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- Effective immediately AMEX authorized users can no longer have their own Membership Rewards accounts. You must redeem these points by 10/31. This won’t affect people with authorized users who accumulate points in the primary cardholder’s Membership Rewards account.
- Effective 6/6, you will now earn 4 points on dining on the AMEX Gold Consumer card worldwide, previously this was limited to US dining.
- Effective 9/1, you must pay the minimum amount due by the due date, or else you will forfeit points earned during that billing period.
- Effective 9/1, you will need to wait 90 days after adding a authorized user before you can link that user’s frequent flyer account for mileage transfers.
The last change is one that is clearly an attempt to clamp down on mileage brokers. They typically will add someone as an authorized user in order to transfer points to their mileage account. As of 9/1, they would have to wait 90 days after adding an authorized user in order to transfer points.
We’ll have to see if other banks clamp down on transfer as well. For now you can transfer Chase points to an authorized user and you can transfer Citi and Capital One points between users.
Will these changes affect you and what cards you use?