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Items are final sale, so use a card with return protection like the Blue Cash Preferred AMEX, AMEX Platinum, Marriott Brilliant AMEX, Delta Reserve AMEX, Hilton Aspire AMEX, AMEX Business Platinum, or Chase Sapphire Reserve. AMEX return protection is valid for $300 (after discounts, before tax) in refunds per item and $1,000 per year per card. In most cases, AMEX allows cardholders to keep items that are refunded via return protection, though occasionally they give a prepaid return label to ship it back. Chase return protection is valid for $500 per item and $1,000 per year per card and required the cardholder to return the item at their own expense.