An anonymous commenter said,
“Dan the Man!!!
I have the best credit card offer ever!
This is a citi card thank you point, which has very minor disadvantages like you have written about a few times, but check this out (if you are not biased to starwood you will agree-anyways you can have both cards for each’s advantages)
Card: Citi card premier card
Annual fee: $75 (you can get it free but with less benefits)
1 point per $1 spent
1 point per mile flown that you or anyone flies on any airline (fly LAX to NY get 6000 points!!!)
2 points per dollar in supermakets gas, and traveling
Unlimited Companion tickets, free in U.S. whenever any round trip ticket you buy is more than $299.99!!!!!!
The max of points you can get a year is 200,000, with 100,000 being travel points.
So if you have even a 1 person family and fly in the US 5 times a year, you will make easily $500 and up a year!!!
The card is mastercard, but they have it together with American Express also!”
Sorry Anon, I have to disagree with you and it has nothing to do with being biased.
The citi card you refer to, the premier pass elite card,(with TY points rewards) is not the best, or even a good credit card.
1. The $75 annual fee is pretty hefty. (Starwood is $30, and free for the 1st year.)
2. You only get points for miles flown AFTER you spend the same amount in cash. so LAX-JFK will net you 5,000(not sure where you got 6,000) TY points for only if you have already spent $5,000 on the card!
3. The TY points themselves dont come close to the value of a mile, let alone a starpoint.
As I’ve covered previously a mile or starpoint can be worth .15 each, citi makes sure that TY points wont come close to that.
4. The companion ticket program isnt for regular priced tickets-they’re only for jacked up ticket prices (similar to the scam AA companion certs that citi gives with the AA card-looks great on paper but not when you go to use it)
5. The card offers none of the fringe benefits of great credit cards like return privileges and elite status, etc, as the starwood card does.
6. Besides for the rate of TY points needed for tickets not being competitively priced with a good mileage program, you must use the points a few weeks in advance and stay over a saturday night to use them, so they also offer none of the flexibility of miles.
As I’ve said numerous times, there is no credit card points program that exists that can compete with the potential value of airline miles.
The all claim to compete, but they have too much fine print to do so.
The ONLY exception is the Starwood Starpoints program, because besides for having great usage possibilities for hotel stays, you can transfer Starpoints into over 30 kinds of airline miles at an even ratio-and get a 25% bonus when you transfer 20,000 starpoints at a time.