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The Target AMEX Prepaid REDcard offers one of the easiest avenues to earn miles on new and existing credit cards for free.
In December I wrote about the nuances and differences between REDcard and 3 other AMEX prepaid products and a poll showed that 21% of DansDeals respondents had already switched over to the REDcard.
I’m sure that would be even higher by now. Although the REDcard has yet to roll out to the major population centers on the coasts, there is an active secondary market for these cards where people sell cards that are loaded with $1 for about $20-$25.
Since that post, stores that don’t sell the REDcard are no longer able to activate cards, but they are able to load cards.
However there have been many DDF reports of individual stores clamping down on REDcard loading. I haven’t experienced that in Cleveland, where you can actually buy the cards. In fact I just loaded $2,500 each onto several REDcards this morning. The local employees have been beyond accommodating and helpful, a complete night and day experience from the WalMart days.
But others are reporting that their store isn’t allowing them to load more than $1,000 per day. Some are reporting that their store is matching IDs and won’t let you load REDcards that belong to others. And others are reporting being denied the ability to fund their REDcards with credit cards or gift cards.
None of those rules are systematic, so they’re just being made up by individual employees or managers. Some have reported success when being told by one cashier to go to customer service to just go to another cashier.
So what has your Target REDcard experience been? Share in the comments!