World Mastercard Israel Car Insurance

[Dan]

I also rented by Budget TLV, and they told me that my amex plat doesn't cover me by them (although amex states that yes), but that the USA Mastercard wouldn't need another insurance coverage to be paid.

About disputing; you can dispute the whole rental if you wish (make sure to sign with your other hand and that it shouldn't look like your signature), however it may be a yiddishe company, and in that case since they ARE paying for your insurance, you wouldn't want to be made BBQ after 120 chas vsholom.

AMEX does not cover Israel.  Only Mastercard World does, but feel free to call up MasterRental to confirm.

Even with a Mastercard World every company is Israel are a bunch of <i>Ganaovim</i> and force you to buy 3rd party liability regardless of what it said when you rented the car online.

I've successfully disputed the 3rd party liability amount of ther rental in the past, and am in middle of a dispute between my Continental Presidential Plus Wold Mastercard and my Budget rental made via Expedia.

[Daniel]

What someone tells you over the phone won't do much good if you are looking at a $20,000 unpaid claim. What I don't get is them telling you to contact the rental agency. Is it not MasterCard would deny/accept the claim- why would the rental agency know?

[moish]

record the call

[SuperFlyer]

record the call

If you don't tell them that you are recording, it has no legal value; if you do tell them, they are likely to hang up.

[Dan]

if you do tell them, they are likely to hang up.

Not necessarily.
And if they do just hang up then I'll call back and just inform the robot that answers the phone that the conversation may be recorded.

Legal or not legal recording a phone call can get results.

Anyway back on this topic,
-All World Mastercards have coverage in Israel, don't sweat it.
-All Israeli rental agencies will force you buy 3rd party liability even with a World Mastercard, but they will force you buy more expensive insurances if you don't have a world Mastercard.

[SuperFlyer]

I'll call back and just inform the robot that answers the phone that the conversation may be recorded.

I like that, very cute.

Legal or not legal recording a phone call can get results.

Guess in the states its different then...

[Daniel]

Anyway back on this topic,
-All World Mastercards have coverage in Israel, don't sweat it.

Thanks Dan. I usually trust you implicitly, but how do you know? It's a big risk if this is just a rumor. Why do they write it may not cover and to ask the rental agency?

[moish]

ive never had a problem when i told a rep i was recording the call

[Dan]

Thanks Dan. I usually trust you implicitly, but how do you know? It's a big risk if this is just a rumor. Why do they write it may not cover and to ask the rental agency?

Call and ask them for correct literature.

[steve2]

-All Israeli rental agencies will force you buy 3rd party liability even with a World Mastercard, but they will force you buy more expensive insurances if you don't have a world Mastercard.

 w/o a World CC you will need to purchase both 3rd party liability and CDW, the CDW usually has a deductable to it as well , so you can count on paying I think the 1st $500 or they will Gladly sell you a premium CDW that comes w/o a deductable. If you have to buy both  CDW and 3rd party , they will charge you less then what each goes for alone. eg 3rd party is $14 and reg CDW $7, they charge say $18 for both

 all they want is that when you drive away the car is covered for both CDW and 3rd party, if you have a CC that covers both then you shouldnt have to buy either, but I havent seen a CC that covers 3rd party so far.

 No CC covers 3rd party liability, its not Israel alone , I believe Italy and Ireland have the same policy. And Costa Rica does for sure.

 However Avis has now joined Eldan, giving in to the pressure from World MC that if you want to switch CCs when you return the car that the new CC must also pay for the CDW, so no more using a World to rent and then when returning if nothing is damaged switching to Amex. The good thing is my Chase CO World didnt charge me the 3% since the charge was outside the US at least this past time.

[Daniel]

The good thing is my Chase CO World didnt charge me the 3% since the charge was outside the US at least this past time.

They didn't charge you international transaction fee? That's not common. Maybe they got you on the exchange rate?

[steve2]

They didn't charge you international transaction fee? That's not common. Maybe they got you on the exchange rate?

 Nope, in Israel Car Rentals much like Hotels are charged in US$ and stated in US$, so no exchange rate is involved

[Daniel]

Nope, in Israel Car Rentals much like Hotels are charged in US$ and stated in US$, so no exchange rate is involved

You used Avis on Yirmiyahu? Last time I used them they charged me in NIS

[moish]

You used Avis on Yirmiyahu? Last time I used them they charged me in NIS

i use them all the time and they charge me in $