October 13th, 2013
Plink tracks your credit card spending and rewards you for spending at stores that you choose from.
Stores include Advance Auto Parts, Gap, Sears, and Staples.
You have to give Plink your card login information, but they do employ bank level encryption. I’ve held off on writing about them but they’re been around for a little while now and so far nobody has had any problems using them. I feel safe enough now to link up my own card and make a post about it.
When you signup for a new account with my referral link and then link your credit card you should get 500 points good for a $5 gift card to places like Amazon and Walmart. If you’re also signing up your spouse you’ll want to signup using a different browser or browse incognito or else they won’t get the 500 points.
At Staples (in-store or online) for example you get 50 Plink Points when you spend $15, 125 Plink Points when you spend $30, or 300 Plink Points when you spend $60 or more.
300 points is worth $3 so if you buy a $100 Visa card for a $5.95 fee the cost will be just $2.95. If you buy a $200 Visa card for a $6.95 the cost will be just $3.95.
If you use your Ink Plus, Ink Bold, or Ink Cash card on a $200 Visa card your cost would be $206.95 less $3 in Plink points and less 1,035 Chase Ultimate Rewards points which are worth roughly $19.67.
Of course Staples also carries tons of other gift cards with no fees at all and now you can earn even more points for those purchases. $60 in gift cards with no fees will earn 300 Plink Points and 300 Chase Ultimate Rewards points.
You only earn a maximum of 300 points per transaction but there’s no limit to how many transactions you can earn points for, so don’t buy more than 1 card per transaction.
You can only link 1 credit card on a Plink account at a time.