anyone know about the amex credit monitoring service? i saw they are offering first month for 1.99 and then 11.99 a month anyone know if its fico or fako?
Fako's of course. Somewhat off than other Fako's at the same time. It's pretty accurate as any other triple program. Did it last month for the $1.But they won't let you double up again, at least for me they didn't. It's very user friendly.
btw, is Experian considered FAKO? why?
Any score that isn't explicitly marketed as FICO is FAKO by default. If they don't have a contract with FICO to generate scores using the FICO algorithm (which creditors use when evaluating your credit) then they're simulating it (or trying to) with their own algorithm which is likely to be inaccurate.