Comments on: Discussion Post-Your Questions Answered!

By: Other Guy

Other Guy — Tue, 25 Dec 2007 15:32:49 +0000

confused
I meant how long did you wait before reapplying? if you do it too quickly you will be declined.

By: AsherO

AsherO — Tue, 25 Dec 2007 09:21:41 +0000

Please Help:

Are you interested in selling those miles? If you are, email me at YouDontNeed2KnowMyEmailAddress at gmail dot com.

AsherO

By: please help

please help — Mon, 24 Dec 2007 20:48:44 +0000

Dear Dan,
i used to accumulate delta miles from an amex skymiles card. even though i dont have the credit card anymore, i still have the 200,000 skymiles.

My question is, being that i hate delta skymiles (i can never find flights with the skysaver) is there any way i can transfer these miles to some other worthwhile program?

thanx

By: confused

confused — Fri, 21 Dec 2007 05:33:41 +0000

OTHER GUY,
Just yesterday

By: levi

levi — Thu, 20 Dec 2007 05:26:57 +0000

confused, i’m not sure then i know by me i applied for the second time while my first card was still opened

By: Other Guy

Other Guy — Thu, 20 Dec 2007 04:13:40 +0000

confused
How recently?

By: confused

confused — Thu, 20 Dec 2007 02:59:58 +0000

levi, I just tried to apply but was declined because “(paraphrase)our records indicate that you have already applied recently for this card…

By: levi

levi — Wed, 19 Dec 2007 22:32:06 +0000

confused, No
bigfan, they are not compareable

By: Big Fan

Big Fan — Wed, 19 Dec 2007 21:26:48 +0000

How does the Capital One cc compare to the starwood?

By: confused

confused — Wed, 19 Dec 2007 18:56:14 +0000

do I need to cancel AMex SPG card before applying for a new one (to churn)?

By: ben

ben — Wed, 19 Dec 2007 16:52:12 +0000

whats the deal with sprints “Pick 3″ have you tried to get it? people on sprintusers have gotten it even with SERO

http://www.sprintusers.com/forum/showthread.php?t=142733

By: levi

levi — Wed, 19 Dec 2007 07:14:12 +0000

my experience with mobile boarding pass.
i had my boarding pass emailed to my blackberry when i got to security they scanned the barcode on the screen of my phone and i went through no problem when i got to the gate to board the plane they tried scanning it a few times and it did not scan so they printed one out for me. i was told that due to the fact that this is all new it will take time to work perfect. i will post agian next week and let eveyone know how it works out

By: Scarble

Scarble — Wed, 19 Dec 2007 00:40:22 +0000

well, i will be there most the time and there are time of the day that there is a lot of traffic on the site, like after work, you can have 10 pple in it, and then if pple like it thy will come more often.
Maybe lets get pple to sign up for meebo and we can have a chat room there!!!!!!!!!!!

By: justshmooze.com

justshmooze.com — Tue, 18 Dec 2007 22:25:22 +0000

whos gonna be sitting there waiting in the chat room?
you have a (whole) lot of viewers, but how many do you think at the same time?

By: Scarble

Scarble — Tue, 18 Dec 2007 22:21:45 +0000

Dan, when will this fly up, no1 is really looking at this any more, and pple are doing the wrong things by not getting others advice, from this chat room.
Dan, what do you think of a live chat room?

By: Scarble

Scarble — Tue, 18 Dec 2007 16:45:02 +0000

Well there are many cc that are cheaper, you can get alot for about 9.99% APR, and i think the cash APR is if you take out cash from it like at a ATM if you can and that type of stuff.
Please correct me if im wrong.

By: Sobo

Sobo — Tue, 18 Dec 2007 11:50:20 +0000

What does it mean when my cc says I’m charged 19.24% for purchased apr & 23.24% for cash apr?
And is that generally conciderd a high interest rate? ie. are there alot of cc’s that are cheaper?
Thanx

By: Joel

Joel — Mon, 17 Dec 2007 18:38:54 +0000

Dear Dan,

This might not be the place for it but i chose to thank you in public rather then in private email, 2 years ago i had a very poor credit and couldn’t get approved for anything and thanx to Dans legacy and recommendations my credit score was boosted up to “743″ and i haven’t had any problems with car leasing credit cards ect. Thank You for making me a better me.

By: Other Guy

Other Guy — Mon, 17 Dec 2007 17:07:56 +0000

Dan, Please repost this or put something on top or something. This post was a great idea…

By: balance transfer

balance transfer — Mon, 17 Dec 2007 13:20:46 +0000

i’m looking for a credit card with a low fixed apr for life to transfer some stuff too. any ideas of a card without a balance transfer fee? thanks.

By: Scarble

Scarble — Mon, 17 Dec 2007 04:43:26 +0000

Efy thanks on the update i will try it out.

By: Efrayim

Efrayim — Mon, 17 Dec 2007 03:49:29 +0000

If you have an account with at&t you could tell them your going overseas and they’ll email you the code a day or two later even if you don’t have an account ask someone you know to do it for you all they’ll ask for is the imei number i have done it many times.

By: Scarble

Scarble — Sun, 16 Dec 2007 22:37:30 +0000

Unlock codes, mostly work on Nokia Phones only, you might need to go to a store and pay them, thy use other stuff, not codez, sry for the sad news, if i do come across any codes if there is such a thing for other kinda phones, ill let you know.

By: hocker

hocker — Sun, 16 Dec 2007 09:53:57 +0000

Does anyone know how to unlock phones- i have a SonyEricsson (FIDO) and a PAntech (AT&T) that i’d like to unlock to use in israel, Are there any reliable websites with free unlock codes?

By: levi

levi — Sun, 16 Dec 2007 01:57:14 +0000

When you apply for the same cc more then once and you get the sign up bonus for each time you apply

By: Dave

Dave — Fri, 14 Dec 2007 19:16:01 +0000

thank you levi. but what does churning mean? also when I apply for a new CC is there any benefit to holding the old account open?

By: ollie

ollie — Fri, 14 Dec 2007 18:37:09 +0000

dan, do you know anything about the flyclear card – goes through security quicker etc. for jfk and some other airlines.
let me know if you do…thanks!

By: Mendel

Mendel — Fri, 14 Dec 2007 16:06:23 +0000

Citibank is dropping a great benefit (which I used in the past) this is a copy from my statement

Please be advised that the Luggage Express Platinum card benefit is no longer
available.

By: levi

levi — Fri, 14 Dec 2007 08:49:44 +0000

jack, I have been in CA many times for vacation feel free to email me, hartfordapartments@yahoo.com

By: levi

levi — Fri, 14 Dec 2007 08:42:37 +0000

dave, you second Q answered you first, no it will not hurt your credit

By: Dave

Dave — Fri, 14 Dec 2007 03:38:33 +0000

what does ‘churning’ credit cards mean? Also, I applied for AMEX starwood CC about 3 weeks ago and got it a few days ago. can I apply again for a new card and get another 10,000 bonus points? will it hurt my credit score?

By: jack

jack — Fri, 14 Dec 2007 01:17:17 +0000

I am planning my vacation and was wondering if anyone has a really great itinerary for CA or Hawaii? Any tips on the areas or any other suggestions for great place to visit – warm weather a must!

By: danFan

danFan — Thu, 13 Dec 2007 18:29:12 +0000

http://finance.yahoo.com/banking-budgeting/article/104004/Ten-Credit-Cards-That-Offer-Consumer-Friendly-Rewards

joke of the year!!!

By: Mendy

Mendy — Thu, 13 Dec 2007 05:40:37 +0000

Hi! I flew El Al a number of times over a year ago and for some reason my application for a milage card didn’t work. Is there any chance that I can still get the milage points?

Sorry for the am aratzis.

By: Meshilem Zev

Meshilem Zev — Thu, 13 Dec 2007 04:49:51 +0000

how does AA transfer points work with EL AL (dan had mentioned that they partners or so…)

By: levi

levi — Thu, 13 Dec 2007 01:52:20 +0000

had it, check the balance transfer fee and the apr on the amount transfered. its definitely not good for your credit to cancel accounts better to just not use them. you balance does not have to be clear to cancel

By: levi

levi — Thu, 13 Dec 2007 01:47:45 +0000

shlomo, the starwood card is the best card

By: levi

levi — Thu, 13 Dec 2007 01:46:58 +0000

big fan, yes you can just make sure both accounts have the same adress

By: Big Fan

Big Fan — Wed, 12 Dec 2007 23:33:04 +0000

Dan,
Can I open a starwood cc in my wife’s name and link the starwood points with my account?

By: Shlomo

Shlomo — Wed, 12 Dec 2007 20:50:01 +0000

Hey Dan,
I’m looking to get a new credit card. Do you recommend starwood over the USAA American express card?
Shlomo

By: Scarble

Scarble — Wed, 12 Dec 2007 17:12:35 +0000

Mendel, there are many ways, there is a comen way to do it, whivh you need to make 51% f your mins roaming for 3 months, then thy will take you off, Dan has also posted another way to get out, which is by posting your plan on another website, and have some one take over your plan, now both of the 2 ways i posted, can take a bit of time to get off, but there is another way that you can try, and it might be a bit hard.
I don’t knwo where you are form but im from ch, so as you knwo most pple go upstate for the summer, so now you can tell them your moving there, give them a zip code like 12701, now thy are supposed to ask you for proof such as a bill, with the address upstate, well if thy do , then just start asking random stuff and hang up you try a few times thy will not make you send proof it worked gr8 for me and every one one my sprint plan, i have over 10 lines now with unlimited mins from sprint, if you want a family plan for as cheap as sero plans email me at ctownjr@gmail.com.

By: fureel

fureel — Wed, 12 Dec 2007 11:39:52 +0000

What is a credit report? & do I ever need one?

By: had it

had it — Wed, 12 Dec 2007 11:37:52 +0000

What exactly do I need to check,to know if it’s worth to transfer balances.Also does canceling a CC ruin my credit in any sort of way? And finally does my balance have to be clear in order to cancel my CC. Toda Raba

By: Bochur

Bochur — Wed, 12 Dec 2007 08:09:06 +0000

How do i file a chargeback??

By: anon

anon — Wed, 12 Dec 2007 06:13:51 +0000

Is there any way to reassign.a IP address. (For google checkout purposes)? will it affect my internet account?

By: Mendel

Mendel — Wed, 12 Dec 2007 06:04:18 +0000

I was wondering if you (or anyone else) knows how to get out of a cingular contract. I cant get out untill september but i would like to get the sero plan for a centro, im on a family plan if that makes a diffrence in any way.

By: Moishe

Moishe — Wed, 12 Dec 2007 05:39:01 +0000

Dan,

I just wanted to mention that I have received all 3 Credit Reports since my Starwood card was canceled and all that is on the reports is that “the account was closed by credit granter” and the like… There is a section on reports that is personalized that explains the different factors that have a positive or negative effect on the score and the fact that I had a card “closed by credit granter” has never shown up there as a negative!

By: Moishe

Moishe — Wed, 12 Dec 2007 05:26:46 +0000

Ollie,
I myself received the same letter in the mail as well as a few of my friends (all of us spent overseas) and I believe it is real.

Schneur,

You absolutely can open another chase CC and then transfer the credit line from your old card to the new one and keep you old card running with all the credit history you have achieved. I just did it myself…

Dan has already written a post on the topic of Financial Review:

http://www.dansdeals.com/index.php?s=financial+review

Dan,

The only part I have a question about is if I did not manage to shut down my account before they did then how long will I have to wait to reapply? Your suggestion to wait 3 months seemed to be only if you were able to shut down the account before they did. Personally it has been more then 3 months for me and I just reapplied and was declined! Any ideas other then just to wait longer? Also, if I am not using the Starwood Amex then what is the next best card to use for Miles (other then the AAdvantage)?

By: Scarble

Scarble — Wed, 12 Dec 2007 05:25:07 +0000

http://www.travelfinances.com/blog/index.php/2006/11/08/class-action-lawsuits-to-allow-cardholders-to-recover-foreign-transaction-fees/
Anon and ollie this is for you and any one with the same thing.

By: anon

anon — Wed, 12 Dec 2007 05:00:50 +0000

Ollie- I also got that letter. Seems legit. Need to look further into it.