AMEX Blue For Business Limited Time Offer: Earn More Than 2 Points Per Dollar Everywhere And 10 Points Per Dollar On Restaurants With No Annual Fee!

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The Blue for Business® Credit Card from American Express

If you signup by 2/1 you can earn:
-10K Membership Rewards points after making any purchase within 3 months.
10 points per dollar at restaurants (up to $2,000) within 6 months.
2 points per dollar everywhere (up to $50,000) within 12 months.
Additionally you can earn an extra 1 point per dollar at small businesses (up to $250,000) through 12/31/16.
-The Blue for Business card also always earns a 30% annual points bonus based on the past year’s purchases.
-The Blue for Business card also participates in Open Savings for 5% cash back at Fedex, Hertz, HP, and 800-Flowers.
-All Membership Rewards cards also earn 2 points per dollar with Uber.

The Blue for Business card has no annual fee.

While the Blue for Business card can’t transfer points directly into miles, the points can be transferred into miles if you have a card like The Amex EveryDay Preferred Card, The Amex EveryDay Cardthe Premier Rewards Gold Card, The Platinum Card® from American Express, The Business Gold Rewards Card from American Express OPEN, or The Enhanced Business Platinum® Card from American Express OPEN.

That means a combination of the Everyday Card and the Blue for Business card has no annual fees, but can earn at least 1.3 real airline miles per dollar everywhere (and more on groceries and Uber). And you’ll earn significantly more than that with the current limited time promotions.

If you have a Business Platinum card you’ll be able to redeem points earned on this card for an effective 2 cents per dollar on airfare. Combined with the earning power on this card that can become extremely lucrative!

AMEX business cards don’t appear on your credit report. That’s good for several reasons.

First of all they won’t count against your 5/24 count for opening new Chase cards. Only cards on your report that have been opened within the past 24 months count for that.

Second, when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an AMEX business card it’s just not reported, so you can wait until the money is due without it having a negative effect on your score.

Third, if you close a business card it won’t ever have an effect on your score.

You may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can just open a business credit card for “Joe Smith Sole Proprietorship” as the business. You don’t need to file any messy government paperwork to be allowed to do that.
Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field.

Will you signup for Blue for Business?

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18 Responses to “AMEX Blue For Business Limited Time Offer: Earn More Than 2 Points Per Dollar Everywhere And 10 Points Per Dollar On Restaurants With No Annual Fee!”

  1. ben Says:
    1

    is the Blue card available for product change to other MR earning biz cards? Thinking Blue -> Green -> then hopefully upgrade offer to Gold/Plat?

    Already have had green/gold/plat before

    ReplyReply
  2. Bonus reward with a Transfer? Says:
    2

    Can you get the 10x Restaurants for 6 months and the 2x spend for the year if you transfer and existing business card to this product?

    ReplyReply
  3. Abka Says:
    3

    I see 2X points only as follows: 2X Points for each dollar of eligible purchases made when you book on the American Express Travel website‡

    1X Points for each dollar you spend on eligible purchases‡

    ReplyReply
  4. Abka Says:
    4

    Never mind, I see it is a benefit only when clicking on your link! Thanks!

    ReplyReply
  5. Afro Says:
    5

    approved!

    ReplyReply
  6. Amusch Says:
    6

    1) Is this the only card that can accumulate points but not convert into miles?
    2) More importantly, can this card “hold” MR points while you cancel other MR cards before getting others?

    ReplyReply
  7. Shimon Says:
    7

    Hi Dan.
    Any updates on prepaid cards accepting deposits from VISA Debit?
    Please…

    ReplyReply
  8. Dan Says:
    8

    @ben:
    I don’t believe that Blue is eligible for product changes, but please correct me if you have experienced otherwise.

    @Bonus reward with a Transfer?:
    New signups only.

    @Afro:
    Congrats!

    @Amusch:
    There are some others.
    Yes, this can hold your MR balance and keep them alive.

    @Shimon:
    Try to get money orders?

    ReplyReply
  9. Chaya Says:
    9

    Too bad about that 50k limitation

    ReplyReply
  10. Jay Says:
    10

    Dan:
    If I can get 2% cash back on every purchase with a Capital One Spark VISA, do I still need a “points” type reward card?

    ReplyReply
  11. The other Jay Says:
    11

    @Jay: You? No. Others, yes.

    ReplyReply
  12. njmacman Says:
    12

    What if I already have the card? Is it then only 1 for 1?

    ReplyReply
  13. Anonymous Says:
    13

    @The other Jay: LOL

    ReplyReply
  14. Captivated Says:
    14

    @njmacman: IT’S ONLY FOR NEW APPLICATIONS

    ReplyReply
  15. Reuvenhunt Says:
    15

    I got this card in 2013 by downgrading an SPG biz to avoid the annual fee. Not sure if that (dated) info sheds any light on product change rules.

    ReplyReply
  16. Matt Says:
    16

    I called American Express to inquire about this offer and was told that it is a bogus offer. Is that true?

    ReplyReply
  17. Dan Says:
    17

    @Matt:
    It’s legit. Don’t rely on phone reps.

    ReplyReply
  18. Jeremy Says:
    18

    Does the get 10x for Starbucks purchases through MPX?

    ReplyReply

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