Cancelling BA card, do you lose your miles?

[Deal Guy]

For all of us that signed up for the BA promo almost a year ago, have you cancelled your card yet to avoid the annual fee? If so, has Chase made any issues with trying to take away the points, or am I safe to cancel?

[gozalim]

i don't see how they could take them away if they wanted to...
has anyone tried 'downgrading' to a fee-free card (freedom, sapphire, etc.) instead of canceling? do they allow it? do they give you a hard time?

[dirah]

I cancelled my BA CC over eight months ago (at least), and my BA 100K is still in the account.
BTW, I have had experiences (not with Chase) where the CC Rep threatens the loss of miles if you close the CC, but it is purely "bark without the bite".

[deals]

its totally safe to cancel

[Dan]

I have had experiences (not with Chase) where the CC Rep threatens the loss of miles if you close the CC, but it is purely "bark without the bite".

+1, and I've had it with Chase.

[Deal Guy]

+1, and I've had it with Chase.

Dan, the +1 means that even though they threatened you, I have nothing to worry?
Also, as Gozalim asked, can this card be converted into a free chase credit card?

[Dan]

Dan, the +1 means that even though they threatened you, I have nothing to worry?
Also, as Gozalim asked, can this card be converted into a free chase credit card?

Yes and yes in my experience.

[deals]

Yes and yes in my experience.

they didnt let me change to a chase freedom card maybe try your luck

[Dan]

they didnt let me change to a chase freedom card maybe try your luck

I already have a freedom, but a Sapphire Preferred to a Sapphire, or vice versa wasn't an issue.

[ChAiM'l]

Maybe we should have a thread dedicated to closing/downgrading cards. People could share their strategies/experiences. I know that many people have questions regarding this, and it would be good to have all the information in one place.

[deals]

I already have a freedom, but a Sapphire Preferred to a Sapphire, or vice versa wasn't an issue.

sapphire preferred is sapphire father
but ba and freedom are cousins;)

[deals]

Maybe we should have a thread dedicated to closing/downgrading cards. People could share their strategies/experiences. I know that many people have questions regarding this, and it would be good to have all the information in one place.

+1

[gozalim]

sapphire preferred is sapphire father
but ba and freedom are cousins;)

so has anyone successfully converted a chase card to a 'cousin'?

[gozalim]

chase rep says that with all their partner cards (airline/hotel etc.) they have a contract not to convert it to any other card. just had to close it.