AMEX Will Cover Car Rental CDW Coverage In Israel Effective In September

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Update: AMEX coverage for Israel is now in effect!

Don’t forget to ask for a letter of coverage from your credit card to provide to the rental car agency.


Originally posted on 6/4:

Currently AMEX cards exclude car rental CDW insurance in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand.

Effective on 9/1, only Australia, Italy, and New Zealand will be excluded from coverage.

CDW coverage covers damage to your rental car.

Of course in Israel you are also required to take out liability insurance, but having a credit card from Chase, or from AMEX starting in September, will save you from paying for CDW insurance. Be sure to ask for a letter of coverage before traveling to Israel to provide to the rental car agency.

As always when renting in Israel, you should take detailed pictures of scratches on your rental car before and after your rental. And be sure that the agent signs off on every scratch. Israeli car rental agencies are notorious for charging over and over again for the same scratch. Even if you buy the CDW from the car rental agency you’ll still have to pay for the scratch as they have a high deductible on their own CDW coverage. Be sure to decline the car rental agency’s CDW coverage and you’ll have zero deductible from your credit card. If you do not decline the car rental’s CDW coverage then your credit card will not cover your rental.

AMEX only provides secondary coverage unless you pay for a premium car rental plan for $19.95/rental. However in general your personal auto insurance won’t cover you when abroad, so the credit card insurance will effectively provide primary coverage outside of the US.

In general the best card for car rentals is the Chase Sapphire Reserve. That card earns triple points for car rentals and has primary coverage worldwide. Chase Sapphire Preferred offers double points for car rentals and has primary coverage worldwide.

But AMEX protections typically have less red tape than protections from other banks, so adding coverage for car rentals in Israel is a nice benefit addition.

HT: Lou Bob, via DDF and Grant

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43 Comments on "AMEX Will Cover Car Rental CDW Coverage In Israel Effective In September"

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Men

Dan, I am happy your covering Israel, however would it be possible for you to make a summery of what insurances to get and what not (covered be cc or company etc) in your opinion when renting cars. That would be great. Thanks.

Avia

Fantastic! What do you recommend for good rates on car rentals? Anything specific?

yt

How can they force you to buy liability insurance?

Eli

Dan, does the Chase Saphire offer ptimary CDW, justlike the United club card?

SG

I find Citi ThankYou premier great, as it also earns 3x plus is covers worldwide without ANY exclusions

Abe

Why is amex excluding those countries?

Avi

Dan, what’s the difference between primary insurance and secondary insurance.
Thanks!

marko

best news ive heard in a while. thanks!

yosel

A $5 (or 20 Shekel) tip to the guy who accepts your return, makes all scratches disappear

This has been working since 1986, for me……….

Anonymous

@Dan: Dan be sure to remind readers that priceline and costco and I believe all third party sites do not include mandatory liability insurance fees in their price quote which hikes up the prices quite a bit to the dismay of many arriving tourists in Israel. I was even told that the car rental agencies take advantage of this by charging variable rates on this liability insurance fee!!

yosel

@Anonymous Says: tis is why i use eldan’s israeli website, they will give you the real total

Anonymous

“If only Citi points had useful transfer airlines”
As someone who regularly spend lots on one of their categories that gets 2 points per dollar, I find TY points to work just fine to transfer to Singapore and use on United to TLV.

Anonymous

@yosel:

why eldan? dan mentioned yrent or noach

Shlomo

I am traveling to Israel in August, I plan on renting a car, I currently have the chase sapphire reserve card, however I am under 24. I am new to this whole thing, so just wondering the best possible way to rent at lowest price. Will I still be able to decline the insurance at desk in israel? Don’t know exact difference between the different insurances offered.

yossi

How do you determine the cost of the TPL prior to getting tot he counter?

Avi

Does the chase reserve also cover Liability insurance In Israel?

abe

many amex cards have foreign exchange fees. chase sapphire doesn’t

MBro

When I was there in July. I rented from Budget, who let me decline CDW coverage and only take liability, but required a $1500 deposit. Is this with all carriers, if you decline CDW coverage?

reb yid

Regarding start of rental photos: be especially careful when renting from some of those places on King David St., you pick up your car from a dark parking garage in the basement of the building, hard to see what the body looks like til you drive out and into the light.

Chaim

You gotta be careful when you rent a car in a different country chase sapphire reserve doesn’t cover all makes, example I just rented a car in Switzerland and they gave me a company called Renault it’s a French company you don’t see them in the USA and I had damage to my car, I opened a case but they told they probably won’t pay because it’s not on their list of car companies…
Just check with chase if your car make and model is covered.

AC

I had an accident in Israel. My fault. No one was hurt. Used my Mileage Plus Explorer card, and they covered everything. Paper work was on line and fairly minimal. Only issue is that I had to call them to tell them that there was no police report, as they don’t routinely come to non-injury accidents in Israel.

Izzy

So if I don’t have any other car insurance and I decline the CDW from the car rental then the Amex secondary insurance will cover me, and no need to pay for primary is this correct? Please confirm

Kevin

I will rent a car in Israel and have the AA Citi Platinum or Amex Preferred, on witch one I will have the best coverage ?
Thank you.

Kevin

just realize that the Amex have a foreign fee of 2.7%
so will use the Citi 🙂

Leo

Chase sapphire preffered has only a secondary coverage in the US as if terms and conditions on the web site

mark

Is this really true? “Israeli car rental agencies are notorious for charging over and over again for the same scratch.”

I rented in Israel and didn’t find this “notorious” behavior.

DL

What’s better to use? dDelta gold Amex or chase CSR?
Budget always charge insurace
They claim TPI not covered by US cc, is that correct?
At times will charge also CD W
They say they don’t care about your Us cc cover
Help?

lazer

just wanted to ask with amex cards have this coverage?

Moshe

Hi; I have the Amex insurance and pay 24.95 is it necessary or the 19.95 i sufficient? Also I once had damage and Chase (Business Ink card) made such problems and had deductibles, with Amex all I had to do was fill out a form (the rental company did it) and never heard from them again.

Mark

What are good companies to rent a car from in Israel? This is my first time renting over seas, don’t know Hebrew is that going to be a problem? I see rental prices through Expedia/Orbitz very cheap or I should order when I arrive in Israel?
Thank you!

abe

well I just got an amex card and in the benefits it still saying that it excl. Israel.

abe

intresting in benefits on the amex site it is still saying that israel is excluded

Binny

I’m an authorized user of an Amex SPG business card. Can i use the card to book a rental and get the CDW coverage for myself for an israel car rental?

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