You may have noticed that I havent covered too many black friday deals this year.
Truth be told there’s just not much reason to. So many of the deals can be found right here on ctownbochur.com year-round and without fighting hundreds of other people to get what you want.

While a couple stores still have good deals, like Best Buy, you have to be among the first 18 or so to get anything good, meaning waiting from 9pm until 5 am outside. After that point all you’ll get are some 2 GB SD cards for “$70 off” which ends up being $30+tax, or more than double the price you can get one for right on your computer from buy.com today!

So is it worth going to the stores this year? Only if you get there early enough the night before to be among the first in line!

Amazon Customers Vote Linky

Remember to save an additional 5% instantly on all Continental tickets by using your Continental credit card!
Pittsburgh -Denver -$118+ RT On Continental

An anonymous commenter wrote in the following:

“For all you people who enjoy bragging about the amount of credit cards you have with the best point systems, you should know that (according to equifax )having multiple cards could damage your credit score as it shows you have some financial instability. For all the headache and bother you get from managing cards and their points, you could get an honest job and make back that money. I have 1 single card for the past 4 years and Bank Of America has increased my credit to $11,000 on their own and my score is more than 800.”

Wow-1 credit card…it’s been years since I’ve had just one!
Im not sure where you read that having multiple cards is bad for you, but its simply not true. Opening multiple cards at one time can be bad-and I’ll discuss those ramifications below.

I don’t claim to be an expert on the many factors that comprise one’s credit score, however I have done tests and am confident that in the long run there is nothing to lose by having multiple cards.

According to Fico:
-65% of your credit score is your payment history and the current amount owed.
-15% is the length of your credit history.
-10% is new credit.
-10% is the variety of credit that you have.

The 65% includes the number of accounts that are in good standing, and the percent of credit that you use. So the more accounts you have open-the better this category gets, because you have more accounts that get paid on-time, and you utilize a lower percentage of your overall credit.

Anon-if you were to need to spend $10,000 for whatever reason, your credit would take a HUGE hit, because you would have a very high percentage of your credit limit used up. For me on the other hand it wouldn’t even show as a blip on the screen.

So far I’ve covered the positives of having many cards and a high credit limit.
The downside is that opening a card directly affects the 10% category of new credit-but here’s the rub-since it only looks for accounts opened in the past 6 months or so opening a card can only hurt you for a maximum of approximately 6 months. There are no lasting long-term affects to your score, so as long as you are not buying a home or taking out a loan-go apply for a card and enjoy the free trips that the banks are currently doling out like never in history.

In my informal tests on my own credit score I have found that upon applying and getting a new card my score will lost a few points, however after paying it off for a few months it will go higher than where it started off at. Even with the dozens(yes, dozens) of cards that I have opened in the past 12 months my credit score has gone up by some 40 points!

Bottom line:
Don’t worry about opening numerous cards unless you are buying a home or taking out a loan in the next 6 months. Enjoy the gravy train of credit card offers while they last!
Also keep in mind that as far as lenders are concerned you will get the same rate whether you have a 765 or a perfect 850. Either way you will get a top-notch rate, as you are a safe creditor and pay your bills on time-which is by far the most important factor.

Coupon Linky

Jetblue Business Amex
Jetblue Consumer Amex

I ranked the Jetblue card as follows in the following categories:
Best Credit Cards To Use And Spend To Earn Miles: #5 and #6.
Best Credit Cards To Have For Miscellaneous Benefits: #6 and #7.
Credit Cards Good For A One-Time Bonus: #5 and #6.

Key facts:
-Signup Bonus: 25 Trueblue points and $50 credit for the business card and 25 Trueblue points for the consumer card.
-Annual fee: Business and Consumer-$40 yearly.
-Signup Bonus Earned: After first purchase.
-Maximum points that can be earned in 1 year from spending: Unlimited.
Maximum Number Of Times The Signup Bonus Can Be Earned: One Consumer bonus and one business bonus.
Minimum Wait Time Between Applying For The Consumer And Business Card: None, you can apply for both on the same day.
Jetblue’s Convoluted points system: 200 Amex points=1 Trueblue point. 100 Trueblue points=1 Free ticket. So 20,000 Amex points=1 Free ticket.
Consumer Card Points Earning: Earn 2 amex points per dollar spent at restaurants, movie theaters, sporting events, golf courses, arts events, gym memberships, and on jetblue. Earn 1 Amex point per dollar spent elsewhere.
Business Card Points Earning: Earn 2 amex points per dollar spent on wireless telephone services, car rentals, gasoline, office supplies, and on jetblue. Earn 1 Amex point per dollar spent elsewhere. Get a 5% Cash rebate in addition to points for spending with ATT, Fedex, Hertz, and Jetblue, get a 3% cash rebate in addition to points for spending with Delta.

Reason for the being ranked #5 and #6 in “Cards To Use And Spend To Earn Miles” category :
Better earning than the Starwood card in the double miles categories.

Reasons for the #5 and #6 ranking in “Miscellaneous Benefits” category:
-Jetblue points normally expire 12 months from the date of earning. However when you have either Amex card as long as you earn 1 trueblue point a year your entire Trueblue points balance will never expire!
-On the business card you save 5% on all Jetblue ticket purchases.

Reason for being #5 and #6 in the “Credit Cards Good For A One-Time Bonus” category:
-It’s one of the weakest signup bonuses in the industry, and you can only get it once.

Summary:
This card (especially the business card) is an absolute must-have for all Jetblue flyers.
Although you dont get much of a signup bonus, the 5% discount(business card only) and the never-expiring Trueblue points benefit(both cards) easily covers the annual fee. Plus the business card comes with a $50 signup bonus which more than covers the annual fee.

Even if you dont like rebates $20 is a great price for a 2 GB SD card…

Price:
$30.00
– $10 for google checkout
– $5 rebate
= $15
2 GB Kingston SD Card Linky
$5 Rebate Linky

Signup Promo Linky
Already have an account? Open a new one!
Thanks to “other guy” for the heads-up…

I leave for NYC in the morning, so I may or may not update as frequently this week…

This is the perfect solution if you have a desktop without wi-fi and a wi-fi enabled laptop in your house. Just plug your dsl/cable into the router with the included cable and plug the usb adapter into your desktop, and voila, you now have 2 computers sharing your high-speed internet connection wirelessly!

Price:
$64.24
– $10 for google checkout
– $35 rebate
= $19.24
D-Link Wi-Fi Router And USB Wi-Fi Adapter Linky
$35 Rebate Linky

San Diego-Fort Lauderdale-$104+ RT On Northwest and United

$20 Paypal Promo Registration Linky

Amazon Had This In Stock At 11:05AM For About 25 Seconds…Hopefully They Will Post More Later…
Nintendo Wii Linky
This will go up sometime between 3:00AM and 3:00PM EST…
Price will be $249.99…

Update 2: 11:25AM: Sold Out-But Not Before I Got My Hands On One…Off To Ebay I Go!
Update-10:55AM: Now Online!!!
Costco.com Wii Linky
Costco.com and some Costco stores will have the Wii for sale today!
Expect it to be on the website between 10AM and 11AM!
Price will be $339.99 including the console and 2 games…

Price:
$70.38
– $10 for google checkout
– $15 rebate
= $45.38

120GB External Hard Drive Linky
$15 Rebate Linky

Indianapolis-Los Angeles-$98+ RT On Northwest

Buffalo-Las Vegas-$88+ RT On United
Baltimore-Las Vegas-$92+ RT On United
Fort Lauderdale-San Diego-$104+ RT On United
Indianapolis-Portland-$112+ RT On multiple carriers.

Update: Sold Out!
As promised last night, the PS3 is now for sale at costco!
PS3 Linky

Update: 10:00AM: We’re still an hour away and the site is just getting pummeled…
According to Costco CS the PS3 will be on sale at costco.com at 11:00AM EST and will be on the home page for purchase.
Limit 1 per household!
costco.com