June 25th, 2013
-Chase Freedom Visa-Earn 10,000 Ultimate Rewards points when you spend $500 in 3 months.
There is no annual fee for Chase Freedom!
-You can click here to activate your Q3 Chase Freedom 5% categories. Although they are called “5% categories” you really get 5 Ultimate Rewards points per dollar spent which can be cashed out for 5% cash. For $1,500 in spending you will earn at least 7,500 Ultimate Rewards points. If you or your spouse has a Sapphire Preferred, Ink Bold, or Ink Plus card you can transfer Freedom points over to one of those cards and then transfer them at a 1:1 ratio into much more valuable airline miles (United, British Airways, Southwest, Korean, etc) or hotel points (Hyatt, etc). I have had no problem earning the 5 point bonuses on multiple cards that I have thanks to downgrading Sapphire Preferred to Freedom. The $1,500 quarterly limit is per Freedom card.
-If you have a Chase checking account you will also earn a 10% bonus on all points earned during 2013 on your January or February 2014 statement. That means you’ll earn a whopping 5.5 points per dollar in these categories!
The 5 point categories for 2013 are as follows:
Q1, January – March: Gas stations, Drugstores & Starbucks
Q2, April – June: Restaurants, Movie theaters, and Lowe’s.
Q3, July – September: Gas stations, Theme parks & Kohl’s
Q4, October – December: Select department stores & Amazon.com
Q2 Spending (finish by Sunday, 06/30)
-You earn 5 points per dollar at Lowe’s. Here is a list of gift cards sold by Lowe’s. The selection may vary at your local store.
-Your favorite restaurants will probably also be happy to sell you a gift card so that you can lock in 5 points per dollar now.
-You will earn 5 points per dollar on gas stations and on all items sold by gas stations. Many gas stations sell a variety of gift cards and even vanilla reload and other prepaid cards! I picked up Giant Eagle cards at GetGo last time which are good for groceries, gas, gift cards (great when there is a sale on them at Giant Eagle in the future), and even the Ohio liquor agency in Giant Eagle.
-You can buy Kohl’s gift cards to lock in savings and even prebuy amusement park tickets as well.
Of course if you have an Ink Bold, Ink Plus, or Ink Cash card you will earn 5 Ultimate Rewards points per dollar spent all year round on telecom, cable, internet, as well as everything from office supply stores, which includes gift cards to other stores and prepaid cash cards that can be used anywhere. With the Bold/Plus cards that’s capped at $50,000 per year and with the Cash card that’s capped at $25,000 per year. The cards also earn 2 points per dollar year-round at gas stations and either hotels (Bold/Plus) or dining (Cash)