Free Credit Monitoring From Target

Update: My credit monitoring activation code came within an hour of signing up!
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As part of these seemingly never-ending privacy and data breach scandals at Target, they are giving everyone who enrolls a free year of credit monitoring service from Experian.

You can request a free activation code here which will come within 1-5 days.

“-Guests have until April 23, 2014 to sign up to receive an activation code.
-Activation codes must be redeemed by April 30, 2014.”

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54 Responses to “Free Credit Monitoring From Target”

  1. sruly Says:
    1

    got mine within 5 min

    ReplyReply
  2. JACKSASSONBK Says:
    2

    I will sign up as long as i dont need to give them any more information:)

    ReplyReply
  3. reuvenhunt Says:
    3

    Is it a problem if I didn’t shop there?

    ReplyReply
  4. deenz Says:
    4

    “May take up to one minute” for the past 5 min…anybody getting through?

    ReplyReply
  5. Dan Says:
    5

    @reuvenhunt:
    It doesn’t seem to indicate that you had to have shopped there.

    @deenz:
    I got through, though before I posted the link :)

    ReplyReply
  6. Stephen Says:
    6

    Fico fako?

    ReplyReply
  7. YouWouldNeverThink Says:
    7

    Taking forever to process

    ReplyReply
  8. Aaron Says:
    8

    I got through…said will send confirmation within 1-5 days.

    ReplyReply
  9. deenz Says:
    9

    OK that took 10 minutes but it did wake up at the end. Just let it go.

    ReplyReply
  10. Stephen Says:
    10

    Took about 5 min

    ReplyReply
  11. Yehuda Says:
    11

    Took a few minutes but got through

    ReplyReply
  12. Yehudis Says:
    12

    Will i get my credit score if i signup? Or only report & monitoring??

    ReplyReply
  13. deenz Says:
    13

    @Dan:
    DansDeals effect :)
    Thanks Dan!
    Figured they would do this sooner or later..

    ReplyReply
  14. youG Says:
    14

    thanks took about 10seconds for me

    ReplyReply
  15. Dan Says:
    15

    @Yehudis:
    I would assume report and monitoring without a score.

    ReplyReply
  16. 3yummyboys Says:
    16

    took about 2 min

    ReplyReply
  17. Alejandro Says:
    17

    I got it in less than a minute, thanks!!

    ReplyReply
  18. Anon Says:
    18

    Part of me doesn’t want to give my email address…this safe from spamming?

    ReplyReply
  19. noturbizniss Says:
    19

    @Anon:
    It’s experian, they are legit.

    Thanks @Dan: Don’t need to worry about signing up and canceling the citi $1 monthly trial. By next year I’ll have cleared my inquiries and be clear to sign up for a citi card with virtual numbers (non Amex).

    ReplyReply
  20. mechayamom Says:
    20

    Took about 10 seconds..thanks

    ReplyReply
  21. Age Says:
    21

    every email address i put in it says invalid ???

    ReplyReply
  22. mark Says:
    22

    got the code in email already. do you know if there is unlimited reports or do they charge you for that? Is the first report they give you a full report with updated info?

    Looks like they don’t give you credit score but discounts to get them.

    ReplyReply
  23. Yehuda Says:
    23

    Is this like a credit pool? Will this effect my credit score?

    ReplyReply
  24. Avi Says:
    24

    Are you sure this is legit? The Experian link looks weird

    ReplyReply
  25. YUP Says:
    25

    No score. only report. good anyway. Wondering what happens after the year?

    ReplyReply
  26. Bob Says:
    26

    Will having a credit monitoring service cause problems with app-o-ramas?

    ReplyReply
  27. YouWouldNeverThink Says:
    27

    Still processing but I got the code via email 😉

    ReplyReply
  28. chana k Says:
    28

    The report has a cc balance owed that I paid off almost a month ago. Does that mean the report is old?

    ReplyReply
  29. bruce Says:
    29

    Say enter a valid code. I copied and pasted and does not work!

    ReplyReply
  30. username Says:
    30

    Thanks. code came within a few minutes.

    ReplyReply
  31. checking Says:
    31

    This is great, cancelled my citi id at @ $5 month.

    ReplyReply
  32. J Says:
    32

    Target lost our CC numbers so let’s trust them with our SS numbers. I’m liking this…

    That being said, I’m signing up :p

    ReplyReply
  33. savings Says:
    33

    @dan @reuvenhunt
    the FAQs and the signup page both state the following:
    All Target guests who shopped in U.S. stores can take advantage of one-year of free credit monitoring. Both account holders can sign up for the product.

    ReplyReply
  34. David R Says:
    34

    @chana k: No, it means the lender did the report the payment to the credit bureau yet.

    ReplyReply
  35. Shmulie Says:
    35

    i tried and when i submit my application they say i have no credit history even though i got my report from them not so long ago.

    ReplyReply
  36. Kevin Says:
    36

    @J:credit monitoring comes from Experian(who has your ss#)target is just the one who pays for it

    ReplyReply
  37. target Says:
    37

    still never got the code from a few hours ago

    ReplyReply
  38. shmulie Says:
    38

    @target: try checking your spam folder

    ReplyReply
  39. savta Says:
    39

    thanks for the link mine took only 10 to process

    ReplyReply
  40. ComputerRequest Says:
    40

    I know this is not the correct thread but is there a way to do an alert for potential DansDeals postings that address laptop sales/promotions?

    ReplyReply
  41. STAN Says:
    41

    Said enter a valid code. I copied and pasted and does not work!

    same problem as post #29

    ReplyReply
  42. ny Says:
    42

    why is everyone trusting target when they messed up already before? after all you are giving them your ss#

    ReplyReply
  43. Josh Says:
    43

    Out of curiosity, would it be worth spending the $14.95 on getting all 3 credit reports and scores from Equifax and Transunion?

    Currently they only offer Experian and they’re having a “promotion”. Should I pay for it or is it all the same less or more?

    ReplyReply
  44. ybeeds Says:
    44

    Whats with the Neiman Marcus Breach?

    ReplyReply
  45. boruch Says:
    45

    When CITI had a credit breach, they gave me 1 year of free credit monitoring from ITAC which gave from all 3 agencies and credit scores (not fico) Target is only giving one agency and no score.

    ReplyReply
  46. Jeff Says:
    46

    It’s not that we are trusting Target necessarily, We are only signing up with Experian. All is needed is that you trust Experian, and this has already been explained.

    ReplyReply
  47. israeli Says:
    47

    It says The requested URL was rejected is this bec I’m not in the USA?

    ReplyReply
  48. Chanel @ La Viajera Morena Says:
    48

    Looking through the comments above and did some research. Found this article on Washington Post that answers about 90% of these questions…

    FYI…

    http://www.washingtonpost.com/business/technology/target-says-customers-signing-up-for-free-credit-monitoring-after-data-breach/2014/01/13/99fcce60-7c83-11e3-95c6-0a7aa80874bc_story.html

    ReplyReply
  49. ny Says:
    49

    do I need a credit card number?

    ReplyReply
  50. est Says:
    50

    i got (legit) emails from target and citibank about my information being compromised today when i didnt even shop target during that time and for sure not with my debit card as the email from citibank stated…I am planning on applying for more credit cards due to inspiration from DDSFT, my father says if i sign up for this service, they will bother me checking on every type of activity especially when trying to take out new cards…is this correct?

    ReplyReply
  51. Baruch Says:
    51

    I successfully signed up, and I noticed that you can get all 3 bureaus credit score for a discounted price of $15 (instead of $32). For someone who needs them anyways, it’s a good deal.

    ReplyReply
  52. Anonymous Says:
    52

    @israeli: So it seems to be, that you can not use the link if you are overseas. Try calling the phone number on the URL error page.

    ReplyReply
  53. Frank Roche Says:
    53

    Thank’s Dan!

    ReplyReply
  54. Azis Papa Says:
    54

    “Thank you. Your email address has been received and we will be sending your activation code within the next 72 hours. An email will be sent from “Target News” (TargetNews@target.com). Please note, you may need to check your junk email folder.”
    Thanks Dan!

    ReplyReply

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