Earn Up To 175,000 Points On The IHG Traveler, IHG Premier, And IHG Premier Business Cards

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• IHG Traveler Card
• IHG Premier Card
• IHG Premier Business Card

Limited time signup bonus:

• You can earn 120,000 points for signing up for the Chase IHG Traveler Card and spending $2,000 within 3 months.
• You can earn 175,000 points for signing up for the Chase IHG Premier Card and spending $3,000 within 3 months.
• You can earn 140,000 points for signing up for the Chase IHG Premier Business Card and spending $3,000 within 3 months.

The end date for this offer is not yet published.

Annual fee:

• IHG Traveler Card: None
• IHG Premier Card: $99
• IHG Premier Business Card: $99

Welcome bonus terms: 

You can receive the bonus on the IHG Traveler or Premier card if you haven’t received a bonus on an IHG consumer card in the past 24 months and don’t currently have an IHG consumer card, though there have been reports of people getting the card and bonus even if they have a grandfathered IHG Select card.

You can receive the bonus on the IHG Premier Business card if you haven’t received a bonus on an IHG Premier Business card in the past 24 months and don’t currently have an IHG Premier Business card.

5/24:

Typically, Chase cards are be subject to 5/24 restrictions, meaning that you are not likely to be approved if you have been approved for 5 or more consumer credit cards in the past 24 months. Note that the Chase system automatically counts cards like authorized user cards and store cards as cards that count towards 5/24, but if you explain to Chase that those cards are merely authorized user cards or store cards they can manually approve you for a new card.

However there have been reports of 5/24 rules being waived for co-brand consumer cards like these.

You can check your credit report for free at the federally authorized annualcreditreport.com to check how many accounts are shows as being open in the past 24 months.

$50 Annual United TravelBank Cash

The IHG Premier and Premier Business cards both award $50 in United TravelBank card every calendar year, with $25 deposited every 6 months.

You can register for that credit here.

Annual free night with top up feature:

This IHG Premier card and IHG Premier Business cards come with an annual anniversary night for hotels that cost up to 40,000 points. Plus you can now use points to top up the 40K free night certificates earned on this card for hotels that cost more than 40K points. There is no limit to how many points you can use for a top-off, which means that certificates are now much more valuable as you can better maximize the 40K points value.

The night must be used within 12 months of when it’s awarded.

For example a night at the Intercontinental David Tel Aviv is 56K points and the Crowne Plaza Tel Aviv Beach is 41K points for a stay in 2023. Under the new policy you can use 16K or 1K points respectively to use a free night certificate at those hotels.

A paid night in a water villa at the Six Senses Laamu Maldives will set you back some $1,600, but can be had for just 100,000 points or a 40K free night plus 60,000 points.

The grandfathered IHG Select card remains unchanged, but its free night certificates do not have the ability to top up with additional points.

Bonus annual free night with top up feature:

If you spend $60,000 during a calendar year on a IHG Premier Business card, you will earn a bonus 40K free night certificate, which will also have the top-up feature.

Elite status for cardholders:

Having the IHG Traveler card gives you Silver elite status. If you spend $20K and one additional purchase in a calendar year you’ll earn Gold elite status.

Having the IHG Premier card or IHG Premier Business card gives you Platinum elite status, which gives free internet, 50% bonus points, upgrades, welcome amenity, late checkout, and more.

You can earn Diamond elite status with $40K spend and one additional purchase on the IHG Premier card or IHG Premier Business card in a calendar year. Diamond status gives 100% bonus points, access to the Diamond phone line, and a free full hot breakfast on stays.

Non-expiring points:

IHG cardmembers’ IHG points will not expire for as long as they remain a cardholder.

4th award night free:

When IHG Traveler, Premier, and Premier Business cardholders book an award stay, every 4th night will be free!

If you have both the discontinued IHG Select card and the IHG Premier, Business Premier, or Traveler card you’ll get every 4th award night free AND a 10% rebate on award nights! 

Global Entry/TSA Pre-Check/NEXUS:

IHG Premier and Business Premier Cardholders will get reimbursed for Global Entry/TSA Pre-Check charges every 4 years.

Cardholders can also get reimbursed for NEXUS, which includes Global Entry/TSA Pre-Check.

Those programs make flying so much easier, read about them here!

Card earnings:

• IHG Traveler earns 3 points per dollar on on gas, 3 points per dollar on dining, 3 points per dollar on utilities, internet, cable, phone, and select streaming services purchases, and 2 points per dollar on all other purchases. IHG Traveler Cardholders earn 17 points per dollar at IHG hotels, which consists of 5 points per dollar on the card, 10 points per dollar from IHG for the stay, and 2 bonus points per dollar from IHG for being a Silver elite member, which is automatic for cardholders. Bookings must be made directly on IHG.com.

• IHG Premier earns 5 points per dollar on all travel, 5 points per dollar on gas, 5 points per dollar on dining, and 3 points per dollar on all other purchases. IHG Premier Cardholders earn 26 points per dollar at IHG hotels, which consists of 10 points per dollar on the card, 10 points per dollar from IHG for the stay, and 6 bonus points per dollar from IHG for being a Platinum elite member, which is automatic for cardholders. Bookings must be made directly on IHG.com.

• IHG Premier Business earns 5 points per dollar on all travel, 5 points per dollar on gas, 5 points per dollar on dining, 5 points per dollar on social media and search engine advertising, 5 points per dollar office supply stores, and 3 points per dollar on all other purchases. IHG Premier Business Cardholders earn 26 points per dollar at IHG hotels, which consists of 10 points per dollar on the card, 10 points per dollar from IHG for the stay, and 6 bonus points per dollar from IHG for being a Platinum elite member, which is automatic for cardholders. Bookings must be made directly on IHG.com.

There are no foreign transaction fees on these cards.

Spend Threshold:

You’ll need to spend $2,000-$3,000 within 3 months to receive the bonus.

You can pay your federal taxes for a 1.85% fee. If you overpay your taxes you can request a refund or apply it to your next year’s taxes.

My local natural gas company allows me to prepay up to $1,000 on a credit card for a $1.65 flat fee. That’s a great way to earn miles and help meet a spend threshold. My electricity supplier allows me to pay with a credit card for free as long as I am enrolled in autopay.

Annual Point Bonus and Statement Credit:

IHG Traveler cardholders earn 10K points every calendar year if you spend $10K on the card and make one additional purchase.

IHG Premier and Premier Business cardholders earn 10K points and a $100 statement credit every calendar year if you spend $20K on the card and make one additional purchase.

Will you signup for the IHG Traveler Card, IHG Premier Card, or IHG Premier Business Card? Where will you use your anniversary nights?