Sunday, November 9th, 2014, 11:05 am
Are You Ready For Small Business Saturday? Where Will You Be Shopping? Plus A Roundup Of Fees For Additional User Cards.
Less than 3 weeks remain until Small Business Saturday. There’s still time to get in on the action if you apply for new primary or secondary cards now!
Related post: AMEX Small Business Saturday Will Return 11/29/14!
American Express is a DansDeals.com advertiser.
Small Business Saturday will fall out on 11/29 this year.
Terms can be found here.
For each AMEX card that you have you will be able to spend $10 up to 3 times at small businesses and get refunded by AMEX. That’s $30 of free spending per card.
Hit the comments to share where you’ll be shopping.
One of the best aspects of the promotion is that each additional user card that you have also qualifies for $30 of free spending.
The excellent Starwood card has a $95 annual fee after the first free year, but with just 1 free additional user card you can get $60 in free spending on Small Business Saturday.
Or the brand new and incredible Everyday Preferred card has a $95 annual fee, but with just 2 free additional user cards you can get $90 in free spending on Small Business Saturday.
Of course if you have more than that, the annual fee on the card actually becomes an annual refund…gotta love AMEX promotions!
You can have up to 99 additional user cards on a primary card. However adding a lot of additional user cards to an account is known to trigger a financial review. A financial review is typically easy to pass as long as you have any income on the books, but you will need to be willing to have over your tax return to AMEX.
When you add additional user cards online you need to give a social security number, but when you add them over the phone you can just say that you don’t have the social security number handy. Note that there is no credit check or hard pull for adding an additional user for you or for the added user.
Generally speaking there’s no need to activate additional user cards, they work in most cases even if you don’t activate them, though you may want to test that out before Small Business Saturday to confirm.
You can even add the primary cardholder as an additional user and you can add the same additional member multiple times to the same primary account!
There’s still time to signup for additional cards (and add additional users to each of those cards) to take advantage of Small Business Saturday.
Consumer cards include:
Note that Serve cards also qualify for Small Business Saturday. You can add 4 sub-accounts to your Serve card for free, for a total of $150 in free spending from Serve!
Editorial Note: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.