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Update: Just a reminder, you must open the account by 11/20 to get the cash!

Originally posted on 10/21:
Business Offer: Up to $275

Consumer Offer: Up to $225

You need to open the account by 11/20 and perform the required actions by 01/22/10.

Im my opinion the best account to open for this promotion is the Key Business Money Market Checking. You need to maintain $2,500 in the account to waive the $12 monthly fee.  If you don’t have the $2,500 to lay out consider the Key Business Reward Checking account which has no fee for the first 2 months and a $15 fee thereafter.  Expect having to keep the account open for about 3 months to receive the $275.  If you close any account within 180 days  from the date of opening there will be a $25 fee.

All you need to do for the business account is to open an account as a sole proprietor, no business documentation will be required.  Then just sign up for online access and make 2 bill payments of just $1 each and you will get $275 in cash!

The terms say that you will get the $275 within 90 days of meeting the requirements, but when I performed a similar offer in April (I funded a Key Business Money Market Checking with $2,502, signed up for online banking, and made 2 bill payments for $1)  it took less than 60 days to get the promotion.

You can only get 1 Key promotion per business account in a 12 month period.

You will get a 1099 tax form for the $275.

Offer is valid in “Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Kentucky, Maine, Michigan, New York, Ohio, Oregon, Utah, Vermont, and Washington.”

HT: D.Y.G.

Update 2-07/23: Tomorrow (07/24) the Ally no-penalty CD and online savings will remain at 1.9% and 1.85% respectively.  The regular 1 year CD will go down from 2.05% to 2%.

Update-07/16: I have been informed that the Ally bank rates will decrease tomorrow (07/17) as follows: The No Penalty CD will go down from 2% to 1.9%, the 1 year CD will go down from 2.1% to 2.05%, and the online savings will go down from 1.95% to 1.85%. Open a CD right now to lock in the higher rates!!!

Originally posted on 07/15:

Ally Bank Linky

Ally Bank has a unique no-penalty 9 month CD offering a 2.00% APY.

Normally you must leave the money in a CD for the entire predetermined term.  With the no-penalty CD you can withdraw your funds at any time from the CD and you will get back your entire deposit with all accrued interest without any penalty!  That way if rates go up in the near-term or if you have a need for the funds you can earn a  great rate and not worry about locking up your money.  The 2% rate is guaranteed for the 9 month term.

The advantage of a no-penalty CD over a savings or money market account is that the rate of the money market account can be dropped at any time, whereas the rate on the CD cannot be lowered, and if it goes up you can always enroll in the higher no-penalty CD!

They also offer a traditional 12 month CD earning 2.10% APY and an online savings account earning 1.95% APY.

Ally compounds interest daily and all deposits are FDIC insured up to $250,000 per depositor.

Chase counts incoming ACH transfers from other banks and incoming paypal/google checkout revenues as direct deposits!

The miles for this offer posted for me within a month of making an incoming ACH transfer from another bank account!

Continental Offer Linky

-10,000 miles for opening up the checking account with direct deposit.

-11,000 miles for opening a Continental/Chase debit card. ($25 annual fee)

-7,500 miles for adding 3 additional cardholders with no annual fee.

Offer Linky

Account must be opened by 10/31 and funded with at least $250 by direct deposit (Paypal or an ACH push usually qualify as a direct deposit) within 60 days.

Valid in: FL, IL, IN, KY, MI, MO, OH, PA, WI.

Offer Linky

Fund an Ameritrade account with:

$2,000 and get 3,000 Starpoints

$10,000 and get 10,000 Starpoints

$25,000 and get 20,000 Starpoints.

With an Ameritrade account you can play it safe with a CD (according to their website a sample 1 year is paying 3.815% APY, a sample 9 month CD is paying 3.465% APY) or try to strike it rich in the stock market.

Rules (See offer for full rules):

-Open and fund account by 09/30/08

-Half of the Starpoints will be awarded after 6 weeks.

-The remaining half will be awarded if minimum funding is met after 6 months.

-Account must remain open with minimum funding for 9 months.

-Accounts that go under minimum funding levels due to poor investments still qualify for Starpoints.

Chase counts incoming ACH transfers from other banks and incoming paypal/google checkout revenues as direct deposits!

Continental Offer Linky

-10,000 miles for opening up the checking account with direct deposit.

-11,000 miles for opening a Continental/Chase debit card. ($25 annual fee)

-7,500 miles for adding 3 additional cardholders with no annual fee.

Update: Here is an offer for $125 when you open a Chase account. Some people are saying that the Continental offer and the $125 offer can be combined. YMMV (Your mileage may vary). Either way it must be done in a Chase branch.

$125 Offer PDF Linky

You may need to get your own unique code, this is only available by logging into the secure section of Chase’s website:
$125 Offer Unique Code Linky

Chase counts incoming ACH transfers from other banks and incoming paypal/google checkout revenues as direct deposits!

Continental Offer Linky

-10,000 miles for opening up the checking account with direct deposit.

-10,000 miles for opening a Continental/Chase debit card. ($25 annual fee)

-7,500 miles for adding 3 additional cardholders with no annual fee.

HT:SBS

72″ George Foreman Grill

This is just too much!

It was not a long time ago that airlines would file exclusive fares and offer lots of bonus miles for booking directly from their own website.

Now USeless Airways is charging a $5-$6 booking fee for booking on their half-baked website.

Don’t believe me?

Priceline and Hotwire do not charge any booking fee for regular tickets. Go ahead and price out a USAirways itinerary on those websites and it will be $5-$6 cheaper than on USAirways.com

The worst part about it?

They don’t even label it as a booking fee, it’s disingenuously labeled under taxes and fees.

Two thumbs way down!

Offer Linky 

-10,000 miles for opening up the checking account.

-7,500 miles for opening a Continental/Chase debit card. ($25 annual fee)

-7,500 miles for adding 3 additional cardholders.

When you’re done you’ll have enough miles for either:

-A free domestic ticket.

-36% of a ticket to Israel in coach

-25% of a ticket to Israel in businessfirst

While Citibank sometimes has offers to earn 10,000 miles when opening an account, those offers often require 12 months worth of direct deposits or other jumping through hoops to get the reward.
With this offer none of that is required, and the checking account doesnt require any actions or minimum balance to stay free.
Offer Linky
My favorite part? Apply with an address from a county without a citibank and when you take out money from another bank’s ATM they’ll not only waive their own ATM access fee, but they’ll reimburse you for the other bank’s ATM charge!
Citibank also now has free next-day transfers to other banks…