Update: DEAD! Don’t miss it if this becomes alive again. Sign up for deal notification alerts here!
Update, 06/14: I’ve added the United Club card to this chart. While the points earned on it are not Ultimate Rewards points, the most valuable Ultimate Rewards transfer partner is generally going to be United. Though bear in mind that Ultimate Rewards points also have the ability to be transferred to other places like BA, Korean, Southwest, Hyatt, and Amtrak, etc.
Originally posted on 02/08/12:
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Links to cards listed in this chart:
Chase Freedom Mastercard, 10K signup bonus for spending $500, No annual fee
Chase Chase Sapphire Preferred® Card® Card, 42.8K signup bonus after 7% annual points dividend for spending $3,000, Free for 1 year, then $95
Chase United Club, Full United club membership and numerous other sweet benefits, free for 1 year by sending a secure message, then $395.
Chase Ink Classic, 10K signup bonus for spending $1 plus 15K additional bonus points for spending $5K in 3 months. No annual fee.
Ink Business Cash® Credit Card, 10K signup bonus for spending $1 plus 15K additional bonus points for spending $5K in 3 months. No annual fee. (Ink Cash gives double points on dining instead of hotels like the other Ink cards)
Chase Ink Bold, 25K signup bonus for spending $1 plus 25K additional bonus points for spending $10K in 3 months. Free for 1 year, then $95.
-For spending outside of the US always stick to a card without foreign transaction fees, like Chase Sapphire Preferred® Card, United Club, or the new Ink Bold cards.
-The maximum spending for 5x point categories on Freedom is $1,500 per quarter.
-The maximum spending on 2x and 5x categories on Ink Classic or Ink Cash is $25,000 per category per year.
-The maximum spending on 2x and 5x categories on Ink Bold is $50,000 per category per year.
-If you spend greater than a threshold level on the old Ink Bold but don’t reach the next threshold the earnings rate will be in between the base number and the threshold number listed in the chart.
-Numbers are rounded to 1 decimal point.
| Spending Example | Freedom with Chase Checking | Freedom without Chase Checking | Chase Sapphire Preferred® Card | New Ink Bold/Ink Classic | Old Ink Bold with Chase Checking | United Club |
|---|---|---|---|---|---|---|
| $1 Generic Purchase | 11.1 points | 1 points | 1.07 points | 1 points | 1.2 points (or 1.5, 1.65, or 1.675 points if you can hit the 25K, 50K, or 100K spend thresholds) | 1.5 miles |
| $51 Generic Purchase | 66.1 points | 51 points | 54.6 points | 51 points | 61.2 points (or 76.5, 84.2, or 85.4 points if you can hit the 25K, 50K, or 100K spend thresholds) | 76.5 miles |
| $101 Generic Purchase | 121.1 points | 101 points | 108.1 points | 101 points | 121.2 points (or 151.5, 166.7, or 169.2 points if you can hit the 25K, 50K, or 100K spend thresholds) | 151.5 miles |
| $10,001 Generic Purchase | 11,100 points | 10,001 points | 10,071.1 points | 10,001 points | 12,012 points (or 15,015. 16,517, or 16,767 points if you can hit the 25K, 50K, or 100K spend thresholds) | 15,015 miles |
| $2 Dining purchase (Cup of coffee) | 12.2 points or 20.2 points between 07/01/12 and 09/30/12. | 2 points or 10 points between 07/01/12 and 09/30/12. | 4.28 points | 2 points | 2.4 points (or 3, 3.3, or 3.4 points if you can hit the 25K, 50K, or 100K spend thresholds) | 3 miles |
| $9 Dining Purchase (Cafe lunch) | 19.9 points or 55.9 points between 07/01/12 and 09/30/12. | 9 points or 45 points between 07/01/12 and 09/30/12. | 19.3 points | 9 points | 10.8 points (or 13.5, 14.9, or 15.1 points if you can hit the 25K, 50K, or 100K spend thresholds) | 13.5 miles |
| $200 Dining Purchase (Steakhouse dinner) | 230 points or 1,030 points between 07/01/12 and 09/30/12 | 200 points or 1,000 points between 07/01/12 and 09/30/12. | 428 points | 200 points | 240 points (or 300, 330, or 335 points if you can hit the 25K, 50K, or 100K spend thresholds) | 300 miles |
| $500 Hotel Stay | 560 points or 2,560 points between 10/01/12 and 12/31/12 | 500 points or 2,500 points between 10/01/12 and 12/31/12 | 1,070 points or 1,605 points for hotels booked via Chase. | 1,000 points | 600 points (or 750, 825, or 837.5 points if you can hit the 25K, 50K, or 100K spend thresholds) | 750 miles |
| $1,000 Airfare | 1,110 points or 5,110 points between 10/01/12 and 12/31/12 | 1,000 points or 5,000 points between 10/01/12 and 12/31/12 | 2,140 points or 3,210 points for airfare booked via Chase. | 1,000 points | 1,200 points (or 1,500, 1,650, or 1,675 points if you can hit the 25K, 50K, or 100K spend thresholds) | 1,500 miles (or 2,000 miles for United purchase) |
| $200 Car Rental | 230 points | 200 points | 428 points | 200 points | 240 points (or 300, 330, or 335 points if you can hit the 25K, 50K, or 100K spend thresholds) | 300 miles |
| $50 commuter transportation (including trains, buses, taxis/limos/car services, ferries, bridges, tolls, and parking) | 65 points | 50 points | 107 points | 50 points | 60 points (or 75, 82.5, or 83.8 points if you can hit the 25K, 50K, or 100K spend thresholds) | 75 miles |
| $100 Cell Phone, Cable, or Telecom Bill | 111 points | 100 points | 107 points | 500 points | 120 points (or 150, 165, or 167.5 points if you can hit the 25K, 50K, or 100K spend thresholds) | 150 miles |
| $100 purchase from an office supplies store (including gift cards for stores like Amazon purchased at an office supplies store) | 111 points | 100 points | 107 points | 500 points | 120 points (or 150, 165, or 167.5 points if you can hit the 25K, 50K, or 100K spend thresholds) | 150 miles |
| $50 Fuel Purchase | 65 points or 265 points between 01/01/12 and 03/31/12 or between 07/01/12 and 09/30/12 | 50 points or 250 points between 01/01/12 and 03/31/12 or between 07/01/12 and 09/30/12 | 53.5 points | 100 points | 60 points (or 75, 82.5, or 83.8 points if you can hit the 25K, 50K, or 100K spend thresholds) | 75 miles |
| $100 Amazon Purchase | 120 points or 520 points between 01/01/12 and 03/31/12 | 100 points or 500 points between 01/01/12 and 03/31/12 | 107 points | 100 points or 500 points if purchased via gift cards from stores like Office Max | 120 points (or 150, 165, or 167.5 points if you can hit the 25K, 50K, or 100K spend thresholds) | 150 miles |
| $100 Grocery Store or Movie Theater Purchase | 120 points or 520 points between 04/01/12 and 06/30/12 | 100 points or 500 points between 04/01/12 and 06/30/12 | 107 points | 100 points | 120 points (or 150, 165, or 167.5 points if you can hit the 25K, 50K, or 100K spend thresholds) | 150 miles |
| $100 Best Buy or Kohl's Purchase | 120 points or 520 points between 10/01/12 and 12/31/12 | 100 points or 500 points between 10/01/12 and 12/31/12 | 107 points | 100 points | 120 points (or 150, 165, or 167.5 points if you can hit the 25K, 50K, or 100K spend thresholds) | 150 miles |
| $25,000 Catering Affair | 27,510 points | 25,000 points | 53,500 points | 25,000 points | 37,500 points (or 41,250 or 41,875 points if you can hit the 50K or 100K spend thresholds) | 37,500 miles |
| $10,000 Cruise Vacation | 11,010 points | 10,000 points | 21,400 points | 10,000 points | 12,000 points (or 15,000, 16,500, or 16,750 points if you can hit the 25K, 50K, or 100K spend thresholds) | 15,000 miles |
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