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Update: Today is the last day to open an account and get the free GPS!

Originally posted on 07/30:

I successfully completed a similar offer in April when it was last offered. I opened the Key Business Money Market Account with $2,502 and paid off 2 of my credit cards with $1 each. I received the Nuvi 265WT exactly 60 days after completing my 2 bill payments.

Once again the Business Money Market Account qualifies for the superior GPS, earns interest, and has no fees as long as there is $2,500 in the account.

Business GPS Offer Linky

Consumer GPS Offer Linky

-You will get a Nuvi 1200 or Nuvi 1350 depending on the type of account opened.
-The account must be opened by 09/11.
-The requirements for the GPS must be completed by 11/13.
-Offer available to individuals or business entities without an existing checking account at KeyBank as of 7/24/09.
-To use your personal social security number to open a business account, just select “Sole Proprietorship” as the business type and that your business does not have a Federal Tax ID number.
-Offer not available to individuals and business entities who have opened a KeyBank checking account in the last 12 months.
- Closing the account within 180 days will result in a $25 fee.
-The GPS will come within 90 days of meeting the requirements.
-The value of the GPS will be reported on Form 1099-INT.
Offer is valid in “Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Kentucky, Maine, Michigan, New York, Ohio, Oregon, Utah, Vermont, and Washington.”

Consumer Offer Linky

Business Offer Linky

With the consumer offer you get 10,000 miles after opening the checking account and making 5 debit card transactions within 60 days of opening the account.

You get another 15,000 miles after your first purchase on a Continental debit card.  The cheapest Continental debit card has a $25 annual fee.

If you have a Continental Airlines debit card, you and all of your traveling companions will get to check a free bag when flying on Continental regardless of which credit card is used to purchase the ticket.

With the business offer you get 10,000 miles after opening the checking account and depositing $500 within 30 days of opening the account, and another 15,000 miles for making a purchase on a Continental debit card.

HT: FT

Update 2-07/23: Tomorrow (07/24) the Ally no-penalty CD and online savings will remain at 1.9% and 1.85% respectively.  The regular 1 year CD will go down from 2.05% to 2%.

Update-07/16: I have been informed that the Ally bank rates will decrease tomorrow (07/17) as follows: The No Penalty CD will go down from 2% to 1.9%, the 1 year CD will go down from 2.1% to 2.05%, and the online savings will go down from 1.95% to 1.85%. Open a CD right now to lock in the higher rates!!!

Originally posted on 07/15:

Ally Bank Linky

Ally Bank has a unique no-penalty 9 month CD offering a 2.00% APY.

Normally you must leave the money in a CD for the entire predetermined term.  With the no-penalty CD you can withdraw your funds at any time from the CD and you will get back your entire deposit with all accrued interest without any penalty!  That way if rates go up in the near-term or if you have a need for the funds you can earn a  great rate and not worry about locking up your money.  The 2% rate is guaranteed for the 9 month term.

The advantage of a no-penalty CD over a savings or money market account is that the rate of the money market account can be dropped at any time, whereas the rate on the CD cannot be lowered, and if it goes up you can always enroll in the higher no-penalty CD!

They also offer a traditional 12 month CD earning 2.10% APY and an online savings account earning 1.95% APY.

Ally compounds interest daily and all deposits are FDIC insured up to $250,000 per depositor.

Offer Linky

If you don’t get approved for the credit card you can also add a parent to the account to get the ipod.

The details about the ipod are in the 2nd paragraph about the fine print.

Key says that is will be the 8GB iPod nano and it will have a reported value of $140.

Update 4: Just got my 265WT via Fedex this afternoon! Post a comment if you got yours already as well!

Update 3: DEAD!

Update 2: Extended until 05/15!

Update: You must open your account by 05/01 in order to qualify for this promo!

I have already confirmed that I am getting my free Nuvi 265WT by having already opened a Key Business Money Market Checking Account with $2,502, accessing my account online, and then paying off 2 of my credit cards with $1 each.

Originally posted on 04/01:

Consumer Offer Linky

Business Offer Linky

You will get a Nuvi 205W or a 265WT depending on the type of account.  The 205W does not have text-to-speech.  The 265WT has text-to-speech and lifetime traffic as well.

The cheapest account that qualifies for the 265WT appears to be the “Key Business Money Market Checking” which has no fees with a $2,500 balance.

The GPS will come within 90 days of meeting the requirements. Closing the account within 180 days will result in a $25 fee.

Offer is valid in “Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Kentucky, Maine, Michigan, New York, Ohio, Oregon, Utah, Vermont, and Washington.”

“-For the 205W, $166.00 will be reported on a Form 1099-INT.”
“-For the 265WT, $240.00 will be reported on a Form 1099-INT.”

This is by far the highest interest rate that I have seen for a checking/money market account!
The “High Yield Savings account” pays 4.5% APY on all balances, while the “Jumbo Secure Money Market account” pays 4.75% APY as long as you have $50,000+ in the account.

AARP Savings Accounts Linky

Use the following promo code to get a $20 bonus for opening an AARP checking account: AA021
Use the following promo code to get a $25 bonus for opening an AARP checking account: AA017

You will need an AARP membership number to sign up for this account. An AARP membership costs between $8-$12.50 per year. If you are 50 or older you will get a full membership for that price, if you are under 50 you will get an associate membership.

An AARP member can use their membership number to sign up as many people as they want for this account, just fill out the personal information of the person opening the account together with a valid AARP number.