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Readers are always asking me what credit card they should be opening. Over the years, I’ve opened hundreds of credit cards, earning tens of millions of miles. A good place to start is this guide that will walk you through the process of knowing which credit cards to apply for, though that post is in need of a good updating.
In the meantime, here is a list of current limited time offers and mega bonuses that you can take advantage of.
The two best cards for March are the Chase Ink Business Unlimited and Chase Ink Cash cards. They have incredible signup bonuses and have reports of extremely high approval odds!
Table of Contents
Chase:
1. Chase Ink Business Unlimited Card: Limited time offer (Expires soon!): Highest ever 90,000 bonus miles for spending $6,000 in 3 months.
- Signup bonus value: Redeem your 90K bonus points for $900 cash back or if you also have Sapphire Reserve, Sapphire Preferred, or Ink Preferred you can redeem for travel worth up to $1,350 or transfer to potentially lucrative airline and hotel partners like United, Hyatt, Southwest, Air Canada, Avios, Singapore, JetBlue, Virgin Atlantic, and more.
- Spend categories: Earn 1.5 points per dollar everywhere.
- Notable benefits: 0% intro APR on purchases within 12 months of account opening.
- Annual fee: $0.
- Foreign transaction fee: 3%.
- Bottom line: A rare top-notch signup bonus on an excellent no annual fee card with excellent everyday earnings.
- Read more about this card here.
- Read an FAQ on applying for multiple Ink cards here.
2. Chase Ink Business Cash Card: Limited time offer (Expires soon!): Highest ever 90,000 bonus miles for spending $6,000 in 3 months.
- Signup bonus value: Redeem your 90K bonus points for $900 cash back or if you also have Sapphire Reserve, Sapphire Preferred, or Ink Preferred you can redeem for travel worth up to $1,350 or transfer to potentially lucrative airline and hotel partners like United, Hyatt, Southwest, Air Canada, Avios, Singapore, JetBlue, Virgin Atlantic, and more.
- Spend categories: Earn 5 points per dollar on up to $25K in annual spending on office supply stores (including gift cards to stores like Amazon and hundreds more), streaming, TV, internet, and cell phones. 2 points per dollar on up to $25K in annual spending on gas and dining.
- Notable benefits: 0% intro APR on purchases within 12 months of account opening.
- Annual fee: $0.
- Foreign transaction fee: 3%.
- Bottom line: A rare top-notch signup bonus on an excellent no annual fee card with incredible spend categories.
- Read more about this card here.
- Read an FAQ on applying for multiple Ink cards here.
3. Chase Ink Premier Card: $1,000 cash back for spending $10,000 in 3 months.
- Signup bonus value: $1,000 cash back for spending $10,000 in 3 months.
- Spend categories: 2% cash back everywhere or 2.5% cash back everywhere on $5,000+ purchases.
- Notable benefits: High cashback card with very high credit limits, cell phone protection.
- Annual fee: $195.
- Foreign transaction fee: 0%.
- Bottom line: If you make large purchases or tax payments and want cash back without jumping through any hoops, this is an excellent card to have and it comes with a great signup bonus as well.
- Read more here.
4. Chase Ink Business Preferred Card: 100,000 bonus miles for spending $15,000 in 3 months.
- Signup bonus value: Redeem your 100K bonus points for $1,000 cash back or $1,250 for travel and pay yourself back categories ($1,500 if you also have Sapphire Reserve) or transfer to potentially lucrative airline and hotel partners like United, Hyatt, Southwest, Air Canada, Avios, Singapore, JetBlue, Virgin Atlantic, and more.
- Spend categories: Earn 3 points per dollar on up to $150K in annual spending on travel, internet, cable, phone, shipping, and online advertising. No foreign transaction fees.
- Notable benefits: Cell phone protection.
- Annual fee: $95.
- Foreign transaction fee: 0%.
- Bottom line: A mega signup bonus on a very good card if you can swing the spend requirement.
- Read more here.
5. Chase Southwest Consumer Priority Card, Premier Card, or Plus Card: Companion pass+30K bonus points.
- Signup bonus value: Travel with a companion for free through 2/28/24 and get 30K points. Redeem your 30K bonus points for $900 in flights with the companion pass, plus get more value when buying Southwest flights with a free companion or transferring Chase points to Southwest to redeem with a free companion.
- Spend categories: Earn 2-3 points per dollar on Southwest flights, streaming, commuting, internet, and wireless.
- Anniversary credit: 3K-7.5K points.
- Annual fee: $69-$149.
- Foreign transaction fee: 0-3%.
- Bottom line: An excellent way to get a Southwest companion pass.
- Read more here.
6. Chase Sapphire Preferred Card: 60K bonus points for spending $4,000 in 3 months.
- Signup bonus value: Redeem your 60K bonus points for $600 cash back or $750 for travel and pay yourself back categories ($900 if you also have Sapphire Reserve) or transfer to potentially lucrative airline and hotel partners like United, Hyatt, Southwest, Air Canada, Avios, Singapore, JetBlue, Virgin Atlantic, and more.
- Spend categories: Earn 2.1 points per dollar on travel, 3.1 points per dollar on dining, streaming, and online grocery shopping, 5.1 points per dollar on Lyft and travel booked via the Chase portal, 1.1 points per dollar elsewhere after 10% annual points dividend. No foreign transaction fees.
- Annual spend credit: $50 credit for hotels booked via Chase portal.
- Notable benefits: Primary rental car CDW insurance. 10% annual points dividend.
- Annual fee: $95.
- Foreign transaction fee: 0%.
- Bottom line: An excellent well-rounded card, though we have seen higher signup bonuses offered in the post.
Citibank:
1. Citi Premier Card: 60K bonus points for spending $4,000 in 3 months.
- Signup bonus value: Redeem your 60K points for $600 cash ($666 cash if you also have a Citi Rewards+) or transfer 1:1 (0.9:1 if you also have a Citi Rewards+) to potentially lucrative airline and hotel partners like Turkish, Lifemiles, Avios, JetBlue, Singapore, Qantas, Virgin Atlantic, and more.
- Spend categories: Earn triple points on airfare, hotels, travel agents, gas, supermarkets, and dining. No foreign transaction fees.
- Notable benefits: Save $100 off a $500 hotel stay annually. Extended warranty of 24 months on top of manufacturer’s warranty. Citi virtual card numbers.
- Annual fee: $95.
- Foreign transaction fee: 0%.
- Bottom line: A good signup bonus on a card with a low annual fee, great spend categories, and versatile points. Combine with Citi Double Cash Card to earn 2 points everywhere and with Citi Rewards+ to get a 10% points rebate and 10 points on every purchase.
- Read more here.
2. CitiBusiness AAdvantage Platinum World Mastercard: 65K bonus miles for spending $4,000 in 3 months.
- Signup bonus value: Redeem your 65K bonus points for AA and partner airline flights. Aim for a value of 1.2-3 cents per mile. At an average of 1.5 cents per mile, the signup bonus would be worth $975.
- Spend categories: Earn 2 miles per dollar on car rentals, gas, telecom, internet, cable, satellite service providers, and AA purchases. No foreign transaction fees.
- Notable benefits: Free first domestic checked bag, priority boarding, 25% off in-flight purchases, annual $99 companion certificate if you spend $30K/year. Mastercard Easy Savings.
- Annual fee: $99, waived for the first year.
- Foreign transaction fee: 0%.
- Bottom line: A solid signup bonus for an AA card with the annual fee waived and benefits for AA flyers.
- Read more here.
3. Citi Rewards+ Card Limited time offer (Expiration unknown): 20,000 ThankYou points for spending $1,500 in 3 months. Plus, earn 5 points per dollar on up to $6,000 at restaurants for the first 12 months of cardmembership.
- Signup bonus value: Redeem your 20K bonus points for $200 towards gift cards or travel or $200 cash back if you have a Citi Double Cash Card or Citi Premier Card or with a Citi Premier you can also transfer to potentially lucrative airline and hotel partners like Turkish, Lifemiles, Avios, JetBlue, Singapore, Qantas, Virgin Atlantic, and more.
- Spend categories: Earn 5 points per dollar on up to $6,000 at restaurants for the first 12 months of cardmembership. Earn 2 Points per $1 spent at supermarkets and gas stations for the first $6,000 per year.
- Notable benefits: This card rounds up to the nearest 10 points on all purchases. If you spend $1, you’ll earn 10 points! If you make a $0.50 Amazon balance reload you’ll also earn 10 points, which is equal to earning 20 points per dollar spent!
- Point rebate: Cardholders get a 10% points rebate when you redeem points, up to a 10K points rebate per year. That means if you redeem 20K points for a $200 gift card good for hundreds of different stores, you’ll get a rebate of 2K points or if you transfer 100K miles to an airline or hotel via Citi Premier, you’ll get a rebate of 10K points.
- Annual fee: $0
- Foreign transaction fee: 3%.
- Bottom line: This is the highest bonus offered to date on this card, which adds great value to the Citi Premier card.
- Read more here.
Capital One:
1. Capital One Venture Card Limited Time offer (Expiration unknown): 75,000 bonus miles for spending $4,000 in 3 months.
- Signup bonus value: Redeem your 75K bonus points for $750 to pay yourself back for any travel related charges or transfer to potentially lucrative airline and hotel partners like Air Canada, Lifemiles, Avios, Singapore, Qantas, Virgin Atlantic, and more.
- Spend categories: Earn 2 miles per dollar everywhere and 5 points per dollar via the Capital One Travel portal or on Turo rentals. No foreign transaction fees.
- Notable benefits: Global Entry/TSA PreCheck credit. 2 free lounge visits annually.
- Annual fee: $95.
- Foreign transaction fee: 0%.
- Bottom line: A highly competitive low annual fee card with solid earnings everywhere and a great limited time signup bonus.
- Read more here.
2. Capital One Venture X Card: 75,000 bonus miles for spending $4,000 in 3 months.
- Signup bonus value: Redeem your 75K bonus points for $750 to pay yourself back for any travel related charges or transfer to potentially lucrative airline and hotel partners like Air Canada, Lifemiles, Avios, Singapore, Qantas, Virgin Atlantic, and more.
- Spend categories: Earn 2 miles per dollar everywhere, 10 points per dollar on hotels and cars via the Capital One Travel portal, 5 points per dollar on airfare via the Capital One portal. No foreign transaction fees.
- Annual spend credit: $300 on the Capital One travel portal.
- Anniversary credit: 10,000 miles annually upon renewal.
- Notable benefits: Global Entry/TSA PreCheck credit. Unlimited free Capital One, Plaza Premium, and Priority Pass lounge visits with 2 free guests. Hertz President’s Circle elite status. Primary rental car CDW insurance. Return protection. Free additional user cards also receive unlimited lounge membership and Hertz elite status.
- Annual fee: $395.
- Foreign transaction fee: 0%.
- Bottom line: A top-notch card with annual credits that more than wipe out the annual fee, and fantastic additional user benefits.
AMEX:
1. AMEX Business Platinum Card: 120,000 bonus miles for spending $15,000 in 3 months.
- Signup bonus value: Redeem your 120K bonus points for $1,848 of airfare thanks to the 35% points rebate with select airlines in coach or on all airlines in business/first or transfer to potentially lucrative airline and hotel partners like Air Canada, Delta, Avios, Lifemiles, Singapore, Virgin Atlantic, and more, plus take advantage of frequent transfer bonus offers.
- Spend categories: Earn 1.5 points per dollar on all $5K+ purchases and on electronic goods retailers and software & cloud system providers, construction material and hardware suppliers, and shipping providers. There are no foreign transaction fees.
- Annual spend credit: $200 airline fee credit. $189 CLEAR credit. $400 Dell credit ($200 per half year). $120 wireless credit ($10 per month). $150 Adobe credit. $360 Indeed credit ($90 per quarter).
- Notable benefits: Global Entry/TSA PreCheck credit for both primary and free additional card users. 35% points rebate with select airlines in coach or on all airlines in business/first. Hilton Gold and Marriott Gold elite status. Unlimited free Centurion, Delta, Plaza Premium, Priority Pass, Lufthansa, Escape, and Airspace lounge access. Return protection. Cell phone protection.
- Annual fee: $695.
- Foreign transaction fee: 0%.
- Bottom line: A hefty fee which is offset by a plethora of credits, a strong signup bonus, and a points rebate that adds value to all of your AMEX points.
- Read more here.
2. AMEX Consumer Platinum card: 80K bonus points for spending $6,000 in 6 months. Read more here.
- Signup bonus value: Redeem your 80K bonus points for $800 of airfare ($1,232 if you also have a Business Platinum) or transfer to potentially lucrative airline and hotel partners like Air Canada, Delta, Avios, Lifemiles, Singapore, Virgin Atlantic, and more, plus take advantage of frequent transfer bonus offers.
- Spend categories: Earn 5 points per dollar on up to $500,000 of annual flight purchases and 5 points per dollar on hotels booked via AMEXTravel.com. There are no foreign transaction fees.
- Annual spend credit: $200 airline fee credit. $200 hotel credit booked via AMEX FHR. $189 CLEAR credit. $200 Uber/Uber Eats credit ($15 per month, $35 in December). $100 Saks credit ($50 per half year). $240 entertainment credit ($20 per month). $300 Equinox credit ($25 per month).
- Notable benefits: Free Walmart+ membership. Free Paramount+ subscription. Global Entry/TSA PreCheck credit for both primary and free additional card users. Uber VIP status. Hilton Gold and Marriott Gold elite status. Unlimited free Centurion, Delta, Plaza Premium, Priority Pass, Lufthansa, Escape, and Airspace lounge access. Return protection. Cell phone protection.
- Annual fee: $695.
- Foreign transaction fee: 0%.
- Bottom line: A hefty fee which is offset by a plethora of credits, a strong signup bonus, and an excellent spend bonus on airfare.
- Read more here.
3. Blue Cash Preferred® Card from American Express: $250 cash back for spending $3,000 in 6 months
- Signup bonus value: $350
- Spend categories: 6% cash back on US supermarkets, up to $6,000 per year. 6% cash back on streaming, 3% cash back on gas and transit.
- Notable benefits: Return protection. Get a $7 monthly statement credit when you spend $13.99 or more on Disney Bundle. Get a $7 monthly statement credit on Equinox. 0% intro APR on purchases and balance transfers for 12 months, then a variable APR 16.24% to 27.24%.
- Annual fee: Waived for the first year, then $95
- Foreign transaction fee: 2.7%.
- If you don’t want an annual fee, consider the Blue Cash Everyday card.
- Bottom line: Excellent cash back card for groceries and bonus categories and you can easily cover the cost of the annual fee and then some thanks to AMEX return protection.
- Read more here.
4. AMEX Business Gold Card: 70,000 bonus miles for spending $10,000 in 3 months.
- Signup bonus value: Redeem your 70K bonus points for $933 of airfare thanks to the 25% points rebate with select airlines in coach or on all airlines in business/first ($1,078 if you also have a Business Platinum) or transfer to potentially lucrative airline and hotel partners like Air Canada, Delta, Avios, Lifemiles, Singapore, Virgin Atlantic, and more, plus take advantage of frequent transfer bonus offers.
- Spend categories: Earn 4 points per dollar on up to $150K annually in your top 2 categories each month, including Airfare, U.S. purchases for advertising in select media (online, TV, radio), U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions, U.S. purchases at gas stations, U.S. purchases at restaurants, including takeout and delivery, U.S. purchases for shipping. There are no foreign transaction fees.
- Notable benefits: 25% points rebate with select airlines in coach or on all airlines in business/first.
- Annual fee: $295.
- Foreign transaction fee: 0%.
- Bottom line: A hefty fee, but much lower than the Platinum fee for a strong signup bonus and a points rebate that adds value to all of your AMEX points.
5. AMEX Consumer Gold Card: 60,000 bonus miles for spending $4,000 in 6 months.
- Signup bonus value: Redeem your 60K bonus points for $600 of airfare ($924 if you also have a Business Platinum) or transfer to potentially lucrative airline and hotel partners like Air Canada, Delta, Avios, Lifemiles, Singapore, Virgin Atlantic, and more, plus take advantage of frequent transfer bonus offers.
- Spend categories: Earn 4 points per dollar on restaurants worldwide with no cap, earn 4 points per dollar at US supermarkets on up to $25,000 in annual purchases, earn 3 points per dollar on airfare. There are no foreign transaction fees.
- Annual spend credit: $120 Uber credit ($10 per month). $120 dining credit at GrubHub, Seamless, Wine.com, GoldBelly, Milk Bar, Cheesecake Factory, and select Shake Shack locations ($10 per month).
- Annual fee: $250.
- Foreign transaction fee: 0%.
- Bottom line: Strong spending categories on dining and groceries and a low annual fee if you can take advantage of the Uber and Dining credits.
- Read more here.
Some of the cards above are business cards, but you may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith” as the business. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field.
If you have business paperwork you can apply under your business name. Otherwise, it’s critical to just write your own name as the business name if you are just applying for your own small business as a Sole Proprietorship that doesn’t have any business paperwork. You can then send in bills in your own name for verification.
If you’re like me and you run more than one business, you can signup for multiple of the same card for each business to manage each businesses expenses separately.
Chase cards with Ultimate Rewards are subject to 5/24 restrictions, meaning that you are not likely to be approved if you have been approved for 5 or more consumer credit cards in the past 24 months. Note that the Chase system automatically counts cards like authorized user cards and store cards as cards that count towards 5/24, but if you explain to Chase that those cards are merely authorized user cards or store cards they can manually approve you for a new card. You can check your credit report for free at the federally authorized annualcreditreport.com to check how many accounts are shows as being open in the past 24 months.
However, it’s important to note that business cards from most banks, including Chase business cards, do not get added to your 5/24 count of recently opened cards. That’s because business cards from most banks don’t show up on your personal credit report and the 5/24 count is based off of your personal credit report. That means that applying for these cards won’t “hurt” your 5/24 count.
Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score.
Which cards will you apply for?
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127 Comments On "Don’t Miss Out On Great Offers Ending Soon; Top Credit Cards To Signup For In March 2023!"
All opinions expressed below are user generated and the opinions aren’t provided, reviewed or endorsed by any advertiser or DansDeals.
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II got this when applying for Chase Biz card: Offer Unavailable. The information you requested is no longer available.
Is that a glitch and should I apply again? Or wait?
Try applying in an incognito browser.
Any prediction if the new Chase Ink Business Premier will eventually allow points to transfer to airline points like other UR points.
Seems like never 🙁
You can’t transfer ink points so Ultimate points with sapphire?
Ink Premier is just for cashback.
Other Ink cards have regular points.
Any word on sapphire bonus going up again? coming up to 4 yr soon
Recently got a second citi premier and downgraded the original to the rewards +. But Amex is disappointing. The benefits and credits for the most part are useless to me making the AF ridiculously high. ($695 for the platinum?!? I don’t go to equinox and my wife doesn’t shop at Saks.) And I hate the $10 monthly credits.
The only one I’d considering the gold for 4 points on groceries. But is that worth $295 when I get 3 points with my $95 citi premier?
I find the premier offers the best benefits for daily spending (3 on groceries, gas, restaurants, etc)
Depending on your spend:
Blue Cash Preferred. Cash-back, not points. $95 AF. 6% back on up to $6K of groceries. Effective 4.4% back if that is your only spend. Also, 3% on gas & transit (unlimited).
Blue Cash Everyday. Cash-back, not points. $0 AF. 3% back on up to $6K of groceries. Also, 3% on up to $6K of gas.
Get both and you have an effective 3.7% on $12K of groceries per year.
You can have multiple Blue Cash Preferreds.
I got a targeted offer for 75K points to open a 2nd Blue Business Plus card. Requires a $15K spend within 1 year. You can bet I got that one! Plus, they are offering 5K points (up to 5 times) for opening an employee card and spending $1K within 90 days.
Add to that the 30K point signup bonus from the bus checking account offer, and this has been a very good month. (130K Amex points from signup bonuses!)
@Dan
any concern over the credit card competition act from Sen. Durbin? It is an anti Visa/Mastercard Bill that exempts Discover, of course, because its an Illinois company. Supermarket trade groups are really pushing it. It could really hurt the points game.
The only thing worse than an imperfect free market with aggressive anti-competitive businesses is “anti-competitive” regulations…..
Need to replenish my Chase situation. Any news on them bringing back the 100k for the Preferred card?
Is there a reason for the order of cc companies ?
I have an Amex Business Platinum coming up for renewal. Does it make sense to drop the business card and signup for the Platinum Consumer card in order to receive the sign-on bonus?
How long would I need to wait for a sign-on bonus afterwards if I re-apply for an Amex Business Platinum?
Depends if you get value from the business card. You can have both.
Officially the bonus is once per lifetime, but it’s more like 5 years since the last bonus.
If platinum not worth it for me should I downgrade it to a different card [And which one do you recommend] or just cancel and apply for a new one
If I have a premier shouldn’t I downgrade to rewards card and reapply for a premier instead of applying for a rewards card?
When did you last get a Premier bonus?
November
There’s a 24 month waiting period for Premier.
its all well and good but i cant use MC in costco!
You can buy Costco cash cards online with a MC.
Thanks Dan for your site used your city premier link
Thanks for your support 🙂
Any words on United Airline cards giving extra bonus miles offer? They stopped it not so long ago but maybe they bring it back
Hi Dan,
Thanks for your great site! Any way to transfer points from United Explorer Mileage Plus Account to Ultimate Reward Points? Thanks!
Nope, that’s a one-way street.
Hey Dan! Will I get the signup bonus for the Citi Rewards+ Card if I took out the premier 13 months ago?
Sure!
Is there any reason that I can’t use PayPal to send money to a family member in order to reach a spending threshold? Would that be flagged by the bank if they realize that I’m essentially paying myself?
Dan, I got a ink cash card last month, is there a risk of chase shutdown if I apply today for the ink premier card?
No.
Thank you!
If I have 3 inks already & 5 personal chase cards, great CR, am I better off closing one or two of the inks before applying for a new one or it shouldn’t affect my auto approval?
Is there any risk of being shut down if I reload my Amazon balance with $0.50 200 times a day with the rewards+?
Yes
Hi Dan,
If I received the bonus for the Citi Advantage AND CitiBusiness AAdvantage Platinum World Mastercard, will I be able to sign up and get the bonus for the Citi AAdvantage Executive World Elite Consumer Mastercard??
Yes.
Would like to apply for 2 or 3 cards of the chase biz, what the best way of applying? 3 browsers or?
How many chase biz cards would you risk doing at once for the same business?
What about the IHG Cards?
Hi,
Just want to share some info about my experiences with Citi Premier card customer support. Without thinking I accepted an email that offered to upgrade my rewards +card to a Premier one, I accepted and while waiting I realized, what I dumb move that was, I gave up the opportunity for the 80,000 bonus points. So when the card came I did not activate but I called customer support. That’s were the fun began. I never, ever dealt with a legit business that told out and out lies to their customers. Lies I was told: Citi Premier is not offering 80,000 points anymore and both agents I spoke to seemed quite mystified as to how I could have thought that there ever was such an offer. Lie 2, you have to wait 48 months before you can get another bonus (3rd agent), and today I was told that once you have gotten one thank you points card bonus you can not get another ever (5th agent). The 4th agent was actually helping until the final step when all of a sudden there was no supervising agent who was authorized to help and I should call back the next day.
So, is it possible to get the Premier bonus if I apply for the card if I never activated the Premier card that they offered to me (did not apply for)?
Don’t do anything with your upgraded card. You can just apply for a new one and get the 80K bonus as long as you didn’t get a TYP bonus in the past 24 months and haven’t closed a TYP card in the past 24 months.
I already have the chase ink business cash card and I like to apply for a new Ink business cash card to get the bonus points.
Do you recommend that I close the card that I currently have before applying for a new card or it’s not necessary? What I have a better chance of getting approved by closing the card first?
Wondering the same thing.
Can I apply for a business card without having a business
Is it possible to get a southwest cc sign up bonus if I have already got one in the past? Is it possible if I sign up for a different card then i did before? I am guessing no because that would make it too easy to get a companion pass
Looking for a sign up bonus to help pay for an expensive car rental in Israel. Does the Citi Piemerr have car rental coverage in Israel? If I use the card would I be able to use the points from the sign up bonus as a statement credit to help pay for the car rental?
Assuming the answer to both these questions are yes I’ll use your link to apply. Thanks Dan!
It does not have coverage. You’ll want to use AMEX or Chase to rent a car in Israel.
Do you know if I could use my Saphirre Reserve card for the rental and then switch the card after I return the car (assuming there are no accidents)? I know I could do this domestically not sure if it would work for Israel. This is for Avis returning in Jerusalem if that makes a difference.
Can u please put in the post regarding foreign transaction fees if there are and on which cards pary of the info
Thnx a million got hundreds of thousands of points and deals cause ur site
When can you cancel a credit card without consequence?
If you move the credit line to another card, there’s typically no consequence at all.
https://www.dansdeals.com/credit-cards/credit-cards-points-start-need-know-best-credit-cards/
Can the card where I move the credit line be a card I have already or I need to open a new one?
Either.
How long do you have to wait between ink bonuses
There is no time limit that you need to wait for Ink.
I mean if i got ink cash bonus in past when can i get another ?
Yes.
If i got the ink cash bonus in the past can i get the ink cash bonus again (for same business) at any point?
Yes.
When?
There is no time limit.
So theoretically one can open unlimited inks for the same business and get unlimited bonuses?
At some point they’ll stop approving you for more cards, but yes.
Hello. How can I know if I am eligible for bonus of if past bonuses preclude eligibility? I’m focused on Citi, Amex and venture?
Dan- Yesterday I applied for the Citi Premier, the Venture card, and a Chase Ink. I got denied for the Citi Premier and approved for the Venture and Ink. Today I got an email from Citi saying I was denied because I use too little of my available credit. I have many credit cards so I do have a lot of available credit but I never knew this would cause a denial. I guess it’s something just Citi is doing? My FICO is 800+ (which is helped b/c I have such a low credit utilization).
If I currently have the Chase Ink Cash credit card, and it has been 24 months since I have received the sign-on bonus (held the card for 2 years), can I cancel the card? And then apply for the card to get the new sign-on bonus?
You don’t have to cancel the card and you don’t have to wait 24 months.
I just got my 6th active Ink Cash card.
You keep saying there is no limit or timeline limit on how many ink cards with their bonuses people can get approved for. Can you expound on this please as something does not add up. Don’t they have limits on how often they’ll approve you for a credit card? I just got both inks for the 90k (ink business cash and ink business unlimited). When should I apply for those 2 again? And if those additional 2 get approved I would have 4… so when should I apply for another set of them. Etc.
Limits are based on your creditworthiness, but there aren’t any hard limits.
You can try now and see what happens.
Would you rather recommend waiting 30 days in between? I literally just got approved for my first set of 2 inks 2 days ago…
If you say don’t wait 30 days and apply now, I will apply for them now. But if I get declined, when would be a fair shot to re-apply?
?
Can I get a Chase business card and not have it in the same login as my personal cards (so other members of the business can use too)?
I believe that’s doable.
So confused why the is the Citi card such a good deal, the benefits are not good, transfer partners are not amazing….
Very strong bonus, very strong spending categories, plenty of great partners, low annual fee, gift card redemption bonuses, points cash out options, good potential for quadfecta with Double Cash/Rewards+/Custom Cash, etc.
https://www.dansdeals.com/credit-cards/highest-ever-limited-time-offer-earn-80000-thankyou-points-citi-premier-card-enough-5-round-trips-hawaii-awesome-redemptions/
Better then Chase?
Different than Chase. It’s good to diversify.
Chase Ink business unlimited versus Chase Ink business cash?
Which one?
Both?
They’re both great cards, the Cash gets 2x-5x points at select categories while Unlimited gets 1.5x everywhere.
So you would just open both today?
12k on 3 months seems like a lot for me.
I ended up getting the cash card. Although now that I think of it I don’t buy much office supplies.
I applied for the ink cash business using my personal name as the business name like you wrote they asked for these two things:1 Proof of physical address for authorizing officer
2 Proof of physical address for business I don’t really have any of them unless I can just use a regular utility bill or bank statement? any recommendations?
can I apply for both (business cash/unlimited) chase cards and get tew times the welcome bones at once?
Yuh, deee Kenst
What’s the difference between the first two? I tried to read the post but couldn’t get the differences. Thank you
By “tried,” do you mean due to a reading disability?
I applied for the ink cash and got denied I called the reconsideration line they said the cannot do any thing should i try huca or wait and apply again
I applied for both the Chase ink cards in Nov but got denied do to having 5 cards in 24 months but now one of my 5 cards are past 24 so I huca-ed to get reconsidered but they told me they can’t reconsider me because they still use my old credit report/ pull and there it says I still have 5 cards so I have to reapply. Is that true Dan? And should I reapply or should I continue hucaing to get reconsidered? Thanks Dan for all your great work!!
Yes, reapply.
Thanks so much will do!!
On the chase biz cc . It’s 0 apr for 12m.
Does anyone know if that’s for balance transfer also ?
Applied for southwest busn was approved but then denied for the personal one due to to many applications. Advice?
Dan is it true you get 10/99 on point rewards
I got both chase business cards. Tried applying for the sapphire reserve nov 30 before the 80k offer expired and got the “being reviewed” response. Chase sent me a letter saying I was denied due to fraud and should call to confirm that it was me that actually applied. I’ve called numerous times since then, was told each time that the security/fraud team denied me because my license wasnt sufficient proof of my birthday and address. They said they can no longer discuss this with me and the application is denied period. “Try applying in 6 months”. Any advice on how to clear this up and get the application reconsidered? Thanks
For the chase ink cards, does an authorized user their own 25k limit in office supply stores or its combined with the main user?
I have the chase ink card for a few years now, and i never used it, is there any way to downgrade and then sign up again to get the bonus?
Wondering about non-AMEX customer service. I have a Delta Gold AMEX card and have had excellent support abroad, where I am most of the year. But since Delta doesn’t fly where I now want to go in the US, I want a card that gets me United miles with AMEX level service. Suggestions?
I just saw an offer for 60K points signup bonus from AMEX for the business checking due to having the business platinum card. Has anyone else seen this? (Rather than the regular 30K signup bonus?)
If I’ve had some of these cards before, primarily the Chase United and Capone Venture, how can I know if I am eligible for the bonus?
When did you last get a United bonus on the same United card? You need to wait 24 months for the same United card.
Cap1 doesn’t have any wait period to get another bonus.
Not sure. I closed the account and don’t see it listed in my Chase online profile
Call chase and ask. Not when you opened – when you got the bonus.
got it. ty
So if I now have a Venture X I can open another one & get another 75k opening bonus?
There is a huge group of Americans living in Israel: families, couples, bochurim, seminary girls. It would be very helpful for us if each deal comes along with the information of if there is a foreign transaction fee or not, and if yes, at what percentage point. If you can update the post with that information, that would be great!
Done!
Chase closed down all my accounts in 2013 like they did then to many back then. Is there any chance they will allow us to open accounts again? Any information on this?
Several data points here:
https://www.dansdeals.com/credit-cards/ink-card-faqs-everything-need-know-get-credit-card-deal-year/#comment-1608595
Got an AMEX Blue Business Plus card in August 2020 – don’t remember the SUB. (I think it was 50K.)
Got another one July 2022 – 75K SUB. (Biggest I have ever heard of for this card.)
They just offered (and I took) a third one with a 50K+10K (for employee card with $1K spend) SUB.
And now I can spend $150K per year at 2% AMEX MR. :
I booked a hotel with Chase UR on the phone through my SP. I asked the agent to charge $50 to my card and cover the rest with points so that I could take advantage of the $50 hotel credit but she said there’s no such thing and that the credit is only for flights. I tried to argue with her but to no avail so I booked the whole thing with points. Obviously she was wrong. Is there any recourse?
This is amazing – I just got approved for my third Chase Business Ink since December, all three with the 90k bonus for $6k spending on each. Since I’m redoing the bathrooms in my house, I am having no problem reaching the needed spending (thanks Amazon for great prices on Moen fixtures and hardware)! Thank you, Dan, for giving great advice!
How do I know if I am eligible for the Capone bonus? Pretty sure that i once got one
How often can one apply/open new credit card accounts without hurting their credit?
Dan, can you confirm that I can pay my mortgage with Plastiq using these cards? I got approved last night for the 2 cards and was hoping to pay mortgage utilizing plastiq…(posted this q on another post)
already have Bonvoy amex and capital one quicksilver and interested in The Ink Cash card for large bonus and benefits. Do you recommend I simultaneously apply for Sapphire preferred to make chase points more valuable?
@Dan,
If I recently got the bonus on an Amex card and I reapplied using an offer that has lifetime language but I didnt receive the pop up saying I am ineligible for the bonus can I assume I will receive the bonus?
I don’t want to spend the 15k on the card only to find out I won’t receive the bonus.
If I have a Chase business card that was open several years ago and I don’t really use that account what do I need to do to be able to open the same new business card account to qualify for the sign up bonus? I already applied for and was approved for the business unlimited card a few months ago
I have 10 credit cards how do I cancel a few without downgrading my credit rating?
Will my credit get pulled twice if I apply for the 2 chase business cards?
Dan, I need your advice – we are trying to get another companion pass from Southwest to start after next January 1st, 2024, to allow for its expiration at end of 2025- if that’s possible.Our current companion pass expires 12/31/23. How do we do this? If we get the bonus within the 3 months, we will need to get to total of 135,000 points by 12/31/23. But that would be for this year. How do we ensure we get the companion pass after 1/1/24, if everything reverts to zero after 1/1/24?
Some other background info :
I have a business card opened within last 2 years, and a personal card opened in 2/2019 (with a credit limit of 33K). My wife only has a personal SW card opened more than 2 years ago( with a credit of$49K). So we were trying for a business card for her, but she doesn’t have a business – we would try as a Sole Proprietor, per your site recommendations.
Thanks
MJZ
I am in need of the best credit card for the longest period of zero interest. Any recommendations?
how long ago can i have had a saphire preffered to recieve the bonus again?
Hey Dan,
In reference to the following portion of your post about the Citi Rewards+ Card:
“If you spend $1, you’ll earn 10 points! If you make a $0.50 Amazon balance reload you’ll also earn 10 points, which is equal to earning 20 points per dollar spent!”
Have you heard of any people having issues doing this over the last couple of years? Getting cards shut down because of too many tiny purchases? This seems like a very easy way to rack up points if you have time…
Thank you!
Hi Dan,
If I currently have a regular Sapphire that was downgraded almost exactly two years ago from a Sapphire Reserve, can I just close that Sapphire and then apply for the Sapphire Preferred and be eligible for the bonus? I received the bonus for that Sapphire Reserve in 2016, but then kept it open as a Reserve for a bunch of years for the benefits until downgrading to a standard Sapphire two years ago. I’m wondering if it matters when I close the Sapphire in order to be eligible for the bonus, or I just need to not have a Sapphire currently AND not have received any Sapphire bonus within the last 48 months?
Thank you!