Chase (JPMorgan Chase & Co.) Chase Bank USA, NA BA DansDeals.com

Send Friends Free Gift Cards With Wrapp

Wrapp is a Facebook app that allows you to send gift cards to friends.

Currently you can send your friends $10 to spend at Shutterfly.com, $6 to spend at H&M stores, $5 to spend at Office Depot stores, and more.

There’s no catch or obligation though your friend will need to signup for the Wrapp app as well on Facebook.  You can send the free gifts to as many friends as you want and they can send gifts back to you.

You will need a smartphone and the Wrapp app to use the gift cards in a store. You can only use 1 Wrapp gift card on a purchase.

I sent my wife a $6 H&M gift card and she sent one back to me.  We proceeded to each purchase some adorable outfits for little Rafi and we  spent under $1 each after the gift cards!

Dell Inspiron 14z For Just $499.99 Shipped After $250 Instant Savings From The Microsoft Store

Update: Sold Out!

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Buy this laptop on an American Express card like the Starwood Preferred Guest® Credit Card from American Express or Starwood Preferred Guest® Business Credit Card from American Express OPEN and you’ll get a 2nd year of top notch warranty coverage from AMEX for free! Have a problem with the laptop during the AMEX warranty year? AMEX will pay to fix the problem or refund the entire purchase price of your laptop, free of any hassle!

Buy anything from Microsoft with an American Express business card like the Starwood Preferred Guest® Business Credit Card from American Express OPENThe Business Gold Rewards Card(R) from American Express OPEN, or the Business Platinum Card® from American Express OPEN and get 5% cash back on top of the regular points earned for the purchase with automatic Open Savings!
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Dell Inspiron 14z Linky

Use your AMEX business card for an additional $25 automatic cashback!

“The Dell Inspiron 14z is less than an inch thick, but inside that brushed aluminum case it’s packing a powerful punch. You can get back to work in under half a second from opening the lid, so you won’t waste time waiting for it to boot up. And its third generation Ivy Bridge Core i5 processor means you won’t be waiting while it processes large photos or videos, either.”

-14″ LED (1366 x 768)
-Intel Core i5-3317U 1.70 GHz with Turbo Boost Technology up to 2.60 GHz
-6 GB DDR3 1600 MHz RAM
-500 GB SATA Hard Drive+ 32 GB ExpressCache SSD
-8x DVD+/-RW Burner
-3-in-1 memory card reader
-Skullcandy speakers with Waves MaxxAudio 4
-HDMI
-Integrated webcam
-802.11b/g/n WiFi
-Bluetooth
-13.66 x 9.45 x 0.83 in, 4.06 lbs

HT: DH Data Recovery, via DDF

12 Bounty Huge Paper Towel Rolls (30 Regular Sized Rolls) For $25.93 Or Less From Amazon

Bounty Huge Paper Towel Rolls (30 Regular Sized Rolls)

2 huge rolls are equal to 5 regular size paper towel rolls.

-Clip the $0.25 coupon on the product page.
-Select the 6 roll package and use subscribe and save to add 2 of them to your cart.
-On the checkout page use the following code for $5 off: PGPAPERM

-List price for 12 huge rolls is $55.74. The Amazon price is $32.82. Less $1.64 subscribe and save, less the $5.00 coupon and less the $0.25 coupon equals $25.93.

If you have 5 monthly subscribe and save items (including diapers and wipes) then these will come out to be less another $3.28 or $22.65.

You can cancel the subscribe and save service with absolutely no obligation or penalty. To do so just click here to manage your subscriptions and you can choose to change or cancel your subscriptions at any time. Easy as 1-2-3!

If you have an Ink Bold, Ink Plus, or Ink Cash card you can earn 5 Ultimate Rewards points (transferable to several airlines and hotels) per dollar spent by buying Amazon gift cards at Office Depot, Office Max, or Staples.

HT: bubbles, via DDF

SanDisk 32GB Class 10 High-Speed MicroSD Card With Full-Size SD Card Adapter For $19.95 From Amazon

Update: Now $27.25.

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SanDisk 32GB Class 10 High-Speed MicroSD Card With Full-Size SD Card Adapter

Free shipping with no minimum purchase requirement with Amazon Prime.  (Prime trial is free with Amazon Mom or Amazon Student)  Otherwise free shipping with $25+ purchases at Amazon as always.  Or share Amazon prime for a fraction of the regular cost in this DDF thread!

-Highest Full HD video recording performance available with class 10 rating
-Ideal for Android and other smartphones and tablets
-2x the speed of typical microSD cards for advanced photo capture
-Water-proof, temperature proof, X-ray proof, shock proof

If you have an Ink Bold, Ink Plus, or Ink Cash card you can earn 5 Ultimate Rewards points (transferable to several airlines and hotels) per dollar spent by buying Amazon gift cards at Office Depot, Office Max, or Staples.

Free shipping with no minimum purchase requirement with Amazon Prime.  (Prime trial is free with Amazon Mom or Amazon Student)  Otherwise free shipping with $25+ purchases at Amazon as always.  Or share Amazon prime for a fraction of the regular cost in this DDF thread!

Apple Mac Mini Desktop For $549.99 Shipped From Amazon

Buy this desktop on an American Express card like the Starwood Preferred Guest® Credit Card from American Express or Starwood Preferred Guest® Business Credit Card from American Express OPEN and you’ll get a 2nd year of top notch warranty coverage from AMEX for free! Have a problem with the desktop during the AMEX warranty year? AMEX will pay to fix the problem or refund the entire purchase price of your desktop, free of any hassle!

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Apple Mac Mini Desktop Linky

“The Apple Mac mini packs even more power, thanks to the latest dual-core and quad-core Intel processors. It also comes with integrated Intel HD Graphics 4000, Thunderbolt, USB 3, and OS X Mountain Lion–the latest release of the world’s most advanced desktop operating system.

This version of the Mac mini features a 2.5 GHz Intel Core i5 dual-core processor as well as 4 GB of RAM (expandable to 16 GB) and 500 GB of hard drive storage (see full specifications below). It also comes with the iLife software suite, which includes the latest versions of iPhoto, iMovie, and GarageBand.

The Mac mini features a precisely constructed unibody enclosure that even houses its own integrated power supply into the 7.7-inch square aluminum enclosure (that’s also 1.4 inches thin)–eliminating the need for an external power brick. Additionally, the Mac mini helps contain your environmental footprint with a 10 watt power consumption.

Despite its smaller size, the Mac mini offers a full range of ports for connecting to your existing peripherals–from keyboards and mice to external hard drives and displays (via the Thunderbolt and HDMI ports). And when you’re ready to add more memory, the Mac mini’s bottom removable panel makes the upgrade process a breeze.”

Current Mega Signup Bonuses From Chase

Related post: Reconsideration For Those Without The Gift Of Gab (Don’t just give up after you are denied!)
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Chase has really stepped up their credit card offers in recent years.  The signup bonuses and credit card spending multiples have really stolen the thunder of one-time wundercards like the Starwood American Express that couldn’t be matched.

Here’s a quick roundup:

-Chase Ink Bold and Chase Ink Plus business cards.
Signup bonus: Both of these cards give a whopping 50,000 Chase Ultimate Rewards points each for spending $5,000 within 3 months. You should easily be able to get a value of at least 1.9 cents for your Ultimate Rewards points, making the signup bonus worth $950. Ink Plus is a credit card and Ink Bold is a charge card. I’ve been able to get both approved due to that with one call to Reconsideration.

They both have no annual fees for the first year, no foreign transaction fees, and 2 free lounge visits per year (even for free additional user cards!)

But even more importantly you earn 5 points per dollar at office supply stores, where you can find hundreds of gift cards to other online and retail stores. And that’s besides for 5 points per dollar on telecom, cable, and internet as well as 2 points per dollar on gas and hotels.

50,000 signup points and 5 points per dollar earning makes the Ink cards a must-have for any mileage junkies.  While the $5,000 spend in 3 months may sound daunting for some, between Amazon Payments, Vanilla Reloads, or even buying Visa gift cards (which work on Amazon Payments as well) or store gift cards from office supply stores with 5x points, it’s really not all that difficult.  Even if you pay your federal taxes via a credit card for a 1.88% fee, you’ll be coming out way ahead thanks to the generous signup bonus.

Read more about getting business cards and the credit benefits of using business cards in this post.

Read more about the awesome Chase Ultimate Rewards program in this post. Points transfer to some of the best airlines and hotel programs out there.

-Chase Sapphire Preferred
Signup bonus: 40,000 Chase Ultimate Rewards points for spending $3,000 within 3 months. The annual fee is waived for the first year.
You should easily be able to get a value of at least 1.9 cents for your Ultimate Rewards points, making the signup bonus worth $760.

Sapphire Preferred offers a 7% points dividend every February for the previous year’s purchases, effectively making the card earn at least 1.07 points per dollar spent. You will also earn 2.14 points per dollar spent on restaurants, airfare, hotels, car rentals, charges in airports, travel agencies, caterers, timeshares, trains, buses, taxis/limos, ferries, bridges, tolls, and parking. There are no foreign exchange fee.
You can convert the card into a World Mastercard that gives free CDW coverage on rental cars in Israel.

-Chase Southwest Visa Signature
Signup bonus: 50,000 Southwest points for spending $2,000 within 3 months.
There are 4 versions of this card, each giving 50,000 points that are accessible under the “Additional Southwest Airlines Credit Cards.” They include a consumer and business premier card with a $99 annual fee that have higher annual bonuses and no foreign exchange fees and a consumer and business plus card with a $69 annual fee that have lower annual bonuses and charge foreign exchange fees.
When used for flights points are worth roughly 1.9 cents each and when used for gift cards points are worth 1 cent each, making making the signup bonus worth anywhere between $500 and $950.
If you collect 110,000 Southwest points in a year from select sources, including all points from Southwest credit cards, you can to bring along a companion for free on all of your Southwest (and Southwest coded Airtran) flights for the remainder of the year and for the entire following year. That’s good on paid flights and on award flights, so you can effectively get twice the value out of your points earned.  And award changes and cancellations are free, as are your checked luggage.
Read this post for more info on the Southwest program and various options for the points for non-flyers, such as store gift cards.

-Chase British Airways Visa Signature
Signup bonus: 50,000 BA Avios for spending $1,000 within 3 months.
You should easily be able to get a value of at least 1.3 cents for your Avios, making the signup bonus worth $650.
With short-haul flights starting at just 4,500 Avios you can get a lot of free travel from your Avios. Plus BA doesn’t charge any last minute expedite/close-in fees, doesn’t collect massive fuel surcharges for flights on AA within the Western Hemisphere or on Aer Lingus, Alaska, Air Berlin, LAN worldwide, and only charges $2.50-$10 (just the 9/11 fees) to cancel a domestic award.

Other awesome Chase cards with lesser published signup bonuses that you can add onto a “3BM” with just 1 credit pull include the Chase Freedom (which gives 5 points per dollar in rotating categories and 10% bonus points if you have a Chase checking account) and the Chase United Explorer (which gives free luggage, free primary car rental insurance in most countries worldwide besides Israel, expanded saver and standard award ticket availability, priority boarding, and more). There is also a business version of the United Explorer (click on “are you a business owner” on the Explorer application) and a Club version of the United card (click on the Club tab on the Explorer application) that gives 1.5 miles per dollar spent, 2 free checked bags per person, a United Club membership with unlimited free lounge and airport terminal access for you and your family, and waived expedite fees on United awards.

Woot-Off Going On Now

Woot Off Linky

Kids Woot Off Linky

Home Woot Off Linky

Sport Woot Off Linky

Instead of selling 1 item for 24 hours, for the next 24-72 hours woot will be selling lots of stuff for very short periods of time-expect some very good deals-but don’t expect them to last more than a couple minutes!

“For a limited time, one $5 charge covers standard shipping on all your Woot orders within the same calendar day!

You heard us right. After you pay the initial $5 standard shipping charge on your first Woot order of the day, everything else you buy before midnight Central time gets free standard shipping.

That goes for any order, of any size, from any site in the Wootosphere. Buy from Woot, then grab a new tee at Shirt.Woot. Shop for the kids at Kids.Woot and yourself at Home.Woot. One $5 charge ships it all.”

Will this be the time you finally get a legendary BOC?

Mezlan Handmade Men’s Shoes On Sale At MyHabit

Mezlan Handmade Men’s Shoes On Sale At MyHabit

MyHabit is Amazon’s daily deal site. You need to belong or open a new MyHabit account to view their deals. If you don’t have an account their yet I’d greatly appreciate if you’d use my link to open one up :D

“For a man who prides himself on being impeccably dressed, Mezlan shoes are the ideal choice. These handmade oxfords and loafers feature embellishments like smooth leathers and rich suedes, double-stitched trim and memory foam insoles. This isn’t your typical machine-produced footwear. It’s more like the high-quality pairs your grandfather used to wear. And with such timeless styles, Mezlan shoes are an investment you won’t easily outgrow.”

They normally retail for $250-$355 and are on sale starting at just $107.

MYHABIT is a private fashion sale site offering up to 60% off hand-picked selections from designer and boutique brands. Founded by Amazon.com, MYHABIT sets a new standard in convenience, offering free, instant membership; fast, free shipping on U.S. orders and free return shipping in the U.S., as well as fast $15 international shipping to 50+ countries.

HT: SearchGuy, via DDF

$10 Off $20 At Radio Shack

Update 2: Alive again!

Update: DEAD!

$10 Off $20 At Radio Shack

Click on “Limited Time In-Store Offer – Save $10 when you spend $20 or more! Get a coupon NOW.”

How these stores are still open is one of the great mysteries of our time ;)

HT: SPGDUDE, via DDF

40% Off At Banana Republic With A Gap Inc Card

Related: $15 off $15 at Banana Republic with a Gap Inc card (Not stackable with 40% off)
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Banana Republic Linky

Use the following code for 40% off at Banana Republic on 03/18 only: BRCARD40

Shipping is free on $50+ orders or with any orders on a BR Luxe or Gap Silver card.

Return shipping is free on all orders or can be done in-store.

If you have an Ink Bold, Ink Plus, or Ink Cash card you can earn 5 Ultimate Rewards points (transferable to several airlines and hotels) per dollar spent by buying Gap Inc gift cards at Office Depot or Staples.

PALs Pre Pesach Honda Odyssey EX-L 3 Day Blowout!

Please note: This is a paid advertisement which is stickied as the top post, please scroll down for new posts.

You will find no Chametz in this deal!

$329 per month! $1500 Damage waiver included! Must take delivery by Thursday 3/21 no exceptions!

The deal: Honda Odyssey EX-L with leather, backup camera, sunroof, Bluetooth, power lift gate for ONLY $329 per month!

Term: 36 months/ 10k per year $1500 damage waiver included/ no disposition fee.

Lease Details: This is a $0 down towards the lease promotion! Due at signing is the first month, applicable taxes, bank fee, registration fees only. NO RESIDENCY RESTRICTIONS APPLY! (Well, almost none. Sorry Alaska, Hawaii, CA and outside the USA)

Call 718-975-9000 or email esales@plazaautoleasing.com for details and use the code “Dan’s Odyssey” to lock in the price!

Visit www.plazaautoleasing.com for more great specials!

Toshiba 1.5 TB USB 3.0 Portable Hard Drive For Just $89.99 From Amazon

Toshiba 1.5 TB USB 3.0 Portable Hard Drive Linky

This is the lowest Amazon price ever for this hard drive.

-USB 3.0-powered storage.
-Backwards compatible with USB 2.0 devices.
-USB 3.0 Significantly improves file transfer speed for large media files and dramatically minimizes the wait time for backup and recovery processes.
-Easy to use with no software to install. Plug and play operation.
-Protects your drive (Internal Shock Sensor and Ramp Loading Technology).
-Accommodates large digital files with spacious storage capacity.
-Gives you peace of mind (Toshiba 3-Year Limited Warranty.

$100 iTunes Gift Card For Just $80 Shipped From Best Buy

$100 iTunes Gift Card Linky

This can be used for music, tv, movies, audiobooks, games, or any app store purchases or subscriptions.  It can even be used for the Artscroll Shas app.

HT: aacracksam, via DDF

Get A Free Sample Of Kate Spade Live Colorfully Perfume Via Facebook

Get A Free Sample Of Kate Spade Live Colorfuly Perfume Via Facebook

HT: SPGDude, via DDF

Getting AA Benefits On A Flight Booked Using BA Avios

Related posts (Read these first and you may well find your questions answered already):
-Chase British Airways Visa-Get 50,000 bonus Avios for spending $1,000 and a free award companion cert for spending $30,000 in a year, plus get at least 1.25 Avios per dollar spent.
-BA.com Overhauls Their Award Search Engine!
-Flying Round-Trip To Israel On Air Berlin For 40K Starwood Or 47K American Express Membership Rewards Plus $81 Tax: A Tutorial
-Getting To Israel On The Cheap With BA Avios And Air Berlin
-Save $400 On Fuel Surcharges To Israel By Booking Avios Rewards Via Iberia Instead Of British Airways!
-Booking With Avios? Check Those Surrounding Airports!
-Using BA Miles To Fly In Business Class For An 80 Minute Flight Can Make Sense.
-Flying With An Infant With Miles In Business Or First Class? Start Collecting Air Canada Miles Or British Airways Avios
-Short-Haul Flights: BA Avios Versus LAN Lanpass.
-BA Miles Are Now Avios…For Better Or For Worse.
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Numerous people have asked me how they can get their AA benefits when booking their tickets with BA Avios.

If you have AA elite status and have your AA mileage number connected with your BA reservation you will be able to choose seats with extra legroom and be able to go standby on other flights for free. If you have an AA credit card you will be able to check free luggage that way (though occasionally you get free luggage anyway when booking with BA Avios).

Earlier this month I faced the ever-so-tough option of dropping $1,150 on a ticket from Cleveland to NYC (due to not staying for the required 3 night minimum stay to get a low fare) or spending 9,000 Avios for a the same flights. At a value of nearly 13 cents per Avios that’s just about the easiest “redeem or purchase” scenario you will ever have for a coach flight.

It’s also why I love real miles over proprietary points like those from Capital One. The same flight would have required 115,000 Capital One points!

BA Avios really fills the gap left by my American and United miles. I hate burning those miles on short domestic trips as they’re so valuable for international business and first class trips. Thus the combination of different types of airline miles is what really allows you to derive maximum value.

It also doesn’t hurt that you can transfer points from American Express Membership Rewards, Starwood Starpoints, and Chase Ultimate Rewards points into BA Avios. Plus BA doesn’t charge any last minute expedite/close-in fees, doesn’t collect massive fuel surcharges for flights on AA within the Western Hemisphere or on Aer Lingus, Alaska, Air Berlin, LAN worldwide, and only charges $2.50-$10 (just the 9/11 fees) to cancel a domestic award.

It’s important to remember that BA.com doesn’t search for all partners (you need to call to check for awards on Alaska, Aer Lingus and others) and that it often only searches for nonstop flights, so you may need to book 2 separate tickets to find connecting flights. For example even if NYC to Chicago or Miami comes up with zilch you can always try booking NYC to Cleveland and Cleveland to Chicago or Miami.  You’ll pay more Avios than you would for the nonstop but as BA charges for each flight segment it won’t make a difference in the Avios required if you book a connecting flight as one ticket or as 2 separate tickets plus AA will be able to check your luggage straight through to your final destination. Plus you can “stopover” for as long as you want by booking connecting flights separately. Of course BA.com also won’t search for nearby airports so you may want to search for Philadelphia to Miami before throwing in the towel.

Anyway back on topic. While there are quite a few ways to add your AA number to your reservation, here’s what I do without having to pickup the phone.

-When booking a BA Avios award I leave my BA Executive Club number in my reservation.

-After booking I go to https://www.finnair.com, go to the “My Bookings” section, enter my last name and BA record locator, and press continue.

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-On the next page I scroll down to “additional details,” select American from the drop down menu, enter my American AAdvantage number, and confirm the change.

ba1

 

 

 

 

 

 

 

 

 

 

-Now I still need to get my American record locator to select elite seats on AA.com so next I go to https://www.checkmytrip.com and under “new trip” I once again enter my last name and BA record locator.

ba3

 

 

 

 

 

 

-There a few places on the next page to find your American record locator, but the easiest way to find it is to click on “PDF” which will download a summary of your trip with a record locator that you will be able to use on AA.com.  The red box that I’ve made on the PDF is where you will find the AA record locator.

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-Finally just go to AA.com, click on “My Trips,” enter your name and AA record locator, and you will be able to select preferred seats if applicable, and you will be able to confirm that your AA mileage number is in your reservation so that you will receive free checked luggage if applicable.  You may need to logout of AA.com to be able to manually enter the record locator.

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-What was your favorite use of BA Avios? Hit the comments and share!

Discount Magazines 2 Day Sale

Discount Magazines 2 Day Sale Linky

1 year subscriptions are $4.99, 2 year subscriptions are $8.99, and 3 year subscriptions are just $11.99.

Sale runs through Sunday, 03/17.

Select from magazines like Architectural Digest, House Beautiful, Popular Science, Reader’s Digest, Wired, ESPN (which includes free ESPN.com insider access!), The Atlantic, Popular Photography, and more.  Valid for new or existing subscribers.

HURRY! Get A Free Night At The Holiday Inn Express Times Square!

Priority Club/IHG has an extremely generous best rate guarantee policy where if you find a cheaper rate on a competing site they give you a free night.

I just booked a room on IHG.com at the Holiday Inn Express Times Square as I found a cheaper rate for the room on hotels.com.

You have to book the room on IHG.com before calling in to make a claim. Be sure to book a refundable flexible room rate in case the claim is denied for any reason.

After making the booking I called IHG at 800-447-2981 to file a claim and they approved my claim after 10 minutes on hold  They gave me a case number and said that my reservation will soon be adjusted to reflect the $0 room rate.

Every night I priced out is coming out cheaper on hotels.com, though it appears to be a limited time sale, so grab it as fast as you can!

HT: traveldealexpert, via FT and to Yossi-Malka Shapiro for posting the heads up to that post on the DansDeals Facebook group.

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Join the 12,800+ people who follow @DansDeals on twitter and you’ll get a tweet when a deal is posted on DansDeals.com!
You can even set up your mobile device to receive text messages (and choose which hours of the night not to bother you). After setting up your device be sure to opt into mobile notifications from DansDeals (it’s in the drop-down menu next to the blue “Following” button), so that you will never again be kicking yourself for missing a crazy deal!

Groupon: Discounted New York Harbor Boat Rides

Groupon: Discounted New York Harbor Boat Rides

Purchase options:
-$14 for one pass valid for a choice of boat tour (up to a $28 value)
-$39 for three individual passes, each valid for a choice of boat tour (up to an $84 value)
-$75 for six individual passes, each valid for a choice of boat tour (up to a $168 value)

-You can use multiple passes on one boat ride for your family and friends or spread the passes across multiple boat rides. If you have 7 people for example just buy the 6 pack and the one ride option.
-Promo value expires 12/31/13, paid value never expires.
-Tours operate 7 days a week, perfect for a chol ha’moed outing!
-A reservation is required.
-Children under 3 are free.

Ride options:
-60-minute Statue of Liberty express tour
-60-minute Statue by Night boat tour
-30-minute SHARK speedboat thrill ride.

HT: Ya’alili, via DDF

Join Starbucks Rewards And Get A $5 Credit

Update: Today is the last day to enroll and get $5. The credit no longer appears instantly, it takes up to 3 days for it to show up.

Originally posted on 02/28:

Starbucks Offer Linky (Exp: 03/14)

-Valid for new members only.

To join you can either:
-Pick up a Starbucks Card from your local store and register it online. A $5 minimum load is required.
-Download the Starbucks mobile app, create an account, and get a digital card.

By using your card once you will also get 1 free drink (with no limit on its value!) or food item on or around your birthday.

Otherwise the program is pretty lousy, you need to use your card 25 times just to reach “Gold” which only gets you a free drink or food item after using your card every 12 times thereafter.  Remember that if you are buying more than 1 item to pay for it separately as every purchase counts as a credit towards free items.

HT: Steven, via DDF

Get Your Wine For Passover With This Exclusive Limited Time Offer From JWines.com!

Please note: This is a paid advertisement which is stickied as the top post, please scroll down for new posts.

JWines.com has the lowest prices for kosher wine anywhere. In honor of Passover, we have placed all wines on sale.

Plus, exclusively for DansDeals readers, get $10 off $200+ off of our already rock bottom pricing with code: dansdeals10

Additionally, between now and passover, all customers will receive a special gift on orders over $200.

Limit of 1 coupon use per customer.

You’ve asked for it and we listened! Now offering free shipping on all orders over $200 on items that are over $10 each.

JWines.com: The Internet’s premier kosher wine seller!

Get $25 Restaurant Certificates For $4 Or Less!

All certificates listed below are currently in stock, but some will sell out quickly. If you find any more kosher restaurants please post a comment!

You can only use 1 certificate per table.

Restaurant.com Linky

To get the prices listed below, enter the following code in your cart and then click “apply” to take 60% off of the regular discounted coupon price (Exp: 03/15): PATTY

Once bought the certificates never expire! Be sure to read the restrictions that apply to each restaurant before purchasing. Note the hours listed on restaurant.com are often incorrect (it shows many eateries being open on Saturday when they are not, etc).

Kosher restaurants (Remember to verify kosher supervision before purchasing) include:

Los Angeles Metro:

- Sand-Which Bar-$15 off $22.50, Normally $6, Now $2.40 after coupon code.
$25 Off $37.50, Normally $10, Now $4 after coupon code

-Stacey’s Cafe Delish-$10 Off $15, Normally $4, Now $1.60 after coupon code.

Miami:

-17 Restaurant and Sushi Bar-$10 Off $20, Normally $4, Now $1.60 after coupon code.
$15 off $22.50 Dinner, Normally $6, Now $2.40 after coupon code.
$25 Off $50 Dinner, Normally $10, Now $4 after coupon code

New York Metro:

-Kaff Kafe-$5 Off $10, Normally $2, Now $0.80 after coupon code.
$10 off $15, Normally $4, Now $1.60 after coupon code.
$15 Off $22.50, Normally $6, Now $2.40 after coupon code.

-New York Bagel of the Month Club (Parve/Pas Yisroel)-$10 off $15, Normally $4, Now $1.60 after coupon code.
$25 Off $37.50, Normally $10, Now $4 after coupon code.

-Roslyn Village Pizza-$10 Off $20 Dinner, Normally $4, Now $1.60 after coupon code.

-Safa:-$15 off $22.50 Dinner, Normally $6, Now $2.40 after coupon code.
-$25 Off $35 Dinner, Normally $10, Now $4 after coupon code.
-$50 Off $100 Dinner, Normally $20, Now $8 after coupon code.

-Town Deli and Catering:-$5 off $10, Normally $2, Now $0.80 after coupon code.
-$10 Off $15, Normally $6, Now $2.40 after coupon code.
-$25 Off $37.50, Normally $10, Now $4 after coupon code.
-$50 Off $75, Normally $20, Now $8 after coupon code.
-$100 Off $150, Normally $40, Now $16 after coupon code.

-Turquoise Kosher Fish Restaurant-$10 Off $15, Normally $4, Now $1.60 after coupon code.
$15 off $22.50, Normally $6, Now $2.40 after coupon code.

S. Antonio, Texas:

-Cafe Aroma-$10 Off $15, Normally $4, Now $1.60 after coupon code.

HT: greatdeals, via DDF

Want To Boost Your Credit Score? Spend On Business Cards Instead Of Consumer Cards.

Update: Have you used this strategy to improve your credit score? Let’s hear about it in the comments!

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Originally posted on 11/08/12:

One of the most common fallacies that people have about their credit score is that paying their bill off in whole once they get their statement is good enough.  It’s not.

The truth of the matter is that once you get that statement it’s too late, the damage has been done on your credit report already.

The “amounts owed” section of your credit report makes up a whopping 30% of your FICO score (only your payment history makes up a bigger percentage than that) and it does not differentiate between whether you pay off your bill in full or in part.  All it is is a snapshot at any given point in time of how much you owe and what percent of your credit is being used on each card individually as well as on all your cards collectively.

The amount owed on your credit report can be from the middle of a billing period or at the end of a billing period depending on the bank.  The fact that you always pay it off in full once you get your statement doesn’t matter at all.  If you make a large charge on a card and your bank reports that charge before you pay it off then your score will be significantly lower than it would be if you didn’t owe anything.  It’s said that ideally you shouldn’t even use 10% of the credit line of any of your cards in order to optimize your score.  Using more than half of your credit line on any given card can drop your score significantly.

So what can you do?  Prepaying a card before making a charge is not a good idea, especially with American Express. You can pay down your balance before your statement closes, though you still typically want it to show some level of activity on the card and you may not want to tie up your funds weeks before you have to.

Or you can get a business card and put your spending there.

Spending done on business cards is not reported to the credit bureaus.  Neither are their credit lines.  So you can theoretically max out a business card and it would not hurt your personal credit score.  Whereas on a consumer card it would have a massive negative effect on your score, even if you will and always do pay it off in full.

Additionally on a business card the credit line is never reported to the bureaus.  Thus when you go to close the card you don’t lose that credit line.  Closing a consumer card on the other hand can hurt you unless you shift that credit line to another card or use that credit line as leverage to get approved for a new card, something that not all banks will allow you to do.

It’s important to note that if you fail to pay a bill owed on a business card that it will get reported on your personal credit report.  But as long as you make timely payments it will never get reported.

Getting a business card is quite simple. You don’t need to be a traditional “business owner” as you might think of one.

For example if Joe Smith sells items on Ebay or on Amazon, or has any other side business/hobby and wants a credit card to better keep track of business expenditures he can just open a business credit card for “Joe Smith Sole Proprietorship” as the business name. You don’t need to file any messy government paperwork to be allowed to do that.
Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field as well as in the social security number field.

I’ve had business cards since I turned 18 as a Sole Proprietor and never had a problem getting approved with reconsideration if needed. You can reach Chase business reconsideration at 800-453-9719 and American Express reconsideration at 866-314-0237.

So what cards are out there?
Chase has business cards that earn Ultimate Rewards, an awesome transferable point currency that can be used for United, British Airways), Hyatt, and much more. Click here to read more on that.

-There is the Chase Ink Bold Charge Card and the Chase Ink Plus Credit Card.
Both of these cards currently offer 50,000 bonus points after for spending $5,000 in 3 months.  Previously these had required $10,000 in spending.

The Ink Bold and Plus cards have a $95 annual fee which is waived for the first year and those cards allow Ultimate Rewards points to be transferred to airlines or hotels. A lounge club membership with 2 annual visits is included for free for the primary user and for all free additional users! There are also no foreign exchange fees with these cards.

The Bold card is a charge card that must be paid in full every month and has a flexible spending limit while the Plus card is a credit card that has a defined credit limit and can be paid over time.  I’ve gotten approved for both types no one reconsideration call.

With 110,000 points that you can get with the Bold and Plus cards after spending the threshold you can book more than 24 short-haul flights on American, fly round-trip business class to Europe with no fuel surcharges, or even fly in Kosmo Suites first class on a Korean A380. With 100,000 United miles you can fly Newark-Israel-Newark and Newark-Hawaii-Newark with no fuel surcharges.

These cards also offer a whopping 5 points per dollar spent on up to $50,000 annually at office supply stores, and internet/telecom/cable bills.

People like to buy gift cards from office supply stores like Office Max, Office Depot, and Staples for stores like Amazon.com, clothing stores, and much much more with no fees.  You can also save on your gas purchases and earn way more miles by buying gift cards from office supply stores.

You can even purchase prepaid cards from office supply stores that can be used at any store. A $200 Visa prepaid card will cost you $6.95 but you’ll be able to use it anywhere and you’ll earn 1,035 miles for each one that you buy!  Plus there are occasional promotions to defray or negate those fees.  You can even cash them out for free with Amazon Payments, so they’re a good way to meet spend thresholds.

You also earn 2 points per dollar on gas stations and hotels. Don’t forget that many gas stations also sell gift cards and prepaid cards and there’s no cap to the 2 points per dollar earnings.

-Then there is the Chase Ink Cash Credit Card.
The cash card offers 20,000 bonus points for spending $3,000 in 3 months. It also offers 5 points per dollar spent on up to $25,000 annually at office supply stores, and internet/telecom/cable bills.   You also earn 2 points per dollar on gas stations and restaurants. A lounge club membership with 2 annual visits is included for free. There is no annual fee, though you or your spouse need a Bold, Plus, or Sapphire Preferred card to transfer those points into real miles.

-On the American Express side you also have plenty of great cards to choose from that I’ve talked about in the past. The Starwood and Business Gold carda both can earn more than 1 airline mile per dollar spent.  You can read more about them on the Credit Card page here:
-Starwood Preferred Guest® Business Credit Card from American Express OPEN
-The Business Platinum Card® from American Express OPEN
-Gold Delta SkyMiles® Business Credit Card from American Express OPEN
-SimplyCash® Business Card from American Express OPEN
-The Plum Card® from American Express OPEN

Ashford.com Watch Specials

ESQ by Movado Women’s Venture Watch
-Retails for $350, on sale for $185, now just $89 shipped with code (Exp: 03/16): DANSVENTUR89

Milleret Men’s XXL Quartz Chrono Watch
-Retails for $1,095, on sale for $495, now just $199 shipped with code (Exp: 03/16): DANSQUARTZ199

Movado Women’s Esperanza Watch
-Retails for $995, on sale for $448, now just $319 shipped with code (Exp: 03/17): AFFESPER319

Price Mistake? Get 30 Canisters Of Lysol Disinfecting Wipes, Normally $229.95, For Just $24.85 Shipped From Office Max

Update #2: DEAD!

Update: Use the following code for 5% off, dropping the price for 5 cases down to $23.60: AAAOMX13
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Lysol Disinfecting Wipes Linky

Each case of 6 canisters normally sells for $45.99 and is currently just $4.97.  These are for the large 110 count canisters.
Orders of $20+ get free shipping, so order 5 cases for a total of 30 canisters and pay just $24.85 shipped.

Of course there’s a strong chance they won’t honor this, but in case you’re feeling lucky…

Don’t forget to use your Ink Bold, Ink Plus, or Ink Cash card for 5 points per dollar!

HT: David22, via DDF

Banana Republic Coupons

Update: Just bought a $4 pair of pants on clearance after giving the clerk at the store the $15 off code below and paying with my Banana card!

Originally posted on 03/11:

Banana Republic Linky

banana

 

 

 

 

 

 

 

 

 

 

Use the following code for $15 off $15 at Banana Republic when using a Gap Inc. card (Exp: 03/31 or while supplies last): TXKM86VRGYJ7

The $15 off code is valid once per Gap Inc. card that you have.

Alternatively use the following code for 35% off at Banana Republic on 03/11: BRSAVINGS

The codes are not stackable and exclusions apply.

Shipping is free on $50+ orders or free with all orders on a BR Luxe or Gap Silver card.

Return shipping is free on all orders or can be done in-store.

If you have an Ink Bold, Ink Plus, or Ink Cash card you can earn 5 Ultimate Rewards points (transferable to several airlines and hotels) per dollar spent by buying Gap Inc gift cards at Office Depot or Staples.

Dine-In Brooklyn Restaurant Specials

Through 03/21 several Brooklyn restaurants are offering discounted 3 course meals. Brunch is 2 meals for $20.13, Lunch is $20.13 per person, and Dinner is $28 per person.

Kosher places and valid meals include:
Bistro 1310 (Boro Park): Dinner.
El Gaucho Steakhouse (Boro Park): Lunch or Dinner.
Estihana (Midwood): Brunch, Lunch or Dinner.
Glatt Ala Carte (Boro Park): Lunch
King Bites (Midwood): Lunch or Dinner.
Subsational (Midwood): Lunch or Dinner.
The Shuk (Brooklyn Heights): 2 Dinners for $28.

HT: A European, via DDF

CoverYourHair.com EXCLUSIVE Promo Code For DansDeals Readers! Plus Get A Free Headband With Every Order!

CoverYourHair.com is the leading website in Women’s affordable head coverings & Hair Accessories!!

FOR THE NEXT 24 HOURS USE THE FOLLOWING PROMO CODE IN YOUR CART TO GET AN ADDITIONAL 32% OFF-OUR LARGEST DEAL OF THE YEAR: DANSDISCOUNTS32

PLUS – We will also throw in a free headband with any order!

THERE ARE LOTS OF BARGAINS:
Hair Accessories, Head coverings, Combs & Brushes, Hair Clips, Pony Holders, Headbands, Travel Mirror, Hair Rollers, Hair Pin, Hats & Caps, Head Scarves, Pull On Hat, Bandanas, Hats/Caps, Pre-Tied Bandanas, Square Bandanas, Triangle Bandanas, Headbands, Headbands w/Tails, Un-Tied Headbands, Hard Hair Bands, Israeli Tichels, Snoods, Turbans, Hair Clips, Chaponnes, Pony Holders, Berets, Feathers, Tie Backs, Shawls, Comb/Brushes, Travel Mirror, Hair Rollers, Shower Caps, Hair Pin, Baby Headbands, and much much more!

Just go now to www.CoverYourHair.com

$55 For Up To $123.90 Value At Nargila Grill

$55 For $123.90 Value At Nargila Grill

Nargila Grill
1599 York Avenue (Between 84th and 85th Streets)
New York, NY 10021
(212) 535 -3700

-OK Kosher.

$55 for a Kosher Meal for Two (Up to $123.90 Total Value):
-Two appetizers (up to a $21 value)
-Two entrees (up to a $53.90 value)
-Two orders of Turkish pastry (a $14 value)
-One bottle of red or white wine (a $35 value)

-Expires 90 days after purchase.
-Limit 2 per person, may buy 1 additional as a gift.
-Limit 1 per table; two per tables of 6 or more.
-Reservation required
-Dine-in only.

HT: 972sg212, via DDF

A List Of Gift Cards Sold At Lowe’s

Related: A List Of Gift Cards Sold By Office Supply Stores

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I compiled this list of gift cards sold by Lowe’s as Lowe’s is included in the Q2 spending categories on the Chase Freedom Mastercard and Chase Freedom Visa when you can earn over 5 points per dollar spent on up to $1,500 in spending.  You also earn 5 points per dollar on restaurant and movie theater spending in Q2.

Why is that important when you can always buy Lowe’s (or Home Depot) gift cards with your Ink Bold or Ink Plus card at an office supply store to earn 5 points per dollar year-round on up to $50K in spending? Because you can’t buy gift cards at Lowe’s when using a Lowe’s gift card!

For the sake of being comprehensive I have included all of the gift cards I saw, including to non-kosher restaurants.  For what it’s worth the kosher Subway in Cleveland for example does accept Subway gift cards even though they don’t participate in any other national Subway coupons or promotions.

-AMC Theaters
-AT&T GoPhone
-Aeropastle
-Amazon
-Applebees
-Barnes & Noble
-Bass Pro Shop
-Bath & Body Works
-Bed Bath & Beyond/Buy Buy Baby
-Boost Mobile
-Build-A-Bear
-Cabela’s
-Cheesecake Factory
-Chili’s
-Claire’s
-Coldstone Creamery
-Cracker Barrel
-Darden Restaurants
-Fandango
-Finish Line
-Foot Locker
-Game Stop
-Gap Inc (Gap, Banana, Old Navy, Athleta, Piperlime)
-Golfsmith
-Ihop
-iTunes
-JCPenney
-Jiffy Lube
-Jo-Ann Fabric
-Justice
-Kohl’s
-Lane Bryant
-Lowe’s
-MLB.com
-Macy’s
-Marriott
-Marshalls
-Michael’s
-Nascar Superstore
-Nike
-Nordstrom
-OfficeMax
-Olive Garden
-Outback Steakhouse
-PFChang’s
-Panera
-Petco
-Petsmart
-Pizza Hut
-Red Lobster
-Red Robin
-Regal Cinemas
-Ruby Tuesday
-Sephora
-Shell
-Southwest
-SpaFinder
-Sports Authority
-Staples
-Starbucks
-Subway
-TGIFriday
-TJMaxx
-T-Mobile Prepaid
-Tracfone
-Verizon Prepaid
-Virgin Mobile
-Xbox

Lowest Price Ever! The 2013 Hyundai Elantra GLS For $99 Per month From Plaza Auto Leasing!

Please note: This is a paid advertisement which is stickied as the top post, please scroll down for new posts.

The Deal:
Hyundai Elantra GLS ONLY $99 per month!
24 months/10k miles per year

Due at signing: $999 cap cost reduction, first month, applicable taxes, bank fee, registration fees.

The 2013 Hyundai Elantra GLS features:
38 mpg, AM/FM/CD, power windows, power door locks.

Plaza Auto Leasing has limited stock on these cars so act fast! (The last time they were sold out in 3 days!)

How to get the deal:
Call 718-975-9000 or email esales@plazaautoleasing.com and use the code “Dan’s Elantra” to lock in the price.

Register Now For Q1 Chase Freedom Spending!

Update, 03/11: Don’t forget that you have to register your card by 03/14 to participate in the Q1 bonus categories!

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Update, 01/08: I’ve already spent the $3,000 max on 2 Freedom cards this quarter on Vanilla Reloads from CVS and moved the funds over to Bluebird to pay off the Freedom bill.  Total points=15,360. Total cost=$23.70. Hard to beat that!
If your local store does not have Vanilla Reloads you can also use MVDs.
Read this post for more information (with pictures) on the entire process.

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-Chase Freedom Mastercard-Earn $100 cash back (in the form of 10,000 Ultimate Rewards points) when you spend $500 in 3 months.
-Chase Freedom Visa-Earn $100 cash back (in the form of 10,000 Ultimate Rewards points) when you spend $500 in 3 months.
There is no annual fee for Freedom!
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You can now click here to activate your Q1 Chase Freedom 5% categories.

Although they are called “5% categories” you really get 5 Ultimate Rewards points per dollar spent which can be cashed out for 5% cash. For $1,500 in spending you will earn at least 7,500 Ultimate Rewards points.

If you or your spouse has a Sapphire PreferredInk Bold, or Ink Plus card you can transfer Freedom points over to one of those cards and then transfer them at a 1:1 ratio into much more valuable airline miles (United, British Airways, Southwest, Korean, etc) or hotel points (Hyatt, etc)

If you are grandfathered for Freedom Exclusives you also get 10 points per transaction and a 10% bonus on base spend points.

The 5 point categories for 2013 are as follows:

Q1, January – March: Gas stations, Drugstores & Starbucks
Q2, April – June: Restaurants, Movie theaters, and Lowe’s.
Q3, July – September: Gas stations, Theme parks & Kohl’s
Q4, October – December: Select department stores & Amazon.com

Here is a link that explains where you will and won’t earn the 5 points per dollar this quarter

Don’t forget that at gas stations and drug stores you can buy gift cards for other stores so that you earn 5 points per dollar there as well.

Plus many drug stores and gas stations carry Vanilla Reload cards, so that means 5 points per dollar and you can cash out the cards with Bluebird!

Of course if you have an Ink Bold, Ink Plus, or Ink Cash card you will earn 5 Ultimate Rewards points per dollar spent all year round on telecom, cable, internet, as well as everything from office supply stores, which includes gift cards to other stores and prepaid cash cards that can be used anywhere.  With the Bold/Plus cards that’s capped at $50,000 per year and with the Cash card that’s capped at $25,000 per year.  The cards also earn 2 points per dollar year-round at gas stations and either hotels (Bold/Plus) or dining (Cash)

Save An Additional 25% Off Already Reduced Shoes At Shoes.com

Shoes.com Linky

Use the following code for 25% off already reduced shoes (Exp: 03/11): 25SALE

Find a nice pair of shoes or boots? Post a comment!

The code works on all Uggs that are on sale as well!

Women’s Sale Uggs Linky

Men’s Sale Uggs Linky

Girls Sale Uggs Linky

Boys Sale Uggs Linky

Get A $50 Amazon Gift Card And 3 Months Of Online Wall Street Journal Access For $21.99

Update #2: DEAD!

Update: New link added below.

Get A $50 Amazon Gift Card And 3 Months Of Online Wall Street Journal Access For $21.99

Caveats:
-It takes 45 days for the Amazon GC to be sent out via email, so you’ll want to wait until then before cancelling.
-You must cancel the trial by phone at 800-975-3913.
-After 3 months you’ll be billed $21.99/month if you do not cancel.

HT: aaa

Split By GroupMe: Free Until 03/12

Update #3: A $499 limit has been added to qualify for free processing.

Update #2: It’s back to being free again through 03/12!

Update, 03/08: It appears that GroupMe has gone back on their word and has started charging for this service early.  They have edited the page and deleted the info on the service being free through 03/12. Congrats to those who got in before they made the change!

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Split By GroupMe Linky

Split by GroupMe is a way for friends to chip in for something together and pay back one person for laying out the funds to buy something.  There will be a 4% processing fee starting on 03/13/13, but until then you can send credit card payments to anyone for free.

Considering that this is intended for small purchases I’d imagine they may block large transactions. 

If you try out the service please post how it works out for you.

Reconsideration For Those Without The Gift Of Gab

Read more about what you can do via Secure Message and where to find secure messaging in this post.

Calling the Reconsideration department after being denied a credit card is crucial. They’ve already pulled your credit, now you just have to explain why you want the credit card.  Everyone gets denied, the only difference is how much time you’re willing to spend to turn that denial into an approval.

You only have 30 days after you’re denied to reconsider an app, but often you can call Reconsideration right after applying.  The advantage of calling right away is that it limits the chances of getting another pull in case they have to pull your report another time.

Good strategies include:
-Proactively offering to shift credit lines around from other cards to get the new application approved.
-Proactively offering to close an older card you don’t use anymore to get the new application approved. Make sure the old card is totally paid off and that they move over the entire credit line to the new card. In this way you won’t have any loss on your credit report from the closed card as the closed card continues to help your length of credit history and average age of your accounts for at least 10 years after it’s closed and you didn’t lose your line of credit or hurt your credit utilization ratio.
-Explaining how you want the benefits the card provides. Like free baggage and primary car rental insurance on United Explorer. Or just simply that you plan on flying more often on Delta or Southwest. That you will be staying in Starwood hotels and want elite night credits, that you like the idea of 3 times points for airfare, or that you want 2.14 points on dining and travel with Sapphire Preferred. That you want a line of credit for your business with Ink Plus along with the charge card capabilities of Ink Bold.  Every card has unique perks, make sure you know what you’re applying for and why and that will help you out greatly.  Often I can even teach the reps a thing or 2 they didn’t even know! If a card has no fee or no foreign exchange fee or any other unique perks, those are all good reasons for wanting a card.
The banks are afraid of people just applying for credit to rack up debts that they won’t pay. Your job is to explain why you are NOT one of those people and why you want the card. After all if you don’t pay a bill you’ll lose out on all the fun due to your credit being shot!
-Explaining why you might want 2 versions of a card. HSA spending should often be done on a dedicated card. You may want to separate foreign and domestic spending. Etc.
-Explaining how you’ve never had a late payment or that you’re a loyal customer for x amount of years.
-Explaining how you bank and have other services with the credit card and are very loyal.
-Be friendly! Ask the person how their day is going and they’ll be more likely to want to help you out.

What about if you’re just not a good talker?
Multiple DDF members have had great success doing reconsideration via secure message.  The same strategies apply, just keep your case short and to the point.
-dovy2 was denied 3 times over the phone but approved after just 1 secure message.
-sky121 helped his grandmother out with secure messaging, offered to shift credit lines around to get approved, and voila.
-syguy explained the benefits of the Sapphire Preferred and offered to move over credit and he got approved as well via SM.

So far all of the reports have been with Chase.  If you try it with another bank then be sure to let everyone know how it goes.

Want to talk instead of write? Here are Reconsideration numbers:

AMEX: 866-314-0237

Barclay: 866 408 4064

BoFA: 866-458-8804

Chase:
Chase: 800-432-3117 (Application status)
Chase: 888-270-2127 (Application reconsideration)
Chase: 800-453-9719 (Business card reconsideration)
Chase: 888-245-0625 (Credit Analyst reconsideration)
Chase: 888-622-7547 (Chase Executive Office)
Chase: 888-298-5623 (Credit Reallocation – Consumer)
Chase: 800-453-9719 (Credit Reallocation – Business)

It’s also worth noting that if you have at least $10,000 in a Chase checking account your banker can send in a special reconsideration form requesting that you be approved.  Use this in case you face dead ends after calling the various departments and secure messaging them.

Citi:
Citi: 866-606-2787 (Account Analyst)
Citi: 888-201-4523 (New App Approval Status)
Citi: 800-444-2568 (Retention Dept.)
Citi: 800-763-9795 (Credit Dept.)
Citi Credit Bureau Dispute Fax: 866-713-5028

Citi Recon can be tough. Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

Have you tried reconsideration via Secure Message? Share the details in the comments!

75,000 Point Signup Bonus For The Business Gold Rewards Card From American Express Open!

Update: The 75K offer link below will expire tomorrow, 03/08, at 1:59pm EST!

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Related posts:
-ANA Not Charging Fuel Surcharges For Award Travel On United Or USAirways!
-Singapore Airlines Also Not Charging Fuel Surcharges For Award Travel On United Or USAirways!
-4BM Success! (2 consumer card and 2 business card approvals with just 1 hard pull!) .
-Want To Boost Your Credit Score? Spend On Business Cards Instead Of Consumer Cards.
-Which Miles To Use To Fly To Israel?
-Flying Round-Trip To Israel On Air Berlin For 47K American Express Membership Rewards
-Credit Score FAQs: Opening And Closing Cards
-Credit Card Reconsideration: Don’t Give Up!

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[Link removed, offer is now dead!]

Signup bonus:
75,000 bonus Membership Rewards points for spending $10,000 in 4 months.

Having consumer charge cards (Green, Gold, Platinum, etc) , consumer credit cards, or business credit cards will not stop you from earning this signup bonus.
If you have had a business charge card (Green, Gold, or Platinum) in the past 12 months the terms state that you will not receive the bonus. YMMV.

Offer Terms:
-LIMITED TIME OFFER: Earn 75,000 Membership Rewards® points after you spend $10,000 in the first 4 months of Card membership.
-3X points on airfare
-2x points on purchases in the U.S. for advertising in select media, gasoline at U.S. stand-alone gas stations, and shipping
-1X points on other purchases
-Points are earned only on eligible purchases. Bonus points limitations apply.
-Earn points even faster to get more rewards for your business
-24/7 support for everything from identity theft to travel emergencies
-$0 introductory annual fee for the first year, then $175
-Introductory annual fee for Additional Gold Cards in the first year is $0; then, $50 for the first Additional Gold Card and no fee for other Additional Cards
-Terms & Restrictions Apply.

Spending $10,000 in 4 months:
Spending $10K isn’t what it used to be.
I have spent that much at CVS in one night :D

With options like Vanilla Reloads, Vanilla MVD cards that can be easily combined, and prepaid gift cards sold at a discount there are lots of ways to help you meet thresholds.
And of course there’s trusty old Amazon Payments made even easier with free additional user cards.

No need to rehash everything, Here are articles I’ve written on this stuff:
-Is Bluebird The Next Dollar Coin Churn?
-Another Flavor Of Vanilla: My Vanilla Debit Card
-Today’s Escapades
-Meeting A Spend Threshold In One Night.
-Need To Meet A Spending Threshold Deadline? Send And Receive $1,000/Month With No Fees Using Amazon Payments!

If you spend $1,000 at Fedex for example you’ll get a 5% automatic cash rebate and 2,000 points (double points for shipping as stated above). $1,000 at HP gets a 10% automatic cash rebate and 1,000 points plus their awesome extended warranty coverage as long as you have any open American Express card at the time of the claim.

What can you do with the points:
-You can wait for another Avios bonus. These come by every few months and usually range from 30%-50%.
This month there is a 50% bonus for transfers from American Express Canada to British Airways so hopefully that will come down to us soon!
With a bonus you can get to Israel for as little as 20K points each way instead of the normal 30K points each way.
-Once you’re done with $10K in spending you’ll have at least 85K American Express Membership Rewards points.
-A flight from NYC to short-haul destinations (like Cleveland, Detroit, Montreal, Toronto, and many others) on American booked via Avios is just 4,500 each way with no fuel surcharges. With 85K points you’d have enough for about 19 short-haul flights. Or wait for the return of a transfer bonus and you’ll have enough for as many as 28 short-haul flights!
-A flight from NYC to medium-haul destinations (like Miami) on American booked via Avios is just 7,500 each way with no fuel surcharges. With 85K points you’d have enough for more than 11 medium-haul flights. Or wait for the return of a transfer bonus and you’ll have enough for as many as 17 medium-haul flights!
-A flight from NYC to resort destinations like Cancun or Puerto Rico on American booked via Avios is just 10,000 each way with no fuel surcharges. With 85K points you’d have enough for more than 8 of those flights. Or wait for the return of a transfer bonus and you’ll have enough for as many as 12 of those flights!
-A flight from NYC to stunning Costa Rica on American booked via Avios is just 12,500 each way with no fuel surcharges. Of you can fly from the West Coast to any Hawaiian Island for that rate. Or you can even fly from Boston to Ireland for the same rate with no fuel surcharges on Aer Lingus (you’ll have to call to book trips on airlines like Aer Lingus or Alaska). With 85K points you’d have enough for about 7 of those flights. Or wait for the return of a transfer bonus and you’ll have enough for as many as 10 of those flights!
-The only way to fly in Singapore’s First Class Suites, or in their great business or first class products, is with Singapore miles. Book on their website to save 15% of the miles needed. I flew to Europe last month in a couples suite with my wife for about 58K miles each.
-Air France/KLM Flying Blue charges only 25K miles round-trip to Israel during a Promo award or just 50K miles round-trip to Israel on Delta with no fuel surcharges. Plus there are occasionally bonuses to Flying Blue as well, dropping those rates even lower.
-The only way to fly in El Al First Class, which includes the best glatt kosher food in the sky, is with El Al points.
-Air Canada can book you on other Star Alliance carriers, like United and USAirways and many more, with no fue surcharges. Bonus: They also allow for 2 free stopovers, so you can checkout 3 different cities on 1 ticket.

What do you do with your points? Post a comment!

Getting a business card:

Getting a business card is quite simple. You don’t need to be a traditional “business owner” as you might think of one.

For example if Joe Smith sells items on Ebay or on Amazon, or has any other side business/hobby and wants a credit card to better keep track of business expenditures he can just open a business credit card for “Joe Smith Sole Proprietorship” as the business name. You don’t need to file any messy government paperwork to be allowed to do that.
Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field as well as in the social security number field.

I’ve had business cards since I turned 18 as a Sole Proprietor and never had a problem getting approved with reconsideration if needed. You can reach reconsideration at 866-314-0237.

Best of all, spending you make on a business card won’t hurt your credit score as spending on a consumer card does.

Charge card:
This is a charge card without a defined credit line, so even when you’re ready to close the account you won’t lose that line of credit.

Plus it’s not subject the limit of 4 American Express credit cards per person, as charge cards are not limited in the way credit cards with a credit line are limited.

If you make zero income:
Then why are you applying for credit cards? American Express has the right to ask to see you tax returns at any time. While people have reported passing the financial review as long as they make something (DDF’ers have reported as little as $5K/year) it’s not a good idea to apply for this card (or any American Express card for that matter) if you don’t have income on the books.

Membership Rewards points transfer to:
Transfers are at 1K:1K ratios or are otherwise listed.
Airlines:
-Aeromexico (Skyteam)
-Air Canada (Star Alliance)
-Alitalia (Skyteam)
-ANA (Star Alliance)
-Asia Miles, Cathay Pacific (OneWorld)
-Avios, British Airways and Iberia (OneWorld)
-Delta (Skyteam)
-El Al (1,000 MR:20 El Al ratio)
-Flying Blue, Air France/KLM (Skyteam)
-Frontier
-Hawaiian
-Jetblue (250 MR:200 Jetblue ratio)
-Singapore (Star Alliance)
-Virgin America (200 MR:100 Virgin ratio)
-Virgin Atlantic

Hotels:
-Best Western
-Choice
-Hilton: (1,000 MR:1,500 Hilton ratio)
-Starwood: (1,000 MR:333 Starwood ratio)

You can apply for both consumer and business American Express cards on the same day with just 1 credit pull. Other cards from American Express include:

Consumer cards:
-Starwood Preferred Guest® Credit Card from American Express
-TrueEarnings® Card from Costco and American Express
-American Express® Premier Rewards Gold Card
-The Platinum Card® from American Express
-Gold Delta SkyMiles® Credit Card from American Express
-American Express® Gold Card
-Blue Cash Preferred Card® from American Express
-Blue Cash Everyday Card® from American Express
-Blue Sky from American Express®

Business cards:
-Starwood Preferred Guest® Business Credit Card from American Express OPEN
-Gold Delta SkyMiles® Business Credit Card from American Express OPEN
-SimplyCash® Business Card from American Express OPEN
-The Business Platinum Card® from American Express OPEN

HP ENVY dv6t-7300 Quad Laptop For Just $649.98 Shipped

Buy this laptop on an American Express card like the Starwood Preferred Guest® Credit Card from American Express or Starwood Preferred Guest® Business Credit Card from American Express OPEN and you’ll get a 2nd year of top notch warranty coverage from AMEX for free! Have a problem with the laptop during the AMEX warranty year? AMEX will pay to fix the problem or refund the entire purchase price of your laptop, free of any hassle!

Buy anything from HP with an American Express business card like the Starwood Preferred Guest® Business Credit Card from American Express OPENThe Business Gold Rewards Card(R) from American Express OPEN, or the Business Platinum Card® from American Express OPEN and get 5%-10% cash back on top of the regular points earned for the purchase with automatic Open Savings! If you spend $200-$999 from HP in a year then the cash rebate will be 5%. If you spend $1,000 or more in a year then the cash rebate will be 10%!
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HP ENVY dv6t-7300 Quad Laptop Linky

Use the following code: NB13245

-3rd generation Intel Core i7-3630QM Processor (2.4GHz, 6MB L3 Cache)
-15.6″ High Definition BrightView LED-backlit Display
-750GB Hard Drive
Upgrade available to 7,200 rpm for $20.
-8GB RAM
-SuperMulti DVD Burner
-15-in-1 memory card reader
-HP TrueVision HD Webcam with integrated dual array digital microphone
-HP USB keyboard and optical mouse
-Wireless-N 802.11 LAN card
Upgrade available to Backlit Keyboard for $20.

HT: DH Data Recovery, via DDF

Ashford.com Watch Specials

Skagen Women’s Swiss Watch
-Retails for $195, on sale for $118, now just $80 shipped with code (Exp: 03/08): DANSWISS80

Raymond Weil Men’s Tradition Watch
-Retails for $995, on sale for $629, now just $499 shipped with code (Exp: 03/08): DANSTRADITN499

Cuisinart DLC-8S 11-Cup Pro Custom Food Processor For $89.99 From Macys!

Cuisinart DLC-8S 11-Cup Pro Custom Food Processor Linky

The price on this today is just $89.99.

The food processor has 5 star reviews on macys.com and 97% of purchasers recommend it.

You need to spend $99 to get free shipping, so add $9.01 of anything else from the site and the $9.95 shipping fee will be waived.

Or 2 food processors would be $179.98 with free shipping.

Post a comment if you find a good $9 filler item to get free shipping. If you don’t like the filler item (or the food processor itself) you can always return it to a store. There is no time limit for Macy’s returns!

A DDF Day For The Books And The Joys Of HUCA, Take 2

Update, 11am: Got home thanks to United and the kind AA phone agent.  One unlucky guy on the plane came up to me and thanked me for the $490 Delta deal nonstop to Israel that he was just coming back from.  Why poor sap? He used miles to fly on the American flight and when he went to checkin learned that all of their nonstop flights were cancelled.  They refused to accommodate him on United so he shelled out some $500 that United wanted for the one-way, more than his round-trip from NYC to Israel!
Don’t worry, I chastised him for not having 10K United miles or Chase Ultimate Rewards points that would’ve saved him the $500…

Side note: How awesome is this story on United!?!
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Related:The Joys Of HUCA

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As any of the 6,300+ members of DDF can tell you, HUCA means to Hang Up and Call Again. It’s pretty good advice for anything. Most phone reps are incompetent or not willing to help, so it can take many phone calls to find someone helpful.

If you’ll click on the related post link above you can read some of the examples I gave for it last time.

I’ll share another great example of it that I just encountered, but first the background story.

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I flew yesterday from Cleveland to NYC for 9,000 Avios. American wanted $1,176 for the round-trip as they require a 3 night minimum stay for a discounted fare, so not a bad use of miles.  This is why I love Avios.  It fills the gap that other miles have.  I feel guilty using American or United miles on a domestic trip as those so valuable internationally.  BA Avios aren’t great for most long-haul international flights (though there are a few notable exceptions) but they are oh so awesome on domestic short-hauls.

I’ll be flying into or out of the Cleveland airport for 3 days in a row. There should be a prize for this stuff ;)

When I landed in NYC I headed straight for Pizza Da Solo, the first authentic Neapolitan kosher pizzeria in the world.  But I didn’t go just for the food, I got to meetup with several members of my DDF family and trade stories and tips for a couple of hours.

As far as the food goes, the pizza was very good and unique, the calzone may have been even better. My calzone had ricotta, homemade mozzarella, eggplant, basil, caramelized onions, and garlic with sauce on the side.
2 of the guys ordered the $38 Truffle Pizza. The Pie didn’t look it had any $100/ounce truffle shavings on it, but one person speculated that it must have been really fine shavings that they missed! When I went back to get some sauce for my calzone I mentioned that the triffle pizza disappointed as they were not even visible. Turns out they forgot to add the truffle shavings to their pie! Not something that should happen for $38, but they did get a whole new pie out of it. And it still wasn’t worth $38, but at least this time they were able to say that authoritatively. If you do get it ask for them to go light on the arugula which drowns out the truffles.

A extremely thin crust Pizza with San Marzano tomato sauce, homemade mozzarella, basil, parmesan, and garlic, $9.

Invisible Truffles.

Truffles, Take 2. ($38)

Calzone ($13)

 

 

 

 

 

 

 

 

 

Just 8 strangers sharing a lunch together. But not just any guys, Guys who let the world know about offer matching, the $330 El Al tickets, and more via the DansDeals Forums. I’m easy to find here, the only one with a beard :)

Next stop was checking in at the Aloft Brooklyn. I booked it for 7,000 Starpoints though now it goes for a ridiculous 12,000 Starpoints. It’s very kitchy and not really my style.  The room is somewhat refurbished, though the HVAC unit is a real eyesore. If this is what all Alofts are like I’d stay at a Hyatt Place any day over it.

Lobby

Elevator

 

No enclosed shower and shampoo dispensers. Plus the water never got hot.

 

 

 

 

 

 

 

 

 

 

Funny place for a fridge.

 

I went to Avis next to the Aloft to trade in my $25/day ridiculously humongous Infiniti QX56 SUV and got a Jetta in return. No shocker here, but in Brooklyn a QX56 with 4WD is a real pain…just about impossible to park anywhere. Some upgrades to $70,000 cars just aren’t always welcome. Boy I would have loved to have that car on the Big Island of Hawaii though, could have done some serious damage in it.

 

Then the highlight of the day, dancing the night away and saying L’Chaims (which may or may not be influencing my writing style right now) at AsherO’s wedding in Crown Heights, Brooklyn. AsherO, who joined DDF the very day that it was launched, is one of the most prolific posters over at the DansDeals Forums with over 18,000 helpful posts.

The coolest part? There were at least 20 DDF members who came to dance at AsherO’s wedding, most of whom only know him via his online persona or who perhaps met him once or twice at a DDF meetup in the past.

Yet we got together to dance with the happy groom. Or as he put it, his virtual family. When a non-DDF member broke into our DDF circle AsherO called him out for it, “noobie!”:D

The camaraderie among the active DDF guys was just awesome, really something special that I can’t explain in words.  It’s just very cool to start to make new friendships via an anonymous online forum.

 

Another fun story. While waiting for the Chuppah to begin a few DDF’ers went into the local Crown Heights bookstore.  I had a $25 GC there to burn and picked up $26.50 of stuff.  When I asked if I could put the balance on my Freedom card (hey, 13 miles is 13 miles!) the cashier asked, “What is this a DansDeals thing? I’ll take cash!” We all just rolled out of the store laughing uncontrollably :D

 

So, about that HUCA story I promised.

American cancelled all of their morning and afternoon flights from LGA to Cleveland for later today.
I called to find out my options but nothing was very good. Especially because I need to get back to catch another flight on Friday!
When I asked about being moved over to United (which still shows all flights to Cleveland as on-time) I was told:
-We can’t do that if the delay is for weather.
-We can’t do that unless we have no other flights that entire day.
-We can’t touch reservations made by British Airways.
-We can’t help you until you go to the airport.

Finally on the 6th call I got a helpful rep who moved me over to United after a nice amount of cajoling.
The ticket is even booked in full-Y class so I should earn a nice amount of elite and redeemable miles which is always fun on an award ticket.

And that was today’s excitement. Sorry for the rambling, it’s been a long day!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Not a sight I see every day but one that can be done with persistence.  A BA 4.5K Avios award on AA being operated by United in a fare class that will earn 150% United elite miles.  But most importantly, switched without having to fight for it in the airport and that American was pulling the “weather” card as the reason for the mass cancellations.

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