Reminder: Earn 3.21 Points Per Dollar With Sapphire Preferred At Restaurants Today


Today and on every first Friday of every month you will earn triple points with your Chase Sapphire Preferred card on all dining purchases. Normally you earn 2.14 points per dollar on dining, airfare, hotel stays, and car rentals.

Together with the 7% annual dividend that means 3.21 points per dollar. For example if you spend $100 in any restaurant you’ll get 300 points on your next statement plus 21 additional points as part of your annual dividend.

Dining on the Sapphire Preferred card includes all sit-down restaurants, fast food, coffee shops, catering, bars, lounges, and more.

Note that through June 30th you can earn 5 points per dollar when eating out with your Chase Freedom card, so if you aren’t going to max out the $1,500 in quarterly spending at Lowe’s you’ll be better off using Freedom at restaurants. That bumps up to 5.5 points per dollar if you have or will open a Chase checking account in 2014.

Don’t want to eat out today? Ask your favorite eatery if they sell gift cards or will allow you to have a credit balance in your name and lock bonus points by purchasing them today!

Need to pay a caterer? Do it today and pocket the extra miles!

Are you outside of the USA? Not to worry, the Sapphire Preferred card does not charge any foreign transaction fees. (Which also makes it the best card for car rentals in Israel: 2.14 points per dollar, free primary CDW insurance with no deductible, and no foreign use fees).

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9 Comments on "Reminder: Earn 3.21 Points Per Dollar With Sapphire Preferred At Restaurants Today"

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Hi Dan.
Any recommendation if I was denied by chase?? Like credit reconsideration contact no????


sapphire also earns points for ALL travel. not limited to airfare/hotel/rental car. this includes bus fares, metro cards, taxis, etc


Does this work if I use Seamless ?




Do you know if Sapphire card covers car rental in Canada? I know Dan always recommend the UA Exlporere card which I do not hv.



No phone number on your rejection letter?

It covers car rentals worldwide.


With chase freedom you’ll get 5 point per dollar at restaurants (this quarter)


Did you read the post?

Ed Z

I’m going to apply for one of these 60k bonus offers. Quick question Dan: I have 12 credit cards, CSP, SPG, etc… However, I do NOT have a retail card. Do you think this late in the game, my score my benefit over time by adding a retail card that will only collect dust? Does missing that component potentially hold my score back?