Groupon NYC: 24 Hour Pass Icon Parking Pass For $24.99

Groupon NYC: 24 Hour Pass Icon Parking Pass For $24.99

Icon Parking Locator Linky

The one-day pass can be used at any Icon garage and there are over 200 of them in Manhattan, so you’re never too far away from where you want to be. I’ve used these icon vouchers dozens of times and have never been charged any sales tax. They’re real lifesavers for Manhattan, there’s nothing better than seeing the register ring up $66 and then handing over one of these coupons!

Monthly parking groupons start at $249.

-24 hour pass promo value expires 12/31/13, $24.99 paid value never expires.
-Not valid for exotic cars, full size vans or trucks.
-Limit 5/person, may buy 5 more as gifts.
-ONLY ONE DAY PASS MAY BE USED PER VISIT.
-$10-$15 oversize parking fee may apply.

HT: jmansour, via DDF
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Save on all your Groupon purchases! You can buy Groupon gift cards at Staples with your Ink Plus, Ink Bold, or Ink Cash card to earn 5 points per dollar (worth roughly 9.5% back)!

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Today Only: 25% Off + $10 Off $50 + Free Shipping At Perfumania

Update: You can now also get free shipping with no minimum order with code: FREESHIP
All 3 codes (25% off, $10 off, free shipping) all are stackable!
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Perfumania Linky

Stackable offers:
-25% off with code (Exp: 10/22): OCT25
-$10 off $50+ orders with code: SAVE10
-Receive free samples with every order with no code needed!
-Paris Hilton Couture Tote bag will be added to all $75+ orders for free.

For example, for the extra-large 4.2 ounce bottle of Light Blue for Men By Dolce & Gabbana Cologne, the price you would pay if you walked into Macy’s would be $78.
The price from Perfumania is $77.99.
With the 25% off code the price comes down to $58.49. With the $10 off code the price comes down to $48.49.

You can add a filler like this gift bag to get over the $50 free shipping threshold.

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2013 Hyundai Sonata Limited For Only $199 & 2013 Hyundai Elantra Limited For Only $189 Per Month!

Please note: This is a paid advertisement which is stickied as the top post, please scroll down for new posts.

No Residency Restrictions (In the US)!
The most incredible deal on a 2013 Hyundai Sonata Limited EVER! ONLY $199 per month!
This deal ends 10/31/2013!

2013 Hyundai Sonata Limited features:
Leather Seating, Sunroof, Bluetooth, XM Radio, Dual Zone Climate Control.

2013 Hyundai Elantra Limited with Navigation features:
Navigation, Leather Seating, Sunroof, Bluetooth, XM Radio, Dual Zone Climate Control.

Due at signing: First month, applicable taxes, bank fee, registration fees. 36 months/7,500 miles per year
For more great deals on any vehicle, make or model call 718-975-9000 or click here to see our specials!

P.S. For a chance to win Nets tickets, check out this link to enter!

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Express Overnight 50% Off Sale

For 8 hours only, through 8:00am EDT, Express is having additional markdowns of 50% that will be taken off in your cart. Just click on the 50% off banner.

Express.com Linky

Express.com Clearance Linky

Orders that are $100+ after all discounts receive free shipping, otherwise shipping is $8.

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United: Newark To Tel Aviv To Chicago, Houston, Los Angeles, Or Washington DC (Via Newark) For $835.97

-Bookable on Orbitz with full mileage earning and free cancellations until 10pm CT the day after you book or directly from the airline.

– Earn 3 MR points per dollar with American Express® Premier Rewards Gold Card or 2.14 UR points per dollar with Chase Sapphire Preferred

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On Orbitz select multi-city and search for a flight going from Newark to Tel Aviv and returning from Tel Aviv to Chicago, Houston, Los Angeles, Or Washington DC:

orbitz2

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

orbitz

 

 

 

 

 

 

 

 

You can click flight details to see flights that stop in Newark on the return.

Federal law requires that everyone pick up their luggage in Newark regardless of the final destination at which point nobody is going to force you to take the final flight.

You can always use Avios or United miles for a return flight to NYC if you want.

Here are some valid dates for the outbound flight from Newark to Tel Aviv:
12/01
12/02
01/20
01/22
02/02
02/04
02/05
02/09

Here are some valid dates for the return flight from Tel Aviv-Chicago via Newark:
02/04
02/10
02/11
02/12

Here are some valid dates for the return flight from Tel Aviv-Houston via Newark:
12/10
12/11
12/17
12/18
12/19
12/22
12/24
01/30
02/04
02/10
02/11
02/12

Here are some valid dates for the return flight from Tel Aviv-Los Angeles via Newark:
02/04
02/10
02/11
02/12

Here are some valid dates for the return flight from Tel Aviv-Washington DC via Newark:
01/22
01/30
02/04
02/10
02/11
02/12

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35% Off JetBlue Flights On 10/31

Update: DEAD!

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jetblue.com/promo

Use code: 844969B574
-Bookable today only.
-Valid for flights on 10/31 only.
-Valid one-way or round-trip but only flights on 10/31 will be discounted.

HT: Shmais

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20% Off Living Social Deals

Living Social Linky

Use code (Exp 10/22): ITSY20
Max savings is $20.

What will you use the discount for? Hit the comments!

HT: SearchGuy, via DDF

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Save 54% (Or Much More!) Plus Get Free Shipping At Jelly Belly!

Update #2: DEAD!

Update: See the comments for ideas that will save even more than the one in this post!

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Jelly Belly Linky

Add at least $55 of items to your cart.  In the cart below for example is a 3 pound canister of assorted Jelly Belly Beans, 16 bags (total of 2.3 pounds) of their soft and delicious candy corn, and a box of prank jelly beans called BeanBoozled with flavors like Skunk Spray, Stinks Socks, and Boogers in case you’re feeling devious  😀

Jelly Belly beans and confections are OU parve except for select items like chocolate dipped confections which are OU-D.

Use the following code to drop the price from $56.23 to $47.79: JBAD13

jelly1

 

 

 

 

 

 

 

Then proceed to checkout.  Fill out the shipping info and select next day shipping.  Then switch that to free shipping.

The total will now be $25.75 shipped or 54.2% off the normal price!  The email confirmation and pending credit charge shows that amount as well.

jelly2

 

 

 

 

 

 

 

 

 

 

HT: YY, via DDF

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Israel Airfare Roundup

-Bookable on Orbitz with full mileage earning and free cancellations until 10pm CT the day after you book or directly from the airline.

– Earn 3 MR points per dollar with American Express® Premier Rewards Gold Card or 2.14 UR points per dollar with Chase Sapphire Preferred

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Sample airfare deals:

Chicago-Tel Aviv:
01/16-01/29: $671.97 on Delta.
01/23-02/05: $671.97 on Delta.
01/26-02/03: $666.77 on Air Canada, $686.47 on Delta.
02/02-02/12: $671.97 on United

Houston-Tel Aviv:
12/01-12/12: $748.86 on Air Canada and United
12/04-12/12: $739.27 on Air Canada
01/26-02/03: $739.27 on Air Canada

Los Angeles-Tel Aviv:
01/21-01/30: $750.36 on Air Canada and United
01/21-02/04: $745.97 on United
01/22-02/04: $745.97 on United
02/02-02/17: $740.77 on Air Canada

Miami-Tel Aviv:
12/11-12/23: $845.77 on Air Canada
01/26-02/10: $845.77 on Air Canada
02/02-02/10: $850.97 on Delta or United
03/10-03/18: $850.97 on Delta

NYC-Tel Aviv:
$999 nonstop on Delta, El Al, or United for most winter travel.
$784 for travel on Turkish via Istanbul

Washington DC-Tel Aviv:
11/17-11/25: $666.77 on Air Canada
11/24-12/12: $666.77 on Air Canada
01/19-01/27: $666.77 on Air Canada
01/20-01/30: $671.97 on United
01/26-02/04: $671.97 on Delta
02/02-02/10: $666.77 on Air Canada, $671.97 on Delta and United
02/09-02/17: $666.77 on Air Canada
03/02-03/10: $671.97 on Delta
03/10-03/20: $671.97 on Delta

Find more cheap travel dates: Read about using ITA Software to use their awesome month-long calendar search to help find dates with cheap flights.

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Stackable Coupons At H&M Online: 51% Off Plus Free Shipping!

H&M Linky

The stackable savings will only work for the highest priced item in your cart. If you have multiple of the same item in the same size it will work for all of them.

The order that you enter the codes is important.
First use the following code for 30% off the highest item in your cart: 0901
Then use the following code for 30% off everything plus free shipping if you spend $50+: 8964

Best of all? As long as the regular price of the items is above $50 then shipping is free.  If you want more items you’ll probably be better off making separate orders.

Be sure to save a screenshot of your order total in case you have any issues later on.

HT: Marco Polo, via DDF

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Amazon Local: Tickets For Two Adults And Two Children To The New York Hall of Science For $19

Amazon Local: Tickets For Two Adults And Two Children To The New York Hall of Science For $19

In case you’re looking for a Chanukah or mid-winter activity on the cheap.

Nestled in the heart of Queens is a place where you and your kids can unlock the secrets of science. The New York Hall of Science is home to over 450 hands-on exhibits. Grab this deal and enjoy an experience that’s fun-ucational (fun and educational).

-$19 ($38 value) for admission for two adults and two children to New York Hall of Science.
-Limit 2 vouchers per purchaser; additional 1 voucher may be sent as a gift
-Child admission: valid for ages 2-17
-Promo value expires 02/28/14.

HT: E R K, via DDF

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VERIZON WILL HONOR UPGRADE GLITCH!

Update, 10/12: 6 iPhones showed up on my doorstep and now they’re on their way to eBay buyers nationwide.  Thanks for the gift VZW!
Were you able to take advantage of this offer? Hit the comments!

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Originally posted on 09/30:

I posted over the weekend that I was able to upgrade the phones on my Verizon grandfathered plan with unlimited data and advised people to do the same as long as their website was allowing it.

While there were many naysayers in the comments saying that it would cause people to lose their unlimited data or that people would be charged full price if they tried to activate their phones I maintained that that was all false and would be illegal.

Some people even got tweets, emails, and calls from Verizon asking them if they wanted to lose their unlimited data to get a phone upgrade but Verizon has thought better of that and will be honoring the phone upgrades from this past weekend! Here is the statement from Verizon:

Over the past weekend, there was a software issue involving some orders for customers seeking to upgrade their devices. A number of customers who were upgrading devices were able to maintain an unlimited monthly data feature while paying a subsidized price.

Verizon Wireless will honor those orders that were approved this past weekend, allowing those customers to retain their unlimited plans for the duration of their contract and receive their new device.

Verizon Wireless corrected this software issue today (9/30). The company no longer offers unlimited data plans and customers who want to retain existing unlimited data plans, must pay full retail price for a replacement phone.

Kudos to Big Red for honoring their website’s promise and congrats to all those who got an upgrade without losing their unlimited data plans!

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Last Day For The North Miami Beach Kollel Chinese Auction

Please note: This is a paid advertisement which is stickied as the top post, please scroll down for new posts.

Auction closes tonight at 8pm EDT!

The North Miami Beach Kollel Chinese Auction is your opportunity to win fantastic prizes such as a 14 Karat gold diamond bracelet ($2000 value), Shevy Sheitel, 18 Karat gold diamond necklace, free airline tickets, a new laptop, and more!

Last year, many prizes were won by DansDeals readers, so click here now for your chance to win!

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K’NEX Super Cyclone Coaster Motorized Building Set For Just $19.97 From Walmart

Update: Now $30.

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K’NEX Super Cyclone Coaster Motorized Building Set For Just $19.97 From Walmart

-Over 19 feet of twisting, turning track
-Finished Super Cyclone Coaster Measures 2.7 ft (.82 m) tall
-675 pieces – Includes blue coaster car
-Motorized Chain Lift requires 2 AA batteries (not included)

Free pickup at any FedEx Office or Walmart store.  Free shipping to home on orders $50+, otherwise shipping to home is $4.97.

Should make for a great Chanukah present!

HT: ybeeds, via DDF

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Chase British Airways Visa Now Free For The First Year

Update: The waived annual fee limited time offer for this card was supposed to have ended almost 3 weeks ago.  This limited time offer was the first time the BA card was offered with the annual fee waived for the first year.
If you’re on the fence and don’t want to miss this offer there’s no better time to apply than right now!

-Want to learn more about the BA Avios program. I’ve written up an entire knowledgebase of facts that you can peruse. Read it and you’ll probably find an answer to your question!

-You can click to view a list of every nonstop flight from:
Chicago
Los Angeles
Miami
NYC (EWR/JFK/LGA)
that can be booked with Avios along with whether there will be a fuel surcharge for that flight.
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Chase British Airways Visa Signature Linky

Signup bonus:
-50,000 British Airways (BA) Avios for spending $2,000 within 3 months.

-With this new offer the annual fee is waived on this card for the first year. It is $95 thereafter.

-You will earn 1.25 Avios per dollar spent everywhere and 2.5 Avios per dollar spent on BA tickets. There are no foreign transaction fees and the card includes a chip to use when abroad.

-BA Avios are awesome.  They effectively fill the gap that is left by the major programs like American AAdvantage and United MileagePlus.  The major programs provide a fantastic value for long-haul flights, especially for one-way flights, last-minute flights, or flights in business or first class.  But programs like American are not great for short flights.

In 2011 BA launched the Avios program which provides an incredible value for short-haul flights.  I’ve booked probably a dozen short-haul tickets in the past year for myself using Avios for travel on their partner, American.  A Cleveland-NYC ticket can cost $1,200 round-trip if you don’t stay for at least 3 days or if you book last-minute.  But BA allows me to use just 9,000 Avios for that same flight, a whopping value of over 13 cents per mile.  Now I can hop over to Chicago or NYC on a whim without any kind of mileage regret like I used to have in the pre-Avios days.
-50,000 Avios has gotten me flights that would have otherwise cost over $6,500. Or those same exact flights would run some 140K American miles not even accounting for the $75 expedite fees and $150 cancellation fees that American would charge with their own miles compared to $0 expedite and $2.50 cancellation when booking an American flight with Avios!

-Cardholders get 10% off paid BA tickets with promo code: CARDOFFERU

-You can earn a free companion award ticket every year that you spend $30K though it’s only valid for travel on BA or Open Skies.  The companion travels in the same class of service, so if you redeem Avios for a first class ticket your companion flies in first as well for 0 Avios but taxes and fees will be owed.

-Avoiding fuel surcharges:
-There are no fuel surcharges for travel on American Airlines within the Western Hemisphere
-There are also no fuel surcharges for flying on Qantas within Australia.
-There are also no fuel surcharges for flying on Aer Lingus, Air Berlin, Alaska, or LAN worldwide. You can fly to Europe without fuel surcharges for as little as 12,500 Avios each way in coach or 25,000 Avios each way in business.
-Flights within Europe also have no fuel surcharges as long as you have earned a single Avios mile in the past 12 months.  That means you can fly to Ireland on Aer Lingus for just 12,500 Avios each way and then fly around Europe from just 4,500 Avios without any fuel surcharges.  Or fly to Israel on Air Berlin with no fuel surcharges for just 30K Avios in coach or 50K in business each way.  Bear in mind that Aer Lingus and Alaska Air flights as well as many connecting flights must be booked by calling them, they can’t be booked online though because of that they are willing to waive the phone fee.
-Fuel surcharges on award-winning carrier Cathay Pacific are also pretty low and you don’t even need to fly all the way to Hong Kong (though you should-great city with awesome kosher food, airport lounges with kosher food, and a business or first class flight you’ll never forget!) to get a taste of their awesome service, seat, pajamas, and amenities. They fly a daily 777 nonstop between JFK and Vancouver which I reviewed in this trip report.
-You can significantly cut the fuel surcharges when flying on Iberia by transferring your BA Avios into Iberia Avios. Not that in order to do that you’ll first need to transfer 1,000 points from AMEX MR into Iberia to activate that account.
-British Airways 5th Freedom Flights (flights that don’t depart from or arrive to the UK) have significantly lower fees. For example even though Singapore-Sydney is a longer flight than NYC-London the fees in first class on Singapore-Sydney are less than half of those from NYC-London.

Advantages of BA Avios over most traditional mileage programs:

-There are no expedite or close-in fees for last minute award ticket bookings with BA Avios.

-You can book one-way tickets for half of the miles of a round-trip!

-You can cancel tickets and redeposit miles for the lessor of $40 or the taxes you paid.  That means you pay just $2.50 for cancel a one-way domestic itinerary (and it’s why I always book cheap domestic flights as one-ways).

-British Airways only charges 10% extra miles for a lap child flying internationally, even when traveling on AA. AA and other domestic carriers charge a whopping 10% of the full fare, which can add up to be a small fortune.  When flying domestic you should add the infant at the airport for free.

-It’s easy to top-off your BA Avios account thanks to their partnerships with all of the transferable points programs. You can transfer Starpoints to BA at a 20K:25K ratio with the built-in 25% transfer bonus or American Express Membership Rewards or Chase Ultimate Rewards to BA at a 1:1 ratio:

-With short-haul flights starting at just 4,500 Avios you can get a lot of free travel from your Avios.

Award bands include:
Band 1: Flights that are 1-650 miles cost 4,500 Avios.
Sample routes: LGA-Cleveland, LGA-Detroit, LGA-Montreal, LGA-Toronto, Miami-Cancun, Miami-Key West, Miami-Nassau, London-Paris, Melbourne-Sydney, Los Angeles-Las Vegas
Band 2: Flights that are 651-1,151 miles cost 7,500 Avios.
Sample routes: JFK-Bermuda, Los Angeles-Cabo San Lucas, LGA-Chicago, LGA-Miami, LGA-West Palm Beach, Philadelphia-Miami.
Band 3: Flights that are 1,151-2,000 miles cost 10,000 Avios.
Sample routes: JFK-S. Maarten, JFK-Cancun, JFK-S. Juan, Los Angeles-Chicago, Berlin-Tel Aviv, Hong Kong-Singapore
Band 4: Flights that are 2,001-3,000 miles cost 12,500 Avios.
Sample routes: Boston-Dublin, JFK-Los Angeles, JFK-Vancouver, Los Angeles-Maui, JFK-Costa Rica, Pittsburgh-Los Angeles
Band 5: Flights that are 3,001-4,000 miles cost 20,000 Avios.
Sample routes: NYC-London, NYC-Berlin, Chicago-Dublin, Dallas-Maui
Band 6: Flights that are 4,001-5,500 miles cost 25,000 Avios.
Sample routes: NYC-Buenos Aires, NYC-Rio de Janeiro, London-Johannesburg
Band 7: Flights that are 5,501-6,500 miles cost 30,000 Avios.
Sample route: NYC-Amman
Band 8: Flights that are 6,501-7,000 miles cost 35,000 Avios.
Sample route: S. Francisco-Hong Kong, JFK-Hong Kong
Band 9: Flights that are 7,001 miles or more cost 50,000 Avios.
Sample route: Los Angeles-Sydney, JFK-Sydney

Be sure to read the BA knowledgebase for tips and tricks to make some flights cheaper.

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Other Chase consumer cards you can get at the time as the BA card include the Chase Sapphire Preferred (40K signup points, no fee the first year, plus 2.14 points per dollar on travel and dining with no Foreign Exchange fees), Chase Southwest Visa (through 10/30 you can get 50K signup points and potentially much more, click here to read about it), Chase Freedom (which gives 5 points per dollar in rotating categories and 10% bonus points if you have a Chase checking account), and the Chase United Explorer (which gives free luggage, free primary car rental insurance in most countries worldwide besides Israel, expanded saver and standard award ticket availability, priority boarding, and more).

The Chase Ink Plus and Chase Ink Bold business cards both give 50,000 signup points and offer 5 points per dollar on telecom, cable, and office supply stores, 2 points per dollar for gas and lodging, no foreign exchange fees, free lounge visits, and a waived annual fee for the first year.

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1 Year Of Bluebird

Bluebird from American Express came around a year ago and rocked our world.  It’s alternative to a debit/checking account with no fees.  Although you need a social security number to signup there is no credit pull that is done.

I first saw it on the DansDeals Forums thanks to DDF user regalhome. And I made a post after that asking if it will be the next dollar coin churn.

There have been some changes and it remains a great tool today.

Today for example they sent out an email saying you can only link 1 debit card to fund your Bluebird online. That’s no big deal as I wrote earlier this week that you should not load gift cards online to Bluebird anyway as it would cause them to freeze your account.

Vanilla Reloads remain the easiest way to load Bluebird.  Office Depot and Walgreens no longer allow you to buy them with a credit card but stores like CVS will let you use a credit card.  They’ll sell you a $500 Vanilla Reload card for a $3.95 fee and you can transfer those funds onto Bluebird from your computer.  CVS officially allows you to buy $5,000 per day though some stores (or certain cashiers) may limit that.  Ask them to find the CVS memo that talks about the $5,000 limit and allows you to pay by credit card.  That’s a very cheap way to buy miles even if you’re not trying to meet a spend threshold and it’s an incredibly cheap way to meet a spend threshold.

Heavily populated areas like NYC can be tougher to find Vanilla Reloads, but plenty of DDF members have had success even there.  Just a matter of finding the right store.  Or getting a manager to order more in when they are out of stock.

To put it in perspective the $3.95 fee is 0.79 cents per mile without accounting for any signup bonus points. That’s $35 for a BA one-way short-haul award, or $474 for a United one-way business class flight to Israel.  Of course if you’re earning 50,000 miles on top of that for a signup bonus it will be a tiny fraction of those costs.

You can also load gift cards onto Bluebird at WalMart.  At a WalMart ATM machine just click to load your WalMart money card, swipe your Bluebird, and swipe the gift card to load it onto Bluebird.  It’s even quicker to load it with a WalMart cashier though some cashiers won’t allow you to load a gift card to Bluebird.

Of course there’s no reason to ask if you can load your gift card to Bluebird, just say you want to load your Bluebird card with your debit card.  Today I loaded $2,000 of OneVanilla Visa debit cards on 2 Bluebirds cards at WalMart.  Those cards earned me 11,000 points, more than enough for a free round-trip award.  I was asked if they were gift cards and repliad that they were Visa debit cards, which is exactly what they say on them.

I buy Visa gift cards from stores like Staples and Office Max to earn 5x the points thanks to cards like the Chase Ink Plus, Chase Ink Bold, and the Chase Ink Cash. The 5x points easily wipes out the $6.95 fee for the $200 Visa gift card. I just use the last 4 digits of the card number as the pin when prompted.  With Mastercards from those stores you need to call and set a pin.  Plus the WalMart system seems to recognize it as a credit card instead of a debit card.  However if you press the cancel button it gives you the option to switch it to debit which will allow you to load it to Bluebird.

Bluebird still gives free paper checks that you can request.  Or pay off your credit card bill, mortgage, etc, thanks to free bill payment.

Unless you have a lot of family members (say like this guy) you probably won’t make as many miles as I and many others did back in the mint coin heyday. That’s due to the $5,000 per month funding limit from Vanilla Reload and Walmart debit reloads per card. But it won’t hurt your back either 😀

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Shutterfly Coupon Codes

Shutterfly Photo Books Linky

-On Saturday and Sunday 10/19 and 10/20 only take 40% off all photobooks with code: BOOK40

-New customers can take $20 off $50 with code (Exp 10/23): SPOOKY

-All customers can get a free set of 24 address labels or a free 2×3, 3×3, 3×5, or 4×5.5 magnet with code (Exp: 10/23): PICKONE

-If your order is $30+ after coupons then you can use the following code for free shipping: SHIP30

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Lenovo Z510 15.6″ Core i7 Laptop For $599 Shipped

Update: Now $599 Shipped!
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Buy this laptop on an American Express card like the Starwood Preferred Guest® Credit Card from American Express or the American Express® Premier Rewards Gold Cardand you’ll get a 2nd year of top notch warranty coverage from AMEX for free! Have a problem with the laptop during the AMEX warranty year? AMEX will pay to fix the problem or refund the entire purchase price of your laptop, free of any hassle!

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Lenovo Z510 Core i7 Laptop Linky
Use code: DEALS2BUYZ510

-The Z510 gives you the performance you need in a surprisingly slender package with its 1 inch profile making it easy to slide into your bag.
-Stylish in dark chocolate, the Z510 also has an upscale tactile feel which makes it a pleasure to use.
-Increased audio clarity and maximized volume output without distortion — enjoy a crisp, clear immersive surround sound experience over dual JBL designed stereo speakers with the latest Dolby audio enhancement.
-Recover from a virus or software problem at the touch of a button. Should a corruption arise within your system, OneKey Recovery can quickly identify and repair the issue while also protecting any associated data.

Specs:
-4th Generation Intel Core i7-4700MQ Processor (3.40 GHz 400 MHz 6 MB)
-Windows 8 (Free upgrade to 8.1 with Start button)
-15.6 HD LED Glossy
-1TB Hard Drive
-8GB RAM 1600 MHz
-CD/DVD Burner
-Bluetooth 4.0
-802.11BGN Wireless
-720p HD Webcam and Dual Digital Array Microphones
-2x USB 3.0
-1x USB 2.0
-HDMI
-4.85 lbs

HT: Thingywingy, via DDF

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51.3% Off At Gap

Gap Linky

You can currently save 35% on regularly priced items and 25% off sale items at Gap with code (Exp 10/19, valid online only): GAPFALL

Plus subscribe to Gap emails and get a 25% off coupon so you can save 25% on top of the 35% off which creates an effective 51.3% discount off regularly priced items and an effective 43.8% additional discount off sale items that are already discounted by up to 50%.

After you enter your email address and select your preferences you’ll be sent a one-time use coupon.  In the email is an online code and an in-store code.  Be sure to enter the online code.

If you already subscribe you can use another email address or just add a +1, +2, +3 after your Gmail address. If your address is banana@gmail.com then banana+1@gmail.com, banana+2@gmail.com, banana+3@gmail.com, banana+4@gmail.com, etc will all work and be sent to your regular banana@gmail.com address.

The email confirmation will only show the 25% discount under promotions as the base price of the item itself will already be discounted by the 35%.

Post what deals you find!
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If you have a Chase Ink Plus, Chase Ink Bold, and the Chase Ink Cash card you can earn 5 Ultimate Rewards points (transferable to several airlines and hotels) per dollar spent by buying Gap Inc gift cards at Office Depot or Staples. 

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Flash Sale: Save An Additional 30% Off Already Reduced Shoes At Shoes.com

Shoes.com Linky

Use the following code for 30% off already reduced shoes (Exp: Today at 3:59pm EDT): FLASH30

Find a nice pair of shoes or boots? Post a comment!

The code works on all Uggs that are on sale as well!

Women’s Sale Uggs Linky

Men’s Sale Uggs Linky

Girls Sale Uggs Linky

Boys Sale Uggs Linky

HT: maayanky, via DDF

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DDFB Question Of The Day, 10/17/13: Booking A Flight

I spend hours every day browsing the DansDeals Forums and the DansDeals Facebook group (which seems to have become an unorganized forum for people too lazy to sign up for the actual forums) looking for tips and trying to help people out.

I run across lots of questions so I figure I may as well feature them on occasion. Here’s one for today.

Eliezer F. posted on the DD Facebook group looking for a one-way ticket from NYC to Pittsburgh on 10/21, 10/22, or 10/23.  Some people suggested a bus.  Here at DansDeals we don’t do buses.  At least I haven’t stepped on a long-distance one since graduating high school.

I went away to high school in Pittsburgh as a 13 year old in 1998 and remember the NYC guys having to take long Greyhound rides as USAirways monopolized the market and tickets were a fortune. Then Airtran came along and tickets dropped to as little as $19 each way. Unfortunately USAirways flooded the market with capacity and matched their fares so people naturally booked the more convenient USAir flights.
Airtran cut the route and moved their valuable LGA slots over to Akron, OH where there were no NYC flights except from Cleveland some 50 minutes away. Those flights still continue today.

JetBlue then saw an opportunity a few years later once USAirways had dismantled their Pittsburgh operations which left most of the airport a ghost town. Their flights to JFK though never caught on as they thought they would and the route was cancelled earlier this year. Which of course sent airfares skyrocketing yet again.

At any rate, back to the question at hand. The first order of business is to check the paid fares.  With ITA software this is very easy. (Note that ITA Software does not actually sell tickets.  When you find something that looks good just plugin your dates into a site like Orbitz).

Choose one-way, search from NYC-PIT, search exact dates (though their calendar is awesome if you are more flexible), type in 10/22, and add plus/minus 1 day so that 10/21 and 10/23 are searched as well:

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The results page isn’t pretty.  Nonstop from Newark on United from $383. Nonstop from LGA on Delta and USAirways from $461, nonstop from JFK on AA from $624.  Or fly on Airtran via Atlanta for $186:

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Next let’s take a look at some hidden cities.  Booking a hidden-city ticket isn’t something the airlines love and you shouldn’t make a habit of it… book at your own risk.  It’s usually a good idea to credit the miles to a partner airline.

Here’s how I search for a hidden city with ITA software.  Click on advanced routing codes.  Enter the correct origin airport. Enter the airport code where you actually want to end up in between the origin and destination field.  For the destination field I copy/paste the entire list of the top 100 US airport codes that I compiled and posted in this DDF Wiki.

Effectively I’m asking ITA to find me a flight to anywhere in the country as long as it stops in Pittsburgh:

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These results are more palatable.

ITA found a flight on USAirways from LGA to Raleigh/Durham that stops in Pittsburgh for $115.  Note that you’ll only be able to being carry-on luggage on a domestic hidden-city flight.  Not the end of the world-you can always send luggage via UPS ground for about the same price as checking a bag.

 

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Now that we know what a paid flight would cost it’s time to move onto miles.  Now I have no idea what kind of miles that Eliezer might have but we know the 4 carriers that fly from NYC to Pittsburgh.

-Delta has 10 flights a day from NYC to Pittsburgh but they don’t allow for one-way awards. Luckily their partner Air France Flying Blue does.
-USAirways has 7 flights a day from NYC to Pittsburgh but they don’t allow for one-way awards. Luckily their partner United does.
-United has 7 flights a day from Newark to Pittsburgh and allows one-way awards.
-American has 1 flight a day from JFK to Pittsburgh and allows one-way awards.  As there’s just 1 a day this can be a tough flight to find with miles.  Compare this with the 5 flights a day between NYC and nearby Cleveland where award availability is significantly better.

-You can transfer American Express Membership Rewards points to British Airways (currently 1,000:1,200 with the 20% promotion running until 12/31) and Flying Blue (even exchange) from cards like the American Express® Premier Rewards Gold Card.
-You can transfer Starwood Starpoints to American, British Airways, and Flying Blue at an even exchange or at a 20K:25K ratio from cards like the Starwood Preferred Guest® Credit Card from American Express.
-You can transfer Chase Ultimate Rewards points to British Airways and United (even exchange) from cards like Chase Sapphire Preferred and Chase Ink Plus.

 

Plenty of availability on Delta when booked via Air France Flying Blue for 12.5K+$2.50:

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Also plenty of flights on United and USAirways.  Note that the United flights are 10K as short-hauls on United are 10K instead of 12.5K  The flights on partner USAirways are 12.5K.

United charges a $75 expedite/close-in fee for booking within 21 datys.  The fee is waived for certain elites and United Club cardholders (click on Club tab).  And it’s waived for everyone who attends a DansDeals seminar 😉

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American charges 12.5K for a MileSAAver award.  Of course British Airways can also book any nonstop MileSAAver that you find on AA’s site as well.   To find nonstops flights on the calendar just toggle the number of stops to nonstop only.  If there is no toggle then there are no nonstops.  In that case click through the see where the flights stop and you’ll know what to search for on British Airways as 2 separate flights (though their phone reps may be able to combine them onto 1 ticket to save you some tax, just be sure to get them to waive the phone fee.)

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American also has that $75 expedite fee, waived for elites:

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And of course the ideal option for this route, British Airways booking you on American for just 4,500 Avios plus $2.50.  Even better is that you’ll only pay $2.50 to cancel the ticket and redeposit the Avios if you cancel online before 24 hours of departure.  Compare that with the $200 change fees on regular tickets!

This is a $624 flights for 4,500 Avios (or less than 4K Membership Rewards/Starwood).  That’s a value of nearly 14 cents per Avios.  Or using the $461 figure for a flight from LGA it’s a value of over 10 cents per Avios.  Now multiply that by the 50K you can get for opening a credit card 🙂

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Sure I could’ve just started with the BA option, but what would be the fun in that 😀

Plus the rest of the stuff can help when that 1 American flight a day doesn’t have award space, for example if Eliezer had to travel on 10/21.

The Chase British Airways card gives 50,000 Avios (good for more than 11 free short-haul flights which can go for over $400 each) for spending $2,000 plus 1.25 Avios per dollar spent. For a limited time the annual fee waived for the first year.

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Ten Yad’s Grand Split

Please note: This is a paid advertisement which is stickied as the top post, please scroll down for new posts.

The pot is at $110,000 and not stopping!

Get your ticket in to win BIG!

Winner takes half the pot! Watch it grow to unprecedented winnings at TenYad.org  

Last year’s pot grew to $175,000! Only $20 a Ticket!

Many other discount packages, starting at $150.

Ten Yad is an established charity fund that helps needy couples pay for weddings and furnish their new homes

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25% Off $100+ Of Boots From Amazon

25% Off $100+ Of Boots From Amazon

Use code (Exp: 11/06): BOOTSFAM

HT: Search Guy, via DDF
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Save on all your Amazon purchases! You can buy Amazon gift cards (as well as gift cards for airlines, hotels, clothing stores, gas stations, and much much more) at any Office Supply store with your  Chase Ink Plus, Chase Ink Bold, and the Chase Ink Cash Card card to earn 5 points per dollar (worth roughly 9.5% back)!

Use your registered Chase Freedom card to get 5 points per dollar for up to $1,500 in Amazon purchases this quarter!  Plus if you have a Chase checking account you’ll get a 10% point dividend on your January or February statement.

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Spend $50 On Select P&G Products And Get A $15 Visa Gift Card Via Rebate

Spend $50 On Select P&G Products And Get A $15 Visa Gift Card Via Rebate

-Spend $50 on the following products between 10/15-12/31:
COVERGIRL, Pantene, Secret, Venus, Ivory, Herbal Essences, Aussie, Clairol, Safeguard, Olay, Crest 3D Whitestrips, Always, Tampax, Head & Shoulders, or Vidal Sassoon.

Purchases can be made separately as long as they total at least $50. See rebate form for details.

HT: Search Guy, via DDF

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51.3% Off At Banana Republic

Banana Republic Linky

You can currently save 35% at Banana Republic with code (Exp 10/16, valid online only): BRSHOP35

Plus subscribe to Banana Republic emails and get a 25% off coupon so you can save 25% on top of the 35% off which creates an effective 51.3% discount.

After you enter your email address and select your preferences you’ll be sent a one-time use coupon.

If you already subscribe you can use another email address or just add a +1, +2, +3 after your Gmail address. If your address is banana@gmail.com then banana+1@gmail.com, banana+2@gmail.com, banana+3@gmail.com, banana+4@gmail.com, etc will all work and be sent to your regular banana@gmail.com address.

The email confirmation will only show the 25% discount under promotions as the base price of the item itself will already be discounted by the 35%.

Post what deals you find!
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Save even more money: If you have a Chase Ink Plus, Chase Ink Bold, and the Chase Ink Cash card you can earn 5 Ultimate Rewards points (transferable to several airlines and hotels) per dollar spent by buying Gap Inc gift cards at Office Depot or Staples.

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Free uberX Rides In DC

Via the uber blog, use the following promo code for up to 2 free rides of $20 each in the Washington DC area: DCLOVESuberX
That promotion has to be used by Friday.

uberX is 18% cheaper than a cab.

Not an uber customer yet? New customers can also get $10 of free uber credit by first signing up via this referral link.

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Versace Ties, Scarves, And Hats On Sale At Vente-Privee

Update: New users can also save $20 off $100+ purchases with code: FALLSTYLE13

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Vente-Privee Signup Linky (And thanks for allowing me to refer you!)

Vente-Privee has some great deals on Versace ties, scarves, And hats today.  Versace ties that normally go for $130 are just $45. Versace scarves that normally cost $210 are just $65.  Versace hats that normally cost $190 are just $62.

That’s a 65%-70% discount off the retail price and something you’ll see more often from Jos. A Bank than Versace 😉

And as always, there are multiple other designer brands with great sales running now as well. Post a comment about what you’re buying!

Shipping is free for $100+ orders that are charged to your AMEX card.  Otherwise shipping is $5.95.

Returns are accepted for 21 days.

“vente-privee is a joint venture between American Express and vente-privee.com. The site features member-only sales events with premium European and American brands at up to 70 percent off. Each day’s sale will begin at 10am EST and items will often sell out quickly!

HT: good sam, via DDF

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Fisher-Price Rainforest Jumperoo And A $20 Amazon Gift Card For Just $85 Shipped

Update: Here are more Fisher Price items that come with a free $20 Amazon gift card.

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Fisher-Price Rainforest Jumperoo Linky

$85 is the lowest Amazon price ever for this item.

Scroll down to “Special Offers and Product Promotions” where is says “Receive 1 $20 Amazon.com Gift Card at no additional cost when you purchase 1 or more Qualifying Items offered by Amazon.com.”
Then click “Add both to cart” and checkout.

At checkout you won’t be charged for the $20 gift card which you can use at Amazon in the future and will never expire.

HT: Marco Polo, via DDF
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Save on all your Amazon purchases! You can buy Amazon gift cards (as well as gift cards for airlines, hotels, clothing stores, gas stations, and much much more) at any Office Supply store with your  Chase Ink Plus, Chase Ink Bold, and the Chase Ink Cash Card card to earn 5 points per dollar (worth roughly 9.5% back)!

Use your registered Chase Freedom card to get 5 points per dollar for up to $1,500 in Amazon purchases this quarter!  Plus if you have a Chase checking account you’ll get a 10% point dividend on your January or February statement.

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Woot-Off Going On Now

Woot Off Linky

Kids Woot Off Linky

Home Woot Off Linky

Sport Woot Off Linky

Instead of selling 1 item for 24 hours, for the next 24-72 hours woot will be selling lots of stuff for very short periods of time-expect some very good deals-but don’t expect them to last more than a couple minutes!

Shipping is now $5 per order in your Woot cart.

Will this be the time you finally get a legendary BOC?

HT: ushdadude, via DDF

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Deals Ending Soon

-Buy A W Mattress At A Record 50% Off through 10/15.

-Buy USAirways miles on the cheap through 10/15.

-Get a full refund on your USAirways glitch tickets to Israel that were bought in August through 10/15.

-Convert 20,000 Starpoints Into 31,250 British Airways Avios through 10/15.

-Save $20 Off $60 At Reebok With AMEX though 10/15.

-Save $5 Off $25 At Forever 21 With AMEX through 10/15.

-Southwest 50K card offers expire 10/30. 2 cards can earn $4,200 in free air travel thanks to an unlimited use companion pass. There are 4 Southwest cards in total

-British Airways offers 50K Avios with the annual fee waived. It was advertised by BA as being a limited time offer though the exact expiration date is unknown. 50K Avios is enough for more than 11 free flights.

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Get $500 In Free Tickets In The Ten Yad Auction

Please note: This is a paid advertisement which is stickied as the top post, please scroll down for new posts.

Bid on prizes from Jewelry to an Israel vacation. Kosher cruises and dining room sets to car-leases.

Best value: Double-your-luck, spend $500, and get $1,000 worth of tickets! Deal ends this Wednesday, October 16, 11:59 pm.

Grand Split- Winner takes half the pot! Watch it grow to unprecedented winnings at TenYad.org Last year’s pot grew to $175,000!-Only $20 a Ticket!

Many other discount packages, starting at $150

Ten Yad is an established charity fund that helps needy couples pay for weddings and furnish their new homes

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United: Flights To Honolulu From $404 Round Trip

-Bookable on Orbitz with full mileage earning and free cancellations until 10pm CT the day after you book or directly from the airline.

– Earn 3 MR points per dollar with American Express® Premier Rewards Gold Card or 2.14 UR points per dollar with Chase Sapphire Preferred.

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More info in this post on Delta’s cheap fares to Hawaii from Denver, Houston, Newark, and Washington DC.

As predicted earlier today, United has matched with cheap Hawaii fares from Delta’s hubs:

Minneapolis-Honolulu: $404.80
Salt Lake City-Honolulu: $407.80
Atlanta-Honolulu: $419.86
Detroit-Honolulu: $497.80

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Today Only-Save $45 Off $85 At Reebok With AMEX!

Valid online only at Reebok.com. Reebok offers free shipping and free return shipping.

Today only use the following code for $15 off $50 or $25 off $75: COLUMBUS

Not valid on CrossFit, custom shoes, and items ending in .98.

If you buy $85+ it will be $60 after the coupon code.

Plus save another $20 off $60 with AMEX:

Sync your American Express card with your twitter account and get bonus savings.

Step 1: Tweet #AmexReebok

Step 2: Click on @connect to confirm that you are registered.

Spend $60 in one purchase by 10/15/13 and you will receive $20 back by via statement credit.

You may also be able to register by logging in on americanexpress.com, on Facebook, on Foursquare, or on the AMEX app.

Forgot which card is synced to your social media account? You can unsync and resync cards here.

HT: btab, via DDF
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Join the 17,300+ people who follow @DansDeals on twitter and you’ll get a tweet when a deal is posted on DansDeals.com!
You can even have Twitter send you a text message whenever a new deal is posted.

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15% Off Living Social Deals

Living Social Linky

Use code (Exp 10/14): COLUMBUS
Max savings is $20.

What will you use the discount for? Hit the comments!

HT: SearchGuy, via DDF

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HOT! 50% Off The W Hotel Exclusive Mattress!

This sale ends 10/15!

W Hotel Store Linky

W Store Mattresses Linky

W Store Extreme Signature Mattress Linky

50% off with code (Exp: 10/15): CD3M7
50% is the largest discount ever offered on these beds! The code may expire as soon as today

-Charge the W Mattress to your Starwood Preferred Guest® Credit Card from American Express and get double Starpoints, as with all Starwood expenditures!

-The mattress comes with a 10 year warranty.
-The plush beds have better reviews than the pillowtop beds.
-Tax is only charged for deliveries to New York.

Plush top mattresses prices:
Twin: Normally $849, now $424.50
Full: Normally $959, now $479.50
Queen: Normally $1,059, now $529.50
Cal King: Normally $1,379, now $689.50
King: Normally $1,379, now $689.50

Plush top mattress+box spring prices:
Twin: Normally $1,059, now $529.50
Full: Normally $1,269, now $634.50
Queen: Normally $1,379, now $689.50
Cal King: Normally $1,769, now $884.50.
King: Normally $1,769, now $884.50.

Extreme Signature mattresses prices:
Queen: Normally $2,199, now $1,099.50
Cal King: Normally $2,699, now $1,349.50
King: Normally $2,699, now $1,349.50

Extreme Signature mattresses prices:
Queen: Normally $2,699, now $1,349.50
Cal King: Normally $3,299, now $1,649.50.
King: Normally $3,299, now $1,649.50.

HT: rangersin4, via DDF

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Delta: Flights To Honolulu From $406 Round Trip

-Bookable on Orbitz with full mileage earning and free cancellations until 10pm CT the day after you book or directly from the airline.

– Earn 3 MR points per dollar with American Express® Premier Rewards Gold Card or 2.14 UR points per dollar with Chase Sapphire Preferred.

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Houston-Honolulu: $406.30
Denver-Honolulu: $407.80
Newark-Honolulu: $421.37
Washington DC-Honolulu: $498.80

Fares are valid on most flights from now through end of scheduling!
Sample valid dates for EWR-HNL:
-10/20-10/27
-11/10-11/17
-12/11-12/18
-01/19-01/26
-02/02-02-09
-03/10-03/17
-04/30-04/07
-05/20-05/27
-06/10-06/17
-07/22-07/29
-08/17-08/24

Read about using ITA Software to use their awesome month-long calendar search to help find dates with cheap flights.

I’ve been around the world and there’s truly no place like Hawaii.  I’ve been there 5 times (including a 4 week honeymoon on 4 islands) since the $87 mistake airfare+hotel deal back in 2006.  Of course if you go all the way there and just stay in the touristy city of Honolulu the whole time you may as well go to South Beach and save yourself the long flight.  While Oahu does have beautiful sights, it’s the neighbor islands that are each a true gem in their own unique way.
Besides for being stunningly beautiful, the little things are great as well. As a US state your money and cell phone work just like at home. Car rentals are easy and are the same as renting on the mainland. And all of the kosher food you buy at Costco, Walmart, and Whole Foods can be found in Hawaii as well. Sure prices are higher, but that’s the price of paradise.

I have a Hawaiian Airlines corporate account for DansDeals, and booking through the corporate portal entitles you to 2 free checked bags and free standby.  If you’re interested you can email me (dan at dansdeals.com) with your name, date of birth, and when you want to travel (you can check fares on Hawaiian.com).  There is a $5 per person booking fee for each inter-island flight.

I usually recommend spending 5-7 days on an island. Less than 4 on an island would be too short and if you have more than 8 days you should explore another island.

Want to tag on a flight to Hawaii for free with an international award ticket? American for example allows you to book a one-way flight from Tel Aviv to JFK, stopover in NYC for as long as you want, and then fly from JFK to Alaska, Hawaii, LA, Miami, etc. for the same 45,000 miles as just the Tel Aviv-JFK flight.  The travel date of the “trailing” flight can even be changed for free.  The reverse works as well.  Fly back from Hawaii to JFK, stopover in NYC for as long as you want, and then fly from JFK to Tel Aviv for just 45,000 miles.

Related DD Posts:
-Hawaii Trip Notes: Oahu (2009)
-Hawaii Trip Notes: Kauai (2009)

-Traveling To Hawaii…With A 5 Month Old (2011)
-Shaloha! (2011)
-Pearl Harbor…70 Years (2011)
-View From The Room (2011)
-The Hawaiian Islands (2011)

Related DDF Destination Threads:
-Hawaii Master Thread: General Questions And Which Island To Visit?
-Big Island Of Hawaii Master Thread
-Kauai Master Thread
-Maui Master Thread

-Oahu Master Thread

HT: jmansour and TFD.

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Ashford.com Watch Specials

ESQ by Movado Men’s Excel Watch
-Retails for $395, on sale for $225, now just $149 shipped with code (Exp: 10/22): DANEXCEL149

Skagen Women’s Leather Watch
-Retails for $115, on sale for $65, now just $48 shipped with code (Exp: 10/22): DANGLITZ48
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-2-year warranty on all watches
-30-day money back guarantee
-100% brand-new, authentic watches

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What Not To Do: How To Avoid Having Your Account Closed

Banks don’t close down accounts for no reason. I have significant point balances in currencies like Chase Ultimate Rewards and American Express Membership Rewards and don’t sweat it because I avoid risky behavior (even if I do have a couple dozen cards from those 2 banks). The 3rd major transferable point program, Starwood Starpoints, is not affected even if your card is closed.

Those that are more risk-averse or who engage in riskier activity should definitely look into transferring your points to an airline where they will be safe.  However points are far more versatile when they’re in a transferable point system as you can wait until you want to redeem for travel before locking them into a single program.  In this post from a year ago I talked about some of the best Chase transfer options.

If you are hit by a financial review from American Express (F/R) they will ask for your tax returns. As long as you made money on the books and filed a return you should pass the review. Your credit lines may be reduced if your taxes show less income than you reported when you applied for the card.  If you make nothing on the books then you can ask if they will accept your bank statements.  If they won’t just go ahead and close the accounts yourself so that it doesn’t say closed by creditor on your credit report. American Express will allow you to transfer Membership Rewards points even if you are under financial review.

Other banks like Citi and Chase can take adverse action (A/A) if they feel you are a risky customer.  In these cases that may reduce your credit lines or close your cards.  Some people have been able to get the bank to reconsider and reopen their cards, so it’s definitely worth trying to appeal. With Citibank ThankYou points the points have been confiscated. With Chase some people have had points confiscated while others have been able to appeal and transfer the points or at least get 1 cent per point even if the decision to have their cards closed remains final.

Typically these things can happen when you have several risk factors and the bank decides it’s too risky to have you as a customer.  Here are activities you should try to avoid:

-Using the majority of the credit line on any given card.
Ideally for your credit score you want to use as little of your available credit on any given card as possible. This can be accomplished by paying off 99.9% of your bill before your statement generates or by using business cards.

Even if you do that the bank will not like seeing you use too much of a credit line as it can mean that you are racking up a bill that you won’t pay.  Excessive spend is a trigger for financial review and adverse action.   As with everything in life, moderation is key.

-Uploading gift cards online to Bluebird.
Bluebird now allows you to upload $100 per day online from your debit card for free. Don’t do it from a gift card as it’s a definite trigger to get your account suspended.
Far better off going to WalMart and using their ATM machine or any cashier to load a gift card on Bluebird. Besides for being able to do 10x the amount per Bluebird card it takes away a huge risk factor. But for gosh sake if you load with a cashier just say that you want to load your Bluebird from your debit card and don’t say you want to use a gift card.

Or just buy Vanilla Reloads from stores like CVS which transfer to Bluebird online without any issues. Most CVS stores will take credit cards but even in the same store some cashiers may decide not to allow it while others will. When I was in Miami last year the cashier in the front said no but the pharmacy did it without a problem.

Personally I also avoid making online Bluebird transfers to checking accounts. Better off paying off your credit card bills, rent, mortgage, or even writing a Bluebird check to your spouse.  However I wouldn’t deposit that check into an account with a bank that I have credit cards with. I also don’t have Amazon Payments deposit my balance into an account with a bank that I have credit cards with.

-Having too much total credit.
It’s been said in the past that having a credit line over $25K on any American Express card can trigger a financial review. If your credit lines are far beyond the income that you report it can also be a red flag.

-Not paying your bills on time and/or carrying large balances.
These actions will lower your credit score significantly. If your score has a big drop it can trigger action from other banks besides the one where you had a late bill or carry a large balance with.

-Using your credit line multiple times in a month
Banks don’t love it when you pay off your bill several times in middle of a month just in order to be able to spend beyond what your monthly credit line is.

-Adding too many additional users.
This is a known trigger for an American Express financial review.

-Transferring/Receiving Ultimate Rewards points to/from another Ultimate Rewards points account that belongs to someone besides you or your spouse.
This is a known way to get your Chase accounts shut down. Anecdotal evidence is that transfers directly to someone else’s airline/hotel account (as opposed to Ultimate Rewards account) is safe, though a couple people have reported that they think it may be a trigger as well.

-Depositing excessive cash or money orders into a checking account.
Banks don’t like to see excessive cash/money order deposits into a checking account as it can look like money laundering. If you do that with a bank that you have a credit card with it can cause a shutdown of both your checking account and your credit cards.

-Having a 3rd party pay off a credit card bill or deposit a check into your account.
Pay off your own credit card bills from your own bank account. Don’t deposit checks that aren’t made out to you.

-Getting multiple checking account bonuses.
Some people have reported being shut down for getting multiple checking bonuses.

-Paying for the mistakes of others at your address.
Typically when a bank does a financial review or decides to close accounts they will go after all accounts located at the same address.

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Buy A Rachael Ray Dinnerware Set And Get A Free $20 Amazon Gift Card

Buy A Rachael Ray Dinnerware Set And Get A Free $20 Amazon Gift Card

Dinnerware sets start at $49.99.  Just click both the dinnerware set and the $20 gift card to add both to your cart.

The total for the $49.99 dinnerware set and the $20 gift card will be $49.99 on the final checkout page with no code required.  The Amazon gift card may ship separately and it never expires.

HT: SearchGuy, via DDF
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Save on all your Amazon purchases! You can buy Amazon gift cards (as well as gift cards for airlines, hotels, clothing stores, gas stations, and much much more) at any Office Supply store with your  Chase Ink Plus, Chase Ink Bold, and the Chase Ink Cash Card card to earn 5 points per dollar (worth roughly 9.5% back)!

Use your registered Chase Freedom card to get 5 points per dollar for up to $1,500 in Amazon purchases this quarter!  Plus if you have a Chase checking account you’ll get a 10% point dividend on your January or February statement.

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A Plethora Of Staples Deals

1. Everyday Savings.
Thanks to Plink Points and Ink cards a $60 purchase at a Staples store will earn 300 Plink Points and 300 Chase Ultimate Rewards points.

2. AMEX Statement Credit.
Check your AMEX offers page for a $25 statement credit for spending $75 at Staples.
Some people have had success getting an AMEX phone rep to add the offer to their card if it doesn’t show up online. Others have been able to call to have it added to additional user cards. YMMV.

3. Mastercard offer.
This week you can get a $20 Staples gift card via Easy Rebate when you buy $300 in Mastercard gift cards.  A $200+$100 card or 2 $200 cards will trigger the rebate.

The Mastercards are generally harder to load to Bluebird but they’ll work just fine via Amazon Payments. The trick to unload the full amount via Amazon Payments is to enter the incorrect expiration date when you add it to your Amazon Payments account. After adding the card just go back and correct the card’s expiration date and send the full amount on the card.

4. Paper.
There are offers for 100% back in Staples Rewards on a Hammermill 10 ream case of a paper and on a Staples ream of paper this week.

5. $5 off $30 coupon.
Coupon Linky
Not valid on gift cards.  If you use it on the paper then the Staples Rewards will be reduced by the coupon savings.

HT: DWL, SavingsBigtime, and ybeeds.

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