  70. Dan Says:
    70

    @Anonymous:
    Good point!

    ReplyReply
  71. David Says:
    71

    Dan do I have to make the purchase on shabbas ??
    As frumer yid it’s kind of hard to shop on saterday if so
    2. Does the charge has to be 10$ Exact or any amount above 10 they will give credit 10$ ?

    ReplyReply
  72. AJ Says:
    72

    @David: Of course not; Motzei Shabbos is also fine. Any amount $10 and above is fine. Please check your spelling before posting.

    ReplyReply
  73. Hmo Says:
    73

    Is there a phone number to register? Or only on-line?

    ReplyReply
  74. Jill Weiszner Says:
    74

    Jill’s Unique Boutique will be open in Cleveland on Saturday night for American Express Saturday from 7:30 PM. thru Midnight on Saturday November 29, 2014. Buy Kiki Riki, Linda Leal, NYDJ, and more great clothing for women and girls.

    ReplyReply
  75. Jill Weiszner Says:
    75

    Last year several customers called in their numbers and it worked. Feel free to call me in Cleveland, Ohio 216 382 9909.

    ReplyReply
  76. anoynmous Says:
    76

    Does anybody know if blums party goods in cleveland is going to be opend on motzei shabbos

    ReplyReply
  77. The clevelander Says:
    77

    @anonymous I beleive they are being opened
    also @dan if you dont have to give a ss number then they have no way of knowing who the au is so why cant you add a 2 year old as a au?

    ReplyReply
  78. Qeeun Says:
    78

    How can I get special offers for AU? wont allow me to add on line account without SS.

    For those who had FR before SBS for AU, what info will be needed?

    ReplyReply
  79. Dan Says:
    79

    @The clevelander:
    They ask for a birthday.

    @Qeeun:
    You don’t need an account for SBS.

    You register on a page like this one:

    https://merchantgeo.secure.force.com/enroll/EnrollmentSitePage?offer=ShopNYC

    ReplyReply
  80. AG Says:
    80

    Any businesses in the Five Towns that will be open Motzei Shabbos 11/29 and will accommodate multiple credit card swipes?

    ReplyReply
  81. Yitz Says:
    81

    People should take in mind that Shabbos goes out 5:43 on SBS so plenty of non-jewish stores should still be open that time, just make plans ahead so you don’t waste extra time before stores close

    ReplyReply
  82. Mee Says:
    82

    The gift registery in Lakewood New Jersey
    Great people
    Great Customer service.
    From a loyal customer

    ReplyReply
  83. Yehuda Says:
    83

    Yiddi’s! New store on tenth and madison in Lakewood. Cant wait for the best melava malka of all time! Their actually opening that motzai shabbos specifically for SBS!

    ReplyReply
  84. HMO Says:
    84

    Last year was a phone number to register the cards. Will it be this year to, only via online??
    Thanks dan!

    ReplyReply
  85. abie Says:
    85

    @Yehuda: yiddi told me he plans on opening every motzai shabbos soon. always love free food! thanx dan!

    ReplyReply
  86. the smart aleck Says:
    86

    Thanx dan I was just wondering If I have 12 amex buisness cards and I ad 8 au to each card do you think they will lock my card?

    ReplyReply
  87. Queen Says:
    87

    Dan, thanks f post no 79
    Where can I find more like that, for wm n ct offers?
    Thank you

    ReplyReply
  88. Queen Says:
    88

    Also need to be diff email than card holder?

    ReplyReply
  89. Dogo Says:
    89

    I have an email from the SBS special dept that it needs to be a physical swipe.

    ReplyReply
  90. Dogo Says:
    90

    Hello,

To answer your question as far as if they will receive the credit by being key entered, due to the terms and conditions, no they will not receive the credit being manually entered. The card will physically need to be swiped through the terminal at a physical location.  If you have any further questions please feel free to give us a call at 1-800-235-8916, Monday-Friday from 9am-6pm EST.
    
Have a fantastic day!
    Jessica Gundy
    Shop Small Merchant Servicing | American Express
    1 (800) 235-8916 | ShopSmallHelp@aexp.com

    ReplyReply
  91. Dov Says:
    91

    Here is a list of a part of wmsbg. stores where it will work…..
    Green Leaf Supermarket,Hatzlucha Supermarket
    Grill on Lee, Cafe au Lee, (they’ll be open motza shabbos starting from this week already) Avenue Cafe’, Landau’s Supermarket, Chestnut,Central Market, Choccolicious,Greens Pizza Shop, Ice Cream house,Sanders Bakery, Supreme Health,S&W Ladies Wear,Duddys Bakery, Slices,Lefkowitz Grocery, Frankel’s Grocery,Food Praimid, Marcy Gardens, Lee Gardens, Schreiber Fruit, Yetev Lev Butcher, Kaff Bakery, Steinberg Bakery, Food Expo,

    ReplyReply
  92. carageenan Says:
    92

    are there any online stores that qualify?

    ReplyReply
  93. curious Says:
    93

    is there anything wrong with giving your SS#
    is it better to add the au over the phone?

    ReplyReply
  94. Dan Says:
    94

    @Queen:
    Doesn’t exist for those offers.

    @Queen:
    Same email is fine.

    @Dogo:
    They always say that.
    But it’s never needed to be an actual swipe.

    By the Miami SBS in August they said the same thing and it worked fine.

    I guess we’ll see for sure, but I’m not worried.

    @carageenan:
    It’s not valid online.

    @curious:
    Nothing wrong unless the card is poorly utilized which will then hurt the AU.
    But a well utilized card will help in general.

    ReplyReply
  95. CHARLES Says:
    95

    DOES THE BLUEBIRD CARD QUALIFY FOR SMALL BUS SATERDAY?

    ReplyReply
  96. Queen Says:
    96

    Dan, link where all that are available would be listed?
    Would prime holder ss work for on line create am acct add offers?

    ReplyReply
  97. Queen Says:
    97

    Please teach how to fish, don’t give me a herring
    🙂

    ReplyReply
  98. David Says:
    98

    I have heard that seasons in queens is a prime place on saturday night.

    ReplyReply
  99. Amusch Says:
    99

    “Hit the comments to share where you’ll be shopping.”

    I have been looking to buy a set of Rav Hirsch Chumashim (the big Orange set) but the $200 has been out of my price range…until Motza”sh!!! Here’s to hoping Safra in Queens is open Sat nite.
    The rest will be for local restaurant certificates (e.g. Carlos & Gabby’s).

    And I called Amex to ask if it’s okay to add family members as AU’s even though they won’t use the card, just for the benefits. The lady yelled “Of course!” So there’s a way to do it without having anything to fear.

    ReplyReply
  100. leah Says:
    100

    Dan–
    They are asking me to provide ssn and dob for each au I added. Is that standard or are they suspicious of me? I added 10 per account that I have. I want to add another 10 for each of my accounts. Will they see that I already added 10?
    How can I test if they work without activating them? I am gonna have like 90 cards by the time I’m done.

    ReplyReply
  101. Dan Says:
    101

    @CHARLES:
    Read previous comments.

    @Queen:
    http://shopsmallnow.americanexpress.com/?linknav=us-loy-open-shopsmall-footermap

    @leah:
    They work without activating.

    ReplyReply
  102. Jw Says:
    102

    I heard that judaica world in crown Heights will be open for sbs

    ReplyReply
  103. Mplace Says:
    103

    Hi, I added about 25 au to 2 accounts that I opened within the past 60 days
    All cards on my ss
    I was trying to load my red card. And the charge got declined, so I called up, they stated asking me a lot of questions, then at the end they said since I spent a lot I need to pay my bill and send them 3 months bank statements, b4 they will reopen my account, do I need to be worried about the aus?

    ReplyReply
  104. Moshe B Says:
    104

    Can I use a Starwood Business Card for Small Business Saturday?

    ReplyReply
  105. Dave Says:
    105

    For those of you adding more than a couple AU per card, are you doing this online, or by calling in? I normally don’t like calling in, but I might do that if it means I can avoid giving SSN. But if I call in and add another AU with the same name, won’t the CSR suspect something fishy?

    ReplyReply
  106. CE Says:
    106

    Dan I see that you never write that you get this credit ($30) on the Delta Platinum Card too!! do we get??

    ReplyReply
  107. moshe Says:
    107

    will my business spg card work?

    ReplyReply
  108. Hello Says:
    108

    Hello Dan,

    How about charities? Last year I did it @ a charity & it worked just fine. Can I take thi for granted this year as well?

    Thank You

    ReplyReply
  109. Miami Says:
    109

    I am torn between two worlds in regards to SBS:

    1. Should I create 200 (the max) AU’s on each of my 6 Amex accts and reap the rewards.

    or

    2. Is it not nice to take advantage like this?

    My reasoning for both:

    1. They could care less if the same person signs up 1000 cards, if they cared they would forbid such actions on the T&C. Also I would not mind to make some nice cash

    2. Just because it is there it does not mean that I need to take advantage. Similar to a website such as this one, I can say that the website is here and open to the public so why not keep hitting refresh on the pages or just post spam in the comments or forums? It is available to me so why not take advantage? The answer my dear watson is because it is not a nice thing nor a ethical thing to do.

    ReplyReply
  110. Dassa Says:
    110

    I want to apply for the Blue Cash Everyday Card that offers a $50 stmt credit plus 1 year of Prime. When clicking on your link, it doesn’t show that the offer is still active. How would I go about still getting that offer?

    ReplyReply
  111. Dan Says:
    111

    @Mplace:
    RedCard has nothing to do with AUs.

    @Moshe B:
    Yes.

    @Dave:
    Call and just have a reason, see previous comments.

    @CE:
    Yes.

    @moshe:
    Yes.

    @Hello:
    Should work again.

    @Miami:
    Just do a few and be happy?

    @Dassa:
    Try another browser.

    ReplyReply
  112. John Says:
    112

    Hi Dan,

    First I’ve heard of adding yourself as your own authorized user!

    Think its “reasonably safe” to add myself as an AU to 4 of my AMEX cards or should I be more conservative since…its me?

    Thanks!

    ReplyReply
  113. JJ Says:
    113

    @Miami: agree with Dan. you’re seriously thinking to swipe 1200 cards in ONE day? the stores would probably kick you out at 10th swipe…or we’d be seeing you in the news…peace 😀

    ReplyReply
  114. Queen Says:
    114

    dan, asked for link to find how to enter offers for AU. Not sbs. like sony, macys etc. is there such a link?

    also, are GCs ok for MS on new amex cards? biz gold permier?

    max chase consumer approved for one person?

    Thanks

    ReplyReply
  115. Queen Says:
    115

    SBS map this yr shows nothing. last year there were many. why.
    also safra said he is not sure if he would be open. anyone confirmed with him?

    ReplyReply
  116. Mplace Says:
    116

    @Dan:
    I was saying, I got flaged (on the card with 25 au) while trying to load my red card
    My question was if the reason for the sstop is bc I spent too much without making a payment, will they also make issues about the au’s

    ReplyReply
  117. the clevelander Says:
    117

    @dan if I just opened a amex business gold and I spent the money but the 50000 bonus miles dosent post until I beleive the end of the month, so if I open alot of aus and it goes under a fr (and lets say I fail) and they lock my acct do I lose my miles?

    ReplyReply
  118. anonymous Says:
    118

    Does anyone know which stores will be open in Crown Heights and have patience to swipe all these cards?

    ReplyReply
  119. Anonymous Says:
    119

    @anonymous:
    I think judaica world
    Btw how many cards?

    ReplyReply
  120. Jill Weiszner Says:
    120

    Question to all of you cc users for sbs. Are you being charged sales tax on all of these purchases?

    ReplyReply
  121. Leah Says:
    121

    Dan,
    How many cards are you getting? Have you ever been fr ?

    ReplyReply
  122. Anonymous Says:
    122

    @Anonymous: Not tons but you never know if they’re interesting in doing it for you

    ReplyReply
  123. Q Says:
    123

    How difficult to open a biz acct w amex?
    Gc ok f spend? Where else spend?

    ReplyReply
  124. Anonymous Says:
    124

    @anonymous: Hamafitz Judaica

    ReplyReply
  125. heshy Says:
    125

    Blums paper goods will be opened

    ReplyReply
  126. sara Says:
    126

    Dan, how many additional users per card will trigger a fr

    ReplyReply
  127. sorryl8 Says:
    127

    Could anyone explain how you could apply for serve in a cell phone store? Didn’t it need a SIM also in it?

    ReplyReply
  128. Yoley Says:
    128

    @Dan, re ur answer @Dave:
    Call and just have a reason, see previous comments.

    what kind of reason can I say to add my self as an AU???

    thanks for your help Dan!!!

    ReplyReply
  129. Yoely Says:
    129

    @Dave:
    Call and just have a reason, see previous comments.

    what reason can I say Dan?

    ReplyReply
  130. samuel Says:
    130

    You should rather ask the stores if they are ready for the looong lines…
    Whrn does the registration open?

    ReplyReply
  131. hvaces42 Says:
    131

    I’ll be manning the register at BPS Grocery 19th Avenue & 50th Street. Come early.

    ReplyReply
  132. meir Says:
    132

    Added two additional users to my spg and blue cash . My credit report says there was a hard pull

    ReplyReply
  133. Dan Says:
    133

    @samuel:
    Next sunday.

    @meir:
    At most its a soft pull which doesn’t affect your score.

    ReplyReply
  134. Booky Says:
    134

    Does the additional cards need to be real people or I can give any name and dob?

    ReplyReply
  135. Dan Says:
    135

    @Booky:
    I’d strongly advise just using real people.

    ReplyReply
  136. jacksassonbk Says:
    136

    @dan

    how many Amex do you have 🙂
    going to use mine to buy jewelry this year!

    ReplyReply
  137. david Says:
    137

    How are you guys planning to do so many transactions on so many cards? My wife and I have 3 real AMEX and 1 Serve, if all goes well, I’ll have 3 AU on each AMEX and 1 additional card for the Serve– so 14 total cards, 42 total transactions needed between my wife and I. The only thing I can think of is buying a bunch of small gift cards/certificates at stores we like. What I’m still unsure about is how many transactions we can do in each store before the cashier gets suspicious or uncomfortable. Maybe 1 transaction on each of the 14 cards at each store, for 3 total stores? Or 4 transactions per store for 6 stores?

    ReplyReply
  138. gh Says:
    138

    do serve sub accounts get their own separate small business promotion ?

    ReplyReply
  139. Mark Says:
    139

    Is there any way for a credit report to see how many AU’s you have on an account? Trying for a mortgage soon and trying to be extra careful…

    ReplyReply
  140. Blue cash preferred. Says:
    140

    I have the blue cash preferred and chatted with a customer service rep and was told the SBS promotion was only good for the primary cardholder and not the other AU. What now?

    ReplyReply
  141. Question Says:
    141

    @dan can I add myself twice as au to my husband with same ss # once with married name and once with legal birth name?

    ReplyReply
  142. Moko Says:
    142

    Does costco amex card AU qualify ?

    ReplyReply
  143. DAVE Says:
    143

    BCP, I’ve only used AU card once and that was last year. I didn’t get the SBS credit and called and was told the same thing. But everybody here is so convinced that AU cards work so they prob have experience with that. But I suspect if l doesn’t post for whatever reason, you’re probably SOL.

    ReplyReply
  144. Dan Says:
    144

    @jacksassonbk:
    Where do you plan to shop?

    @david:
    Just tell the store what the deal is.

    @gh:
    As long as you can register them they should.

    @Mark:
    AUs don’t affect your credit.

    @Blue cash preferred.:
    Rep is clueless.

    @Question:
    Go try?

    @Moko:
    Yes.

    @DAVE:
    And I’ve done AUs for the past 5 years and never had an issue as have thousands of others.

    You get a confirmation email for every card you register.

    Note that only AMEX issued AUs qualify.
    Citi AMEX AUs or Macys AUs will not.

    ReplyReply
  145. Jason Smith Says:
    145

    Breadberry in Boro Park is listed on the Shop Small map.

    ReplyReply
  146. Jo Says:
    146

    What about bluebird

    ReplyReply
  147. Dan's the man Says:
    147

    Any kosher supermarkets in the Teaneck area open? Or in Monsey? Does Rockland Kosher qualify? Are they open Motzei Shabbos?

    ReplyReply
  148. hvaces42 Says:
    148

    @dan REDcard not eligible?

    ReplyReply
  149. Bottom line Says:
    149

    As far as SBS rules…
    Can I do all my charges 3 per card on 14 cards at the same store/location?

    ReplyReply
  150. Dan Says:
    150

    @Jo:
    Theoretically it should work.
    We’ll see next Sunday if it lets you register though.

    @hvaces42:
    No.

    @Bottom line:
    Yes.

    ReplyReply
  151. DanielK Says:
    151

    Thanks for the info, just recieved and activated my Blue card. How long does it usually take to get the Amazon Prime code?

    ReplyReply
  152. berach Says:
    152

    @Toby: no and neither does the fidelity amex

    ReplyReply
  153. bingo Says:
    153

    Dan I think this year the limits will be reached and registration will actually close as opposed to previous years . Simply BC last year at $10 a card was relatively low and people opened xtra cards to make up for those losses now all of those cards x 3 is an awful Lot more especially since every year more people join and the greedy get more guts (some guy posted he has 400 cards!!) – I would really not be surprised if registration closes after 2 days this year
    I understand that amex is writing this off for tax purposes but funds are not unlimited even at Amex

    ReplyReply
  154. Yoeli Says:
    154

    Help! I just tried creating an account for a new AU and received the following message: http://www.uploady.com/#!/download/lg2CVsrLovM/Yzhc5aBoRZ5U7My6. Any ideas? How is it possible to create a separate AMEX login for an AU without the SSN?

    ReplyReply
  155. sara Says:
    155

    Eichlers of Flatbush will be taking cc info before Shabbos so you can order gift cards without physically walking into store

    ReplyReply
  156. Lemmo Says:
    156

    Tnx for the great info as always!!!
    Q. Adding someome as AU will make it harder for them to get approved for thier own amex cc since they have already a credit line as an AU?

    ReplyReply
  157. Avrumi Says:
    157

    @sara: they usually have a sale that time of the year but you cant get sale price when you buy with their GC. and so are some other BP stores so it might be very convenient for e/o but you lose the sale price

    ReplyReply
  158. abka Says:
    158

    @Yitz: True, but why would you not rather support a yid?

    ReplyReply
  159. Ben Says:
    159

    Are there any restrictions against using all 3 $10 swipes in one store? Do they need to be separate stores?

    ReplyReply
  160. sruly Says:
    160

    hi do i need to register me cards in order to receive the offer .
    if yes please a link for that anyone
    thanks

    sruly

    ReplyReply
  161. hope I'm doing it correctly Says:
    161

    @Dan: Dan comment 153 was for u – thanks what’s your opinion ?

    ReplyReply
  162. Dave Says:
    162

    Do SPG Open Business Cards work or is that considered a corporate card? How about Business Gold Card?

    ReplyReply
  163. Tzvi Says:
    163

    Hi,

    Does anyone know how long it takes to receive a au card from amex?

    ReplyReply
  164. Boro Parker Says:
    164

    Is there a list of all participating stores in Borough Park? I tried their website, but am not seeing many stores that have participated in the past. Thanks!

    ReplyReply
  165. Boro Parker Says:
    165

    @Tzvi:

    They told me 7-10 business days.

    ReplyReply
  166. Which Says:
    166

    Which queens stores will be open? Boro park?
    Link to stores lusting?
    Seasans n safta said not open

    ReplyReply
  167. Anonymous Says:
    167

    Anyone know if any of the resturants in the city qualify for small Buiz sat?

    ReplyReply
  168. Ima718 Says:
    168

    Shop small business Saturday. Last year estihana tear each ( then Chaiko ) offered gift cards to be used anytime. For every $30 of Amex charge I get a $36 gift card. Crispy beef here I come!!!

    ReplyReply
  169. Eli Says:
    169

    How fast does registration generally fill up? Like would there be time and spots for me to register 400 amex cards (99 au’s each for 4 cards) and get a lot of my friends and family to do the same?

    ReplyReply
  170. MH Says:
    170

    Do you think Wells Fargo Prpel AMEX will work?

    ReplyReply
  171. My Says:
    171

    i received the propel card today & it specifically says that it is eligible for Amex offers

    So $400 for sign up bonus & $ 20 for iPhone Apple pay &$100 airline reimbursement total is $550.
    Might be au another $30 waiting to see when I get that if it will be like real Amex & different ending digits.

    Y is this card so under the radar?

    ReplyReply
  172. bingo Says:
    172

    @Eli: mishigina !

    ReplyReply
  173. DB Lover Says:
    173

    DB Electronics In Lakewood is doing it again
    they will take your card register it for you and charge it for you on Saturday night

    ReplyReply
  174. scott Says:
    174

    anyone know of any resturants in teaneck or the city thta will take my info down and swipe for gift cards on sbs

    ReplyReply
  175. scott Says:
    175

    do i have to register each individual authorized user cards or the primary activates it for all?

    ReplyReply
  176. srap Says:
    176

    @scott: each individual AU

    ReplyReply
  177. Mommy Says:
    177

    Luach.com has a list of SBS participating stores for many frum locations at https://luach.com/small-business-saturday

    ReplyReply
  178. Gonna buy Tefillin! Says:
    178

    I just saw on Facebook that Merkaz Stam on Kinsgton is already taking phone orders 718-773-1120 in advance and processing them on Saturday night so I think I’ll buy my son’s Tefillin with me and my wife’s 55 cards 🙂

    ReplyReply
  179. Eichlers Says:
    179

    @sara: you can email Eichlers at amex@eichlers.com

    ReplyReply
  180. Maria Says:
    180

    I have dillards Amex card issue by wellsfargo will it work?

    ReplyReply
  181. Miguel Says:
    181

    Can a small merchant register to appear in ShopSmall if they accept Amex through PayPal terminals?

    ReplyReply
  182. elliot Says:
    182

    dan i need to ask you something very important,. wat happenes if amex does financial review on you

    ReplyReply

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