Category Archive for 'Credit Cards'

An Attempt At Clarifying People’s Confusion Regarding Starpoints…

Thursday, July 5th, 2007

Note: Even if you didn’t follow these steps and you signed for the starwood credit card before getting a starwood number, you will still have a starwood number, and possibly multiple numbers if you have more than 1 credit card.
Just call up AMEX to find out what it is, and then register it on www.spg.com
If you have multiple numbers then call Starwood to merge the accounts.

Many people have emailed me and commented that although I am always posting great uses for Starpoints, I do not make the process entirely clear.

Another point of confusion among some people seems to be where the points are stored.

For starters, here’s a point of comparison:
Having points with Starwood is just like having miles on American Airlines(AA)!
-With both AA and Starwood you have a mileage account, in which you collect “miles” (AAdvantage miles with AA or Starpoints with Starwood).
-They both have affiliated credit cards, AA has one issued by Citi and Starwood has one issued by Amex.
-Every month Citi automatically transfers your miles over to your AA account, and every month Amex automatically transfers your points into your Starwood account.
-Both the AA and Starwood credit cards have signup bonuses and both cards can be churned (meaning that the signup bonus can be earned multiple times.)
-Both the AA and Starwood credit cards come in consumer and business versions.
The business versions generally have more benefits. (AA’s business card earns double miles for AA tickets, and the Starwood business card saves you up to 5% on stuff like Delta or Jetblue tickets and Fedex with Amex Open Savings)

Having said that, here is a step by step process of turning starpoints into free tickets.

Step 1: Go to www.spg.com (SPG stands for Starwood Preferred Guest.)

Step 2: In the middle column it says, “JOIN STARWOOD PREFERRED GUEST”
Enter in your Email address and click join!

Step 3: Fill out your personal information, make a spg.com user ID and password, and get a SPG Starpoints number.

Step 4: SAVE YOUR STARPOINTS NUMBER AND YOUR USER ID/PASSWORD IN A SAFE PLACE!

Step 5:Open up a consumer and business starwood amex card to receive 20,000 starpoints for signing up.(Links for the best offers can be found at the top of this site. The consumer version currently has a sweet bonus offer worth up to 25,000 starpoints!)
Be sure to enter in your Starwood number that you just received into the application forms!

Step 6:
You will see the points from the starwood credit cards show up into your starwood account within a week of when the statement closes.

Step 7:
Decide what you want to do with your starpoints! Read about the options in the knowledgebase!

Let’s say that you want to transfer the 40,000 starpoints you have (because you have churned each of the starwood cards) into 100,000 kilometers on LAN in order to get a ticket from Chicago-Tel Aviv (cost=95,000 kilometers).

Step 8: Go to the knowledgebase and find the link to get 5,000 free kilometers for signing up for a LAN account.

Step 9: Sign up for the LAN account and keep you user ID, password, and LAN number in a safe place.

Step 10: Click on the following link to take you to the transfer points page: Starpoint Transfer Linky

Step 11: Go to Airline transfer, and click on “transfer now.”

Step 12: Login to your starpoints account when prompted.

Step 13: Choose to transfer to LAN Lanpass, at a ratio of 1 starpoints=2 lanpass kilometers. You also get a bonus 10,000 kilometers for every 20,000 starpoints that you transfer, so (contrary to what the starwood site itself may indicate) 40,000 starpoints will net you 100,000 kilometers.

Step 14: When the kilometers show up in your Lanpass account call up LAN to book your mileage ticket to Israel. They should ticket you on British Airways via London.

Some tidbits that you may not know:
-You can transfer starpoints between any starpoint account in your household simply by giving starwood a call!
-You automatically become elite (preferred plus level) when you have the starwood AMEX card! With preferred plus elite status you get a free room upgrade upon check-in and a guaranteed 4pm late checkout at any Starwood brand hotel!
-You can sign up anyone in your family for a Starwood AMEX card and give AMEX your starwood number. All of the points earned will conveniently automatically go into your account!

SMOKING HOT! Get 25,000 AMEX MR Points For Opening A Business Gold Rewards Card!

Tuesday, July 3rd, 2007

Related Post:
How To Get A Business Credit Card

Amex Business Gold Rewards 25,000 MR Points Offer Linky
The first year on this card is fee-free!
25,000 Amex MR Points can be transferred into 25,000 miles on many airlines, including Continental, Delta, and Frontier!

BOILING HOT! BEST STARWOOD SIGNUP BONUS OFFER EVER!!!

Thursday, June 28th, 2007

-Earn 10,000 starpoints for opening up the card.
-Earn another 30,000 starpoints (15,000 for the 1 point per dollar spent, and a 15,000 point bonus) for spending $15,000 on the card in the first 6 months of having the card!
The Starwood Amex is currently churnable (you can earn the signup bonus multiple times)
Need some help getting to $15,000?
You obviously didn’t read my previous post!
Starwood Signup Offer Linky
HT: Asher O.

Deal Reminder: Process Credit Card Payments With Google For Free Until 12/31/07!!!

Thursday, June 28th, 2007

I originally posted this deal back in November 2006, but it definitely merits a repost reminder!
You can send an invoice to anyone to pay you with Google checkout.
It wont cost a penny to process-all you need is a bank account!
A word to the wise: Don’t pay yourself or anyone in your household…
Google Checkout Selling Account Signup Linky
Free Credit Card Processing Promo Info Linky

Starwood Branded Hotels In Israel.

Wednesday, June 27th, 2007

In the recent Starwood post an anonymous commenter asked about the Starwood branded hotels in Israel.
Less than 20 minutes later another anonymous commenter answered,
“Israel is one of the best places to use the starwood points (since they dont categorize them properly) – Le meridien dead sea 2-3000 points and the Herods Eilat which usually costs around 350 Dollars (cat 3) is only 7000 points in America it would be a Cat 6 – The Jerusalem Sheraton is also only 7000 points but not such a great hotel – still a unreal value.”

Now that is how the comments system is supposed to work-other people answering questions that they know about!

Since I have a planned trip to go to Israel in August for the first time since I was an infant, I have been looking into this issue as well!
P.S. If anyone has any other Israel tips (cell phones, car rentals, GPS rentals, etc.) please leave a comment!

There are 13 Starwood hotels in Israel.

Category 1:
Le Méridien Dead Sea
Sheraton Moriah Dead Sea
Le Méridien Haifa

Category 2:
Sheraton Moriah Eilat
Sheraton Moriah Tiberias

Category 3:
Sheraton Jerusalem Plaza Hotel
Sheraton City Tower Tel Aviv
Sheraton Moriah Tel Aviv
Herods Forum Eilat
Herods Vitalis Spa Eilat
Le Méridien Eilat
Sheraton Herods Palace Hotel Eilat

Category 4:
Sheraton Tel Aviv Hotel and Towers

Again, here is the cost in starpoints by category,

Unrestricted:
Category 1: 3,000 points (2,000 on a weekend)
Category 2: 4,000 points (3,000 on a weekend)
Category 3: 7,000 points
Category 4: 10,000 points

Restricted Cash And Points: (Tentative-Launching June 28th.)
Category 1: 1,200 points + $25
Category 2: 1,600 points + $30
Category 3: 2,800 points + $45
Category 4: 4,000 points + $60

Launching June 28th: Improved Starwood Starpoints/Cash Hotel Awards!

Tuesday, June 26th, 2007

Please note: This news has yet to be confirmed from Starwood, but the source is trustworthy enough to make a post about this already.

Good news!
It will soon be cost even less starpoints to stay in great hotels worldwide!

Here’s a brief summary in order to understand what is changing.
There are 6 good uses for starpoints.

Use #1: Unrestricted, No Blackouts/Capacity Controlled Hotel Stays: See Below.
Use #2: Restricted Cash And Points Hotel Stays: See Below.
Use #3: Hotel Room Upgrades: Starts at 1,000 points.
Use #4: Nights AND Flights: 60,000 starpoints gets you 50,000 miles on the airline of your choice AND 5 nights in a category 3 hotel.
70,000 starpoints gets you 50,000 miles on the airline of your choice AND 5 nights in a category 4 hotel.
Use #5: 5th Night Free: When you book an unrestricted category 3-6 hotel award for 5 nights you only pay for the points of 4 nights.
Use #6: Transferring into Real Airline Miles. 20,000 starpoints=25,000 miles on numerous airlines.

Use #2 is what is dramatically improving.
Until now the cash and points option was only available at maybe 50 htoels worldwide.
Now it will become available for all hotels in categories 3-6 and for Asia/Pacific hotels in categories 1-2 as well.

Here is the pricing difference between an unrestricted hotel stay and a restricted cash and points stay.

Unrestricted:
Category 1: 3,000 points (2,000 on a weekend)
Category 2: 4,000 points (3,000 on a weekend)
Category 3: 7,000 points
Category 4: 10,000 points
Category 5: 12,000 points (16,000 in peak season)
Category 6: 20,000 points (25,000 in peak season)

Restricted Cash And Points:
These rates are tentative and not official yet-hopefully they will be confirmed by Starwood by June 28th!
Category 1: 1,200 points + $25
Category 2: 1,600 points + $30
Category 3: 2,800 points + $45
Category 4: 4,000 points + $60
Category 5: 4,800 points + $90
Category 6: 8,000 points + $150

AAdvantage Credit Card Reduced Mileage Awards For July-September 2007 Released!

Sunday, June 24th, 2007

Reduced mileage awards is one of the quarterly benefits of the AA Credit Card.

Q3 Reduced Mileage Awards Linky
Fly to select cities worldwide for 7,500 less miles than American Airlines regularly charges!

Sample Destinations-Valid From Any US48 City:
17,500 Miles:
-NYC(JFK)
-Palm Springs, CA
-Montreal
-Toronto
-Calgary
-Dominican Republic (Off-Peak)
-S. Maarten (Off-Peak)
-Bermuda (Off-Peak)

32,500 Miles:
-Buenos Aires, Argentina (Off-Peak)
-Montevideo, Uruguay. (Off-Peak)

Have A Citi AA Credit Card And Traveling Through An AA Hub Within The Next 2 Weeks? Get 500 Miles For Free!

Tuesday, June 12th, 2007

For the next 2 weeks there are Citi kiosks in AA’s hub airports (DFW, JFK, MIA, and ORD) giving away free 500 mile certificates to Citi AA credit cardholders.
Limit 1 certificate per cardholder per day.

AA Miles Auctions For Citi AA Credit Cardholders!

Tuesday, June 12th, 2007

Auction Linky
Just curious-with a week left for the auction, who is bidding over 200,000 miles for lifetime Gold Elite status?
After all, AA gives Gold status for completing an easy challenge and lifetime gold is given out for free to all who cross the million mile mark…

Coming Soon: Earn Starpoints On Your House!!!

Monday, June 11th, 2007

This is huge-pay your mortgage with plastic!!!
If anyone is able to pay for their mortgage on their Amex please post a comment!
AmEx Plans Mortgage Rewards

FICO Scores Will Soon No Longer Factor In Authorized Accounts!

Tuesday, June 5th, 2007

Trying to build credit? You had better hurry up!

One of the best ways for a teenager to start building credit is about to end.
Having a parent add a child as an authorized user with their own SSN on a long-standing and high limit credit card has for years been an easy way to quickly build credit and start off with a high credit score.

Starting later this year only the primary credit credit card holder will get FICO credit for the account.

The authorized account holders were always given credit in the past as a benefit for college students to build their credit.

The reason for the change was because some people were renting out their authorized accounts to non-relatives who just wanted a quick and unfair credit boost…

I wonder how this change will affect everyone’s credit scores…

News Article Linky

An Introduction To Cathay Pacific Asia Miles-Part 1.

Sunday, May 13th, 2007

One of the numerous uses of starpoints is the ability to transfer points into airline miles at a 20,000 starpoints=25,000 miles rate.

Cathay Pacific is arguably the best airline in which to transfer points to.
Note that Cathay Pacific has no US based credit card, so the Starwood Amex is the absolute best method to earn Asia miles from credit card spending.

People have been asking for months to help clarify the highly complicated Cathay Pacific Asia Miles program, so here’s a start.

The confusion stems from the fact that the program is very different than normal US based mileage programs, but its primary value is owed to that uniqueness.

First of all, about the airline, Cathay Pacific.
-They operate with their hub in Hong Kong.
-They are part of the Oneworld (AA, BA, JAL, Qantas, etc.) Alliance.
-They consistently win awards for their top-notch business and first classes, and even economy is much better than US based airlines.

Cathay Pacific has 2 programs, the Marco Polo club and Asia miles.
Marco Polo club is only for recognition for frequent fliers. If you are just transferring starpoints you will never need to worry about the Marco Polo Club, so just ignore it.

US based mileage programs charge based on the country of flying. If you want to go from New York to Tel Aviv or Los Angeles to Tel Aviv on Continental it will be the same 70,000 miles in coach or 100,000 in business/first.
At the same token, Los Angeles to Hawaii and New York to Hawaii will always be 35,000 miles.

Asia Miles charges based on the distance of the flight. For regular mileage tickets there are 7 mileage zones.
Mileage Zone Chart Linky
Here’s how it works:
First go to the great circle mapper to research the one-way distance of a flight.
For example type in ORD-LHR(Chicago/O’ Hare-London/Heathrow) to discover that the distance is 3,953 miles, or that JFK-GRU(New York/JFK-Sao Paulo) is 4,745 miles.
Then plug the number into the Asia Miles award chart to discover that both of those distances will fall into Zone C.
While you use the one-way distance to figure out the zone, the miles shown is the price for a round-trip ticket in that zone.
So a round trip ORD-LHR on AA or British Airways or JFK-GRU on AA or JAL will be 45,000 in coach, 60,000 in business, and 90,000 in first.
These rates, especially for business class, are significantly less than if you have miles on AA, BA, or JAL.

Here’s where the program gets really bizarre:
Look at the distance from LAX-HNL(Los Angeles-Honolulu) and SFO-HNL(S. Fransisco-Honolulu).
Believe it or not, LAX is further from HNL than SFO is. 157 miles further to be precise.
Because of that very small difference though, SFO-HNL falls into Zone B, while LAX-HNL falls into Zone C!

To be continued…


©2007 Ctownbochur.com
Questions, Suggestions, Errors? Please leave a comment!
Please do not post this article on any other website without explicit prior permission. Thank You!

BOILING HOT! HURRY! Open A Continental Consumer Credit Card And Get 15,000 Miles And A $150 Flight Credit!

Monday, May 7th, 2007

Update: The $150 just posted to my Continental Account without any issues!

Deal originally posted 03/14-12:31 am.
Deal status: DEAD!

Reminder: You must make a purchase with this card by April 3rd to get the $150 Continental money!

Be sure to follow these steps in order to get credit!

Step 1: If you do not yet have a Continental Onepass account Sign up for one here. Otherwise go on to step 2.

Step 2:
If you do not yet have a Continental Gift account Sign up for one here. Otherwise go on to step 3.

Step 3:
Register for the $150 flight credit offer by entering in your onepass number.

Step 4: PRINT AND SAVE THE PAGE CONFIRMING THAT YOU ARE REGISTERED FOR THE PROMOTION IN CASE YOU DO NOT GET THE FLIGHT CREDIT!

Step 5: Apply for the Continental Consumer Mastercard.

Step 6: You must make your first purchase with the card by April 3rd, so hurry up and apply today!

Notes:
-The flight credit will post 6-8 weeks after your first purchase.
-The flight credit is good for at least 36 months.
-The flight credit can be used online.
-The continental credit card is churnable.
-A free ticket from the US to Israel on Continental is 70,000 miles in coach and 100,000 miles in business-first.
-The card’s annual fee is $85, but you will get 15,000 miles and a $150 flight credit!
-The card gives you 5% off all Continental flights for the first 12 months you have it.
-The card gives double miles for many purchases including all continental purchases.
-The card also allows you to hold the price on continental.com tickets for 24 hours.

SMOKING HOT!!! HURRY!!! GET $250 CASH BACK FOR GETTING A CHASE FREEDOM CARD!!!

Tuesday, May 1st, 2007

Update 8-05/01-7:00pm: DEAD!

Update 7-05/01-12:00pm: Alive Again!

Update 6-04/22: Deal Confirmed-I got my $250 check from Chase!

Update 5-04/06: DEAD!

Update 4-04/05: Alive Again! If you dont see the offer for the $250 cash back at the bottom of the offer page try clearing out your browser’s cache and cookies…

Update 3-03/17: DEAD!

Update 2: Here is an image of the page with the $250 offer.

Update: If you do not see the $250 fine print on the page you may not be getting the deal!
Try clearing out your web browser’s cache and cookies and then try clicking on the link again and you should see the $250 offer!
Also it would be a good idea to print the page mentioning the $250!

Offer Linky

(You can also get to this offer via the chase.com homepage. You may have to refresh the page a few times before the $250 offer comes up.)

Note the fine print on the bottom of the offer page which mentions this deal:

“*You will receive $200 in bonus rebates which can be redeemed for a $250 check. Please allow 6 to 8 weeks after your first purchase for bonus rebates to post to your account. First purchase includes purchases, balance transfers, or any checks that are used to access your account. To qualify for bonus rebates, account must be open and not in default at the time of fulfillment. The bonus offer is valid only for first-time cardmembers with new accounts. Only one bonus per account. Existing cardmembers/accounts are not eligible for the bonus offer.”

American Express Business Platinum Card Adds 2 New Benefits; Annual Fee Will Increase Beginning May 1st.

Sunday, April 29th, 2007

The American Express Business Platinum card will be going up from $300/year to $395/year starting on May 1st.

Many readers of site were able to get the card for negative $250 during the last Business Amex promo.

The 2 new benefits, which are effective immediately for all cardholders, are Domestic companion tickets, and Regus Executive Club Membership Office membership.

With the domestic companion benefit, any ticket $299 and above($699-$899 for Hawaii and Alaska) qualifies for a free companion ticket.
What really is unique about this companion program is that it actually works.
-There is no special fare class that you have to book in, any old ticket on one of the Big 6 airlines qualify.
-If the ticket is under $299 Amex will round the ticket up to $299 so that you can get the other ticket for free.
-You can use this program up to 4 times per calender year.
-The cardholder must be one of the travelers.
-There are some blackout dates.

The other new feature is the Regus Executive Club Membership.
You can now access offices and get free internet and refreshments in offices around the world!

The other amazing card benefits have stayed the same for the most part, some of them include:
-Free Continental, Delta, And Northwest Airline Club Access.
-Free Starwood Gold Status.
-Free elite status with Avis, Hertz, and National Rental cars.
-If any item that you buy(up to $10,000)is lost within 90 days of purchase, the money will be refunded.

HOT! Citi Identity Monitor Credit Score Service-Normally $12.95/Month, Now Just $4.95/Month!

Monday, April 23rd, 2007

This service lets you check all 3 of your credit scores, and all 3 of your full credit reports.
It also alerts you by email of any changes.
$4.95/Month Signup Linky
Just beware that the $4.95 offer doesn’t come with the first month free as the standard $12.95/month offer comes with.

HOT! Free Shipping And 20% Off $75 At Gap.com When Using A GapCard!

Friday, April 20th, 2007

Gap.com Linky(Using this link helps support this site!)
20% Off Code: (Exp. 05/06): GCSUMRWD
Free Shipping Code: FREESHIP

Both codes require the use of a GapCard.

Don’t have a GapCard?
It’s a very easy card to get, and it’s a good card to start building your credit with.
You can apply for it via the link on the Gap homepage.

Clarification On The Annual Fee Of A Credit Card…

Sunday, April 15th, 2007

Based on the apparent confusion of some commenters in the “On The Road” post, I figure this may help some people out.

Apparently people that signed up for the Amex Business Platinum card during the $250 cash back promo haven’t yet been charged the $300 annual fee.
I know I wasn’t, and at least 2 other people haven’t been as well.

Normally a credit card with an annual fee will bill you that fee in the first 2 statements of the card.

Yossi asked in the comments,
“How do you know that when you cancel(the amex plat.) they wont charge you for all the time you had the card??”

I may have never fully explained this, which is an oversight on my part.

When you sign up for a card with an annual fee, or if you sign up for a card which is free for the first year, you are never forced to pay the annual fee.

As long as you didn’t pay the statement with the annual fee charge on it you can call up the credit card and tell them that you do not agree to pay the annual fee.

One of two things will happen, either they will tell you that you may continue using the card for another year for free, or that you must cancel the card.

However, they will not and cannot force you to pay the annual fee!

In the case of the -$250 Amex Platinum, you can request the $250 back as a check, enjoy all of the amazing benefits for the year, and whenever they charge you the fee, just cancel the card!

So you never have to worry about cancelling a card before 12 months are up-just monitor your statements for the charge!(Or better yet, follow my strategy for cancelling cards in the knowledgebase)

Also of note, many companies, including AMEX will pro-rate the annual fee even if you’ve already paid it. So if a card has a $120 fee, but you cancel it 2 months after paying the fee, they will refund the $100.
I know Chase will not pro-rate, I’m not sure about other companies-feel free to comment if you have first-hand experience with another company.

AAdvantage Credit Card Reduced Mileage Awards For April-June 2007 Released!

Monday, April 2nd, 2007

Reduced mileage awards is one of the benefits of the AA Mastercard-read about more fringe benefits of the card in the ctownbochur.com knowledgebase in the right sidebar!

Q2 Reduced Mileage Awards Linky
Fly to select cities worldwide for 7,500 less miles than American Airlines regularly charges!

Destination Highlights-Valid From Any US48 City:
-Montreal for 17,500 miles.
-Numerous Carribean and Mexican options for 22,500 miles.
-Paris for 32,500 miles.
-Shanghai for 42,500 miles.

Point-to-Point Highlights
-Los Angeles To Honolulu for 27,500 miles.

Pass On The Citi Premier Pass Elite Level Credit Card…

Friday, March 30th, 2007

An anonymous commenter said,

“Dan the Man!!!

I have the best credit card offer ever!

This is a citi card thank you point, which has very minor disadvantages like you have written about a few times, but check this out (if you are not biased to starwood you will agree-anyways you can have both cards for each’s advantages)
Card: Citi card premier card
Annual fee: $75 (you can get it free but with less benefits)
Advantages:
1 point per $1 spent
1 point per mile flown that you or anyone flies on any airline (fly LAX to NY get 6000 points!!!)
2 points per dollar in supermakets gas, and traveling
Unlimited Companion tickets, free in U.S. whenever any round trip ticket you buy is more than $299.99!!!!!!

The max of points you can get a year is 200,000, with 100,000 being travel points.

So if you have even a 1 person family and fly in the US 5 times a year, you will make easily $500 and up a year!!!

The card is mastercard, but they have it together with American Express also!”

Sorry Anon, I have to disagree with you and it has nothing to do with being biased.

The citi card you refer to, the premier pass elite card,(with TY points rewards) is not the best, or even a good credit card.

1. The $75 annual fee is pretty hefty. (Starwood is $30, and free for the 1st year.)

2. You only get points for miles flown AFTER you spend the same amount in cash. so LAX-JFK will net you 5,000(not sure where you got 6,000) TY points for only if you have already spent $5,000 on the card!

3. The TY points themselves dont come close to the value of a mile, let alone a starpoint.
As I’ve covered previously a mile or starpoint can be worth .15 each, citi makes sure that TY points wont come close to that.

4. The companion ticket program isnt for regular priced tickets-they’re only for jacked up ticket prices (similar to the scam AA companion certs that citi gives with the AA card-looks great on paper but not when you go to use it)

5. The card offers none of the fringe benefits of great credit cards like return privileges and elite status, etc, as the starwood card does.

6. Besides for the rate of TY points needed for tickets not being competitively priced with a good mileage program, you must use the points a few weeks in advance and stay over a saturday night to use them, so they also offer none of the flexibility of miles.

In Conclusion:
As I’ve said numerous times, there is no credit card points program that exists that can compete with the potential value of airline miles.
The all claim to compete, but they have too much fine print to do so.

The ONLY exception is the Starwood Starpoints program, because besides for having great usage possibilities for hotel stays, you can transfer Starpoints into over 30 kinds of airline miles at an even ratio-and get a 25% bonus when you transfer 20,000 starpoints at a time.
It also doesnt hurt that both flavors of the Starwood card are fully churnable…

Sunday Poll Question: How Many Credit Cards Have You Applied For In The Past 12 Months?

Sunday, March 25th, 2007

Applied for 2 AA cards during last year’s 25K promo, did all 4 cards during both of the $250 cash back Amex promos, got the $250 cash back Chase freedom cards, applied for the Jetblue card just for the free companion tickets or the 5% off, got the Continental card for the $150 credit and 5% off, churn cards to get lifetime elite status, carry 4 Starwood cards, nailed all 7 cards and a free RT business class ticket during the ctownpromo (Yes, I will have an update on that this week!)?

Congratulations, Ctownaddict!

Vote Now!

Related Article:
Does Having Multiple Cards Affect Your Credit Score?


How Many Credit Cards Have You Applied For In The Past 12 Months?
0
1-5
6-10
11-20
More Than 20 (=Ctownchosid)

SMOKING HOT!!!!! UNLIMITED FREE COMPANION TICKETS FOR JETBLUE AMEX CARDHOLDERS!!!!!

Wednesday, March 14th, 2007

Reminder: Free Companion Tickets Must Be Booked By 03/31!
There’s still time to apply for a Jetblue card to catch this deal!

Have a Jetblue Amex?
You’re in luck!
You can bring along 1 companion for every Jetblue trip you take between April 24 and May 23 for free!
This offer even includes international destinations!

Jetblue Route Map Linky
-Tickets must be booked by March 31st.
-The primary cardholder must be one of the passengers.
You must book tickets via the phone at 800-JETBLUE, just ask for the Jetblue Amex free companion deal.

Remember to use your Jetblue Business Amex to save get a 5% rebate off the cost of all your Jetblue tickets!

Don’t have a Jetblue Amex?
There’s still time to get one for this promo!
Just wait for a couple days after you are approved and then call Amex to ask them to expedite the delivery of your credit card.
Plus your Jetblue credits won’t expire when you have any Jetblue Amex!
Jetblue Consumer Amex Linky
Jetblue Business Amex Linky

Read the Card Profile for a breakdown of card fees and benefits:
Jetblue Amex Credit Card Profile Linky

Jetblue LCC Roundup Linky

Free $35 Ticketmaster GC And A Free Jimi Wallet If You Have A .edu Email Adrdess And A Chase Credit Card!

Thursday, March 8th, 2007

Step 1: Register for a Facebook account saying that you are a college or graduate student-you will need an email address ending in .edu

Step 2: After you’ve confirmed your facebook account visit the Chase Facebook Page.

Step 3: Join the chase group to earn 1 “karma” point, take a short quiz on credit(any reader of this site will have no trouble!) to earn 5 points and then link up any chase credit card to earn 10 points (Don’t have a chase card? Go to yesterday’s $150 Continental deal and sign up for one!) You will now have 16 points.

Step 4: Redeem 15 points for the $35 Ticketmaster GC and use the leftover point to get a free jimi wallet!

The whole process shouldn’t take more than about 5 minutes or so-Enjoy!

New AMEX/Amazon/Ctownbochur.com Half A Million Hits Promotion!!!

Wednesday, February 14th, 2007

Update: Just 6 more days to take advantage of this special promotion! There’s never been a better time for you and your friends to get a couple Starwood cards-even if you’ve got ‘em already!

Be sure to read the More Promo Info Post…

Welcome to the ctownbochur.com 500,000 hits promotion! The 500,000th hit raffle will be held after the close of this promo, so that I will know how many tickets each person will get.

Apply and get approved for the following credit cards and get Amazon.com Gift Certificates and raffle tickets in addition to the bonuses for signing up for the cards!
The 500,000th hit raffle will include items such as MP3 players, MP3 Speakers, Bluetooth Headsets, Flash Drives, Memory cards, etc.
The only way to be in the raffle is with this promotion!
Already have some of the cards? I know that the Starwood Business can be churned, help everyone figure out which other cards can be churned!

Here is the reward scale:
1 Card Approval=$25 GC+1 Raffle Ticket
2 Card Approvals=$55 GC+2 Raffle Tickets
3 Card Approvals=$85 GC+5 Raffle Tickets
4 Card Approvals=$115 GC+6 Raffle Tickets
5 Card Approvals=$150 GC+7 Raffle Tickets
6 Card Approvals=$200 GC+10 Raffle Tickets
7 Card Approvals=Round-Trip Domestic Business Class Ticket+160 GB Hard Drive!!!

Rules-IMPORTANT!!!
1.You must apply for all cards between 1:30 AM EST on 02/07/07 and 11:59 PM EST on 02/20/07.
2.You must apply by clicking on the credit card images in this post.
3.Once you are done applying for all the cards you must email me the exact time and date that you clicked on each application image and the city that you are applying from.
4.You will receive your bonus immediately after I confirm how many cards you were approved for, the time frame is approximately 2-4 weeks after the date of application.

Email Address:

Learn more about some of these cards in the credit card profiles menu in the ctownbochur.com knowledgebase.

Starwood Consumer: 1st year free/$30 subsequent years.

Hilton Consumer: No Annual fee.

Delta Consumer: 1st year free/$85 subsequent years.

Starwood Business: 1st year free/$30 subsequent years.

Jetblue Business: 1st year negative $10/$40 subsequent years.

Delta Business: 1st year free/$85 subsequent years.

Discover Business: No annual fee.

Suggestions, questions, criticisms? Please leave a comment!

Today Only! Transfer Amex MR Points Into Continental Miles And Get 2,500 Bonus Miles!!!

Sunday, February 11th, 2007

2 Thumbs up to Continental Airlines for this gesture!

The Membership Rewards bonus mile offer on page 118 of our February inflight magazine is not valid and was due to a printing error. For those of you that have made any Membership Rewards transfers into your OnePass account between 1-Feb 2007 and this coming Sunday 11-Feb 2007, we’ll make good on the bonus (one per account). To get the bonus, all you’ll need to do is call the OnePass Service Center (713 952 1630) after your Membership Rewards transfer is completed.
Scott O’Leary
Managing Director, Customer Experience | Continental Airlines

More 500,000 Hits Promo Info…

Friday, February 9th, 2007

500,000 Hit Promo Linky

-Wondering if you got approved? Here is the link for the Amex Status Checker

-Want to know how to get a business card?
See this previous post

-Want to know some quick benefits (besides the signup bonuses) of each card without reading through the profiles?

Starwood Consumer Low annual fee, most valuable points/miles currency(free hotels stays from 2,000 points, free transatlantic business class tickets for just 50,000 points, etc.) 90 day return privilege, free starwood preferred plus elite status.

Hilton Consumer: No annual fee, 3-5 HHonors points per dollar spent on all purchases.

Delta Consumer: Double miles on delta and everyday purchases.

Starwood Business: Amex open savings(3-5% off automatically for delta, jetblue, att, fedex, and more) Low annual fee, most valuable points/miles currency(free hotels stays from 2,000 points, free transatlantic business class tickets for just 50,000 points, etc.) 90 day return privilege, free starwood preferred plus elite status.

Jetblue Business: Amex open savings(3-5% off automatically for delta, jetblue, att, fedex, and more) Low annual fee, Automatically extends the life of all of your Jetblue points.

Delta Business: Amex open savings(3-5% off automatically for delta, jetblue, att, fedex, and more)

Discover Business: No annual fee, 5% off office supplies, 2% off gas. Get interest-free+reward bearing checks to pay businesses that don’t accept credit cards!!!

BOILING HOT!!! Check All 3 Of Your Credit Reports With Scores For Negative $25!!!

Monday, February 5th, 2007

Citi identity monitor is a great service for those of you curious about your credit scores.
You can get all 3 of your credit scores for free!(After signing up you have to opt-in to get all 3)
Plus there is currently an offer for a $25 rebate check just for trying out the service for free for 30 days!
Just be sure to cancel within 30 days to avoid being charged $9.95(Actually even if you forget to call them up before 30 days, but call them after seeing the charge they will refund the charge without hassle!)
The cancellation number is 866-279-9637
The $25 rebate is confirmed to be valid even if you cancel within 30 days!
Promo Offer Linky

Buy Continental Tickets With Any Amex-Get Bonus Miles!

Thursday, February 1st, 2007

You must have a Continental Onepass mileage number to register.
To register call 800-554-5522 and mention promotion code 27001.
Get 10,000 bonus miles for tickets booked in J/D/A/C fare classes or 5,000 bonus miles for tickets booked in Y/H/K/N/B/O/V/U fare classes.
Travel must be flown between 1/15/07 and 4/15/07.
You can earn up to 50,000 miles for this promo.

Don’t have an Amex? There’s no excuse for anyone not to carry at least 1 Starwood Consumer and Business Card!

Starwood Business Amex Can Be Churned!!!

Sunday, January 21st, 2007

Update: The Starwood Consumer AMEX can be churned as well!

It has long been known/assumed that in general cards issued by citi and chase can be churned while cards issued by Amex cannot be churned.

A month ago I reported here that Chase is no longer allowing their consumer United card to be churned.

In the past I have personally confirmed that the consumer Amex Delta card can’t be churned.

However for curiosity’s sake I applied for my 2nd Starwood Business Amex, and after logging into my SPG account tonight I see I have gotten another 10,000 Starpoint bonus!

So go ahead and apply for a 2nd Starwood Business Amex.

See the following related articles in the Ctownbochur.com Knowledgebase at the top of the right sidebar:
-Credit card profiles: Starwood Amex Profile.
-Credit Related Articles: Why Starwood Amex is #1, Getting A Business Card, Having Multiple Cards, Cancelling A Card.
-Miles, Elite Status, And Misc.: Getting The Most Out Of Starpoints. (Hint: Those 10,000 starpoints can be worth $500 or even far more if you use them correctly)

Reminder: Buying Tickets On Continental, Delta, Or Jetblue? Use The Right Credit Card!

Monday, January 15th, 2007

To get the best signup offers available for these cards go to the “Ctownbochur.com Knowledgebase” on the right and click on the “credit card profiles” drop-down menu!

When buying tickets on…

Continental:
Use the Continental Consumer or Business Mastercard and save 5% by logging into your Continental mileage account, and entering the following code into the “Offer Code” section on the home page of Continental.com: ONEPASS

Delta:
Use the Delta Business Amex and you will get 5% of the cost of all tickets bought at Delta.com rebated automatically on your statement.

Use the Jetblue or Starwood Business Amex and you will get 3% of the cost of all tickets bought at Delta.com rebated automatically on your statement.

Jetblue:
Use the Jetblue Business Amex and you will get 5% of the cost of all tickets bought at Jetblue.com rebated automatically on your statement.

Use the Delta or Starwood Business Amex and you will get 3% of the cost of all tickets bought at Jetblue.com rebated automatically on your statement.

BOILING HOT!!! DROP EVERYTHING AND RUN!!! $250 STATEMENT CREDIT FOR APPLYING FOR AMEX BUSINESS CARDS!!!!!!!

Wednesday, January 10th, 2007

Update: Dead online, but you can try applying over the phone at 866-690-4852. The offer was originally in INC. Magazine…
This is the same deal that I posted earlier this year to get $250 off select Amex business cards.
$250 Amex Offer Linky
More info to come…

Deal Update: $250 Amex Promo

Monday, January 8th, 2007

This deal is still alive!
I received 2 of the Amex promo cards last week and charged $1 on each of them.
They now each show a negative $249 account balance!

Previous posts on this deal:
Lost Applications
What did you apply for?
Summary of the 4 cards
Promo FAQ’s
Original Post

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