Last Chance! This Is Why You Should Apply For An Ink Cash Card Today: Best Ever 90K Bonus Ending Soon, Earn 5 Points Per Dollar On Amazon+More; Master List Of Gift Cards Earning 5x!

Do you have to have a business to open this card?

I recently signed up for Chase Ink Preffered 1000k. I’ve spent about 8k toward the $15k required.
Would they honour downgrade to this card and give the 90,000 points based on the above offer?

2 questions.

1. Is the ink unlimited offering the same bonus?

If I applied last time with my SSN as my tax ID, (less then 24 months ago( is it possible to get approved again with my SSN automatically without needing to call in explaining about different business etc. ?

I only have 1 x EIN, am I Able to get more then one card for this business?

How long should I wait after cancelling my current CIC card before applying for this new offer?

what’s the real bottom line difference between this one and the other post you just posted, the Chase Ink Unlimited Card which also has the same sign up bonus and can I get both?

I just spoke to Chase and they told me that since i already got the 75,000 bonus I can no longer get the additional points…the only way they would give me the new offer is if I didn’t reach the spend threshold yet and therefore didn’t get the 75k yet….

If I have a Chase Hyatt card can I transfer these points to Hyatt?

I have perfect credit, already a business account with chase and solid income yet they rejected my application and said they’ll send a letter in 7 to 10 days

If my husband has a chase sapphire, Can I transfer the points from this card (which would be in my name only) even though we have separate Log-ins for our chase cards? How would I do this?

What’s a good credit score to be considered for a card like this?

I’m not finding any amazon gift cards on either of those sites. Can you post a link?

is there a foreign transaction fee?

I already have this exact card, am I eligible for this bonus if I get a second one while leaving the first open?

Can I return after getting the signup bonus or do they taken it back?

i applied and got a message that they will let me know in writing about the decision if i am approved…..

anything i can do to call them and convince them?

We have a Sapphire Reserve under my wife’s name that we have no use for (since we get the CSR benefits from a CSR under my name). Is there any specific reason to downgrade my wife’s CSR to a non-fee card versus just cancelling it outright?

Hi, can I convert my current Chase business preferred Ink card (since 2019, got 80k bonus) to this business cash card and still get the new bonus? I also have Chase Sapphire Reserve card.

Can I downgrade my 2 year old Chase Ink Preferred and still get bonus?

Does this card grow my credit score?

Hi Dan – can my wife and I each apply for this card with the same business EIN and each get the bonus? Thank you!

Happy to use your link. (Too bad this offer isn’t available for referrals…)

Finally got out of Sapphire 48/mo jail in Sep.

When’s a good time to apply for the preferred? I missed out on the 100k bonus a few months ago and I already have most of the Reserve benefits from other cards so I’m looking for the better SYB and lower AF

i could earn 5 points up to 25k spending on each of the categories or 25k spending total of all of them? i

Thanks so much Dan!!
got approved on the spot!
any reason to use for travel?

Dan, sorry for the off topic question. What’s your opinion on 3rd party travel website trip.com? They have a certain flight significantly cheaper than the airlines website. Thanks!

“You can get approved and get the signup bonus for this card even if you have other Chase Ink cards”

I currently have open both free Ink cards under Sole Proprietary from a few years ago. Can I apply for them again under Sole Proprietary?
Am I likely to be approved?

I have an Ink business plus. Is that the same as the Ink Cash or Ink Unlimited?

You use to have a pretty identical card advertised together with this card, is that one also this same signup bonus? Can I open both of those cards and open the Business Premier card that you recently advertised that gives 2.5% for $5,000 and over. So 3 cards opening in same day. I am looking for high credit line, income only about 100k, so I want to merge all 3 credit lines to 1 card – after I get the opening bonuses obviously…

Can I refer someone to think deal? Refer a friend is only letting me send to the 75k deal

SHIPS TO ISRAEL ?

So they don’t report to the credit agencies. So is there a credit pull when you sign up?

I just applied for the Chase Ink Cash Card card yesterday and was approved. But since I dont have any EIN and had applied using my SSN, it did hit my personal credit report and got added as a new inquiry. This is just for awareness for anyone planning to apply using SSN instead of EIN.

I’m opening a business, prob won’t make money this year.
What should I write is my business annual income?

in april 2018 i got a bonus on a different chase ink card, then a yr or two later downgraded to chase ink cash. now the business still has this chase ink cash. will this same business be eligible to get this card and get the bonus again?

Thanks Dan!
Applied, got a pending email, called up reconsiderations and got approved!!
Will Chase get suspicious if I spend all $6K on Amazon GC from Office Depot in one or two months?
Is that grounds for getting account closed?
Anyone have any experience with this?
Thanks!

Hi Dan(and all),
I’m looking for additional ways to to hit the $6K in 3 months. Would you know of any Jewish organizations that will take, say Amazon GC’s or something of the like?
Thanks!

Any idea when this 90K bonus offer will end? TIA.

Does this card have foreign transaction fees

Applied as sole proprietorship but by mistake didn’t put my name as the business can i just reapply with my name as the business name? Thanks Dan

I just got approved for the ink unlimited- I’m not seeing the card in my chase app? Cards usually show up right when I get approved. How can I access the ink card?

@dan would funding a new bank account with a credit card raise a red flag at chase?

If I open this in the name of my business LLC, will they make me send in paperwork? What about as a sole proprietor?

I opened a business checking account a few weeks ago and received this card with a promotion to receive 75,000 points. Any chance I can still get Chase to match me this offer? If so what would be the best way for me to ask?

got approved using your link, thanks!
I guess I need to create a business login. Is it simple to move the points over to my personal chase account once I earn them?

Good hack to reach the 6k spend if you can’t reach it naturally or got multiple cards. – PayPal yourself/spouse $6k as a business – which will be counted as a purchase (not friends and family) you’ll pay 2.9% which comes out to $174 which is well worth it to receive 99,000 UR points which at an easy value of 2 cents is worth about $2,000

PSA: chase did a double hard credit pull on me when applying – TU and Experian (2 days apart) for same app. Never had this before.

I applied for this offer through a referral from my brother. Got a response that it is under review… I only realized after that with the referral it is only 75k instead of 100k. Any idea’s how to go about this to reapply or redo the application for the 100k? I have not been approved yet, Can that help?

How long does it generally take to receive the card in the mail once approved?
And is there any any to start using the card for online purchases before it arrives?

if i apply for ink cash card in Business name EIN and have a Sapphire preferred in my own name SSN both at same address, will I be able to transfer points from the Business Card to the personal sapphire? any specific instructions on how that is done?

Hi Dan,
I enjoy opening new cards getting the bonuses its both earning $ and fun.
I’m just mixed up if/how much to care for credit checks, Any guidance for how to juggle this?
Thank you!

I have a sapphire card.
Is there a way to transfer points to a friend’s chase account?
Or is there a way to transfer points to their airlines account?

Random question here,

Can I book for a friend on air canada using miles?

I never open much credit cards but I Applied for this one, but it’s pending. I see you wrote to call business reconsideration for this. They said allow 48 hours. I wanted to also apply for the other ink card today. Any advice what I should do? I wrote my projected monthly spend is 50k. I hope that didn’t mess it up. Thinking maybe since they might have me in their system as a shnuk with just a regular income and credit score 740. Maybe that raised red flags? Otherwise I just followed your instructions as sole p…

If my business is relatively small with a corresponding small income ie a few thousand a year, is it still possible to be approved for this card? Can I include household income even though it’s a business card?

Dan, I currently have this card, am I allowed to get another?

Inc unlimited site says u earn 1.5% on purchases made for ure business. DOes it exclude personal purchases?

I applied and got a voicemail that they need to ask me some questions. Last time I did this they conducted a detailed and prolonged interview where I felt like a real liar making stuff up as I went along, trying to guess what they wanted to hear. It doesn’t feel worth it to me.

I just got the ink business preferred 100k bonus after spending 15k. Can I still get this bonus?

I had just gotten this card with a 7.5k spending threshold/75k points. Now I SM’d them a request to match me this public offer, to which they agreed to manually add another 15k points upon receiving my original 75k, but they did not agree to lower my spending threshold to 6k

had a united chase card few years ago that was defaulted but worked/fixed credit which is very good these days, would you reccomend applying for this card since its a chase card and might have some flags on my name? i also have a business name i recently opened planning on growing it…if you reccomend applying which would you advise the business name or personal name?

how do you downgrade this card

does the msg on the phone saying you will receive a decision in 7-10 days mean denied on business cards also or just personal

Have more than one business. I was approved for the Ink Cash card for one business and declined twice for my other businesses (even though they have different EINs). Have I reached the Ink Cash card limit because they recognize my SS number? I prefer the Ink Cash Card to the Business Unlimited card. Maybe they would approve the Business Unlimited Card? I have not tried that one yet because I prefer the Ink Cash Card.

Instantly approved for this card with $3,000 line as a new business. I’m right at 5/24 but one of my cards is Helzberg credit cars which appears on my credit report but I can’t use it outside the store. In December I will be below 5/24. Either they relaxed the rules didn’t include the helzberg account or combination or factored into me being almost 24 month for two to dep off. I dk but i am pleasantly surprised to be approved.

Approved using your link! thanks Dan, another card thanks to your detailed posts!(:

Hey Dan. I applied for this card and was denied :/ tried calling the number you posted and asked to speak with a application specialist. They told me that the applications are computerized and they cannot reconsider. Do you suggest?

I applied and the site told me that I’ll be notified within 7 – 10 days but I didn’t get any email about having applied for the card, and being that I am at 5/24 but one card I’m just an additional I called chase but they say they don’t see an application, does that mean that my application didn’t go through?

Does adding additional user offer same bonus point for each card?

You wrote”Charges made directly with all cell phone service providers” what does that mean? Any purchase made via phone gets you 5 points?

my wife was just approved for chase freedom through her chase app but really wanted to try for sapphire card so can transfer ink points, would they consider changing it to sapphire instead, would they do that?

I already have this card. Do you recommend that I close the card that I currently have before applying for a new card or it’s not necessary?

How much time should one wait between different ink applications? Is it 1/30 or 2/30?

if i already have an ink business cash card, do in now get 5x on amazon, in addition to getting 5x on office supplies and internet/ phone company purchases?

Can I transfer a credit line from another Chase business CC and thereby increase my 0% APR credit line?

i was just on the phone with chase. i asked if i already have a business cash card, can i get 5x on amazon. they said, no, we are only offering 90k rewards as points, and the 5x from office supply stores and internet companies. where did you hear this from? i read her the heading of your post. she told me it was slightly misleading. you get 5x on amazon only if you get the TARGETED promotion and shop through CHASE’S WEBSITE.
please clarify your post. it states that everyone can shop directly on amazon.com with a business ink card and get 5x.

Just got approved using your link! Thanks Dan for your support and help!

hey Dan, quick questions regarding the 0% APR.

If I get approved for a $10,000 CC – I don’t get charged ANY interest for the first 12 months?

So does that mean if I have statement of 2000 or 8000, I can pay minimum payment (ie $40) without any fees or accumulating interest for the first 12 months?

-AB

How would this be economical when you’re paying 5-6 percent in fees to purchase these gift cards?

Also can I open one for my business under the tax ID and one under my social? And would I be able to combine the points from both?

how high or low of a credit score do u think i would need to get approved

I have applied for both cards on same day and got approved on both after a quick call but no explanation was needed. Rep just reviewed the application and pushed it thru for approval.

If I got the bonus on the Ink business UNLIMITED, can I still get the bonus on the Ink CASH?

Hi Dan, I just got approved using your link with 6k credit limit.

I want to keep my total credit utilization under 30%, does this business 6k limit get included into my total personal credit limit?

Will it affect my credit score if I call to request a credit increase?

I just received the card in the mail after applying using your link. I went to Staples to buy some Amazon cards and couldn’t find a single one. I asked a guy working behind the counter, and after first directing me to a carousel of cards, where there were none to be found, he then “found some” behind the counter, but he would only sell me a maximum of two cards, despite having many more. He was nice about it but was asking why I wanted it. I guess they get overrun with requests for Amazon cards and couldn’t figure out why.

I got approved using your link.

Where can I find a tracker for my spending towards the signups bonus?

Applied today 11/23 as sole proprietor, $100k income, expected average monthly spend of $5k, and received nearly instant approval (< 1 minute) w/ $5k credit limit. Thanks, Dan!

Are we going to get advanced notice before this offer expires?

Hello Dan, I have an existing business unlimited card, am I still eligible to get this card in addition?

It’s showing $900 cash back now not 90,000 points

hey, i saw what you wrote about this card not showing on my credit score, does that mean it wont show as an additional line of credit? i have a handful of cards, and don’t want too many lines of credit

Rejected, letter states

We based our decision on the following reason(s)

Delinquency or other derogatory relationship with our bank
Credit card balances are high compared to the age of the accounts
Insufficient business deposit relationship with us

Any point calling Recon? Have several personal cards with Chase, 10+ years banking relationship. Chase Proprietary Score shows as 847 (Experian Fico 8 is 749. I wonder if it’s because I shut a biz checking account a few months ago. This application was for a new biz though (I don’t have a biz checking acct for it yet)

do business cards count towards the 2/30 rule? (only allowed to get 2 chase cards in a 30 day period)

i got the southwest and ink cash card. can i still apply for the ink unlimited?

Applied for 2 cards today form and my wife using your link and got approved for both.
THANK YOU Dan
will plan my next vacation with 200K points in a month from now.

Got approved for the card thur your link. I had to make Business account for the card. Can I transfer it to my personal chase account? I would want all my points in one account. Is there any con to transfer to my personal account? Thank you

If I just signed up for the Reserve (haven’t even gotten it in the mail yet) and now sign up for this, will it impact either of the sign-on bonuses?

if i have 2 businesses but none are official businesses – can i get 2 of the same card?
I would need to apply under my own name for both but i can list it as different categories
(ie- retail & real estate)

Just got approved thanks dan

Approved instantly with yearly revenue of 5k on biz just est. this year, and credit score of 750. Used your link! Always love supporting a brother!!!

Any success getting approved with being at 5/24? Does Private client help?

Applied and got the letter in the mail message. Called retention and they told me they wouldn’t be able to approve me. I gave up at that point. About a week later I got an email saying that I was approved for the card. Weirdest thing.

Do I get 5% only at office Depot/max, staples or any office supply store? Anyone have any experience getting 5% in other office stores?

@Dan, Do you know if staples ships visa gift cards through Instacart?

Are there any tricks for getting around the $6000 spending requirement?
Can you PayPal yourself money?
Is there a way pay a credit card Bill with visa gift cards?

FYI, on my new Chase Ink Cash card, I got a new Chase offer for 10% back on all Office Depot purchases until the max of $11 back is reached. So I could get $110 of gift cards and earn 550 points for $100. After transferring to my chase Reserve account, it could give me $8.25 of value. Nice! I’m not good at math, but is that a 16.7% valuation? Am I doing that right?

Hello Dan and DD Fans, newbie here as it relates to CC signup offers.

1) Why does the application ask for personal details including one’s SSN if this is a business card? I confirmed with Chase that they check your personal credit report, so does this impact one’s personal credit score and also does it get reported on your personal credit report?

2) For other cards that have a large annual fee i.e. AMEX Business Platinum card, is the idea to reap the benefits and then cancel it prior to the second year or is the idea to maximize the benefits to offset the annual fees?

I’m asking because it appears that many sign up for these bonuses and I’m wondering if they all keep the accounts open. Any guidance here would be greatly appreciated.

We just got our first statement. At the top, it states only 4 pts per $1 on phone, internet, cable & office supplies instead of 5, and 1 pt for gas & restaurants instead of 2. It seems they’ve lowered the points you can receive.

Does having a small backyard camp in the summer considered a business? They ask for monthly expenses. I don’t have monthly expenses…Just right before the summer…

Ok thanks Dan! The overall expenses spread out over the year are extremely low. Is that a reason not to get approved?

Hey Dan, just got approved for the Ink Business Cash, thank you for your article!
I also have the chase sapphire preferred, I don’t see it in my business account when logged in. Does chase not let you link your personal Ultimate Rewards to your business?

thanks again!

Which of these chase ink cards offers no fee foreign exchange on purchases?

Might have missed this but I’ve opened all 4 Ink cards in the past 6 months under sole proprietorship using my SSN, and since closed the Business Preferred after hitting the minimum spend and getting the points. Can I open that card or another one of these again, over and over with the same business using my ssn and keep getting the sign up bonus? Can’t be indefinite right?

What bills can be used for proof of address for Sole Proprietorship?

Hi Dan
Can u still open both ink cards as u had written back in Dec or that wont work anymore?

If I recently turned 18 and opened my first credit card and essentially have no credit score and a very minimal income is there any chance I would be approved and is it worth trying if it might negatively affect my credit score

why is it critical to write your own name

does this have a currency exchange fee?

Hi Dan, which card provides the best cancelation insurance for hotels?

I opened the INK UNLIMITED in the beginning of December as a sole proprietor was instant approved how long should I wait to open the INK CASH don’t wanna raise any red flags

If I have this card for another business, connected to another tax id number, can I apply for this for another business and qualify for the sign up bonus?

can i apply for this and the ink business premier (that has a 100,000 bonus) at the same time and be eligible for both bonuses?

Can I use this card and earn %5 back through chase ultimate rewards?

How long after cancelling one of these, can i open up a new one ad get the signup bonus

Bh I’m very happy with my collection of cards which are earning me miles but I’m looking to branch into the hotel cc section , what is a good hotel cc to get started?

Is this credit card worth it for someone living in Israel since it has a 3% foreign transaction fee and if not do you know of a different card that is having a promotion that you can suggest

Do foreign transaction fees paid count toward the $6,000 required spend for the signup bonus?

If i signup today and get approved, how quick will I be able to get the card so i can swipe it on a huge transaction coming up

Is it worth it to purchase gift cards and pay the activation fee? For the $300 visa it comes out to 3.31%, but does the bonus points make up for it?

@Dan what card would do you recommend to apply now for best bonus/value?
over 5/24 so Chase wouldn’t be an option.
Have large upcoming purchases want to take advantage.

(New card won’t hurt 5/24 since i have 2 accounts reaching 24 months in just about 30 days)

Thank you!

I have been holding off on getting this card cause I am a salaried worker and don’t have any business. Not do I have hobbies. I did just realise though that I have investment. I have stocks, mutual funds and IRA that I manage on my own. Anyway to use that to legitimately apply?

not sure why in the post it says “this will not effect credit score” my personal credit score went down 49 points after I applied!

ya your right dan, i read wrong! not sure why i thought that. I got a notification from chase that there was an inquiry so i went on chase and i saw my score went down from 790s to 740s….

Does business cards count toward 5/24???
Recon. rep. told me that I’m @ 5/24, because of 3 personal and 2 business cards.

Hi Dan, I currently have a 770ish credit score. I followed the instructions and applied for the card and they said it’s under review and could take up to 30 days for a response? Does this mean even if I get approved that I would end up having to Spend 6000 in 2 months or would the deadline for 3 months extend?

Does this card charge a fee for foreign transactions?

What is the best wait between multiple open Ink cards? 3 months? 2 months? does it matter to switch from Cash to Unlimited each one? Same ssn? same biz name? Is it good to close any under a year?

Hi applied to this credit card and did all the instructions you told me regarding sole proprietorship and social security number instead of the IEN number for example and they still are asking for different documents from proof of business residence proof of business name tax transcript from the IRS what do I do