December 15th, 2013
-Until sometime tonight you can still get The Lufthansa Premier Miles & More World MasterCard which offers 20K miles for spending $1 and another 30K miles for spending $5,000 within 3 months. The normal bonus is 20,000 points but with this bonus you’ll have 55,000 miles after meeting the spend threshold. That’s more than enough for 4 free domestic one-ways in United coach, 3 free domestic one-ways in United first, or a free one-way lie-flat business class ticket to Europe. Barclays cards also come with your free FICO score for free for as long as you’re a cardholder. Read more in this post.
-For a limited time only you can still get 20,000 points on the Chase Freedom card for spend just $500 in 3 months. The Freedom card is my favorite no-annual fee credit card and it has a normal bonus of 10,000 points. The exact signup bonus promo end date has not been announced so it can be pulled at any point. You can earn 5 points per dollar in rotating categories throughout the year which adds up to 30,000 potential points per year for just $6,000 in easy spending (see the related post links below for more on that).
You also get a 10% point dividend in February on top of all points earned in the previous year if you have a Chase checking account. If you have a Freedom card but don’t have a checking account yet be sure to open one by 12/31 to get that dividend!
Freedom points can be redeemed for 1 cent cash back each but I really hope you don’t do that. They can transfer into far more valuable airline miles or hotel points if you or your spouse has (or will get) a premium Chase card like Chase Sapphire Preferred , Chase Ink Plus , or Chase Ink Bold. Points transfer instantly between cards and into miles.
Don’t know where to use each of your cards? This post highlights the bonus opportunities.