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As an incentive to propel the Jewish community toward better health, United Refuah HealthShare, the first and only Jewish health-sharing organization*, is offering the next 100 DansDeals readers, a complimentary Elliptical Glider when signing up.
After all, United Refuah HealthShare is based on the Torah values of health and wellness. It encourages its members to live pro-active healthy lifestyles and to take preventative measures in order to avoid any health issues and live their best possible lives.
Therefore, the United Refuah HealthShare program includes member-to-member healthcare sharing, not only for medical incidences (aka “sick-care”) but for preventative and wellness care as well.
After the first 60 days of membership, members share in $600 toward adult wellness visits, the necessary lab work associated with wellness visits, and well-woman gynecological exams. As per the U.S. Preventative Task Force recommendations, routine preventative/screening colonoscopies, mammograms, and pap smears are eligible for sharing. This is only after the first 60 days of membership and is subject to the annual pre-share amount and co-sharing maximum.
Child wellness visits are eligible for sharing according to the American Academy of Pediatrics well-visit recommendations. Children, ages 2 and up, are eligible for sharing once/year AFTER THE FIRST 60 DAYS. Children under 24 months of age are eligible for more frequent visits EVEN DURING THE FIRST 60 DAYS. Vaccines are eligible for sharing, subject to the annual pre-share amount and co-sharing maximum after the first 60 days.
And now, the next 100 DansDeals readers who mention “DansDeals Elliptical” when signing up will receive a free Elliptical Glider. This limited time offer will expire on Sunday, September 15th, 2019.
To redeem, tell your phone representative, or if online, specify “Dan’s Deals Elliptical” when asked where you heard about United Refuah HealthShare.
To find out more about United Refuah’s “prevention and wellness” program, or to take advantage of this offer, visit UnitedRefuahHS.org or call 440.772.0700 and a representative will be happy to assist.
*United Refuah HealthShare, the first and only Jewish health-sharing organization, offers the American Jewish community a chance to share in each other’s healthcare costs. United Refuah HealthShare is not an insurance company and does not offer insurance. It is a thriving community of like-minded people who support one another, all based on Torah-true principles and values. Currently, it has thousands of active members in more than thirty states across the United States.
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8 Comments On "Exclusive For DansDeals Readers! The Next 100 People To Sign-Up With United Refuah HealthShare Will Receive A Free Elliptical!"
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we really analyzed joining this. currently spend a fortune on out of pocket insurance till it reaches a large max and even then it costs 1200 a month…
spoke to our rav etc abotut he healthshare program. started by elriche yidden in cleveland. curious other’s thoughts. what if hasvshalom several people needed serious medical money spent, funds would run out and no contract just trust,. not trying to badmouth, they have a great concept, without putting people off potentially joining curious anyone’s experiences if they have joined
May I ask why you spoke to your Rav about medical coverage?
I could see asking a Rav for an opinion.
One extra thought, in financial investments and law firm advertisements there is often the wording, stating that past results may not always repeat.
Best way to get a answer is to ask them ?
In general As long as they have a big enough costumer base and good actuaries all should be fine.
Leah, they are currently in their second year of operation with thousands of members in 32 states. Their payout for their first year was roughly 12% of contributions – B’H very low. Past performance is never an indicator of future performance, but they definitely know what they are doing. As in any health share environment, it is NOT insurance. You have to be comfortable with the sharing model. Nevertheless, sharing means that if there would be a month where more resources would be needed, members would be happy to contribute more to make the system work. A $1,000,000 medical bill on a five year payment plan for 5 years, shared by 1000 members is roughly $16 per month.
i have looked around and saw other heath shared plans are cheaper and offer more…what am i missing
What you are probably missing Michael is that by law Health sharing ministries (HCSM)’s are required to identify themselves by a single unified religion. This is the only Jewish HealthShare. Any other healthshares is either Christian/Catholic/Mennonite (MediShare, Liberty, Samartian etc.) or in violation of the requirements (see the legal action currently taking place in various states against some of the major healthshares that obscured the religious requirements. You need to subscribe to their religious beliefs to join. In the case of Liberty, their guidelines list concepts such as the requirement to maintain a Christian lifestyle and emulate Jesus’s mandates.
Just to add to Sam Dorish, when you’re part of a health share and you’re getting any medical treatment at any hospital or doctors office, you’re signing in as Self-pay, so that gives you/them (the health share you’re part of) a much longer period of time to pay the bill, even years sometimes. So, chas v’sholem there are too high medical bills for the program to cover, first of all they can ask all members to pay in a one time payment to cover the bills, and that’s usually not too much when dealing with thousands of members. Additionally, they can spread out the payments on how much time is needed to collect all the funds to cover the bills.