Barclaycard Arrival World Mastercard Spend Threshold Requirement Will Go Up Soon

Barclaycard Arrival Plus™ World Elite MasterCard®

At 2.22 percent this is one of the best cashback cards out there.

There are no foreign transaction fees.

This card will only require 1 hard pull as opposed to cards from Capital One which cost 3 hard pulls. Best of all Barclay will typically pull from your Transunion credit report.  Most banks pull from Experian though this does vary by state.  If you are NJ or NY based you shouldn’t have almost any credit pulls on your Transunion report if you don’t have Barclays bank cards.
If you are denied you can call reconsideration at 866-408-4064.

By having this card you will also get your real FICO score for free every month!

The card gives 2 “miles” for every dollar you spend on anything plus a 10% refund when you redeem miles so that you effectively earn 2.2 “miles” per dollar spent.  The 10% refund means that the 40,000 points signup bonus is really 44,000 points as you’ll get 4,000 of those points back after you redeem the points for a cash refund.  Of course when you redeem those 4,000 points you’ll also get a 400 point refund, etc. The 10% refund posts within 1-2 weeks of making a redemption.

Miles is a misnomer, really they just mean cents with each mile being worth 1 cent. The way it works is you book travel via any booking site and then you can just go online to your Barclays account and request that the purchase be refunded using your points. You can refund any purchase that is categorized as “Airlines, Travel Agencies & Tour Operators, Hotels, Motels & Resorts, Cruise Lines, Passenger Railways and Car Rental Agencies.”

If you want to convert your points into cash you could just book a refundable ticket like a Southwest Anytime airfare, select to redeem points to give you a check equal to that purchase, and then just refund the Southwest ticket.  All of your points can be redeemed for 2.2% cash back that way.

If you spend $420 on a plane ticket and have 42,000 points from opening the card and spending $1,000 you’ll get a $420 cash refund.

2.2% cash back on all of your spending is excellent, but still I personally prefer real airline miles over bank miles due to their versatility. However this card is probably the best you’ll get for bank miles and it can make sense for people who don’t travel or who redeem for coach tickets that are purchased in advance.

-The no annual fee version of the BarclayCard Arrival World Mastercard also has no foreign transaction fees which is great for a fee-free card and it currently only requires $1,000 in spend.  It has a 20,000 point signup bonus that will also receive a 10% point refund with every redemption.  But it only earns double points on travel and dining purchases.

HT: Sowhat, via DDF

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29 Responses to “Barclaycard Arrival World Mastercard Spend Threshold Requirement Will Go Up Soon”

  1. dov Says:
    1

    Do they also have a business cc ? And if yes do they report it every month on the credit report ? Like capital one.
    Thanks

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  2. Fishing4Deals Says:
    2

    The Arrival card is one of the best deals out there!

    ReplyReply
  3. simi Says:
    3

    If I was by mistake approved for the no annual fee card a couple of months ago, do I need to cancel that one in order too get approved for new one?

    ReplyReply
  4. dovid Says:
    4

    Dan, what do you have to say about the Cap1 Spark Business card? I know you hate Crap1, but this is unlimited 2% cashback! what could be so wrong with it?

    ReplyReply
  5. sol Says:
    5

    do they allow to downgrade from the annual fee card to the no annual fee card at the end of the year?

    ReplyReply
  6. Ber Says:
    6

    Can the annual fee version of the card be downgraded to the no fee card after the first year?

    ReplyReply
  7. Jack Says:
    7

    What’s the difference between bank miles and airline miles value wise for the type of person who book economy and early
    Thanx

    ReplyReply
  8. Dan Says:
    8

    @dov:
    I’m not aware of a business version.

    @simi:
    You’ll probably have better luck getting approved if you close it first.

    @dovid:
    How does 2% cash back beat 2.2%?
    Why would you want 3 hard pulls for 1 card?
    Crap1 business cards report your spending, unlike business cards from AMEX and Chase.

    @sol:
    They do allow downgrades.
    Or close it and get the bonus again.

    @Jack:
    Generally you’ll do better with bank miles, but YMMV.
    With Avios you still may do better even if you book coach and book early.

    ReplyReply
  9. KYBOSH Says:
    9

    You forced my hand Dan. Went ahead and applied when I got your tweet buy I was holding out for an inq free TU. didn’t matter though. APPROVED with 5 figure CL. Let the games begin…

    ReplyReply
  10. Dan Says:
    10

    @KYBOSH:
    “A beautiful score that is not pillaged, exploited, and slaved, is no beautiful score at all.”
    -DDF user AJK

    ReplyReply
  11. chaim Says:
    11

    is this card churnable?

    ReplyReply
  12. Dan Says:
    12

    @chaim:
    Yes.

    ReplyReply
  13. rachel Says:
    13

    Can I apply for both and get the points for both or do I have to cancel one first to get points for the next?

    ReplyReply
  14. dave Says:
    14

    applied for a chase ink recently and got denied. The denial later stated my credit report was from Transunion.And I live in NY.

    ReplyReply
  15. 3bm Says:
    15

    any 2/3 bm to do with this one and if yes which would u recommend?

    ReplyReply
  16. Dirah Says:
    16

    If I have a five month old US Airways Card, will that be a possible cause for denial?

    ReplyReply
  17. Sam Says:
    17

    does anyone have experience churning this card quickly? I was contemplating cancelling my existing card and then reapplying within a few days just to get one more bonus in before the change. Doable?

    ReplyReply
  18. Dans the man Says:
    18

    Do you think they will wave the annual fee like they did with my lufthansa card?

    ReplyReply
  19. Brooke Says:
    19

    Just know that they have terrible purchase protection benefits. I purchased a pair of shoes that basically fell apart within 2 months. The store will not take it back and Barclay will not accept a dispute on the transaction.

    ReplyReply
  20. shmuel Says:
    20

    Is this no annual fee card the best for getting miles out of all the non annual fee cards

    ReplyReply
  21. Joseph Says:
    21

    Hi.
    Is there any fee for a Secondary card??

    ReplyReply
  22. Josh Says:
    22

    Do you have to book travel in order to cash out the points ?
    or can you just have them send a check, or use it to pay off purchases on the card ?

    ReplyReply
  23. moshe Says:
    23

    any success with their recon?
    does it pay to huca?

    ReplyReply
  24. yitzy Says:
    24

    Dan how much longer do I have till they change it???

    ReplyReply
  25. Sara Says:
    25

    “The way it works is you book travel via any booking site and then you can just go online to your Barclays account and request that the purchase be refunded using your points.”
    Does that mean it gets charged to the Barclay’s card and then refunded? If I already booked and charged to another card (I think it was my Sapphire) I guess it’s too late to ask a refund from Barclays?
    Can someone with a different name book and charge to my Barclays and could I then get the refund?

    ReplyReply
  26. ar13 Says:
    26

    How long between canceling an old card to applying for a new one and being eligible for the bonus?

    ReplyReply
  27. Bracha Says:
    27

    @Sara: The travel charge has to be made on the BarclayCard. Then you can redeem your points for a statement credit. I believe will work for any travel related charge even someone else’s.

    ReplyReply
  28. gigi Says:
    28

    the link is not working. is the offer expired?

    ReplyReply
  29. israel Says:
    29

    would airline gift cards be refunded

    ReplyReply

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